ACGLN
Valuation Ratios
| Breakdown | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 | 2020-12-31 |
|---|---|---|---|---|---|
| Price to Earnings | 1.56 | 1.67 | 4.43 | 4.84 | |
| Price to Sales | 0.38 | 0.54 | 0.66 | 1.10 | |
| Book Value Per Common Share | 55.31 | 49.15 | 34.86 | 35.75 | 32.22 |
| Price to Book | 0.32 | 0.41 | 0.50 | 0.72 | |
| Price to Operating Cash Flow | 1.00 | 1.28 | 1.67 | 2.96 | |
| Price to Free Cash Flow | 1.01 | 1.29 | 1.69 | 2.99 | |
| Enterprise Value to EBITDA | 13341.72 | 19574.66 | 35555.92 | 37826.40 |
| Breakdown | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-03-31 | 2023-12-31 | 2022-12-31 | 2022-03-31 | 2021-12-31 | 2021-03-31 | 2020-12-31 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Price to Earnings | 6.92 | 42.22 | ||||||||||
| Price to Sales | 1.32 | 1.27 | 1.43 | 1.71 | 1.95 | 4.07 | ||||||
| Book Value Per Common Share | 64.58 | 61.38 | 57.36 | 55.31 | 59.21 | 52.18 | 49.15 | 34.86 | 34.52 | 35.75 | 32.68 | 32.22 |
| Price to Book | 0.28 | 0.27 | 0.30 | 0.32 | 0.35 | 0.40 | 0.41 | 0.50 | 0.61 | 0.72 | ||
| Price to Operating Cash Flow | 3.02 | 5.60 | 4.49 | 3.81 | 4.91 | 14.32 | ||||||
| Price to Free Cash Flow | 3.03 | 5.66 | 4.52 | 3.83 | 4.95 | 14.64 | ||||||
| Enterprise Value to EBITDA |
Earnings Data
| Breakdown | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 | 2020-12-31 |
|---|---|---|---|---|---|
| Earning YoY | -3.94 | 206.15 | -26.97 | 57.99 | |
| Revenue YoY | 27.92 | 41.80 | 3.94 | 8.50 | |
| EBITDA YoY | 32.96 | 111.13 | -30.56 | 44.72 | |
| Net Profit YoY | -2.95 | 200.83 | -31.52 | 53.46 |
| Breakdown | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-03-31 | 2023-12-31 | 2022-12-31 | 2022-03-31 | 2021-12-31 | 2021-03-31 | 2020-12-31 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Earning YoY | 498.00 | -53.27 | ||||||||||
| Revenue YoY | 0.24 | 8.12 | 2.36 | 13.83 | 102.95 | -14.30 | ||||||
| EBITDA YoY | ||||||||||||
| Net Profit YoY | 9.21 | 117.55 | -42.33 | -12.68 | 472.01 | -55.31 |
Financial Strength
| Breakdown | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 | 2020-12-31 |
|---|---|---|---|---|---|
| Cash Per Common Share | 7.12 | 5.70 | 4.65 | 11.23 | 10.61 |
| Quick Ratio | |||||
| Current Ratio | |||||
| Debt to Equity | 2.41 | 2.21 | 2.71 | 2.33 | 2.09 |
| Long-Term Debt to Equity |
| Breakdown | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-03-31 | 2023-12-31 | 2022-12-31 | 2022-03-31 | 2021-12-31 | 2021-03-31 | 2020-12-31 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Cash Per Common Share | 30.40 | 27.47 | 26.71 | 7.05 | 27.39 | 7.31 | 5.63 | 4.63 | 4.85 | 11.61 | 9.34 | 10.51 |
| Quick Ratio | ||||||||||||
| Current Ratio | ||||||||||||
| Debt to Equity | 2.34 | 2.42 | 2.49 | 2.41 | 2.31 | 2.24 | 2.21 | 2.71 | 2.53 | 2.33 | 2.15 | 2.09 |
| Long-Term Debt to Equity |
Profitability
| Breakdown | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 | 2020-12-31 |
|---|---|---|---|---|---|
| ROA | 6.08 | 7.54 | 3.08 | 4.78 | 3.25 |
| ROE | 20.71 | 24.21 | 11.43 | 15.91 | 10.05 |
| Gross Margin | 67.37 | 71.15 | 65.80 | 64.52 | 56.78 |
| Operating Margin | 27.61 | 27.16 | 17.60 | 27.11 | 20.19 |
| EBITDA Margin | 28.96 | 27.86 | 18.71 | 28.01 | 21.00 |
| Net Profit Margin | 24.72 | 32.59 | 15.36 | 23.32 | 16.49 |
| Breakdown | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-03-31 | 2023-12-31 | 2022-12-31 | 2022-03-31 | 2021-12-31 | 2021-03-31 | 2020-12-31 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ROA | 1.69 | 1.56 | 0.75 | 1.33 | 1.78 | 0.43 | 0.99 | |||||
| ROE | 5.65 | 5.33 | 2.62 | 4.39 | 5.79 | 1.51 | 3.12 | |||||
| Gross Margin | 40.75 | 28.98 | 33.46 | |||||||||
| Operating Margin | 30.94 | 29.18 | 15.53 | 24.19 | 21.07 | |||||||
| EBITDA Margin | 21.71 | |||||||||||
| Net Profit Margin | 26.92 | 24.71 | 12.28 | 21.80 | 28.42 | 10.08 | 19.34 |
Dividends
| Breakdown | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 | 2020-12-31 |
|---|---|---|---|---|---|
| Dividend Yield | 0.00 | ||||
| Dividend Payout Ratio | 42.35 |
| Breakdown | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-03-31 | 2023-12-31 | 2022-12-31 | 2022-03-31 | 2021-12-31 | 2021-03-31 | 2020-12-31 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Dividend Yield | 0.00 | 0.00 | 0.00 | 0.00 | ||||||||
| Dividend Payout Ratio | 0.75 | 0.98 | 2.66 | 1.02 |
Financial Statements
| Breakdown | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 | 2020-12-31 |
|---|---|---|---|---|---|
| Assets | 70,906,000.00 | 58,906,000.00 | 47,990,507.00 | 45,100,945.00 | 43,282,297.00 |
| Cash and Short-Term Investments | 2,654,000.00 | 2,103,000.00 | 1,715,087.00 | 4,397,554.00 | 4,276,200.00 |
| Cash and Cash Equivalents | 979,000.00 | 917,000.00 | 855,118.00 | 858,668.00 | 906,448.00 |
| Short-Term Investments | 1,675,000.00 | 1,186,000.00 | 859,969.00 | 3,538,886.00 | 3,369,752.00 |
| Net Receivables | 5,982,000.00 | 4,943,000.00 | 3,795,950.00 | 2,778,912.00 | 2,260,628.00 |
| Inventory | 0 | 0 | 0 | 0 | 0 |
| Other Current Assets | 0 | 0 | 0 | 0 | 0 |
| Property, Plant, Equipment Net | 129,000.00 | 125,000.00 | 123,083.00 | 0 | 0 |
| Goodwill | 571,000.00 | 345,000.00 | 342,073.00 | 344,865.00 | 314,629.00 |
| Intangible Assets | -994,000.00 | -766,000.00 | -678,020.00 | -571,839.00 | -489,828.00 |
| Long-Term Investments | 5,980,000.00 | 4,566,000.00 | 3,774,310.00 | 3,077,611.00 | 2,047,889.00 |
| Non-Current Deferred Assets | 0 | 0 | 0 | 0 | 0 |
| Other Non-Current Assets | 0 | 0 | 0 | 0 | 0 |
| Liabilities | 50,086,000.00 | 40,551,000.00 | 35,069,605.00 | 31,545,816.00 | 29,294,856.00 |
| Payables and Expenses | 0 | 0 | 40,600.00 | 14,800.00 | 9,200.00 |
| Account Payables | 0 | 0 | 0 | 0 | 0 |
| Current Accrued Liabilities | 0 | 0 | 40,600.00 | 14,800.00 | 9,200.00 |
| Short-Term Debt | 0 | 0 | 0 | 0 | 0 |
| Other Current Liabilities | 0 | 0 | 0 | 0 | 0 |
| Long-Term Debt | 2,728,000.00 | 2,726,000.00 | 2,725,410.00 | 2,724,394.00 | 2,861,113.00 |
| Other Non-Current Liabilities | 0 | 0 | 0 | 0 | 0 |
| Equity | 20,820,000.00 | 18,355,000.00 | 12,920,902.00 | 13,555,129.00 | 13,987,441.00 |
| Shareholders Equity | 20,820,000.00 | 18,353,000.00 | 12,910,073.00 | 13,545,896.00 | 13,105,886.00 |
| Capital Stock | 831,000.00 | 831,000.00 | 830,654.00 | 830,648.00 | 780,643.00 |
| Share Premium | 2,510,000.00 | 2,327,000.00 | 2,211,444.00 | 2,085,075.00 | 1,977,794.00 |
| Retained Earnings | 22,686,000.00 | 20,295,000.00 | 15,892,065.00 | 14,455,868.00 | 12,362,463.00 |
| Treasury Shares | -4,487,000.00 | -4,424,000.00 | -4,377,920.00 | -3,761,095.00 | -2,500,000.00 |
| Accumulated Other Comprehensive Income | -720,000.00 | -676,000.00 | -1,646,170.00 | -64,600.00 | 488,895.00 |
| Minority Interest | 0 | 0 | 0 | 0 | 823,007.00 |
| Investments | 40,540,000.00 | 33,856,000.00 | 27,292,927.00 | 26,588,156.00 | 57,221,620.00 |
| Debt | 2,728,000.00 | 2,726,000.00 | 2,725,410.00 | 2,724,394.00 | 2,861,113.00 |
| Net Debt | 74,000.00 | 623,000.00 | 1,010,323.00 | 0 | 0 |
| Common Shares Outstanding | 376,400.00 | 373,400.00 | 370,346.00 | 378,923.89 | 406,720.64 |
| Breakdown | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 | 2020-12-31 |
|---|---|---|---|---|---|
| Revenues | 17,440,000.00 | 13,634,000.00 | 9,614,808.00 | 9,249,980.00 | 8,525,275.00 |
| Net Premiums | 15,100,000.00 | 12,440,000.00 | 9,678,077.00 | 8,082,298.00 | 6,991,935.00 |
| Cost Of Revenue | 5,691,000.00 | 3,934,000.00 | 3,287,937.00 | 3,281,625.00 | 3,684,757.00 |
| Gross Profit | 11,749,000.00 | 9,700,000.00 | 6,326,871.00 | 5,968,355.00 | 4,840,518.00 |
| Selling, General and Administrative Expenses | 200,000.00 | 102,000.00 | 95,482.00 | 79,157.00 | 81,988.00 |
| Interest Expense | 141,000.00 | 133,000.00 | 130,266.00 | 139,470.00 | 143,456.00 |
| EBT | 4,674,000.00 | 3,570,000.00 | 1,562,384.00 | 2,368,042.00 | 1,577,549.00 |
| Income Tax | 362,000.00 | 873,000.00 | 79,961.00 | 128,582.00 | 111,838.00 |
| Equity Method Investments Income | 580,000.00 | 278,000.00 | 115,856.00 | 366,402.00 | 146,693.00 |
| Net Income Including Non-Controlling Interests | 4,312,000.00 | 4,444,000.00 | 1,471,443.00 | 2,074,236.00 | 1,345,331.00 |
| Net Income Non-Controlling Interests | 0.00 | -1,000.00 | 5,490.00 | 82,613.00 | 60,190.00 |
| Net Income | 4,312,000.00 | 4,443,000.00 | 1,476,933.00 | 2,156,849.00 | 1,405,521.00 |
| EBIT | 4,815,000.00 | 3,703,000.00 | 1,692,650.00 | 2,507,512.00 | 1,721,005.00 |
| Deprecation and Amortization | 235,000.00 | 95,000.00 | 106,200.00 | 82,955.00 | 69,031.00 |
| EBITDA | 5,050,000.00 | 3,798,000.00 | 1,798,850.00 | 2,590,467.00 | 1,790,036.00 |
| EPS | 0.01 | 0.01 | 0.00 | 0.01 | 0.00 |
| Diluted EPS | 0.01 | 0.01 | 0.00 | 0.01 | 0.00 |
| Average Shares Outstanding Basic | 372,500.00 | 368,700.00 | 368,612.20 | 391,748.72 | 403,062.18 |
| Average Shares Outstanding Diluted | 381,800.00 | 378,800.00 | 377,609.77 | 400,345.94 | 410,259.46 |
| Breakdown | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 | 2020-12-31 |
|---|---|---|---|---|---|
| Operating Cash Flow | 6,673,000.00 | 5,749,000.00 | 3,815,227.00 | 3,427,555.00 | 2,886,505.00 |
| Operating Net Income | 4,312,000.00 | 4,442,000.00 | 1,482,423.00 | 2,239,462.00 | 1,465,711.00 |
| Deprecation and Amortization | -235,000.00 | -95,000.00 | -106,200.00 | -82,955.00 | -69,031.00 |
| Deferred Income Tax | 0 | 0 | 0 | 0 | 0 |
| Share Based Compensation | 133,000.00 | 93,000.00 | 87,628.00 | 87,094.00 | 71,262.00 |
| Change in Working Capital | -394,000.00 | -1,253,000.00 | -435,071.00 | -340,376.00 | 10,110.00 |
| Other Operating Activities | 2,857,000.00 | 2,562,000.00 | 2,786,447.00 | 1,524,330.00 | 1,408,453.00 |
| Investing Cash Flow | -4,461,000.00 | -5,468,000.00 | -3,102,055.00 | -2,139,732.00 | -3,043,226.00 |
| Capital Expenditure | -51,000.00 | -52,000.00 | -51,672.00 | -41,394.00 | -39,872.00 |
| Net Purchase/Sale of PPE | -51,000.00 | -52,000.00 | -51,672.00 | -41,394.00 | -39,872.00 |
| Net Purchase/Sale of Investments Net | -4,988,000.00 | -4,770,000.00 | -3,448,814.00 | -1,120,420.00 | -2,233,889.00 |
| Net Purchase/Sale of Business | 852,000.00 | 0 | 0 | -1,103,118.00 | 0 |
| Other Investing Activities | -223,000.00 | -594,000.00 | 450,103.00 | 166,594.00 | -729,593.00 |
| Financing Cash Flow | -1,925,000.00 | -69,000.00 | -705,726.00 | -1,229,549.00 | 521,278.00 |
| Net Issuance/Repayment of Debt | 0 | 0 | 0 | 0 | 659,793.00 |
| Net Issuance/Repurchase of Equity | 24,000.00 | 0 | 585,823.00 | 1,270,115.00 | 85,348.00 |
| Dividends Paid | -1,826,000.00 | 40,000.00 | 40,736.00 | 46,373.00 | 36,667.00 |
| Other Financing Activities | -123,000.00 | -109,000.00 | -1,332,285.00 | -2,546,037.00 | -260,530.00 |
| Net Change in Cash | 262,000.00 | 225,000.00 | -41,443.00 | 24,227.00 | 386,846.00 |
| Cash at Beginning of Period | 1,498,000.00 | 1,273,000.00 | 1,314,771.00 | 1,290,544.00 | 903,698.00 |
| Cash at End of Period | 1,760,000.00 | 1,498,000.00 | 1,273,328.00 | 1,314,771.00 | 1,290,544.00 |
| Free Cash Flow | 6,622,000.00 | 5,697,000.00 | 3,763,555.00 | 3,386,161.00 | 2,846,633.00 |
| Breakdown | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-03-31 | 2023-12-31 | 2022-12-31 | 2022-03-31 | 2021-12-31 | 2021-03-31 | 2020-12-31 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Assets | 79,185,000.00 | 78,788,000.00 | 75,176,000.00 | 70,906,000.00 | 73,656,000.00 | 62,768,000.00 | 58,906,000.00 | 47,990,507.00 | 45,677,941.00 | 45,100,945.00 | 44,204,267.00 | 43,282,297.00 |
| Cash and Short-Term Investments | 11,166,000.00 | 10,313,000.00 | 10,034,000.00 | 2,654,000.00 | 10,305,000.00 | 2,713,000.00 | 2,103,000.00 | 1,715,087.00 | 1,815,489.00 | 4,397,554.00 | 3,744,488.00 | 4,276,200.00 |
| Cash and Cash Equivalents | 1,063,000.00 | 983,000.00 | 1,187,000.00 | 979,000.00 | 1,025,000.00 | 993,000.00 | 917,000.00 | 855,118.00 | 812,917.00 | 858,668.00 | 941,951.00 | 906,448.00 |
| Short-Term Investments | 10,103,000.00 | 9,330,000.00 | 8,847,000.00 | 1,675,000.00 | 9,280,000.00 | 1,720,000.00 | 1,186,000.00 | 859,969.00 | 1,002,572.00 | 3,538,886.00 | 2,802,537.00 | 3,369,752.00 |
| Net Receivables | 17,807,000.00 | 18,391,000.00 | 17,788,000.00 | 5,982,000.00 | 16,390,000.00 | 6,167,000.00 | 4,943,000.00 | 3,795,950.00 | 3,422,744.00 | 2,778,912.00 | 2,918,707.00 | 2,260,628.00 |
| Inventory | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Current Assets | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Property, Plant, Equipment Net | 0 | 0 | 0 | 129,000.00 | 0 | 0 | 125,000.00 | 123,083.00 | 0 | 0 | 0 | 0 |
| Goodwill | 0 | 0 | 0 | 571,000.00 | 0 | 0 | 345,000.00 | 342,073.00 | 0 | 344,865.00 | 0 | 314,629.00 |
| Intangible Assets | 0 | 0 | 0 | -994,000.00 | 0 | 0 | -766,000.00 | -678,020.00 | 0 | -571,839.00 | 0 | -489,828.00 |
| Long-Term Investments | 44,829,000.00 | 43,839,000.00 | 41,560,000.00 | 5,980,000.00 | 41,043,000.00 | 4,842,000.00 | 4,566,000.00 | 3,774,310.00 | 3,325,543.00 | 3,077,611.00 | 2,256,327.00 | 2,047,889.00 |
| Non-Current Deferred Assets | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Non-Current Assets | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Liabilities | 55,466,000.00 | 55,747,000.00 | 53,631,000.00 | 50,086,000.00 | 51,382,000.00 | 43,411,000.00 | 40,551,000.00 | 35,069,605.00 | 32,748,589.00 | 31,545,816.00 | 30,173,261.00 | 29,294,856.00 |
| Payables and Expenses | 4,931,000.00 | 5,127,000.00 | 4,879,000.00 | 0 | 4,668,000.00 | 0 | 0 | 40,600.00 | 0 | 14,800.00 | 0 | 9,200.00 |
| Account Payables | 4,931,000.00 | 5,127,000.00 | 4,879,000.00 | 0 | 4,668,000.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Current Accrued Liabilities | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 40,600.00 | 0 | 14,800.00 | 0 | 9,200.00 |
| Short-Term Debt | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Current Liabilities | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Long-Term Debt | 2,728,000.00 | 2,728,000.00 | 2,728,000.00 | 2,728,000.00 | 2,727,000.00 | 2,727,000.00 | 2,726,000.00 | 2,725,410.00 | 2,724,642.00 | 2,724,394.00 | 2,861,417.00 | 2,861,113.00 |
| Other Non-Current Liabilities | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Equity | 23,719,000.00 | 23,041,000.00 | 21,545,000.00 | 20,820,000.00 | 22,274,000.00 | 19,357,000.00 | 18,355,000.00 | 12,920,902.00 | 12,929,352.00 | 13,555,129.00 | 14,031,006.00 | 13,987,441.00 |
| Shareholders Equity | 23,719,000.00 | 23,041,000.00 | 21,545,000.00 | 20,820,000.00 | 22,274,000.00 | 19,355,000.00 | 18,353,000.00 | 12,910,073.00 | 12,919,589.00 | 13,545,896.00 | 13,096,472.00 | 13,105,886.00 |
| Capital Stock | 831,000.00 | 831,000.00 | 831,000.00 | 831,000.00 | 831,000.00 | 831,000.00 | 831,000.00 | 830,654.00 | 830,651.00 | 830,648.00 | 780,645.00 | 780,643.00 |
| Share Premium | 2,682,000.00 | 2,660,000.00 | 2,588,000.00 | 2,510,000.00 | 2,465,000.00 | 2,401,000.00 | 2,327,000.00 | 2,211,444.00 | 2,134,241.00 | 2,085,075.00 | 2,014,741.00 | 1,977,794.00 |
| Retained Earnings | 25,817,000.00 | 24,477,000.00 | 23,250,000.00 | 22,686,000.00 | 23,642,000.00 | 21,405,000.00 | 20,295,000.00 | 15,892,065.00 | 14,641,484.00 | 14,455,868.00 | 12,790,216.00 | 12,362,463.00 |
| Treasury Shares | 5,611,000.00 | 4,879,000.00 | 4,716,000.00 | -4,487,000.00 | 4,464,000.00 | -4,461,000.00 | -4,424,000.00 | -4,377,920.00 | -4,037,342.00 | -3,761,095.00 | -2,694,957.00 | -2,500,000.00 |
| Accumulated Other Comprehensive Income | 0 | -48,000.00 | -408,000.00 | -720,000.00 | -200,000.00 | -821,000.00 | -676,000.00 | -1,646,170.00 | -649,445.00 | -64,600.00 | 205,827.00 | 488,895.00 |
| Minority Interest | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 876,864.00 | 823,007.00 |
| Investments | 0 | 0 | 0 | 40,540,000.00 | 0 | 35,218,000.00 | 33,856,000.00 | 27,292,927.00 | 25,996,258.00 | 26,588,156.00 | 56,578,400.00 | 57,221,620.00 |
| Debt | 2,728,000.00 | 2,728,000.00 | 2,728,000.00 | 2,728,000.00 | 2,727,000.00 | 2,727,000.00 | 2,726,000.00 | 2,725,410.00 | 2,724,642.00 | 2,724,394.00 | 2,861,417.00 | 2,861,113.00 |
| Net Debt | 1,665,000.00 | 1,745,000.00 | 1,541,000.00 | 74,000.00 | 1,702,000.00 | 14,000.00 | 623,000.00 | 1,010,323.00 | 909,153.00 | 0 | 0 | 0 |
| Common Shares Outstanding | 367,300.00 | 375,400.00 | 375,600.00 | 376,400.00 | 376,200.00 | 0 | 373,400.00 | 370,346.00 | 0 | 378,923.89 | 0 | 406,720.64 |
| Breakdown | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-09-30 | 2024-03-31 | 2022-03-31 | 2021-03-31 |
|---|---|---|---|---|---|---|---|
| Revenues | 4,977,000.00 | 4,965,000.00 | 4,592,000.00 | 4,486,000.00 | 3,941,000.00 | 1,941,832.00 | 2,265,794.00 |
| Net Premiums | 0 | 0 | 0 | 0 | 3,422,000.00 | 2,120,633.00 | 1,948,422.00 |
| Cost Of Revenue | 0 | 0 | 0 | 0 | 2,335,000.00 | 1,378,994.00 | 1,507,581.00 |
| Gross Profit | 0 | 0 | 0 | 0 | 1,606,000.00 | 562,838.00 | 758,213.00 |
| Selling, General and Administrative Expenses | 0 | 0 | 0 | 0 | 53,000.00 | 32,332.00 | 25,384.00 |
| Other Operating Expenses | 536,000.00 | 503,000.00 | 532,000.00 | 400,000.00 | 0 | 0 | 0 |
| Interest Income | 10,000.00 | 0 | 0 | 0 | 0 | 0 | 0 |
| Interest Expense | 37,000.00 | 38,000.00 | 35,000.00 | 35,000.00 | 34,000.00 | 32,708.00 | 38,346.00 |
| EBT | 1,503,000.00 | 1,411,000.00 | 678,000.00 | 1,050,000.00 | 0 | 0 | 439,111.00 |
| Income Tax | 215,000.00 | 214,000.00 | 121,000.00 | 98,000.00 | 101,000.00 | 11,619.00 | 38,860.00 |
| Equity Method Investments Income | 0 | 0 | 0 | 0 | 99,000.00 | 36,305.00 | 71,686.00 |
| Net Income Including Non-Controlling Interests | 1,350,000.00 | 1,237,000.00 | 574,000.00 | 988,000.00 | 1,120,000.00 | 194,168.00 | 400,604.00 |
| Net Income Non-Controlling Interests | 0 | 0 | 0 | 0 | 0.00 | 1,632.00 | 37,552.00 |
| Net Income | 1,340,000.00 | 1,227,000.00 | 564,000.00 | 978,000.00 | 1,120,000.00 | 195,800.00 | 438,156.00 |
| EBIT | 1,540,000.00 | 1,449,000.00 | 713,000.00 | 1,085,000.00 | 0 | 0 | 477,457.00 |
| Deprecation and Amortization | 49,000.00 | 48,000.00 | 49,000.00 | 88,000.00 | 21,000.00 | 27,167.00 | 14,402.00 |
| EBITDA | 0 | 0 | 0 | 0 | 0 | 0 | 491,859.00 |
| EPS | 0 | 0 | 0 | 0 | 0.00 | 0.00 | 0.00 |
| Diluted EPS | 0 | 0 | 0 | 0 | 0.00 | 0.00 | 0.00 |
| Average Shares Outstanding Basic | 0 | 0 | 0 | 0 | 370,900.00 | 374,243.81 | 400,807.90 |
| Average Shares Outstanding Diluted | 0 | 0 | 0 | 0 | 380,500.00 | 384,194.36 | 409,223.25 |
| Breakdown | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-09-30 | 2024-03-31 | 2022-03-31 | 2021-03-31 |
|---|---|---|---|---|---|---|---|
| Operating Cash Flow | 2,186,000.00 | 1,124,000.00 | 1,458,000.00 | 2,018,000.00 | 1,564,000.00 | 551,563.00 | 762,845.00 |
| Operating Net Income | 1,350,000.00 | 1,237,000.00 | 574,000.00 | 988,000.00 | 1,120,000.00 | 197,432.00 | 475,708.00 |
| Deprecation and Amortization | 0 | 0 | 0 | 0 | -21,000.00 | -27,167.00 | -14,402.00 |
| Deferred Income Tax | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Share Based Compensation | 25,000.00 | 25,000.00 | 74,000.00 | 16,000.00 | 68,000.00 | 45,379.00 | 40,812.00 |
| Change in Working Capital | 1,122,000.00 | 134,000.00 | 779,000.00 | 1,253,000.00 | -84,000.00 | -13,957.00 | -96,574.00 |
| Other Operating Activities | -311,000.00 | -272,000.00 | 31,000.00 | -239,000.00 | 481,000.00 | 349,876.00 | 357,301.00 |
| Investing Cash Flow | -1,383,000.00 | -1,228,000.00 | -1,008,000.00 | -1,963,000.00 | -1,409,000.00 | -312,719.00 | -493,189.00 |
| Capital Expenditure | 0 | 0 | 0 | 0 | -15,000.00 | -11,770.00 | -12,490.00 |
| Net Purchase/Sale of PPE | -12,000.00 | -12,000.00 | -9,000.00 | -12,000.00 | -15,000.00 | -11,770.00 | -12,490.00 |
| Net Purchase/Sale of Investments Net | -1,369,000.00 | -1,215,000.00 | -997,000.00 | -2,771,000.00 | -1,309,000.00 | 212,313.00 | -571,185.00 |
| Net Purchase/Sale of Business | 0 | 0 | 0 | 0 | 0 | 0 | -546,349.00 |
| Other Investing Activities | 0 | 0 | 0 | 0 | -70,000.00 | -501,492.00 | 649,325.00 |
| Financing Cash Flow | -743,000.00 | -128,000.00 | -241,000.00 | -7,000.00 | -42,000.00 | -233,573.00 | -186,602.00 |
| Net Issuance/Repayment of Debt | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Net Issuance/Repurchase of Equity | -731,000.00 | -116,000.00 | -224,000.00 | 6,000.00 | 0 | 254,988.00 | 179,266.00 |
| Dividends Paid | -10,000.00 | -12,000.00 | -15,000.00 | -10,000.00 | 10,000.00 | 10,184.00 | 9,455.00 |
| Other Financing Activities | -2,000.00 | 0.00 | -2,000.00 | -3,000.00 | -52,000.00 | -498,745.00 | -375,323.00 |
| Net Change in Cash | 60,000.00 | -232,000.00 | 209,000.00 | 48,000.00 | 102,000.00 | 1,347.00 | 76,970.00 |
| Cash at Beginning of Period | 1,808,000.00 | 1,985,000.00 | 1,760,000.00 | 1,627,000.00 | 1,498,000.00 | 1,314,771.00 | 1,290,544.00 |
| Cash at End of Period | 1,854,000.00 | 1,808,000.00 | 1,985,000.00 | 1,712,000.00 | 1,600,000.00 | 1,316,118.00 | 1,367,514.00 |
| Free Cash Flow | 2,174,000.00 | 1,112,000.00 | 1,449,000.00 | 2,006,000.00 | 1,549,000.00 | 539,793.00 | 750,355.00 |