FITBI
Valuation Ratios
| Breakdown | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 | 2020-12-31 |
|---|---|---|---|---|---|
| Price to Earnings | 8.01 | 7.89 | 7.25 | 7.37 | 15.83 |
| Price to Sales | 26.69 | 30.20 | 28.67 | 32.58 | 37.23 |
| Book Value Per Common Share | 82.04 | 77.86 | |||
| Price to Book | 0.31 | 0.33 | |||
| Price to Operating Cash Flow | 4.16 | 2.92 | 2.68 | 3.60 | 14.33 |
| Price to Free Cash Flow | |||||
| Enterprise Value to EBITDA | 20527.67 | 16423.30 | 34792.80 | 41696.81 | 32292.26 |
| Breakdown | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 | 2023-12-31 | 2023-09-30 | 2023-06-30 | 2023-03-31 | 2022-12-31 | 2022-09-30 | 2022-06-30 | 2022-03-31 | 2021-12-31 | 2021-09-30 | 2021-06-30 | 2021-03-31 | 2020-12-31 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Price to Earnings | 10.12 | 15.79 | 35.44 | 11.04 | 16.68 | 36.09 | 10.20 | 15.64 | 30.40 | 10.75 | 17.39 | 37.84 | 9.86 | 15.39 | 29.95 | |||||
| Price to Sales | 32.77 | 49.84 | 98.17 | 37.21 | 56.87 | 114.71 | 40.63 | 60.93 | 118.37 | 39.06 | 56.70 | 118.09 | 44.95 | 70.90 | 139.63 | |||||
| Book Value Per Common Share | 58.91 | 57.96 | 55.32 | 82.04 | 56.37 | 49.28 | 48.48 | 77.86 | 4.21 | 10.98 | 14.51 | 41.04 | 51.44 | |||||||
| Price to Book | 0.43 | 0.43 | 0.45 | 0.31 | 0.45 | 0.51 | 0.52 | 0.33 | 6.08 | 2.28 | 1.63 | 0.62 | 0.49 | |||||||
| Price to Operating Cash Flow | 4.74 | 6.64 | 13.69 | 5.94 | 16.34 | 44.87 | 7.19 | 9.51 | 12.28 | 4.03 | 6.56 | 10.64 | 14.69 | 168.34 | -54.95 | |||||
| Price to Free Cash Flow | ||||||||||||||||||||
| Enterprise Value to EBITDA | 30817.58 | 47179.82 | 99056.92 | 21485.14 | 43116.50 | 67888.88 | 23297.81 | 36418.82 | 73896.96 | 32989.37 | 53364.01 | 118806.42 | 30999.60 | 48686.73 | 96776.04 |
Earnings Data
| Breakdown | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 | 2020-12-31 |
|---|---|---|---|---|---|
| Earning YoY | -2.17 | -4.44 | -10.58 | 105.43 | |
| Revenue YoY | 12.13 | -2.04 | -1.83 | 7.33 | |
| EBITDA YoY | -21.77 | 119.26 | 5.73 | -29.09 | |
| Net Profit YoY | -16.19 | 12.88 | -11.70 | 94.11 |
| Breakdown | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 | 2023-12-31 | 2023-09-30 | 2023-06-30 | 2023-03-31 | 2022-12-31 | 2022-09-30 | 2022-06-30 | 2022-03-31 | 2021-12-31 | 2021-09-30 | 2021-06-30 | 2021-03-31 | 2020-12-31 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Earning YoY | 57.86 | 123.94 | 51.32 | 117.14 | 56.88 | 105.13 | 63.45 | 110.14 | 51.85 | 101.06 | ||||||||||
| Revenue YoY | 53.55 | 96.51 | 52.61 | 102.65 | 53.38 | 105.11 | 46.73 | 101.32 | 52.40 | 102.78 | ||||||||||
| EBITDA YoY | 53.35 | 109.68 | 99.58 | 57.39 | 59.89 | 114.29 | 63.48 | 115.13 | 49.75 | 103.14 | ||||||||||
| Net Profit YoY | 56.83 | 121.75 | 50.98 | 112.90 | 52.34 | 113.66 | 61.84 | 113.77 | 50.18 | 102.16 |
Financial Strength
| Breakdown | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 | 2020-12-31 |
|---|---|---|---|---|---|
| Cash Per Common Share | 108.16 | 147.33 | 55.60 | 216.61 | 206.94 |
| Quick Ratio | |||||
| Current Ratio | |||||
| Debt to Equity | 4.47 | 4.69 | 4.77 | 3.92 | 3.73 |
| Long-Term Debt to Equity |
| Breakdown | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 | 2023-12-31 | 2023-09-30 | 2023-06-30 | 2023-03-31 | 2022-12-31 | 2022-09-30 | 2022-06-30 | 2022-03-31 | 2021-12-31 | 2021-09-30 | 2021-06-30 | 2021-03-31 | 2020-12-31 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Cash Per Common Share | 110.44 | 86.04 | 97.69 | 110.15 | 135.35 | 130.84 | 140.71 | 147.99 | 117.76 | 70.90 | 64.48 | 56.02 | 58.13 | 64.97 | 139.24 | 222.77 | 214.14 | 203.12 | 211.30 | 207.51 |
| Quick Ratio | ||||||||||||||||||||
| Current Ratio | ||||||||||||||||||||
| Debt to Equity | 1.84 | 6.85 | 7.20 | 4.47 | 7.22 | 7.71 | 7.87 | 4.69 | 8.30 | 7.56 | 7.47 | 4.77 | 7.91 | 7.33 | 7.19 | 3.92 | 6.57 | 6.41 | 6.65 | 3.73 |
| Long-Term Debt to Equity |
Profitability
| Breakdown | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 | 2020-12-31 |
|---|---|---|---|---|---|
| ROA | 0.92 | 1.09 | 1.01 | 1.11 | 0.59 |
| ROE | 5.04 | 6.22 | 5.80 | 5.47 | 2.78 |
| Gross Margin | 18.08 | 10.75 | 4.41 | -25.67 | -96.24 |
| Operating Margin | 1199.69 | 1749.57 | 743.97 | 701.33 | 1061.54 |
