CFG
Valuation Ratios
| Breakdown | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 | 2020-12-31 |
|---|---|---|---|---|---|
| Price to Earnings | 14.35 | 10.55 | 9.56 | 9.12 | |
| Price to Sales | 2.53 | 1.91 | 2.34 | 3.03 | |
| Book Value Per Common Share | 157.00 | 148.51 | 135.11 | 164.86 | 157.53 |
| Price to Book | 0.28 | 0.22 | 0.29 | 0.29 | |
| Price to Operating Cash Flow | 7.47 | 2.69 | 4.10 | 5.75 | |
| Price to Free Cash Flow | |||||
| Enterprise Value to EBITDA | 26775.99 | 17248.88 | 26261.72 | 24528.38 |
| Breakdown | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 | 2023-12-31 | 2023-09-30 | 2023-06-30 | 2023-03-31 | 2022-12-31 | 2022-09-30 | 2022-06-30 | 2022-03-31 | 2021-12-31 | 2021-09-30 | 2021-06-30 | 2021-03-31 | 2020-12-31 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Price to Earnings | 19.26 | 26.32 | 52.53 | 18.58 | 25.02 | 54.98 | 9.61 | 13.51 | 30.37 | 12.06 | 22.45 | 48.22 | 11.72 | 16.21 | 31.99 | |||||
| Price to Sales | 3.79 | 4.91 | 9.28 | 3.20 | 4.21 | 8.55 | 2.05 | 2.98 | 6.93 | 2.77 | 4.48 | 11.64 | 4.06 | 5.98 | 11.34 | |||||
| Book Value Per Common Share | 114.48 | 110.52 | 106.91 | 157.00 | 105.43 | 96.26 | 94.57 | 148.51 | 86.90 | 89.76 | 91.86 | 135.11 | 83.63 | 91.67 | 99.02 | 164.86 | 108.72 | 108.00 | 105.40 | 157.53 |
| Price to Book | 0.46 | 0.40 | 0.38 | 0.28 | 0.39 | 0.37 | 0.38 | 0.22 | 0.31 | 0.29 | 0.33 | 0.29 | 0.41 | 0.39 | 0.46 | 0.29 | 0.43 | 0.42 | 0.42 | |
| Price to Operating Cash Flow | 9.75 | 28.99 | -84.32 | 12.28 | 11.88 | 30.22 | 5.59 | 9.81 | 12.73 | 6.03 | -50.67 | 12.32 | 17.11 | -177.65 | -27.25 | |||||
| Price to Free Cash Flow | ||||||||||||||||||||
| Enterprise Value to EBITDA | 46644.27 | 60533.86 | 115563.70 | 34794.27 | 46806.63 | 97910.09 | 25248.69 | 38611.81 | 95444.40 | 34786.40 | 62825.84 | 286673.82 | 66552.69 | 92422.35 | 182250.84 |
Earnings Data
| Breakdown | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 | 2020-12-31 |
|---|---|---|---|---|---|
| Earning YoY | -2.87 | -23.79 | -20.46 | 133.33 | |
| Revenue YoY | -5.05 | 2.53 | 20.67 | -3.74 | |
| EBITDA YoY | -19.67 | 21.43 | -9.22 | 193.93 | |
| Net Profit YoY | -6.16 | -22.43 | -10.61 | 80.47 |
| Breakdown | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 | 2023-12-31 | 2023-09-30 | 2023-06-30 | 2023-03-31 | 2022-12-31 | 2022-09-30 | 2022-06-30 | 2022-03-31 | 2021-12-31 | 2021-09-30 | 2021-06-30 | 2021-03-31 | 2020-12-31 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Earning YoY | 62.35 | 117.95 | 53.47 | 118.18 | 44.56 | 93.00 | 79.25 | 69.15 | 41.70 | 105.07 | ||||||||||
| Revenue YoY | 53.32 | 105.27 | 48.47 | 100.20 | 47.70 | 98.40 | 59.74 | 121.52 | 50.77 | 96.99 | ||||||||||
| EBITDA YoY | 53.69 | 106.19 | 50.72 | 105.18 | 54.36 | 108.18 | 73.94 | 321.08 | -66.16 | 42.27 | 104.94 | |||||||||
| Net Profit YoY | 61.06 | 116.89 | 52.62 | 117.37 | 43.48 | 93.54 | 81.12 | 86.67 | 42.10 | 106.06 |
Financial Strength
| Breakdown | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 | 2020-12-31 |
|---|---|---|---|---|---|
| Cash Per Common Share | 11.39 | 11.27 | 7.91 | 9.04 | 9.57 |
| Quick Ratio | |||||
| Current Ratio | |||||
| Debt to Equity | 4.14 | 4.14 | 4.36 | 3.59 | 3.62 |
| Long-Term Debt to Equity |
| Breakdown | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 | 2023-12-31 | 2023-09-30 | 2023-06-30 | 2023-03-31 | 2022-12-31 | 2022-09-30 | 2022-06-30 | 2022-03-31 | 2021-12-31 | 2021-09-30 | 2021-06-30 | 2021-03-31 | 2020-12-31 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Cash Per Common Share | 5.53 | 5.09 | 5.02 | 11.65 | 4.49 | 4.70 | 3.98 | 11.48 | 4.35 | 4.70 | 3.60 | 7.65 | 3.50 | 4.51 | 4.82 | 9.11 | 3.57 | 3.56 | 3.52 | 9.57 |
| Quick Ratio | ||||||||||||||||||||
| Current Ratio | ||||||||||||||||||||
| Debt to Equity | 7.54 | 7.57 | 7.77 | 4.14 | 7.70 | 8.03 | 8.19 | 4.14 | 8.76 | 8.41 | 8.18 | 4.36 | 8.71 | 8.32 | 7.70 | 3.59 | 6.98 | 6.98 | 7.26 | 3.62 |
| Long-Term Debt to Equity |
Profitability
| Breakdown | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 | 2020-12-31 |
|---|---|---|---|---|---|
| ROA | 0.60 | 0.64 | 0.82 | 1.08 | 0.61 |
