FMAO

Valuation Ratios

Breakdown 2024-12-31 2023-12-31 2022-12-31 2021-12-31 2020-12-31
Price to Earnings 15.50 14.85 11.05
Price to Sales 90.20 35.33 37.14 44.29 28.91
Book Value Per Common Share 73.41 65.20 61.41 63.39 61.12
Price to Book 0.40 0.38 0.44 0.52 0.38
Price to Operating Cash Flow 9.06 11.88 4.26 7.51 6.63
Price to Free Cash Flow
Enterprise Value to EBITDA 32051.01 36883.12 39538.19 74520.80
Breakdown 2025-09-30 2025-06-30 2025-03-31 2024-12-31 2024-09-30 2024-06-30 2024-03-31 2023-12-31 2023-09-30 2023-06-30 2023-03-31 2022-12-31 2022-09-30 2022-06-30 2022-03-31 2021-12-31 2021-09-30 2021-06-30 2021-03-31 2020-12-31
Price to Earnings 14.63 23.63 46.88 21.60 28.67 57.15 13.91 24.47 51.74 13.85 26.55
Price to Sales 92.22 146.98 288.07 113.46 146.50 108.26 33.72 63.12 128.34 49.17 89.68 176.86 34.32 48.36 99.25
Book Value Per Common Share 26.31 25.56 25.12 73.41 24.48 22.15 21.81 65.20 20.82 20.92 20.99 61.41 19.95 19.97 20.37 63.39 20.83 20.49 20.18 61.12
Price to Book 0.95 0.99 0.95 0.40 1.13 1.05 1.02 0.38 0.84 1.08 1.16 0.44 1.35 1.66 1.77 0.52 1.08 1.06 1.25 0.38
Price to Operating Cash Flow 14.55 28.27 29.41 12.53 28.02 203.19 20.46 44.86 106.62 15.88 19.17 59.30 9.13 18.60 43.34
Price to Free Cash Flow
Enterprise Value to EBITDA 39258.08 60974.73 118813.30 44378.37 61114.73 120935.89 38961.10 78264.79 180496.60 92599.59 181000.84 398587.76 100977.89

Earnings Data

Breakdown 2024-12-31 2023-12-31 2022-12-31 2021-12-31 2020-12-31
Earning YoY 13.77 -32.11
Revenue YoY -53.37 -3.68 2.97 8.75
EBITDA YoY 28.54 -2.19 61.60 60.47
Net Profit YoY 13.83 -29.92 38.39 16.92
Breakdown 2025-09-30 2025-06-30 2025-03-31 2024-12-31 2024-09-30 2024-06-30 2024-03-31 2023-12-31 2023-09-30 2023-06-30 2023-03-31 2022-12-31 2022-09-30 2022-06-30 2022-03-31 2021-12-31 2021-09-30 2021-06-30 2021-03-31 2020-12-31
Earning YoY 59.81 109.80 58.02 107.69 36.96 95.74 55.20
Revenue YoY 57.90 107.30 53.92 -23.01 45.92 88.25 47.96 81.12 44.73 78.11
EBITDA YoY 53.92 106.15 54.28 106.14 56.43 113.46 -5.50 58.25 102.19 41.31 57.15 102.13
Net Profit YoY 60.39 110.90 59.02 106.03 38.32 92.81 54.69 102.09 59.85 101.51

Financial Strength

Breakdown 2024-12-31 2023-12-31 2022-12-31 2021-12-31 2020-12-31
Cash Per Common Share 26.11 21.19 12.77 28.65 31.85
Quick Ratio
Current Ratio
Debt to Equity 4.58 4.75 4.64 4.07 3.34
Long-Term Debt to Equity
Breakdown 2025-09-30 2025-06-30 2025-03-31 2024-12-31 2024-09-30 2024-06-30 2024-03-31 2023-12-31 2023-09-30 2023-06-30 2023-03-31 2022-12-31 2022-09-30 2022-06-30 2022-03-31 2021-12-31 2021-09-30 2021-06-30 2021-03-31 2020-12-31
Cash Per Common Share 17.36 13.17 25.70 26.11 36.50 28.80 27.99 19.88 22.92 10.82 9.87 11.93 11.29 11.54 22.21 26.58 29.76 28.88 31.99 29.11
Quick Ratio
Current Ratio
Debt to Equity 8.37 8.54 8.83 4.58 9.11 9.30 9.35 4.75 9.67 9.33 9.04 4.64 8.92 8.52 8.38 4.07 7.71 7.65 7.08 3.34
Long-Term Debt to Equity

Profitability

Breakdown 2024-12-31 2023-12-31 2022-12-31 2021-12-31 2020-12-31
ROA 0.69 0.63 0.97 0.78 0.93
ROE 3.87 3.60 5.45 3.95 4.03
Gross Margin 78.90 98.54 83.66 88.41
Operating Margin 2714.46 983.04 986.68 612.66 400.30
EBITDA Margin 2814.04 1020.92 1005.43 640.64 434.14
Net Profit Margin 579.88 237.56 326.52 242.94 225.96
Breakdown 2025-09-30 2025-06-30 2025-03-31 2024-12-31 2024-09-30 2024-06-30 2024-03-31 2023-12-31 2023-09-30 2023-06-30 2023-03-31 2022-12-31 2022-09-30 2022-06-30 2022-03-31 2021-12-31 2021-09-30 2021-06-30 2021-03-31 2020-12-31
ROA 0.69 0.44 0.21 0.52 0.33 0.16 0.53 0.40 0.21 0.91 0.61 0.30 0.71 0.46 0.25
ROE 6.50 4.18 2.02 5.24 3.42 1.69 5.69 4.09 2.11 9.03 5.83 2.83 6.21 3.95 1.99
Gross Margin 44.85 36.82 27.85 81.86 85.25 93.28 93.77 98.23 99.02 81.89 79.47 82.05
Operating Margin 2232.92 2288.93 2300.09 2447.22 2439.96 909.92 877.35 810.32 711.39 549.72 511.61 459.55 341.45 310.32 273.53
EBITDA Margin 2380.89 2442.36 2455.96 2589.20 2583.19 964.85 933.95 871.24 768.36 575.11 537.72 481.68 373.97 344.41 303.48
Net Profit Margin 639.20 629.27 618.51 532.51 515.45 192.63 245.78 259.30 253.17 356.92 341.39 305.97 217.98 197.37 174.45

Dividends

Breakdown 2024-12-31 2023-12-31 2022-12-31 2021-12-31 2020-12-31
Dividend Yield
Dividend Payout Ratio
Breakdown 2025-09-30 2025-06-30 2025-03-31 2024-12-31 2024-09-30 2024-06-30 2024-03-31 2023-12-31 2023-09-30 2023-06-30 2023-03-31 2022-12-31 2022-09-30 2022-06-30 2022-03-31 2021-12-31 2021-09-30 2021-06-30 2021-03-31 2020-12-31
Dividend Yield
Dividend Payout Ratio

Financial Statements

Breakdown 2024-12-31 2023-12-31 2022-12-31 2021-12-31 2020-12-31
Assets 3,738,358.00 3,638,027.00 3,361,733.00 3,013,266.00 2,160,813.00
   Deposits 2,686,765.00 2,607,463.00 2,468,864.00 2,193,462.00 1,596,162.00
      Cash and Short-Term Investments 357,641.00 289,608.00 173,758.00 373,793.00 356,065.00
            Cash and Cash Equivalents 357,641.00 289,608.00 173,758.00 373,793.00 356,065.00
            Short-Term Investments 0 0 0 0 0
      Net Receivables 2,785,743.00 0 21,575.00 17,283.00 14,313.00
      Inventory 0 0 0 0 0
      Other Current Assets 0 0 0 0 0
      Property, Plant, Equipment Net 40,231.00 41,708.00 28,381.00 26,913.00 27,063.00
      Real Estate 0 0 0 159.00 71.00
      Goodwill 86,358.00 86,358.00 86,358.00 80,434.00 47,340.00
      Intangible Assets 0 0 0 0 0
      Long-Term Investments 0 0 0 0 0
      Non-Current Deferred Assets 0 0 0 0 0
      Other Non-Current Assets 0 0 0 0 0
Liabilities 3,067,936.00 3,004,941.00 2,765,453.00 2,418,932.00 1,662,493.00
      Payables and Expenses 0 0 0 0 0
            Account Payables 0 0 0 0 0
            Current Accrued Liabilities 0 0 0 0 0
      Short-Term Debt 0 0 0 0 0
      Other Current Liabilities 0 0 0 0 0
      Long-Term Debt 0 0 0 0 0
      Other Non-Current Liabilities 0 0 0 0 0
Equity 670,422.00 633,086.00 596,280.00 594,334.00 498,320.00
   Shareholders Equity 1,005,633.00 949,629.00 894,420.00 891,501.00 747,480.00
      Capital Stock 135,565.00 135,515.00 135,497.00 122,674.00 81,804.00
      Share Premium 0 0 0 0 0
      Retained Earnings 235,854.00 221,080.00 212,449.00 189,401.00 173,591.00
      Treasury Shares 10,985.00 11,040.00 11,573.00 11,724.00 11,932.00
      Accumulated Other Comprehensive Income -25,223.00 -29,012.00 -38,233.00 -3,184.00 5,697.00
   Minority Interest 0 0 0 0 0
Investments 1,722,251.00 2,528,944.00 2,748,667.00 3,022,452.00 2,162,185.00
Debt 168,420.00 165,525.00 165,744.00 173,413.00 0
Common Shares Outstanding 13,699.54 14,564.42 14,564.42 14,064.00 12,230.00
Breakdown 2024-12-31 2023-12-31 2022-12-31 2021-12-31 2020-12-31
Revenues 4,473.00 9,592.00 9,958.00 9,671.00 8,893.00
Cost Of Revenue 944.00 0 145.00 1,580.00 1,031.00
Interest Income 175,935.00 148,479.00 145,742.00 100,586.00 79,351.00
Interest Expense 78,798.00 59,669.00 15,950.00 8,085.00 10,393.00
Net Interest 85,912.00 81,397.00 86,787.00 69,498.00 59,776.00
Non-Interest Income 15,644.00 16,044.00 15,537.00 17,609.00 16,787.00
Non-Interest Expense 68,687.00 67,339.00 57,249.00 54,166.00 44,376.00
Provisions for Credit Losses 944.00 0 0 0 0
Gross Profit 3,529.00 0 9,813.00 8,091.00 7,862.00
   Selling, General and Administrative Expenses 46,667.00 49,458.00 43,131.00 38,587.00 32,271.00
EBT 42,620.00 34,624.00 82,304.00 51,165.00 25,206.00
Income Tax 6,183.00 5,072.00 7,425.00 5,655.00 4,927.00
Net Income 25,938.00 22,787.00 32,515.00 23,495.00 20,095.00
EBIT 121,418.00 94,293.00 98,254.00 59,250.00 35,599.00
Deprecation and Amortization 4,454.00 3,634.00 1,867.00 2,706.00 3,009.00
EBITDA 125,872.00 97,927.00 100,121.00 61,956.00 38,608.00
EPS 0.00 0.00 0.00 0 0
Diluted EPS 0.00 0.00 0.00 0 0
Average Shares Outstanding Basic 13,699.87 13,665.77 13,606.88 13,046.30 11,177.76
Breakdown 2024-12-31 2023-12-31 2022-12-31 2021-12-31 2020-12-31
Operating Cash Flow 44,551.00 28,536.00 86,789.00 57,032.00 38,793.00
   Operating Net Income 25,938.00 22,787.00 32,515.00 23,495.00 20,095.00
   Deprecation and Amortization 4,454.00 3,634.00 1,867.00 2,706.00 3,009.00
   Deferred Income Tax 307.00 2,228.00 171.00 -1,805.00 -1,691.00
   Share Based Compensation 1,361.00 1,281.00 899.00 822.00 1,024.00
   Change in Working Capital -3,677.00 8,569.00 2,705.00 -2,713.00 -2,241.00
   Other Operating Activities 16,168.00 -9,963.00 48,632.00 34,527.00 18,597.00
Investing Cash Flow -43,089.00 -192,036.00 -397,832.00 -335,868.00 -178,084.00
   Capital Expenditure 0.00 0.00 0.00 0.00 0.00
   Net Purchase/Sale of PPE 1,871.00 11,148.00 3,040.00 2,422.00 3,448.00
   Net Purchase/Sale of Investments Net 36,339.00 48,534.00 32,604.00 74,170.00 103,231.00
   Net Purchase/Sale of Business 0 0 10,538.00 170,830.00 0
   Net Loan & Lease Activity -21,170.00 219,333.00 395,610.00 167,867.00 84,354.00
   Other Investing Activities -60,129.00 -471,051.00 -839,624.00 -751,157.00 -369,117.00
Financing Cash Flow 33,452.00 208,181.00 212,237.00 297,483.00 267,183.00
   Net Issuance/Repayment of Debt 48,678.00 463,676.00 142,332.00 143,028.00 -10,341.00
   Net Issuance/Repurchase of Equity 664.00 218.00 308.00 338.00 383.00
   Dividends Paid 11,922.00 11,335.00 10,276.00 7,670.00 7,186.00
   Other Financing Activities -27,812.00 -267,048.00 59,321.00 146,447.00 269,955.00
Net Change in Cash 34,914.00 44,681.00 -98,806.00 18,647.00 127,892.00
   Cash at Beginning of Period 141,437.00 97,520.00 183,215.00 162,176.00 47,814.00
   Cash at End of Period 176,351.00 142,201.00 84,409.00 180,823.00 175,706.00
Free Cash Flow 0 0 0 0 0
Breakdown 2025-09-30 2025-06-30 2025-03-31 2024-12-31 2024-09-30 2024-06-30 2024-03-31 2023-12-31 2023-09-30 2023-06-30 2023-03-31 2022-12-31 2022-09-30 2022-06-30 2022-03-31 2021-12-31 2021-09-30 2021-06-30 2021-03-31 2020-12-31
Assets 3,390,752.00 3,345,763.00 3,388,786.00 3,738,358.00 3,389,185.00 3,322,633.00 3,287,554.00 3,638,027.00 3,234,680.00 3,147,443.00 3,070,075.00 3,361,733.00 2,783,760.00 2,674,716.00 2,686,145.00 3,013,266.00 2,218,983.00 2,166,865.00 1,993,285.00 2,160,813.00
   Deposits 2,751,911.00 2,710,329.00 2,700,284.00 2,686,765.00 2,684,813.00 2,641,090.00 2,621,382.00 2,607,463.00 2,575,280.00 2,468,740.00 2,513,168.00 2,468,864.00 2,283,036.00 2,224,046.00 2,253,597.00 2,193,462.00 1,866,228.00 1,854,073.00 1,683,851.00 1,596,162.00
      Cash and Short-Term Investments 235,558.00 178,454.00 348,066.00 357,641.00 493,735.00 389,357.00 378,299.00 289,608.00 309,353.00 145,871.00 133,085.00 173,758.00 146,527.00 149,562.00 287,721.00 373,793.00 330,778.00 320,835.00 355,405.00 356,065.00
            Cash and Cash Equivalents 235,558.00 178,454.00 348,066.00 357,641.00 493,735.00 389,357.00 378,299.00 289,608.00 309,353.00 145,871.00 133,085.00 173,758.00 146,527.00 149,562.00 287,721.00 373,793.00 330,778.00 320,835.00 355,405.00 356,065.00
            Short-Term Investments 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
      Net Receivables 3,082,168.00 3,071,117.00 3,137,852.00 2,785,743.00 3,123,552.00 3,172,268.00 0 0 0 0 0 21,575.00 21,108.00 19,591.00 17,847.00 17,283.00 16,737.00 16,232.00 15,477.00 14,313.00
      Inventory 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
      Other Current Assets 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
      Property, Plant, Equipment Net 32,321.00 32,885.00 33,163.00 40,231.00 33,779.00 34,507.00 35,007.00 41,708.00 31,723.00 30,398.00 28,679.00 28,381.00 26,484.00 26,492.00 26,653.00 26,913.00 26,476.00 26,915.00 26,703.00 27,063.00
      Real Estate 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 159.00 167.00 198.00 148.00 71.00
      Goodwill 86,358.00 86,358.00 86,358.00 86,358.00 86,358.00 86,358.00 86,358.00 86,358.00 86,358.00 86,358.00 86,358.00 86,358.00 80,434.00 80,434.00 80,434.00 80,434.00 55,214.00 56,066.00 47,340.00 47,340.00
      Intangible Assets 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 3,453.00 0 0 0
      Long-Term Investments 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
      Non-Current Deferred Assets 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
      Other Non-Current Assets 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Liabilities 3,028,972.00 2,994,971.00 3,044,185.00 3,067,936.00 3,053,805.00 2,999,969.00 2,969,864.00 3,004,941.00 2,931,496.00 2,842,780.00 2,764,318.00 2,765,453.00 2,503,182.00 2,393,843.00 2,399,667.00 2,418,932.00 1,964,237.00 1,916,280.00 1,746,457.00 1,662,493.00
      Payables and Expenses 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
            Account Payables 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
            Current Accrued Liabilities 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
      Short-Term Debt 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
      Other Current Liabilities 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
      Long-Term Debt 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
      Other Non-Current Liabilities 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Equity 361,780.00 350,792.00 344,601.00 670,422.00 335,380.00 322,664.00 317,690.00 633,086.00 303,184.00 304,663.00 305,757.00 596,280.00 280,578.00 280,873.00 286,478.00 594,334.00 254,746.00 250,585.00 246,828.00 498,320.00
   Shareholders Equity 361,780.00 350,792.00 344,601.00 1,005,633.00 335,380.00 322,664.00 317,690.00 949,629.00 303,184.00 304,663.00 305,757.00 894,420.00 280,578.00 280,873.00 286,478.00 891,501.00 254,746.00 250,585.00 246,828.00 747,480.00
      Capital Stock 135,170.00 135,805.00 135,407.00 135,565.00 135,193.00 135,829.00 135,482.00 135,515.00 135,171.00 135,647.00 135,241.00 135,497.00 121,811.00 123,145.00 122,886.00 122,674.00 81,382.00 82,259.00 82,030.00 81,804.00
      Share Premium 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
      Retained Earnings 251,181.00 244,870.00 240,079.00 235,854.00 230,465.00 226,430.00 223,648.00 221,080.00 218,510.00 216,236.00 213,012.00 212,449.00 208,051.00 200,811.00 195,057.00 189,401.00 184,181.00 179,734.00 176,617.00 173,591.00
      Treasury Shares 10,584.00 10,674.00 10,768.00 10,985.00 10,904.00 11,006.00 10,851.00 11,040.00 11,008.00 11,298.00 11,310.00 11,573.00 11,547.00 11,822.00 11,739.00 11,724.00 11,718.00 12,172.00 11,962.00 11,932.00
      Accumulated Other Comprehensive Income -13,987.00 -19,209.00 -20,117.00 -25,223.00 -19,374.00 -28,589.00 -30,589.00 -29,012.00 -39,489.00 -35,922.00 -31,186.00 -38,233.00 -37,737.00 -31,261.00 -19,726.00 -3,184.00 901.00 764.00 143.00 5,697.00
   Minority Interest 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Investments 1,715,559.00 1,753,856.00 1,783,894.00 1,722,251.00 2,865,841.00 2,587,670.00 2,463,851.00 2,528,944.00 2,474,107.00 2,580,719.00 2,637,008.00 2,748,667.00 2,788,288.00 2,818,658.00 2,918,542.00 3,022,452.00 3,000,548.00 2,869,315.00 2,484,247.00 2,162,185.00
Debt 137,154.00 135,368.00 135,078.00 168,420.00 130,862.00 129,964.00 129,082.00 165,525.00 130,630.00 127,428.00 130,218.00 165,744.00 139,120.00 139,056.00 138,998.00 173,413.00 138,882.00 0 0 0
Common Shares Outstanding 13,749.83 13,726.00 13,718.34 13,699.54 13,702.59 14,564.42 14,564.42 14,564.42 14,564.42 14,564.42 14,564.42 14,564.42 14,064.00 14,064.00 14,064.00 14,064.00 12,230.00 12,230.00 12,230.00 12,230.00
Breakdown 2025-09-30 2025-06-30 2025-03-31 2024-12-31 2024-09-30 2024-06-30 2024-03-31 2023-12-31 2023-09-30 2023-06-30 2023-03-31 2022-12-31 2022-09-30 2022-06-30 2022-03-31 2021-12-31 2021-09-30 2021-06-30 2021-03-31
Revenues 3,679.00 2,330.00 1,124.00 -3,748.00 3,297.00 2,142.00 2,782.00 -4,786.00 7,016.00 4,808.00 2,554.00 -4,582.00 7,096.00 4,796.00 2,648.00 -5,409.00 7,254.00 5,012.00 2,814.00
Cost Of Revenue 2,029.00 1,472.00 811.00 30.00 598.00 316.00 0 0 0 323.00 159.00 34.00 0 85.00 26.00 -1,268.00 1,314.00 1,029.00 505.00
Interest Income 128,978.00 84,494.00 41,002.00 -64,260.00 121,721.00 79,820.00 38,654.00 -50,040.00 101,538.00 65,179.00 31,802.00 6,376.00 71,657.00 45,810.00 21,899.00 -4,891.00 54,417.00 34,295.00 16,765.00
Interest Expense 52,457.00 34,874.00 17,093.00 -36,704.00 58,639.00 38,327.00 18,536.00 -13,906.00 40,076.00 23,379.00 10,120.00 2,244.00 7,427.00 4,163.00 2,116.00 -1,879.00 4,954.00 3,282.00 1,728.00
Net Interest 76,521.00 49,620.00 23,909.00 -38,781.00 63,082.00 41,493.00 20,118.00 -43,547.00 61,462.00 41,800.00 21,682.00 -38,873.00 64,230.00 41,647.00 19,783.00 -26,015.00 49,463.00 31,013.00 15,037.00
Non-Interest Income 12,454.00 8,097.00 4,162.00 -7,488.00 11,573.00 7,613.00 3,946.00 -8,695.00 12,113.00 8,449.00 4,177.00 -7,864.00 11,395.00 7,663.00 4,343.00 -9,492.00 13,092.00 9,018.00 4,991.00
Non-Interest Expense 57,759.00 38,020.00 18,760.00 -36,853.00 52,562.00 35,137.00 17,841.00 -34,186.00 50,819.00 33,775.00 16,931.00 -23,171.00 40,199.00 26,728.00 13,493.00 -23,352.00 39,740.00 25,419.00 12,359.00
Provisions for Credit Losses 2,029.00 1,472.00 811.00 30.00 598.00 316.00 0 0 0 0 0 0 0 0 0 0 0 0 0
Gross Profit 1,650.00 858.00 313.00 -996.00 2,699.00 1,826.00 0 0 0 4,485.00 2,395.00 2,480.00 0 4,711.00 2,622.00 -4,141.00 5,940.00 3,983.00 2,309.00
   Selling, General and Administrative Expenses 38,655.00 25,449.00 12,577.00 -26,279.00 35,772.00 24,078.00 13,096.00 -24,666.00 37,053.00 24,645.00 12,426.00 -16,396.00 30,021.00 19,790.00 9,716.00 -14,799.00 27,757.00 17,220.00 8,409.00
EBT 29,692.00 18,458.00 8,760.00 -141.00 22,046.00 13,937.00 6,778.00 -10,485.00 21,479.00 15,581.00 8,049.00 20,296.00 31,581.00 20,374.00 10,053.00 13,110.00 19,815.00 12,271.00 5,969.00
Income Tax 6,176.00 3,796.00 1,808.00 -2,621.00 4,489.00 2,896.00 1,419.00 -3,860.00 4,235.00 3,114.00 1,583.00 -4,781.00 6,254.00 4,001.00 1,951.00 -1,787.00 4,003.00 2,379.00 1,060.00
Net Income 23,516.00 14,662.00 6,952.00 -8,019.00 17,557.00 11,041.00 5,359.00 -13,390.00 17,244.00 12,467.00 6,466.00 -17,287.00 25,327.00 16,373.00 8,102.00 -7,118.00 15,812.00 9,892.00 4,909.00
EBIT 82,149.00 53,332.00 25,853.00 -36,845.00 80,685.00 52,264.00 25,314.00 -24,391.00 61,555.00 38,960.00 18,169.00 22,540.00 39,008.00 24,537.00 12,169.00 11,231.00 24,769.00 15,553.00 7,697.00
Deprecation and Amortization 5,444.00 3,575.00 1,752.00 -4,823.00 4,681.00 3,068.00 1,528.00 -4,721.00 3,971.00 2,929.00 1,455.00 -1,773.00 1,802.00 1,252.00 586.00 -2,205.00 2,359.00 1,709.00 843.00
EBITDA 87,593.00 56,907.00 27,605.00 -41,668.00 85,366.00 55,332.00 26,842.00 -29,112.00 65,526.00 41,889.00 19,624.00 20,767.00 40,810.00 25,789.00 12,755.00 9,026.00 27,128.00 17,262.00 8,540.00
EPS 0.00 0.00 0.00 -0.00 0.00 0.00 0.00 -0.00 0.00 0.00 0.00 -0.00 0.00 0.00 0 0.00 0 0 0
Diluted EPS 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0 0.00 0 0 0
Average Shares Outstanding Basic 13,566.57 13,547.44 13,541.85 14,239.17 13,528.37 13,517.27 13,514.66 14,202.55 13,498.70 13,482.38 13,479.47 15,531.96 12,983.31 12,957.13 12,955.11 18,852.59 11,113.53 11,108.66 11,110.42
Average Shares Outstanding Diluted 0 0 0 0.00 0 0 0 0.00 0 0 0 0.00 0 0 0 0.00 0 0 0
Breakdown 2025-09-30 2025-06-30 2025-03-31 2024-12-31 2024-09-30 2024-06-30 2024-03-31 2023-12-31 2023-09-30 2023-06-30 2023-03-31 2022-12-31 2022-09-30 2022-06-30 2022-03-31 2021-12-31 2021-09-30 2021-06-30 2021-03-31
Operating Cash Flow 23,313.00 12,113.00 11,009.00 2,003.00 29,864.00 11,201.00 1,483.00 7,132.00 11,564.00 6,765.00 3,075.00 34,488.00 21,969.00 22,435.00 7,897.00 10,277.00 27,277.00 13,033.00 6,445.00
   Operating Net Income 23,516.00 14,662.00 6,952.00 -8,019.00 17,557.00 11,041.00 5,359.00 -13,390.00 17,244.00 12,467.00 6,466.00 -17,287.00 25,327.00 16,373.00 8,102.00 -7,118.00 15,812.00 9,892.00 4,909.00
   Deprecation and Amortization 5,444.00 3,575.00 1,752.00 -4,823.00 4,681.00 3,068.00 1,528.00 -4,721.00 3,971.00 2,929.00 1,455.00 -1,773.00 1,802.00 1,252.00 586.00 -2,205.00 2,359.00 1,709.00 843.00
   Deferred Income Tax 0 0 0 307.00 0 0 0 2,228.00 0 0 0 171.00 0 0 0 -1,805.00 0 0 0
   Share Based Compensation 1,077.00 744.00 352.00 -895.00 1,068.00 754.00 434.00 -580.00 949.00 606.00 306.00 -386.00 640.00 432.00 213.00 -408.00 609.00 396.00 225.00
   Change in Working Capital 5,061.00 2,583.00 -1,874.00 -1,545.00 -8,645.00 2,597.00 3,916.00 -10,669.00 8,307.00 6,648.00 4,283.00 -14,922.00 13,929.00 652.00 3,046.00 -8,868.00 1,278.00 2,779.00 2,098.00
   Other Operating Activities -11,785.00 -9,451.00 3,827.00 16,978.00 15,203.00 -6,259.00 -9,754.00 34,264.00 -18,907.00 -15,885.00 -9,435.00 68,685.00 -19,729.00 3,726.00 -4,050.00 30,681.00 7,219.00 -1,743.00 -1,630.00
Investing Cash Flow -75,773.00 -60,508.00 -24,278.00 -107,640.00 9,253.00 12,946.00 42,352.00 163,768.00 -146,090.00 -141,472.00 -68,242.00 181,010.00 -290,376.00 -179,952.00 -108,514.00 157,791.00 -226,576.00 -174,979.00 -92,104.00
   Capital Expenditure 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
   Net Purchase/Sale of PPE 1,580.00 1,105.00 386.00 -275.00 1,142.00 785.00 219.00 -6,213.00 9,211.00 5,719.00 2,431.00 -1,122.00 2,136.00 1,414.00 612.00 -732.00 1,614.00 1,123.00 417.00
   Net Purchase/Sale of Investments Net 50,742.00 32,785.00 8,175.00 -2,299.00 21,029.00 13,700.00 3,909.00 -44,634.00 38,903.00 28,819.00 25,446.00 -25,698.00 25,061.00 19,479.00 13,762.00 -39,471.00 50,596.00 39,375.00 23,670.00
   Net Purchase/Sale of Business 0 0 0 0 0 0 0 0 0 0 0 10,538.00 0 0 0 131,284.00 19,773.00 19,773.00 0
   Net Loan & Lease Activity -21,170.00 219,333.00 395,610.00 167,867.00 84,354.00
   Other Investing Activities -224,095.00 -157,666.00 -51,918.00 -189,442.00 32,754.00 19,375.00 77,184.00 413,066.00 -364,675.00 -333,803.00 -185,639.00 366,645.00 -601,409.00 -377,494.00 -227,366.00 183,702.00 -439,675.00 -339,271.00 -155,913.00
Financing Cash Flow -6,861.00 -39,725.00 9,955.00 -59,200.00 64,186.00 26,720.00 1,746.00 -161,692.00 203,299.00 121,491.00 45,083.00 -53,466.00 158,254.00 48,133.00 59,316.00 -107,000.00 181,671.00 137,359.00 85,453.00
   Net Issuance/Repayment of Debt 53,653.00 57,961.00 625.00 -20,776.00 31,724.00 28,625.00 9,105.00 -839,214.00 537,467.00 557,993.00 207,430.00 -143,921.00 178,389.00 104,064.00 3,800.00 109,298.00 33,940.00 -200.00 -10.00
   Net Issuance/Repurchase of Equity 361.00 23.00 23.00 -427.00 664.00 333.00 94.00 14.00 199.00 5.00 0 -54.00 308.00 54.00 0 -240.00 331.00 224.00 23.00
   Dividends Paid 8,993.00 5,993.00 2,996.00 -5,925.00 8,924.00 5,949.00 2,974.00 -5,656.00 8,497.00 5,663.00 2,831.00 -4,659.00 7,549.00 4,924.00 2,462.00 -3,663.00 5,666.00 3,778.00 1,889.00
   Other Financing Activities -69,868.00 -103,702.00 6,311.00 -32,072.00 22,874.00 -8,187.00 -10,427.00 683,164.00 -342,864.00 -442,170.00 -165,178.00 95,168.00 -27,992.00 -60,909.00 53,054.00 -212,395.00 141,734.00 133,557.00 83,551.00
Net Change in Cash -59,321.00 -88,120.00 -3,314.00 -164,837.00 103,303.00 50,867.00 45,581.00 9,208.00 68,773.00 -13,216.00 -20,084.00 162,032.00 -110,153.00 -109,384.00 -41,301.00 61,068.00 -17,628.00 -24,587.00 -206.00
   Cash at Beginning of Period 176,351.00 176,351.00 176,351.00 341,188.00 142,201.00 142,201.00 142,201.00 132,993.00 84,409.00 84,409.00 84,409.00 -77,623.00 180,823.00 180,823.00 180,823.00 119,755.00 175,706.00 175,706.00 175,706.00
   Cash at End of Period 117,030.00 88,231.00 173,037.00 176,351.00 245,504.00 193,068.00 187,782.00 142,201.00 153,182.00 71,193.00 64,325.00 84,409.00 70,670.00 71,439.00 139,522.00 180,823.00 158,078.00 151,119.00 175,500.00
Free Cash Flow 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0