BRBS
Valuation Ratios
| Breakdown | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 | 2020-12-31 |
|---|---|---|---|---|---|
| Price to Earnings | -10.39 | -1.11 | 8.44 | 3.82 | |
| Price to Sales | 605.78 | ||||
| Book Value Per Common Share | 9.69 | 13.69 | 29.51 | 37.80 | |
| Price to Book | 0.31 | 0.91 | 0.61 | 0.31 | |
| Price to Operating Cash Flow | -10.79 | 0.69 | 1.20 | 5.34 | -612.03 |
| Price to Free Cash Flow | |||||
| Enterprise Value to EBITDA | 53907.14 | 42343.39 | 41140.10 | 22665.14 |
| Breakdown | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 | 2023-12-31 | 2023-09-30 | 2023-06-30 | 2023-03-31 | 2022-12-31 | 2022-09-30 | 2022-06-30 | 2022-03-31 | 2021-12-31 | 2021-09-30 | 2021-06-30 | 2021-03-31 | 2020-12-31 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Price to Earnings | 60.43 | 359.00 | -326.00 | -8.24 | -3.95 | -17.93 | -1.86 | -8.59 | 113.33 | 11.05 | 15.17 | 15.97 | 8.98 | |||||||
| Price to Sales | 2.26 | 3.00 | 5.77 | |||||||||||||||||
| Book Value Per Common Share | 9.69 | 13.69 | 13.22 | 13.95 | 14.84 | 29.51 | 14.35 | 14.31 | 12.86 | 37.80 | ||||||||||
| Price to Book | 0.31 | 0.91 | 0.96 | 1.10 | 1.02 | 0.61 | 1.23 | 1.22 | 1.14 | 0.31 | ||||||||||
| Price to Operating Cash Flow | 27.76 | 44.82 | -78.18 | 17.41 | -5.18 | -6.86 | 3.64 | 6.14 | 13.38 | 0.97 | 1.31 | 1.50 | 24.44 | 44.04 | 6.20 | |||||
| Price to Free Cash Flow | ||||||||||||||||||||
| Enterprise Value to EBITDA | 69838.24 | 99724.85 | 188787.69 | 55835.01 | 146155.17 | 32570.06 | 103579.42 | 62124.13 | 95793.38 | 111763.24 | 54074.64 | 66661.64 | 326839.46 |
Earnings Data
| Breakdown | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 | 2020-12-31 |
|---|---|---|---|---|---|
| Earning YoY | |||||
| Revenue YoY | |||||
| EBITDA YoY | -31.57 | 172.79 | |||
| Net Profit YoY | 85.48 | -46.81 | 196.56 |
| Breakdown | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 | 2023-12-31 | 2023-09-30 | 2023-06-30 | 2023-03-31 | 2022-12-31 | 2022-09-30 | 2022-06-30 | 2022-03-31 | 2021-12-31 | 2021-09-30 | 2021-06-30 | 2021-03-31 | 2020-12-31 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Earning YoY | 600.00 | 13.86 | 6.32 | |||||||||||||||||
| Revenue YoY | 34.31 | 182.98 | ||||||||||||||||||
| EBITDA YoY | 67.27 | 118.92 | 180.62 | -18.82 | 29.18 | 17.78 | 24.77 | 487.59 | ||||||||||||
| Net Profit YoY | 650.00 | 14.49 | 6.30 | 20.72 | 677.53 |
Financial Strength
| Breakdown | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 | 2020-12-31 |
|---|---|---|---|---|---|
| Cash Per Common Share | 15.02 | 24.50 | 16.64 | 31.93 | 0.08 |
| Quick Ratio | |||||
| Current Ratio | |||||
| Debt to Equity | 0.72 | 0.85 | 0.80 | 0.75 | 6.54 |
| Long-Term Debt to Equity |
| Breakdown | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 | 2023-12-31 | 2023-09-30 | 2023-06-30 | 2023-03-31 | 2022-12-31 | 2022-09-30 | 2022-06-30 | 2022-03-31 | 2021-12-31 | 2021-09-30 | 2021-06-30 | 2021-03-31 | 2020-12-31 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Cash Per Common Share | 5.56 | 5.95 | 7.97 | 8.68 | 15.45 | 20.82 | 25.42 | 24.17 | 50.32 | 28.10 | 48.13 | 16.51 | 21.42 | 17.92 | 38.51 | 30.34 | 19.00 | 63.78 | 72.70 | 83.01 |
| Quick Ratio | ||||||||||||||||||||
| Current Ratio | ||||||||||||||||||||
| Debt to Equity | 6.02 | 6.42 | 6.94 | 0.72 | 7.75 | 8.01 | 16.00 | 0.85 | 16.84 | 12.90 | 11.95 | 0.80 | 10.50 | 9.70 | 8.78 | 0.75 | 9.01 | 9.36 | 12.21 | 6.54 |
| Long-Term Debt to Equity |
Profitability
| Breakdown | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 | 2020-12-31 |
|---|---|---|---|---|---|
| ROA | -0.26 | 0.80 | 0.42 | 0.93 | 1.08 |
| ROE | -0.45 | 1.48 | 0.76 | 1.63 | 8.18 |
| Gross Margin | |||||
| Operating Margin | 26.74 | ||||
| EBITDA Margin | 26.91 | ||||
| Net Profit Margin | 15.90 |
| Breakdown | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 | 2023-12-31 | 2023-09-30 | 2023-06-30 | 2023-03-31 | 2022-12-31 | 2022-09-30 | 2022-06-30 | 2022-03-31 | 2021-12-31 | 2021-09-30 | 2021-06-30 | 2021-03-31 | 2020-12-31 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ROA | 0.26 | 0.03 | -0.02 | -0.45 | -0.49 | -0.09 | -0.56 | 0.05 | 0.75 | 0.67 | 0.65 | 1.47 | 1.19 | 0.13 | ||||||
| ROE | 1.82 | 0.25 | -0.13 | -3.98 | -4.45 | -1.60 | -7.72 | 0.62 | 8.63 | 7.21 | 6.38 | 14.71 | 12.32 | 1.76 | ||||||
| Gross Margin | ||||||||||||||||||||
| Operating Margin | 40.58 | 43.79 | 20.51 | |||||||||||||||||
| EBITDA Margin | 41.86 | 45.07 | 21.70 | |||||||||||||||||
| Net Profit Margin | 27.20 | 30.26 | 11.01 |
Dividends
| Breakdown | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 | 2020-12-31 |
|---|---|---|---|---|---|
| Dividend Yield | 0.00 | ||||
| Dividend Payout Ratio | 13.69 |
| Breakdown | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 | 2023-12-31 | 2023-09-30 | 2023-06-30 | 2023-03-31 | 2022-12-31 | 2022-09-30 | 2022-06-30 | 2022-03-31 | 2021-12-31 | 2021-09-30 | 2021-06-30 | 2021-03-31 | 2020-12-31 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Dividend Yield | ||||||||||||||||||||
| Dividend Payout Ratio |
Financial Statements
| Breakdown | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 | 2020-12-31 |
|---|---|---|---|---|---|
| Assets | 5,843,719.00 | 6,468,614.00 | 6,585,726.00 | 5,648,899.00 | 1,631,299.00 |
| Deposits | 9,315,443.00 | 9,817,880.00 | 8,556,804.00 | 8,825,572.00 | 2,999,871.00 |
| Cash and Short-Term Investments | 737,670.00 | 464,100.00 | 312,954.00 | 569,631.00 | 474,729.00 |
| Cash and Cash Equivalents | 737,670.00 | 464,100.00 | 312,954.00 | 569,631.00 | 474,729.00 |
| Short-Term Investments | 0 | 0 | 0 | 0 | 0 |
| Net Receivables | 65,983.00 | 14,967.00 | 12,393.00 | 13,661.00 | 14,063.00 |
| Inventory | 0 | 0 | 0 | 0 | 0 |
| Other Current Assets | 0 | 0 | 0 | 0 | 0 |
| Property, Plant, Equipment Net | 29,356.00 | 31,086.00 | 30,055.00 | 32,978.00 | 20,159.00 |
| Goodwill | 0 | 0 | 26,826.00 | 26,826.00 | 19,892.00 |
| Intangible Assets | 0 | 13,588.00 | 12,908.00 | 12,285.00 | 2,922.00 |
| Long-Term Investments | 4,800.00 | 12,900.00 | 21,600.00 | 14,200.00 | 0 |
| Non-Current Deferred Assets | 27,312.00 | 21,556.00 | 9,182.00 | 0 | 0 |
| Other Non-Current Assets | 0 | 0 | 0 | 0 | 0 |
| Liabilities | 2,450,883.00 | 2,979,082.00 | 2,925,935.00 | 2,429,482.00 | 1,414,899.00 |
| Payables and Expenses | 0 | 0 | 0 | 0 | 0 |
| Account Payables | 0 | 0 | 0 | 0 | 0 |
| Current Accrued Liabilities | 0 | 0 | 0 | 0 | 0 |
| Short-Term Debt | 0 | 0 | 0 | 0 | 0 |
| Other Current Liabilities | 0 | 0 | 0 | 0 | 0 |
| Long-Term Debt | 0 | 0 | 0 | 0 | 0 |
| Other Non-Current Liabilities | 0 | 0 | 0 | 0 | 0 |
| Equity | 3,392,836.00 | 3,489,532.00 | 3,659,791.00 | 3,219,417.00 | 216,400.00 |
| Shareholders Equity | 0 | 185,989.00 | 259,373.00 | 554,050.00 | 216,175.00 |
| Capital Stock | 322,791.00 | 197,636.00 | 195,960.00 | 194,309.00 | 66,771.00 |
| Share Premium | 29,687.00 | 252.00 | 252.00 | 252.00 | 252.00 |
| Retained Earnings | 17,772.00 | 33,157.00 | 127,362.00 | 85,982.00 | 40,688.00 |
| Treasury Shares | 0 | 0 | 0 | 0 | 0 |
| Accumulated Other Comprehensive Income | -42,462.00 | -45,056.00 | -45,101.00 | -3,632.00 | 264.00 |
| Minority Interest | 0 | 0 | 0 | 228.00 | 225.00 |
| Investments | 2,288,524.00 | 2,592,841.00 | 2,586,236.00 | 3,008,504.00 | 109,475.00 |
| Debt | 245,310.00 | 244,690.00 | 242,898.00 | 250,385.00 | 125,178.00 |
| Common Shares Outstanding | 84,972.61 | 19,198.38 | 18,950.33 | 18,774.08 | 5,718.62 |
| Breakdown | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 | 2020-12-31 |
|---|---|---|---|---|---|
| Revenues | 0 | 0 | 0 | 0 | 111,284.00 |
| Cost Of Revenue | 13,100.00 | 42,266.00 | 0 | 0 | 0 |
| Interest Income | 312,380.00 | 342,308.00 | 274,844.00 | 224,798.00 | 109,846.00 |
| Interest Expense | 81,659.00 | 75,954.00 | 17,085.00 | 11,065.00 | 9,950.00 |
| Net Interest | 78,661.00 | 186,096.00 | 221,221.00 | 185,102.00 | 44,636.00 |
| Non-Interest Income | 13,573.00 | 28,541.00 | 48,092.00 | 87,955.00 | 56,824.00 |
| Non-Interest Expense | 231,551.00 | 327,846.00 | 214,009.00 | 230,632.00 | 72,005.00 |
| Provisions for Credit Losses | -10,900.00 | 22,323.00 | 0 | 0 | 0 |
| Operating Expenses | 0 | 0 | 0 | 0 | 88,787.00 |
| Selling, General and Administrative Expenses | 24,018.00 | 14,469.00 | 12,546.00 | 11,271.00 | 5,193.00 |
| Other Operating Expenses | 0 | 0 | 0 | 0 | 83,594.00 |
| EBT | -33,014.00 | -117,688.00 | 35,821.00 | 68,177.00 | 19,805.00 |
| Income Tax | 2,730.00 | 16,765.00 | 17,695.00 | 31,903.00 | 8,901.00 |
| Net Income Including Non-Controlling Interests | -61,540.00 | -207,092.00 | 111,655.00 | 52,483.00 | 17,695.00 |
| Net Income Non-Controlling Interests | 46,155.00 | 258,865.00 | -83,742.00 | -3.00 | 1.00 |
| Net Income | -15,385.00 | 51,773.00 | 27,913.00 | 52,480.00 | 17,696.00 |
| EBIT | 48,645.00 | -41,734.00 | 52,906.00 | 79,242.00 | 29,755.00 |
| Deprecation and Amortization | 2,102.00 | 3,017.00 | 2,990.00 | 2,436.00 | 187.00 |
| EBITDA | 50,747.00 | -38,717.00 | 55,896.00 | 81,678.00 | 29,942.00 |
| EPS | -0.00 | -0.00 | 0.00 | 0 | 0.00 |
| Diluted EPS | -0.00 | -0.00 | 0.00 | 0 | 0.00 |
| Average Shares Outstanding Basic | 49,123.86 | 18,939.47 | 18,811.48 | 17,840.67 | 5,690,404.00 |
| Average Shares Outstanding Diluted | 49,123.86 | 18,939.47 | 18,824.62 | 17,850.57 | 5,690,404.00 |
| Breakdown | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 | 2020-12-31 |
|---|---|---|---|---|---|
| Operating Cash Flow | -14,654.00 | 83,548.00 | 196,133.00 | 59,808.00 | -110,519.00 |
| Operating Net Income | -15,385.00 | 0 | 0 | 209,920.00 | 70,787.00 |
| Deprecation and Amortization | 2,102.00 | 3,017.00 | 2,990.00 | 2,436.00 | -187.00 |
| Deferred Income Tax | -6,483.00 | -10,885.00 | 2,327.00 | 715.00 | -1,742.00 |
| Share Based Compensation | 0 | 0 | 0 | 0 | 0 |
| Change in Working Capital | 6,663.00 | 45,896.00 | 10,873.00 | -26,040.00 | 38,352.00 |
| Other Operating Activities | -1,551.00 | 45,520.00 | 179,943.00 | -127,223.00 | -217,729.00 |
| Investing Cash Flow | 307,183.00 | -32,731.00 | -1,256,328.00 | 73,495.00 | -350,248.00 |
| Capital Expenditure | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Net Purchase/Sale of PPE | 592.00 | 1,977.00 | 2,666.00 | 1,803.00 | 3,729.00 |
| Net Purchase/Sale of Investments Net | 47,109.00 | 39,645.00 | 114,925.00 | 345,426.00 | 105,580.00 |
| Net Purchase/Sale of Business | 0 | 0 | 0 | 67,280.00 | 0 |
| Other Investing Activities | 259,482.00 | -74,353.00 | -1,373,919.00 | -341,014.00 | -459,557.00 |
| Financing Cash Flow | -204,472.00 | 18,496.00 | 471,890.00 | -119,623.00 | 519,926.00 |
| Net Issuance/Repayment of Debt | 1,512,000.00 | 3,981,700.00 | 1,344,100.00 | 1,528,700.00 | 1,393,600.00 |
| Net Issuance/Repurchase of Equity | 305,550.00 | 26.00 | 14.00 | 804.00 | 567.00 |
| Dividends Paid | 0 | 4,641.00 | 9,175.00 | -7,183.00 | 2,436.00 |
| Other Financing Activities | -2,022,022.00 | -3,967,871.00 | -881,399.00 | -1,641,944.00 | -876,677.00 |
| Net Change in Cash | 88,057.00 | 48,470.00 | -53,998.00 | 13,680.00 | 59,159.00 |
| Cash at Beginning of Period | 87,935.00 | 72,681.00 | 131,272.00 | 0 | 0 |
| Cash at End of Period | 175,992.00 | 121,151.00 | 77,274.00 | 0 | 0 |
| Free Cash Flow | 0 | 0 | 0 | 0 | 0 |
| Breakdown | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 | 2023-12-31 | 2023-09-30 | 2023-06-30 | 2023-03-31 | 2022-12-31 | 2022-09-30 | 2022-06-30 | 2022-03-31 | 2021-12-31 | 2021-09-30 | 2021-06-30 | 2021-03-31 | 2020-12-31 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Assets | 2,496,949.00 | 2,555,439.00 | 2,685,084.00 | 5,843,719.00 | 2,944,691.00 | 2,933,072.00 | 3,076,187.00 | 6,468,614.00 | 3,262,713.00 | 3,214,424.00 | 3,334,911.00 | 6,585,726.00 | 2,879,572.00 | 2,799,643.00 | 2,724,584.00 | 5,648,899.00 | 2,699,302.00 | 2,764,730.00 | 3,167,374.00 | 1,631,299.00 |
| Deposits | 7,897,373.00 | 8,180,920.00 | 8,752,088.00 | 9,315,443.00 | 9,498,374.00 | 9,309,837.00 | 9,625,216.00 | 9,817,880.00 | 9,814,962.00 | 9,178,016.00 | 9,819,246.00 | 8,556,804.00 | 8,752,147.00 | 8,662,601.00 | 8,842,103.00 | 8,825,572.00 | 8,525,941.00 | 8,526,307.00 | 8,458,410.00 | 2,999,871.00 |
| Cash and Short-Term Investments | 491,901.00 | 525,424.00 | 685,756.00 | 737,670.00 | 1,133,862.00 | 509,571.00 | 487,439.00 | 464,100.00 | 956,876.00 | 529,864.00 | 907,472.00 | 312,954.00 | 403,801.00 | 336,261.00 | 723,002.00 | 569,631.00 | 356,684.00 | 1,187,973.00 | 1,100,416.00 | 474,729.00 |
| Cash and Cash Equivalents | 491,901.00 | 525,424.00 | 685,756.00 | 737,670.00 | 1,133,862.00 | 509,571.00 | 487,439.00 | 464,100.00 | 956,876.00 | 529,864.00 | 907,472.00 | 312,954.00 | 403,801.00 | 336,261.00 | 723,002.00 | 569,631.00 | 356,684.00 | 1,187,973.00 | 1,100,416.00 | 474,729.00 |
| Short-Term Investments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Net Receivables | 52,018.00 | 55,659.00 | 58,952.00 | 65,983.00 | 38,624.00 | 70,244.00 | 14,696.00 | 14,967.00 | 16,387.00 | 15,474.00 | 14,915.00 | 12,393.00 | 9,577.00 | 9,641.00 | 9,935.00 | 13,661.00 | 14,216.00 | 16,336.00 | 13,053.00 | 14,063.00 |
| Inventory | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Current Assets | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Property, Plant, Equipment Net | 28,014.00 | 27,988.00 | 28,513.00 | 29,356.00 | 29,385.00 | 29,954.00 | 30,035.00 | 31,086.00 | 31,606.00 | 28,593.00 | 29,714.00 | 30,055.00 | 30,161.00 | 30,605.00 | 31,434.00 | 32,978.00 | 32,608.00 | 35,899.00 | 36,482.00 | 20,159.00 |
| Goodwill | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 26,826.00 | 26,826.00 | 26,826.00 | 26,826.00 | 26,826.00 | 26,826.00 | 26,826.00 | 26,826.00 | 27,098.00 | 27,098.00 | 19,892.00 |
| Intangible Assets | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 13,588.00 | 12,944.00 | 12,944.00 | 12,963.00 | 12,908.00 | 12,945.00 | 12,761.00 | 12,581.00 | 12,285.00 | 0 | 12,269.00 | 12,154.00 | 2,922.00 |
| Long-Term Investments | 0 | 0 | 0 | 4,800.00 | 0 | 0 | 0 | 12,900.00 | 0 | 0 | 0 | 21,600.00 | 0 | 23,800.00 | 23,900.00 | 14,200.00 | 7,900.00 | 0 | 0 | 0 |
| Non-Current Deferred Assets | 24,171.00 | 26,157.00 | 26,149.00 | 27,312.00 | 18,248.00 | 21,051.00 | 21,928.00 | 21,556.00 | 13,237.00 | 11,051.00 | 9,605.00 | 9,182.00 | 10,912.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Non-Current Assets | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Liabilities | 2,141,444.00 | 2,211,174.00 | 2,346,795.00 | 2,450,883.00 | 2,608,344.00 | 2,607,458.00 | 2,895,281.00 | 2,979,082.00 | 3,079,876.00 | 2,983,153.00 | 3,077,325.00 | 2,925,935.00 | 2,629,070.00 | 2,537,983.00 | 2,446,102.00 | 2,429,482.00 | 2,429,582.00 | 2,497,904.00 | 2,927,640.00 | 1,414,899.00 |
| Payables and Expenses | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Account Payables | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Current Accrued Liabilities | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Short-Term Debt | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Current Liabilities | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Long-Term Debt | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Non-Current Liabilities | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Equity | 355,505.00 | 344,265.00 | 338,289.00 | 3,392,836.00 | 336,347.00 | 325,614.00 | 180,906.00 | 3,489,532.00 | 182,837.00 | 231,271.00 | 257,586.00 | 3,659,791.00 | 250,502.00 | 261,660.00 | 278,482.00 | 3,219,417.00 | 269,720.00 | 266,826.00 | 239,734.00 | 216,400.00 |
| Shareholders Equity | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 185,989.00 | 0 | 0 | 0 | 259,373.00 | 250,502.00 | 261,660.00 | 278,482.00 | 554,050.00 | 269,494.00 | 266,596.00 | 239,500.00 | 216,175.00 |
| Capital Stock | 333,356.00 | 334,634.00 | 329,920.00 | 322,791.00 | 300,900.00 | 301,113.00 | 198,004.00 | 197,636.00 | 197,445.00 | 196,990.00 | 196,498.00 | 195,960.00 | 195,351.00 | 195,053.00 | 194,679.00 | 194,309.00 | 193,770.00 | 193,259.00 | 192,974.00 | 66,771.00 |
| Share Premium | 29,687.00 | 29,687.00 | 29,687.00 | 29,687.00 | 50,155.00 | 50,155.00 | 252.00 | 252.00 | 252.00 | 252.00 | 252.00 | 252.00 | 252.00 | 252.00 | 252.00 | 252.00 | 252.00 | 252.00 | 252.00 | 252.00 |
| Retained Earnings | 24,237.00 | 18,634.00 | 17,338.00 | 17,772.00 | 19,775.00 | 18,829.00 | 30,264.00 | 33,157.00 | 38,916.00 | 80,287.00 | 102,071.00 | 127,362.00 | 104,279.00 | 103,846.00 | 105,027.00 | 85,982.00 | 73,189.00 | 70,885.00 | 42,239.00 | 40,688.00 |
| Treasury Shares | 2,800.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Accumulated Other Comprehensive Income | -31,775.00 | -38,690.00 | -38,656.00 | -42,462.00 | -34,483.00 | -44,483.00 | -47,614.00 | -45,056.00 | -53,776.00 | -46,258.00 | -41,235.00 | -45,101.00 | -49,380.00 | -37,491.00 | -21,476.00 | -3,632.00 | 2,283.00 | 2,200.00 | 4,035.00 | 264.00 |
| Minority Interest | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 228.00 | 226.00 | 230.00 | 234.00 | 225.00 |
| Investments | 2,472,694.00 | 2,379,458.00 | 2,359,331.00 | 2,288,524.00 | 2,288,864.00 | 2,236,385.00 | 2,363,202.00 | 2,592,841.00 | 2,527,322.00 | 2,582,947.00 | 2,595,582.00 | 2,586,236.00 | 2,534,080.00 | 2,687,862.00 | 2,676,263.00 | 3,008,504.00 | 13,550.00 | 261,309.00 | 278,734.00 | 109,475.00 |
| Debt | 79,518.00 | 130,717.00 | 205,320.00 | 245,310.00 | 205,323.00 | 204,899.00 | 204,344.00 | 244,690.00 | 204,327.00 | 200,629.00 | 202,326.00 | 242,898.00 | 202,334.00 | 205,583.00 | 209,288.00 | 250,385.00 | 212,715.00 | 244,453.00 | 284,450.00 | 125,178.00 |
| Common Shares Outstanding | 91,636.53 | 92,174.53 | 87,777.85 | 84,972.61 | 73,474.15 | 73,503.65 | 19,584.04 | 19,198.38 | 19,192.47 | 18,933.64 | 18,774.08 | 18,950.33 | 18,946.27 | 18,761.85 | 18,771.06 | 18,774.08 | 18,776.31 | 18,631.07 | 18,621.53 | 5,718.62 |
| Breakdown | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 | 2023-12-31 | 2023-09-30 | 2023-06-30 | 2023-03-31 | 2022-12-31 | 2022-09-30 | 2022-06-30 | 2022-03-31 | 2021-12-31 | 2021-09-30 | 2021-06-30 | 2021-03-31 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenues | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 145,894.00 | 108,622.00 | 38,385.00 |
| Cost Of Revenue | 7,500.00 | 2,100.00 | 0 | -200.00 | 8,200.00 | 2,100.00 | 3,000.00 | -49,690.00 | 37,556.00 | 47,400.00 | 7,000.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Interest Income | 106,299.00 | 70,086.00 | 35,350.00 | 64,300.00 | 122,387.00 | 83,162.00 | 42,531.00 | 91,394.00 | 125,835.00 | 82,026.00 | 43,053.00 | 111,806.00 | 85,191.00 | 52,045.00 | 25,802.00 | 65,692.00 | 80,142.00 | 56,388.00 | 22,576.00 |
| Interest Expense | 45,557.00 | 31,255.00 | 16,360.00 | -46,102.00 | 62,851.00 | 42,728.00 | 22,182.00 | -28,561.00 | 54,557.00 | 34,264.00 | 15,694.00 | 1,908.00 | 8,756.00 | 4,287.00 | 2,134.00 | -5,942.00 | 8,539.00 | 5,909.00 | 2,559.00 |
| Net Interest | 60,742.00 | 38,831.00 | 18,990.00 | -41,658.00 | 59,536.00 | 40,434.00 | 20,349.00 | 39,697.00 | 71,278.00 | 47,762.00 | 27,359.00 | 73,360.00 | 76,435.00 | 47,758.00 | 23,668.00 | 43,003.00 | 71,603.00 | 50,479.00 | 20,017.00 |
| Non-Interest Income | 10,149.00 | 6,316.00 | 3,072.00 | -13,257.00 | 10,872.00 | 8,133.00 | 7,825.00 | -20,195.00 | 24,434.00 | 17,019.00 | 7,283.00 | -52,538.00 | 42,252.00 | 34,284.00 | 24,094.00 | -45,840.00 | 65,752.00 | 52,234.00 | 15,809.00 |
| Non-Interest Expense | 65,001.00 | 44,960.00 | 22,951.00 | 48,945.00 | 88,314.00 | 61,818.00 | 32,474.00 | 108,580.00 | 127,520.00 | 62,899.00 | 28,847.00 | 66,081.00 | 77,224.00 | 48,015.00 | 22,689.00 | 52,363.00 | 86,697.00 | 61,060.00 | 30,512.00 |
| Provisions for Credit Losses | -7,500.00 | -2,100.00 | 0 | -6,000.00 | -6,500.00 | 3,600.00 | -2,000.00 | -25,130.00 | 19,553.00 | 24,200.00 | 3,700.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Operating Expenses | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 95,236.00 | 66,969.00 | 33,071.00 |
| Selling, General and Administrative Expenses | 18,683.00 | 12,893.00 | 6,680.00 | 3,508.00 | 10,369.00 | 6,622.00 | 3,519.00 | -7,153.00 | 11,050.00 | 7,007.00 | 3,565.00 | -4,934.00 | 9,007.00 | 5,730.00 | 2,743.00 | -3,999.00 | 8,036.00 | 5,383.00 | 1,851.00 |
| Other Operating Expenses | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 87,200.00 | 61,586.00 | 31,220.00 |
| EBT | 8,390.00 | 887.00 | -1,778.00 | 31,900.00 | -27,612.00 | -30,702.00 | -6,600.00 | 27,575.00 | -102,722.00 | -44,636.00 | 2,095.00 | -38,354.00 | 27,569.00 | 24,033.00 | 22,573.00 | -29,448.00 | 50,658.00 | 41,653.00 | 5,314.00 |
| Income Tax | 1,925.00 | 25.00 | 910.00 | 701.00 | 599.00 | 1,023.00 | 407.00 | -3,336.00 | 10,694.00 | 8,916.00 | 491.00 | 751.00 | 6,296.00 | 5,495.00 | 5,153.00 | 11,079.00 | 10,973.00 | 8,774.00 | 1,077.00 |
| Net Income Including Non-Controlling Interests | 19,395.00 | 2,586.00 | -1,302.00 | 30,269.00 | -40,146.00 | -42,984.00 | -8,679.00 | -20,282.00 | -138,042.00 | -53,580.00 | 4,812.00 | -63,071.00 | 64,830.00 | 56,625.00 | 53,271.00 | -24,288.00 | 39,683.00 | 32,869.00 | 4,219.00 |
| Net Income Non-Controlling Interests | -12,930.00 | -1,724.00 | 868.00 | -14,901.00 | 26,764.00 | 28,506.00 | 5,786.00 | 226,353.00 | 0 | 35,720.00 | -3,208.00 | 32,745.00 | -43,221.00 | -37,751.00 | -35,515.00 | -18.00 | 1.00 | 5.00 | 9.00 |
| Net Income | 6,465.00 | 862.00 | -434.00 | 15,368.00 | -13,382.00 | -14,478.00 | -2,893.00 | 68,029.00 | 0 | -17,860.00 | 1,604.00 | -30,326.00 | 21,609.00 | 18,874.00 | 17,756.00 | -24,306.00 | 39,684.00 | 32,874.00 | 4,228.00 |
| EBIT | 53,947.00 | 32,142.00 | 14,582.00 | -14,202.00 | 35,239.00 | 12,026.00 | 15,582.00 | -986.00 | -48,165.00 | -10,372.00 | 17,789.00 | -36,446.00 | 36,325.00 | 28,320.00 | 24,707.00 | -35,390.00 | 59,197.00 | 47,562.00 | 7,873.00 |
| Deprecation and Amortization | 1,550.00 | 1,036.00 | 573.00 | -1,170.00 | 1,590.00 | 1,098.00 | 584.00 | -1,482.00 | 2,183.00 | 1,624.00 | 692.00 | -1,895.00 | 2,434.00 | 1,684.00 | 767.00 | -1,290.00 | 1,878.00 | 1,390.00 | 458.00 |
| EBITDA | 55,497.00 | 33,178.00 | 15,155.00 | -15,372.00 | 36,829.00 | 13,124.00 | 16,166.00 | -2,468.00 | -45,982.00 | -8,748.00 | 18,481.00 | -38,341.00 | 38,759.00 | 30,004.00 | 25,474.00 | -36,680.00 | 61,075.00 | 48,952.00 | 8,331.00 |
| EPS | 0.00 | 0.00 | -0.00 | 0.00 | -0.00 | -0.00 | -0.00 | 0.00 | -0.00 | -0.00 | 0.00 | -0.00 | 0.00 | 0.00 | 0.00 | -0.00 | 0 | 0.00 | 0 |
| Diluted EPS | 0.00 | 0.00 | -0.00 | 0.00 | -0.00 | -0.00 | -0.00 | 0.00 | -0.00 | -0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0 | 0.00 | 0 |
| Average Shares Outstanding Basic | 88,547.75 | 88,257.66 | 86,003.23 | 79,473.96 | 73,366.14 | 24,477.01 | 19,178.33 | 19,032.93 | 19,014.88 | 18,853.55 | 18,856.51 | 18,855.05 | 18,849.25 | 18,769.38 | 18,772.26 | 18,824.52 | 18,776.01 | 18,624.72 | 15,137.45 |
| Average Shares Outstanding Diluted | 99,384.08 | 88,582.34 | 86,003.23 | 65,753.73 | 87,086.38 | 24,477.01 | 19,178.33 | 19,029.43 | 19,014.88 | 18,853.55 | 18,860.02 | 18,865.15 | 18,860.09 | 18,783.89 | 18,789.35 | 18,803.59 | 18,798.72 | 18,646.00 | 15,153.98 |
| Breakdown | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 | 2023-12-31 | 2023-09-30 | 2023-06-30 | 2023-03-31 | 2022-12-31 | 2022-09-30 | 2022-06-30 | 2022-03-31 | 2021-12-31 | 2021-09-30 | 2021-06-30 | 2021-03-31 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Operating Cash Flow | 13,497.00 | 7,068.00 | -3,588.00 | -6,602.00 | 11,799.00 | -12,333.00 | -7,518.00 | 18,432.00 | 23,588.00 | 27,152.00 | 14,376.00 | -460,278.00 | 246,121.00 | 220,181.00 | 190,109.00 | 3,170.00 | 13,513.00 | 7,409.00 | 35,716.00 |
| Operating Net Income | 6,465.00 | 1,296.00 | -434.00 | 15,218.00 | -13,382.00 | -14,328.00 | -2,893.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | -20,483.00 | 119,055.00 | 98,637.00 | 12,711.00 |
| Deprecation and Amortization | 1,550.00 | 1,036.00 | 573.00 | -1,170.00 | 1,590.00 | 1,098.00 | 584.00 | -1,482.00 | 2,183.00 | 1,624.00 | 692.00 | -1,895.00 | 2,434.00 | 1,684.00 | 767.00 | -1,290.00 | 1,878.00 | 1,390.00 | 458.00 |
| Deferred Income Tax | 3,396.00 | 1,408.00 | 1,417.00 | -9,924.00 | 3,308.00 | 505.00 | -372.00 | -9,344.00 | 163.00 | -1,242.00 | -462.00 | -16,009.00 | 11,219.00 | 3,316.00 | 3,801.00 | 2,768.00 | -537.00 | -514.00 | -1,002.00 |
| Share Based Compensation | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Change in Working Capital | -27,719.00 | -26,185.00 | -20,313.00 | 41,293.00 | -18,843.00 | -12,812.00 | -2,975.00 | -50,809.00 | 49,386.00 | 33,935.00 | 13,384.00 | -19,548.00 | 21,773.00 | 5,299.00 | 3,349.00 | -53,882.00 | 2,861.00 | 16,434.00 | 8,547.00 |
| Other Operating Activities | 29,805.00 | 29,513.00 | 15,169.00 | -52,019.00 | 39,126.00 | 13,204.00 | -1,862.00 | 80,067.00 | -28,144.00 | -7,165.00 | 762.00 | -422,826.00 | 210,695.00 | 209,882.00 | 182,192.00 | 76,057.00 | -109,744.00 | -108,538.00 | 15,002.00 |
| Investing Cash Flow | 177,833.00 | 122,810.00 | 43,254.00 | -223,947.00 | 305,052.00 | 181,354.00 | 44,724.00 | 239,219.00 | -70,620.00 | -102,956.00 | -98,374.00 | 355,326.00 | -767,314.00 | -613,730.00 | -230,610.00 | 215,141.00 | -11,935.00 | 174,402.00 | -304,113.00 |
| Capital Expenditure | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Net Purchase/Sale of PPE | 852.00 | 152.00 | 25.00 | -128.00 | 458.00 | 209.00 | 53.00 | -25.00 | 768.00 | 698.00 | 536.00 | -3,731.00 | 2,198.00 | 2,158.00 | 2,041.00 | -1,028.00 | 1,359.00 | 1,116.00 | 356.00 |
| Net Purchase/Sale of Investments Net | 55,841.00 | 33,361.00 | 17,476.00 | 3,179.00 | 22,454.00 | 16,618.00 | 4,858.00 | -19,972.00 | 34,151.00 | 15,548.00 | 9,918.00 | -110,950.00 | 95,858.00 | 85,991.00 | 44,026.00 | -183,234.00 | 271,534.00 | 137,199.00 | 119,927.00 |
| Net Purchase/Sale of Business | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 199,478.00 | -44,066.00 | -44,066.00 | -44,066.00 |
| Other Investing Activities | 121,140.00 | 89,297.00 | 25,753.00 | -226,998.00 | 282,140.00 | 164,527.00 | 39,813.00 | 259,216.00 | -105,539.00 | -119,202.00 | -108,828.00 | 470,007.00 | -865,370.00 | -701,879.00 | -276,677.00 | 199,925.00 | -240,762.00 | 80,153.00 | -380,330.00 |
| Financing Cash Flow | -246,290.00 | -174,671.00 | -43,025.00 | 137,472.00 | -152,144.00 | -159,641.00 | -30,159.00 | -417,331.00 | 173,021.00 | 78,895.00 | 183,911.00 | 50,321.00 | 228,326.00 | 141,391.00 | 51,852.00 | -473,838.00 | -66,446.00 | -3,331.00 | 423,992.00 |
| Net Issuance/Repayment of Debt | 0 | 0 | 0 | -1,769,100.00 | 1,472,000.00 | 1,179,100.00 | 630,000.00 | -2,525,200.00 | 3,161,700.00 | 2,252,600.00 | 1,092,600.00 | 669,200.00 | 529,900.00 | 145,000.00 | 0 | -1,444,600.00 | 1,427,850.00 | 1,203,450.00 | 342,000.00 |
| Net Issuance/Repurchase of Equity | 2,767.00 | 0 | 0 | 928.00 | 152,148.00 | 152,474.00 | 0 | -52.00 | 26.00 | 26.00 | 26.00 | -30.00 | 14.00 | 15.00 | 15.00 | -1,325.00 | 748.00 | 748.00 | 633.00 |
| Dividends Paid | 0 | 0 | 0 | 0 | 0 | 0 | 0 | -6,962.00 | 4,641.00 | 4,641.00 | 2,321.00 | -4,484.00 | 6,854.00 | 4,552.00 | 2,253.00 | -19,720.00 | 7,183.00 | 2,677.00 | 2,677.00 |
| Other Financing Activities | -249,057.00 | -174,671.00 | -43,025.00 | 1,905,644.00 | -1,776,292.00 | -1,491,215.00 | -660,159.00 | 2,114,883.00 | -2,993,346.00 | -2,178,372.00 | -911,036.00 | -614,365.00 | -308,442.00 | -8,176.00 | 49,584.00 | 991,807.00 | -1,502,227.00 | -1,210,206.00 | 78,682.00 |
| Net Change in Cash | -54,960.00 | -44,793.00 | -3,359.00 | -93,077.00 | 164,707.00 | 9,380.00 | 7,047.00 | -316,498.00 | 161,299.00 | 54,569.00 | 149,100.00 | 1,972.00 | -32,243.00 | -55,356.00 | 31,629.00 | -255,527.00 | -64,868.00 | 178,480.00 | 155,595.00 |
| Cash at Beginning of Period | 175,992.00 | 175,992.00 | 175,992.00 | 269,069.00 | 121,151.00 | 121,151.00 | 121,151.00 | 437,649.00 | 77,274.00 | 77,274.00 | 77,274.00 | 75,302.00 | 130,548.00 | 130,548.00 | 130,548.00 | 0.00 | 0 | 0 | 0 |
| Cash at End of Period | 121,032.00 | 131,199.00 | 172,633.00 | 175,992.00 | 285,858.00 | 130,531.00 | 128,198.00 | 121,151.00 | 238,573.00 | 131,843.00 | 226,374.00 | 77,274.00 | 98,305.00 | 75,192.00 | 162,177.00 | 0 | 0 | 0 | 0 |
| Free Cash Flow | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |