AMSF
Valuation Ratios
| Breakdown | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 | 2020-12-31 |
|---|---|---|---|---|---|
| Price to Earnings | 17.71 | 14.44 | 17.98 | 15.83 | 12.79 |
| Price to Sales | 3.18 | 2.92 | 3.39 | 3.29 | 3.26 |
| Book Value Per Common Share | 40.53 | 45.85 | 49.71 | 61.87 | 68.10 |
| Price to Book | 1.27 | 1.02 | 1.05 | 0.87 | 0.84 |
| Price to Operating Cash Flow | 36.66 | 25.28 | 29.13 | 23.33 | 15.96 |
| Price to Free Cash Flow | |||||
| Enterprise Value to EBITDA | 142069.18 | 113175.07 | 130798.71 | 115715.42 | 96526.97 |
| Breakdown | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 | 2023-12-31 | 2023-09-30 | 2023-06-30 | 2023-03-31 | 2022-12-31 | 2022-09-30 | 2022-06-30 | 2022-03-31 | 2021-12-31 | 2021-09-30 | 2021-06-30 | 2021-03-31 | 2020-12-31 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Price to Earnings | 22.72 | 36.44 | 111.81 | 21.87 | 30.06 | 56.37 | 22.35 | 31.00 | 53.79 | 25.82 | 42.63 | 55.19 | 17.44 | 26.77 | 64.00 | |||||
| Price to Sales | 3.42 | 5.09 | 11.94 | 3.92 | 5.36 | 11.92 | 4.23 | 6.62 | 11.35 | 4.08 | 6.59 | 12.34 | 4.57 | 7.01 | 14.83 | |||||
| Book Value Per Common Share | 14.47 | 13.96 | 13.69 | 40.53 | 16.50 | 15.79 | 15.74 | 45.85 | 17.51 | 17.76 | 17.38 | 49.71 | 19.47 | 19.95 | 20.46 | 61.87 | 24.80 | 24.19 | 23.16 | 68.10 |
| Price to Book | 3.03 | 3.13 | 3.84 | 1.27 | 2.93 | 2.78 | 3.19 | 1.02 | 2.86 | 3.00 | 2.82 | 1.05 | 2.40 | 2.61 | 2.43 | 0.87 | 2.26 | 2.47 | 2.76 | 0.84 |
| Price to Operating Cash Flow | 1865.53 | -81.34 | -558.45 | 69.01 | 170.65 | 127.82 | 37.05 | 49.19 | 69.54 | 24.97 | 40.18 | 134.90 | 36.89 | 44.36 | 74.49 | |||||
| Price to Free Cash Flow | ||||||||||||||||||||
| Enterprise Value to EBITDA |
Earnings Data
| Breakdown | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 | 2020-12-31 |
|---|---|---|---|---|---|
| Earning YoY | -10.19 | 12.11 | -15.00 | -24.28 | |
| Revenue YoY | 0.71 | 4.11 | -6.71 | -6.94 | |
| EBITDA YoY | -12.62 | 3.92 | -15.51 | -21.68 | |
| Net Profit YoY | -10.74 | 11.70 | -15.44 | -24.07 |
| Breakdown | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 | 2023-12-31 | 2023-09-30 | 2023-06-30 | 2023-03-31 | 2022-12-31 | 2022-09-30 | 2022-06-30 | 2022-03-31 | 2021-12-31 | 2021-09-30 | 2021-06-30 | 2021-03-31 | 2020-12-31 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Earning YoY | 60.83 | 155.32 | 51.37 | 64.04 | 30.23 | 89.01 | 48.36 | 35.56 | 44.39 | 123.00 | ||||||||||
| Revenue YoY | 49.13 | 95.13 | 50.17 | 94.44 | 47.05 | 86.93 | 44.80 | 95.72 | 44.40 | 97.37 | ||||||||||
| EBITDA YoY | 61.79 | 150.88 | 51.39 | 66.20 | 29.04 | 88.96 | 47.80 | 38.76 | 46.16 | 127.40 | ||||||||||
| Net Profit YoY | 60.33 | 155.94 | 51.31 | 64.95 | 30.22 | 90.13 | 48.42 | 35.38 | 44.42 | 123.07 |
Financial Strength
| Breakdown | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 | 2020-12-31 |
|---|---|---|---|---|---|
| Cash Per Common Share | 21.79 | 17.80 | 24.92 | 25.27 | 18.53 |
| Quick Ratio | |||||
| Current Ratio | |||||
| Debt to Equity | 1.76 | 1.61 | 1.51 | 1.26 | 1.18 |
| Long-Term Debt to Equity |
| Breakdown | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 | 2023-12-31 | 2023-09-30 | 2023-06-30 | 2023-03-31 | 2022-12-31 | 2022-09-30 | 2022-06-30 | 2022-03-31 | 2021-12-31 | 2021-09-30 | 2021-06-30 | 2021-03-31 | 2020-12-31 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Cash Per Common Share | 20.73 | 19.08 | 19.84 | 21.82 | 21.48 | 18.51 | 21.18 | 17.82 | 20.31 | 22.28 | 22.02 | 25.02 | 22.59 | 23.22 | 23.05 | 25.23 | 23.86 | 20.18 | 17.51 | 18.49 |
| Quick Ratio | ||||||||||||||||||||
| Current Ratio | ||||||||||||||||||||
| Debt to Equity | 3.24 | 3.35 | 3.44 | 1.76 | 2.99 | 3.10 | 3.13 | 1.61 | 2.86 | 2.81 | 2.87 | 1.51 | 2.64 | 2.59 | 2.52 | 1.26 | 2.08 | 2.22 | 2.34 | 1.18 |
| Long-Term Debt to Equity |
Profitability
| Breakdown | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 | 2020-12-31 |
|---|---|---|---|---|---|
| ROA | 3.91 | 4.07 | 3.49 | 3.64 | 4.52 |
| ROE | 10.77 | 10.62 | 8.76 | 8.23 | 9.87 |
| Gross Margin | 48.25 | 50.72 | 47.41 | 47.93 | 52.67 |
| Operating Margin | 22.25 | 25.25 | 23.98 | 26.03 | 31.77 |
| EBITDA Margin | 22.36 | 25.77 | 25.82 | 28.51 | 33.88 |
| Net Profit Margin | 17.94 | 20.24 | 18.87 | 20.81 | 25.51 |
| Breakdown | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 | 2023-12-31 | 2023-09-30 | 2023-06-30 | 2023-03-31 | 2022-12-31 | 2022-09-30 | 2022-06-30 | 2022-03-31 | 2021-12-31 | 2021-09-30 | 2021-06-30 | 2021-03-31 | 2020-12-31 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ROA | 3.15 | 1.98 | 0.77 | 3.37 | 2.26 | 1.36 | 3.31 | 2.54 | 1.35 | 2.56 | 1.70 | 1.25 | 4.20 | 2.86 | 1.29 | |||||
| ROE | 13.36 | 8.62 | 3.43 | 13.44 | 9.28 | 5.62 | 12.78 | 9.68 | 5.21 | 9.34 | 6.09 | 4.38 | 12.96 | 9.20 | 4.31 | |||||
| Gross Margin | 48.70 | 49.42 | 51.31 | 47.92 | 47.13 | 48.98 | 49.71 | 50.66 | 51.58 | 46.34 | 47.49 | 49.96 | 55.88 | 54.77 | 50.97 | |||||
| Operating Margin | 18.71 | 17.26 | 13.39 | 22.19 | 21.93 | 25.63 | 23.37 | 26.53 | 26.10 | 19.94 | 19.34 | 28.04 | 33.60 | 33.29 | 28.82 | |||||
| EBITDA Margin | 18.75 | 17.28 | 13.44 | 22.29 | 22.11 | 25.87 | 23.95 | 27.29 | 27.00 | 21.94 | 21.50 | 30.32 | 36.28 | 35.84 | 31.11 | |||||
| Net Profit Margin | 15.06 | 14.01 | 10.68 | 17.97 | 17.84 | 21.03 | 18.93 | 21.38 | 21.02 | 15.80 | 15.41 | 22.28 | 26.19 | 26.19 | 23.17 |
Dividends
| Breakdown | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 | 2020-12-31 |
|---|---|---|---|---|---|
| Dividend Yield | |||||
| Dividend Payout Ratio |
| Breakdown | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 | 2023-12-31 | 2023-09-30 | 2023-06-30 | 2023-03-31 | 2022-12-31 | 2022-09-30 | 2022-06-30 | 2022-03-31 | 2021-12-31 | 2021-09-30 | 2021-06-30 | 2021-03-31 | 2020-12-31 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Dividend Yield | ||||||||||||||||||||
| Dividend Payout Ratio |
Financial Statements
| Breakdown | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 | 2020-12-31 |
|---|---|---|---|---|---|
| Assets | 1,419,626.00 | 1,525,717.00 | 1,591,939.00 | 1,808,460.00 | 1,915,860.00 |
| Cash and Short-Term Investments | 415,612.00 | 340,909.00 | 479,330.00 | 488,479.00 | 357,444.00 |
| Cash and Cash Equivalents | 55,838.00 | 45,317.00 | 93,380.00 | 89,547.00 | 85,319.00 |
| Short-Term Investments | 359,774.00 | 295,592.00 | 385,950.00 | 398,932.00 | 272,125.00 |
| Net Receivables | 153,842.00 | 143,700.00 | 132,137.00 | 150,451.00 | 166,034.00 |
| Inventory | 0 | 0 | 0 | 0 | 0 |
| Other Current Assets | 0 | 0 | 0 | 0 | 0 |
| Property, Plant, Equipment Net | 6,925.00 | 8,311.00 | 10,067.00 | 8,655.00 | 8,101.00 |
| Goodwill | 0 | 0 | 0 | 0 | 0 |
| Intangible Assets | 0 | 0 | 0 | 0 | 0 |
| Long-Term Investments | 0 | 0 | 0 | 0 | 0 |
| Non-Current Deferred Assets | 20,133.00 | 21,283.00 | 23,776.00 | 15,532.00 | 13,665.00 |
| Other Non-Current Assets | 0 | 0 | 0 | 0 | 0 |
| Liabilities | 904,944.00 | 940,815.00 | 957,075.00 | 1,009,814.00 | 1,038,228.00 |
| Payables and Expenses | 0 | 0 | 0 | 0 | 0 |
| Account Payables | 0 | 0 | 0 | 0 | 0 |
| Current Accrued Liabilities | 0 | 0 | 0 | 0 | 0 |
| Short-Term Debt | 0 | 0 | 0 | 0 | 0 |
| Other Current Liabilities | 0 | 0 | 0 | 0 | 0 |
| Long-Term Debt | 0 | 0 | 0 | 0 | 0 |
| Other Non-Current Liabilities | 0 | 0 | 0 | 0 | 0 |
| Equity | 514,682.00 | 584,902.00 | 634,864.00 | 798,646.00 | 877,632.00 |
| Shareholders Equity | 772,023.00 | 877,353.00 | 952,296.00 | 1,197,969.00 | 1,316,448.00 |
| Capital Stock | 207.00 | 207.00 | 207.00 | 206.00 | 206.00 |
| Share Premium | 223,956.00 | 222,078.00 | 220,299.00 | 217,458.00 | 215,316.00 |
| Retained Earnings | 84,105.00 | 114,289.00 | 145,512.00 | 190,492.00 | 224,645.00 |
| Treasury Shares | 42,052.00 | 36,929.00 | 34,758.00 | 22,370.00 | 22,370.00 |
| Accumulated Other Comprehensive Income | -8,875.00 | -7,194.00 | -13,828.00 | 13,537.00 | 21,019.00 |
| Minority Interest | 0 | 0 | 0 | 0 | 0 |
| Investments | 3,887,352.00 | 3,997,472.00 | 4,198,761.00 | 4,772,445.00 | 5,243,303.00 |
| Debt | 276.00 | 238.00 | 230.00 | 202.00 | 314.00 |
| Common Shares Outstanding | 19,050.31 | 19,135.01 | 19,155.87 | 19,364.05 | 19,331.06 |
| Breakdown | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 | 2020-12-31 |
|---|---|---|---|---|---|
| Revenues | 309,043.00 | 306,853.00 | 294,737.00 | 315,934.00 | 339,477.00 |
| Net Premiums | 270,639.00 | 267,125.00 | 271,698.00 | 275,993.00 | 304,427.00 |
| Cost Of Revenue | 159,924.00 | 151,220.00 | 155,015.00 | 164,513.00 | 160,679.00 |
| Gross Profit | 149,119.00 | 155,633.00 | 139,722.00 | 151,421.00 | 178,798.00 |
| Selling, General and Administrative Expenses | 300.00 | 200.00 | 200.00 | 200.00 | 200.00 |
| Interest Expense | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| EBT | 68,754.00 | 77,492.00 | 70,683.00 | 82,225.00 | 107,844.00 |
| Income Tax | 14,968.00 | 16,871.00 | 13,396.00 | 13,088.00 | 20,771.00 |
| Net Income | 55,436.00 | 62,108.00 | 55,602.00 | 65,757.00 | 86,602.00 |
| EBIT | 68,754.00 | 77,492.00 | 70,683.00 | 82,225.00 | 107,844.00 |
| Deprecation and Amortization | 354.00 | 1,598.00 | 5,425.00 | 7,851.00 | 7,165.00 |
| EBITDA | 69,108.00 | 79,090.00 | 76,108.00 | 90,076.00 | 115,009.00 |
| EPS | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Diluted EPS | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Average Shares Outstanding Basic | 19,070.72 | 19,149.08 | 19,233.24 | 19,332.39 | 19,289.00 |
| Average Shares Outstanding Diluted | 19,159.81 | 19,226.02 | 19,321.72 | 19,408.62 | 19,363.81 |
| Breakdown | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 | 2020-12-31 |
|---|---|---|---|---|---|
| Operating Cash Flow | 26,813.00 | 35,433.00 | 34,315.00 | 44,601.00 | 69,410.00 |
| Operating Net Income | 55,436.00 | 62,108.00 | 55,602.00 | 65,756.00 | 86,602.00 |
| Deprecation and Amortization | -354.00 | -1,598.00 | -5,425.00 | -7,851.00 | -7,165.00 |
| Deferred Income Tax | 1,402.00 | 628.00 | -1,136.00 | 1,270.00 | 1,657.00 |
| Share Based Compensation | 2,939.00 | 1,557.00 | 2,479.00 | 2,320.00 | 3,296.00 |
| Change in Working Capital | -9,319.00 | 1,667.00 | -1,152.00 | -8,130.00 | -16,179.00 |
| Other Operating Activities | -23,291.00 | -28,929.00 | -16,053.00 | -8,764.00 | 1,199.00 |
| Investing Cash Flow | 166,104.00 | 109,530.00 | 195,264.00 | 159,573.00 | 139,195.00 |
| Capital Expenditure | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Net Purchase/Sale of PPE | 609.00 | 1,035.00 | 3,992.00 | 2,596.00 | 1,685.00 |
| Net Purchase/Sale of Investments Net | 190,597.00 | 204,323.00 | 333,516.00 | 292,539.00 | 385,639.00 |
| Net Purchase/Sale of Business | 0 | 0 | 0 | 0 | 0 |
| Other Investing Activities | -25,102.00 | -95,828.00 | -142,244.00 | -135,562.00 | -248,129.00 |
| Financing Cash Flow | -91,198.00 | -96,513.00 | -112,873.00 | -99,973.00 | -88,825.00 |
| Net Issuance/Repayment of Debt | 85.00 | 91.00 | 58.00 | 44.00 | 50.00 |
| Net Issuance/Repurchase of Equity | 0 | 2,171.00 | 0 | 0 | 0 |
| Dividends Paid | 85,436.00 | 93,307.00 | 100,427.00 | 99,929.00 | 88,775.00 |
| Other Financing Activities | -176,719.00 | -192,082.00 | -213,358.00 | -199,946.00 | -177,650.00 |
| Net Change in Cash | 10,521.00 | -48,063.00 | 3,833.00 | 4,228.00 | 30,955.00 |
| Cash at Beginning of Period | 33,524.00 | 86,745.00 | 57,636.00 | 66,494.00 | 30,802.00 |
| Cash at End of Period | 44,045.00 | 38,682.00 | 61,469.00 | 70,722.00 | 61,757.00 |
| Free Cash Flow | 0 | 0 | 0 | 0 | 0 |
| Breakdown | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 | 2023-12-31 | 2023-09-30 | 2023-06-30 | 2023-03-31 | 2022-12-31 | 2022-09-30 | 2022-06-30 | 2022-03-31 | 2021-12-31 | 2021-09-30 | 2021-06-30 | 2021-03-31 | 2020-12-31 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Assets | 1,164,944.00 | 1,155,114.00 | 1,156,717.00 | 1,419,626.00 | 1,254,727.00 | 1,233,529.00 | 1,243,143.00 | 1,525,717.00 | 1,296,636.00 | 1,298,915.00 | 1,288,254.00 | 1,591,939.00 | 1,359,496.00 | 1,381,920.00 | 1,391,381.00 | 1,808,460.00 | 1,479,923.00 | 1,506,263.00 | 1,494,579.00 | 1,915,860.00 |
| Cash and Short-Term Investments | 394,155.00 | 363,171.00 | 377,609.00 | 415,612.00 | 409,935.00 | 353,645.00 | 404,913.00 | 340,909.00 | 388,805.00 | 426,352.00 | 421,352.00 | 479,330.00 | 435,202.00 | 448,228.00 | 445,677.00 | 488,479.00 | 461,234.00 | 389,791.00 | 338,132.00 | 357,444.00 |
| Cash and Cash Equivalents | 54,747.00 | 48,465.00 | 44,753.00 | 55,838.00 | 63,663.00 | 30,611.00 | 33,375.00 | 45,317.00 | 59,249.00 | 33,922.00 | 41,210.00 | 93,380.00 | 90,952.00 | 85,318.00 | 30,741.00 | 89,547.00 | 123,128.00 | 57,541.00 | 33,074.00 | 85,319.00 |
| Short-Term Investments | 339,408.00 | 314,706.00 | 332,856.00 | 359,774.00 | 346,272.00 | 323,034.00 | 371,538.00 | 295,592.00 | 329,556.00 | 392,430.00 | 380,142.00 | 385,950.00 | 344,250.00 | 362,910.00 | 414,936.00 | 398,932.00 | 338,106.00 | 332,250.00 | 305,058.00 | 272,125.00 |
| Net Receivables | 178,381.00 | 176,197.00 | 164,589.00 | 153,842.00 | 163,896.00 | 160,645.00 | 152,237.00 | 143,700.00 | 153,539.00 | 150,330.00 | 145,689.00 | 132,137.00 | 147,938.00 | 151,824.00 | 152,523.00 | 150,451.00 | 163,665.00 | 174,513.00 | 174,839.00 | 166,034.00 |
| Inventory | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Current Assets | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Property, Plant, Equipment Net | 7,270.00 | 6,563.00 | 5,675.00 | 6,925.00 | 6,131.00 | 6,384.00 | 6,767.00 | 8,311.00 | 6,678.00 | 6,561.00 | 6,907.00 | 10,067.00 | 7,380.00 | 6,889.00 | 6,423.00 | 8,655.00 | 6,158.00 | 6,259.00 | 6,302.00 | 8,101.00 |
| Goodwill | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Intangible Assets | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Long-Term Investments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Non-Current Deferred Assets | 18,854.00 | 20,073.00 | 19,112.00 | 20,133.00 | 19,499.00 | 21,781.00 | 21,183.00 | 21,283.00 | 25,683.00 | 23,437.00 | 21,658.00 | 23,776.00 | 26,227.00 | 21,927.00 | 17,602.00 | 15,532.00 | 14,738.00 | 14,219.00 | 14,506.00 | 13,665.00 |
| Other Non-Current Assets | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Liabilities | 890,171.00 | 889,544.00 | 895,904.00 | 904,944.00 | 940,356.00 | 932,537.00 | 942,049.00 | 940,815.00 | 960,753.00 | 958,348.00 | 955,399.00 | 957,075.00 | 986,477.00 | 996,931.00 | 996,108.00 | 1,009,814.00 | 999,767.00 | 1,037,897.00 | 1,046,953.00 | 1,038,228.00 |
| Payables and Expenses | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Account Payables | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Current Accrued Liabilities | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Short-Term Debt | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Current Liabilities | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Long-Term Debt | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Non-Current Liabilities | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Equity | 274,773.00 | 265,570.00 | 260,813.00 | 514,682.00 | 314,371.00 | 300,992.00 | 301,094.00 | 584,902.00 | 335,883.00 | 340,567.00 | 332,855.00 | 634,864.00 | 373,019.00 | 384,989.00 | 395,273.00 | 798,646.00 | 480,156.00 | 468,366.00 | 447,626.00 | 877,632.00 |
| Shareholders Equity | 274,773.00 | 265,570.00 | 260,813.00 | 772,023.00 | 314,371.00 | 300,992.00 | 301,094.00 | 877,353.00 | 335,883.00 | 340,567.00 | 332,855.00 | 952,296.00 | 373,019.00 | 384,989.00 | 395,273.00 | 1,197,969.00 | 480,156.00 | 468,366.00 | 447,626.00 | 1,316,448.00 |
| Capital Stock | 208.00 | 208.00 | 207.00 | 207.00 | 207.00 | 207.00 | 207.00 | 207.00 | 207.00 | 207.00 | 207.00 | 207.00 | 207.00 | 207.00 | 206.00 | 206.00 | 206.00 | 206.00 | 206.00 | 206.00 |
| Share Premium | 225,951.00 | 225,674.00 | 224,327.00 | 223,956.00 | 223,605.00 | 223,359.00 | 222,443.00 | 222,078.00 | 221,905.00 | 221,759.00 | 220,556.00 | 220,299.00 | 219,988.00 | 219,744.00 | 217,605.00 | 217,458.00 | 217,311.00 | 217,165.00 | 215,468.00 | 215,316.00 |
| Retained Earnings | 98,486.00 | 92,097.00 | 85,600.00 | 84,105.00 | 135,284.00 | 128,028.00 | 124,113.00 | 114,289.00 | 168,892.00 | 165,459.00 | 156,334.00 | 145,512.00 | 207,394.00 | 201,983.00 | 201,834.00 | 190,492.00 | 270,023.00 | 256,503.00 | 238,351.00 | 224,645.00 |
| Treasury Shares | 46,195.00 | 44,848.00 | 42,052.00 | 42,052.00 | 42,050.00 | 41,042.00 | 36,929.00 | 36,929.00 | 34,758.00 | 34,758.00 | 34,758.00 | 34,758.00 | 34,606.00 | 28,071.00 | 24,429.00 | 22,370.00 | 22,370.00 | 22,370.00 | 22,370.00 | 22,370.00 |
| Accumulated Other Comprehensive Income | -3,677.00 | -7,561.00 | -7,269.00 | -8,875.00 | -2,675.00 | -9,560.00 | -8,740.00 | -7,194.00 | -20,363.00 | -12,100.00 | -9,484.00 | -13,828.00 | -19,964.00 | -8,874.00 | 57.00 | 13,537.00 | 14,986.00 | 16,862.00 | 15,971.00 | 21,019.00 |
| Minority Interest | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Investments | 3,675,790.00 | 3,572,014.00 | 3,666,383.00 | 3,887,352.00 | 3,781,727.00 | 3,619,348.00 | 3,679,404.00 | 3,997,472.00 | 3,789,556.00 | 4,183,852.00 | 4,154,509.00 | 4,198,761.00 | 3,996,962.00 | 4,073,839.00 | 4,407,492.00 | 4,772,445.00 | 4,391,319.00 | 4,791,502.00 | 4,987,261.00 | 5,243,303.00 |
| Debt | 0 | 0 | 0 | 276.00 | 0 | 0 | 0 | 238.00 | 0 | 0 | 0 | 230.00 | 0 | 0 | 0 | 202.00 | 0 | 0 | 0 | 314.00 |
| Common Shares Outstanding | 18,992.26 | 19,018.75 | 19,050.31 | 19,050.31 | 19,049.97 | 19,068.29 | 19,135.01 | 19,135.01 | 19,184.45 | 19,180.01 | 19,154.39 | 19,155.87 | 19,159.17 | 19,296.63 | 19,320.42 | 19,364.05 | 19,364.05 | 19,364.05 | 19,331.06 | 19,331.06 |
| Breakdown | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 | 2023-12-31 | 2023-09-30 | 2023-06-30 | 2023-03-31 | 2022-12-31 | 2022-09-30 | 2022-06-30 | 2022-03-31 | 2021-12-31 | 2021-09-30 | 2021-06-30 | 2021-03-31 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenues | 243,809.00 | 163,488.00 | 83,784.00 | -162,962.00 | 235,014.00 | 156,502.00 | 80,489.00 | -156,562.00 | 226,737.00 | 154,191.00 | 82,487.00 | -155,768.00 | 220,463.00 | 152,251.00 | 77,791.00 | -169,478.00 | 237,553.00 | 164,508.00 | 83,351.00 |
| Net Premiums | 209,462.00 | 138,266.00 | 68,885.00 | -139,015.00 | 204,129.00 | 137,079.00 | 68,446.00 | -138,248.00 | 201,413.00 | 134,779.00 | 69,181.00 | -139,318.00 | 205,625.00 | 137,835.00 | 67,556.00 | -143,647.00 | 208,260.00 | 140,634.00 | 70,746.00 |
| Cost Of Revenue | 125,083.00 | 82,692.00 | 40,793.00 | -86,274.00 | 122,399.00 | 82,736.00 | 41,063.00 | -78,828.00 | 114,033.00 | 76,075.00 | 39,940.00 | -82,168.00 | 118,309.00 | 79,944.00 | 38,930.00 | -55,562.00 | 104,801.00 | 74,407.00 | 40,867.00 |
| Gross Profit | 118,726.00 | 80,796.00 | 42,991.00 | -76,688.00 | 112,615.00 | 73,766.00 | 39,426.00 | -77,734.00 | 112,704.00 | 78,116.00 | 42,547.00 | -73,600.00 | 102,154.00 | 72,307.00 | 38,861.00 | -113,916.00 | 132,752.00 | 90,101.00 | 42,484.00 |
| Selling, General and Administrative Expenses | 2,600.00 | 1,800.00 | 1,100.00 | -4,000.00 | 2,200.00 | 1,400.00 | 700.00 | -1,700.00 | 1,100.00 | 600.00 | 200.00 | -2,109.00 | 1,500.00 | 800.00 | 9.00 | -3,400.00 | 1,700.00 | 1,300.00 | 600.00 |
| Interest Expense | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| EBT | 45,612.00 | 28,217.00 | 11,215.00 | -38,337.00 | 52,146.00 | 34,315.00 | 20,630.00 | -37,937.00 | 52,992.00 | 40,908.00 | 21,529.00 | -24,522.00 | 43,951.00 | 29,439.00 | 21,815.00 | -76,392.00 | 79,824.00 | 54,772.00 | 24,021.00 |
| Income Tax | 9,320.00 | 5,676.00 | 2,270.00 | -5,374.00 | 10,012.00 | 6,534.00 | 3,796.00 | -5,831.00 | 10,411.00 | 8,096.00 | 4,195.00 | -3,630.00 | 7,582.00 | 5,270.00 | 4,174.00 | -17,226.00 | 15,786.00 | 10,132.00 | 4,396.00 |
| Net Income | 36,722.00 | 22,904.00 | 8,949.00 | -31,649.00 | 42,242.00 | 27,918.00 | 16,925.00 | -31,124.00 | 42,927.00 | 32,966.00 | 17,339.00 | -20,016.00 | 34,824.00 | 23,463.00 | 17,331.00 | -58,849.00 | 62,215.00 | 43,079.00 | 19,312.00 |
| EBIT | 45,612.00 | 28,217.00 | 11,215.00 | -38,337.00 | 52,146.00 | 34,315.00 | 20,630.00 | -37,937.00 | 52,992.00 | 40,908.00 | 21,529.00 | -24,522.00 | 43,951.00 | 29,439.00 | 21,815.00 | -76,392.00 | 79,824.00 | 54,772.00 | 24,021.00 |
| Deprecation and Amortization | 101.00 | 37.00 | 47.00 | -367.00 | 241.00 | 289.00 | 191.00 | -1,624.00 | 1,308.00 | 1,173.00 | 741.00 | -4,070.00 | 4,427.00 | 3,294.00 | 1,774.00 | -4,607.00 | 6,357.00 | 4,192.00 | 1,909.00 |
| EBITDA | 45,713.00 | 28,254.00 | 11,262.00 | -38,704.00 | 52,387.00 | 34,604.00 | 20,821.00 | -39,561.00 | 54,300.00 | 42,081.00 | 22,270.00 | -28,592.00 | 48,378.00 | 32,733.00 | 23,589.00 | -80,999.00 | 86,181.00 | 58,964.00 | 25,930.00 |
| EPS | 0.00 | 0.00 | 0.00 | -0.00 | 0.00 | 0.00 | 0.00 | -0.00 | 0.00 | 0.00 | 0.00 | -0.00 | 0.00 | 0.00 | 0.00 | -0.00 | 0.00 | 0.00 | 0.00 |
| Diluted EPS | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Average Shares Outstanding Basic | 19,018.29 | 19,037.34 | 19,036.31 | 18,975.63 | 19,082.37 | 19,102.70 | 19,122.17 | 19,183.97 | 19,145.43 | 19,135.56 | 19,131.36 | 19,030.55 | 19,267.60 | 19,302.81 | 19,332.01 | 19,370.21 | 19,328.04 | 19,319.61 | 19,311.71 |
| Average Shares Outstanding Diluted | 19,106.56 | 19,120.53 | 19,154.43 | 19,099.76 | 19,156.98 | 19,171.21 | 19,211.28 | 19,250.69 | 19,217.61 | 19,200.38 | 19,235.41 | 19,148.06 | 19,340.90 | 19,367.08 | 19,430.82 | 19,448.65 | 19,392.94 | 19,384.08 | 19,408.80 |
| Breakdown | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 | 2023-12-31 | 2023-09-30 | 2023-06-30 | 2023-03-31 | 2022-12-31 | 2022-09-30 | 2022-06-30 | 2022-03-31 | 2021-12-31 | 2021-09-30 | 2021-06-30 | 2021-03-31 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Operating Cash Flow | 447.00 | -10,235.00 | -1,792.00 | 1,030.00 | 13,363.00 | 4,914.00 | 7,506.00 | -24,651.00 | 25,875.00 | 20,743.00 | 13,466.00 | -33,857.00 | 36,066.00 | 24,988.00 | 7,118.00 | -27,410.00 | 29,424.00 | 25,994.00 | 16,593.00 |
| Operating Net Income | 36,722.00 | 22,904.00 | 8,949.00 | -31,649.00 | 42,242.00 | 27,918.00 | 16,925.00 | -31,124.00 | 42,927.00 | 32,966.00 | 17,339.00 | -20,016.00 | 34,824.00 | 23,463.00 | 17,331.00 | -58,850.00 | 62,215.00 | 43,079.00 | 19,312.00 |
| Deprecation and Amortization | 101.00 | -37.00 | -47.00 | 367.00 | -241.00 | -289.00 | -191.00 | 1,624.00 | -1,308.00 | -1,173.00 | -741.00 | 4,070.00 | -4,427.00 | -3,294.00 | -1,774.00 | 4,607.00 | -6,357.00 | -4,192.00 | -1,909.00 |
| Deferred Income Tax | -788.00 | -974.00 | -91.00 | 2,818.00 | -297.00 | -750.00 | -369.00 | 2,901.00 | -1,152.00 | -1,102.00 | -19.00 | 3,023.00 | -2,937.00 | -1,586.00 | 364.00 | -312.00 | 530.00 | 552.00 | 500.00 |
| Share Based Compensation | 2,621.00 | 1,816.00 | 1,073.00 | -1,308.00 | 2,161.00 | 1,398.00 | 688.00 | -421.00 | 1,116.00 | 646.00 | 216.00 | 135.00 | 1,512.00 | 841.00 | -9.00 | -1,293.00 | 1,735.00 | 1,307.00 | 571.00 |
| Change in Working Capital | 2,311.00 | 2,819.00 | 78.00 | -17,959.00 | 1,851.00 | 2,792.00 | 3,997.00 | -10,945.00 | 3,314.00 | 4,777.00 | 4,521.00 | -30,874.00 | 9,490.00 | 10,520.00 | 9,712.00 | -25,418.00 | 5,120.00 | 5,838.00 | 6,330.00 |
| Other Operating Activities | -40,520.00 | -36,763.00 | -11,754.00 | 48,761.00 | -32,353.00 | -26,155.00 | -13,544.00 | 13,314.00 | -19,022.00 | -15,371.00 | -7,850.00 | 9,805.00 | -2,396.00 | -4,956.00 | -18,506.00 | 53,856.00 | -33,819.00 | -20,590.00 | -8,211.00 |
| Investing Cash Flow | 37,684.00 | 33,076.00 | 9,945.00 | 127,432.00 | 38,613.00 | 5,776.00 | -5,717.00 | 178,461.00 | -7,390.00 | -34,344.00 | -27,197.00 | 212,571.00 | 14,391.00 | 7,347.00 | -39,045.00 | 169,148.00 | 48,904.00 | -18,878.00 | -39,601.00 |
| Capital Expenditure | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Net Purchase/Sale of PPE | 1,975.00 | 1,084.00 | 2.00 | -1,765.00 | 826.00 | 802.00 | 746.00 | 439.00 | 527.00 | 37.00 | 32.00 | 830.00 | 1,872.00 | 1,032.00 | 258.00 | 816.00 | 755.00 | 612.00 | 413.00 |
| Net Purchase/Sale of Investments Net | 103,180.00 | 69,037.00 | 28,765.00 | -71,248.00 | 143,874.00 | 77,743.00 | 40,228.00 | -111,901.00 | 173,173.00 | 93,271.00 | 49,780.00 | -166,669.00 | 264,786.00 | 160,839.00 | 74,560.00 | -134,761.00 | 220,425.00 | 145,820.00 | 61,055.00 |
| Net Purchase/Sale of Business | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Investing Activities | -67,471.00 | -37,045.00 | -18,822.00 | 200,445.00 | -106,087.00 | -72,769.00 | -46,691.00 | 289,923.00 | -181,090.00 | -127,652.00 | -77,009.00 | 378,410.00 | -252,267.00 | -154,524.00 | -113,863.00 | 303,093.00 | -172,276.00 | -165,310.00 | -101,069.00 |
| Financing Cash Flow | -27,429.00 | -18,421.00 | -7,445.00 | -38,346.00 | -26,995.00 | -18,761.00 | -7,096.00 | -55,334.00 | -20,705.00 | -13,946.00 | -6,528.00 | -56,853.00 | -30,227.00 | -17,739.00 | -8,054.00 | -66,009.00 | -16,957.00 | -11,332.00 | -5,675.00 |
| Net Issuance/Repayment of Debt | 63.00 | 42.00 | 21.00 | -42.00 | 64.00 | 42.00 | 21.00 | -50.00 | 71.00 | 47.00 | 23.00 | -12.00 | 35.00 | 23.00 | 12.00 | -18.00 | 32.00 | 21.00 | 9.00 |
| Net Issuance/Repurchase of Equity | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 2,171.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Dividends Paid | 22,413.00 | 14,910.00 | 7,424.00 | 42,915.00 | 21,269.00 | 14,177.00 | 7,075.00 | 53,992.00 | 19,690.00 | 13,120.00 | 6,505.00 | 64,473.00 | 17,956.00 | 12,015.00 | 5,983.00 | 66,027.00 | 16,925.00 | 11,311.00 | 5,666.00 |
| Other Financing Activities | -49,905.00 | -33,373.00 | -14,890.00 | -81,219.00 | -48,328.00 | -32,980.00 | -14,192.00 | -111,447.00 | -40,466.00 | -27,113.00 | -13,056.00 | -121,314.00 | -48,218.00 | -29,777.00 | -14,049.00 | -132,018.00 | -33,914.00 | -22,664.00 | -11,350.00 |
| Net Change in Cash | 10,702.00 | 4,420.00 | 708.00 | -1,082.00 | 24,981.00 | -8,071.00 | -5,307.00 | 1,963.00 | -2,220.00 | -27,547.00 | -20,259.00 | 8,988.00 | 20,230.00 | 14,596.00 | -39,981.00 | -24,244.00 | 61,371.00 | -4,216.00 | -28,683.00 |
| Cash at Beginning of Period | 44,045.00 | 44,045.00 | 44,045.00 | 45,127.00 | 38,682.00 | 38,682.00 | 38,682.00 | 36,719.00 | 61,469.00 | 61,469.00 | 61,469.00 | 52,481.00 | 70,722.00 | 70,722.00 | 70,722.00 | 94,966.00 | 61,757.00 | 61,757.00 | 61,757.00 |
| Cash at End of Period | 54,747.00 | 48,465.00 | 44,753.00 | 44,045.00 | 63,663.00 | 30,611.00 | 33,375.00 | 38,682.00 | 59,249.00 | 33,922.00 | 41,210.00 | 61,469.00 | 90,952.00 | 85,318.00 | 30,741.00 | 70,722.00 | 123,128.00 | 57,541.00 | 33,074.00 |
| Free Cash Flow | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |