BAC
Valuation Ratios
| Breakdown | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 | 2020-12-31 |
|---|---|---|---|---|---|
| Price to Earnings | 13.52 | 10.86 | 10.32 | 12.36 | |
| Price to Sales | 3.39 | 2.74 | 2.83 | 4.24 | |
| Book Value Per Common Share | 114.49 | 108.56 | 99.85 | 99.67 | 94.46 |
| Price to Book | 0.38 | 0.31 | 0.33 | 0.45 | |
| Price to Operating Cash Flow | 19.93 | 3.68 | -20.80 | 102.75 | |
| Price to Free Cash Flow | |||||
| Enterprise Value to EBITDA | 21568.19 | 19508.42 | 31175.47 | 45371.90 |
| Breakdown | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 | 2023-12-31 | 2023-09-30 | 2023-06-30 | 2023-03-31 | 2022-12-31 | 2022-09-30 | 2022-06-30 | 2022-03-31 | 2021-12-31 | 2021-09-30 | 2021-06-30 | 2021-03-31 | 2020-12-31 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Price to Earnings | 17.85 | 26.14 | 45.86 | 16.40 | 24.86 | 49.25 | 9.99 | 15.68 | 30.11 | 12.85 | 20.21 | 50.89 | 15.32 | 21.59 | 44.47 | |||||
| Price to Sales | 4.77 | 6.71 | 11.71 | 4.09 | 6.16 | 11.70 | 2.87 | 4.49 | 8.79 | 3.48 | 5.51 | 14.44 | 5.43 | 8.06 | 14.75 | |||||
| Book Value Per Common Share | 81.40 | 78.89 | 76.44 | 114.49 | 75.27 | 73.34 | 72.34 | 108.56 | 69.70 | 68.63 | 67.97 | 99.85 | 64.56 | 64.91 | 64.48 | 99.67 | 65.69 | 64.94 | 63.39 | 94.46 |
| Price to Book | 0.63 | 0.60 | 0.55 | 0.38 | 0.53 | 0.54 | 0.52 | 0.31 | 0.39 | 0.42 | 0.42 | 0.33 | 0.47 | 0.48 | 0.64 | 0.45 | 0.65 | 0.63 | 0.61 | |
| Price to Operating Cash Flow | 10.99 | -31.90 | -146.68 | -9.02 | 123.39 | -19.45 | 17.96 | 475.79 | -20.41 | -6.57 | -5.01 | -7.38 | -7.03 | -5.79 | -6.43 | |||||
| Price to Free Cash Flow | ||||||||||||||||||||
| Enterprise Value to EBITDA | 43158.63 | 61824.29 | 111110.72 | 32778.55 | 50102.13 | 98093.62 | 27718.91 | 45194.65 | 95915.14 | 73054.41 | 130751.21 | 345678.27 | 106373.91 | 160914.80 | 290627.08 |
Earnings Data
| Breakdown | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 | 2020-12-31 |
|---|---|---|---|---|---|
| Earning YoY | 4.84 | -3.43 | -10.83 | 91.49 | |
| Revenue YoY | 3.35 | 3.82 | 6.55 | 4.19 | |
| EBITDA YoY | 13.81 | 60.40 | 7.27 | 60.93 | |
| Net Profit YoY | -10.94 | 4.41 | -8.75 | 74.73 |
| Breakdown | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 | 2023-12-31 | 2023-09-30 | 2023-06-30 | 2023-03-31 | 2022-12-31 | 2022-09-30 | 2022-06-30 | 2022-03-31 | 2021-12-31 | 2021-09-30 | 2021-06-30 | 2021-03-31 | 2020-12-31 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Earning YoY | 59.67 | 98.90 | 51.25 | 107.79 | 49.73 | 92.63 | 52.60 | 90.12 | 45.03 | 119.54 | ||||||||||
| Revenue YoY | 52.18 | 96.70 | 49.51 | 98.29 | 48.91 | 95.96 | 53.36 | 97.68 | 51.41 | 94.06 | ||||||||||
| EBITDA YoY | 53.93 | 100.47 | 50.82 | 102.93 | 55.01 | 112.39 | 3.05 | 73.40 | 99.00 | -26.93 | 51.23 | 90.18 | ||||||||
| Net Profit YoY | 58.36 | 96.21 | 49.54 | 96.97 | 48.64 | 91.80 | 52.61 | 88.35 | 44.52 | 114.58 |
Financial Strength
| Breakdown | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 | 2020-12-31 |
|---|---|---|---|---|---|
| Cash Per Common Share | 109.45 | 118.49 | 90.91 | 112.11 | 122.34 |
| Quick Ratio | |||||
| Current Ratio | |||||
| Debt to Equity | 0.42 | 0.30 | 0.30 | 0.30 | 0.30 |
| Long-Term Debt to Equity |
| Breakdown | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 | 2023-12-31 | 2023-09-30 | 2023-06-30 | 2023-03-31 | 2022-12-31 | 2022-09-30 | 2022-06-30 | 2022-03-31 | 2021-12-31 | 2021-09-30 | 2021-06-30 | 2021-03-31 | 2020-12-31 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Cash Per Common Share | 108.13 | 115.95 | 114.06 | 112.97 | 117.69 | 123.44 | 118.33 | 120.49 | 125.94 | 127.07 | 130.24 | 92.24 | 84.36 | 82.23 | 104.46 | 117.87 | 95.73 | 91.06 | 104.75 | 123.79 |
| Quick Ratio | ||||||||||||||||||||
| Current Ratio | ||||||||||||||||||||
| Debt to Equity | 0.79 | 0.80 | 0.80 | 0.42 | 0.43 | 0.43 | 0.43 | 0.30 | 0.42 | 0.42 | 0.43 | 0.30 | 0.43 | 0.43 | 0.44 | 0.30 | 0.43 | 0.43 | 0.43 | 0.30 |
| Long-Term Debt to Equity |
Profitability
| Breakdown | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 | 2020-12-31 |
|---|---|---|---|---|---|
| ROA | 0.25 | 0.22 | 0.22 | 0.23 | 0.15 |
| ROE | 0.35 | 0.28 | 0.29 | 0.30 | 0.19 |
| Gross Margin | 95.32 | 87.65 | |||
| Operating Margin | 149.76 | 135.76 | 89.39 | 84.47 | 54.91 |
| EBITDA Margin | 152.23 | 138.25 | 89.49 | 88.89 | 57.55 |
| Net Profit Margin | 26.63 | 30.90 | 30.73 | 35.88 | 21.40 |
| Breakdown | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 | 2023-12-31 | 2023-09-30 | 2023-06-30 | 2023-03-31 | 2022-12-31 | 2022-09-30 | 2022-06-30 | 2022-03-31 | 2021-12-31 | 2021-09-30 | 2021-06-30 | 2021-03-31 | 2020-12-31 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ROA | 0.32 | 0.20 | 0.11 | 0.21 | 0.15 | 0.07 | 0.24 | 0.16 | 0.08 | 0.23 | 0.15 | 0.08 | 0.27 | 0.19 | 0.09 | |||||
| ROE | 0.58 | 0.37 | 0.19 | 0.30 | 0.21 | 0.10 | 0.35 | 0.23 | 0.12 | 0.33 | 0.21 | 0.11 | 0.38 | 0.27 | 0.13 | |||||
| Gross Margin | 98.02 | 98.80 | 99.54 | 94.38 | 92.57 | 92.06 | ||||||||||||||
| Operating Margin | 104.03 | 103.35 | 101.36 | 118.99 | 117.64 | 114.32 | 100.32 | 96.25 | 88.72 | 46.55 | 40.56 | 39.61 | 44.37 | 44.17 | 45.41 | |||||
| EBITDA Margin | 106.94 | 105.73 | 103.74 | 121.58 | 120.52 | 117.77 | 102.11 | 98.10 | 90.51 | 47.10 | 41.66 | 41.38 | 49.04 | 49.10 | 50.10 | |||||
| Net Profit Margin | 28.05 | 26.96 | 27.03 | 28.36 | 28.36 | 28.55 | 30.76 | 30.82 | 31.49 | 30.33 | 30.48 | 31.99 | 37.23 | 39.00 | 35.27 |
Dividends
| Breakdown | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 | 2020-12-31 |
|---|---|---|---|---|---|
| Dividend Yield | |||||
| Dividend Payout Ratio |
| Breakdown | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 | 2023-12-31 | 2023-09-30 | 2023-06-30 | 2023-03-31 | 2022-12-31 | 2022-09-30 | 2022-06-30 | 2022-03-31 | 2021-12-31 | 2021-09-30 | 2021-06-30 | 2021-03-31 | 2020-12-31 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Dividend Yield | ||||||||||||||||||||
| Dividend Payout Ratio |
Financial Statements
| Breakdown | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 | 2020-12-31 |
|---|---|---|---|---|---|
| Assets | 11,039,148,000.00 | 13,941,650,000.00 | 13,314,232,000.00 | 13,759,438,000.00 | 12,294,009,000.00 |
| Deposits | 1,965,467,000.00 | 1,923,827,000.00 | 1,930,341,000.00 | 2,064,446,000.00 | 1,795,480,000.00 |
| Cash and Short-Term Investments | 859,797,000.00 | 951,329,000.00 | 737,589,000.00 | 952,173,000.00 | 1,070,877,000.00 |
| Cash and Cash Equivalents | 859,550,000.00 | 951,329,000.00 | 737,589,000.00 | 952,173,000.00 | 1,070,877,000.00 |
| Short-Term Investments | 247,000.00 | 0 | 0 | 0 | 0 |
| Net Receivables | 21,500,000.00 | 23,700,000.00 | 20,700,000.00 | 10,624,297,000.00 | 10,121,717,000.00 |
| Inventory | 0 | 0 | 0 | 0 | 0 |
| Other Current Assets | 0 | 0 | 0 | 0 | 0 |
| Property, Plant, Equipment Net | 20,695,000.00 | 21,005,000.00 | 21,265,000.00 | 21,066,000.00 | 21,000,000.00 |
| Goodwill | 69,021,000.00 | 69,021,000.00 | 69,022,000.00 | 69,022,000.00 | 68,951,000.00 |
| Intangible Assets | 2,000,000.00 | 2,000,000.00 | 2,100,000.00 | 2,200,000.00 | 2,200,000.00 |
| Long-Term Investments | 0 | 0 | 0 | 0 | 0 |
| Non-Current Deferred Assets | 0 | 0 | 0 | 0 | 0 |
| Other Non-Current Assets | 0 | 0 | 0 | 0 | 0 |
| Liabilities | 3,261,347,000.00 | 3,200,651,000.00 | 3,075,228,000.00 | 3,202,991,000.00 | 2,833,440,000.00 |
| Payables and Expenses | 0 | 0 | 0 | 0 | 0 |
| Account Payables | 0 | 0 | 0 | 0 | 0 |
| Current Accrued Liabilities | 0 | 0 | 0 | 0 | 0 |
| Short-Term Debt | 46,720,000.00 | 35,078,000.00 | 27,016,000.00 | 24,000,000.00 | 19,775,000.00 |
| Other Current Liabilities | 0 | 0 | 0 | 0 | 0 |
| Long-Term Debt | 0 | 0 | 0 | 0 | 0 |
| Other Non-Current Liabilities | 0 | 0 | 0 | 0 | 0 |
| Equity | 7,777,801,000.00 | 10,740,999,000.00 | 10,239,004,000.00 | 10,556,447,000.00 | 9,460,569,000.00 |
| Shareholders Equity | 871,380,000.00 | 857,166,000.00 | 798,470,000.00 | 805,094,000.00 | 817,116,000.00 |
| Capital Stock | 0 | 0 | 0 | 0 | 0 |
| Share Premium | 0 | 0 | 0 | 0 | 0 |
| Retained Earnings | 242,349,000.00 | 224,672,000.00 | 207,003,000.00 | 188,064,000.00 | 164,088,000.00 |
| Treasury Shares | 0 | 0 | 0 | 0 | 0 |
| Accumulated Other Comprehensive Income | -15,285,000.00 | -17,788,000.00 | -21,156,000.00 | -5,104,000.00 | -1,656,000.00 |
| Minority Interest | 0 | 0 | 0 | 0 | 0 |
| Investments | 2,604,176,000.00 | 2,369,073,000.00 | 2,465,994,000.00 | 11,930,507,000.00 | 10,978,429,000.00 |
| Debt | 1,198,056,000.00 | 1,275,908,000.00 | 1,153,048,000.00 | 1,169,399,000.00 | 1,099,626,000.00 |
| Net Debt | 338,259,000.00 | 324,579,000.00 | 415,459,000.00 | 217,226,000.00 | 28,749,000.00 |
| Common Shares Outstanding | 7,610,862.31 | 7,895,457.67 | 7,996,777.94 | 8,077,831.46 | 8,650,814.11 |
| Preferred Shares Outstanding | 3,877.92 | 4,088.10 | 4,088.10 | 3,939.69 | 3,931.44 |
| Breakdown | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 | 2020-12-31 |
|---|---|---|---|---|---|
| Revenues | 101,887,000.00 | 98,581,000.00 | 94,950,000.00 | 89,113,000.00 | 85,528,000.00 |
| Cost Of Revenue | 0 | 0 | 0 | 4,173,000.00 | 10,565,000.00 |
| Interest Income | 146,607,000.00 | 130,262,000.00 | 72,565,000.00 | 47,672,000.00 | 51,585,000.00 |
| Interest Expense | 90,547,000.00 | 73,331,000.00 | 20,103,000.00 | 4,738,000.00 | 8,225,000.00 |
| Net Interest | 56,060,000.00 | 56,931,000.00 | 52,462,000.00 | 42,934,000.00 | 43,360,000.00 |
| Non-Interest Income | 45,827,000.00 | 41,650,000.00 | 42,488,000.00 | 46,179,000.00 | 42,168,000.00 |
| Non-Interest Expense | 135,204,000.00 | 133,389,000.00 | 124,198,000.00 | 120,993,000.00 | 112,077,000.00 |
| Provisions for Credit Losses | 0 | 0 | 0 | -4,173,000.00 | 10,565,000.00 |
| Gross Profit | 0 | 0 | 0 | 84,940,000.00 | 74,963,000.00 |
| Selling, General and Administrative Expenses | 19,145,000.00 | 17,957,000.00 | 17,317,000.00 | 16,621,000.00 | 15,758,000.00 |
| EBT | 62,038,000.00 | 60,501,000.00 | 64,772,000.00 | 70,536,000.00 | 38,738,000.00 |
| Income Tax | 2,895,000.00 | 2,665,000.00 | 4,124,000.00 | 2,884,000.00 | 1,750,000.00 |
| Net Income | 27,132,000.00 | 30,466,000.00 | 29,180,000.00 | 31,978,000.00 | 18,301,000.00 |
| EBIT | 152,585,000.00 | 133,832,000.00 | 84,875,000.00 | 75,274,000.00 | 46,963,000.00 |
| Deprecation and Amortization | 2,519,000.00 | 2,454,000.00 | 94,000.00 | 3,939,000.00 | 2,258,000.00 |
| EBITDA | 155,104,000.00 | 136,286,000.00 | 84,969,000.00 | 79,213,000.00 | 49,221,000.00 |
| EPS | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Diluted EPS | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Average Shares Outstanding Basic | 7,855,500.00 | 8,028,600.00 | 8,113,700.00 | 8,493,300.00 | 8,753,200.00 |
| Average Shares Outstanding Diluted | 7,935,800.00 | 8,080,500.00 | 8,167,500.00 | 8,558,400.00 | 8,796,900.00 |
| Breakdown | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 | 2020-12-31 |
|---|---|---|---|---|---|
| Operating Cash Flow | 17,326,000.00 | 73,511,000.00 | -12,917,000.00 | 3,678,000.00 | 64,780,000.00 |
| Operating Net Income | 138,198,000.00 | 161,949,000.00 | 167,089,000.00 | 196,065,000.00 | 108,566,000.00 |
| Deprecation and Amortization | 2,519,000.00 | 2,454,000.00 | -94,000.00 | -3,939,000.00 | -2,258,000.00 |
| Deferred Income Tax | -1,734,000.00 | -2,011,000.00 | 739,000.00 | -838,000.00 | -1,737,000.00 |
| Share Based Compensation | 3,433,000.00 | 2,942,000.00 | 2,862,000.00 | 2,768,000.00 | 2,031,000.00 |
| Change in Working Capital | -5,016,000.00 | 12,841,000.00 | 9,756,000.00 | 36,948,000.00 | -5,306,000.00 |
| Other Operating Activities | -120,074,000.00 | -104,664,000.00 | -193,269,000.00 | -227,326,000.00 | -36,516,000.00 |
| Investing Cash Flow | -73,852,000.00 | -56,712,000.00 | -8,582,000.00 | -324,127,000.00 | -210,787,000.00 |
| Capital Expenditure | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Net Purchase/Sale of PPE | 0 | 0 | 0 | 0 | 0 |
| Net Purchase/Sale of Investments Net | 38,736,000.00 | 42,354,000.00 | 92,594,000.00 | 491,121,000.00 | 354,866,000.00 |
| Net Purchase/Sale of Business | 0 | 0 | 0 | 0 | 0 |
| Net Loan & Lease Activity | 67,611,000.00 | 33,916,000.00 | 118,565,000.00 | 73,599,000.00 | -17,991,000.00 |
| Other Investing Activities | -180,199,000.00 | -132,982,000.00 | -219,741,000.00 | -888,847,000.00 | -547,662,000.00 |
| Financing Cash Flow | 17,451,000.00 | 81,091,000.00 | -88,798,000.00 | 290,733,000.00 | 362,352,000.00 |
| Net Issuance/Repayment of Debt | 351,372,000.00 | 376,697,000.00 | 302,431,000.00 | 383,989,000.00 | 286,016,000.00 |
| Net Issuance/Repurchase of Equity | 31,462,000.00 | 4,576,000.00 | 19,652,000.00 | 56,562,000.00 | 19,484,000.00 |
| Dividends Paid | 9,503,000.00 | 9,087,000.00 | 8,576,000.00 | 8,055,000.00 | 7,727,000.00 |
| Other Financing Activities | -374,886,000.00 | -309,269,000.00 | -419,457,000.00 | -157,873,000.00 | 49,125,000.00 |
| Net Change in Cash | -42,905,000.00 | 97,820,000.00 | -113,420,000.00 | -33,124,000.00 | 219,101,000.00 |
| Cash at Beginning of Period | 333,019,000.00 | 235,253,000.00 | 343,623,000.00 | 381,345,000.00 | 161,362,000.00 |
| Cash at End of Period | 290,114,000.00 | 333,073,000.00 | 230,203,000.00 | 348,221,000.00 | 380,463,000.00 |
| Free Cash Flow | 0 | 0 | 0 | 0 | 0 |
| Breakdown | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 | 2023-12-31 | 2023-09-30 | 2023-06-30 | 2023-03-31 | 2022-12-31 | 2022-09-30 | 2022-06-30 | 2022-03-31 | 2021-12-31 | 2021-09-30 | 2021-06-30 | 2021-03-31 | 2020-12-31 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Assets | 7,075,655,000.00 | 7,144,100,000.00 | 6,956,345,000.00 | 11,039,148,000.00 | 10,210,217,000.00 | 10,013,039,000.00 | 10,057,678,000.00 | 13,941,650,000.00 | 9,726,718,000.00 | 9,633,063,000.00 | 9,840,343,000.00 | 13,314,232,000.00 | 9,355,590,000.00 | 9,470,874,000.00 | 9,852,532,000.00 | 13,759,438,000.00 | 9,397,094,000.00 | 9,229,886,000.00 | 9,053,959,000.00 | 12,294,009,000.00 |
| Deposits | 2,002,208,000.00 | 2,011,613,000.00 | 1,989,564,000.00 | 1,965,467,000.00 | 1,930,352,000.00 | 1,910,491,000.00 | 1,946,496,000.00 | 1,923,827,000.00 | 1,884,601,000.00 | 1,877,209,000.00 | 1,910,402,000.00 | 1,930,341,000.00 | 1,938,097,000.00 | 1,984,349,000.00 | 2,072,409,000.00 | 2,064,446,000.00 | 1,964,804,000.00 | 1,909,142,000.00 | 1,884,938,000.00 | 1,795,480,000.00 |
| Cash and Short-Term Investments | 819,066,000.00 | 884,660,000.00 | 875,770,000.00 | 859,797,000.00 | 929,131,000.00 | 979,266,000.00 | 942,901,000.00 | 951,329,000.00 | 1,012,701,000.00 | 1,023,387,000.00 | 1,050,514,000.00 | 737,589,000.00 | 685,199,000.00 | 668,434,000.00 | 849,976,000.00 | 952,173,000.00 | 821,642,000.00 | 788,654,000.00 | 911,349,000.00 | 1,070,877,000.00 |
| Cash and Cash Equivalents | 818,814,000.00 | 884,414,000.00 | 875,523,000.00 | 859,550,000.00 | 928,884,000.00 | 979,016,000.00 | 942,901,000.00 | 951,329,000.00 | 1,012,701,000.00 | 1,023,387,000.00 | 1,050,514,000.00 | 737,589,000.00 | 685,199,000.00 | 668,434,000.00 | 849,976,000.00 | 952,173,000.00 | 821,642,000.00 | 788,654,000.00 | 911,349,000.00 | 1,070,877,000.00 |
| Short-Term Investments | 252,000.00 | 246,000.00 | 247,000.00 | 247,000.00 | 247,000.00 | 250,000.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Net Receivables | 0 | 0 | 0 | 21,500,000.00 | 0 | 0 | 0 | 23,700,000.00 | 0 | 0 | 0 | 20,700,000.00 | 11,202,695,000.00 | 11,187,481,000.00 | 10,779,101,000.00 | 10,624,297,000.00 | 10,063,458,000.00 | 9,975,933,000.00 | 9,824,775,000.00 | 10,121,717,000.00 |
| Inventory | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Current Assets | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Property, Plant, Equipment Net | 20,634,000.00 | 20,494,000.00 | 20,734,000.00 | 20,695,000.00 | 20,647,000.00 | 20,624,000.00 | 20,889,000.00 | 21,005,000.00 | 21,008,000.00 | 21,036,000.00 | 21,235,000.00 | 21,265,000.00 | 20,860,000.00 | 20,979,000.00 | 21,040,000.00 | 21,066,000.00 | 20,775,000.00 | 20,777,000.00 | 20,476,000.00 | 21,000,000.00 |
| Goodwill | 69,021,000.00 | 69,021,000.00 | 69,021,000.00 | 69,021,000.00 | 69,021,000.00 | 69,021,000.00 | 69,021,000.00 | 69,021,000.00 | 69,021,000.00 | 69,021,000.00 | 69,022,000.00 | 69,022,000.00 | 69,022,000.00 | 69,022,000.00 | 69,022,000.00 | 69,022,000.00 | 69,023,000.00 | 69,023,000.00 | 68,951,000.00 | 68,951,000.00 |
| Intangible Assets | 1,900,000.00 | 1,900,000.00 | 1,900,000.00 | 2,000,000.00 | 1,900,000.00 | 2,000,000.00 | 2,000,000.00 | 2,000,000.00 | 2,000,000.00 | 2,000,000.00 | 2,100,000.00 | 2,100,000.00 | 2,100,000.00 | 2,100,000.00 | 2,100,000.00 | 2,200,000.00 | 2,200,000.00 | 2,200,000.00 | 2,100,000.00 | 2,200,000.00 |
| Long-Term Investments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Non-Current Deferred Assets | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Non-Current Assets | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Liabilities | 3,133,423,000.00 | 3,175,058,000.00 | 3,086,448,000.00 | 3,261,347,000.00 | 3,060,012,000.00 | 2,996,504,000.00 | 3,010,515,000.00 | 3,200,651,000.00 | 2,897,740,000.00 | 2,870,447,000.00 | 2,941,828,000.00 | 3,075,228,000.00 | 2,824,291,000.00 | 2,866,316,000.00 | 2,992,739,000.00 | 3,202,991,000.00 | 2,833,805,000.00 | 2,775,887,000.00 | 2,718,667,000.00 | 2,833,440,000.00 |
| Payables and Expenses | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Account Payables | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Current Accrued Liabilities | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Short-Term Debt | 59,180,000.00 | 52,250,000.00 | 45,759,000.00 | 46,720,000.00 | 41,982,000.00 | 43,772,000.00 | 42,305,000.00 | 35,078,000.00 | 42,278,000.00 | 42,917,000.00 | 57,925,000.00 | 27,016,000.00 | 21,126,000.00 | 28,051,000.00 | 25,017,000.00 | 24,000,000.00 | 20,608,000.00 | 21,959,000.00 | 22,062,000.00 | 19,775,000.00 |
| Other Current Liabilities | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Long-Term Debt | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Non-Current Liabilities | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Equity | 3,942,232,000.00 | 3,969,042,000.00 | 3,869,897,000.00 | 7,777,801,000.00 | 7,150,205,000.00 | 7,016,535,000.00 | 7,047,163,000.00 | 10,740,999,000.00 | 6,828,978,000.00 | 6,762,616,000.00 | 6,898,515,000.00 | 10,239,004,000.00 | 6,531,299,000.00 | 6,604,558,000.00 | 6,859,793,000.00 | 10,556,447,000.00 | 6,563,289,000.00 | 6,453,999,000.00 | 6,335,292,000.00 | 9,460,569,000.00 |
| Shareholders Equity | 596,602,000.00 | 586,673,000.00 | 577,866,000.00 | 871,380,000.00 | 578,706,000.00 | 570,201,000.00 | 569,079,000.00 | 857,166,000.00 | 552,288,000.00 | 545,882,000.00 | 541,858,000.00 | 798,470,000.00 | 518,021,000.00 | 521,562,000.00 | 519,817,000.00 | 805,094,000.00 | 541,332,000.00 | 551,175,000.00 | 544,528,000.00 | 817,116,000.00 |
| Capital Stock | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Share Premium | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Retained Earnings | 258,141,000.00 | 252,180,000.00 | 247,315,000.00 | 242,349,000.00 | 237,954,000.00 | 233,597,000.00 | 228,902,000.00 | 224,672,000.00 | 223,749,000.00 | 218,397,000.00 | 213,062,000.00 | 207,003,000.00 | 201,957,000.00 | 197,159,000.00 | 192,929,000.00 | 188,064,000.00 | 183,007,000.00 | 177,499,000.00 | 170,082,000.00 | 164,088,000.00 |
| Treasury Shares | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Accumulated Other Comprehensive Income | -11,745,000.00 | -12,504,000.00 | -13,271,000.00 | -15,285,000.00 | -14,334,000.00 | -17,629,000.00 | -18,057,000.00 | -17,788,000.00 | -21,792,000.00 | -20,742,000.00 | -18,527,000.00 | -21,156,000.00 | -21,027,000.00 | -16,674,000.00 | -13,417,000.00 | -5,104,000.00 | -3,596,000.00 | -3,063,000.00 | -3,472,000.00 | -1,656,000.00 |
| Minority Interest | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Investments | 2,725,555,000.00 | 2,824,038,000.00 | 2,737,502,000.00 | 2,604,176,000.00 | 2,705,995,000.00 | 2,509,233,000.00 | 2,605,895,000.00 | 2,369,073,000.00 | 2,447,335,000.00 | 2,449,604,000.00 | 2,486,402,000.00 | 2,465,994,000.00 | 12,659,566,000.00 | 12,676,093,000.00 | 12,414,326,000.00 | 11,930,507,000.00 | 11,624,402,000.00 | 11,554,607,000.00 | 11,269,560,000.00 | 10,978,429,000.00 |
| Debt | 395,669,000.00 | 391,926,000.00 | 374,702,000.00 | 1,198,056,000.00 | 365,535,000.00 | 361,682,000.00 | 363,126,000.00 | 1,275,908,000.00 | 352,544,000.00 | 346,312,000.00 | 356,620,000.00 | 1,153,048,000.00 | 296,877,000.00 | 312,926,000.00 | 311,010,000.00 | 1,169,399,000.00 | 306,882,000.00 | 306,708,000.00 | 283,698,000.00 | 1,099,626,000.00 |
| Net Debt | 0 | 0 | 0 | 338,259,000.00 | 0 | 0 | 0 | 324,579,000.00 | 0 | 0 | 0 | 415,459,000.00 | 0 | 0 | 0 | 217,226,000.00 | 0 | 0 | 0 | 28,749,000.00 |
| Common Shares Outstanding | 7,329,421.93 | 7,436,679.49 | 7,560,084.72 | 7,610,862.31 | 7,688,767.83 | 7,774,753.44 | 7,866,868.20 | 7,895,457.67 | 7,923,357.34 | 7,953,563.12 | 7,972,438.15 | 7,996,777.94 | 8,024,450.24 | 8,035,221.89 | 8,062,102.24 | 8,077,831.46 | 8,241,243.91 | 8,487,151.46 | 8,589,731.47 | 8,650,814.11 |
| Preferred Shares Outstanding | 3,991.16 | 3,891.16 | 3,771.16 | 3,877.92 | 3,933.92 | 4,013.93 | 4,088.10 | 4,088.10 | 4,088.10 | 4,088.10 | 4,088.10 | 4,088.10 | 4,117.65 | 4,117.69 | 4,037.69 | 3,939.69 | 3,887.69 | 3,887.69 | 3,923.69 | 3,931.44 |
| Breakdown | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 | 2023-12-31 | 2023-09-30 | 2023-06-30 | 2023-03-31 | 2022-12-31 | 2022-09-30 | 2022-06-30 | 2022-03-31 | 2021-12-31 | 2021-09-30 | 2021-06-30 | 2021-03-31 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenues | 81,917,000.00 | 53,829,000.00 | 27,366,000.00 | -51,666,000.00 | 76,540,000.00 | 51,195,000.00 | 25,818,000.00 | -55,754,000.00 | 76,622,000.00 | 51,455,000.00 | 26,258,000.00 | -44,612,000.00 | 70,418,000.00 | 45,916,000.00 | 23,228,000.00 | -45,048,000.00 | 67,053,000.00 | 44,287,000.00 | 22,821,000.00 |
| Cost Of Revenue | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 1,394,000.00 | 549,000.00 | 108,000.00 | -4,695,000.00 | 3,766,000.00 | 3,291,000.00 | 1,811,000.00 |
| Interest Income | 104,305,000.00 | 68,939,000.00 | 34,066,000.00 | -73,447,000.00 | 110,630,000.00 | 73,139,000.00 | 36,285,000.00 | -54,035,000.00 | 94,633,000.00 | 61,009,000.00 | 28,655,000.00 | -15,688,000.00 | 47,490,000.00 | 27,869,000.00 | 12,894,000.00 | -21,623,000.00 | 35,118,000.00 | 22,782,000.00 | 11,395,000.00 |
| Interest Expense | 59,959,000.00 | 39,826,000.00 | 19,623,000.00 | -46,040,000.00 | 68,929,000.00 | 45,405,000.00 | 22,253,000.00 | -24,927,000.00 | 51,648,000.00 | 32,403,000.00 | 14,207,000.00 | 5,219,000.00 | 9,709,000.00 | 3,853,000.00 | 1,322,000.00 | -2,406,000.00 | 3,594,000.00 | 2,352,000.00 | 1,198,000.00 |
| Net Interest | 44,346,000.00 | 29,113,000.00 | 14,443,000.00 | -27,407,000.00 | 41,701,000.00 | 27,734,000.00 | 14,032,000.00 | -29,108,000.00 | 42,985,000.00 | 28,606,000.00 | 14,448,000.00 | -20,907,000.00 | 37,781,000.00 | 24,016,000.00 | 11,572,000.00 | -19,217,000.00 | 31,524,000.00 | 20,430,000.00 | 10,197,000.00 |
| Non-Interest Income | 37,571,000.00 | 24,716,000.00 | 12,923,000.00 | -24,259,000.00 | 34,839,000.00 | 23,461,000.00 | 11,786,000.00 | -26,646,000.00 | 33,637,000.00 | 22,849,000.00 | 11,810,000.00 | -23,705,000.00 | 32,637,000.00 | 21,900,000.00 | 11,656,000.00 | -25,831,000.00 | 35,529,000.00 | 23,857,000.00 | 12,624,000.00 |
| Non-Interest Expense | 52,290,000.00 | 34,953,000.00 | 17,770,000.00 | 34,396,000.00 | 50,025,000.00 | 33,546,000.00 | 17,237,000.00 | 36,761,000.00 | 48,114,000.00 | 32,276,000.00 | 16,238,000.00 | 32,392,000.00 | 45,895,000.00 | 30,592,000.00 | 15,319,000.00 | 29,918,000.00 | 45,000,000.00 | 30,560,000.00 | 15,515,000.00 |
| Provisions for Credit Losses | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 1,394,000.00 | 549,000.00 | 108,000.00 | 4,695,000.00 | -3,766,000.00 | -3,291,000.00 | -1,811,000.00 |
| Gross Profit | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 69,024,000.00 | 45,367,000.00 | 23,120,000.00 | -40,353,000.00 | 63,287,000.00 | 40,996,000.00 | 21,010,000.00 |
| Selling, General and Administrative Expenses | 14,643,000.00 | 9,766,000.00 | 4,908,000.00 | -8,988,000.00 | 14,183,000.00 | 9,336,000.00 | 4,614,000.00 | -8,953,000.00 | 13,468,000.00 | 8,951,000.00 | 4,491,000.00 | -8,005,000.00 | 12,764,000.00 | 8,411,000.00 | 4,147,000.00 | -8,313,000.00 | 12,433,000.00 | 8,472,000.00 | 4,029,000.00 |
| EBT | 25,260,000.00 | 15,804,000.00 | 8,116,000.00 | 17,808,000.00 | 22,146,000.00 | 14,822,000.00 | 7,262,000.00 | 9,071,000.00 | 25,218,000.00 | 17,123,000.00 | 9,089,000.00 | 19,050,000.00 | 23,072,000.00 | 14,771,000.00 | 7,879,000.00 | 18,004,000.00 | 26,158,000.00 | 17,208,000.00 | 9,166,000.00 |
| Income Tax | 2,279,000.00 | 1,292,000.00 | 720,000.00 | -623,000.00 | 1,679,000.00 | 1,251,000.00 | 588,000.00 | -1,664,000.00 | 1,847,000.00 | 1,554,000.00 | 928,000.00 | -821,000.00 | 2,676,000.00 | 1,457,000.00 | 812,000.00 | 509,000.00 | 1,193,000.00 | 66,000.00 | 1,116,000.00 |
| Net Income | 22,981,000.00 | 14,512,000.00 | 7,396,000.00 | -16,463,000.00 | 21,708,000.00 | 14,517,000.00 | 7,370,000.00 | -17,231,000.00 | 23,571,000.00 | 15,858,000.00 | 8,268,000.00 | -13,606,000.00 | 21,359,000.00 | 13,996,000.00 | 7,431,000.00 | -18,311,000.00 | 24,965,000.00 | 17,274,000.00 | 8,050,000.00 |
| EBIT | 85,219,000.00 | 55,630,000.00 | 27,739,000.00 | -28,232,000.00 | 91,075,000.00 | 60,227,000.00 | 29,515,000.00 | -15,856,000.00 | 76,866,000.00 | 49,526,000.00 | 23,296,000.00 | 24,269,000.00 | 32,781,000.00 | 18,624,000.00 | 9,201,000.00 | 15,598,000.00 | 29,752,000.00 | 19,560,000.00 | 10,364,000.00 |
| Deprecation and Amortization | 2,384,000.00 | 1,282,000.00 | 650,000.00 | -1,830,000.00 | 1,984,000.00 | 1,475,000.00 | 890,000.00 | -339,000.00 | 1,375,000.00 | 949,000.00 | 469,000.00 | -1,207,000.00 | 386,000.00 | 504,000.00 | 411,000.00 | -2,444,000.00 | 3,131,000.00 | 2,183,000.00 | 1,069,000.00 |
| EBITDA | 87,603,000.00 | 56,912,000.00 | 28,389,000.00 | -30,062,000.00 | 93,059,000.00 | 61,702,000.00 | 30,405,000.00 | -16,195,000.00 | 78,241,000.00 | 50,475,000.00 | 23,765,000.00 | 23,062,000.00 | 33,167,000.00 | 19,128,000.00 | 9,612,000.00 | 13,154,000.00 | 32,883,000.00 | 21,743,000.00 | 11,433,000.00 |
| EPS | 0.00 | 0.00 | 0.00 | -0.00 | 0.00 | 0.00 | 0.00 | -0.00 | 0.00 | 0.00 | 0.00 | -0.00 | 0.00 | 0.00 | 0.00 | -0.00 | 0.00 | 0.00 | 0.00 |
| Diluted EPS | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Average Shares Outstanding Basic | 7,574,500.00 | 7,629,500.00 | 7,677,900.00 | 7,625,800.00 | 7,894,700.00 | 7,933,300.00 | 7,968,200.00 | 7,953,700.00 | 8,041,300.00 | 8,053,500.00 | 8,065,900.00 | 8,066,500.00 | 8,122,200.00 | 8,129,300.00 | 8,136,800.00 | 8,029,600.00 | 8,583,100.00 | 8,660,400.00 | 8,700,100.00 |
| Average Shares Outstanding Diluted | 7,724,700.00 | 7,711,200.00 | 7,770,800.00 | 7,750,600.00 | 7,965,000.00 | 7,996,200.00 | 8,031,400.00 | 7,823,700.00 | 8,153,400.00 | 8,162,600.00 | 8,182,300.00 | 8,112,400.00 | 8,173,300.00 | 8,182,200.00 | 8,202,100.00 | 7,999,600.00 | 8,702,200.00 | 8,776,200.00 | 8,755,600.00 |
| Breakdown | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 | 2023-12-31 | 2023-09-30 | 2023-06-30 | 2023-03-31 | 2022-12-31 | 2022-09-30 | 2022-06-30 | 2022-03-31 | 2021-12-31 | 2021-09-30 | 2021-06-30 | 2021-03-31 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Operating Cash Flow | 35,558,000.00 | -11,316,000.00 | -2,184,000.00 | 65,027,000.00 | -34,719,000.00 | 2,557,000.00 | -15,539,000.00 | 72,067,000.00 | 12,258,000.00 | 486,000.00 | -11,300,000.00 | 120,317,000.00 | -37,325,000.00 | -50,479,000.00 | -45,430,000.00 | 169,489,000.00 | -51,844,000.00 | -61,639,000.00 | -52,328,000.00 |
| Operating Net Income | 68,943,000.00 | 43,536,000.00 | 22,188,000.00 | -24,650,000.00 | 81,868,000.00 | 54,284,000.00 | 26,696,000.00 | -26,455,000.00 | 93,484,000.00 | 62,276,000.00 | 32,644,000.00 | 3,981,000.00 | 81,584,000.00 | 53,256,000.00 | 28,268,000.00 | -5,091,000.00 | 99,860,000.00 | 69,096,000.00 | 32,200,000.00 |
| Deprecation and Amortization | 2,384,000.00 | 1,282,000.00 | 650,000.00 | -1,830,000.00 | 1,984,000.00 | 1,475,000.00 | 890,000.00 | -339,000.00 | 1,375,000.00 | 949,000.00 | 469,000.00 | 1,207,000.00 | -386,000.00 | -504,000.00 | -411,000.00 | 2,444,000.00 | -3,131,000.00 | -2,183,000.00 | -1,069,000.00 |
| Deferred Income Tax | -255,000.00 | -260,000.00 | -172,000.00 | 889,000.00 | -1,228,000.00 | -883,000.00 | -512,000.00 | 210,000.00 | -1,440,000.00 | -612,000.00 | -169,000.00 | -14,000.00 | 620,000.00 | 86,000.00 | 47,000.00 | 1,204,000.00 | -1,151,000.00 | -1,457,000.00 | 566,000.00 |
| Share Based Compensation | 3,032,000.00 | 2,014,000.00 | 999,000.00 | -1,684,000.00 | 2,542,000.00 | 1,710,000.00 | 865,000.00 | -1,692,000.00 | 2,214,000.00 | 1,626,000.00 | 794,000.00 | -1,643,000.00 | 2,235,000.00 | 1,531,000.00 | 739,000.00 | -1,579,000.00 | 2,031,000.00 | 1,463,000.00 | 853,000.00 |
| Change in Working Capital | 23,244,000.00 | 19,476,000.00 | -4,181,000.00 | -19,989,000.00 | 15,414,000.00 | -5,015,000.00 | 4,574,000.00 | -6,735,000.00 | 3,032,000.00 | 2,478,000.00 | 14,066,000.00 | 1,542,000.00 | -8,601,000.00 | 1,127,000.00 | 15,688,000.00 | -38,395,000.00 | 30,769,000.00 | 23,086,000.00 | 21,488,000.00 |
| Other Operating Activities | -61,790,000.00 | -77,364,000.00 | -21,668,000.00 | 112,291,000.00 | -135,299,000.00 | -49,014,000.00 | -48,052,000.00 | 107,078,000.00 | -86,407,000.00 | -66,231,000.00 | -59,104,000.00 | 115,244,000.00 | -112,777,000.00 | -105,975,000.00 | -89,761,000.00 | 210,906,000.00 | -180,222,000.00 | -151,644,000.00 | -106,366,000.00 |
| Investing Cash Flow | -143,985,000.00 | -145,928,000.00 | -89,010,000.00 | 170,418,000.00 | -100,103,000.00 | -72,845,000.00 | -71,322,000.00 | -205,084,000.00 | 28,796,000.00 | 88,730,000.00 | 30,846,000.00 | 128,405,000.00 | -16,909,000.00 | -51,670,000.00 | -68,408,000.00 | 265,023,000.00 | -254,384,000.00 | -221,686,000.00 | -113,080,000.00 |
| Capital Expenditure | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Net Purchase/Sale of PPE | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Net Purchase/Sale of Investments Net | 29,143,000.00 | 19,044,000.00 | 8,465,000.00 | -16,781,000.00 | 28,896,000.00 | 18,400,000.00 | 8,221,000.00 | -21,236,000.00 | 32,886,000.00 | 20,669,000.00 | 10,035,000.00 | -95,293,000.00 | 80,438,000.00 | 65,379,000.00 | 42,070,000.00 | -492,381,000.00 | 437,312,000.00 | 343,790,000.00 | 202,400,000.00 |
| Net Purchase/Sale of Business | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Net Loan & Lease Activity | 67,611,000.00 | 33,916,000.00 | 118,565,000.00 | 73,599,000.00 | -17,991,000.00 | ||||||||||||||
| Other Investing Activities | -261,005,000.00 | -227,245,000.00 | -118,286,000.00 | 176,660,000.00 | -170,153,000.00 | -105,790,000.00 | -80,916,000.00 | -172,675,000.00 | -25,732,000.00 | 50,611,000.00 | 14,814,000.00 | 294,477,000.00 | -191,776,000.00 | -192,105,000.00 | -130,337,000.00 | 683,819,000.00 | -708,692,000.00 | -567,763,000.00 | -296,211,000.00 |
| Financing Cash Flow | 59,901,000.00 | 127,891,000.00 | 72,832,000.00 | -208,702,000.00 | 97,137,000.00 | 60,358,000.00 | 68,658,000.00 | -181,510,000.00 | 82,054,000.00 | 54,426,000.00 | 126,121,000.00 | -4,265,000.00 | -81,654,000.00 | -43,765,000.00 | 40,886,000.00 | -196,451,000.00 | 208,610,000.00 | 164,947,000.00 | 113,627,000.00 |
| Net Issuance/Repayment of Debt | 159,367,000.00 | 169,079,000.00 | 96,206,000.00 | -109,528,000.00 | 216,998,000.00 | 159,065,000.00 | 84,837,000.00 | -160,848,000.00 | 203,454,000.00 | 160,054,000.00 | 174,037,000.00 | 70,937,000.00 | 105,599,000.00 | 73,139,000.00 | 52,756,000.00 | 59,840,000.00 | 142,308,000.00 | 123,195,000.00 | 58,646,000.00 |
| Net Issuance/Repurchase of Equity | 23,285,000.00 | 15,488,000.00 | 7,190,000.00 | 7,650,000.00 | 13,423,000.00 | 7,889,000.00 | 2,500,000.00 | -4,169,000.00 | 3,765,000.00 | 2,765,000.00 | 2,215,000.00 | -1,979,000.00 | 8,501,000.00 | 8,051,000.00 | 5,079,000.00 | 20,079,000.00 | 20,466,000.00 | 10,552,000.00 | 5,465,000.00 |
| Dividends Paid | 7,203,000.00 | 4,752,000.00 | 2,552,000.00 | -4,979,000.00 | 7,228,000.00 | 4,735,000.00 | 2,519,000.00 | -4,562,000.00 | 6,854,000.00 | 4,443,000.00 | 2,352,000.00 | -4,334,000.00 | 6,471,000.00 | 4,217,000.00 | 2,222,000.00 | -4,094,000.00 | 6,090,000.00 | 3,945,000.00 | 2,114,000.00 |
| Other Financing Activities | -129,954,000.00 | -61,428,000.00 | -33,116,000.00 | -101,845,000.00 | -140,512,000.00 | -111,331,000.00 | -21,198,000.00 | -11,931,000.00 | -132,019,000.00 | -112,836,000.00 | -52,483,000.00 | -68,889,000.00 | -202,225,000.00 | -129,172,000.00 | -19,171,000.00 | -272,276,000.00 | 39,746,000.00 | 27,255,000.00 | 47,402,000.00 |
| Net Change in Cash | -43,607,000.00 | -24,103,000.00 | -16,535,000.00 | 26,689,000.00 | -37,484,000.00 | -12,441,000.00 | -19,669,000.00 | -313,068,000.00 | 121,523,000.00 | 143,350,000.00 | 146,015,000.00 | 254,331,000.00 | -143,245,000.00 | -150,219,000.00 | -74,287,000.00 | 242,280,000.00 | -100,609,000.00 | -120,433,000.00 | -54,362,000.00 |
| Cash at Beginning of Period | 290,114,000.00 | 290,114,000.00 | 290,114,000.00 | 263,425,000.00 | 333,073,000.00 | 333,073,000.00 | 333,073,000.00 | 646,141,000.00 | 230,203,000.00 | 230,203,000.00 | 230,203,000.00 | -24,128,000.00 | 348,221,000.00 | 348,221,000.00 | 348,221,000.00 | 105,941,000.00 | 380,463,000.00 | 380,463,000.00 | 380,463,000.00 |
| Cash at End of Period | 246,507,000.00 | 266,011,000.00 | 273,579,000.00 | 290,114,000.00 | 295,589,000.00 | 320,632,000.00 | 313,404,000.00 | 333,073,000.00 | 351,726,000.00 | 373,553,000.00 | 376,218,000.00 | 230,203,000.00 | 204,976,000.00 | 198,002,000.00 | 273,934,000.00 | 348,221,000.00 | 279,854,000.00 | 260,030,000.00 | 326,101,000.00 |
| Free Cash Flow | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |