ABCB

Valuation Ratios

Breakdown 2024-12-31 2023-12-31 2022-12-31 2021-12-31 2020-12-31
Price to Earnings 12.01 13.60 9.41 9.15 10.07
Price to Sales
Book Value Per Common Share 163.56 148.52 137.96 128.40 115.15
Price to Book 0.38 0.36 0.34 0.39 0.33
Price to Operating Cash Flow 14.94 5.02 2.96 26.03 2.97
Price to Free Cash Flow
Enterprise Value to EBITDA 26850.15 27698.87 45818.93 27609.35 26928.05
Breakdown 2025-09-30 2025-06-30 2025-03-31 2024-09-30 2024-06-30 2024-03-31 2023-09-30 2023-06-30 2023-03-31 2022-09-30 2022-06-30 2022-03-31 2021-09-30 2021-06-30 2021-03-31
Price to Earnings 16.55 22.47 44.98 16.25 20.98 44.80 13.06 19.22 42.05 11.70 16.20 37.19 12.21 16.49 29.17
Price to Sales
Book Value Per Common Share 58.56 57.03 55.59 53.50 51.83 100.71 48.49 47.54 93.55 89.40 88.58 86.70 83.86 82.06 79.85
Price to Book 1.25 1.13 1.04 1.17 0.97 0.48 0.79 0.72 0.39 0.50 0.45 0.51 0.62 0.62 0.66
Price to Operating Cash Flow 17.76 24.94 33.89 181.21 -44.15 179.19 7.44 10.54 19.21 2.91 3.90 8.44 -13.99 -38.13 -7.84
Price to Free Cash Flow
Enterprise Value to EBITDA 65500.61 88086.14 168121.21 54382.50 67806.95 140225.13 42566.41 61777.48 144666.74 72028.19 101213.57 228873.63 80141.38 110098.84 198059.16

Earnings Data

Breakdown 2024-12-31 2023-12-31 2022-12-31 2021-12-31 2020-12-31
Earning YoY 33.59 -22.16 -7.73 43.65
Revenue YoY
EBITDA YoY 21.37 85.59 -43.01 27.59
Net Profit YoY 33.29 -22.35 -8.06 43.87
Breakdown 2025-09-30 2025-06-30 2025-03-31 2024-09-30 2024-06-30 2024-03-31 2023-09-30 2023-06-30 2023-03-31 2022-09-30 2022-06-30 2022-03-31 2021-09-30 2021-06-30 2021-03-31
Earning YoY 53.82 125.00 60.00 122.22 65.17 104.60 54.03 110.17 38.44 70.56
Revenue YoY
EBITDA YoY 52.17 114.21 258.77 54.49 115.23 67.95 62.72 118.75 56.32 106.81 -55.20 40.76 73.56
Net Profit YoY 53.61 124.90 60.09 122.17 65.10 103.66 53.89 110.24 38.30 70.68

Financial Strength

Breakdown 2024-12-31 2023-12-31 2022-12-31 2021-12-31 2020-12-31
Cash Per Common Share 90.74 46.26 83.01 133.84 72.39
Quick Ratio
Current Ratio
Debt to Equity 0.67 0.69 0.71 0.72 0.71
Long-Term Debt to Equity
Breakdown 2025-09-30 2025-06-30 2025-03-31 2024-09-30 2024-06-30 2024-03-31 2023-09-30 2023-06-30 2023-03-31 2022-09-30 2022-06-30 2022-03-31 2021-09-30 2021-06-30 2021-03-31
Cash Per Common Share 76.04 85.19 93.94 98.76 98.97 45.49 111.98 95.47 146.07 96.16 166.57 273.88 270.17 237.91 159.06
Quick Ratio
Current Ratio
Debt to Equity 5.75 5.81 5.93 6.17 6.44 6.36 6.68 6.86 7.02 6.63 6.71 6.83 6.77 6.71 6.77
Long-Term Debt to Equity

Profitability

Breakdown 2024-12-31 2023-12-31 2022-12-31 2021-12-31 2020-12-31
ROA 0.63 0.50 0.64 0.74 0.60
ROE 1.06 0.84 1.10 1.27 1.02
Gross Margin
Operating Margin
EBITDA Margin
Net Profit Margin
Breakdown 2025-09-30 2025-06-30 2025-03-31 2024-09-30 2024-06-30 2024-03-31 2023-09-30 2023-06-30 2023-03-31 2022-09-30 2022-06-30 2022-03-31 2021-09-30 2021-06-30 2021-03-31
ROA 1.12 0.74 0.33 1.00 0.62 0.29 0.79 0.48 0.23 1.11 0.73 0.35 1.31 0.97 0.58
ROE 7.56 5.05 2.30 7.18 4.63 2.13 6.07 3.75 1.86 8.47 5.59 2.72 10.17 7.52 4.53
Gross Margin
Operating Margin
EBITDA Margin
Net Profit Margin

Dividends

Breakdown 2024-12-31 2023-12-31 2022-12-31 2021-12-31 2020-12-31
Dividend Yield
Dividend Payout Ratio
Breakdown 2025-09-30 2025-06-30 2025-03-31 2024-09-30 2024-06-30 2024-03-31 2023-09-30 2023-06-30 2023-03-31 2022-09-30 2022-06-30 2022-03-31 2021-09-30 2021-06-30 2021-03-31
Dividend Yield
Dividend Payout Ratio

Financial Statements

Breakdown 2024-12-31 2023-12-31 2022-12-31 2021-12-31 2020-12-31
Assets 56,553,653.00 54,213,568.00 53,757,484.00 51,137,952.00 43,972,971.00
   Deposits 21,722,448.00 20,708,509.00 19,462,738.00 19,665,553.00 16,957,823.00
      Cash and Short-Term Investments 6,243,721.00 3,191,197.00 5,743,759.00 9,292,575.00 5,013,298.00
            Cash and Cash Equivalents 6,243,721.00 3,191,197.00 5,743,759.00 9,292,575.00 5,013,298.00
            Short-Term Investments 0 0 0 0 0
      Net Receivables 528,599.00 281,332.00 392,078.00 1,254,632.00 60,316,935.00
      Inventory 0 0 0 0 0
      Other Current Assets 0 0 0 0 0
      Property, Plant, Equipment Net 254,529.00 266,299.00 276,616.00 281,470.00 296,578.00
      Real Estate 3,443.00 11,523.00 843.00 0 0
      Goodwill 1,015,646.00 1,015,646.00 1,015,646.00 2,452,105.00 2,654,859.00
      Intangible Assets 178,829.00 178,829.00 191,569.00 196,111.00 131,565.00
      Long-Term Investments 0 0 0 0 0
      Non-Current Deferred Assets 0 0 0 0 33,314.00
      Other Non-Current Assets 0 0 0 0 0
Liabilities 22,788,559.00 22,156,375.00 22,309,398.00 21,346,729.00 18,240,157.00
      Payables and Expenses 0 0 0 0 0
            Account Payables 0 0 0 0 0
            Current Accrued Liabilities 0 0 0 0 0
      Short-Term Debt 0 0 0 0 0
      Other Current Liabilities 0 0 0 0 0
      Long-Term Debt 0 0 0 0 0
      Other Non-Current Liabilities 0 0 0 0 0
Equity 33,765,094.00 32,057,193.00 31,448,086.00 29,791,223.00 25,732,814.00
   Shareholders Equity 11,254,566.00 10,244,302.00 9,545,693.00 8,914,943.00 7,974,769.00
      Capital Stock 72,699.00 72,516.00 72,264.00 72,017.00 71,754.00
      Share Premium 1,958,642.00 1,945,385.00 1,935,211.00 1,924,813.00 1,913,285.00
      Retained Earnings 1,853,428.00 1,539,957.00 1,311,258.00 1,006,436.00 671,510.00
      Treasury Shares 103,128.00 95,172.00 74,826.00 52,405.00 42,966.00
      Accumulated Other Comprehensive Income -30,119.00 -35,939.00 -46,507.00 15,590.00 33,505.00
   Minority Interest 0 0 0 0 0
Investments 66,419.00 313,794.00 111,234.00 2,579,358.00 48,231,305.00
Debt 864,823.00 964,885.00 1,014,053.00 1,041,670.00 981,795.00
Common Shares Outstanding 0 0 0 0 0
Breakdown 2024-12-31 2023-12-31 2022-12-31 2021-12-31 2020-12-31
Cost Of Revenue 187,427.00 296,171.00 124,307.00 70,446.00 264,169.00
Interest Income 2,905,939.00 2,736,332.00 1,838,217.00 1,548,325.00 1,546,916.00
Interest Expense 1,080,692.00 915,350.00 207,890.00 115,180.00 195,116.00
Net Interest 849,190.00 835,044.00 801,026.00 655,327.00 1,275,086.00
Non-Interest Income 293,257.00 242,828.00 284,424.00 365,544.00 446,500.00
Non-Interest Expense 607,794.00 578,281.00 560,655.00 560,124.00 598,629.00
Provisions for Credit Losses 187,427.00 296,177.00 124,446.00 -69,830.00 263,339.00
   Selling, General and Administrative Expenses 246,315.00 239,454.00 230,098.00 208,438.00 220,750.00
EBT 475,860.00 356,935.00 453,098.00 1,101,684.00 748,482.00
Income Tax 224,764.00 164,922.00 204,563.00 231,520.00 151,287.00
Net Income 358,685.00 269,105.00 346,540.00 376,913.00 261,988.00
EBIT 1,556,552.00 1,272,285.00 660,988.00 1,216,864.00 943,598.00
Deprecation and Amortization 46,728.00 48,719.00 50,799.00 32,190.00 35,371.00
EBITDA 1,603,280.00 1,321,004.00 711,787.00 1,249,054.00 978,969.00
EPS 0.01 0.00 0.01 0.01 0.00
Diluted EPS 0.01 0.00 0.00 0.01 0.00
Average Shares Outstanding Basic 68,808.83 68,977.45 69,194.00 69,432.00 69,256.00
Average Shares Outstanding Diluted 69,061.83 69,104.16 69,420.00 69,761.00 69,426.00
Breakdown 2024-12-31 2023-12-31 2022-12-31 2021-12-31 2020-12-31
Operating Cash Flow 288,138.00 729,408.00 1,101,769.00 132,524.00 888,700.00
   Operating Net Income 1,434,740.00 1,076,420.00 1,386,160.00 1,507,652.00 1,047,952.00
   Deprecation and Amortization 46,728.00 48,719.00 50,799.00 32,190.00 35,371.00
   Deferred Income Tax -20,866.00 -21,633.00 -36,326.00 40,105.00 -9,154.00
   Share Based Compensation 40,380.00 29,800.00 20,112.00 23,796.00 11,550.00
   Change in Working Capital 20,753.00 41,581.00 39,154.00 -19,781.00 12,642.00
   Other Operating Activities -1,233,597.00 -445,479.00 -358,130.00 -1,451,438.00 -209,661.00
Investing Cash Flow -846,682.00 -338,194.00 -4,939,317.00 -425,484.00 -1,281,355.00
   Capital Expenditure 0.00 0.00 0.00 0.00 0.00
   Net Purchase/Sale of PPE 13,727.00 21,456.00 13,614.00 27,406.00 18,834.00
   Net Purchase/Sale of Investments Net 1,171,892.00 199,051.00 1,424,023.00 457,517.00 449,263.00
   Net Purchase/Sale of Business 0 0 0 0 0
   Net Loan & Lease Activity 610,502.00 0 0 0 0
   Other Investing Activities -2,642,803.00 -558,701.00 -6,376,954.00 -910,407.00 -1,749,452.00
Financing Cash Flow 588,274.00 -329,962.00 804,300.00 2,312,490.00 1,953,363.00
   Net Issuance/Repayment of Debt 12,942,837.00 33,136,695.00 6,758,731.00 290,529.00 15,483,782.00
   Net Issuance/Repurchase of Equity 7,954.00 41,644.00 50,440.00 27,942.00 20,514.00
   Dividends Paid 41,460.00 41,649.00 41,610.00 41,798.00 41,685.00
   Other Financing Activities -12,403,977.00 -33,549,950.00 -6,046,481.00 1,952,221.00 -13,592,618.00
Net Change in Cash 29,730.00 61,252.00 -3,033,248.00 2,019,530.00 1,560,708.00
   Cash at Beginning of Period 1,190,647.00 1,106,052.00 4,151,380.00 2,045,127.00 556,598.00
   Cash at End of Period 1,220,377.00 1,167,304.00 1,118,132.00 4,064,657.00 2,117,306.00
Free Cash Flow 0 0 0 0 0
Breakdown 2025-09-30 2025-06-30 2025-03-31 2024-12-31 2024-09-30 2024-06-30 2024-03-31 2023-12-31 2023-09-30 2023-06-30 2023-03-31 2022-12-31 2022-09-30 2022-06-30 2022-03-31 2021-12-31 2021-09-30 2021-06-30 2021-03-31 2020-12-31
Assets 27,099,829.00 26,680,153.00 26,514,940.00 56,553,653.00 26,399,782.00 26,520,728.00 25,655,445.00 54,213,568.00 25,697,830.00 25,800,618.00 26,088,384.00 53,757,484.00 23,813,657.00 23,687,470.00 23,560,292.00 51,137,952.00 22,533,141.00 21,886,931.00 21,427,127.00 43,972,971.00
   Deposits 22,228,078.00 21,932,675.00 21,912,409.00 21,722,448.00 21,879,265.00 21,444,143.00 20,997,390.00 20,708,509.00 20,590,345.00 20,443,125.00 19,897,455.00 19,462,738.00 19,466,919.00 19,684,982.00 19,588,441.00 19,665,553.00 18,833,489.00 18,257,997.00 17,875,873.00 16,957,823.00
      Cash and Short-Term Investments 5,215,820.00 5,851,350.00 6,462,000.00 6,243,721.00 6,795,780.00 6,810,970.00 3,130,297.00 3,191,197.00 7,728,865.00 6,595,650.00 10,104,265.00 5,743,759.00 6,655,840.00 11,534,180.00 18,992,300.00 9,292,575.00 18,762,200.00 16,522,620.00 11,037,259.00 5,013,298.00
            Cash and Cash Equivalents 5,215,820.00 5,851,350.00 6,462,000.00 6,243,721.00 6,795,780.00 6,810,970.00 3,130,297.00 3,191,197.00 7,728,865.00 6,595,650.00 10,104,265.00 5,743,759.00 6,655,840.00 11,534,180.00 18,992,300.00 9,292,575.00 18,762,200.00 16,522,620.00 11,037,259.00 5,013,298.00
            Short-Term Investments 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
      Net Receivables 604,136.00 544,091.00 545,388.00 528,599.00 553,379.00 570,180.00 364,332.00 281,332.00 381,466.00 391,472.00 395,096.00 392,078.00 297,987.00 555,665.00 901,550.00 1,254,632.00 1,435,805.00 1,210,589.00 60,900,333.00 60,316,935.00
      Inventory 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
      Other Current Assets 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
      Property, Plant, Equipment Net 211,567.00 211,434.00 207,895.00 254,529.00 210,931.00 213,255.00 214,801.00 266,299.00 217,564.00 218,662.00 218,878.00 276,616.00 222,694.00 224,249.00 224,293.00 281,470.00 226,430.00 229,994.00 231,550.00 296,578.00
      Real Estate 4,462.00 2,842.00 1,139.00 3,443.00 17,019.00 3,414.00 2,718.00 11,523.00 5,003.00 6,170.00 2,257.00 843.00 935.00 1,537.00 2,309.00 0 4,675.00 7,754.00 9,140.00 0
      Goodwill 1,015,646.00 1,015,646.00 1,015,646.00 1,015,646.00 1,015,646.00 1,015,646.00 1,015,646.00 1,015,646.00 1,015,646.00 1,015,646.00 1,015,646.00 1,015,646.00 1,023,071.00 1,023,056.00 1,022,345.00 2,452,105.00 928,005.00 928,005.00 928,005.00 2,654,859.00
      Intangible Assets 0 0 0 178,829.00 0 0 0 178,829.00 0 0 0 191,569.00 0 0 0 196,111.00 0 0 0 131,565.00
      Long-Term Investments 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
      Non-Current Deferred Assets 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 4,329.00 9,081.00 22,367.00 33,314.00
      Other Non-Current Assets 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Liabilities 23,083,128.00 22,762,475.00 22,691,138.00 22,788,559.00 22,718,414.00 22,954,114.00 22,170,707.00 22,156,375.00 22,350,761.00 22,515,988.00 22,835,189.00 22,309,398.00 20,694,587.00 20,614,094.00 20,553,133.00 21,346,729.00 19,632,371.00 19,049,927.00 18,669,531.00 18,240,157.00
      Payables and Expenses 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
            Account Payables 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
            Current Accrued Liabilities 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
      Short-Term Debt 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
      Other Current Liabilities 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
      Long-Term Debt 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
      Other Non-Current Liabilities 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Equity 4,016,701.00 3,917,678.00 3,823,802.00 33,765,094.00 3,681,368.00 3,566,614.00 3,484,738.00 32,057,193.00 3,347,069.00 3,284,630.00 3,253,195.00 31,448,086.00 3,119,070.00 3,073,376.00 3,007,159.00 29,791,223.00 2,900,770.00 2,837,004.00 2,757,596.00 25,732,814.00
   Shareholders Equity 4,016,701.00 3,917,678.00 3,823,802.00 11,254,566.00 3,681,368.00 3,566,614.00 6,929,517.00 10,244,302.00 3,347,069.00 3,284,630.00 6,470,809.00 9,545,693.00 6,187,406.00 6,134,117.00 6,012,477.00 8,914,943.00 5,823,425.00 5,699,032.00 5,541,282.00 7,974,769.00
      Capital Stock 72,900.00 72,897.00 72,885.00 72,699.00 72,698.00 72,697.00 72,683.00 72,516.00 72,514.00 72,515.00 72,484.00 72,264.00 72,247.00 72,251.00 72,212.00 72,017.00 72,016.00 72,008.00 71,954.00 71,754.00
      Share Premium 1,968,124.00 1,964,896.00 1,961,732.00 1,958,642.00 1,954,532.00 1,950,846.00 1,948,352.00 1,945,385.00 1,942,852.00 1,939,865.00 1,937,664.00 1,935,211.00 1,932,906.00 1,931,088.00 1,928,702.00 1,924,813.00 1,922,964.00 1,920,566.00 1,917,990.00 1,913,285.00
      Retained Earnings 2,115,712.00 2,023,493.00 1,927,489.00 1,853,428.00 1,772,989.00 1,684,218.00 1,603,832.00 1,539,957.00 1,484,424.00 1,414,742.00 1,362,512.00 1,311,258.00 1,239,477.00 1,157,359.00 1,077,725.00 1,006,436.00 934,979.00 863,828.00 785,984.00 671,510.00
      Treasury Shares 145,206.00 136,722.00 123,874.00 103,128.00 103,127.00 103,127.00 100,170.00 95,172.00 91,903.00 91,874.00 83,884.00 74,826.00 74,826.00 74,687.00 69,639.00 52,405.00 51,074.00 44,422.00 44,422.00 42,966.00
      Accumulated Other Comprehensive Income 5,171.00 -6,886.00 -14,430.00 -30,119.00 -15,724.00 -38,020.00 -39,959.00 -35,939.00 -60,818.00 -50,618.00 -35,581.00 -46,507.00 -50,734.00 -12,635.00 -1,841.00 15,590.00 21,885.00 25,024.00 26,090.00 33,505.00
   Minority Interest 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Investments 70,644.00 69,910.00 65,630.00 66,419.00 63,899.00 96,613.00 77,480.00 313,794.00 104,957.00 109,656.00 146,715.00 111,234.00 60,560.00 4,483,200.00 2,550,469.00 2,579,358.00 2,895,917.00 3,199,569.00 48,058,813.00 48,231,305.00
Debt 660,619.00 734,652.00 731,871.00 864,823.00 841,369.00 834,775.00 832,907.00 964,885.00 833,097.00 834,534.00 809,001.00 1,014,053.00 872,886.00 866,015.00 864,817.00 1,041,670.00 862,770.00 862,563.00 735,720.00 981,795.00
Common Shares Outstanding 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Breakdown 2025-09-30 2025-06-30 2025-03-31 2024-12-31 2024-09-30 2024-06-30 2024-03-31 2023-12-31 2023-09-30 2023-06-30 2023-03-31 2022-12-31 2022-09-30 2022-06-30 2022-03-31 2021-12-31 2021-09-30 2021-06-30 2021-03-31
Cost Of Revenue 125,393.00 68,957.00 60,303.00 -53,119.00 103,169.00 90,749.00 46,628.00 -234,016.00 242,818.00 188,264.00 99,105.00 22,393.00 66,769.00 31,648.00 3,497.00 -80,237.00 59,586.00 45,927.00 45,170.00
Interest Income 1,036,462.00 681,416.00 333,778.00 867,791.00 1,031,921.00 676,775.00 329,452.00 874,727.00 948,221.00 617,668.00 295,716.00 648,657.00 620,244.00 385,942.00 183,374.00 493,927.00 524,747.00 351,701.00 177,950.00
Interest Expense 344,846.00 227,764.00 111,939.00 284,610.00 404,552.00 263,466.00 128,064.00 315,532.00 319,278.00 196,476.00 84,064.00 131,671.00 43,355.00 22,034.00 10,830.00 41,078.00 36,257.00 24,872.00 12,973.00
Net Interest 691,616.00 453,652.00 221,839.00 -392,876.00 627,369.00 413,309.00 201,388.00 -426,743.00 628,943.00 421,192.00 211,652.00 -312,315.00 576,889.00 363,908.00 172,544.00 -324,969.00 488,490.00 326,829.00 164,977.00
Non-Interest Income 209,208.00 132,934.00 64,023.00 -151,508.00 224,298.00 154,589.00 65,878.00 -123,201.00 186,580.00 123,399.00 56,050.00 -209,315.00 236,076.00 170,752.00 86,911.00 -243,417.00 283,775.00 207,213.00 117,973.00
Non-Interest Expense 460,860.00 306,294.00 151,034.00 -300,830.00 455,845.00 304,068.00 148,711.00 -278,234.00 429,270.00 287,824.00 139,421.00 -294,775.00 425,594.00 286,016.00 143,820.00 -294,988.00 421,755.00 284,559.00 148,798.00
Provisions for Credit Losses 125,388.00 68,960.00 60,303.00 -53,119.00 103,172.00 90,750.00 46,624.00 -233,991.00 242,813.00 188,257.00 99,098.00 22,227.00 66,904.00 31,774.00 3,541.00 79,643.00 -58,980.00 -45,496.00 -44,997.00
   Selling, General and Administrative Expenses 169,767.00 111,226.00 53,947.00 -102,667.00 174,661.00 116,698.00 57,623.00 -90,567.00 164,304.00 110,145.00 55,572.00 -87,057.00 159,059.00 105,510.00 52,586.00 -80,489.00 144,081.00 96,085.00 48,761.00
EBT 392,670.00 255,628.00 112,936.00 -195,379.00 349,837.00 223,952.00 97,450.00 -149,688.00 266,549.00 161,522.00 78,552.00 -232,359.00 348,564.00 227,489.00 109,404.00 272,375.00 388,634.00 277,932.00 162,743.00
Income Tax 88,872.00 57,859.00 25,001.00 57,243.00 85,528.00 58,855.00 23,138.00 44,947.00 63,378.00 38,466.00 18,131.00 36,887.00 84,245.00 55,725.00 27,706.00 35,431.00 93,665.00 64,643.00 37,781.00
Net Income 303,798.00 197,769.00 87,935.00 -145,033.00 264,309.00 165,097.00 74,312.00 -117,543.00 203,171.00 123,056.00 60,421.00 -171,241.00 264,319.00 171,764.00 81,698.00 -256,307.00 294,969.00 213,289.00 124,962.00
EBIT 737,516.00 483,392.00 224,875.00 89,231.00 754,389.00 487,418.00 225,514.00 165,844.00 585,827.00 357,998.00 162,616.00 -100,688.00 391,919.00 249,523.00 120,234.00 313,453.00 424,891.00 302,804.00 175,716.00
Deprecation and Amortization 30,120.00 21,080.00 10,634.00 -23,588.00 34,940.00 23,506.00 11,870.00 -24,501.00 36,519.00 24,475.00 12,226.00 -24,731.00 37,626.00 25,266.00 12,638.00 -16,875.00 24,442.00 16,417.00 8,206.00
EBITDA 767,636.00 504,472.00 235,509.00 65,643.00 789,329.00 510,924.00 237,384.00 141,343.00 622,346.00 382,473.00 174,842.00 -125,419.00 429,545.00 274,789.00 132,872.00 296,578.00 449,333.00 319,221.00 183,922.00
EPS 0.00 0.00 0.00 -0.00 0.00 0.00 0.00 -0.00 0.00 0.00 0.00 -0.00 0.00 0.00 0.00 -0.00 0.00 0.00 0.00
Diluted EPS 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Average Shares Outstanding Basic 68,592.53 68,689.51 68,785.46 68,796.58 68,811.73 68,818.62 68,808.39 68,629.81 69,023.00 69,085.00 69,172.00 68,971.00 69,213.00 69,246.00 69,346.00 69,443.00 69,445.00 69,448.00 69,392.00
Average Shares Outstanding Diluted 68,830.79 68,912.75 69,030.33 69,191.54 69,031.67 69,010.01 69,014.12 68,771.63 69,130.00 69,192.00 69,323.00 69,106.00 69,428.00 69,485.00 69,661.00 69,766.00 69,772.00 69,765.00 69,741.00
Breakdown 2025-09-30 2025-06-30 2025-03-31 2024-12-31 2024-09-30 2024-06-30 2024-03-31 2023-12-31 2023-09-30 2023-06-30 2023-03-31 2022-12-31 2022-09-30 2022-06-30 2022-03-31 2021-12-31 2021-09-30 2021-06-30 2021-03-31
Operating Cash Flow 283,144.00 178,224.00 116,852.00 324,350.00 23,690.00 -78,482.00 18,580.00 17,475.00 356,068.00 224,164.00 131,701.00 -1,035,311.00 1,062,789.00 713,868.00 360,423.00 946,913.00 -257,553.00 -92,227.00 -464,609.00
   Operating Net Income 911,394.00 593,307.00 263,805.00 -76,414.00 792,927.00 495,291.00 222,936.00 -83,524.00 609,513.00 369,168.00 181,263.00 -167,183.00 792,957.00 515,292.00 245,094.00 -392,008.00 884,907.00 639,867.00 374,886.00
   Deprecation and Amortization 30,120.00 21,080.00 10,634.00 -23,588.00 34,940.00 23,506.00 11,870.00 -24,501.00 36,519.00 24,475.00 12,226.00 -24,731.00 37,626.00 25,266.00 12,638.00 -16,875.00 24,442.00 16,417.00 8,206.00
   Deferred Income Tax -8,903.00 -3,079.00 -2,443.00 13,889.00 -23,459.00 -10,652.00 -644.00 5,063.00 -13,382.00 -10,507.00 -2,807.00 -31,567.00 -21,699.00 10,505.00 6,435.00 -31,376.00 32,074.00 26,488.00 12,919.00
   Share Based Compensation 9,683.00 6,452.00 3,276.00 22,275.00 9,329.00 5,642.00 3,134.00 15,759.00 7,415.00 4,429.00 2,197.00 10,709.00 4,859.00 3,045.00 1,499.00 12,705.00 5,884.00 3,454.00 1,753.00
   Change in Working Capital 0 0 0 20,753.00 0 0 0 41,581.00 0 0 0 39,154.00 0 0 0 -19,781.00 0 0 0
   Other Operating Activities -659,150.00 -439,536.00 -158,420.00 367,435.00 -790,047.00 -592,269.00 -218,716.00 63,097.00 -283,997.00 -163,401.00 -61,178.00 -861,693.00 249,046.00 159,760.00 94,757.00 1,394,248.00 -1,204,860.00 -778,453.00 -862,373.00
Investing Cash Flow -928,148.00 -461,961.00 -184,851.00 1,194,230.00 -800,426.00 -870,449.00 -370,037.00 801,204.00 -342,316.00 -627,587.00 -169,495.00 922,568.00 -3,525,936.00 -2,130,922.00 -205,027.00 -687,916.00 59,233.00 3,575.00 199,624.00
   Capital Expenditure 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
   Net Purchase/Sale of PPE 14,907.00 10,487.00 2,837.00 -6,249.00 9,370.00 6,955.00 3,651.00 -1,424.00 11,722.00 7,900.00 3,258.00 -9,527.00 11,353.00 8,238.00 3,550.00 -28,458.00 22,983.00 18,142.00 14,739.00
   Net Purchase/Sale of Investments Net 1,286,034.00 802,551.00 312,614.00 -180,402.00 869,822.00 366,986.00 115,486.00 48,407.00 81,093.00 48,501.00 21,050.00 -521,798.00 1,100,424.00 770,920.00 74,477.00 -244,195.00 355,954.00 228,980.00 116,778.00
   Net Purchase/Sale of Business 0 0 0 0 0 0 0 0 0 0 0 0 14,003.00 14,003.00 13,237.00 0 0 0 0
   Net Loan & Lease Activity 610,502.00 0 0 0 0
   Other Investing Activities -2,799,817.00 -1,603,389.00 -483,300.00 770,379.00 -1,679,618.00 -1,244,390.00 -489,174.00 754,221.00 -435,131.00 -683,988.00 -193,803.00 1,495,136.00 -4,651,716.00 -2,924,083.00 -296,291.00 -415,263.00 -319,704.00 -243,547.00 68,107.00
Financing Cash Flow 467,791.00 233,630.00 140,022.00 -1,919,540.00 968,588.00 1,143,821.00 395,405.00 -2,288,787.00 413,889.00 604,421.00 940,515.00 1,837,002.00 -270,342.00 -340,767.00 -421,593.00 -1,703,641.00 1,833,454.00 1,275,870.00 906,807.00
   Net Issuance/Repayment of Debt 10,244,179.00 5,145,119.00 2,095,060.00 -4,219,586.00 9,049,177.00 6,269,141.00 1,844,105.00 -29,576,573.00 28,339,809.00 21,588,423.00 12,785,036.00 5,429,739.00 708,694.00 309,611.00 310,687.00 305,866.00 -7,029.00 -6,023.00 -2,285.00
   Net Issuance/Repurchase of Equity 42,080.00 33,596.00 20,746.00 -12,642.00 7,851.00 7,851.00 4,894.00 -2,967.00 17,553.00 17,524.00 9,534.00 -17,590.00 24,745.00 24,606.00 18,679.00 5,210.00 12,607.00 5,667.00 4,458.00
   Dividends Paid 41,580.00 27,882.00 14,133.00 -20,978.00 31,140.00 20,821.00 10,477.00 -21,214.00 31,308.00 20,971.00 10,584.00 -20,905.00 31,227.00 20,843.00 10,445.00 -20,876.00 31,354.00 20,888.00 10,432.00
   Other Financing Activities -9,860,048.00 -4,972,967.00 -1,989,917.00 2,333,666.00 -8,119,580.00 -5,153,992.00 -1,464,071.00 27,311,967.00 -27,974,781.00 -21,022,497.00 -11,864,639.00 -3,554,242.00 -1,035,008.00 -695,827.00 -761,404.00 -1,993,841.00 1,796,522.00 1,255,338.00 894,202.00
Net Change in Cash -177,213.00 -50,107.00 72,023.00 -400,960.00 191,852.00 194,890.00 43,948.00 -1,470,108.00 427,641.00 200,998.00 902,721.00 1,724,259.00 -2,733,489.00 -1,757,821.00 -266,197.00 -1,444,644.00 1,635,134.00 1,187,218.00 641,822.00
   Cash at Beginning of Period 1,220,377.00 1,220,377.00 1,220,377.00 1,621,337.00 1,167,304.00 1,167,304.00 1,167,304.00 2,637,412.00 1,118,132.00 1,118,132.00 1,118,132.00 -606,127.00 4,064,657.00 4,064,657.00 4,064,657.00 5,509,301.00 2,117,306.00 2,117,306.00 2,117,306.00
   Cash at End of Period 1,043,164.00 1,170,270.00 1,292,400.00 1,220,377.00 1,359,156.00 1,362,194.00 1,211,252.00 1,167,304.00 1,545,773.00 1,319,130.00 2,020,853.00 1,118,132.00 1,331,168.00 2,306,836.00 3,798,460.00 4,064,657.00 3,752,440.00 3,304,524.00 2,759,128.00
Free Cash Flow 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0