| ROE | 3.07 | 3.26 | 4.38 | 4.95 | 2.83 |
| Gross Margin | 76.60 | ||||
| Operating Margin | 85.85 | 103.20 | 85.00 | 112.95 | 31.70 |
| EBITDA Margin | 92.23 | 109.01 | 92.05 | 122.36 | 40.07 |
| Net Profit Margin | 19.32 | 19.55 | 25.84 | 34.89 | 18.61 |
| Breakdown | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 | 2023-12-31 | 2023-09-30 | 2023-06-30 | 2023-03-31 | 2022-12-31 | 2022-09-30 | 2022-06-30 | 2022-03-31 | 2021-12-31 | 2021-09-30 | 2021-06-30 | 2021-03-31 | 2020-12-31 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ROA | 0.58 | 0.37 | 0.17 | 0.49 | 0.32 | 0.15 | 0.62 | 0.44 | 0.23 | 0.63 | 0.35 | 0.22 | 0.96 | 0.68 | 0.33 | |||||
| ROE | 4.94 | 3.13 | 1.46 | 4.30 | 2.91 | 1.37 | 6.04 | 4.13 | 2.11 | 6.14 | 3.22 | 1.90 | 7.64 | 5.43 | 2.70 | |||||
| Gross Margin | 95.62 | 71.83 | 62.48 | 83.12 | ||||||||||||||||
| Operating Margin | 74.75 | 74.35 | 73.85 | 83.86 | 82.69 | 81.57 | 73.77 | 70.54 | 66.87 | 76.48 | 68.33 | 36.60 | 51.88 | 55.02 | 53.04 | |||||
| EBITDA Margin | 80.76 | 80.56 | 80.21 | 90.28 | 88.93 | 86.78 | 79.41 | 75.98 | 72.42 | 84.18 | 77.31 | 40.67 | 61.07 | 64.72 | 62.21 | |||||
| Net Profit Margin | 21.40 | 20.37 | 19.28 | 19.03 | 18.51 | 17.05 | 22.76 | 23.42 | 24.01 | 24.39 | 21.51 | 25.53 | 36.31 | 38.53 | 36.83 |
Dividends
| Breakdown | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 | 2020-12-31 |
|---|---|---|---|---|---|
| Dividend Yield | |||||
| Dividend Payout Ratio |
| Breakdown | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 | 2023-12-31 | 2023-09-30 | 2023-06-30 | 2023-03-31 | 2022-12-31 | 2022-09-30 | 2022-06-30 | 2022-03-31 | 2021-12-31 | 2021-09-30 | 2021-06-30 | 2021-03-31 | 2020-12-31 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Dividend Yield | ||||||||||||||||||||
| Dividend Payout Ratio |
Financial Statements
| Breakdown | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 | 2020-12-31 |
|---|---|---|---|---|---|
| Assets | 252,688,000.00 | 253,235,000.00 | 254,000,000.00 | 215,180,000.00 | 209,704,000.00 |
| Deposits | 524,328,000.00 | 532,026,000.00 | 542,172,000.00 | 463,083,000.00 | 441,492,000.00 |
| Cash and Short-Term Investments | 5,131,000.00 | 5,355,000.00 | 3,766,000.00 | 3,846,000.00 | 4,089,000.00 |
| Cash and Cash Equivalents | 4,911,000.00 | 5,182,000.00 | 3,613,000.00 | 3,737,000.00 | 4,023,000.00 |
| Short-Term Investments | 220,000.00 | 173,000.00 | 153,000.00 | 109,000.00 | 66,000.00 |
| Net Receivables | 2,541,000.00 | 4,056,000.00 | 4,644,000.00 | 1,399,321,000.00 | 861,525,000.00 |
| Inventory | 0 | 0 | 0 | 0 | 0 |
| Other Current Assets | 0 | 0 | 0 | 0 | 0 |
| Property, Plant, Equipment Net | 1,744,000.00 | 1,780,000.00 | 1,863,000.00 | 1,534,000.00 | 1,712,000.00 |
| Goodwill | 8,187,000.00 | 8,188,000.00 | 8,173,000.00 | 7,116,000.00 | 7,050,000.00 |
| Intangible Assets | 294,000.00 | 270,000.00 | 271,000.00 | 97,000.00 | 83,000.00 |
| Long-Term Investments | 0 | 0 | 0 | 0 | 0 |
| Non-Current Deferred Assets | 0 | 0 | 0 | 0 | 0 |
| Other Non-Current Assets | 0 | 0 | 0 | 0 | 0 |
| Liabilities | 203,490,000.00 | 203,924,000.00 | 206,620,000.00 | 168,340,000.00 | 164,358,000.00 |
| Payables and Expenses | 0 | 0 | 0 | 0 | 0 |
| Account Payables | 0 | 0 | 0 | 0 | 0 |
| Current Accrued Liabilities | 0 | 0 | 0 | 0 | 0 |
| Short-Term Debt | 4,600,000.00 | 10,715,000.00 | 15,709,000.00 | 2,522,000.00 | 3,929,000.00 |
| Other Current Liabilities | 0 | 0 | 0 | 0 | 0 |
| Long-Term Debt | 0 | 0 | 0 | 0 | 0 |
| Other Non-Current Liabilities | 0 | 0 | 0 | 0 | 0 |
| Equity | 49,198,000.00 | 49,311,000.00 | 47,380,000.00 | 46,840,000.00 | 45,346,000.00 |
| Shareholders Equity | 69,167,000.00 | 69,268,000.00 | 66,510,000.00 | 69,595,000.00 | 67,297,000.00 |
| Capital Stock | 4,233,000.00 | 4,034,000.00 | 4,034,000.00 | 4,034,000.00 | 3,936,000.00 |
| Share Premium | 22,364,000.00 | 22,250,000.00 | 22,142,000.00 | 19,005,000.00 | 18,940,000.00 |
| Retained Earnings | 10,412,000.00 | 9,816,000.00 | 9,159,000.00 | 7,978,000.00 | 6,445,000.00 |
| Treasury Shares | 7,047,000.00 | 5,986,000.00 | 5,071,000.00 | 4,918,000.00 | 4,623,000.00 |
| Accumulated Other Comprehensive Income | -3,595,000.00 | -3,758,000.00 | -4,560,000.00 | -665,000.00 | -60,000.00 |
| Minority Interest | 0 | 0 | 0 | 0 | 0 |
| Investments | 408,000.00 | 440,000.00 | 842,000.00 | 1,412,390,000.00 | 979,511,000.00 |
| Debt | 64,059,000.00 | 70,619,000.00 | 82,593,000.00 | 33,349,000.00 | 40,754,000.00 |
| Net Debt | 58,928,000.00 | 65,264,000.00 | 78,827,000.00 | 29,503,000.00 | 36,665,000.00 |
| Common Shares Outstanding | 440,543.38 | 466,418.05 | 492,282.16 | 422,137.20 | 427,209.83 |
| Preferred Shares Outstanding | 2,150.00 | 2,050.00 | 2,050.00 | 2,050.00 | 2,000.00 |
| Breakdown | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 | 2020-12-31 |
|---|---|---|---|---|---|
| Revenues | 7,809,000.00 | 8,224,000.00 | 8,021,000.00 | 6,647,000.00 | 6,905,000.00 |
| Cost Of Revenue | 0 | 0 | 0 | 0 | 1,616,000.00 |
| Interest Income | 12,685,000.00 | 14,362,000.00 | 8,505,000.00 | 6,617,000.00 | 6,917,000.00 |
| Interest Expense | 4,816,000.00 | 4,092,000.00 | 1,173,000.00 | 458,000.00 | 891,000.00 |
| Net Interest | 5,633,000.00 | 6,241,000.00 | 6,012,000.00 | 4,512,000.00 | 4,586,000.00 |
| Non-Interest Income | 6,512,000.00 | 5,939,000.00 | 6,027,000.00 | 6,405,000.00 | 2,319,000.00 |
| Non-Interest Expense | 5,234,000.00 | 5,507,000.00 | 4,892,000.00 | 4,081,000.00 | 3,991,000.00 |
| Provisions for Credit Losses | 0 | 0 | 0 | 0 | 1,616,000.00 |
| Gross Profit | 0 | 0 | 0 | 0 | 5,289,000.00 |
| Selling, General and Administrative Expenses | 1,086,000.00 | 1,240,000.00 | 1,171,000.00 | 928,000.00 | 884,000.00 |
| EBT | 1,888,000.00 | 4,395,000.00 | 5,645,000.00 | 7,050,000.00 | 1,298,000.00 |
| Income Tax | 516,000.00 | 661,000.00 | 1,151,000.00 | 1,300,000.00 | 466,000.00 |
| Net Income | 1,509,000.00 | 1,608,000.00 | 2,073,000.00 | 2,319,000.00 | 1,285,000.00 |
| EBIT | 6,704,000.00 | 8,487,000.00 | 6,818,000.00 | 7,508,000.00 | 2,189,000.00 |
| Deprecation and Amortization | 498,000.00 | 478,000.00 | 565,000.00 | 625,000.00 | 578,000.00 |
| EBITDA | 7,202,000.00 | 8,965,000.00 | 7,383,000.00 | 8,133,000.00 | 2,767,000.00 |
| EPS | 0.00 | 0.00 | 0.00 | 0.01 | 0.00 |
| Diluted EPS | 0.00 | 0.00 | 0.00 | 0.01 | 0.00 |
| Average Shares Outstanding Basic | 450,678.04 | 475,089.38 | 475,959.82 | 425,669.45 | 427,062.54 |
| Average Shares Outstanding Diluted | 453,510.24 | 476,693.15 | 477,803.14 | 427,435.82 | 428,157.78 |
| Breakdown | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 | 2020-12-31 |
|---|---|---|---|---|---|
| Operating Cash Flow | 2,641,000.00 | 5,863,000.00 | 4,571,000.00 | 3,500,000.00 | 1,058,000.00 |
| Operating Net Income | 1,509,000.00 | 1,608,000.00 | 2,073,000.00 | 2,319,000.00 | 1,057,000.00 |
| Deprecation and Amortization | 498,000.00 | 478,000.00 | 565,000.00 | 625,000.00 | 578,000.00 |
| Deferred Income Tax | -187,000.00 | -246,000.00 | 46,000.00 | -429,000.00 | -221,000.00 |
| Share Based Compensation | 0 | 0 | 0 | 0 | 0 |
| Change in Working Capital | 127,000.00 | -985,000.00 | 2,967,000.00 | 2,498,000.00 | 5,064,000.00 |
| Other Operating Activities | 694,000.00 | 5,008,000.00 | -1,080,000.00 | -1,513,000.00 | -5,420,000.00 |
| Investing Cash Flow | 860,000.00 | 5,202,000.00 | -12,696,000.00 | -10,723,000.00 | -6,122,000.00 |
| Capital Expenditure | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Net Purchase/Sale of PPE | 122,000.00 | 172,000.00 | 126,000.00 | 124,000.00 | 118,000.00 |
| Net Purchase/Sale of Investments Net | 17,431,000.00 | 15,851,000.00 | 17,183,000.00 | 22,329,000.00 | 18,655,000.00 |
| Net Purchase/Sale of Business | 0 | 0 | 278,000.00 | 165,000.00 | 3,000.00 |
| Net Loan & Lease Activity | -6,050,000.00 | -7,174,000.00 | 7,927,000.00 | 3,177,000.00 | 5,095,000.00 |
| Other Investing Activities | -10,643,000.00 | -3,647,000.00 | -38,210,000.00 | -36,518,000.00 | -29,993,000.00 |
| Financing Cash Flow | -4,734,000.00 | -8,941,000.00 | 9,069,000.00 | 3,234,000.00 | 15,673,000.00 |
| Net Issuance/Repayment of Debt | 30,304,000.00 | 54,903,000.00 | 44,809,000.00 | 1,548,000.00 | 23,371,000.00 |
| Net Issuance/Repurchase of Equity | 2,884,000.00 | 906,000.00 | 153,000.00 | 1,182,000.00 | 1,330,000.00 |
| Dividends Paid | 1,037,000.00 | 1,048,000.00 | 1,005,000.00 | 896,000.00 | 868,000.00 |
| Other Financing Activities | -38,959,000.00 | -65,798,000.00 | -36,898,000.00 | -392,000.00 | -9,896,000.00 |
| Net Change in Cash | -1,233,000.00 | 2,124,000.00 | 944,000.00 | -3,989,000.00 | 10,609,000.00 |
| Cash at Beginning of Period | 11,834,000.00 | 9,504,000.00 | 9,603,000.00 | 13,147,000.00 | 2,124,000.00 |
| Cash at End of Period | 10,601,000.00 | 11,628,000.00 | 10,547,000.00 | 9,158,000.00 | 12,733,000.00 |
| Free Cash Flow | 0 | 0 | 0 | 0 | 0 |
| Breakdown | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 | 2023-12-31 | 2023-09-30 | 2023-06-30 | 2023-03-31 | 2022-12-31 | 2022-09-30 | 2022-06-30 | 2022-03-31 | 2021-12-31 | 2021-09-30 | 2021-06-30 | 2021-03-31 | 2020-12-31 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Assets | 225,284,000.00 | 221,318,000.00 | 223,679,000.00 | 252,688,000.00 | 224,373,000.00 | 225,205,000.00 | 224,673,000.00 | 253,235,000.00 | 229,128,000.00 | 225,428,000.00 | 222,256,000.00 | 254,000,000.00 | 224,684,000.00 | 226,712,000.00 | 192,097,000.00 | 215,180,000.00 | 187,007,000.00 | 185,104,000.00 | 187,217,000.00 | 209,704,000.00 |
| Deposits | 540,033,000.00 | 525,258,000.00 | 532,728,000.00 | 524,328,000.00 | 525,564,000.00 | 529,056,000.00 | 529,284,000.00 | 532,026,000.00 | 534,591,000.00 | 533,001,000.00 | 516,582,000.00 | 542,172,000.00 | 535,698,000.00 | 536,775,000.00 | 476,328,000.00 | 463,083,000.00 | 456,663,000.00 | 451,908,000.00 | 454,047,000.00 | 441,492,000.00 |
| Cash and Short-Term Investments | 2,403,000.00 | 2,217,000.00 | 2,200,000.00 | 5,131,000.00 | 2,039,000.00 | 2,151,000.00 | 1,837,000.00 | 5,355,000.00 | 2,078,000.00 | 2,269,000.00 | 1,746,000.00 | 3,766,000.00 | 1,647,000.00 | 2,063,000.00 | 2,038,000.00 | 3,846,000.00 | 1,522,000.00 | 1,516,000.00 | 1,498,000.00 | 4,089,000.00 |
| Cash and Cash Equivalents | 2,117,000.00 | 1,960,000.00 | 1,964,000.00 | 4,911,000.00 | 1,836,000.00 | 1,959,000.00 | 1,659,000.00 | 5,182,000.00 | 1,915,000.00 | 2,122,000.00 | 1,603,000.00 | 3,613,000.00 | 1,496,000.00 | 1,925,000.00 | 1,908,000.00 | 3,737,000.00 | 1,434,000.00 | 1,436,000.00 | 1,425,000.00 | 4,023,000.00 |
| Short-Term Investments | 286,000.00 | 257,000.00 | 236,000.00 | 220,000.00 | 203,000.00 | 192,000.00 | 178,000.00 | 173,000.00 | 163,000.00 | 147,000.00 | 143,000.00 | 153,000.00 | 151,000.00 | 138,000.00 | 130,000.00 | 109,000.00 | 88,000.00 | 80,000.00 | 73,000.00 | 66,000.00 |
| Net Receivables | 5,336,000.00 | 7,021,000.00 | 8,677,000.00 | 2,541,000.00 | 3,684,000.00 | 3,546,000.00 | 3,030,000.00 | 4,056,000.00 | 4,494,000.00 | 7,350,000.00 | 5,130,000.00 | 4,644,000.00 | 6,288,000.00 | 8,262,000.00 | 1,425,281,000.00 | 1,399,321,000.00 | 1,365,241,000.00 | 859,359,000.00 | 860,962,000.00 | 861,525,000.00 |
| Inventory | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Current Assets | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Property, Plant, Equipment Net | 857,000.00 | 855,000.00 | 855,000.00 | 1,744,000.00 | 862,000.00 | 863,000.00 | 872,000.00 | 1,780,000.00 | 878,000.00 | 876,000.00 | 866,000.00 | 1,863,000.00 | 827,000.00 | 885,000.00 | 793,000.00 | 1,534,000.00 | 732,000.00 | 735,000.00 | 743,000.00 | 1,712,000.00 |
| Goodwill | 8,187,000.00 | 8,187,000.00 | 8,187,000.00 | 8,187,000.00 | 8,187,000.00 | 8,187,000.00 | 8,188,000.00 | 8,188,000.00 | 8,188,000.00 | 8,188,000.00 | 8,177,000.00 | 8,173,000.00 | 8,160,000.00 | 8,081,000.00 | 7,232,000.00 | 7,116,000.00 | 7,065,000.00 | 7,050,000.00 | 7,050,000.00 | 7,050,000.00 |
| Intangible Assets | 0 | 0 | 0 | 294,000.00 | 0 | 0 | 0 | 270,000.00 | 0 | 0 | 0 | 271,000.00 | 261,000.00 | 261,000.00 | 0 | 97,000.00 | 0 | 0 | 0 | 83,000.00 |
| Long-Term Investments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Non-Current Deferred Assets | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Non-Current Assets | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Liabilities | 198,905,000.00 | 195,493,000.00 | 198,174,000.00 | 203,490,000.00 | 198,585,000.00 | 200,270,000.00 | 200,226,000.00 | 203,924,000.00 | 205,647,000.00 | 201,483,000.00 | 198,055,000.00 | 206,620,000.00 | 201,538,000.00 | 202,384,000.00 | 170,023,000.00 | 168,340,000.00 | 163,584,000.00 | 161,905,000.00 | 164,564,000.00 | 164,358,000.00 |
| Payables and Expenses | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Account Payables | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Current Accrued Liabilities | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Short-Term Debt | 5,114,000.00 | 6,549,000.00 | 4,747,000.00 | 4,600,000.00 | 5,515,000.00 | 5,004,000.00 | 6,018,000.00 | 10,715,000.00 | 13,464,000.00 | 13,298,000.00 | 20,736,000.00 | 15,709,000.00 | 17,926,000.00 | 27,126,000.00 | 2,850,000.00 | 2,522,000.00 | 2,216,000.00 | 2,624,000.00 | 2,940,000.00 | 3,929,000.00 |
| Other Current Liabilities | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Long-Term Debt | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Non-Current Liabilities | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Equity | 26,379,000.00 | 25,825,000.00 | 25,505,000.00 | 49,198,000.00 | 25,788,000.00 | 24,935,000.00 | 24,447,000.00 | 49,311,000.00 | 23,481,000.00 | 23,945,000.00 | 24,201,000.00 | 47,380,000.00 | 23,146,000.00 | 24,328,000.00 | 22,074,000.00 | 46,840,000.00 | 23,423,000.00 | 23,199,000.00 | 22,653,000.00 | 45,346,000.00 |
| Shareholders Equity | 49,391,000.00 | 47,829,000.00 | 46,791,000.00 | 69,167,000.00 | 46,938,000.00 | 43,603,000.00 | 43,358,000.00 | 69,268,000.00 | 40,513,000.00 | 42,607,000.00 | 44,459,000.00 | 66,510,000.00 | 41,469,000.00 | 45,438,000.00 | 41,890,000.00 | 69,595,000.00 | 46,338,000.00 | 46,017,000.00 | 44,895,000.00 | 67,297,000.00 |
| Capital Stock | 4,229,000.00 | 4,233,000.00 | 4,233,000.00 | 4,233,000.00 | 4,230,000.00 | 4,230,000.00 | 4,034,000.00 | 4,034,000.00 | 4,034,000.00 | 4,034,000.00 | 4,034,000.00 | 4,034,000.00 | 4,034,000.00 | 4,034,000.00 | 4,034,000.00 | 4,034,000.00 | 4,034,000.00 | 4,034,000.00 | 3,936,000.00 | 3,936,000.00 |
| Share Premium | 22,448,000.00 | 22,420,000.00 | 22,370,000.00 | 22,364,000.00 | 22,327,000.00 | 22,299,000.00 | 22,272,000.00 | 22,250,000.00 | 22,231,000.00 | 22,207,000.00 | 22,183,000.00 | 22,142,000.00 | 22,121,000.00 | 22,100,000.00 | 19,021,000.00 | 19,005,000.00 | 18,981,000.00 | 18,964,000.00 | 18,945,000.00 | 18,940,000.00 |
| Retained Earnings | 11,056,000.00 | 10,783,000.00 | 10,566,000.00 | 10,412,000.00 | 10,233,000.00 | 10,079,000.00 | 9,923,000.00 | 9,816,000.00 | 9,856,000.00 | 9,655,000.00 | 9,416,000.00 | 9,159,000.00 | 8,748,000.00 | 8,346,000.00 | 8,209,000.00 | 7,978,000.00 | 7,648,000.00 | 7,314,000.00 | 6,866,000.00 | 6,445,000.00 |
| Treasury Shares | 7,526,000.00 | 7,450,000.00 | 7,249,000.00 | 7,047,000.00 | 6,820,000.00 | 6,492,000.00 | 6,290,000.00 | 5,986,000.00 | 5,986,000.00 | 5,734,000.00 | 5,475,000.00 | 5,071,000.00 | 4,920,000.00 | 4,920,000.00 | 4,918,000.00 | 4,918,000.00 | 4,718,000.00 | 4,718,000.00 | 4,718,000.00 | 4,623,000.00 |
| Accumulated Other Comprehensive Income | -2,267,000.00 | -2,639,000.00 | -2,941,000.00 | -3,595,000.00 | -2,926,000.00 | -4,135,000.00 | -4,164,000.00 | -3,758,000.00 | -5,243,000.00 | -4,563,000.00 | -3,943,000.00 | -4,560,000.00 | -4,823,000.00 | -3,218,000.00 | -2,258,000.00 | -665,000.00 | -508,000.00 | -381,000.00 | -411,000.00 | -60,000.00 |
| Minority Interest | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Investments | 721,000.00 | 832,000.00 | 760,000.00 | 408,000.00 | 586,000.00 | 367,000.00 | 469,000.00 | 440,000.00 | 522,000.00 | 719,000.00 | 569,000.00 | 842,000.00 | 1,352,000.00 | 101,513,000.00 | 1,461,874,000.00 | 1,412,390,000.00 | 1,389,497,000.00 | 1,015,945,000.00 | 1,012,651,000.00 | 979,511,000.00 |
| Debt | 38,419,000.00 | 46,538,000.00 | 44,433,000.00 | 64,059,000.00 | 65,092,000.00 | 61,522,000.00 | 64,764,000.00 | 70,619,000.00 | 86,125,000.00 | 71,698,000.00 | 96,156,000.00 | 82,593,000.00 | 83,070,000.00 | 84,886,000.00 | 26,426,000.00 | 33,349,000.00 | 30,004,000.00 | 30,452,000.00 | 36,204,000.00 | 40,754,000.00 |
| Net Debt | 36,016,000.00 | 44,321,000.00 | 42,233,000.00 | 58,928,000.00 | 63,053,000.00 | 59,371,000.00 | 62,927,000.00 | 65,264,000.00 | 84,047,000.00 | 69,429,000.00 | 94,410,000.00 | 78,827,000.00 | 81,423,000.00 | 82,823,000.00 | 24,388,000.00 | 29,503,000.00 | 28,482,000.00 | 28,936,000.00 | 34,706,000.00 | 36,665,000.00 |
| Common Shares Outstanding | 431,453.14 | 432,768.81 | 437,668.13 | 440,543.38 | 445,216.55 | 452,961.85 | 458,485.03 | 466,418.05 | 466,221.79 | 474,682.76 | 483,982.26 | 492,282.16 | 495,843.79 | 495,650.26 | 423,031.98 | 422,137.20 | 426,199.58 | 426,083.14 | 425,930.16 | 427,209.83 |
| Preferred Shares Outstanding | 2,150.00 | 2,150.00 | 2,150.00 | 2,150.00 | 2,150.00 | 2,150.00 | 2,050.00 | 2,050.00 | 2,050.00 | 2,050.00 | 2,050.00 | 2,050.00 | 2,050.00 | 2,050.00 | 2,050.00 | 2,050.00 | 2,050.00 | 2,050.00 | 0 | 2,000.00 |
| Breakdown | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 | 2023-12-31 | 2023-09-30 | 2023-06-30 | 2023-03-31 | 2022-12-31 | 2022-09-30 | 2022-06-30 | 2022-03-31 | 2021-12-31 | 2021-09-30 | 2021-06-30 | 2021-03-31 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenues | 6,090,000.00 | 3,972,000.00 | 1,935,000.00 | -3,895,000.00 | 5,823,000.00 | 3,922,000.00 | 1,959,000.00 | -4,362,000.00 | 6,236,000.00 | 4,222,000.00 | 2,128,000.00 | -3,089,000.00 | 5,821,000.00 | 3,644,000.00 | 1,645,000.00 | -3,207,000.00 | 4,927,000.00 | 3,268,000.00 | 1,659,000.00 |
| Cost Of Revenue | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 72,000.00 | 0 | 1,388,000.00 | 1,226,000.00 | 280,000.00 |
| Interest Income | 8,496,000.00 | 5,605,000.00 | 2,770,000.00 | -5,288,000.00 | 8,963,000.00 | 6,001,000.00 | 3,009,000.00 | -2,123,000.00 | 8,351,000.00 | 5,466,000.00 | 2,668,000.00 | -1,414,000.00 | 5,390,000.00 | 3,178,000.00 | 1,351,000.00 | -1,423,000.00 | 4,017,000.00 | 2,679,000.00 | 1,344,000.00 |
| Interest Expense | 2,901,000.00 | 1,931,000.00 | 961,000.00 | -2,188,000.00 | 3,503,000.00 | 2,333,000.00 | 1,168,000.00 | -1,144,000.00 | 2,775,000.00 | 1,702,000.00 | 759,000.00 | 429,000.00 | 491,000.00 | 187,000.00 | 66,000.00 | -90,000.00 | 263,000.00 | 186,000.00 | 99,000.00 |
| Net Interest | 4,316,000.00 | 2,828,000.00 | 1,391,000.00 | -2,882,000.00 | 4,221,000.00 | 2,852,000.00 | 1,442,000.00 | -3,386,000.00 | 4,753,000.00 | 3,231,000.00 | 1,643,000.00 | -2,104,000.00 | 4,317,000.00 | 2,652,000.00 | 1,147,000.00 | -2,232,000.00 | 3,386,000.00 | 2,241,000.00 | 1,117,000.00 |
| Non-Interest Income | 3,538,000.00 | 2,282,000.00 | 1,086,000.00 | 154,000.00 | 3,194,000.00 | 2,134,000.00 | 1,030,000.00 | -448,000.00 | 2,960,000.00 | 1,976,000.00 | 1,451,000.00 | -2,983,000.00 | 4,512,000.00 | 2,976,000.00 | 1,522,000.00 | -1,841,000.00 | 4,623,000.00 | 3,081,000.00 | 542,000.00 |
| Non-Interest Expense | 3,968,000.00 | 2,633,000.00 | 1,314,000.00 | -2,701,000.00 | 3,918,000.00 | 2,659,000.00 | 1,358,000.00 | -2,286,000.00 | 3,895,000.00 | 2,602,000.00 | 1,296,000.00 | -2,277,000.00 | 3,652,000.00 | 2,411,000.00 | 1,106,000.00 | -1,966,000.00 | 3,020,000.00 | 2,009,000.00 | 1,018,000.00 |
| Provisions for Credit Losses | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 72,000.00 | 0 | -1,388,000.00 | -1,226,000.00 | -280,000.00 |
| Gross Profit | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 1,573,000.00 | 0 | 3,539,000.00 | 2,042,000.00 | 1,379,000.00 |
| Selling, General and Administrative Expenses | 811,000.00 | 544,000.00 | 267,000.00 | -540,000.00 | 804,000.00 | 550,000.00 | 272,000.00 | -553,000.00 | 880,000.00 | 613,000.00 | 300,000.00 | -547,000.00 | 878,000.00 | 588,000.00 | 252,000.00 | -412,000.00 | 667,000.00 | 446,000.00 | 227,000.00 |
| EBT | 1,651,000.00 | 1,022,000.00 | 468,000.00 | -832,000.00 | 1,380,000.00 | 910,000.00 | 430,000.00 | 630,000.00 | 1,825,000.00 | 1,276,000.00 | 664,000.00 | -1,155,000.00 | 3,961,000.00 | 2,303,000.00 | 536,000.00 | 2,364,000.00 | 2,293,000.00 | 1,612,000.00 | 781,000.00 |
| Income Tax | 540,000.00 | 320,000.00 | 136,000.00 | -282,000.00 | 380,000.00 | 268,000.00 | 150,000.00 | -755,000.00 | 676,000.00 | 482,000.00 | 258,000.00 | 398,000.00 | 407,000.00 | 230,000.00 | 116,000.00 | 273,000.00 | 504,000.00 | 353,000.00 | 170,000.00 |
| Net Income | 1,303,000.00 | 809,000.00 | 373,000.00 | -659,000.00 | 1,108,000.00 | 726,000.00 | 334,000.00 | -1,311,000.00 | 1,419,000.00 | 989,000.00 | 511,000.00 | -551,000.00 | 1,420,000.00 | 784,000.00 | 420,000.00 | -1,340,000.00 | 1,789,000.00 | 1,259,000.00 | 611,000.00 |
| EBIT | 4,552,000.00 | 2,953,000.00 | 1,429,000.00 | -3,020,000.00 | 4,883,000.00 | 3,243,000.00 | 1,598,000.00 | -514,000.00 | 4,600,000.00 | 2,978,000.00 | 1,423,000.00 | -726,000.00 | 4,452,000.00 | 2,490,000.00 | 602,000.00 | 2,274,000.00 | 2,556,000.00 | 1,798,000.00 | 880,000.00 |
| Deprecation and Amortization | 366,000.00 | 247,000.00 | 123,000.00 | -223,000.00 | 374,000.00 | 245,000.00 | 102,000.00 | -222,000.00 | 352,000.00 | 230,000.00 | 118,000.00 | -277,000.00 | 448,000.00 | 327,000.00 | 67,000.00 | -297,000.00 | 453,000.00 | 317,000.00 | 152,000.00 |
| EBITDA | 4,918,000.00 | 3,200,000.00 | 1,552,000.00 | -3,243,000.00 | 5,257,000.00 | 3,488,000.00 | 1,700,000.00 | -736,000.00 | 4,952,000.00 | 3,208,000.00 | 1,541,000.00 | -1,003,000.00 | 4,900,000.00 | 2,817,000.00 | 669,000.00 | 1,977,000.00 | 3,009,000.00 | 2,115,000.00 | 1,032,000.00 |
| EPS | 0.00 | 0.00 | 0.00 | -0.00 | 0.00 | 0.00 | 0.00 | -0.00 | 0.00 | 0.00 | 0.00 | -0.00 | 0.00 | 0.00 | 0.00 | -0.00 | 0.00 | 0.00 | 0.00 |
| Diluted EPS | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Average Shares Outstanding Basic | 434,416.70 | 435,967.55 | 438,320.76 | 429,609.05 | 453,993.83 | 457,750.59 | 461,358.68 | 454,398.79 | 478,073.51 | 482,440.93 | 485,444.31 | 554,178.99 | 470,118.27 | 457,140.26 | 422,401.75 | 424,776.02 | 425,996.87 | 425,951.20 | 425,953.72 |
| Average Shares Outstanding Diluted | 437,915.60 | 439,342.70 | 442,200.18 | 433,772.14 | 456,461.33 | 460,009.55 | 463,797.96 | 455,075.34 | 479,733.01 | 484,252.10 | 487,712.15 | 555,415.64 | 471,958.31 | 459,167.75 | 424,670.87 | 426,514.61 | 427,679.89 | 427,668.24 | 427,880.53 |
| Breakdown | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 | 2023-12-31 | 2023-09-30 | 2023-06-30 | 2023-03-31 | 2022-12-31 | 2022-09-30 | 2022-06-30 | 2022-03-31 | 2021-12-31 | 2021-09-30 | 2021-06-30 | 2021-03-31 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Operating Cash Flow | 2,369,000.00 | 673,000.00 | -213,000.00 | -819,000.00 | 1,518,000.00 | 1,388,000.00 | 554,000.00 | 1,131,000.00 | 2,291,000.00 | 1,283,000.00 | 1,158,000.00 | 661,000.00 | 2,678,000.00 | -322,000.00 | 1,554,000.00 | 3,130,000.00 | 1,170,000.00 | -110,000.00 | -690,000.00 |
| Operating Net Income | 1,303,000.00 | 809,000.00 | 373,000.00 | -659,000.00 | 1,108,000.00 | 726,000.00 | 334,000.00 | -1,311,000.00 | 1,419,000.00 | 989,000.00 | 511,000.00 | -551,000.00 | 1,420,000.00 | 784,000.00 | 420,000.00 | -1,340,000.00 | 1,789,000.00 | 1,259,000.00 | 611,000.00 |
| Deprecation and Amortization | 366,000.00 | 247,000.00 | 123,000.00 | -223,000.00 | 374,000.00 | 245,000.00 | 102,000.00 | -222,000.00 | 352,000.00 | 230,000.00 | 118,000.00 | -277,000.00 | 448,000.00 | 327,000.00 | 67,000.00 | -297,000.00 | 453,000.00 | 317,000.00 | 152,000.00 |
| Deferred Income Tax | -93,000.00 | -115,000.00 | -16,000.00 | -105,000.00 | -50,000.00 | -32,000.00 | 0 | -82,000.00 | -61,000.00 | -40,000.00 | -63,000.00 | -109,000.00 | 124,000.00 | 78,000.00 | -47,000.00 | -922,000.00 | 214,000.00 | 199,000.00 | 80,000.00 |
| Share Based Compensation | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Change in Working Capital | -392,000.00 | -1,066,000.00 | -604,000.00 | 1,414,000.00 | -535,000.00 | -593,000.00 | -159,000.00 | -5,480,000.00 | 1,450,000.00 | 1,824,000.00 | 1,221,000.00 | -5,619,000.00 | 2,277,000.00 | 3,693,000.00 | 2,616,000.00 | -3,860,000.00 | 3,226,000.00 | 2,376,000.00 | 756,000.00 |
| Other Operating Activities | 1,185,000.00 | 798,000.00 | -89,000.00 | -1,246,000.00 | 621,000.00 | 1,042,000.00 | 277,000.00 | 8,226,000.00 | -869,000.00 | -1,720,000.00 | -629,000.00 | 7,217,000.00 | -1,591,000.00 | -5,204,000.00 | -1,502,000.00 | 9,549,000.00 | -4,512,000.00 | -4,261,000.00 | -2,289,000.00 |
| Investing Cash Flow | -4,033,000.00 | -2,536,000.00 | -1,108,000.00 | -2,776,000.00 | 1,379,000.00 | 1,218,000.00 | 1,039,000.00 | -5,954,000.00 | 5,023,000.00 | 4,641,000.00 | 1,492,000.00 | 17,059,000.00 | -12,479,000.00 | -13,362,000.00 | -3,914,000.00 | -4,961,000.00 | -2,987,000.00 | -1,703,000.00 | -1,072,000.00 |
| Capital Expenditure | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Net Purchase/Sale of PPE | 82,000.00 | 47,000.00 | 14,000.00 | -2,000.00 | 74,000.00 | 40,000.00 | 10,000.00 | -95,000.00 | 124,000.00 | 91,000.00 | 52,000.00 | -122,000.00 | 141,000.00 | 56,000.00 | 51,000.00 | 23,000.00 | 59,000.00 | 32,000.00 | 10,000.00 |
| Net Purchase/Sale of Investments Net | 10,253,000.00 | 7,579,000.00 | 4,053,000.00 | -5,051,000.00 | 11,219,000.00 | 6,794,000.00 | 4,469,000.00 | -4,004,000.00 | 10,264,000.00 | 6,141,000.00 | 3,450,000.00 | -15,917,000.00 | 15,176,000.00 | 13,088,000.00 | 4,836,000.00 | -11,868,000.00 | 15,835,000.00 | 11,483,000.00 | 6,879,000.00 |
| Net Purchase/Sale of Business | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | -334,000.00 | 235,000.00 | 234,000.00 | 143,000.00 | 151,000.00 | 14,000.00 | 0 | 0 |
| Net Loan & Lease Activity | -6,050,000.00 | -7,174,000.00 | 7,927,000.00 | 3,177,000.00 | 5,095,000.00 | ||||||||||||||
| Other Investing Activities | -17,843,000.00 | -11,983,000.00 | -5,494,000.00 | -2,237,000.00 | -6,054,000.00 | -1,785,000.00 | -567,000.00 | -1,826,000.00 | -1,575,000.00 | 1,068,000.00 | -1,314,000.00 | 41,253,000.00 | -34,968,000.00 | -33,355,000.00 | -11,140,000.00 | 2,401,000.00 | -19,279,000.00 | -12,721,000.00 | -6,919,000.00 |
| Financing Cash Flow | 2,713,000.00 | -190,000.00 | 2,261,000.00 | 2,961,000.00 | -3,610,000.00 | -2,463,000.00 | -1,622,000.00 | 3,647,000.00 | -2,461,000.00 | -4,904,000.00 | -5,223,000.00 | -13,912,000.00 | 8,803,000.00 | 11,040,000.00 | 3,138,000.00 | -4,976,000.00 | 2,800,000.00 | 1,721,000.00 | 3,689,000.00 |
| Net Issuance/Repayment of Debt | 15,268,000.00 | 12,208,000.00 | 5,255,000.00 | -27,444,000.00 | 25,436,000.00 | 21,606,000.00 | 10,706,000.00 | -23,119,000.00 | 41,228,000.00 | 27,317,000.00 | 9,477,000.00 | 15,330,000.00 | 17,880,000.00 | 10,647,000.00 | 952,000.00 | -570,000.00 | 1,116,000.00 | 1,174,000.00 | -172,000.00 |
| Net Issuance/Repurchase of Equity | 868,000.00 | 400,000.00 | 200,000.00 | 477,000.00 | 1,216,000.00 | 891,000.00 | 300,000.00 | -1,067,000.00 | 906,000.00 | 663,000.00 | 404,000.00 | 149,000.00 | 2,000.00 | 2,000.00 | 0 | 305,000.00 | 391,000.00 | 391,000.00 | 95,000.00 |
| Dividends Paid | 755,000.00 | 505,000.00 | 254,000.00 | -416,000.00 | 773,000.00 | 452,000.00 | 228,000.00 | -355,000.00 | 698,000.00 | 467,000.00 | 238,000.00 | -268,000.00 | 659,000.00 | 416,000.00 | 198,000.00 | -283,000.00 | 590,000.00 | 390,000.00 | 199,000.00 |
| Other Financing Activities | -14,178,000.00 | -13,303,000.00 | -3,448,000.00 | 30,344,000.00 | -31,035,000.00 | -25,412,000.00 | -12,856,000.00 | 28,188,000.00 | -45,293,000.00 | -33,351,000.00 | -15,342,000.00 | -29,123,000.00 | -9,738,000.00 | -25,000.00 | 1,988,000.00 | -4,428,000.00 | 703,000.00 | -234,000.00 | 3,567,000.00 |
| Net Change in Cash | 1,049,000.00 | -2,053,000.00 | 940,000.00 | -634,000.00 | -713,000.00 | 143,000.00 | -29,000.00 | -1,176,000.00 | 4,853,000.00 | 1,020,000.00 | -2,573,000.00 | 3,808,000.00 | -998,000.00 | -2,644,000.00 | 778,000.00 | -6,807,000.00 | 983,000.00 | -92,000.00 | 1,927,000.00 |
| Cash at Beginning of Period | 10,601,000.00 | 10,601,000.00 | 10,601,000.00 | 11,235,000.00 | 11,628,000.00 | 11,628,000.00 | 11,628,000.00 | 12,804,000.00 | 10,547,000.00 | 10,547,000.00 | 10,547,000.00 | 6,739,000.00 | 9,158,000.00 | 9,158,000.00 | 9,158,000.00 | 15,965,000.00 | 12,733,000.00 | 12,733,000.00 | 12,733,000.00 |
| Cash at End of Period | 11,650,000.00 | 8,548,000.00 | 11,541,000.00 | 10,601,000.00 | 10,915,000.00 | 11,771,000.00 | 11,599,000.00 | 11,628,000.00 | 15,400,000.00 | 11,567,000.00 | 7,974,000.00 | 10,547,000.00 | 8,160,000.00 | 6,514,000.00 | 9,936,000.00 | 9,158,000.00 | 13,716,000.00 | 12,641,000.00 | 14,660,000.00 |
| Free Cash Flow | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |