AXS
Valuation Ratios
| Breakdown | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 | 2020-12-31 |
|---|---|---|---|---|---|
| Price to Earnings | 7.10 | 13.64 | 23.86 | 7.84 | |
| Price to Sales | 1.25 | 0.84 | 0.90 | 0.87 | |
| Book Value Per Common Share | 216.92 | 180.85 | 155.42 | 63.82 | 62.78 |
| Price to Book | 0.41 | 0.31 | 0.35 | 0.85 | |
| Price to Operating Cash Flow | 3.32 | 3.23 | 4.99 | 3.55 | |
| Price to Free Cash Flow | |||||
| Enterprise Value to EBITDA | 73629.99 | 112364.14 | 3493909.33 | 54658.24 |
| Breakdown | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 | 2023-12-31 | 2023-09-30 | 2023-06-30 | 2023-03-31 | 2022-12-31 | 2022-09-30 | 2022-06-30 | 2022-03-31 | 2021-12-31 | 2021-09-30 | 2021-06-30 | 2021-03-31 | 2020-12-31 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Price to Earnings | 10.87 | 20.60 | 43.58 | 8.78 | 10.11 | 14.23 | 9.67 | 14.51 | 26.86 | 27.46 | 28.83 | 36.21 | 9.97 | 12.07 | 36.18 | |||||
| Price to Sales | 1.57 | 2.62 | 5.34 | 1.50 | 2.08 | 3.87 | 1.15 | 1.68 | 3.44 | 1.13 | 1.97 | 4.07 | 0.99 | 1.60 | 3.35 | |||||
| Book Value Per Common Share | 165.43 | 157.69 | 148.16 | 216.92 | 144.53 | 129.77 | 125.15 | 180.85 | 109.01 | 110.44 | 109.75 | 155.42 | 90.29 | 102.55 | 116.13 | 63.82 | 127.64 | 129.84 | 124.69 | 62.78 |
| Price to Book | 0.58 | 0.66 | 0.68 | 0.41 | 0.55 | 0.54 | 0.52 | 0.31 | 0.52 | 0.49 | 0.50 | 0.35 | 0.54 | 0.56 | 0.52 | 0.85 | 0.36 | 0.38 | 0.40 | |
| Price to Operating Cash Flow | -11.28 | -6.16 | 26.32 | 4.51 | 6.63 | 14.37 | 5.05 | 7.62 | 20.80 | 4.55 | 9.45 | 38.54 | 3.86 | 7.75 | 28.86 | |||||
| Price to Free Cash Flow | 21.31 | |||||||||||||||||||
| Enterprise Value to EBITDA | 76274.04 | 147148.40 | 324725.77 | 86273.31 | 116536.73 | 193339.31 | 80375.95 | 127138.20 | 246539.63 | 783399.11 | 490435.97 | 65265.22 | 80941.02 | 220469.64 |
Earnings Data
| Breakdown | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 | 2020-12-31 |
|---|---|---|---|---|---|
| Earning YoY | 207.64 | 78.85 | -67.34 | ||
| Revenue YoY | 5.57 | 9.89 | -3.50 | 9.91 | |
| EBITDA YoY | 137.65 | 3101.50 | -98.45 | 962.94 | |
| Net Profit YoY | 187.49 | 68.68 | -63.94 | 692.97 |
| Breakdown | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 | 2023-12-31 | 2023-09-30 | 2023-06-30 | 2023-03-31 | 2022-12-31 | 2022-09-30 | 2022-06-30 | 2022-03-31 | 2021-12-31 | 2021-09-30 | 2021-06-30 | 2021-03-31 | 2020-12-31 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Earning YoY | 74.80 | 119.13 | 29.76 | 52.95 | 57.14 | 82.76 | -9.60 | 18.56 | 13.79 | 196.35 | ||||||||||
| Revenue YoY | 53.07 | 107.28 | 56.03 | 101.82 | 52.56 | 102.93 | 49.91 | 94.96 | 51.62 | 107.23 | ||||||||||
| EBITDA YoY | 75.43 | 127.18 | 51.25 | 79.19 | 65.67 | 91.53 | -41.33 | 16.51 | 169.35 | |||||||||||
| Net Profit YoY | 72.31 | 115.09 | 29.75 | 53.60 | 56.87 | 83.66 | -5.10 | 23.31 | 15.32 | 190.97 |
Financial Strength
| Breakdown | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 | 2020-12-31 |
|---|---|---|---|---|---|
| Cash Per Common Share | 58.36 | 39.26 | 33.41 | 41.68 | 39.19 |
| Quick Ratio | |||||
| Current Ratio | |||||
| Debt to Equity | 2.18 | 2.39 | 2.51 | 2.05 | 1.98 |
| Long-Term Debt to Equity |
| Breakdown | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 | 2023-12-31 | 2023-09-30 | 2023-06-30 | 2023-03-31 | 2022-12-31 | 2022-09-30 | 2022-06-30 | 2022-03-31 | 2021-12-31 | 2021-09-30 | 2021-06-30 | 2021-03-31 | 2020-12-31 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Cash Per Common Share | 43.78 | 43.04 | 64.54 | 59.19 | 43.30 | 42.13 | 42.70 | 39.19 | 39.33 | 42.96 | 38.34 | 33.48 | 38.27 | 36.03 | 39.83 | 41.65 | 42.03 | 42.28 | 40.92 | 39.15 |
| Quick Ratio | ||||||||||||||||||||
| Current Ratio | ||||||||||||||||||||
| Debt to Equity | 4.39 | 4.53 | 4.63 | 2.18 | 4.38 | 4.67 | 4.77 | 2.39 | 4.86 | 4.84 | 4.76 | 2.51 | 5.24 | 4.87 | 4.43 | 2.05 | 4.24 | 4.12 | 4.23 | 1.98 |
| Long-Term Debt to Equity |
Profitability
| Breakdown | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 | 2020-12-31 |
|---|---|---|---|---|---|
| ROA | 2.79 | 1.05 | 0.69 | 1.87 | 0.25 |
| ROE | 8.88 | 3.57 | 2.40 | 5.72 | 0.74 |
| Gross Margin | 46.09 | 46.79 | 40.30 | -121.72 | -161.11 |
| Operating Margin | 15.19 | 5.75 | -0.57 | 15.14 | 0.75 |
| EBITDA Margin | 16.76 | 7.45 | 0.26 | 15.87 | 1.64 |
| Net Profit Margin | 18.16 | 6.67 | 4.34 | 11.62 | 1.61 |
| Breakdown | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 | 2023-12-31 | 2023-09-30 | 2023-06-30 | 2023-03-31 | 2022-12-31 | 2022-09-30 | 2022-06-30 | 2022-03-31 | 2021-12-31 | 2021-09-30 | 2021-06-30 | 2021-03-31 | 2020-12-31 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ROA | 2.09 | 1.22 | 0.58 | 2.41 | 1.89 | 1.25 | 1.76 | 1.13 | 0.63 | 0.64 | 0.67 | 0.54 | 1.48 | 1.30 | 0.46 | |||||
| ROE | 11.30 | 6.76 | 3.29 | 12.96 | 10.73 | 7.18 | 10.31 | 6.59 | 3.63 | 4.02 | 3.91 | 2.91 | 7.75 | 6.66 | 2.38 | |||||
| Gross Margin | 48.68 | 48.61 | 47.85 | 46.88 | 45.81 | 46.46 | 46.15 | 46.82 | 48.59 | 39.28 | -144.90 | -133.25 | -126.37 | -110.78 | -124.17 | |||||
| Operating Margin | 18.55 | 15.98 | 14.35 | 15.67 | 16.14 | 18.38 | 12.58 | 11.87 | 12.72 | -1.20 | 2.05 | 7.95 | 14.60 | 19.18 | 14.51 | |||||
| EBITDA Margin | 20.03 | 17.48 | 15.95 | 17.21 | 17.75 | 19.99 | 14.36 | 13.22 | 14.01 | -0.45 | 2.51 | 8.33 | 15.22 | 19.81 | 15.24 | |||||
| Net Profit Margin | 14.89 | 13.23 | 12.75 | 17.57 | 21.13 | 27.76 | 12.47 | 12.12 | 13.40 | 4.73 | 7.48 | 11.82 | 10.53 | 13.85 | 9.86 |
Dividends
| Breakdown | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 | 2020-12-31 |
|---|---|---|---|---|---|
| Dividend Yield | |||||
| Dividend Payout Ratio |
| Breakdown | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 | 2023-12-31 | 2023-09-30 | 2023-06-30 | 2023-03-31 | 2022-12-31 | 2022-09-30 | 2022-06-30 | 2022-03-31 | 2021-12-31 | 2021-09-30 | 2021-06-30 | 2021-03-31 | 2020-12-31 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Dividend Yield | ||||||||||||||||||||
| Dividend Payout Ratio |
Financial Statements
| Breakdown | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 | 2020-12-31 |
|---|---|---|---|---|---|
| Assets | 38,738,318.00 | 35,671,137.00 | 32,545,301.00 | 33,053,679.00 | 31,518,406.00 |
| Cash and Short-Term Investments | 4,911,667.00 | 3,342,364.00 | 2,834,979.00 | 3,530,949.00 | 3,302,116.00 |
| Cash and Cash Equivalents | 2,147,239.00 | 953,888.00 | 753,347.00 | 846,123.00 | 904,542.00 |
| Short-Term Investments | 2,764,428.00 | 2,388,476.00 | 2,081,632.00 | 2,684,826.00 | 2,397,574.00 |
| Net Receivables | 3,287,060.00 | 3,182,376.00 | 2,843,934.00 | 2,691,581.00 | 2,805,512.00 |
| Inventory | 0 | 0 | 0 | 0 | 0 |
| Other Current Assets | 0 | 0 | 0 | 0 | 0 |
| Property, Plant, Equipment Net | 92,516.00 | 108,093.00 | 92,214.00 | 103,295.00 | 123,579.00 |
| Goodwill | 66,498.00 | 100,801.00 | 100,801.00 | 100,801.00 | 100,801.00 |
| Intangible Assets | 175,967.00 | 186,883.00 | 197,800.00 | 208,717.00 | 219,633.00 |
| Long-Term Investments | 249,994.00 | 174,634.00 | 148,288.00 | 146,293.00 | 114,209.00 |
| Non-Current Deferred Assets | 0 | 0 | 0 | 0 | 0 |
| Other Non-Current Assets | 0 | 0 | 0 | 0 | 0 |
| Liabilities | 26,559,560.00 | 25,144,745.00 | 23,265,481.00 | 22,232,367.00 | 20,927,018.00 |
| Payables and Expenses | 0 | 0 | 0 | 0 | 0 |
| Account Payables | 0 | 0 | 0 | 0 | 0 |
| Current Accrued Liabilities | 0 | 0 | 0 | 0 | 0 |
| Short-Term Debt | 0 | 0 | 0 | 0 | 0 |
| Other Current Liabilities | 0 | 0 | 0 | 0 | 0 |
| Long-Term Debt | 0 | 0 | 0 | 0 | 0 |
| Other Non-Current Liabilities | 0 | 0 | 0 | 0 | 0 |
| Equity | 12,178,758.00 | 10,526,392.00 | 9,279,820.00 | 10,821,312.00 | 10,591,388.00 |
| Shareholders Equity | 18,000,580.00 | 15,423,752.00 | 13,159,430.00 | 5,410,656.00 | 5,295,694.00 |
| Capital Stock | 1,104,412.00 | 1,104,412.00 | 1,104,412.00 | 2,206.00 | 2,206.00 |
| Share Premium | 2,394,063.00 | 2,383,030.00 | 2,366,253.00 | 2,346,179.00 | 2,330,054.00 |
| Retained Earnings | 7,341,569.00 | 6,440,528.00 | 6,247,022.00 | 6,204,745.00 | 5,763,607.00 |
| Treasury Shares | 3,930,902.00 | 3,746,732.00 | 3,765,271.00 | 3,749,010.00 | 3,764,568.00 |
| Accumulated Other Comprehensive Income | -267,557.00 | -365,836.00 | -760,300.00 | 56,536.00 | 414,395.00 |
| Minority Interest | 0 | 0 | 0 | 0 | 0 |
| Investments | 18,562,181.00 | 18,434,218.00 | 17,210,641.00 | 68,865,356.00 | 65,654,065.00 |
| Debt | 2,736,972.00 | 2,750,529.00 | 2,727,205.00 | 2,741,462.00 | 2,759,653.00 |
| Common Shares Outstanding | 82,984.00 | 85,286.00 | 84,668.00 | 84,774.00 | 84,353.00 |
| Breakdown | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 | 2020-12-31 |
|---|---|---|---|---|---|
| Revenues | 5,957,651.00 | 5,643,388.00 | 5,135,439.00 | 5,321,725.00 | 4,841,954.00 |
| Net Premiums | 21,257,385.00 | 20,427,120.00 | 20,963,643.00 | 18,839,400.00 | 17,485,236.00 |
| Cost Of Revenue | 3,211,653.00 | 3,002,835.00 | 3,066,051.00 | 11,799,559.00 | 12,642,585.00 |
| Gross Profit | 2,745,998.00 | 2,640,553.00 | 2,069,388.00 | -6,477,834.00 | -7,800,631.00 |
| Selling, General and Administrative Expenses | 1,868,846.00 | 1,920,359.00 | 1,910,975.00 | 1,863,442.00 | 1,637,548.00 |
| Interest Expense | 67,766.00 | 68,421.00 | 63,146.00 | 62,302.00 | 75,049.00 |
| EBT | 837,254.00 | 256,121.00 | -92,169.00 | 743,658.00 | -38,753.00 |
| Income Tax | 71,259.00 | 12,505.00 | 8,332.00 | 70,019.00 | 47.00 |
| Equity Method Investments Income | 17,953.00 | 4,163.00 | 1,995.00 | 32,084.00 | -3,612.00 |
| Net Income | 1,081,786.00 | 376,292.00 | 223,083.00 | 618,609.00 | 78,012.00 |
| EBIT | 905,020.00 | 324,542.00 | -29,023.00 | 805,960.00 | 36,296.00 |
| Deprecation and Amortization | 93,734.00 | 95,719.00 | 42,150.00 | 38,846.00 | 43,182.00 |
| EBITDA | 998,754.00 | 420,261.00 | 13,127.00 | 844,806.00 | 79,478.00 |
| EPS | 0.01 | 0.00 | 0.00 | 0.01 | -0.00 |
| Diluted EPS | 0.01 | 0.00 | 0.00 | 0.01 | -0.00 |
| Average Shares Outstanding Basic | 84,165.00 | 85,142.00 | 84,864.00 | 84,707.00 | 84,262.00 |
| Average Shares Outstanding Diluted | 85,176.00 | 86,012.00 | 85,669.00 | 85,291.00 | 84,262.00 |
| Breakdown | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 | 2020-12-31 |
|---|---|---|---|---|---|
| Operating Cash Flow | 2,246,053.00 | 1,461,659.00 | 921,189.00 | 1,300,737.00 | 750,914.00 |
| Operating Net Income | 3,090,038.00 | 1,000,363.00 | 364,324.00 | 0 | 0 |
| Deprecation and Amortization | 93,734.00 | 95,719.00 | 42,150.00 | 38,846.00 | 43,182.00 |
| Deferred Income Tax | 0 | 0 | 0 | 0 | 0 |
| Share Based Compensation | 42,731.00 | 108,239.00 | 48,494.00 | 37,744.00 | 29,005.00 |
| Change in Working Capital | 185,693.00 | 80,507.00 | 62,988.00 | -201,605.00 | 76,349.00 |
| Other Operating Activities | -1,166,143.00 | 176,831.00 | 403,233.00 | 1,425,752.00 | 602,378.00 |
| Investing Cash Flow | 280,452.00 | -855,610.00 | -655,798.00 | -1,114,195.00 | 489,921.00 |
| Capital Expenditure | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Net Purchase/Sale of PPE | 17,396.00 | 31,144.00 | 36,829.00 | 38,732.00 | 44,661.00 |
| Net Purchase/Sale of Investments Net | 22,479,874.00 | 13,362,057.00 | 15,401,963.00 | 24,257,693.00 | 22,375,573.00 |
| Net Purchase/Sale of Business | 28,407.00 | 44,183.00 | 0 | 0 | 0 |
| Net Loan & Lease Activity | 0 | 0 | 0 | 145,621.00 | 39,121.00 |
| Other Investing Activities | -22,245,225.00 | -14,292,994.00 | -16,094,590.00 | -25,556,241.00 | -21,969,434.00 |
| Financing Cash Flow | -815,178.00 | -409,991.00 | -378,194.00 | -186,095.00 | -1,317,606.00 |
| Net Issuance/Repayment of Debt | 0 | 5,250.00 | 78,950.00 | 0 | 500,000.00 |
| Net Issuance/Repurchase of Equity | 199,944.00 | 0 | 34,987.00 | 0 | 225,000.00 |
| Dividends Paid | 364,030.00 | 368,050.00 | 359,182.00 | 351,706.00 | 346,842.00 |
| Other Financing Activities | -1,379,152.00 | -783,291.00 | -851,313.00 | -537,801.00 | -2,389,448.00 |
| Net Change in Cash | 1,682,992.00 | 207,812.00 | -142,636.00 | -185,722.00 | -74,617.00 |
| Cash at Beginning of Period | 1,380,629.00 | 1,176,173.00 | 1,317,289.00 | 1,503,412.00 | 1,577,849.00 |
| Cash at End of Period | 3,063,621.00 | 1,383,985.00 | 1,174,653.00 | 1,317,690.00 | 1,503,232.00 |
| Free Cash Flow | 0 | 0 | 0 | 0 | 0 |
| Breakdown | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 | 2023-12-31 | 2023-09-30 | 2023-06-30 | 2023-03-31 | 2022-12-31 | 2022-09-30 | 2022-06-30 | 2022-03-31 | 2021-12-31 | 2021-09-30 | 2021-06-30 | 2021-03-31 | 2020-12-31 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Assets | 34,336,325.00 | 34,151,036.00 | 33,249,174.00 | 38,738,318.00 | 32,722,648.00 | 32,078,882.00 | 31,758,690.00 | 35,671,137.00 | 29,472,524.00 | 29,315,693.00 | 28,564,977.00 | 32,545,301.00 | 27,119,753.00 | 27,619,427.00 | 27,808,558.00 | 33,053,679.00 | 27,935,137.00 | 27,581,730.00 | 27,085,827.00 | 31,518,406.00 |
| Cash and Short-Term Investments | 3,460,148.00 | 3,432,604.00 | 5,237,389.00 | 4,911,667.00 | 3,656,073.00 | 3,567,035.00 | 3,624,421.00 | 3,342,364.00 | 3,346,540.00 | 3,653,257.00 | 3,253,413.00 | 2,834,979.00 | 3,250,197.00 | 3,064,920.00 | 3,383,681.00 | 3,530,949.00 | 3,559,364.00 | 3,578,407.00 | 3,458,034.00 | 3,302,116.00 |
| Cash and Cash Equivalents | 825,898.00 | 852,052.00 | 2,757,213.00 | 2,147,239.00 | 981,003.00 | 1,092,567.00 | 1,143,951.00 | 953,888.00 | 889,574.00 | 1,173,925.00 | 816,917.00 | 753,347.00 | 1,210,321.00 | 844,910.00 | 987,111.00 | 846,123.00 | 947,542.00 | 999,899.00 | 895,932.00 | 904,542.00 |
| Short-Term Investments | 2,634,250.00 | 2,580,552.00 | 2,480,176.00 | 2,764,428.00 | 2,675,070.00 | 2,474,468.00 | 2,480,470.00 | 2,388,476.00 | 2,456,966.00 | 2,479,332.00 | 2,436,496.00 | 2,081,632.00 | 2,039,876.00 | 2,220,010.00 | 2,396,570.00 | 2,684,826.00 | 2,611,822.00 | 2,578,508.00 | 2,562,102.00 | 2,397,574.00 |
| Net Receivables | 3,806,269.00 | 4,164,599.00 | 3,873,408.00 | 3,287,060.00 | 3,534,912.00 | 3,816,865.00 | 3,630,059.00 | 3,182,376.00 | 3,324,728.00 | 3,494,456.00 | 3,224,220.00 | 2,843,934.00 | 2,872,707.00 | 3,258,411.00 | 3,284,369.00 | 2,691,581.00 | 3,043,447.00 | 3,460,663.00 | 3,429,814.00 | 2,805,512.00 |
| Inventory | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Current Assets | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Property, Plant, Equipment Net | 92,706.00 | 89,421.00 | 92,299.00 | 92,516.00 | 97,912.00 | 101,101.00 | 104,162.00 | 108,093.00 | 104,240.00 | 108,511.00 | 88,155.00 | 92,214.00 | 96,631.00 | 94,451.00 | 98,837.00 | 103,295.00 | 107,791.00 | 112,444.00 | 116,693.00 | 123,579.00 |
| Goodwill | 66,498.00 | 66,498.00 | 66,498.00 | 66,498.00 | 100,801.00 | 100,801.00 | 100,801.00 | 100,801.00 | 100,801.00 | 100,801.00 | 100,801.00 | 100,801.00 | 100,801.00 | 100,801.00 | 100,801.00 | 100,801.00 | 100,801.00 | 100,801.00 | 100,801.00 | 100,801.00 |
| Intangible Assets | 168,446.00 | 170,842.00 | 173,238.00 | 175,967.00 | 178,696.00 | 181,426.00 | 184,155.00 | 186,883.00 | 189,612.00 | 192,342.00 | 195,071.00 | 197,800.00 | 200,529.00 | 203,259.00 | 205,988.00 | 208,717.00 | 211,557.00 | 214,286.00 | 216,904.00 | 219,633.00 |
| Long-Term Investments | 220,022.00 | 215,920.00 | 214,240.00 | 249,994.00 | 197,712.00 | 193,705.00 | 182,594.00 | 174,634.00 | 162,412.00 | 148,183.00 | 146,083.00 | 148,288.00 | 151,333.00 | 158,893.00 | 157,843.00 | 146,293.00 | 145,080.00 | 133,169.00 | 123,370.00 | 114,209.00 |
| Non-Current Deferred Assets | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Non-Current Assets | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Liabilities | 27,969,316.00 | 27,976,638.00 | 27,346,375.00 | 26,559,560.00 | 26,639,421.00 | 26,419,411.00 | 26,253,535.00 | 25,144,745.00 | 24,439,316.00 | 24,294,732.00 | 23,604,748.00 | 23,265,481.00 | 22,776,330.00 | 22,916,796.00 | 22,688,018.00 | 22,232,367.00 | 22,600,082.00 | 22,191,970.00 | 21,909,437.00 | 20,927,018.00 |
| Payables and Expenses | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Account Payables | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Current Accrued Liabilities | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Short-Term Debt | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Current Liabilities | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Long-Term Debt | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Non-Current Liabilities | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Equity | 6,367,009.00 | 6,174,398.00 | 5,902,799.00 | 12,178,758.00 | 6,083,227.00 | 5,659,471.00 | 5,505,155.00 | 10,526,392.00 | 5,033,208.00 | 5,020,961.00 | 4,960,229.00 | 9,279,820.00 | 4,343,423.00 | 4,702,631.00 | 5,120,540.00 | 10,821,312.00 | 5,335,055.00 | 5,389,760.00 | 5,176,390.00 | 10,591,388.00 |
| Shareholders Equity | 12,744,187.00 | 12,327,086.00 | 11,653,222.00 | 18,000,580.00 | 12,089,716.00 | 10,923,974.00 | 10,598,461.00 | 15,423,752.00 | 9,290,977.00 | 9,411,413.00 | 9,348,562.00 | 13,159,430.00 | 7,644,196.00 | 8,681,148.00 | 9,902,780.00 | 5,410,656.00 | 10,820,232.00 | 11,005,837.00 | 10,567,641.00 | 5,295,694.00 |
| Capital Stock | 552,206.00 | 552,206.00 | 552,206.00 | 1,104,412.00 | 552,206.00 | 552,206.00 | 552,206.00 | 1,104,412.00 | 552,206.00 | 552,206.00 | 552,206.00 | 1,104,412.00 | 2,206.00 | 2,206.00 | 2,206.00 | 2,206.00 | 2,206.00 | 2,206.00 | 2,206.00 | 2,206.00 |
| Share Premium | 2,395,615.00 | 2,384,659.00 | 2,374,804.00 | 2,394,063.00 | 2,385,905.00 | 2,376,244.00 | 2,368,144.00 | 2,383,030.00 | 2,375,678.00 | 2,361,185.00 | 2,347,637.00 | 2,366,253.00 | 2,354,895.00 | 2,341,507.00 | 2,328,986.00 | 2,346,179.00 | 2,336,895.00 | 2,326,288.00 | 2,316,147.00 | 2,330,054.00 |
| Retained Earnings | 7,932,969.00 | 7,673,246.00 | 7,492,484.00 | 7,341,569.00 | 7,092,817.00 | 6,957,185.00 | 6,790,558.00 | 6,440,528.00 | 6,628,179.00 | 6,485,901.00 | 6,381,201.00 | 6,247,022.00 | 6,244,268.00 | 6,298,680.00 | 6,308,712.00 | 6,204,745.00 | 6,044,843.00 | 6,034,151.00 | 5,842,850.00 | 5,763,607.00 |
| Treasury Shares | 4,523,950.00 | 4,414,003.00 | 4,364,319.00 | 3,930,902.00 | 3,870,963.00 | 3,831,196.00 | 3,793,904.00 | 3,746,732.00 | 3,747,416.00 | 3,747,822.00 | 3,748,919.00 | 3,765,271.00 | 3,765,296.00 | 3,765,648.00 | 3,731,064.00 | 3,749,010.00 | 3,749,011.00 | 3,749,202.00 | 3,749,674.00 | 3,764,568.00 |
| Accumulated Other Comprehensive Income | 10,169.00 | -21,710.00 | -152,376.00 | -267,557.00 | -76,738.00 | -394,968.00 | -411,849.00 | -365,836.00 | -775,439.00 | -630,509.00 | -571,896.00 | -760,300.00 | -1,042,650.00 | -724,114.00 | -338,300.00 | 56,536.00 | 150,122.00 | 226,317.00 | 214,861.00 | 414,395.00 |
| Minority Interest | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Investments | 18,819,744.00 | 18,041,973.00 | 17,683,792.00 | 18,562,181.00 | 20,064,756.00 | 18,758,540.00 | 18,620,199.00 | 18,434,218.00 | 18,065,344.00 | 17,889,006.00 | 17,995,144.00 | 17,210,641.00 | 16,645,084.00 | 62,584,476.00 | 64,315,966.00 | 68,865,356.00 | 68,884,141.00 | 66,424,864.00 | 65,449,024.00 | 65,654,065.00 |
| Debt | 1,425,281.00 | 1,422,480.00 | 1,422,844.00 | 2,736,972.00 | 1,429,982.00 | 1,430,702.00 | 1,433,198.00 | 2,750,529.00 | 1,429,905.00 | 1,434,928.00 | 1,411,788.00 | 2,727,205.00 | 1,415,978.00 | 1,416,766.00 | 1,424,644.00 | 2,741,462.00 | 1,434,524.00 | 1,440,502.00 | 1,444,011.00 | 2,759,653.00 |
| Common Shares Outstanding | 77,035.00 | 78,173.00 | 78,651.00 | 82,984.00 | 83,649.00 | 84,179.00 | 84,687.00 | 85,286.00 | 85,228.00 | 85,216.00 | 85,183.00 | 84,668.00 | 84,666.00 | 84,655.00 | 85,276.00 | 84,774.00 | 84,773.00 | 84,767.00 | 84,753.00 | 84,353.00 |
| Breakdown | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 | 2023-12-31 | 2023-09-30 | 2023-06-30 | 2023-03-31 | 2022-12-31 | 2022-09-30 | 2022-06-30 | 2022-03-31 | 2021-12-31 | 2021-09-30 | 2021-06-30 | 2021-03-31 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenues | 4,829,244.00 | 3,154,962.00 | 1,522,106.00 | -2,827,843.00 | 4,485,880.00 | 2,875,057.00 | 1,424,557.00 | -2,591,139.00 | 4,162,083.00 | 2,728,087.00 | 1,344,357.00 | -2,274,022.00 | 3,687,674.00 | 2,460,001.00 | 1,261,786.00 | -2,448,015.00 | 3,928,394.00 | 2,591,033.00 | 1,250,313.00 |
| Net Premiums | 12,558,399.00 | 8,202,753.00 | 4,022,460.00 | -1,991,958.00 | 11,787,663.00 | 7,687,557.00 | 3,774,123.00 | -2,206,833.00 | 11,455,524.00 | 7,487,832.00 | 3,690,597.00 | -1,877,475.00 | 11,460,489.00 | 7,605,891.00 | 3,774,738.00 | -1,670,025.00 | 10,416,270.00 | 6,781,989.00 | 3,311,166.00 |
| Cost Of Revenue | 2,478,282.00 | 1,621,431.00 | 793,743.00 | -1,491,984.00 | 2,382,840.00 | 1,558,035.00 | 762,762.00 | -1,380,279.00 | 2,241,081.00 | 1,450,914.00 | 691,119.00 | -8,141,082.00 | 2,239,329.00 | 6,024,651.00 | 2,943,153.00 | -5,357,574.00 | 8,892,805.00 | 5,461,505.00 | 2,802,823.00 |
| Gross Profit | 2,350,962.00 | 1,533,531.00 | 728,363.00 | -1,335,859.00 | 2,103,040.00 | 1,317,022.00 | 661,795.00 | -1,210,860.00 | 1,921,002.00 | 1,277,173.00 | 653,238.00 | 5,867,060.00 | 1,448,345.00 | -3,564,650.00 | -1,681,367.00 | 2,909,559.00 | -4,964,411.00 | -2,870,472.00 | -1,552,510.00 |
| Selling, General and Administrative Expenses | 1,392,546.00 | 906,161.00 | 448,764.00 | -822,055.00 | 1,344,175.00 | 882,187.00 | 464,539.00 | -939,379.00 | 1,441,443.00 | 944,278.00 | 474,017.00 | -920,769.00 | 1,398,813.00 | 949,753.00 | 483,178.00 | -843,486.00 | 1,354,095.00 | 903,349.00 | 449,484.00 |
| Interest Expense | 49,816.00 | 33,158.00 | 16,572.00 | -34,543.00 | 51,005.00 | 34,157.00 | 17,147.00 | -32,182.00 | 50,077.00 | 33,632.00 | 16,894.00 | -29,943.00 | 46,720.00 | 30,805.00 | 15,564.00 | -30,834.00 | 46,759.00 | 30,806.00 | 15,571.00 |
| EBT | 846,129.00 | 471,046.00 | 201,792.00 | -489,173.00 | 651,796.00 | 429,874.00 | 244,757.00 | -661,606.00 | 473,595.00 | 290,055.00 | 154,077.00 | -105,805.00 | -90,833.00 | 19,711.00 | 84,758.00 | -414,852.00 | 526,690.00 | 466,030.00 | 165,790.00 |
| Income Tax | 164,147.00 | 92,867.00 | 38,099.00 | -189,015.00 | 43,461.00 | 90,695.00 | 126,118.00 | -94,515.00 | 57,948.00 | 36,547.00 | 12,525.00 | -51,794.00 | 30,612.00 | 21,965.00 | 7,549.00 | -64,917.00 | 57,664.00 | 54,619.00 | 22,653.00 |
| Equity Method Investments Income | 3,669.00 | 1,586.00 | 2,291.00 | -2,974.00 | 10,689.00 | 9,069.00 | 1,169.00 | 3,638.00 | 2,835.00 | -105.00 | -2,205.00 | -27,195.00 | 5,040.00 | 12,600.00 | 11,550.00 | -26,909.00 | 30,871.00 | 18,960.00 | 9,162.00 |
| Net Income | 719,289.00 | 417,427.00 | 194,071.00 | -709,251.00 | 788,153.00 | 607,425.00 | 395,459.00 | -653,448.00 | 518,870.00 | 330,773.00 | 180,097.00 | -284,691.00 | 174,592.00 | 183,982.00 | 149,200.00 | -277,177.00 | 413,716.00 | 358,770.00 | 123,300.00 |
| EBIT | 895,945.00 | 504,204.00 | 218,364.00 | -523,716.00 | 702,801.00 | 464,031.00 | 261,904.00 | -693,788.00 | 523,672.00 | 323,687.00 | 170,971.00 | -135,748.00 | -44,113.00 | 50,516.00 | 100,322.00 | -445,686.00 | 573,449.00 | 496,836.00 | 181,361.00 |
| Deprecation and Amortization | 71,586.00 | 47,329.00 | 24,413.00 | -44,493.00 | 69,057.00 | 46,283.00 | 22,887.00 | -32,808.00 | 74,033.00 | 37,098.00 | 17,396.00 | -1,393.00 | 27,551.00 | 11,174.00 | 4,818.00 | -11,277.00 | 24,532.00 | 16,404.00 | 9,187.00 |
| EBITDA | 967,531.00 | 551,533.00 | 242,777.00 | -568,209.00 | 771,858.00 | 510,314.00 | 284,791.00 | -726,596.00 | 597,705.00 | 360,785.00 | 188,367.00 | -137,141.00 | -16,562.00 | 61,690.00 | 105,140.00 | -456,963.00 | 597,981.00 | 513,240.00 | 190,548.00 |
| EPS | 0.01 | 0.01 | 0.00 | -0.00 | 0.01 | 0.01 | 0.00 | -0.00 | 0.01 | 0.00 | 0.00 | -0.00 | 0.00 | 0.00 | 0.00 | -0.00 | 0.00 | 0.00 | 0.00 |
| Diluted EPS | 0.01 | 0.00 | 0.00 | 0.00 | 0.01 | 0.01 | 0.00 | 0.00 | 0.01 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Average Shares Outstanding Basic | 79,037.00 | 79,757.00 | 81,152.00 | 82,676.00 | 84,428.00 | 84,677.00 | 84,879.00 | 85,569.00 | 85,099.00 | 85,036.00 | 84,864.00 | 84,497.00 | 84,930.00 | 85,068.00 | 84,961.00 | 84,990.00 | 84,684.00 | 84,640.00 | 84,514.00 |
| Average Shares Outstanding Diluted | 80,090.00 | 80,845.00 | 82,378.00 | 84,164.00 | 85,338.00 | 85,509.00 | 85,693.00 | 86,435.00 | 85,927.00 | 85,833.00 | 85,853.00 | 85,368.00 | 85,674.00 | 85,826.00 | 85,808.00 | 85,891.00 | 85,191.00 | 85,117.00 | 84,965.00 |
| Breakdown | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 | 2023-12-31 | 2023-09-30 | 2023-06-30 | 2023-03-31 | 2022-12-31 | 2022-09-30 | 2022-06-30 | 2022-03-31 | 2021-12-31 | 2021-09-30 | 2021-06-30 | 2021-03-31 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Operating Cash Flow | -671,298.00 | -1,345,139.00 | 309,079.00 | -529,591.00 | 1,489,266.00 | 902,239.00 | 384,139.00 | -311,157.00 | 949,303.00 | 601,079.00 | 222,434.00 | -642,898.00 | 917,010.00 | 513,766.00 | 133,311.00 | -389,500.00 | 1,010,164.00 | 534,927.00 | 145,146.00 |
| Operating Net Income | 1,404,940.00 | 797,192.00 | 360,055.00 | -308,627.00 | 1,494,099.00 | 1,137,063.00 | 767,503.00 | -840,609.00 | 937,352.00 | 584,176.00 | 319,444.00 | -246,402.00 | 119,411.00 | 238,258.00 | 253,057.00 | 0 | 913,613.00 | 358,770.00 | 123,300.00 |
| Deprecation and Amortization | 71,586.00 | 47,329.00 | 24,413.00 | -44,493.00 | 69,057.00 | 46,283.00 | 22,887.00 | -32,808.00 | 74,033.00 | 37,098.00 | 17,396.00 | -1,393.00 | 27,551.00 | 11,174.00 | 4,818.00 | -11,277.00 | 24,532.00 | 16,404.00 | 9,187.00 |
| Deferred Income Tax | 0 | 0 | 0 | 0 | 0 | -163,000.00 | -163,000.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Share Based Compensation | 34,136.00 | 23,089.00 | 11,829.00 | -27,688.00 | 33,474.00 | 23,275.00 | 13,670.00 | 34,753.00 | 39,911.00 | 24,640.00 | 8,935.00 | -16,990.00 | 36,097.00 | 21,726.00 | 7,661.00 | -3,775.00 | 25,848.00 | 13,950.00 | 1,721.00 |
| Change in Working Capital | -5,562.00 | 25,436.00 | 66,765.00 | -462,461.00 | 178,588.00 | 210,864.00 | 258,702.00 | -28,532.00 | -23,818.00 | 76,489.00 | 56,368.00 | -200,745.00 | 73,932.00 | 72,091.00 | 117,710.00 | -136,557.00 | -74,447.00 | 2,000.00 | 7,399.00 |
| Other Operating Activities | -2,176,398.00 | -2,238,185.00 | -153,983.00 | -12,322.00 | -285,952.00 | -352,246.00 | -515,623.00 | 556,039.00 | -78,175.00 | -121,324.00 | -179,709.00 | -177,368.00 | 660,019.00 | 170,517.00 | -249,935.00 | 1,157,792.00 | 120,618.00 | 143,803.00 | 3,539.00 |
| Investing Cash Flow | -288,187.00 | 277,779.00 | 462,286.00 | 1,590,134.00 | -1,110,530.00 | -410,191.00 | 211,039.00 | 139,669.00 | -689,993.00 | -145,882.00 | -159,404.00 | -582,873.00 | -233,741.00 | -161,801.00 | 322,617.00 | 126,041.00 | -869,328.00 | -346,682.00 | -24,226.00 |
| Capital Expenditure | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 5,299.00 | 0.00 | 0.00 | -5,299.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Net Purchase/Sale of PPE | 35,537.00 | 19,342.00 | 7,273.00 | -13,690.00 | 13,946.00 | 8,932.00 | 8,208.00 | 12,640.00 | 16,219.00 | 7,584.00 | -5,299.00 | -15,690.00 | 25,041.00 | 17,047.00 | 10,431.00 | -12,297.00 | 30,706.00 | 14,107.00 | 6,216.00 |
| Net Purchase/Sale of Investments Net | 14,416,389.00 | 10,404,146.00 | 6,638,201.00 | -7,273,771.00 | 14,586,973.00 | 9,494,699.00 | 5,671,973.00 | -6,932,893.00 | 10,360,420.00 | 6,615,235.00 | 3,319,295.00 | -10,071,560.00 | 11,760,287.00 | 8,551,128.00 | 5,162,108.00 | -21,097,947.00 | 20,356,262.00 | 15,356,855.00 | 9,642,523.00 |
| Net Purchase/Sale of Business | 27,359.00 | 21,340.00 | 9,955.00 | -29,775.00 | 24,389.00 | 20,002.00 | 13,791.00 | 32,894.00 | 11,289.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Net Loan & Lease Activity | 0 | 0 | 0 | 145,621.00 | 39,121.00 | ||||||||||||||
| Other Investing Activities | -14,767,472.00 | -10,167,049.00 | -6,193,143.00 | 8,907,370.00 | -15,735,838.00 | -9,933,824.00 | -5,482,933.00 | 7,021,729.00 | -11,077,921.00 | -6,768,701.00 | -3,468,101.00 | 9,608,836.00 | -12,073,950.00 | -8,769,572.00 | -4,859,904.00 | 21,166,335.00 | -21,311,706.00 | -15,728,584.00 | -9,682,286.00 |
| Financing Cash Flow | -757,083.00 | -605,082.00 | -511,659.00 | -182,164.00 | -302,357.00 | -207,158.00 | -123,499.00 | -96,031.00 | -150,431.00 | -104,948.00 | -58,581.00 | -72,705.00 | -105,301.00 | -139,905.00 | -60,283.00 | 111,371.00 | -142,688.00 | -99,251.00 | -55,527.00 |
| Net Issuance/Repayment of Debt | 0 | 0 | 0 | 0 | 0 | 0 | 0 | -10,500.00 | 5,250.00 | 5,250.00 | 5,250.00 | 0.00 | 78,950.00 | 0 | 0 | 0 | 0 | 0 | 0 |
| Net Issuance/Repurchase of Equity | 599,959.00 | 489,981.00 | 439,992.00 | -101,517.00 | 139,886.00 | 99,968.00 | 61,607.00 | 0 | 0 | 0 | 0 | -34,987.00 | 34,987.00 | 34,987.00 | 0 | 0 | 0 | 0 | 0 |
| Dividends Paid | 131,450.00 | 89,487.00 | 47,153.00 | 86,307.00 | 137,318.00 | 92,634.00 | 47,771.00 | 88,760.00 | 138,257.00 | 93,147.00 | 47,886.00 | 84,728.00 | 135,576.00 | 91,572.00 | 47,306.00 | 83,467.00 | 132,662.00 | 89,431.00 | 46,146.00 |
| Other Financing Activities | -1,488,492.00 | -1,184,550.00 | -998,804.00 | -166,954.00 | -579,561.00 | -399,760.00 | -232,877.00 | -174,291.00 | -293,938.00 | -203,345.00 | -111,717.00 | -122,446.00 | -354,814.00 | -266,464.00 | -107,589.00 | 27,904.00 | -275,350.00 | -188,682.00 | -101,673.00 |
| Net Change in Cash | -1,705,543.00 | -1,654,420.00 | 269,146.00 | 866,984.00 | 87,341.00 | 271,078.00 | 457,589.00 | -233,109.00 | 92,662.00 | 343,617.00 | 4,642.00 | -1,229,467.00 | 517,572.00 | 180,238.00 | 389,021.00 | -324,952.00 | -4,028.00 | 86,211.00 | 57,047.00 |
| Cash at Beginning of Period | 3,063,621.00 | 3,063,621.00 | 3,063,621.00 | 2,196,637.00 | 1,383,985.00 | 1,383,985.00 | 1,383,985.00 | 1,617,094.00 | 1,174,653.00 | 1,174,653.00 | 1,174,653.00 | 2,404,120.00 | 1,317,690.00 | 1,317,690.00 | 1,317,690.00 | 1,642,642.00 | 1,503,232.00 | 1,503,232.00 | 1,503,232.00 |
| Cash at End of Period | 1,358,078.00 | 1,409,201.00 | 3,332,767.00 | 3,063,621.00 | 1,471,326.00 | 1,655,063.00 | 1,841,574.00 | 1,383,985.00 | 1,267,315.00 | 1,518,270.00 | 1,179,295.00 | 1,174,653.00 | 1,835,262.00 | 1,497,928.00 | 1,706,711.00 | 1,317,690.00 | 1,499,204.00 | 1,589,443.00 | 1,560,279.00 |
| Free Cash Flow | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 217,135.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |