AFRM
Valuation Ratios
| Breakdown | 2025-06-30 | 2024-06-30 | 2023-06-30 | 2022-06-30 | 2021-06-30 |
|---|---|---|---|---|---|
| Price to Earnings | 144.04 | -6.03 | -1.53 | -2.40 | -8.25 |
| Price to Sales | 6.92 | 4.03 | 2.85 | 3.77 | 12.25 |
| Book Value Per Common Share | 19.01 | 8.82 | 8.58 | 9.29 | 16.30 |
| Price to Book | 3.64 | 3.43 | 1.79 | 1.94 | 4.13 |
| Price to Operating Cash Flow | 28.12 | 20.80 | 372.09 | -31.37 | -55.23 |
| Price to Free Cash Flow | |||||
| Enterprise Value to EBITDA | 310428.60 |
| Breakdown | 2025-09-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-03-31 | 2023-12-31 | 2023-09-30 | 2023-03-31 | 2022-12-31 | 2022-09-30 | 2022-03-31 | 2021-12-31 | 2021-09-30 | 2021-03-31 | 2020-12-31 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Price to Earnings | 101.50 | -301.27 | -338.33 | -43.89 | -8.12 | -14.76 | -12.44 | -1.42 | -1.64 | -7.27 | -8.29 | -19.72 | -35.14 | -10.38 | |
| Price to Sales | 25.86 | 6.19 | 12.46 | 18.60 | 6.90 | 13.81 | 13.02 | 2.90 | 3.71 | 15.09 | 13.13 | 43.64 | 120.14 | 14.19 | |
| Book Value Per Common Share | 19.97 | 17.88 | 8.70 | 8.91 | 8.52 | 8.62 | 8.45 | 8.54 | 8.59 | 8.81 | 9.21 | 9.02 | 8.75 | 19.68 | -11.80 |
| Price to Book | 3.66 | 2.53 | 7.00 | 4.58 | 4.37 | 5.70 | 2.52 | 1.32 | 1.13 | 2.13 | 5.02 | 11.15 | 13.61 | 3.59 | |
| Price to Operating Cash Flow | 64.43 | 20.20 | 38.33 | 65.99 | 30.09 | 86.73 | 65.35 | -104.84 | 124.77 | 106.59 | -125.52 | -366.34 | 88.63 | -49.88 | |
| Price to Free Cash Flow | |||||||||||||||
| Enterprise Value to EBITDA | 924436.03 | 305942.32 | 650563.16 | 2472559.64 |
Earnings Data
| Breakdown | 2025-06-30 | 2024-06-30 | 2023-06-30 | 2022-06-30 | 2021-06-30 |
|---|---|---|---|---|---|
| Earning YoY | |||||
| Revenue YoY | 38.80 | 46.29 | 17.69 | 55.01 | |
| EBITDA YoY | |||||
| Net Profit YoY |
| Breakdown | 2025-09-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-03-31 | 2023-12-31 | 2023-09-30 | 2023-03-31 | 2022-12-31 | 2022-09-30 | 2022-03-31 | 2021-12-31 | 2021-09-30 | 2021-03-31 | 2020-12-31 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Earning YoY | |||||||||||||||
| Revenue YoY | 50.05 | 124.04 | 52.97 | 119.04 | 50.05 | 110.49 | 56.28 | 134.01 | -55.74 | 60.95 | |||||
| EBITDA YoY | 58.41 | 470.60 | -81.65 | ||||||||||||
| Net Profit YoY | -21.47 |
Financial Strength
| Breakdown | 2025-06-30 | 2024-06-30 | 2023-06-30 | 2022-06-30 | 2021-06-30 |
|---|---|---|---|---|---|
| Cash Per Common Share | 4.20 | 3.27 | 3.02 | 4.46 | 9.26 |
| Quick Ratio | |||||
| Current Ratio | |||||
| Debt to Equity | -19.88 | 5.45 | 4.32 | 3.75 | 2.49 |
| Long-Term Debt to Equity |
| Breakdown | 2025-09-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-03-31 | 2023-12-31 | 2023-09-30 | 2023-03-31 | 2022-12-31 | 2022-09-30 | 2022-03-31 | 2021-12-31 | 2021-09-30 | 2021-03-31 | 2020-12-31 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Cash Per Common Share | 4.33 | 4.20 | 3.75 | 3.29 | 4.13 | 3.39 | 3.55 | 3.31 | 4.93 | 5.26 | 8.09 | 9.38 | 5.30 | 13.29 | 7.68 |
| Quick Ratio | |||||||||||||||
| Current Ratio | |||||||||||||||
| Debt to Equity | -32.93 | -37.96 | -91.06 | 5.67 | 5.25 | 4.86 | 4.62 | 3.85 | 4.22 | 3.95 | 3.37 | 3.51 | 2.98 | 1.79 | 3.06 |
| Long-Term Debt to Equity |
Profitability
| Breakdown | 2025-06-30 | 2024-06-30 | 2023-06-30 | 2022-06-30 | 2021-06-30 |
|---|---|---|---|---|---|
| ROA | 0.11 | -0.20 | -1.16 | -1.27 | -2.22 |
| ROE | -2.00 | -1.26 | -6.15 | -6.03 | -7.73 |
| Gross Margin | 80.87 | 80.17 | 81.08 | 92.43 | |
| Operating Margin | 15.32 | -7.37 | -50.77 | -48.55 | -43.72 |
| EBITDA Margin | 22.30 | -0.10 | -42.29 | -44.65 | -41.42 |
| Net Profit Margin | 1.62 | -3.74 | -12.61 | -12.66 | -23.13 |
| Breakdown | 2025-09-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-03-31 | 2023-12-31 | 2023-09-30 | 2023-03-31 | 2022-12-31 | 2022-09-30 | 2022-03-31 | 2021-12-31 | 2021-09-30 | 2021-03-31 | 2020-12-31 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ROA | 0.16 | -0.03 | -0.04 | -0.03 | -0.41 | -0.32 | -0.19 | -1.03 | -0.75 | -0.38 | -0.98 | -1.08 | -0.94 | -1.98 | -1.05 |
| ROE | -5.06 | 1.27 | 3.41 | -0.19 | -2.55 | -1.87 | -1.07 | -4.98 | -3.93 | -1.88 | -4.27 | -4.88 | -3.73 | -5.51 | -4.26 |
| Gross Margin | 82.56 | 80.41 | 80.01 | 77.12 | 79.38 | 79.72 | 79.92 | 79.22 | 77.54 | 82.23 | 81.47 | 81.55 | 76.37 | 93.36 | 84.73 |
| Operating Margin | 20.97 | 13.37 | 12.67 | 0.83 | -13.37 | -16.53 | -19.50 | -57.96 | -66.56 | -62.60 | -47.71 | -68.44 | -107.54 | -39.52 | -6.41 |
| EBITDA Margin | 27.97 | 20.23 | 19.16 | 7.52 | -7.14 | -10.40 | -11.41 | -49.96 | -60.79 | -56.83 | -44.10 | -64.87 | -103.62 | -37.53 | -4.54 |
| Net Profit Margin | 8.65 | -0.73 | -1.27 | -1.95 | -5.03 | -5.98 | -6.79 | -13.95 | -15.50 | -14.36 | -13.36 | -21.27 | -35.09 | -21.86 | -12.38 |
Dividends
| Breakdown | 2025-06-30 | 2024-06-30 | 2023-06-30 | 2022-06-30 | 2021-06-30 |
|---|---|---|---|---|---|
| Dividend Yield | |||||
| Dividend Payout Ratio |
| Breakdown | 2025-09-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-03-31 | 2023-12-31 | 2023-09-30 | 2023-03-31 | 2022-12-31 | 2022-09-30 | 2022-03-31 | 2021-12-31 | 2021-09-30 | 2021-03-31 | 2020-12-31 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Dividend Yield | |||||||||||||||
| Dividend Payout Ratio |
Financial Statements
| Breakdown | 2025-06-30 | 2024-06-30 | 2023-06-30 | 2022-06-30 | 2021-06-30 |
|---|---|---|---|---|---|
| Assets | 49,197,038.00 | 44,420,802.00 | 17,323,973.00 | 13,450,814.00 | 9,085,043.00 |
| Cash and Short-Term Investments | 1,354,455.00 | 1,013,106.00 | 892,027.00 | 1,255,171.00 | 1,466,558.00 |
| Cash and Cash Equivalents | 1,354,455.00 | 1,013,106.00 | 892,027.00 | 1,255,171.00 | 1,466,558.00 |
| Short-Term Investments | 0 | 0 | 0 | 0 | 0 |
| Net Receivables | 56,275,586.00 | 45,238,914.00 | 17,316,493.00 | 152,917.00 | 7,645,074.00 |
| Inventory | 0 | 0 | 0 | 0 | 0 |
| Other Current Assets | 0 | 0 | 0 | 0 | 0 |
| Property, Plant, Equipment Net | 591,761.00 | 449,549.00 | 320,306.00 | 222,182.00 | 120,327.00 |
| Goodwill | 534,156.00 | 533,439.00 | 542,571.00 | 539,534.00 | 516,515.00 |
| Intangible Assets | 12,935.00 | 13,502.00 | 34,434.00 | 78,942.00 | 67,930.00 |
| Long-Term Investments | 0 | 0 | 0 | 0 | 0 |
| Non-Current Deferred Assets | 0 | 0 | 0 | 0 | 0 |
| Other Non-Current Assets | 0 | 0 | 0 | 0 | 0 |
| Liabilities | 51,802,302.00 | 37,535,364.00 | 14,069,396.00 | 10,620,413.00 | 6,481,802.00 |
| Payables and Expenses | 0 | 0 | 0 | 0 | 0 |
| Account Payables | 0 | 0 | 0 | 0 | 0 |
| Current Accrued Liabilities | 0 | 0 | 0 | 0 | 0 |
| Short-Term Debt | 0 | 0 | 0 | 0 | 0 |
| Other Current Liabilities | 0 | 0 | 0 | 0 | 0 |
| Long-Term Debt | 0 | 0 | 0 | 0 | 0 |
| Other Non-Current Liabilities | 0 | 0 | 0 | 0 | 0 |
| Equity | -2,605,264.00 | 6,885,438.00 | 3,254,577.00 | 2,830,401.00 | 2,603,241.00 |
| Shareholders Equity | 6,136,599.00 | 2,731,989.00 | 2,534,183.00 | 2,618,255.00 | 2,581,153.00 |
| Capital Stock | 3.00 | 3.00 | 3.00 | 3.00 | 3.00 |
| Share Premium | 6,140,893.00 | 5,862,555.00 | 5,140,850.00 | 4,231,303.00 | 3,462,762.00 |
| Retained Earnings | -3,056,818.00 | -3,109,004.00 | -2,591,247.00 | -1,605,902.00 | -888,381.00 |
| Treasury Shares | 0 | 0 | 0 | 0 | 0 |
| Accumulated Other Comprehensive Income | -15,069.00 | -21,565.00 | -15,423.00 | -7,149.00 | 6,769.00 |
| Minority Interest | 0 | 0 | 0 | 0 | 0 |
| Investments | 30,309,852.00 | 25,238,666.00 | 9,936,502.00 | 1,745,620.00 | 3,865,914.00 |
| Debt | 21,641,420.00 | 15,630,352.00 | 5,745,362.00 | 4,961,828.00 | 1,176,673.00 |
| Net Debt | 20,286,965.00 | 14,617,246.00 | 4,853,335.00 | 3,706,657.00 | 0 |
| Common Shares Outstanding | 0 | 0 | 0 | 0 | 0 |
| Breakdown | 2025-06-30 | 2024-06-30 | 2023-06-30 | 2022-06-30 | 2021-06-30 |
|---|---|---|---|---|---|
| Revenues | 3,224,412.00 | 2,322,999.00 | 1,587,985.00 | 1,349,292.00 | 870,464.00 |
| Cost Of Revenue | 616,683.00 | 460,628.00 | 0 | 255,272.00 | 65,878.00 |
| Interest Income | 432,595.00 | 344,253.00 | 183,013.00 | 69,694.00 | 52,700.00 |
| Interest Expense | 432,595.00 | 344,253.00 | 183,013.00 | 69,694.00 | 52,700.00 |
| Net Interest | 432,595.00 | 344,253.00 | 183,013.00 | 69,694.00 | 52,700.00 |
| Provisions for Credit Losses | 616,683.00 | 460,628.00 | 0 | 255,272.00 | 65,878.00 |
| Gross Profit | 2,607,729.00 | 1,862,371.00 | 0 | 1,094,020.00 | 804,586.00 |
| Operating Expenses | 2,695,002.00 | 2,478,218.00 | 0 | 1,960,068.00 | 1,183,779.00 |
| Selling, General and Administrative Expenses | 979,900.00 | 1,101,696.00 | 1,224,678.00 | 1,109,836.00 | 554,530.00 |
| Other Operating Expenses | 1,715,102.00 | 1,376,522.00 | 0 | 850,232.00 | 629,249.00 |
| Operating Income | -87,273.00 | -615,847.00 | -1,200,862.00 | -866,048.00 | -379,193.00 |
| Net Non-Operating Income | 148,737.00 | 100,320.00 | 211,617.00 | 141,217.00 | -54,073.00 |
| EBT | 61,464.00 | -515,527.00 | -989,245.00 | -724,831.00 | -433,266.00 |
| Income Tax | 9,279.00 | 2,230.00 | 3,900.00 | 17,414.00 | 2,343.00 |
| Net Income | 52,186.00 | -86,968.00 | -200,265.00 | -170,763.00 | -201,307.00 |
| EBIT | 494,059.00 | -171,274.00 | -806,232.00 | -655,137.00 | -380,566.00 |
| Deprecation and Amortization | 225,076.00 | 169,044.00 | 134,634.00 | 52,722.00 | 19,979.00 |
| EBITDA | 719,135.00 | -2,230.00 | -671,598.00 | -602,415.00 | -360,587.00 |
| EPS | 0.00 | -0.01 | -0.01 | -0.01 | -0.01 |
| Diluted EPS | 0.00 | -0.01 | -0.01 | -0.01 | -0.01 |
| Average Shares Outstanding Basic | 322,851.87 | 309,857.13 | 295,343.47 | 281,704.04 | 158,367.92 |
| Average Shares Outstanding Diluted | 341,023.57 | 309,857.13 | 295,343.47 | 281,704.04 | 159,244.61 |
| Breakdown | 2025-06-30 | 2024-06-30 | 2023-06-30 | 2022-06-30 | 2021-06-30 |
|---|---|---|---|---|---|
| Operating Cash Flow | 793,909.00 | 450,138.00 | 12,181.00 | -162,194.00 | -193,130.00 |
| Operating Net Income | 52,186.00 | -1,553,271.00 | -2,956,035.00 | -2,122,251.00 | -1,292,769.00 |
| Deprecation and Amortization | 225,076.00 | 169,044.00 | 134,634.00 | 52,722.00 | 19,979.00 |
| Deferred Income Tax | 7,113.00 | 396.00 | -5,067.00 | -17,789.00 | -1,923.00 |
| Share Based Compensation | 321,433.00 | 344,511.00 | 451,709.00 | 390,983.00 | 288,033.00 |
| Change in Working Capital | 141,314.00 | 160,084.00 | 85,033.00 | 56,942.00 | 265,691.00 |
| Other Operating Activities | 46,787.00 | 1,329,374.00 | 2,301,907.00 | 1,477,199.00 | 527,859.00 |
| Investing Cash Flow | -1,083,064.00 | -1,325,149.00 | -1,653,070.00 | -2,011,338.00 | -1,022,033.00 |
| Capital Expenditure | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Net Purchase/Sale of PPE | 192,189.00 | 159,296.00 | 120,775.00 | 111,705.00 | 20,252.00 |
| Net Purchase/Sale of Investments Net | 2,039,663.00 | 2,157,013.00 | 2,615,936.00 | 2,152,415.00 | 0 |
| Net Purchase/Sale of Business | 0 | 0 | 16,051.00 | 5,999.00 | 222,433.00 |
| Other Investing Activities | -3,314,916.00 | -3,641,458.00 | -4,405,832.00 | -4,281,457.00 | -1,264,718.00 |
| Financing Cash Flow | 751,425.00 | 913,149.00 | 1,349,945.00 | 2,037,119.00 | 2,577,830.00 |
| Net Issuance/Repayment of Debt | 43,481,851.00 | 25,192,381.00 | 13,109,669.00 | 9,895,996.00 | 6,107,357.00 |
| Net Issuance/Repurchase of Equity | 250,000.00 | 0 | 109.00 | 86.00 | 1,305,976.00 |
| Dividends Paid | 0 | 0 | 0 | 0 | 0 |
| Other Financing Activities | -42,980,426.00 | -24,279,232.00 | -11,759,833.00 | -7,858,963.00 | -4,835,503.00 |
| Net Change in Cash | 461,024.00 | 35,455.00 | -290,863.00 | -141,825.00 | 1,364,504.00 |
| Cash at Beginning of Period | 1,295,399.00 | 1,259,944.00 | 1,550,807.00 | 1,692,632.00 | 328,128.00 |
| Cash at End of Period | 1,756,423.00 | 1,295,399.00 | 1,259,944.00 | 1,550,807.00 | 1,692,632.00 |
| Free Cash Flow | 0 | 0 | 0 | 0 | 0 |
| Breakdown | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 | 2023-12-31 | 2023-09-30 | 2023-06-30 | 2023-03-31 | 2022-12-31 | 2022-09-30 | 2022-06-30 | 2022-03-31 | 2021-12-31 | 2021-09-30 | 2021-06-30 | 2021-03-31 | 2020-12-31 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Assets | 50,941,596.00 | 49,197,038.00 | 49,646,746.00 | 52,432,574.00 | 47,428,334.00 | 44,420,802.00 | 20,508,160.00 | 20,420,389.00 | 17,714,745.00 | 17,323,973.00 | 15,534,539.00 | 15,671,239.00 | 13,691,432.00 | 13,450,814.00 | 13,469,134.00 | 12,388,271.00 | 10,095,947.00 | 9,085,043.00 | 6,729,081.00 | 4,457,101.00 |
| Cash and Short-Term Investments | 1,428,848.00 | 1,354,455.00 | 1,351,148.00 | 1,200,381.00 | 1,046,160.00 | 1,013,106.00 | 1,272,760.00 | 1,036,719.00 | 1,079,261.00 | 892,027.00 | 972,477.00 | 1,440,333.00 | 1,530,132.00 | 1,255,171.00 | 2,261,937.00 | 2,567,401.00 | 1,439,531.00 | 1,466,558.00 | 1,623,672.00 | 520,741.00 |
| Cash and Cash Equivalents | 1,428,848.00 | 1,354,455.00 | 1,351,148.00 | 1,200,381.00 | 1,046,160.00 | 1,013,106.00 | 1,272,760.00 | 1,036,719.00 | 1,079,261.00 | 892,027.00 | 972,477.00 | 1,440,333.00 | 1,530,132.00 | 1,255,171.00 | 2,261,937.00 | 2,567,401.00 | 1,439,531.00 | 1,466,558.00 | 1,623,672.00 | 520,741.00 |
| Short-Term Investments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Net Receivables | 57,516,820.00 | 56,275,586.00 | 52,675,870.00 | 54,110,770.00 | 50,405,820.00 | 45,238,914.00 | 21,758,069.00 | 20,870,114.00 | 18,009,209.00 | 17,316,493.00 | 144,134.00 | 210,162.00 | 163,064.00 | 152,917.00 | 12,058,099.00 | 11,805,740.00 | 8,671,912.00 | 7,645,074.00 | 8,307,809.00 | 7,410,361.00 |
| Inventory | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Current Assets | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Property, Plant, Equipment Net | 630,692.00 | 591,761.00 | 564,755.00 | 523,806.00 | 492,718.00 | 449,549.00 | 425,570.00 | 394,903.00 | 365,976.00 | 320,306.00 | 311,210.00 | 292,553.00 | 256,243.00 | 222,182.00 | 194,049.00 | 169,416.00 | 143,487.00 | 120,327.00 | 113,084.00 | 49,358.00 |
| Goodwill | 529,910.00 | 534,156.00 | 522,346.00 | 521,699.00 | 536,745.00 | 533,439.00 | 535,818.00 | 541,156.00 | 536,418.00 | 542,571.00 | 537,126.00 | 527,630.00 | 525,000.00 | 539,534.00 | 547,393.00 | 541,399.00 | 540,770.00 | 516,515.00 | 261,048.00 | 0 |
| Intangible Assets | 12,685.00 | 12,935.00 | 12,416.00 | 12,193.00 | 13,459.00 | 13,502.00 | 15,288.00 | 17,407.00 | 19,828.00 | 34,434.00 | 48,267.00 | 63,755.00 | 71,037.00 | 78,942.00 | 60,890.00 | 66,190.00 | 71,378.00 | 67,930.00 | 18,150.00 | 0 |
| Long-Term Investments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Non-Current Deferred Assets | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Non-Current Assets | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Liabilities | 52,537,168.00 | 51,802,302.00 | 50,990,176.00 | 53,014,762.00 | 40,321,758.00 | 37,535,364.00 | 17,226,808.00 | 16,937,799.00 | 14,560,597.00 | 14,069,396.00 | 12,333,151.00 | 12,667,571.00 | 10,926,516.00 | 10,620,413.00 | 10,389,637.00 | 9,640,231.00 | 7,558,217.00 | 6,481,802.00 | 4,314,907.00 | 3,358,518.00 |
| Payables and Expenses | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Account Payables | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Current Accrued Liabilities | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Short-Term Debt | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Current Liabilities | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Long-Term Debt | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Non-Current Liabilities | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Equity | -1,595,572.00 | -2,605,264.00 | -1,343,430.00 | -582,188.00 | 7,106,576.00 | 6,885,438.00 | 3,281,352.00 | 3,482,590.00 | 3,154,148.00 | 3,254,577.00 | 3,201,388.00 | 3,003,668.00 | 2,764,916.00 | 2,830,401.00 | 3,079,497.00 | 2,748,040.00 | 2,537,730.00 | 2,603,241.00 | 2,414,174.00 | 1,098,583.00 |
| Shareholders Equity | 6,596,222.00 | 6,136,599.00 | 5,748,379.00 | 2,785,540.00 | 2,835,572.00 | 2,731,989.00 | 2,623,460.00 | 2,634,884.00 | 2,566,800.00 | 2,534,183.00 | 2,511,136.00 | 2,510,148.00 | 2,563,438.00 | 2,618,255.00 | 2,576,055.00 | 2,468,322.00 | 2,377,358.00 | 2,581,153.00 | 2,404,021.00 | -699,168.00 |
| Capital Stock | 3.00 | 3.00 | 3.00 | 3.00 | 3.00 | 3.00 | 3.00 | 3.00 | 3.00 | 3.00 | 3.00 | 3.00 | 3.00 | 3.00 | 3.00 | 3.00 | 3.00 | 3.00 | 3.00 | 0 |
| Share Premium | 6,299,395.00 | 6,140,893.00 | 6,045,479.00 | 5,961,956.00 | 6,053,917.00 | 5,862,555.00 | 5,704,626.00 | 5,571,955.00 | 5,355,032.00 | 5,140,850.00 | 4,918,756.00 | 4,716,385.00 | 4,454,829.00 | 4,231,303.00 | 3,987,881.00 | 3,828,778.00 | 3,579,763.00 | 3,462,762.00 | 3,134,145.00 | 142,477.00 |
| Retained Earnings | -2,976,124.00 | -3,056,818.00 | -3,126,062.00 | -3,128,866.00 | -3,209,226.00 | -3,109,004.00 | -3,063,868.00 | -2,929,932.00 | -2,763,030.00 | -2,591,247.00 | -2,385,285.00 | -2,179,608.00 | -1,857,171.00 | -1,605,902.00 | -1,419,506.00 | -1,364,835.00 | -1,205,100.00 | -888,381.00 | -734,873.00 | -493,999.00 |
| Treasury Shares | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Accumulated Other Comprehensive Income | -24,389.00 | -15,069.00 | -44,504.00 | -47,553.00 | -9,122.00 | -21,565.00 | -17,301.00 | -7,142.00 | -25,205.00 | -15,423.00 | -22,338.00 | -26,632.00 | -34,223.00 | -7,149.00 | 7,677.00 | 4,376.00 | 2,692.00 | 6,769.00 | 4,746.00 | 1,938.00 |
| Minority Interest | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Investments | 30,670,104.00 | 30,309,852.00 | 28,121,542.00 | 28,595,348.00 | 27,661,636.00 | 25,238,666.00 | 11,808,547.00 | 11,504,234.00 | 10,145,758.00 | 9,936,502.00 | 1,203,043.00 | 1,124,741.00 | 1,393,243.00 | 1,745,620.00 | 7,953,712.00 | 7,652,605.00 | 4,845,891.00 | 3,865,914.00 | 4,184,662.00 | 3,736,657.00 |
| Debt | 21,578,612.00 | 21,641,420.00 | 18,643,774.00 | 18,257,644.00 | 18,346,974.00 | 15,630,352.00 | 7,867,633.00 | 6,897,264.00 | 6,212,596.00 | 5,745,362.00 | 4,991,051.00 | 4,337,203.00 | 5,149,348.00 | 4,961,828.00 | 4,600,760.00 | 4,859,135.00 | 1,621,638.00 | 1,176,673.00 | 1,241,126.00 | 818,446.00 |
| Net Debt | 20,149,764.00 | 20,286,965.00 | 17,292,626.00 | 17,057,263.00 | 17,300,814.00 | 14,617,246.00 | 6,594,873.00 | 5,860,545.00 | 5,133,335.00 | 4,853,335.00 | 4,018,574.00 | 2,896,870.00 | 3,619,216.00 | 3,706,657.00 | 2,338,823.00 | 2,291,734.00 | 182,107.00 | 0 | 0 | 297,705.00 |
| Common Shares Outstanding | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 59,239.37 |
| Breakdown | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 | 2023-12-31 | 2023-09-30 | 2023-06-30 | 2023-03-31 | 2022-12-31 | 2022-09-30 | 2022-06-30 | 2022-03-31 | 2021-12-31 | 2021-09-30 | 2021-03-31 | 2020-12-31 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenues | 933,337.00 | -1,386,923.00 | 2,347,995.00 | 1,564,861.00 | 698,479.00 | -925,019.00 | 1,663,814.00 | 1,087,657.00 | 496,547.00 | -676,981.00 | 1,142,160.00 | 761,182.00 | 361,624.00 | -535,647.00 | 985,158.00 | 630,396.00 | 269,385.00 | 608,684.00 | 378,185.00 |
| Cost Of Revenue | 162,752.00 | -316,001.00 | 460,056.00 | 312,804.00 | 159,824.00 | -202,663.00 | 343,019.00 | 220,576.00 | 99,696.00 | 0 | 237,377.00 | 170,939.00 | 64,250.00 | -107,243.00 | 182,581.00 | 116,287.00 | 63,647.00 | 40,389.00 | 57,735.00 |
| Interest Income | 112,739.00 | -209,200.00 | 323,979.00 | 213,671.00 | 104,145.00 | -137,223.00 | 248,997.00 | 158,548.00 | 73,931.00 | -30,875.00 | 120,005.00 | 68,817.00 | 25,066.00 | -31,789.00 | 50,277.00 | 34,453.00 | 16,753.00 | 37,077.00 | 22,412.00 |
| Interest Expense | 112,739.00 | -209,200.00 | 323,979.00 | 213,671.00 | 104,145.00 | -137,223.00 | 248,997.00 | 158,548.00 | 73,931.00 | -30,875.00 | 120,005.00 | 68,817.00 | 25,066.00 | -31,789.00 | 50,277.00 | 34,453.00 | 16,753.00 | 37,077.00 | 22,412.00 |
| Net Interest | 112,739.00 | -209,200.00 | 323,979.00 | 213,671.00 | 104,145.00 | -137,223.00 | 248,997.00 | 158,548.00 | 73,931.00 | -30,875.00 | 120,005.00 | 68,817.00 | 25,066.00 | -31,789.00 | 50,277.00 | 34,453.00 | 16,753.00 | 37,077.00 | 22,412.00 |
| Provisions for Credit Losses | 162,752.00 | -316,001.00 | 460,056.00 | 312,804.00 | 159,824.00 | -202,663.00 | 343,019.00 | 220,576.00 | 99,696.00 | 0 | 237,377.00 | 170,939.00 | 64,250.00 | -107,243.00 | 182,581.00 | 116,287.00 | 63,647.00 | 40,389.00 | 57,735.00 |
| Gross Profit | 770,585.00 | -1,070,922.00 | 1,887,939.00 | 1,252,057.00 | 538,655.00 | -722,356.00 | 1,320,795.00 | 867,081.00 | 396,851.00 | 0 | 904,783.00 | 590,243.00 | 297,374.00 | -428,404.00 | 802,577.00 | 514,109.00 | 205,738.00 | 568,295.00 | 320,450.00 |
| Operating Expenses | 706,924.00 | -1,398,553.00 | 2,033,276.00 | 1,389,001.00 | 671,278.00 | -1,239,941.00 | 1,863,182.00 | 1,248,679.00 | 606,298.00 | 0 | 1,861,817.00 | 1,237,242.00 | 584,841.00 | -679,520.00 | 1,391,399.00 | 876,380.00 | 371,809.00 | 797,817.00 | 396,792.00 |
| Selling, General and Administrative Expenses | 223,432.00 | -630,469.00 | 767,489.00 | 559,165.00 | 283,715.00 | -609,659.00 | 842,913.00 | 581,242.00 | 287,200.00 | -724,011.00 | 952,026.00 | 671,818.00 | 324,845.00 | -358,872.00 | 783,612.00 | 484,932.00 | 200,164.00 | 339,285.00 | 134,876.00 |
| Other Operating Expenses | 483,492.00 | -768,084.00 | 1,265,787.00 | 829,836.00 | 387,563.00 | -630,282.00 | 1,020,269.00 | 667,437.00 | 319,098.00 | 0 | 909,791.00 | 565,424.00 | 259,996.00 | -320,648.00 | 607,787.00 | 391,448.00 | 171,645.00 | 458,532.00 | 261,916.00 |
| Operating Income | 63,661.00 | 327,631.00 | -145,337.00 | -136,944.00 | -132,623.00 | 517,585.00 | -542,387.00 | -381,598.00 | -209,447.00 | 690,638.00 | -957,034.00 | -646,999.00 | -287,467.00 | 251,116.00 | -588,822.00 | -362,271.00 | -166,071.00 | -229,522.00 | -76,342.00 |
| Net Non-Operating Income | 19,358.00 | -142,270.00 | 135,221.00 | 121,483.00 | 34,303.00 | -52,642.00 | 70,999.00 | 43,256.00 | 38,707.00 | -71,013.00 | 175,067.00 | 71,545.00 | 36,018.00 | 316,715.00 | 68,507.00 | -103,632.00 | -140,373.00 | -48,088.00 | 29,685.00 |
| EBT | 83,019.00 | 185,361.00 | -10,116.00 | -15,461.00 | -98,320.00 | 464,943.00 | -471,388.00 | -338,342.00 | -170,740.00 | 619,625.00 | -781,967.00 | -575,454.00 | -251,449.00 | 567,831.00 | -520,315.00 | -465,903.00 | -306,444.00 | -277,610.00 | -46,657.00 |
| Income Tax | 2,326.00 | -3,966.00 | 6,942.00 | 4,401.00 | 1,902.00 | -389.00 | 1,233.00 | 343.00 | 1,043.00 | -612.00 | 2,584.00 | 1,748.00 | 180.00 | 16,090.00 | 706.00 | 447.00 | 171.00 | 105.00 | 175.00 |
| Net Income | 80,694.00 | 102,758.00 | -17,058.00 | -19,862.00 | -13,652.00 | 95,444.00 | -83,719.00 | -64,988.00 | -33,705.00 | 128,984.00 | -159,368.00 | -117,967.00 | -51,914.00 | 189,466.00 | -131,597.00 | -134,099.00 | -94,533.00 | -133,038.00 | -46,832.00 |
| EBIT | 195,758.00 | -23,839.00 | 313,863.00 | 198,210.00 | 5,825.00 | 327,720.00 | -222,391.00 | -179,794.00 | -96,809.00 | 588,750.00 | -661,962.00 | -506,637.00 | -226,383.00 | 536,042.00 | -470,038.00 | -431,450.00 | -289,691.00 | -240,533.00 | -24,245.00 |
| Deprecation and Amortization | 65,329.00 | -84,339.00 | 161,081.00 | 101,614.00 | 46,720.00 | -41,385.00 | 103,655.00 | 66,643.00 | 40,131.00 | -21,489.00 | 91,355.00 | 43,886.00 | 20,882.00 | -15,931.00 | 35,607.00 | 22,505.00 | 10,541.00 | 12,092.00 | 7,071.00 |
| EBITDA | 261,087.00 | -108,178.00 | 474,944.00 | 299,824.00 | 52,545.00 | 286,335.00 | -118,736.00 | -113,151.00 | -56,678.00 | 567,261.00 | -570,607.00 | -462,751.00 | -205,501.00 | 520,111.00 | -434,431.00 | -408,945.00 | -279,150.00 | -228,441.00 | -17,174.00 |
| EPS | 0.00 | 0.00 | -0.00 | -0.00 | -0.00 | 0.00 | -0.00 | -0.00 | -0.00 | 0.00 | -0.01 | -0.01 | -0.00 | 0.00 | -0.01 | -0.01 | -0.00 | -0.01 | -0.00 |
| Diluted EPS | 0.00 | 0.00 | -0.00 | -0.00 | -0.00 | 0.00 | -0.00 | -0.00 | -0.00 | 0.00 | -0.01 | -0.01 | -0.00 | 0.00 | -0.01 | -0.01 | -0.00 | -0.01 | -0.00 |
| Average Shares Outstanding Basic | 330,238.21 | 331,409.34 | 321,505.15 | 320,258.45 | 318,234.55 | 321,887.32 | 307,995.89 | 305,705.64 | 303,839.67 | 304,223.03 | 293,915.27 | 292,306.30 | 290,929.27 | 301,980.54 | 279,570.02 | 273,588.09 | 271,677.52 | 122,161.51 | 67,795.60 |
| Average Shares Outstanding Diluted | 348,278.40 | 404,096.11 | 321,505.15 | 320,258.45 | 318,234.55 | 321,887.32 | 307,995.89 | 305,705.64 | 303,839.67 | 304,223.03 | 293,915.27 | 292,306.30 | 290,929.27 | 301,980.54 | 279,570.02 | 273,588.09 | 271,677.52 | 246,658.72 | 69,534.68 |
| Breakdown | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 | 2023-12-31 | 2023-09-30 | 2023-06-30 | 2023-03-31 | 2022-12-31 | 2022-09-30 | 2022-06-30 | 2022-03-31 | 2021-12-31 | 2021-09-30 | 2021-03-31 | 2020-12-31 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Operating Cash Flow | 374,572.00 | -631,114.00 | 719,272.00 | 508,884.00 | 196,867.00 | -203,362.00 | 381,375.00 | 173,223.00 | 98,902.00 | -30,093.00 | -31,608.00 | 22,667.00 | 51,215.00 | -349,155.00 | -103,085.00 | -75,104.00 | 365,150.00 | -173,217.00 | -49,959.00 |
| Operating Net Income | 80,694.00 | 389,772.00 | -17,058.00 | -19,862.00 | -300,666.00 | 584,690.00 | -945,242.00 | -677,370.00 | -515,349.00 | 503,950.00 | -1,558,766.00 | -1,147,412.00 | -753,807.00 | 772,336.00 | -1,042,042.00 | -932,700.00 | -919,845.00 | -555,430.00 | -46,832.00 |
| Deprecation and Amortization | 65,329.00 | -84,339.00 | 161,081.00 | 101,614.00 | 46,720.00 | -41,385.00 | 103,655.00 | 66,643.00 | 40,131.00 | -21,489.00 | 91,355.00 | 43,886.00 | 20,882.00 | -15,931.00 | 35,607.00 | 22,505.00 | 10,541.00 | 12,092.00 | 7,071.00 |
| Deferred Income Tax | 0 | 7,113.00 | 0 | 0 | 0 | 396.00 | 0 | 0 | 0 | -5,067.00 | 0 | 0 | 0 | -17,789.00 | 0 | 0 | 0 | 105.00 | 175.00 |
| Share Based Compensation | 85,853.00 | -209,069.00 | 255,938.00 | 180,331.00 | 94,233.00 | -249,969.00 | 279,598.00 | 202,523.00 | 112,359.00 | -258,054.00 | 348,372.00 | 241,583.00 | 119,808.00 | -164,045.00 | 280,113.00 | 181,726.00 | 93,189.00 | 152,471.00 | 12,724.00 |
| Change in Working Capital | -192,997.00 | 369,317.00 | -106,249.00 | -104,859.00 | -16,895.00 | -161,839.00 | 63,820.00 | 198,322.00 | 59,781.00 | -13,434.00 | 9,486.00 | 78,948.00 | 10,033.00 | -222,008.00 | 5,916.00 | -29,605.00 | 302,639.00 | 221,858.00 | 35,647.00 |
| Other Operating Activities | 335,693.00 | -1,103,908.00 | 425,560.00 | 351,660.00 | 373,475.00 | -335,255.00 | 879,544.00 | 383,105.00 | 401,980.00 | -235,999.00 | 1,077,945.00 | 805,662.00 | 654,299.00 | -701,718.00 | 617,321.00 | 682,970.00 | 878,626.00 | -4,313.00 | -58,744.00 |
| Investing Cash Flow | -139,611.00 | 784,552.00 | -628,550.00 | -664,067.00 | -574,999.00 | 118,987.00 | -787,516.00 | -640,761.00 | -15,859.00 | -319,509.00 | -875,896.00 | -574,938.00 | 117,273.00 | 423,366.00 | -985,621.00 | -819,573.00 | -629,510.00 | -1,106,378.00 | -906,710.00 |
| Capital Expenditure | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Net Purchase/Sale of PPE | 54,365.00 | -81,089.00 | 141,069.00 | 88,057.00 | 44,152.00 | -72,125.00 | 121,040.00 | 74,564.00 | 35,817.00 | -71,694.00 | 95,917.00 | 65,401.00 | 31,151.00 | -2,055.00 | 59,254.00 | 38,159.00 | 16,347.00 | 12,414.00 | 7,063.00 |
| Net Purchase/Sale of Investments Net | 362,887.00 | -689,377.00 | 1,500,758.00 | 891,072.00 | 337,210.00 | -230,561.00 | 1,353,117.00 | 675,351.00 | 359,106.00 | -551,009.00 | 1,694,046.00 | 903,778.00 | 569,121.00 | 175,215.00 | 961,901.00 | 570,850.00 | 444,449.00 | 0 | 0 |
| Net Purchase/Sale of Business | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | 16,051.00 | 0 | 0 | -11,998.00 | 5,999.00 | 5,999.00 | 5,999.00 | 104,776.00 | 113,628.00 |
| Other Investing Activities | -556,863.00 | 1,555,018.00 | -2,270,377.00 | -1,643,196.00 | -956,361.00 | 421,673.00 | -2,261,673.00 | -1,390,676.00 | -410,782.00 | 303,194.00 | -2,681,910.00 | -1,544,117.00 | -482,999.00 | 262,204.00 | -2,012,775.00 | -1,434,581.00 | -1,096,305.00 | -1,223,568.00 | -1,027,401.00 |
| Financing Cash Flow | 110,086.00 | -688,087.00 | 364,166.00 | 609,721.00 | 465,625.00 | -657,988.00 | 767,180.00 | 655,151.00 | 148,806.00 | -459,348.00 | 740,396.00 | 869,355.00 | 199,542.00 | -2,283,047.00 | 2,066,000.00 | 2,010,213.00 | 243,953.00 | 2,753,959.00 | 1,265,331.00 |
| Net Issuance/Repayment of Debt | 15,799,024.00 | -8,234,974.00 | 28,876,537.00 | 16,361,906.00 | 6,478,382.00 | -11,163,489.00 | 17,789,908.00 | 12,731,037.00 | 5,834,925.00 | -4,315,543.00 | 9,657,080.00 | 5,514,764.00 | 2,253,368.00 | -3,442,851.00 | 7,053,421.00 | 4,729,542.00 | 1,555,884.00 | 4,969,604.00 | 3,077,881.00 |
| Net Issuance/Repurchase of Equity | 0 | -250,000.00 | 250,000.00 | 250,000.00 | 0 | 0 | 0 | 0 | 0 | -218.00 | 109.00 | 109.00 | 109.00 | -6.00 | 84.00 | 4.00 | 4.00 | 1,306,087.00 | 24,200.00 |
| Dividends Paid | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Financing Activities | -15,688,938.00 | 7,796,887.00 | -28,762,371.00 | -16,002,185.00 | -6,012,757.00 | 10,505,501.00 | -17,022,728.00 | -12,075,886.00 | -5,686,119.00 | 3,856,413.00 | -8,916,793.00 | -4,645,518.00 | -2,053,935.00 | 1,159,810.00 | -4,987,505.00 | -2,719,333.00 | -1,311,935.00 | -3,521,732.00 | -1,836,750.00 |
| Net Change in Cash | 341,187.00 | -510,517.00 | 440,560.00 | 441,758.00 | 89,223.00 | -740,874.00 | 359,747.00 | 188,034.00 | 228,548.00 | -798,265.00 | -169,315.00 | 313,986.00 | 362,731.00 | -2,230,110.00 | 982,933.00 | 1,122,171.00 | -16,819.00 | 1,478,874.00 | 308,662.00 |
| Cash at Beginning of Period | 1,756,423.00 | 2,266,940.00 | 1,295,399.00 | 1,295,399.00 | 1,295,399.00 | 2,036,273.00 | 1,259,944.00 | 1,259,944.00 | 1,259,944.00 | 2,058,209.00 | 1,550,807.00 | 1,550,807.00 | 1,550,807.00 | 3,780,917.00 | 1,692,632.00 | 1,692,632.00 | 1,692,632.00 | 328,128.00 | 328,128.00 |
| Cash at End of Period | 2,097,610.00 | 1,756,423.00 | 1,735,959.00 | 1,737,157.00 | 1,384,622.00 | 1,295,399.00 | 1,619,691.00 | 1,447,978.00 | 1,488,492.00 | 1,259,944.00 | 1,381,492.00 | 1,864,793.00 | 1,913,538.00 | 1,550,807.00 | 2,675,565.00 | 2,814,803.00 | 1,675,813.00 | 1,807,002.00 | 636,790.00 |
| Free Cash Flow | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |