Valuation Ratios

Breakdown 2024-12-31 2023-12-31 2022-12-31 2021-12-31 2020-12-31
Price to Earnings 5.03 -1.18 -18.51 -11.44 -2.45
Price to Sales 0.30 0.29 0.22 0.32 0.32
Book Value Per Common Share 84.58 77.84 87.48 830.01 817.26
Price to Book 0.28 0.28 0.29 0.03 0.03
Price to Operating Cash Flow -4.26 19.14 -1.43 2.29 1.20
Price to Free Cash Flow
Enterprise Value to EBITDA 22850.56 11778.44 12296.01 5150.89
Breakdown 2025-09-30 2025-06-30 2025-03-31 2024-12-31 2024-09-30 2024-06-30 2024-03-31 2023-12-31 2023-09-30 2023-06-30 2023-03-31 2022-12-31 2022-09-30 2022-06-30 2022-03-31 2021-12-31 2021-09-30 2021-06-30 2021-03-31 2020-12-31
Price to Earnings 4.76 -4.70 -4.17 -4.36 -2.69 -2.79 -5.76 -2.06 -2.84 1.87 1.19 3.24 -9.54 -4.07 -3.90
Price to Sales 0.21 0.34 0.51 0.40 0.53 1.11 0.43 0.62 1.16 0.20 0.29 0.72 0.44 0.93 1.83
Book Value Per Common Share 111.33 99.31 90.53 84.58 92.33 67.61 67.02 77.84 62.89 74.40 85.37 87.48 82.99 139.46 169.05 830.01 198.03 191.34 172.92 817.26
Price to Book 0.16 0.19 0.23 0.28 0.27 0.33 0.34 0.28 0.37 0.30 0.26 0.29 0.26 0.18 0.15 0.03 0.13 0.15 0.16 0.03
Price to Operating Cash Flow 3.98 7.61 8.39 -9.12 -7.01 -2.73 -5.42 -2.37 -2.98 -1.73 104.21 -12.18 3.53 35.39 -22.84
Price to Free Cash Flow
Enterprise Value to EBITDA

Earnings Data

Breakdown 2024-12-31 2023-12-31 2022-12-31 2021-12-31 2020-12-31
Earning YoY
Revenue YoY -3.16 -42.43 18.64 -16.01
EBITDA YoY -48.59 -16.09 -65.75
Net Profit YoY 142.34 137677.78 -99.92 -40.05
Breakdown 2025-09-30 2025-06-30 2025-03-31 2024-12-31 2024-09-30 2024-06-30 2024-03-31 2023-12-31 2023-09-30 2023-06-30 2023-03-31 2022-12-31 2022-09-30 2022-06-30 2022-03-31 2021-12-31 2021-09-30 2021-06-30 2021-03-31 2020-12-31
Earning YoY -43.68 159.90 25153.16
Revenue YoY 55.69 36.44 50.19 100.77 50.25 88.16 22.67 138.58 96.10 101.39
EBITDA YoY
Net Profit YoY 4833.33 0.00 -99.99 175.00 100.00 -99.99 66.67 -41.71 153.59 -97.32

Financial Strength

Breakdown 2024-12-31 2023-12-31 2022-12-31 2021-12-31 2020-12-31
Cash Per Common Share 188.17 128.00 114.36 137.70 161.81
Quick Ratio
Current Ratio
Debt to Equity 0.28 0.28 0.32 0.34 0.39
Long-Term Debt to Equity
Breakdown 2025-09-30 2025-06-30 2025-03-31 2024-12-31 2024-09-30 2024-06-30 2024-03-31 2023-12-31 2023-09-30 2023-06-30 2023-03-31 2022-12-31 2022-09-30 2022-06-30 2022-03-31 2021-12-31 2021-09-30 2021-06-30 2021-03-31 2020-12-31
Cash Per Common Share 155.63 143.00 125.84 196.42 178.89 137.78 124.75 133.06 102.73 105.68 115.55 122.22 110.14 103.44 94.82 148.16 114.76 101.22 103.27 174.91
Quick Ratio
Current Ratio
Debt to Equity 0.83 0.83 0.83 0.28 0.83 0.83 0.83 0.28 0.82 0.82 0.81 0.32 0.81 0.79 0.78 0.34 0.77 0.78 0.79 0.39
Long-Term Debt to Equity

Profitability

Breakdown 2024-12-31 2023-12-31 2022-12-31 2021-12-31 2020-12-31
ROA 4.21 1.88 0.00 1.62 3.58
ROE 5.41 2.41 0.00 2.17 4.98
Gross Margin -122.78 -20.03 33.86 -14.79 19.99
Operating Margin 5.78 18.27 13.75 53.60 -22.07
EBITDA Margin 12.76 24.05 16.50 57.15 -19.02
Net Profit Margin 1272.23 508.41 0.21 316.44 443.37
Breakdown 2025-09-30 2025-06-30 2025-03-31 2024-12-31 2024-09-30 2024-06-30 2024-03-31 2023-12-31 2023-09-30 2023-06-30 2023-03-31 2022-12-31 2022-09-30 2022-06-30 2022-03-31 2021-12-31 2021-09-30 2021-06-30 2021-03-31 2020-12-31
ROA 0.06 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.20 0.33 0.12 -0.03 -0.10 -0.11
ROE 0.10 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.36 0.59 0.22 -0.06 -0.18 -0.20
Gross Margin -33.72 -76.63 -18.28 -10.94 -30.06 -42.02 -17.05 -20.24 -10.90 46.39 59.87 56.35 29.44 19.97 18.88
Operating Margin 7.50 -6.75 -14.31 56.69 3.06 -59.36 47.77 12.38 -12.69 28.08 43.55 58.83 61.71 54.59 21.03
EBITDA Margin
Net Profit Margin 5.83 0.18 0.25 0.28 0.15 0.15 0.14 0.12 11.80 24.83 23.36 -3.34 -21.19 -45.07

Dividends

Breakdown 2024-12-31 2023-12-31 2022-12-31 2021-12-31 2020-12-31
Dividend Yield
Dividend Payout Ratio
Breakdown 2025-09-30 2025-06-30 2025-03-31 2024-12-31 2024-09-30 2024-06-30 2024-03-31 2023-12-31 2023-09-30 2023-06-30 2023-03-31 2022-12-31 2022-09-30 2022-06-30 2022-03-31 2021-12-31 2021-09-30 2021-06-30 2021-03-31 2020-12-31
Dividend Yield
Dividend Payout Ratio

Financial Statements

Breakdown 2024-12-31 2023-12-31 2022-12-31 2021-12-31 2020-12-31
Assets 1,427,366,000.00 1,320,564,000.00 1,381,289,000.00 1,392,209,000.00 1,053,938,000.00
   Deposits 3,800,000.00 3,900,000.00 3,800,000.00 3,300,000.00 2,600,000.00
      Cash and Short-Term Investments 11,516,000.00 8,450,000.00 8,345,000.00 11,537,000.00 15,429,000.00
            Cash and Cash Equivalents 5,290,000.00 4,363,000.00 4,339,000.00 4,846,000.00 4,370,000.00
            Short-Term Investments 6,226,000.00 4,087,000.00 4,006,000.00 6,691,000.00 11,059,000.00
      Net Receivables 43,769,000.00 41,006,000.00 39,677,000.00 33,109,000.00 33,251,000.00
      Inventory 0 0 0 0 0
      Other Current Assets 0 0 0 0 0
      Property, Plant, Equipment Net 0 0 0 0 0
      Goodwill 0 0 0 0 0
      Intangible Assets 0 0 0 0 0
      Long-Term Investments 4,800,000.00 5,000,000.00 4,800,000.00 4,300,000.00 2,800,000.00
      Non-Current Deferred Assets 1,875,000.00 1,893,000.00 1,651,000.00 0 0
      Other Non-Current Assets 0 0 0 0 0
Liabilities 316,124,000.00 292,355,000.00 332,834,000.00 351,018,000.00 296,990,000.00
      Payables and Expenses 0 0 0 0 0
            Account Payables 0 0 0 0 0
            Current Accrued Liabilities 0 0 0 0 0
      Short-Term Debt 0 0 0 0 0
      Other Current Liabilities 0 0 0 0 0
      Long-Term Debt 0 0 0 0 0
      Other Non-Current Liabilities 0 0 0 0 0
Equity 1,111,242,000.00 1,028,209,000.00 1,048,455,000.00 1,041,191,000.00 756,948,000.00
   Shareholders Equity 4,959,000.00 4,943,000.00 5,973,000.00 64,633,000.00 72,092,000.00
      Capital Stock 1,000.00 1,000.00 1,000.00 1,000.00 1,000.00
      Share Premium 13,927,000.00 14,004,000.00 14,075,000.00 14,154,000.00 13,878,000.00
      Retained Earnings -1,119,000.00 -1,507,000.00 -637,000.00 -642,000.00 -1,054,000.00
      Treasury Shares 2,572,000.00 2,309,000.00 2,042,000.00 1,543,000.00 1,038,000.00
      Accumulated Other Comprehensive Income -15,834,000.00 -15,738,000.00 -16,272,000.00 12,516,000.00 17,151,000.00
   Minority Interest 65,000.00 65,000.00 65,000.00 65,000.00 65,000.00
Investments 654,634,000.00 651,784,000.00 611,740,000.00 703,722,000.00 666,349,000.00
Debt 12,578,000.00 12,576,000.00 12,572,000.00 12,570,000.00 13,682,000.00
Net Debt 1,062,000.00 4,126,000.00 4,227,000.00 1,033,000.00 0
Common Shares Outstanding 58,629.05 63,503.36 68,278.07 77,870.07 88,211.62
Preferred Shares Outstanding 70.10 70.10 70.10 70.10 56.10
Breakdown 2024-12-31 2023-12-31 2022-12-31 2021-12-31 2020-12-31
Revenues 4,724,000.00 4,878,000.00 8,473,000.00 7,142,000.00 8,503,000.00
   Net Premiums 770,000.00 828,000.00 662,000.00 2,121,000.00 766,000.00
Cost Of Revenue 10,524,000.00 5,855,000.00 5,604,000.00 8,198,000.00 6,803,000.00
Gross Profit -5,800,000.00 -977,000.00 2,869,000.00 -1,056,000.00 1,700,000.00
Operating Expenses 2,153,000.00 2,169,000.00 2,253,000.00 2,630,000.00 2,564,000.00
   Selling, General and Administrative Expenses 285,000.00 312,000.00 296,000.00 280,000.00 281,000.00
   Other Operating Expenses 1,868,000.00 1,857,000.00 1,957,000.00 2,350,000.00 2,283,000.00
Operating Income -7,953,000.00 -3,146,000.00 616,000.00 -3,686,000.00 -864,000.00
Interest Expense 152,000.00 153,000.00 153,000.00 163,000.00 184,000.00
EBT 121,000.00 738,000.00 1,012,000.00 3,665,000.00 -2,061,000.00
Income Tax 545,000.00 563,000.00 27,000.00 1,054,000.00 406,000.00
Net Income Including Non-Controlling Interests 60,095,000.00 24,785,000.00 3,000.00 22,585,000.00 37,685,000.00
Net Income Non-Controlling Interests 5,000.00 15,000.00 15,000.00 15,000.00 15,000.00
Net Income 60,100,000.00 24,800,000.00 18,000.00 22,600,000.00 37,700,000.00
EBIT 273,000.00 891,000.00 1,165,000.00 3,828,000.00 -1,877,000.00
Deprecation and Amortization 330,000.00 282,000.00 233,000.00 254,000.00 260,000.00
EBITDA 603,000.00 1,173,000.00 1,398,000.00 4,082,000.00 -1,617,000.00
EPS 0.00 -0.02 -0.00 -0.00 -0.01
Diluted EPS 0.00 -0.02 -0.00 -0.00 -0.01
Average Shares Outstanding Basic 61,199.25 66,013.65 72,970.25 83,783.66 95,350.82
Average Shares Outstanding Diluted 61,600.38 66,013.65 72,970.25 83,783.66 95,350.82
Breakdown 2024-12-31 2023-12-31 2022-12-31 2021-12-31 2020-12-31
Operating Cash Flow -338,000.00 75,000.00 -1,280,000.00 990,000.00 2,249,000.00
   Operating Net Income 398,000.00 1,050,000.00 1,542,000.00 3,271,000.00 -1,514,000.00
   Deprecation and Amortization 330,000.00 282,000.00 233,000.00 254,000.00 260,000.00
   Deferred Income Tax 0 0 0 0 0
   Share Based Compensation 0 0 0 0 0
   Change in Working Capital 703,000.00 -128,000.00 1,270,000.00 -2,505,000.00 -580,000.00
   Other Operating Activities -1,769,000.00 -1,129,000.00 -4,325,000.00 -30,000.00 4,083,000.00
Investing Cash Flow -2,294,000.00 -3,067,000.00 -7,832,000.00 -12,025,000.00 -6,717,000.00
   Capital Expenditure 0.00 0.00 0.00 0.00 0.00
   Net Purchase/Sale of PPE 0 0 0 0 0
   Net Purchase/Sale of Investments Net 24,060,000.00 15,047,000.00 26,617,000.00 33,967,000.00 22,883,000.00
   Net Purchase/Sale of Business 0 0 0 0 0
   Other Investing Activities -26,354,000.00 -18,114,000.00 -34,449,000.00 -45,992,000.00 -29,600,000.00
Financing Cash Flow 3,559,000.00 3,016,000.00 8,605,000.00 11,511,000.00 5,749,000.00
   Net Issuance/Repayment of Debt 2,000.00 2,000.00 3,000.00 1,080,000.00 2,167,000.00
   Net Issuance/Repurchase of Equity 250,000.00 250,000.00 488,000.00 1,676,000.00 2,842,000.00
   Dividends Paid 102,000.00 102,000.00 104,000.00 89,000.00 44,000.00
   Other Financing Activities 3,205,000.00 2,662,000.00 8,010,000.00 8,666,000.00 696,000.00
Net Change in Cash 927,000.00 24,000.00 -507,000.00 366,000.00 1,231,000.00
   Cash at Beginning of Period 4,118,000.00 3,827,000.00 4,622,000.00 4,108,000.00 2,877,000.00
   Cash at End of Period 5,045,000.00 3,851,000.00 4,115,000.00 4,474,000.00 4,108,000.00
Free Cash Flow 0 0 0 0 0
Breakdown 2025-09-30 2025-06-30 2025-03-31 2024-12-31 2024-09-30 2024-06-30 2024-03-31 2023-12-31 2023-09-30 2023-06-30 2023-03-31 2022-12-31 2022-09-30 2022-06-30 2022-03-31 2021-12-31 2021-09-30 2021-06-30 2021-03-31 2020-12-31
Assets 525,116,000.00 522,238,000.00 506,446,000.00 1,427,366,000.00 529,928,000.00 514,784,000.00 519,136,000.00 1,320,564,000.00 485,628,000.00 503,054,000.00 500,406,000.00 1,381,289,000.00 481,162,000.00 494,874,000.00 529,622,000.00 1,392,209,000.00 548,238,000.00 542,830,000.00 515,816,000.00 1,053,938,000.00
   Deposits 0 0 0 3,800,000.00 0 0 0 3,900,000.00 0 0 0 3,800,000.00 0 0 0 3,300,000.00 0 0 0 2,600,000.00
      Cash and Short-Term Investments 8,968,000.00 8,270,000.00 7,331,000.00 11,516,000.00 11,066,000.00 8,611,000.00 7,864,000.00 8,450,000.00 6,848,000.00 7,112,000.00 7,843,000.00 8,345,000.00 8,183,000.00 7,831,000.00 7,287,000.00 11,537,000.00 9,784,000.00 8,761,000.00 9,044,000.00 15,429,000.00
            Cash and Cash Equivalents 6,606,000.00 5,540,000.00 4,667,000.00 5,290,000.00 5,630,000.00 4,441,000.00 3,823,000.00 4,363,000.00 3,839,000.00 3,737,000.00 3,685,000.00 4,339,000.00 4,793,000.00 5,071,000.00 4,101,000.00 4,846,000.00 4,108,000.00 4,882,000.00 4,025,000.00 4,370,000.00
            Short-Term Investments 2,362,000.00 2,730,000.00 2,664,000.00 6,226,000.00 5,436,000.00 4,170,000.00 4,041,000.00 4,087,000.00 3,009,000.00 3,375,000.00 4,158,000.00 4,006,000.00 3,390,000.00 2,760,000.00 3,186,000.00 6,691,000.00 5,676,000.00 3,879,000.00 5,019,000.00 11,059,000.00
      Net Receivables 22,611,000.00 22,510,000.00 22,475,000.00 43,769,000.00 22,803,000.00 21,240,000.00 21,559,000.00 41,006,000.00 20,240,000.00 20,281,000.00 19,982,000.00 39,677,000.00 18,804,000.00 17,512,000.00 17,044,000.00 33,109,000.00 17,062,000.00 16,954,000.00 16,863,000.00 33,251,000.00
      Inventory 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
      Other Current Assets 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
      Property, Plant, Equipment Net 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
      Goodwill 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
      Intangible Assets 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
      Long-Term Investments 0 0 0 4,800,000.00 0 0 0 5,000,000.00 0 0 0 4,800,000.00 0 0 0 4,300,000.00 0 0 0 2,800,000.00
      Non-Current Deferred Assets 1,531,000.00 1,695,000.00 1,808,000.00 1,875,000.00 1,737,000.00 2,087,000.00 2,063,000.00 1,893,000.00 2,121,000.00 1,897,000.00 1,673,000.00 1,651,000.00 1,619,000.00 471,000.00 0 0 0 0 0 0
      Other Non-Current Assets 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Liabilities 238,251,000.00 236,907,000.00 229,377,000.00 316,124,000.00 239,566,000.00 233,232,000.00 235,428,000.00 292,355,000.00 219,382,000.00 226,573,000.00 224,183,000.00 332,834,000.00 215,762,000.00 217,955,000.00 232,173,000.00 351,018,000.00 238,595,000.00 237,676,000.00 226,855,000.00 296,990,000.00
      Payables and Expenses 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
            Account Payables 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
            Current Accrued Liabilities 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
      Short-Term Debt 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
      Other Current Liabilities 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
      Long-Term Debt 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
      Other Non-Current Liabilities 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Equity 286,865,000.00 285,331,000.00 277,069,000.00 1,111,242,000.00 290,362,000.00 281,552,000.00 283,708,000.00 1,028,209,000.00 266,246,000.00 276,481,000.00 276,223,000.00 1,048,455,000.00 265,400,000.00 276,919,000.00 297,449,000.00 1,041,191,000.00 309,643,000.00 305,154,000.00 288,961,000.00 756,948,000.00
   Shareholders Equity 6,363,000.00 5,673,000.00 5,239,000.00 4,959,000.00 5,525,000.00 4,141,000.00 4,195,000.00 4,943,000.00 4,069,000.00 4,907,000.00 5,754,000.00 5,973,000.00 5,814,000.00 10,191,000.00 12,814,000.00 64,633,000.00 16,031,000.00 16,115,000.00 15,017,000.00 72,092,000.00
      Capital Stock 1,000.00 1,000.00 1,000.00 1,000.00 1,000.00 1,000.00 1,000.00 1,000.00 1,000.00 1,000.00 1,000.00 1,000.00 1,000.00 1,000.00 1,000.00 1,000.00 1,000.00 1,000.00 1,000.00 1,000.00
      Share Premium 13,893,000.00 13,918,000.00 13,939,000.00 13,927,000.00 13,953,000.00 13,972,000.00 13,989,000.00 14,004,000.00 14,022,000.00 14,039,000.00 14,054,000.00 14,075,000.00 14,095,000.00 14,113,000.00 14,133,000.00 14,154,000.00 13,830,000.00 13,842,000.00 13,858,000.00 13,878,000.00
      Retained Earnings -823,000.00 -1,302,000.00 -1,387,000.00 -1,119,000.00 -1,790,000.00 -1,966,000.00 -2,000,000.00 -1,507,000.00 -590,000.00 -1,069,000.00 -894,000.00 -637,000.00 304,000.00 981,000.00 -2,000.00 -642,000.00 -705,000.00 -1,088,000.00 -1,119,000.00 -1,054,000.00
      Treasury Shares 2,688,000.00 2,687,000.00 2,644,000.00 2,572,000.00 2,512,000.00 2,447,000.00 2,382,000.00 2,309,000.00 2,248,000.00 2,183,000.00 2,119,000.00 2,042,000.00 1,949,000.00 1,813,000.00 1,681,000.00 1,543,000.00 1,385,000.00 1,236,000.00 1,112,000.00 1,038,000.00
      Accumulated Other Comprehensive Income -4,020,000.00 -4,257,000.00 -4,670,000.00 -15,834,000.00 -8,254,000.00 -10,838,000.00 -10,826,000.00 -15,738,000.00 -14,232,000.00 -11,762,000.00 -10,576,000.00 -16,272,000.00 -13,274,000.00 -6,182,000.00 363,000.00 12,516,000.00 4,290,000.00 4,596,000.00 3,389,000.00 17,151,000.00
   Minority Interest 65,000.00 65,000.00 65,000.00 65,000.00 65,000.00 65,000.00 65,000.00 65,000.00 65,000.00 65,000.00 65,000.00 65,000.00 65,000.00 65,000.00 65,000.00 65,000.00 65,000.00 65,000.00 65,000.00 65,000.00
Investments 655,231,000.00 651,376,000.00 643,157,000.00 654,634,000.00 662,419,000.00 641,102,000.00 642,254,000.00 651,784,000.00 600,724,000.00 617,019,000.00 618,109,000.00 611,740,000.00 599,892,000.00 620,163,000.00 645,976,000.00 703,722,000.00 674,559,000.00 652,126,000.00 608,896,000.00 666,349,000.00
Debt 3,155,000.00 3,155,000.00 3,155,000.00 12,578,000.00 3,155,000.00 3,155,000.00 3,155,000.00 12,576,000.00 3,157,000.00 3,156,000.00 3,157,000.00 12,572,000.00 3,156,000.00 3,157,000.00 3,157,000.00 12,570,000.00 3,436,000.00 3,436,000.00 3,435,000.00 13,682,000.00
Net Debt 0 0 0 1,062,000.00 0 0 0 4,126,000.00 0 0 0 4,227,000.00 0 0 0 1,033,000.00 0 0 0 0
Common Shares Outstanding 57,153.57 57,122.49 57,868.39 58,629.05 59,838.03 61,243.96 62,595.43 63,503.36 64,703.56 65,956.66 67,401.62 68,278.07 70,060.56 73,072.77 75,799.70 77,870.07 80,952.68 84,223.67 86,841.26 88,211.62
Preferred Shares Outstanding 70.10 70.10 70.10 70.10 70.10 70.10 70.10 70.10 70.10 70.10 70.10 70.10 70.10 70.10 70.10 70.10 56.10 56.10 56.10 56.10
Breakdown 2025-09-30 2025-06-30 2025-03-31 2024-12-31 2024-09-30 2024-06-30 2024-03-31 2023-12-31 2023-09-30 2023-06-30 2023-03-31 2022-12-31 2022-09-30 2022-06-30 2022-03-31 2021-12-31 2021-09-30 2021-06-30 2021-03-31
Revenues 5,077,000.00 3,261,000.00 2,390,000.00 -3,130,000.00 3,932,000.00 2,618,000.00 1,304,000.00 -2,452,000.00 3,630,000.00 2,416,000.00 1,284,000.00 -8,823,000.00 8,019,000.00 6,537,000.00 2,740,000.00 -1,896,000.00 5,126,000.00 2,614,000.00 1,298,000.00
   Net Premiums 522,000.00 352,000.00 186,000.00 -378,000.00 563,000.00 383,000.00 202,000.00 -379,000.00 602,000.00 408,000.00 197,000.00 -332,000.00 495,000.00 333,000.00 166,000.00 1,052,000.00 539,000.00 346,000.00 184,000.00
Cost Of Revenue 6,789,000.00 5,760,000.00 2,827,000.00 905,000.00 4,362,000.00 3,405,000.00 1,852,000.00 -2,723,000.00 4,249,000.00 2,905,000.00 1,424,000.00 -2,514,000.00 4,299,000.00 2,623,000.00 1,196,000.00 1,436,000.00 3,617,000.00 2,092,000.00 1,053,000.00
Gross Profit -1,712,000.00 -2,499,000.00 -437,000.00 -4,035,000.00 -430,000.00 -787,000.00 -548,000.00 271,000.00 -619,000.00 -489,000.00 -140,000.00 -6,309,000.00 3,720,000.00 3,914,000.00 1,544,000.00 -3,332,000.00 1,509,000.00 522,000.00 245,000.00
Operating Expenses 1,455,000.00 975,000.00 493,000.00 -796,000.00 1,467,000.00 975,000.00 507,000.00 -742,000.00 1,453,000.00 980,000.00 478,000.00 -954,000.00 1,596,000.00 1,101,000.00 510,000.00 -851,000.00 1,749,000.00 1,170,000.00 562,000.00
   Selling, General and Administrative Expenses 223,000.00 148,000.00 72,000.00 -118,000.00 207,000.00 133,000.00 63,000.00 -126,000.00 221,000.00 148,000.00 69,000.00 -164,000.00 211,000.00 193,000.00 56,000.00 -107,000.00 197,000.00 130,000.00 60,000.00
   Other Operating Expenses 1,232,000.00 827,000.00 421,000.00 -678,000.00 1,260,000.00 842,000.00 444,000.00 -616,000.00 1,232,000.00 832,000.00 409,000.00 -790,000.00 1,385,000.00 908,000.00 454,000.00 -744,000.00 1,552,000.00 1,040,000.00 502,000.00
Operating Income -3,167,000.00 -3,474,000.00 -930,000.00 -3,239,000.00 -1,897,000.00 -1,762,000.00 -1,055,000.00 1,013,000.00 -2,072,000.00 -1,469,000.00 -618,000.00 -5,355,000.00 2,124,000.00 2,813,000.00 1,034,000.00 -2,481,000.00 -240,000.00 -648,000.00 -317,000.00
Interest Expense 114,000.00 76,000.00 38,000.00 -76,000.00 114,000.00 76,000.00 38,000.00 -75,000.00 114,000.00 76,000.00 38,000.00 -75,000.00 114,000.00 76,000.00 38,000.00 -81,000.00 122,000.00 81,000.00 41,000.00
EBT 267,000.00 -296,000.00 -380,000.00 -1,186,000.00 2,115,000.00 4,000.00 -812,000.00 -904,000.00 1,620,000.00 223,000.00 -201,000.00 -5,471,000.00 2,138,000.00 2,771,000.00 1,574,000.00 -954,000.00 3,041,000.00 1,346,000.00 232,000.00
Income Tax 666,000.00 188,000.00 98,000.00 -323,000.00 671,000.00 155,000.00 42,000.00 -279,000.00 482,000.00 269,000.00 91,000.00 -576,000.00 207,000.00 161,000.00 235,000.00 -654,000.00 926,000.00 544,000.00 238,000.00
Net Income Including Non-Controlling Interests 292,000.00 4,000.00 4,000.00 60,102,000.00 -1,000.00 -2,000.00 -4,000.00 24,844,000.00 -7,000.00 -3,000.00 -49,000.00 -3,182,000.00 934,000.00 1,617,000.00 634,000.00 23,919,000.00 -183,000.00 -560,000.00 -591,000.00
Net Income Non-Controlling Interests 4,000.00 2,000.00 2,000.00 -19,000.00 12,000.00 6,000.00 6,000.00 -9,000.00 12,000.00 6,000.00 6,000.00 -9,000.00 12,000.00 6,000.00 6,000.00 -9,000.00 12,000.00 6,000.00 6,000.00
Net Income 296,000.00 6,000.00 6,000.00 60,083,000.00 11,000.00 4,000.00 2,000.00 24,792,000.00 5,000.00 3,000.00 0 -3,191,000.00 946,000.00 1,623,000.00 640,000.00 23,910,000.00 -171,000.00 -554,000.00 -585,000.00
EBIT 381,000.00 -220,000.00 -342,000.00 -1,262,000.00 2,229,000.00 80,000.00 -774,000.00 -979,000.00 1,734,000.00 299,000.00 -163,000.00 -5,546,000.00 2,252,000.00 2,847,000.00 1,612,000.00 -1,035,000.00 3,163,000.00 1,427,000.00 273,000.00
Deprecation and Amortization 0.00 0.00 0.00 330,000.00 0.00 0.00 0.00 282,000.00 0.00 0.00 0.00 233,000.00 0.00 0.00 0.00 254,000.00 0.00 0.00 0.00
EBITDA 0 0 0 603,000.00 0 0 0 1,173,000.00 0 0 0 1,398,000.00 0 0 0 4,082,000.00 0 0 0
EPS 0.00 -0.00 -0.01 0.00 -0.01 -0.01 -0.01 0.00 -0.00 -0.01 -0.01 -0.00 0.01 0.02 0.01 0.00 -0.00 -0.01 -0.01
Diluted EPS 0.00 -0.00 -0.01 0.00 -0.01 -0.01 -0.01 0.00 -0.00 -0.01 -0.01 0.00 0.01 0.02 0.01 0.00 -0.00 -0.01 -0.01
Average Shares Outstanding Basic 57,624.59 57,832.37 58,258.12 57,403.21 61,860.20 62,496.80 63,036.77 62,228.16 66,658.80 67,294.44 67,873.19 65,027.02 74,294.33 75,705.76 76,853.89 75,748.65 85,256.76 86,555.81 87,573.44
Average Shares Outstanding Diluted 57,976.11 57,832.37 58,258.12 59,007.75 61,860.20 62,496.80 63,036.77 62,228.16 66,658.80 67,294.44 67,873.19 63,466.89 74,777.18 76,160.47 77,476.46 75,748.65 85,256.76 86,555.81 87,573.44
Breakdown 2025-09-30 2025-06-30 2025-03-31 2024-12-31 2024-09-30 2024-06-30 2024-03-31 2023-12-31 2023-09-30 2023-06-30 2023-03-31 2022-12-31 2022-09-30 2022-06-30 2022-03-31 2021-12-31 2021-09-30 2021-06-30 2021-03-31
Operating Cash Flow 262,000.00 145,000.00 146,000.00 560,000.00 -172,000.00 -196,000.00 -530,000.00 1,492,000.00 -289,000.00 -628,000.00 -500,000.00 -196,000.00 -939,000.00 18,000.00 -163,000.00 381,000.00 644,000.00 69,000.00 -104,000.00
   Operating Net Income 0 0 0 398,000.00 0 0 0 1,050,000.00 0 0 0 1,542,000.00 0 0 0 3,271,000.00 0 0 0
   Deprecation and Amortization 0 0 0 330,000.00 0 0 0 282,000.00 0 0 0 233,000.00 0 0 0 254,000.00 0 0 0
   Deferred Income Tax 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
   Share Based Compensation 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
   Change in Working Capital 0 0 0 703,000.00 0 0 0 -128,000.00 0 0 0 1,270,000.00 0 0 0 -2,505,000.00 0 0 0
   Other Operating Activities 262,000.00 145,000.00 146,000.00 -871,000.00 -172,000.00 -196,000.00 -530,000.00 288,000.00 -289,000.00 -628,000.00 -500,000.00 -3,241,000.00 -939,000.00 18,000.00 -163,000.00 -639,000.00 644,000.00 69,000.00 -104,000.00
Investing Cash Flow 2,047,000.00 675,000.00 563,000.00 1,875,000.00 -1,837,000.00 -1,707,000.00 -625,000.00 2,561,000.00 -2,644,000.00 -1,659,000.00 -1,325,000.00 7,302,000.00 -7,596,000.00 -5,019,000.00 -2,519,000.00 2,252,000.00 -9,665,000.00 -4,412,000.00 -200,000.00
   Capital Expenditure 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
   Net Purchase/Sale of PPE 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
   Net Purchase/Sale of Investments Net 18,557,000.00 11,818,000.00 6,005,000.00 -9,095,000.00 16,408,000.00 12,007,000.00 4,740,000.00 -6,682,000.00 11,236,000.00 7,172,000.00 3,321,000.00 -22,504,000.00 22,890,000.00 16,964,000.00 9,267,000.00 -12,555,000.00 24,830,000.00 15,071,000.00 6,621,000.00
   Net Purchase/Sale of Business 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
   Other Investing Activities -16,510,000.00 -11,143,000.00 -5,442,000.00 10,970,000.00 -18,245,000.00 -13,714,000.00 -5,365,000.00 9,243,000.00 -13,880,000.00 -8,831,000.00 -4,646,000.00 29,806,000.00 -30,486,000.00 -21,983,000.00 -11,786,000.00 14,807,000.00 -34,495,000.00 -19,483,000.00 -6,821,000.00
Financing Cash Flow -748,000.00 -325,000.00 -1,087,000.00 -3,849,000.00 3,788,000.00 2,493,000.00 1,127,000.00 -2,945,000.00 2,657,000.00 1,909,000.00 1,395,000.00 -8,156,000.00 8,854,000.00 5,598,000.00 2,309,000.00 -2,848,000.00 9,021,000.00 5,117,000.00 221,000.00
   Net Issuance/Repayment of Debt 1,000.00 1,000.00 0 0.00 1,000.00 1,000.00 0 0.00 1,000.00 1,000.00 0 -1,000.00 2,000.00 1,000.00 1,000.00 1,078,000.00 1,000.00 1,000.00 0
   Net Issuance/Repurchase of Equity 102,000.00 102,000.00 59,000.00 -128,000.00 190,000.00 126,000.00 62,000.00 -128,000.00 190,000.00 126,000.00 62,000.00 -293,000.00 395,000.00 259,000.00 127,000.00 1,075,000.00 341,000.00 192,000.00 68,000.00
   Dividends Paid 77,000.00 51,000.00 26,000.00 -52,000.00 77,000.00 51,000.00 26,000.00 -52,000.00 77,000.00 51,000.00 26,000.00 -54,000.00 78,000.00 53,000.00 27,000.00 -50,000.00 68,000.00 46,000.00 25,000.00
   Other Financing Activities -928,000.00 -479,000.00 -1,172,000.00 -3,669,000.00 3,520,000.00 2,315,000.00 1,039,000.00 -2,765,000.00 2,389,000.00 1,731,000.00 1,307,000.00 -7,808,000.00 8,379,000.00 5,285,000.00 2,154,000.00 -4,951,000.00 8,611,000.00 4,878,000.00 128,000.00
Net Change in Cash 1,561,000.00 495,000.00 -378,000.00 -1,414,000.00 1,779,000.00 590,000.00 -28,000.00 1,108,000.00 -276,000.00 -378,000.00 -430,000.00 -1,050,000.00 319,000.00 597,000.00 -373,000.00 -325,000.00 0.00 774,000.00 -83,000.00
   Cash at Beginning of Period 5,045,000.00 5,045,000.00 5,045,000.00 6,459,000.00 3,851,000.00 3,851,000.00 3,851,000.00 2,743,000.00 4,115,000.00 4,115,000.00 4,115,000.00 5,165,000.00 4,474,000.00 4,474,000.00 4,474,000.00 4,799,000.00 4,108,000.00 4,108,000.00 4,108,000.00
   Cash at End of Period 6,606,000.00 5,540,000.00 4,667,000.00 5,045,000.00 5,630,000.00 4,441,000.00 3,823,000.00 3,851,000.00 3,839,000.00 3,737,000.00 3,685,000.00 4,115,000.00 4,793,000.00 5,071,000.00 4,101,000.00 4,474,000.00 4,108,000.00 4,882,000.00 4,025,000.00
Free Cash Flow 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0