ADAM
Valuation Ratios
| Breakdown | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 | 2020-12-31 |
|---|---|---|---|---|---|
| Price to Earnings | |||||
| Price to Sales | |||||
| Book Value Per Common Share | 15.40 | 17.42 | 4.84 | 6.17 | 7.90 |
| Price to Book | |||||
| Price to Operating Cash Flow | |||||
| Price to Free Cash Flow | |||||
| Enterprise Value to EBITDA |
| Breakdown | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 | 2023-12-31 | 2023-06-30 | 2023-03-31 | 2022-12-31 | 2022-06-30 | 2022-03-31 | 2021-12-31 | 2021-03-31 | 2020-12-31 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Price to Earnings | 19.36 | |||||||||||||||
| Price to Sales | 6.15 | |||||||||||||||
| Book Value Per Common Share | 15.40 | 15.29 | 15.49 | 15.40 | 15.94 | 15.81 | 16.28 | 17.42 | 18.53 | 19.06 | 4.84 | 5.53 | 5.82 | 6.17 | 6.09 | 7.90 |
| Price to Book | 0.45 | |||||||||||||||
| Price to Operating Cash Flow | 90.99 | |||||||||||||||
| Price to Free Cash Flow | 90.99 | |||||||||||||||
| Enterprise Value to EBITDA |
Earnings Data
| Breakdown | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 | 2020-12-31 |
|---|---|---|---|---|---|
| Earning YoY | |||||
| Revenue YoY | |||||
| EBITDA YoY | |||||
| Net Profit YoY |
| Breakdown | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 | 2023-12-31 | 2023-06-30 | 2023-03-31 | 2022-12-31 | 2022-06-30 | 2022-03-31 | 2021-12-31 | 2021-03-31 | 2020-12-31 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Earning YoY | ||||||||||||||||
| Revenue YoY | ||||||||||||||||
| EBITDA YoY | ||||||||||||||||
| Net Profit YoY | 282.66 | -79.73 |
Financial Strength
| Breakdown | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 | 2020-12-31 |
|---|---|---|---|---|---|
| Cash Per Common Share | 1.84 | 2.06 | 0.65 | 0.76 | 0.79 |
| Quick Ratio | |||||
| Current Ratio | |||||
| Debt to Equity | 5.53 | 3.55 | 2.35 | 1.32 | 1.02 |
| Long-Term Debt to Equity |
| Breakdown | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 | 2023-12-31 | 2023-06-30 | 2023-03-31 | 2022-12-31 | 2022-06-30 | 2022-03-31 | 2021-12-31 | 2021-03-31 | 2020-12-31 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Cash Per Common Share | 1.78 | 1.95 | 1.85 | 2.15 | 2.59 | 2.49 | 2.06 | 2.55 | 2.49 | 0.67 | 1.07 | 0.80 | 0.76 | 0.77 | 1.01 | |
| Quick Ratio | ||||||||||||||||
| Current Ratio | ||||||||||||||||
| Debt to Equity | 7.83 | 6.56 | 6.05 | 5.53 | 5.05 | 4.62 | 3.90 | 3.55 | 2.58 | 2.38 | 2.35 | 2.37 | -0.39 | 1.32 | 1.04 | 1.02 |
| Long-Term Debt to Equity |
Profitability
| Breakdown | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 | 2020-12-31 |
|---|---|---|---|---|---|
| ROA | -0.67 | -4.78 | 3.42 | -6.20 | |
| ROE | -4.40 | -2.99 | -16.02 | 7.94 | -12.50 |
| Gross Margin | |||||
| Operating Margin | |||||
| EBITDA Margin | |||||
| Net Profit Margin |
| Breakdown | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 | 2023-12-31 | 2023-06-30 | 2023-03-31 | 2022-12-31 | 2022-06-30 | 2022-03-31 | 2021-12-31 | 2021-03-31 | 2020-12-31 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ROA | 0.26 | 0.08 | 0.42 | 0.48 | -0.19 | -0.78 | -0.43 | 0.34 | -0.98 | -1.13 | 1.10 | |||||
| ROE | 2.33 | 0.61 | 2.97 | 2.91 | -1.06 | -3.81 | -1.54 | 1.14 | -3.32 | -0.69 | 2.26 | |||||
| Gross Margin | ||||||||||||||||
| Operating Margin | ||||||||||||||||
| EBITDA Margin | ||||||||||||||||
| Net Profit Margin | 31.90 |
Dividends
| Breakdown | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 | 2020-12-31 |
|---|---|---|---|---|---|
| Dividend Yield | |||||
| Dividend Payout Ratio |
| Breakdown | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 | 2023-12-31 | 2023-06-30 | 2023-03-31 | 2022-12-31 | 2022-06-30 | 2022-03-31 | 2021-12-31 | 2021-03-31 | 2020-12-31 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Dividend Yield | 0.00 | |||||||||||||||
| Dividend Payout Ratio | 92.03 |
Financial Statements
| Breakdown | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 | 2020-12-31 |
|---|---|---|---|---|---|
| Assets | 9,217,282.00 | -7,401,328.00 | 6,240,745.00 | 5,641,698.00 | 4,655,587.00 |
| Cash and Short-Term Investments | 167,422.00 | 187,107.00 | 244,718.00 | 289,602.00 | 293,183.00 |
| Cash and Cash Equivalents | 167,422.00 | 187,107.00 | 244,718.00 | 289,602.00 | 293,183.00 |
| Short-Term Investments | 0 | 0 | 0 | 0 | 0 |
| Net Receivables | 62,075.00 | 37,312.00 | 34,067.00 | 700.00 | 2,400.00 |
| Inventory | 0 | 0 | 0 | 0 | 0 |
| Other Current Assets | 0 | 0 | 0 | 0 | 0 |
| Property, Plant, Equipment Net | 5,460.00 | 6,581.00 | 7,831.00 | 0 | 10,100.00 |
| Goodwill | 0 | 0 | 0 | 0 | 0 |
| Intangible Assets | 0 | 0 | 0 | 0 | 0 |
| Long-Term Investments | 113,492.00 | 147,116.00 | 179,746.00 | 239,631.00 | 259,095.00 |
| Non-Current Deferred Assets | 0 | 0 | 0 | 0 | 0 |
| Other Non-Current Assets | 0 | 0 | 0 | 0 | 0 |
| Liabilities | 7,806,148.00 | 5,773,202.00 | 4,376,634.00 | 3,209,916.00 | 2,348,014.00 |
| Payables and Expenses | 0 | 0 | 0 | 0 | 0 |
| Account Payables | 0 | 0 | 0 | 0 | 0 |
| Current Accrued Liabilities | 0 | 0 | 0 | 0 | 0 |
| Short-Term Debt | 0 | 0 | 0 | 0 | 10,600.00 |
| Other Current Liabilities | 0 | 0 | 0 | 0 | 0 |
| Long-Term Debt | 366,606.00 | 784,421.00 | 394,707.00 | 709,356.00 | 0 |
| Other Non-Current Liabilities | 0 | 0 | 0 | 0 | 0 |
| Equity | 1,411,134.00 | 1,628,126.00 | 1,864,111.00 | 2,431,782.00 | 2,307,573.00 |
| Shareholders Equity | 1,394,720.00 | 1,579,612.00 | 1,767,216.00 | 2,341,031.00 | 2,301,202.00 |
| Capital Stock | 536,351.00 | 536,352.00 | 541,999.00 | 542,015.00 | 508,542.00 |
| Share Premium | 2,289,044.00 | 2,297,081.00 | 2,279,955.00 | 2,356,576.00 | 2,342,934.00 |
| Retained Earnings | -1,430,675.00 | -1,253,817.00 | -1,052,768.00 | -559,338.00 | -551,268.00 |
| Treasury Shares | 0 | 0 | 0 | 0 | 0 |
| Accumulated Other Comprehensive Income | 0 | -4.00 | -1,970.00 | 1,778.00 | 994.00 |
| Minority Interest | 4,055.00 | 20,453.00 | 33,092.00 | 24,359.00 | 6,371.00 |
| Investments | 113,492.00 | 147,116.00 | 179,746.00 | 239,631.00 | 259,095.00 |
| Debt | 2,706,482.00 | 2,798,049.00 | 2,005,313.00 | 1,828,377.00 | 1,234,662.00 |
| Net Debt | 2,539,060.00 | 2,610,942.00 | 1,760,595.00 | 1,538,775.00 | 941,479.00 |
| Common Shares Outstanding | 90,575.00 | 90,675.40 | 364,774.75 | 379,405.24 | 291,371.04 |
| Preferred Shares Outstanding | 0 | 0 | 0 | 0 | 20,872.89 |
| Breakdown | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 | 2020-12-31 |
|---|---|---|---|---|---|
| Cost Of Revenue | 3,207.00 | 0 | 0 | 0 | 0 |
| Interest Income | 401,280.00 | 258,660.00 | 258,388.00 | 206,866.00 | 350,161.00 |
| Interest Expense | 317,425.00 | 192,134.00 | 129,419.00 | 83,248.00 | 223,068.00 |
| Net Interest | 83,855.00 | 66,526.00 | 128,969.00 | 123,618.00 | 127,093.00 |
| Provisions for Credit Losses | -3,207.00 | 0 | 0 | 0 | 0 |
| Operating Expenses | 91,695.00 | 73,517.00 | 348,563.00 | 104,425.00 | 54,563.00 |
| Selling, General and Administrative Expenses | 48,672.00 | 49,565.00 | 52,440.00 | 48,908.00 | 42,228.00 |
| Other Operating Expenses | 43,023.00 | 23,952.00 | 296,123.00 | 55,517.00 | 12,335.00 |
| Operating Income | -92,917.00 | -77,724.00 | -340,107.00 | 190,934.00 | -287,262.00 |
| Net Non-Operating Income | 0 | 0 | 0 | 0 | -301,544.00 |
| EBT | 0 | 0 | 0 | 0 | -588,806.00 |
| Income Tax | 1,036.00 | 75.00 | 542.00 | 2,458.00 | 981.00 |
| Equity Method Investments Income | 16,011.00 | 17,785.00 | 15,074.00 | 33,896.00 | 26,670.00 |
| Net Income Including Non-Controlling Interests | -93,953.00 | -77,799.00 | -340,649.00 | 188,476.00 | -288,243.00 |
| Net Income Non-Controlling Interests | 31,924.00 | 29,134.00 | 42,044.00 | 4,724.00 | -267.00 |
| Net Income | -62,029.00 | -48,665.00 | -298,605.00 | 193,200.00 | -288,510.00 |
| EBIT | 0 | 0 | 0 | 0 | -365,738.00 |
| Deprecation and Amortization | 20,219.00 | 27,500.00 | 26,137.00 | 51,386.00 | 14,744.00 |
| EBITDA | 0 | 0 | 0 | 0 | -350,994.00 |
| EPS | -0.00 | -0.00 | -0.00 | 0.00 | -0.00 |
| Diluted EPS | -0.00 | -0.00 | -0.00 | 0.00 | -0.00 |
| Average Shares Outstanding Basic | 90,815.00 | 91,042.00 | 377,287.00 | 379,232.00 | 371,004.00 |
| Average Shares Outstanding Diluted | 90,815.00 | 91,042.00 | 377,287.00 | 380,968.00 | 371,004.00 |
| Breakdown | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 | 2020-12-31 |
|---|---|---|---|---|---|
| Operating Cash Flow | 14,071.00 | 29,953.00 | 91,783.00 | 138,912.00 | 110,755.00 |
| Operating Net Income | -93,953.00 | -77,799.00 | -340,649.00 | 188,476.00 | -288,243.00 |
| Deprecation and Amortization | 20,219.00 | 27,500.00 | 26,137.00 | 51,386.00 | 14,744.00 |
| Deferred Income Tax | 915.00 | -221.00 | -2,675.00 | 2,173.00 | -395.00 |
| Share Based Compensation | 6,068.00 | 8,825.00 | 11,895.00 | 10,239.00 | 9,922.00 |
| Change in Working Capital | -15,036.00 | -16,747.00 | -28,729.00 | 26,515.00 | -56,820.00 |
| Other Operating Activities | 95,858.00 | 88,395.00 | 425,804.00 | -139,877.00 | 431,547.00 |
| Investing Cash Flow | -2,244,435.00 | -1,219,931.00 | -508,775.00 | -133,030.00 | 2,117,883.00 |
| Capital Expenditure | -24,647.00 | -50,412.00 | -209,372.00 | -46,059.00 | -206.00 |
| Net Purchase/Sale of PPE | -24,647.00 | -50,412.00 | -209,372.00 | -46,059.00 | -206.00 |
| Net Purchase/Sale of Investments Net | -3,794,819.00 | -2,506,083.00 | -1,653,336.00 | 522,772.00 | 1,422,809.00 |
| Net Purchase/Sale of Business | 162,855.00 | 178,130.00 | -69,043.00 | -300,208.00 | -51,994.00 |
| Net Loan & Lease Activity | 1,147,168.00 | 1,062,247.00 | 0 | 1,063,267.00 | 239,796.00 |
| Other Investing Activities | 289,655.00 | 146,599.00 | 1,632,348.00 | -1,326,743.00 | 507,684.00 |
| Financing Cash Flow | 2,228,746.00 | 1,139,682.00 | 460,069.00 | 27,489.00 | -2,045,760.00 |
| Net Issuance/Repayment of Debt | 1,535,749.00 | 1,730,366.00 | 41,033.00 | 146,852.00 | -2,701,812.00 |
| Net Issuance/Repurchase of Equity | 3,493.00 | 6,176.00 | 44,399.00 | 27,291.00 | 511,924.00 |
| Dividends Paid | 116,701.00 | 170,695.00 | 193,157.00 | 194,848.00 | 146,557.00 |
| Other Financing Activities | 572,803.00 | -767,555.00 | 181,480.00 | -341,502.00 | -2,429.00 |
| Net Change in Cash | -1,618.00 | -50,296.00 | 43,077.00 | 33,371.00 | 182,878.00 |
| Cash at Beginning of Period | 330,642.00 | 380,938.00 | 337,861.00 | 304,490.00 | 121,612.00 |
| Cash at End of Period | 329,024.00 | 330,642.00 | 380,938.00 | 337,861.00 | 304,490.00 |
| Free Cash Flow | -10,576.00 | -20,459.00 | -117,589.00 | 92,853.00 | 110,549.00 |
| Breakdown | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 | 2023-12-31 | 2023-06-30 | 2023-03-31 | 2022-12-31 | 2022-06-30 | 2022-03-31 | 2021-12-31 | 2021-03-31 | 2020-12-31 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Assets | 12,401,862.00 | 10,552,332.00 | 10,004,055.00 | 9,217,282.00 | 8,905,914.00 | 8,228,883.00 | 7,446,815.00 | -7,401,328.00 | 6,279,047.00 | 6,170,249.00 | 6,240,745.00 | 7,299,536.00 | 6,541,752.00 | 5,641,698.00 | 4,726,174.00 | 4,655,587.00 |
| Cash and Short-Term Investments | 0 | 160,447.00 | 177,072.00 | 167,422.00 | 195,066.00 | 235,514.00 | 226,939.00 | 187,107.00 | 232,497.00 | 227,753.00 | 244,718.00 | 407,104.00 | 303,762.00 | 289,602.00 | 290,977.00 | 293,183.00 |
| Cash and Cash Equivalents | 185,285.00 | 160,447.00 | 177,072.00 | 167,422.00 | 195,066.00 | 235,514.00 | 226,939.00 | 187,107.00 | 232,497.00 | 227,753.00 | 244,718.00 | 407,104.00 | 303,762.00 | 289,602.00 | 290,977.00 | 293,183.00 |
| Short-Term Investments | 1,630,237.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Net Receivables | 148,565.00 | 64,474.00 | 61,270.00 | 62,075.00 | 54,734.00 | 45,753.00 | 39,936.00 | 37,312.00 | 30,828.00 | 31,578.00 | 34,067.00 | 38,136.00 | 31,623.00 | 700.00 | 2,100.00 | 2,400.00 |
| Inventory | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Current Assets | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Property, Plant, Equipment Net | 4,571.00 | 4,872.00 | 5,168.00 | 5,460.00 | 5,747.00 | 6,029.00 | 6,308.00 | 6,581.00 | 7,222.00 | 7,524.00 | 7,831.00 | 8,429.00 | 8,722.00 | 0 | 9,900.00 | 10,100.00 |
| Goodwill | 22,396.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Intangible Assets | 39,778.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Long-Term Investments | 6,867,540.00 | 91,440.00 | 93,999.00 | 113,492.00 | 146,833.00 | 142,915.00 | 137,943.00 | 147,116.00 | 168,755.00 | 191,148.00 | 179,746.00 | 223,651.00 | 225,300.00 | 239,631.00 | 260,065.00 | 259,095.00 |
| Non-Current Deferred Assets | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Non-Current Assets | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Liabilities | 10,997,084.00 | 9,155,677.00 | 8,585,743.00 | 7,806,148.00 | 7,433,952.00 | 6,764,132.00 | 5,927,481.00 | 5,773,202.00 | 4,525,359.00 | 4,346,957.00 | 4,376,634.00 | 5,135,364.00 | -4,238,390.00 | 3,209,916.00 | 2,411,823.00 | 2,348,014.00 |
| Payables and Expenses | 135,223.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Account Payables | 56,128.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Current Accrued Liabilities | 29,882.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Short-Term Debt | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 10,300.00 | 10,600.00 |
| Other Current Liabilities | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Long-Term Debt | 4,347,043.00 | 364,100.00 | 365,455.00 | 366,606.00 | 492,321.00 | 592,919.00 | 850,743.00 | 784,421.00 | 397,075.00 | 397,316.00 | 394,707.00 | 1,251,059.00 | 1,083,371.00 | 709,356.00 | 0 | 0 |
| Other Non-Current Liabilities | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Equity | 1,404,778.00 | 1,396,655.00 | 1,418,312.00 | 1,411,134.00 | 1,471,962.00 | 1,464,751.00 | 1,519,334.00 | 1,628,126.00 | 1,753,688.00 | 1,823,292.00 | 1,864,111.00 | 2,164,172.00 | 10,780,142.00 | 2,431,782.00 | 2,314,351.00 | 2,307,573.00 |
| Shareholders Equity | 1,390,777.00 | 1,381,203.00 | 1,401,946.00 | 1,394,720.00 | 1,444,147.00 | 1,431,910.00 | 1,485,256.00 | 1,579,612.00 | 1,690,712.00 | 1,737,506.00 | 1,767,216.00 | 2,092,991.00 | 2,217,618.00 | 2,341,031.00 | 2,308,853.00 | 2,301,202.00 |
| Capital Stock | 541,375.00 | 540,317.00 | 536,350.00 | 536,351.00 | 536,351.00 | 536,351.00 | 536,357.00 | 536,352.00 | 537,896.00 | 538,801.00 | 541,999.00 | 542,007.00 | 542,033.00 | 542,015.00 | 508,558.00 | 508,542.00 |
| Share Premium | 2,279,204.00 | 2,281,974.00 | 2,284,569.00 | 2,289,044.00 | 2,278,869.00 | 2,280,664.00 | 2,289,452.00 | 2,297,081.00 | 2,298,669.00 | 2,279,131.00 | 2,279,955.00 | 2,354,377.00 | 2,357,910.00 | 2,356,576.00 | 2,343,912.00 | 2,342,934.00 |
| Retained Earnings | -1,429,802.00 | -1,441,088.00 | -1,418,973.00 | -1,430,675.00 | -1,371,073.00 | -1,385,105.00 | -1,340,553.00 | -1,253,817.00 | -1,144,091.00 | -1,079,047.00 | -1,052,768.00 | -802,448.00 | -681,915.00 | -559,338.00 | -547,491.00 | -551,268.00 |
| Treasury Shares | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Accumulated Other Comprehensive Income | 0 | 0 | 0 | 0 | 0 | 0 | 0 | -4.00 | -1,762.00 | -1,379.00 | -1,970.00 | -945.00 | -410.00 | 1,778.00 | 3,874.00 | 994.00 |
| Minority Interest | 14,001.00 | 2,670.00 | 2,984.00 | 4,055.00 | 5,989.00 | 9,753.00 | 13,950.00 | 20,453.00 | 28,405.00 | 31,434.00 | 33,092.00 | 34,080.00 | -32,383.00 | 24,359.00 | 5,498.00 | 6,371.00 |
| Investments | 0 | 91,440.00 | 93,999.00 | 113,492.00 | 146,833.00 | 142,915.00 | 137,943.00 | 147,116.00 | 168,755.00 | 191,148.00 | 179,746.00 | 223,651.00 | 225,300.00 | 239,631.00 | 260,065.00 | 259,095.00 |
| Debt | 4,347,043.00 | 3,271,963.00 | 3,078,444.00 | 2,706,482.00 | 2,597,136.00 | 2,373,522.00 | 2,073,810.00 | 2,798,049.00 | 1,156,985.00 | 1,178,390.00 | 2,005,313.00 | 3,210,422.00 | 1,979,505.00 | 1,828,377.00 | 1,173,242.00 | 1,234,662.00 |
| Net Debt | 4,156,786.00 | 3,111,516.00 | 2,901,372.00 | 2,539,060.00 | 2,402,070.00 | 2,138,008.00 | 1,846,871.00 | 2,610,942.00 | 924,488.00 | 950,637.00 | 1,760,595.00 | 2,803,318.00 | 1,675,743.00 | 1,538,775.00 | 882,265.00 | 941,479.00 |
| Common Shares Outstanding | 90,307.78 | 90,313.98 | 90,529.42 | 90,575.00 | 90,579.45 | 90,592.07 | 91,231.04 | 90,675.40 | 91,250.40 | 91,180.10 | 364,774.75 | 378,647.37 | 381,249.03 | 379,405.24 | 379,272.50 | 291,371.04 |
| Preferred Shares Outstanding | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 20,872.89 | 20,872.89 |
| Breakdown | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 | 2023-06-30 | 2023-03-31 | 2022-06-30 | 2022-03-31 | 2021-03-31 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenues | 102,499.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Cost Of Revenue | 0 | 0 | 0 | 0.00 | 0 | 0 | 3,207.00 | 0 | 0 | 0 | 0 | 0 |
| Interest Income | 160,633.00 | 140,901.00 | 129,734.00 | 118,252.00 | 108,361.00 | 90,775.00 | 83,892.00 | 57,540.00 | 57,136.00 | 68,020.00 | 58,501.00 | 50,039.00 |
| Interest Expense | 124,047.00 | 104,454.00 | 96,636.00 | 91,541.00 | 88,124.00 | 71,731.00 | 66,029.00 | 42,404.00 | 39,335.00 | 41,891.00 | 28,622.00 | 19,699.00 |
| Net Interest | 0 | 36,447.00 | 33,098.00 | 26,711.00 | 20,237.00 | 19,044.00 | 17,863.00 | 15,136.00 | 17,801.00 | 26,129.00 | 29,879.00 | 30,340.00 |
| Non-Interest Expense | 55,083.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Provisions for Credit Losses | 0 | 0 | 0 | 0.00 | 0 | 0 | -3,207.00 | 0 | 0 | 0 | 0 | 0 |
| Operating Expenses | 0 | 19,890.00 | 25,102.00 | 20,929.00 | 22,826.00 | 23,599.00 | 24,341.00 | 71,496.00 | 70,450.00 | 96,624.00 | 71,836.00 | 19,195.00 |
| Selling, General and Administrative Expenses | 21,630.00 | 11,786.00 | 12,414.00 | 12,029.00 | 11,941.00 | 11,648.00 | 13,054.00 | 13,316.00 | 12,683.00 | 13,175.00 | 14,358.00 | 11,441.00 |
| Other Operating Expenses | 0 | 8,104.00 | 12,688.00 | 8,900.00 | 10,885.00 | 11,951.00 | 11,287.00 | 58,180.00 | 57,767.00 | 83,449.00 | 57,478.00 | 7,754.00 |
| Operating Income | 0 | 4,279.00 | 37,713.00 | -31,797.00 | 42,791.00 | -23,741.00 | -80,170.00 | -30,838.00 | 14,178.00 | -90,728.00 | -88,741.00 | 50,865.00 |
| EBT | 39,487.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Income Tax | -298.00 | 161.00 | 648.00 | -1,742.00 | 2,325.00 | 342.00 | 111.00 | 18.00 | 16.00 | 90.00 | 22.00 | 66.00 |
| Equity Method Investments Income | 0 | -1,428.00 | 3,589.00 | 5,985.00 | 6,054.00 | 6,108.00 | -2,136.00 | 2,656.00 | 4,511.00 | 8,100.00 | 6,053.00 | 3,399.00 |
| Net Income Including Non-Controlling Interests | 39,785.00 | 4,440.00 | 37,065.00 | -30,277.00 | 40,466.00 | -24,083.00 | -80,059.00 | -30,820.00 | 14,162.00 | -90,818.00 | -88,719.00 | 50,799.00 |
| Net Income Non-Controlling Interests | 5,035.00 | 4,106.00 | 5,090.00 | -1,111.00 | 2,383.00 | 8,494.00 | 22,158.00 | 3,892.00 | 6,701.00 | 18,922.00 | 14,869.00 | 1,409.00 |
| Net Income | 32,702.00 | 8,546.00 | 42,155.00 | -31,388.00 | 42,849.00 | -15,589.00 | -57,901.00 | -26,928.00 | 20,863.00 | -71,896.00 | -73,850.00 | 52,208.00 |
| Deprecation and Amortization | 10,375.00 | 5,928.00 | 4,750.00 | 3,471.00 | 3,153.00 | 11,284.00 | 2,311.00 | 0.00 | 7,744.00 | 0.00 | 5,612.00 | 10,530.00 |
| EPS | 0.00 | -0.00 | 0.00 | 0.00 | 0.00 | -0.00 | -0.00 | -0.00 | 0.00 | -0.00 | -0.00 | 0.00 |
| Diluted EPS | 0.00 | -0.00 | 0.00 | 0.00 | 0.00 | -0.00 | -0.00 | -0.00 | 0.00 | -0.00 | -0.00 | 0.00 |
| Average Shares Outstanding Basic | 90,406.00 | 90,324.00 | 90,583.00 | 90,572.00 | 90,582.00 | 90,989.00 | 91,117.00 | 91,193.00 | 91,314.00 | 381,200.00 | 380,795.00 | 378,881.00 |
| Average Shares Outstanding Diluted | 91,614.00 | 90,324.00 | 91,091.00 | 90,568.00 | 90,586.00 | 90,989.00 | 91,117.00 | 91,193.00 | 91,672.00 | 381,200.00 | 380,795.00 | 380,815.00 |
| Breakdown | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 | 2023-06-30 | 2023-03-31 | 2022-06-30 | 2022-03-31 | 2021-03-31 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Operating Cash Flow | 6,921.00 | 0 | 25,819.00 | 27,201.00 | 0.00 | 0 | -13,130.00 | 0 | -11,404.00 | 0.00 | 38,182.00 | 25,143.00 |
| Operating Net Income | 39,786.00 | 0 | 37,065.00 | -18,894.00 | 5,000.00 | 0 | -80,059.00 | 0 | 14,162.00 | 0.00 | -76,091.00 | 50,799.00 |
| Deprecation and Amortization | 10,375.00 | 5,928.00 | 4,750.00 | 9,777.00 | -3,153.00 | 11,284.00 | 2,311.00 | 0 | 7,744.00 | 0.00 | 5,612.00 | 10,530.00 |
| Deferred Income Tax | 0 | 7.00 | -5.00 | -1,136.00 | 1,983.00 | 342.00 | -274.00 | -88.00 | -171.00 | 11.00 | -87.00 | -147.00 |
| Share Based Compensation | 2,439.00 | 0 | 0 | 6,068.00 | 0.00 | 0 | 0 | 0 | 50.00 | 0.00 | 1,352.00 | 994.00 |
| Change in Working Capital | -6,267.00 | 0 | 983.00 | -9,828.00 | 0.00 | 0 | -5,208.00 | 0 | -16,195.00 | 0.00 | -5,165.00 | -3,134.00 |
| Other Operating Activities | -39,412.00 | 0 | -16,974.00 | 25,758.00 | 0.00 | 0 | 70,100.00 | 0 | -16,994.00 | 0.00 | 112,561.00 | -33,899.00 |
| Investing Cash Flow | -1,594,866.00 | 0 | -794,225.00 | -1,990,451.00 | 0.00 | 0 | -253,984.00 | 0 | 57,065.00 | 0.00 | -576,855.00 | -28,512.00 |
| Capital Expenditure | 0 | 0.00 | 0.00 | -18,659.00 | 0.00 | 0.00 | -5,988.00 | 0.00 | -18,138.00 | 0.00 | -103,122.00 | -827.00 |
| Net Purchase/Sale of PPE | 0 | 0 | 0 | -18,659.00 | 0.00 | 0 | -5,988.00 | 0 | -18,138.00 | 0.00 | -103,122.00 | -827.00 |
| Net Purchase/Sale of Investments Net | -1,671,739.00 | 0 | -1,121,549.00 | -3,229,404.00 | 0.00 | 0 | -565,415.00 | 0 | -189,725.00 | 0.00 | -747,118.00 | -219,917.00 |
| Net Purchase/Sale of Business | -16,733.00 | 0 | 8,481.00 | 158,205.00 | 0.00 | 0 | 4,650.00 | 0 | -20,834.00 | 0.00 | -73,979.00 | 3,215.00 |
| Net Loan & Lease Activity | 1,147,168.00 | 1,062,247.00 | 0 | 1,063,267.00 | 239,796.00 | |||||||
| Other Investing Activities | 93,606.00 | 0 | -24,847.00 | 201,158.00 | 0.00 | 0 | 88,497.00 | 0 | 24,811.00 | 0.00 | 128,373.00 | 189,844.00 |
| Financing Cash Flow | 1,618,542.00 | 0 | 713,783.00 | 1,901,543.00 | 0.00 | 0 | 327,203.00 | 0 | -83,597.00 | 0.00 | 604,824.00 | 19,510.00 |
| Net Issuance/Repayment of Debt | 211,527.00 | 0 | 472,930.00 | 1,496,038.00 | 0.00 | 0 | 39,711.00 | 0 | 50,055.00 | 0.00 | 234,281.00 | 130,748.00 |
| Net Issuance/Repurchase of Equity | 1,058.00 | 4,000.00 | 0 | 3,493.00 | 0.00 | 0 | 0 | 0 | 3,290.00 | 0.00 | 0 | 0 |
| Dividends Paid | -30,095.00 | 0 | 28,880.00 | 85,816.00 | 0.00 | 0 | 30,885.00 | 0 | 48,152.00 | 0.00 | 48,048.00 | 48,105.00 |
| Other Financing Activities | 1,436,052.00 | 0 | 211,973.00 | 316,196.00 | 0.00 | 0 | 256,607.00 | 0 | -185,094.00 | 0.00 | 322,495.00 | -159,343.00 |
| Net Change in Cash | 30,597.00 | 0 | -54,623.00 | -61,707.00 | 0.00 | 0 | 60,089.00 | 0 | -37,936.00 | 0.00 | 66,151.00 | 16,141.00 |
| Cash at Beginning of Period | 267,118.00 | 0 | 329,024.00 | 390,731.00 | 0 | 0 | 330,642.00 | 0 | 380,938.00 | 0 | 337,861.00 | 304,490.00 |
| Cash at End of Period | 297,715.00 | 267,118.00 | 274,401.00 | 329,024.00 | 331,997.00 | 368,150.00 | 390,731.00 | 345,467.00 | 343,002.00 | 551,718.00 | 404,012.00 | 320,631.00 |
| Free Cash Flow | 6,921.00 | 0 | 0 | 8,542.00 | 0.00 | 0 | -19,118.00 | 0 | -29,542.00 | 0.00 | -64,940.00 | 24,316.00 |