| EBITDA Margin | 1277.28 | 1830.85 | 818.00 | 759.50 | 1149.55 |
| Net Profit Margin | 357.65 | 478.51 | 415.28 | 461.67 | 255.28 |
| Breakdown | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 | 2023-12-31 | 2023-09-30 | 2023-06-30 | 2023-03-31 | 2022-12-31 | 2022-09-30 | 2022-06-30 | 2022-03-31 | 2021-12-31 | 2021-09-30 | 2021-06-30 | 2021-03-31 | 2020-12-31 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ROA | 0.60 | 0.52 | 0.23 | 0.76 | 0.51 | 0.24 | 0.96 | 0.65 | 0.30 | 0.80 | 0.49 | 0.23 | 0.98 | 0.66 | 0.33 | |||||
| ROE | 1.71 | 4.11 | 1.91 | 6.27 | 4.41 | 2.10 | 8.97 | 5.59 | 2.58 | 7.14 | 4.10 | 1.85 | 7.44 | 4.90 | 2.49 | |||||
| Gross Margin | -4.82 | -2.66 | -1.16 | 24.84 | 37.58 | 37.75 | -6.73 | -21.35 | -19.71 | 14.70 | 26.80 | 70.39 | -48.31 | -97.26 | -140.28 | |||||
| Operating Margin | 970.71 | 970.71 | 906.98 | 1631.69 | 1227.45 | 1600.00 | 1655.68 | 1582.92 | 1508.76 | 1108.24 | 988.24 | 919.74 | 1331.01 | 1356.16 | 1352.08 | |||||
| EBITDA Margin | 1050.10 | 1051.48 | 985.47 | 1711.13 | 1308.50 | 1684.77 | 1736.19 | 1665.48 | 1594.16 | 1180.40 | 1059.48 | 991.45 | 1414.38 | 1439.38 | 1436.81 | |||||
| Net Profit Margin | 345.09 | 337.87 | 299.42 | 362.74 | 366.67 | 349.01 | 497.68 | 501.07 | 481.02 | 380.62 | 345.10 | 325.00 | 473.48 | 480.48 | 481.94 |
Dividends
| Breakdown | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 | 2020-12-31 |
|---|---|---|---|---|---|
| Dividend Yield | |||||
| Dividend Payout Ratio |
| Breakdown | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 | 2023-12-31 | 2023-09-30 | 2023-06-30 | 2023-03-31 | 2022-12-31 | 2022-09-30 | 2022-06-30 | 2022-03-31 | 2021-12-31 | 2021-09-30 | 2021-06-30 | 2021-03-31 | 2020-12-31 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Dividend Yield | ||||||||||||||||||||
| Dividend Payout Ratio |
Financial Statements
| Breakdown | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 | 2020-12-31 |
|---|---|---|---|---|---|
| Assets | 250,896,000.00 | 252,657,000.00 | 243,284,000.00 | 249,139,000.00 | 242,815,000.00 |
| Deposits | 836,462,000.00 | 844,482,000.00 | 818,338,000.00 | 846,604,000.00 | 795,431,000.00 |
| Cash and Short-Term Investments | 73,782,000.00 | 100,797,000.00 | 38,286,000.00 | 152,099,000.00 | 147,907,000.00 |
| Cash and Cash Equivalents | 3,014,000.00 | 3,142,000.00 | 3,466,000.00 | 12,098,000.00 | 12,708,000.00 |
| Short-Term Investments | 70,768,000.00 | 97,655,000.00 | 34,820,000.00 | 140,001,000.00 | 135,199,000.00 |
| Net Receivables | 1,485,000.00 | 889,000.00 | 3,249,000.00 | 19,047,000.00 | 1,253,360,000.00 |
| Inventory | 0 | 0 | 0 | 0 | 0 |
| Other Current Assets | 0 | 0 | 0 | 0 | 0 |
| Property, Plant, Equipment Net | 3,001,000.00 | 2,860,000.00 | 2,695,000.00 | 2,547,000.00 | 2,511,000.00 |
| Goodwill | 9,916,000.00 | 9,918,000.00 | 9,910,000.00 | 13,622,000.00 | 12,854,000.00 |
| Intangible Assets | 90,000.00 | 125,000.00 | 169,000.00 | 156,000.00 | 139,000.00 |
| Long-Term Investments | 2,520,000.00 | 2,326,000.00 | 2,153,000.00 | 2,022,000.00 | 1,872,000.00 |
| Non-Current Deferred Assets | 1,429,000.00 | 1,438,000.00 | 1,553,000.00 | 0 | 0 |
| Other Non-Current Assets | 0 | 0 | 0 | 0 | 0 |
| Liabilities | 205,015,000.00 | 208,254,000.00 | 201,121,000.00 | 198,525,000.00 | 191,464,000.00 |
| Payables and Expenses | 0 | 0 | 0 | 0 | 0 |
| Account Payables | 0 | 0 | 0 | 0 | 0 |
| Current Accrued Liabilities | 0 | 0 | 0 | 0 | 0 |
| Short-Term Debt | 17,821,000.00 | 11,466,000.00 | 19,455,000.00 | 4,281,000.00 | 5,218,000.00 |
| Other Current Liabilities | 0 | 0 | 0 | 0 | 0 |
| Long-Term Debt | 0 | 0 | 0 | 0 | 0 |
| Other Non-Current Liabilities | 0 | 0 | 0 | 0 | 0 |
| Equity | 45,881,000.00 | 44,403,000.00 | 42,163,000.00 | 50,614,000.00 | 51,351,000.00 |
| Shareholders Equity | 54,953,000.00 | 53,029,000.00 | 0 | 0 | 0 |
| Capital Stock | 8,334,000.00 | 8,334,000.00 | 8,334,000.00 | 8,334,000.00 | 8,334,000.00 |
| Share Premium | 3,804,000.00 | 3,757,000.00 | 3,684,000.00 | 3,624,000.00 | 3,635,000.00 |
| Retained Earnings | 24,150,000.00 | 22,997,000.00 | 21,689,000.00 | 20,236,000.00 | 18,384,000.00 |
| Treasury Shares | 7,840,000.00 | 7,262,000.00 | 7,103,000.00 | 7,024,000.00 | 5,676,000.00 |
| Accumulated Other Comprehensive Income | -4,636,000.00 | -4,487,000.00 | -5,110,000.00 | 1,207,000.00 | 2,601,000.00 |
| Minority Interest | 0 | 0 | 0 | 0 | 0 |
| Investments | 70,768,000.00 | 97,655,000.00 | 34,820,000.00 | 328,483,000.00 | 1,020,211,000.00 |
| Debt | 107,483,000.00 | 114,001,000.00 | 103,765,000.00 | 79,138,000.00 | 102,167,000.00 |
| Net Debt | 33,701,000.00 | 13,204,000.00 | 65,479,000.00 | 0 | 0 |
| Common Shares Outstanding | 669,853.83 | 681,124.81 | 683,385.88 | 682,777.66 | 712,760.32 |
| Breakdown | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 | 2020-12-31 |
|---|---|---|---|---|---|
| Revenues | 647,000.00 | 577,000.00 | 589,000.00 | 600,000.00 | 559,000.00 |
| Cost Of Revenue | 530,000.00 | 515,000.00 | 563,000.00 | 754,000.00 | 1,097,000.00 |
| Interest Income | 15,134,000.00 | 14,072,000.00 | 8,387,000.00 | 9,395,000.00 | 8,023,000.00 |
| Interest Expense | 5,349,000.00 | 4,458,000.00 | 1,289,000.00 | 691,000.00 | 1,056,000.00 |
| Net Interest | 5,630,000.00 | 5,827,000.00 | 5,609,000.00 | 4,770,000.00 | 4,782,000.00 |
| Non-Interest Income | 2,849,000.00 | 2,881,000.00 | 2,766,000.00 | 3,118,000.00 | 2,830,000.00 |
| Non-Interest Expense | 5,033,000.00 | 5,205,000.00 | 4,719,000.00 | 4,748,000.00 | 9,452,000.00 |
| Provisions for Credit Losses | 530,000.00 | 515,000.00 | 563,000.00 | -754,000.00 | 1,097,000.00 |
| Gross Profit | 117,000.00 | 62,000.00 | 26,000.00 | -154,000.00 | -538,000.00 |
| Selling, General and Administrative Expenses | 2,120,000.00 | 2,084,000.00 | 1,944,000.00 | 1,888,000.00 | 1,922,000.00 |
| EBT | 2,413,000.00 | 5,637,000.00 | 3,093,000.00 | 3,517,000.00 | 4,878,000.00 |
| Income Tax | 374,000.00 | 1,088,000.00 | 1,197,000.00 | 1,365,000.00 | 616,000.00 |
| Equity Method Investments Income | 18,000.00 | 52,000.00 | 22,000.00 | 30,000.00 | 0 |
| Net Income | 2,314,000.00 | 2,761,000.00 | 2,446,000.00 | 2,770,000.00 | 1,427,000.00 |
| EBIT | 7,762,000.00 | 10,095,000.00 | 4,382,000.00 | 4,208,000.00 | 5,934,000.00 |
| Deprecation and Amortization | 502,000.00 | 469,000.00 | 436,000.00 | 349,000.00 | 492,000.00 |
| EBITDA | 8,264,000.00 | 10,564,000.00 | 4,818,000.00 | 4,557,000.00 | 6,426,000.00 |
| EPS | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Diluted EPS | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Average Shares Outstanding Basic | 682,160.98 | 684,172.08 | 688,633.66 | 702,188.55 | 714,729.58 |
| Average Shares Outstanding Diluted | 687,300.84 | 687,678.29 | 694,952.04 | 711,197.81 | 719,735.42 |
| Breakdown | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 | 2020-12-31 |
|---|---|---|---|---|---|
| Operating Cash Flow | 4,152,000.00 | 5,972,000.00 | 6,290,000.00 | 5,424,000.00 | 1,452,000.00 |
| Operating Net Income | 6,162,000.00 | 8,874,000.00 | 9,932,000.00 | 11,506,000.00 | 7,563,000.00 |
| Deprecation and Amortization | 502,000.00 | 469,000.00 | 436,000.00 | 349,000.00 | 492,000.00 |
| Deferred Income Tax | 74,000.00 | -105,000.00 | -63,000.00 | -15,000.00 | -162,000.00 |
| Share Based Compensation | 164,000.00 | 169,000.00 | 165,000.00 | 120,000.00 | 123,000.00 |
| Change in Working Capital | 739,000.00 | -187,000.00 | -1,113,000.00 | -156,000.00 | 1,193,000.00 |
| Other Operating Activities | -3,489,000.00 | -3,248,000.00 | -3,067,000.00 | -6,380,000.00 | -7,757,000.00 |
| Investing Cash Flow | 2,928,000.00 | -10,261,000.00 | -5,172,000.00 | -8,466,000.00 | -32,663,000.00 |
| Capital Expenditure | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Net Purchase/Sale of PPE | 438,000.00 | 498,000.00 | 350,000.00 | 328,000.00 | 338,000.00 |
| Net Purchase/Sale of Investments Net | 14,725,000.00 | 14,292,000.00 | 39,568,000.00 | 20,917,000.00 | 10,655,000.00 |
| Net Purchase/Sale of Business | 6,000.00 | 0 | 917,000.00 | 0 | 0 |
| Net Loan & Lease Activity | 419,000.00 | 444,000.00 | 9,147,000.00 | 4,439,000.00 | 608,000.00 |
| Other Investing Activities | -12,660,000.00 | -25,495,000.00 | -55,154,000.00 | -34,150,000.00 | -44,264,000.00 |
| Financing Cash Flow | -6,359,000.00 | 3,965,000.00 | -648,000.00 | 2,891,000.00 | 31,082,000.00 |
| Net Issuance/Repayment of Debt | 19,123,000.00 | 7,687,000.00 | 9,974,000.00 | 4,913,000.00 | 7,699,000.00 |
| Net Issuance/Repurchase of Equity | 625,000.00 | 200,000.00 | 100,000.00 | 1,393,000.00 | 346,000.00 |
| Dividends Paid | 1,176,000.00 | 1,060,000.00 | 927,000.00 | 897,000.00 | 858,000.00 |
| Other Financing Activities | -27,283,000.00 | -4,982,000.00 | -11,649,000.00 | -4,312,000.00 | 22,179,000.00 |
| Net Change in Cash | 721,000.00 | -324,000.00 | 470,000.00 | -153,000.00 | -131,000.00 |
| Cash at Beginning of Period | 2,293,000.00 | 3,466,000.00 | 2,996,000.00 | 0 | 0 |
| Cash at End of Period | 3,014,000.00 | 3,142,000.00 | 3,466,000.00 | 0 | 0 |
| Free Cash Flow | 0 | 0 | 0 | 0 | 0 |
| Breakdown | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 | 2023-12-31 | 2023-09-30 | 2023-06-30 | 2023-03-31 | 2022-12-31 | 2022-09-30 | 2022-06-30 | 2022-03-31 | 2021-12-31 | 2021-09-30 | 2021-06-30 | 2021-03-31 | 2020-12-31 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Assets | 297,979,000.00 | 218,061,000.00 | 220,668,000.00 | 250,896,000.00 | 222,342,000.00 | 221,374,000.00 | 222,551,000.00 | 252,657,000.00 | 222,580,000.00 | 215,380,000.00 | 216,614,000.00 | 243,284,000.00 | 213,457,000.00 | 214,348,000.00 | 218,709,000.00 | 249,139,000.00 | 214,396,000.00 | 212,010,000.00 | 213,139,000.00 | 242,815,000.00 |
| Deposits | 833,071,000.00 | 821,227,000.00 | 827,749,000.00 | 836,462,000.00 | 841,658,000.00 | 833,722,000.00 | 847,819,000.00 | 844,482,000.00 | 838,236,000.00 | 820,478,000.00 | 814,773,000.00 | 818,338,000.00 | 808,168,000.00 | 805,790,000.00 | 853,003,000.00 | 846,604,000.00 | 825,538,000.00 | 811,419,000.00 | 811,975,000.00 | 795,431,000.00 |
| Cash and Short-Term Investments | 73,930,000.00 | 57,723,000.00 | 65,557,000.00 | 73,782,000.00 | 92,641,000.00 | 89,789,000.00 | 96,495,000.00 | 100,797,000.00 | 80,560,000.00 | 48,499,000.00 | 44,104,000.00 | 38,286,000.00 | 40,026,000.00 | 44,716,000.00 | 95,734,000.00 | 152,099,000.00 | 151,363,000.00 | 144,543,000.00 | 150,963,000.00 | 147,907,000.00 |
| Cash and Cash Equivalents | 2,901,000.00 | 2,972,000.00 | 3,009,000.00 | 3,014,000.00 | 3,215,000.00 | 2,837,000.00 | 2,796,000.00 | 3,142,000.00 | 2,837,000.00 | 2,594,000.00 | 2,780,000.00 | 3,466,000.00 | 12,272,000.00 | 13,748,000.00 | 12,196,000.00 | 12,098,000.00 | 12,852,000.00 | 13,140,000.00 | 12,488,000.00 | 12,708,000.00 |
| Short-Term Investments | 71,029,000.00 | 54,751,000.00 | 62,548,000.00 | 70,768,000.00 | 89,426,000.00 | 86,952,000.00 | 93,699,000.00 | 97,655,000.00 | 77,723,000.00 | 45,905,000.00 | 41,324,000.00 | 34,820,000.00 | 27,754,000.00 | 30,968,000.00 | 83,538,000.00 | 140,001,000.00 | 138,511,000.00 | 131,403,000.00 | 138,475,000.00 | 135,199,000.00 |
| Net Receivables | 1,189,000.00 | 1,541,000.00 | 1,051,000.00 | 1,485,000.00 | 1,532,000.00 | 1,153,000.00 | 779,000.00 | 889,000.00 | 1,585,000.00 | 2,020,000.00 | 1,956,000.00 | 3,249,000.00 | 6,387,000.00 | 8,508,000.00 | 10,528,000.00 | 19,047,000.00 | 21,435,000.00 | 23,778,000.00 | 1,256,677,000.00 | 1,253,360,000.00 |
| Inventory | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Current Assets | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Property, Plant, Equipment Net | 2,655,000.00 | 2,560,000.00 | 2,506,000.00 | 3,001,000.00 | 2,950,000.00 | 2,912,000.00 | 2,886,000.00 | 2,860,000.00 | 2,816,000.00 | 2,781,000.00 | 2,710,000.00 | 2,695,000.00 | 2,634,000.00 | 2,587,000.00 | 2,544,000.00 | 2,547,000.00 | 2,537,000.00 | 2,498,000.00 | 2,495,000.00 | 2,511,000.00 |
| Goodwill | 4,947,000.00 | 4,918,000.00 | 4,918,000.00 | 9,916,000.00 | 4,918,000.00 | 4,918,000.00 | 4,918,000.00 | 9,918,000.00 | 4,919,000.00 | 4,919,000.00 | 4,915,000.00 | 9,910,000.00 | 4,925,000.00 | 4,926,000.00 | 4,514,000.00 | 13,622,000.00 | 13,542,000.00 | 4,259,000.00 | 4,259,000.00 | 12,854,000.00 |
| Intangible Assets | 76,000.00 | 75,000.00 | 82,000.00 | 90,000.00 | 98,000.00 | 107,000.00 | 115,000.00 | 125,000.00 | 136,000.00 | 146,000.00 | 157,000.00 | 169,000.00 | 181,000.00 | 194,000.00 | 145,000.00 | 156,000.00 | 169,000.00 | 117,000.00 | 127,000.00 | 139,000.00 |
| Long-Term Investments | 0 | 0 | 0 | 2,520,000.00 | 0 | 0 | 0 | 2,326,000.00 | 0 | 0 | 0 | 2,153,000.00 | 0 | 0 | 0 | 2,022,000.00 | 0 | 0 | 0 | 1,872,000.00 |
| Non-Current Deferred Assets | 0 | 0 | 0 | 1,429,000.00 | 0 | 0 | 0 | 1,438,000.00 | 0 | 0 | 0 | 1,553,000.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Non-Current Assets | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Liabilities | 193,111,000.00 | 190,299,000.00 | 193,772,000.00 | 205,015,000.00 | 195,306,000.00 | 195,956,000.00 | 197,452,000.00 | 208,254,000.00 | 198,658,000.00 | 190,209,000.00 | 191,027,000.00 | 201,121,000.00 | 189,506,000.00 | 188,604,000.00 | 192,020,000.00 | 198,525,000.00 | 186,071,000.00 | 183,384,000.00 | 185,280,000.00 | 191,464,000.00 |
| Payables and Expenses | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Account Payables | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Current Accrued Liabilities | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Short-Term Debt | 20,312,000.00 | 13,576,000.00 | 21,840,000.00 | 17,821,000.00 | 5,706,000.00 | 13,492,000.00 | 11,474,000.00 | 11,466,000.00 | 18,388,000.00 | 23,260,000.00 | 29,452,000.00 | 19,455,000.00 | 25,486,000.00 | 28,214,000.00 | 3,488,000.00 | 4,281,000.00 | 3,796,000.00 | 4,520,000.00 | 4,424,000.00 | 5,218,000.00 |
| Other Current Liabilities | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Long-Term Debt | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Non-Current Liabilities | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Equity | 104,868,000.00 | 27,762,000.00 | 26,896,000.00 | 45,881,000.00 | 27,036,000.00 | 25,418,000.00 | 25,099,000.00 | 44,403,000.00 | 23,922,000.00 | 25,171,000.00 | 25,587,000.00 | 42,163,000.00 | 23,951,000.00 | 25,744,000.00 | 26,689,000.00 | 50,614,000.00 | 28,325,000.00 | 28,626,000.00 | 27,859,000.00 | 51,351,000.00 |
| Shareholders Equity | 38,938,000.00 | 38,702,000.00 | 36,911,000.00 | 54,953,000.00 | 38,122,000.00 | 33,551,000.00 | 33,148,000.00 | 53,029,000.00 | 2,866,000.00 | 7,477,000.00 | 9,874,000.00 | 0 | 28,166,000.00 | 35,296,000.00 | 0 | 0 | 0 | 0 | 0 | 0 |
| Capital Stock | 3,821,000.00 | 4,167,000.00 | 4,167,000.00 | 8,334,000.00 | 4,167,000.00 | 4,167,000.00 | 4,167,000.00 | 8,334,000.00 | 4,167,000.00 | 4,167,000.00 | 4,167,000.00 | 8,334,000.00 | 4,167,000.00 | 4,167,000.00 | 4,167,000.00 | 8,334,000.00 | 4,167,000.00 | 4,167,000.00 | 4,167,000.00 | 8,334,000.00 |
| Share Premium | 3,813,000.00 | 3,794,000.00 | 3,773,000.00 | 3,804,000.00 | 3,784,000.00 | 3,764,000.00 | 3,742,000.00 | 3,757,000.00 | 3,733,000.00 | 3,708,000.00 | 3,682,000.00 | 3,684,000.00 | 3,660,000.00 | 3,636,000.00 | 3,615,000.00 | 3,624,000.00 | 3,611,000.00 | 3,602,000.00 | 3,592,000.00 | 3,635,000.00 |
| Retained Earnings | 25,057,000.00 | 24,718,000.00 | 24,377,000.00 | 24,150,000.00 | 23,820,000.00 | 23,542,000.00 | 23,224,000.00 | 22,997,000.00 | 22,747,000.00 | 22,366,000.00 | 22,032,000.00 | 21,689,000.00 | 21,219,000.00 | 20,818,000.00 | 20,501,000.00 | 20,236,000.00 | 19,817,000.00 | 19,343,000.00 | 18,863,000.00 | 18,384,000.00 |
| Treasury Shares | 8,308,000.00 | 8,009,000.00 | 8,019,000.00 | 7,840,000.00 | 7,541,000.00 | 7,346,000.00 | 7,227,000.00 | 7,262,000.00 | 7,264,000.00 | 7,266,000.00 | 7,272,000.00 | 7,103,000.00 | 7,004,000.00 | 7,007,000.00 | 7,010,000.00 | 7,024,000.00 | 6,708,000.00 | 6,160,000.00 | 5,819,000.00 | 5,676,000.00 |
| Accumulated Other Comprehensive Income | -3,276,000.00 | -3,546,000.00 | -3,895,000.00 | -4,636,000.00 | -3,446,000.00 | -4,901,000.00 | -4,888,000.00 | -4,487,000.00 | -6,839,000.00 | -5,166,000.00 | -4,245,000.00 | -5,110,000.00 | -5,306,000.00 | -2,644,000.00 | -1,096,000.00 | 1,207,000.00 | 1,637,000.00 | 1,974,000.00 | 1,792,000.00 | 2,601,000.00 |
| Minority Interest | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Investments | 71,029,000.00 | 54,751,000.00 | 62,548,000.00 | 70,768,000.00 | 89,426,000.00 | 86,952,000.00 | 93,699,000.00 | 97,655,000.00 | 77,723,000.00 | 45,905,000.00 | 41,324,000.00 | 34,820,000.00 | 27,759,000.00 | 30,973,000.00 | 83,544,000.00 | 328,483,000.00 | 138,519,000.00 | 131,403,000.00 | 1,024,452,000.00 | 1,020,211,000.00 |
| Debt | 76,396,000.00 | 72,882,000.00 | 81,383,000.00 | 107,483,000.00 | 75,730,000.00 | 80,092,000.00 | 74,797,000.00 | 114,001,000.00 | 84,697,000.00 | 71,709,000.00 | 79,839,000.00 | 103,765,000.00 | 72,032,000.00 | 72,023,000.00 | 47,153,000.00 | 79,138,000.00 | 52,245,000.00 | 56,990,000.00 | 66,446,000.00 | 102,167,000.00 |
| Net Debt | 2,466,000.00 | 15,159,000.00 | 15,826,000.00 | 33,701,000.00 | 0 | 0 | 0 | 13,204,000.00 | 4,137,000.00 | 23,210,000.00 | 35,735,000.00 | 65,479,000.00 | 32,006,000.00 | 27,307,000.00 | 0 | 0 | 0 | 0 | 0 | 0 |
| Common Shares Outstanding | 660,973.45 | 667,709.71 | 667,272.07 | 669,853.83 | 676,268.73 | 680,789.25 | 683,812.36 | 681,124.81 | 680,989.70 | 680,850.48 | 680,536.61 | 683,385.88 | 686,343.37 | 686,151.60 | 685,905.24 | 682,777.66 | 689,790.19 | 703,739.63 | 711,595.53 | 712,760.32 |
| Breakdown | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 | 2023-12-31 | 2023-09-30 | 2023-06-30 | 2023-03-31 | 2022-12-31 | 2022-09-30 | 2022-06-30 | 2022-03-31 | 2021-12-31 | 2021-09-30 | 2021-06-30 | 2021-03-31 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenues | 519,000.00 | 338,000.00 | 172,000.00 | -277,000.00 | 467,000.00 | 306,000.00 | 151,000.00 | -272,000.00 | 431,000.00 | 281,000.00 | 137,000.00 | -318,000.00 | 449,000.00 | 306,000.00 | 152,000.00 | -281,000.00 | 445,000.00 | 292,000.00 | 144,000.00 |
| Cost Of Revenue | 544,000.00 | 347,000.00 | 174,000.00 | -106,000.00 | 351,000.00 | 191,000.00 | 94,000.00 | -450,000.00 | 460,000.00 | 341,000.00 | 164,000.00 | -89,000.00 | 383,000.00 | 224,000.00 | 45,000.00 | -828,000.00 | 660,000.00 | 576,000.00 | 346,000.00 |
| Interest Income | 9,175,000.00 | 6,078,000.00 | 3,016,000.00 | -4,909,000.00 | 10,057,000.00 | 6,661,000.00 | 3,325,000.00 | -3,042,000.00 | 8,781,000.00 | 5,621,000.00 | 2,712,000.00 | -2,297,000.00 | 5,647,000.00 | 3,442,000.00 | 1,595,000.00 | -117,000.00 | 4,754,000.00 | 3,184,000.00 | 1,574,000.00 |
| Interest Expense | 2,982,000.00 | 1,985,000.00 | 995,000.00 | -2,037,000.00 | 3,705,000.00 | 2,457,000.00 | 1,224,000.00 | -549,000.00 | 2,702,000.00 | 1,609,000.00 | 696,000.00 | 497,000.00 | 480,000.00 | 218,000.00 | 94,000.00 | -16,000.00 | 342,000.00 | 239,000.00 | 126,000.00 |
| Net Interest | 4,453,000.00 | 2,932,000.00 | 1,437,000.00 | -2,717,000.00 | 4,192,000.00 | 2,771,000.00 | 1,384,000.00 | -3,075,000.00 | 4,411,000.00 | 2,974,000.00 | 1,517,000.00 | -2,152,000.00 | 4,032,000.00 | 2,534,000.00 | 1,195,000.00 | -2,365,000.00 | 3,574,000.00 | 2,385,000.00 | 1,176,000.00 |
| Non-Interest Income | 2,224,000.00 | 1,444,000.00 | 694,000.00 | -1,384,000.00 | 2,117,000.00 | 1,406,000.00 | 710,000.00 | -1,374,000.00 | 2,137,000.00 | 1,422,000.00 | 696,000.00 | -1,308,000.00 | 2,031,000.00 | 1,359,000.00 | 684,000.00 | -1,447,000.00 | 2,326,000.00 | 1,490,000.00 | 749,000.00 |
| Non-Interest Expense | 3,835,000.00 | 2,568,000.00 | 1,304,000.00 | -2,678,000.00 | 3,807,000.00 | 2,562,000.00 | 1,342,000.00 | -2,438,000.00 | 3,750,000.00 | 2,562,000.00 | 1,331,000.00 | -2,338,000.00 | 3,501,000.00 | 2,334,000.00 | 1,222,000.00 | -2,377,000.00 | 3,541,000.00 | 2,369,000.00 | 1,215,000.00 |
| Provisions for Credit Losses | 544,000.00 | 347,000.00 | 174,000.00 | -106,000.00 | 351,000.00 | 191,000.00 | 94,000.00 | -450,000.00 | 460,000.00 | 341,000.00 | 164,000.00 | -89,000.00 | 383,000.00 | 224,000.00 | 45,000.00 | 828,000.00 | -660,000.00 | -576,000.00 | -346,000.00 |
| Gross Profit | -25,000.00 | -9,000.00 | -2,000.00 | -171,000.00 | 116,000.00 | 115,000.00 | 57,000.00 | 178,000.00 | -29,000.00 | -60,000.00 | -27,000.00 | -229,000.00 | 66,000.00 | 82,000.00 | 107,000.00 | 547,000.00 | -215,000.00 | -284,000.00 | -202,000.00 |
| Selling, General and Administrative Expenses | 1,696,000.00 | 1,116,000.00 | 536,000.00 | -958,000.00 | 1,526,000.00 | 1,030,000.00 | 522,000.00 | -1,052,000.00 | 1,570,000.00 | 1,042,000.00 | 524,000.00 | -882,000.00 | 1,426,000.00 | 932,000.00 | 468,000.00 | -868,000.00 | 1,388,000.00 | 908,000.00 | 460,000.00 |
| EBT | 2,056,000.00 | 1,296,000.00 | 565,000.00 | -3,993,000.00 | 3,915,000.00 | 1,299,000.00 | 1,192,000.00 | -3,007,000.00 | 4,434,000.00 | 2,839,000.00 | 1,371,000.00 | -5,513,000.00 | 4,496,000.00 | 2,806,000.00 | 1,304,000.00 | -7,606,000.00 | 5,581,000.00 | 3,721,000.00 | 1,821,000.00 |
| Income Tax | 452,000.00 | 281,000.00 | 117,000.00 | -1,249,000.00 | 827,000.00 | 547,000.00 | 249,000.00 | -865,000.00 | 983,000.00 | 635,000.00 | 335,000.00 | -618,000.00 | 971,000.00 | 589,000.00 | 255,000.00 | -1,039,000.00 | 1,206,000.00 | 810,000.00 | 388,000.00 |
| Equity Method Investments Income | 0 | 0 | 0 | 18,000.00 | 0 | 0 | 0 | 52,000.00 | 0 | 0 | 0 | 22,000.00 | 0 | 0 | 0 | 30,000.00 | 0 | 0 | 0 |
| Net Income | 1,791,000.00 | 1,142,000.00 | 515,000.00 | -1,029,000.00 | 1,694,000.00 | 1,122,000.00 | 527,000.00 | -1,451,000.00 | 2,145,000.00 | 1,408,000.00 | 659,000.00 | -813,000.00 | 1,709,000.00 | 1,056,000.00 | 494,000.00 | -1,434,000.00 | 2,107,000.00 | 1,403,000.00 | 694,000.00 |
| EBIT | 5,038,000.00 | 3,281,000.00 | 1,560,000.00 | -6,030,000.00 | 7,620,000.00 | 3,756,000.00 | 2,416,000.00 | -3,556,000.00 | 7,136,000.00 | 4,448,000.00 | 2,067,000.00 | -5,016,000.00 | 4,976,000.00 | 3,024,000.00 | 1,398,000.00 | -7,622,000.00 | 5,923,000.00 | 3,960,000.00 | 1,947,000.00 |
| Deprecation and Amortization | 412,000.00 | 273,000.00 | 135,000.00 | -245,000.00 | 371,000.00 | 248,000.00 | 128,000.00 | -227,000.00 | 347,000.00 | 232,000.00 | 117,000.00 | -215,000.00 | 324,000.00 | 218,000.00 | 109,000.00 | -387,000.00 | 371,000.00 | 243,000.00 | 122,000.00 |
| EBITDA | 5,450,000.00 | 3,554,000.00 | 1,695,000.00 | -6,275,000.00 | 7,991,000.00 | 4,004,000.00 | 2,544,000.00 | -3,783,000.00 | 7,483,000.00 | 4,680,000.00 | 2,184,000.00 | -5,231,000.00 | 5,300,000.00 | 3,242,000.00 | 1,507,000.00 | -8,009,000.00 | 6,294,000.00 | 4,203,000.00 | 2,069,000.00 |
| EPS | 0.00 | 0.00 | 0.00 | -0.00 | 0.00 | 0.00 | 0.00 | -0.00 | 0.00 | 0.00 | 0.00 | -0.00 | 0.00 | 0.00 | 0.00 | -0.00 | 0.00 | 0.00 | 0.00 |
| Diluted EPS | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Average Shares Outstanding Basic | 669,405.20 | 670,919.04 | 671,052.32 | 672,166.50 | 684,462.33 | 686,265.44 | 685,749.67 | 684,556.92 | 684,090.87 | 684,023.06 | 684,017.46 | 690,096.38 | 688,617.91 | 688,282.35 | 687,537.99 | 675,858.55 | 706,845.51 | 711,617.33 | 714,432.81 |
| Average Shares Outstanding Diluted | 673,631.74 | 675,031.66 | 676,040.08 | 678,448.23 | 689,263.43 | 690,858.16 | 690,633.53 | 685,518.03 | 687,661.32 | 687,967.40 | 689,566.43 | 692,838.90 | 695,207.28 | 695,519.58 | 696,242.40 | 684,822.92 | 715,803.01 | 720,740.18 | 723,425.11 |
| Breakdown | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 | 2023-12-31 | 2023-09-30 | 2023-06-30 | 2023-03-31 | 2022-12-31 | 2022-09-30 | 2022-06-30 | 2022-03-31 | 2021-12-31 | 2021-09-30 | 2021-06-30 | 2021-03-31 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Operating Cash Flow | 3,585,000.00 | 2,539,000.00 | 1,233,000.00 | -224,000.00 | 2,925,000.00 | 1,065,000.00 | 386,000.00 | 413,000.00 | 2,437,000.00 | 1,801,000.00 | 1,321,000.00 | -2,397,000.00 | 4,355,000.00 | 2,645,000.00 | 1,687,000.00 | 4,305,000.00 | 1,362,000.00 | 123,000.00 | -366,000.00 |
| Operating Net Income | 3,208,000.00 | 2,030,000.00 | 896,000.00 | -2,666,000.00 | 4,482,000.00 | 2,980,000.00 | 1,366,000.00 | -1,032,000.00 | 5,083,000.00 | 3,249,000.00 | 1,574,000.00 | -391,000.00 | 5,341,000.00 | 3,378,000.00 | 1,604,000.00 | -1,728,000.00 | 6,643,000.00 | 4,419,000.00 | 2,172,000.00 |
| Deprecation and Amortization | 412,000.00 | 273,000.00 | 135,000.00 | -245,000.00 | 371,000.00 | 248,000.00 | 128,000.00 | -227,000.00 | 347,000.00 | 232,000.00 | 117,000.00 | -215,000.00 | 324,000.00 | 218,000.00 | 109,000.00 | -387,000.00 | 371,000.00 | 243,000.00 | 122,000.00 |
| Deferred Income Tax | 43,000.00 | -13,000.00 | 5,000.00 | 103,000.00 | 8,000.00 | -2,000.00 | -35,000.00 | 181,000.00 | -117,000.00 | -127,000.00 | -42,000.00 | -69,000.00 | -19,000.00 | 6,000.00 | 19,000.00 | 627,000.00 | -217,000.00 | -239,000.00 | -186,000.00 |
| Share Based Compensation | 135,000.00 | 108,000.00 | 73,000.00 | -133,000.00 | 133,000.00 | 100,000.00 | 64,000.00 | -159,000.00 | 141,000.00 | 111,000.00 | 76,000.00 | -158,000.00 | 137,000.00 | 107,000.00 | 79,000.00 | -114,000.00 | 100,000.00 | 79,000.00 | 55,000.00 |
| Change in Working Capital | -936,000.00 | -871,000.00 | -1,220,000.00 | 951,000.00 | -658,000.00 | 287,000.00 | 159,000.00 | -141,000.00 | 718,000.00 | -141,000.00 | -623,000.00 | 2,644,000.00 | -1,095,000.00 | -1,379,000.00 | -1,283,000.00 | 766,000.00 | -334,000.00 | -194,000.00 | -394,000.00 |
| Other Operating Activities | 723,000.00 | 1,012,000.00 | 1,344,000.00 | 1,766,000.00 | -1,411,000.00 | -2,548,000.00 | -1,296,000.00 | 1,791,000.00 | -3,735,000.00 | -1,523,000.00 | 219,000.00 | -4,208,000.00 | -333,000.00 | 315,000.00 | 1,159,000.00 | 5,141,000.00 | -5,201,000.00 | -4,185,000.00 | -2,135,000.00 |
| Investing Cash Flow | -989,000.00 | 2,375,000.00 | -67,000.00 | 2,210,000.00 | -104,000.00 | 1,051,000.00 | -229,000.00 | 2,719,000.00 | -8,655,000.00 | -1,962,000.00 | -2,363,000.00 | -3,085,000.00 | -1,097,000.00 | 627,000.00 | -1,617,000.00 | -4,207,000.00 | -2,325,000.00 | 388,000.00 | -2,322,000.00 |
| Capital Expenditure | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Net Purchase/Sale of PPE | 420,000.00 | 260,000.00 | 117,000.00 | -158,000.00 | 344,000.00 | 172,000.00 | 80,000.00 | -237,000.00 | 368,000.00 | 251,000.00 | 116,000.00 | -98,000.00 | 241,000.00 | 144,000.00 | 63,000.00 | -129,000.00 | 242,000.00 | 143,000.00 | 72,000.00 |
| Net Purchase/Sale of Investments Net | 15,981,000.00 | 9,578,000.00 | 4,775,000.00 | -3,347,000.00 | 9,277,000.00 | 6,095,000.00 | 2,700,000.00 | -8,862,000.00 | 10,727,000.00 | 7,720,000.00 | 4,707,000.00 | -45,189,000.00 | 36,533,000.00 | 31,370,000.00 | 16,854,000.00 | -10,304,000.00 | 16,108,000.00 | 10,227,000.00 | 4,886,000.00 |
| Net Purchase/Sale of Business | 36,000.00 | 0 | 0 | -12,000.00 | 6,000.00 | 6,000.00 | 6,000.00 | 0 | 0 | 0 | 0 | -1,010,000.00 | 963,000.00 | 964,000.00 | 0 | 0 | 296,000.00 | 0 | 0 |
| Net Loan & Lease Activity | 419,000.00 | 444,000.00 | 9,147,000.00 | 4,439,000.00 | 608,000.00 | ||||||||||||||
| Other Investing Activities | -17,665,000.00 | -7,636,000.00 | -5,038,000.00 | 5,920,000.00 | -10,036,000.00 | -5,408,000.00 | -3,136,000.00 | 11,612,000.00 | -19,947,000.00 | -9,974,000.00 | -7,186,000.00 | 34,357,000.00 | -38,989,000.00 | -31,945,000.00 | -18,577,000.00 | 3,682,000.00 | -19,624,000.00 | -10,418,000.00 | -7,790,000.00 |
| Financing Cash Flow | -2,709,000.00 | -4,956,000.00 | -1,171,000.00 | -687,000.00 | -2,748,000.00 | -2,421,000.00 | -503,000.00 | -1,269,000.00 | 5,589,000.00 | -711,000.00 | 356,000.00 | 5,380,000.00 | -3,184,000.00 | -2,829,000.00 | -15,000.00 | -428,000.00 | 1,029,000.00 | -373,000.00 | 2,663,000.00 |
| Net Issuance/Repayment of Debt | 11,744,000.00 | 8,108,000.00 | 2,865,000.00 | 4,262,000.00 | 5,918,000.00 | 5,048,000.00 | 3,895,000.00 | -494,000.00 | 5,790,000.00 | 1,468,000.00 | 923,000.00 | 2,738,000.00 | 3,705,000.00 | 2,649,000.00 | 882,000.00 | -1,453,000.00 | 3,581,000.00 | 2,629,000.00 | 156,000.00 |
| Net Issuance/Repurchase of Equity | 875,000.00 | 225,000.00 | 225,000.00 | 175,000.00 | 325,000.00 | 125,000.00 | 0 | -400,000.00 | 200,000.00 | 200,000.00 | 200,000.00 | 100,000.00 | 0 | 0 | 0 | -391,000.00 | 1,077,000.00 | 527,000.00 | 180,000.00 |
| Dividends Paid | 866,000.00 | 581,000.00 | 297,000.00 | -565,000.00 | 887,000.00 | 567,000.00 | 287,000.00 | -577,000.00 | 784,000.00 | 559,000.00 | 294,000.00 | -475,000.00 | 700,000.00 | 472,000.00 | 230,000.00 | -416,000.00 | 654,000.00 | 444,000.00 | 215,000.00 |
| Other Financing Activities | -16,194,000.00 | -13,870,000.00 | -4,558,000.00 | -4,559,000.00 | -9,878,000.00 | -8,161,000.00 | -4,685,000.00 | 202,000.00 | -1,185,000.00 | -2,938,000.00 | -1,061,000.00 | 3,017,000.00 | -7,589,000.00 | -5,950,000.00 | -1,127,000.00 | 1,832,000.00 | -4,283,000.00 | -3,973,000.00 | 2,112,000.00 |
| Net Change in Cash | -113,000.00 | -42,000.00 | -5,000.00 | 1,299,000.00 | 73,000.00 | -305,000.00 | -346,000.00 | 1,863,000.00 | -629,000.00 | -872,000.00 | -686,000.00 | -102,000.00 | 74,000.00 | 443,000.00 | 55,000.00 | -332,000.00 | 66,000.00 | 138,000.00 | -25,000.00 |
| Cash at Beginning of Period | 3,014,000.00 | 3,014,000.00 | 3,014,000.00 | 1,715,000.00 | 3,142,000.00 | 3,142,000.00 | 3,142,000.00 | 1,279,000.00 | 3,466,000.00 | 3,466,000.00 | 3,466,000.00 | 3,568,000.00 | 2,994,000.00 | 2,994,000.00 | 2,994,000.00 | 0.00 | 3,147,000.00 | 3,147,000.00 | 3,147,000.00 |
| Cash at End of Period | 2,901,000.00 | 2,972,000.00 | 3,009,000.00 | 3,014,000.00 | 3,215,000.00 | 2,837,000.00 | 2,796,000.00 | 3,142,000.00 | 2,837,000.00 | 2,594,000.00 | 2,780,000.00 | 3,466,000.00 | 3,068,000.00 | 3,437,000.00 | 3,049,000.00 | 0 | 3,213,000.00 | 3,285,000.00 | 3,122,000.00 |
| Free Cash Flow | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |