FNWD

Valuation Ratios

Breakdown 2024-12-31 2023-12-31 2022-12-31 2021-12-31 2020-12-31
Price to Earnings 9.86 12.88 10.03 10.67
Price to Sales
Book Value Per Common Share 105.67 102.83 95.19 134.99 132.48
Price to Book 0.27 0.25 0.38 0.34
Price to Operating Cash Flow 9.96 3.42 3.55 7.03
Price to Free Cash Flow
Enterprise Value to EBITDA 19651.39
Breakdown 2025-09-30 2025-06-30 2025-03-31 2024-12-31 2024-09-30 2024-06-30 2024-03-31 2023-12-31 2023-09-30 2023-06-30 2023-03-31 2022-12-31 2022-09-30 2022-06-30 2022-03-31 2021-12-31 2021-09-30 2021-06-30 2021-03-31 2020-12-31
Price to Earnings 22.44 45.28 264.55 13.61 11.10 11.28 13.83 20.00 55.96 12.69 23.43 87.19
Price to Sales
Book Value Per Common Share 38.24 35.67 35.10 105.67 36.99 34.45 35.17 102.83 27.68 31.77 32.47 95.19 27.46 31.80 45.29 134.99 43.85 44.71 43.16 132.48
Price to Book 0.84 0.77 0.83 0.27 0.86 0.71 0.70 0.25 0.80 0.69 0.90 0.38 1.24 1.18 1.02 0.34
Price to Operating Cash Flow 63.48 122.92 -32.60 -136.26 38.33 -4169.49 4.23 5.45 31.98 12.40 27.00 257.29
Price to Free Cash Flow
Enterprise Value to EBITDA 36905.56 50364.55 111914.59 29314.52 31018.80 47830.80

Earnings Data

Breakdown 2024-12-31 2023-12-31 2022-12-31 2021-12-31 2020-12-31
Earning YoY 45.41 -45.71 -16.05 -10.42
Revenue YoY
EBITDA YoY 32.39 69.40 19.10 -26.74
Net Profit YoY 44.75 -44.43 0.78 -9.88
Breakdown 2025-09-30 2025-06-30 2025-03-31 2024-12-31 2024-09-30 2024-06-30 2024-03-31 2023-12-31 2023-09-30 2023-06-30 2023-03-31 2022-12-31 2022-09-30 2022-06-30 2022-03-31 2021-12-31 2021-09-30 2021-06-30 2021-03-31 2020-12-31
Earning YoY 134.43 454.55 6.33 1.38 45.45 111.54 67.50 201.89 43.78 72.59
Revenue YoY
EBITDA YoY 58.65 110.92 38.01 53.83 56.85 135.59 68.13 186.62 42.74 76.53
Net Profit YoY 134.19 472.75 6.43 1.55 46.84 108.84 69.39 207.54 43.60 73.41

Financial Strength

Breakdown 2024-12-31 2023-12-31 2022-12-31 2021-12-31 2020-12-31
Cash Per Common Share 68.48 74.00 47.04 63.79 55.65
Quick Ratio
Current Ratio
Debt to Equity 6.32 6.66 7.09 1.70 4.40
Long-Term Debt to Equity
Breakdown 2025-09-30 2025-06-30 2025-03-31 2024-12-31 2024-09-30 2024-06-30 2024-03-31 2023-12-31 2023-09-30 2023-06-30 2023-03-31 2022-12-31 2022-09-30 2022-06-30 2022-03-31 2021-12-31 2021-09-30 2021-06-30 2021-03-31 2020-12-31
Cash Per Common Share 24.38 24.21 16.96 67.86 16.82 19.53 16.86 73.57 16.74 27.22 25.80 45.70 18.58 37.73 27.54 63.73 18.54 39.88 39.60 55.64
Quick Ratio
Current Ratio
Debt to Equity 11.40 12.34 12.44 6.32 12.00 12.97 12.67 6.66 16.54 14.80 14.02 7.09 16.39 14.38 12.31 1.70 9.55 9.31 9.37 4.40
Long-Term Debt to Equity

Profitability

Breakdown 2024-12-31 2023-12-31 2022-12-31 2021-12-31 2020-12-31
ROA 0.55 0.37 0.68 0.64 1.00
ROE 4.01 2.84 5.53 1.74 5.43
Gross Margin
Operating Margin
EBITDA Margin
Net Profit Margin
Breakdown 2025-09-30 2025-06-30 2025-03-31 2024-12-31 2024-09-30 2024-06-30 2024-03-31 2023-12-31 2023-09-30 2023-06-30 2023-03-31 2022-12-31 2022-09-30 2022-06-30 2022-03-31 2021-12-31 2021-09-30 2021-06-30 2021-03-31 2020-12-31
ROA 0.30 0.13 0.02 0.48 0.45 0.45 0.33 0.22 0.11 0.54 0.31 0.10 0.72 0.51 0.30
ROE 3.69 1.69 0.30 6.29 6.34 6.12 5.77 3.42 1.60 9.42 4.80 1.35 7.64 5.22 3.12
Gross Margin
Operating Margin
EBITDA Margin
Net Profit Margin

Dividends

Breakdown 2024-12-31 2023-12-31 2022-12-31 2021-12-31 2020-12-31
Dividend Yield
Dividend Payout Ratio 25.84
Breakdown 2025-09-30 2025-06-30 2025-03-31 2024-12-31 2024-09-30 2024-06-30 2024-03-31 2023-12-31 2023-09-30 2023-06-30 2023-03-31 2022-12-31 2022-09-30 2022-06-30 2022-03-31 2021-12-31 2021-09-30 2021-06-30 2021-03-31 2020-12-31
Dividend Yield
Dividend Payout Ratio

Financial Statements

Breakdown 2024-12-31 2023-12-31 2022-12-31 2021-12-31 2020-12-31
Assets 2,215,361.00 2,256,907.00 2,208,101.00 2,326,419.00 1,652,523.00
   Deposits 3,524,932.00 3,660,742.00 3,553,734.00 3,353,202.00 2,609,978.00
      Cash and Short-Term Investments 291,711.00 316,282.00 196,451.00 221,833.00 192,669.00
            Cash and Cash Equivalents 291,711.00 316,282.00 196,451.00 221,833.00 192,669.00
            Short-Term Investments 0 0 0 0 0
      Net Receivables 3,043,152.00 3,053,815.00 7,421.00 5,444.00 4,713.00
      Inventory 0 0 0 0 0
      Other Current Assets 0 0 0 0 0
      Property, Plant, Equipment Net 47,259.00 38,436.00 40,212.00 31,385.00 30,785.00
      Goodwill 22,395.00 22,395.00 22,395.00 11,109.00 22,213.00
      Intangible Assets 1,860.00 3,272.00 4,794.00 3,126.00 4,119.00
      Long-Term Investments 0 0 0 0 0
      Non-Current Deferred Assets 0 0 0 0 0
      Other Non-Current Assets 0 0 0 0 0
Liabilities 1,912,533.00 1,962,217.00 1,935,315.00 1,466,089.00 1,346,679.00
      Payables and Expenses 0 0 0 0 0
            Account Payables 0 0 0 0 0
            Current Accrued Liabilities 0 0 0 0 0
      Short-Term Debt 0 0 0 0 0
      Other Current Liabilities 0 0 0 0 0
      Long-Term Debt 0 0 0 0 0
      Other Non-Current Liabilities 0 0 0 0 0
Equity 302,828.00 294,690.00 272,786.00 860,330.00 305,844.00
   Shareholders Equity 454,242.00 442,035.00 409,179.00 469,845.00 458,766.00
      Capital Stock 0 0 0 0 0
      Share Premium 70,034.00 69,555.00 69,032.00 30,430.00 29,987.00
      Retained Earnings 139,464.00 129,403.00 131,661.00 121,909.00 112,494.00
      Treasury Shares 0 0 0 0 0
      Accumulated Other Comprehensive Income -58,084.00 -51,613.00 -64,300.00 4,276.00 10,441.00
   Minority Interest 0 0 0 0 0
Investments 3,510,300.00 3,740,839.00 2,226,376.00 3,161,334.00 3,696,021.00
Debt 15,004.00 0 0 0 0
Common Shares Outstanding 4,298.77 4,298.77 4,298.40 3,480.70 3,462.92
Breakdown 2024-12-31 2023-12-31 2022-12-31 2021-12-31 2020-12-31
Cost Of Revenue 503.00 1,692.00 0 1,509.00 3,687.00
Interest Income 100,841.00 96,804.00 81,937.00 59,737.00 58,375.00
Interest Expense 40,731.00 31,228.00 4,886.00 2,080.00 5,740.00
Net Interest 48,447.00 54,555.00 67,149.00 48,575.00 45,881.00
Non-Interest Income 22,647.00 10,746.00 11,509.00 15,947.00 18,148.00
Non-Interest Expense 58,142.00 55,231.00 62,100.00 46,636.00 40,846.00
Provisions for Credit Losses -503.00 1,692.00 0 1,509.00 3,687.00
   Selling, General and Administrative Expenses 19,126.00 13,734.00 16,653.00 11,475.00 8,572.00
EBT 13,455.00 8,045.00 16,558.00 16,377.00 22,477.00
Income Tax 1,313.00 356.00 1,428.00 1,320.00 2,806.00
Net Income 12,130.00 8,380.00 15,080.00 14,963.00 16,604.00
EBIT 54,186.00 39,273.00 21,444.00 18,457.00 28,217.00
Deprecation and Amortization 7,291.00 7,163.00 5,968.00 4,559.00 3,201.00
EBITDA 61,477.00 46,436.00 27,412.00 23,016.00 31,418.00
EPS 0.00 0.00 0.00 0.00 0.00
Diluted EPS 0.00 0.00 0.00 0.00 0.00
Average Shares Outstanding Basic 4,259.57 4,273.82 4,176.12 3,477.31 3,461.95
Average Shares Outstanding Diluted 4,274.63 4,282.28 4,193.48 3,477.31 3,461.95
Breakdown 2024-12-31 2023-12-31 2022-12-31 2021-12-31 2020-12-31
Operating Cash Flow 12,018.00 31,527.00 42,560.00 22,692.00 25,169.00
   Operating Net Income 36,390.00 8,380.00 45,240.00 44,889.00 49,812.00
   Deprecation and Amortization 7,291.00 7,163.00 5,968.00 4,559.00 3,201.00
   Deferred Income Tax 645.00 -673.00 1,187.00 137.00 690.00
   Share Based Compensation 565.00 1,437.00 741.00 574.00 415.00
   Change in Working Capital -6,574.00 -6,460.00 5,439.00 -892.00 2,311.00
   Other Operating Activities -26,299.00 21,680.00 -16,015.00 -26,575.00 -31,260.00
Investing Cash Flow 42,789.00 15,021.00 -19,888.00 -126,761.00 -185,673.00
   Capital Expenditure 0.00 0.00 0.00 0.00 0.00
   Net Purchase/Sale of PPE 20,751.00 1,947.00 4,829.00 3,128.00 3,735.00
   Net Purchase/Sale of Investments Net 27,350.00 14,931.00 125,898.00 320,423.00 67,014.00
   Net Purchase/Sale of Business 0 0 -15,074.00 0 0
   Net Loan & Lease Activity -764.00 6,378.00 94,030.00 -12,345.00 49,196.00
   Other Investing Activities -4,548.00 -8,235.00 -229,571.00 -437,967.00 -305,618.00
Financing Cash Flow -70,173.00 9,963.00 -23,688.00 117,701.00 133,782.00
   Net Issuance/Repayment of Debt 315,000.00 200,000.00 120,000.00 6,721.00 10,361.00
   Net Issuance/Repurchase of Equity 0 0 0 0 0
   Dividends Paid 2,069.00 5,335.00 5,075.00 4,310.00 -4,291.00
   Other Financing Activities -387,242.00 -195,372.00 -148,763.00 106,670.00 127,712.00
Net Change in Cash -15,366.00 56,510.00 -1,016.00 13,254.00 -27,336.00
   Cash at Beginning of Period 85,950.00 29,498.00 32,298.00 19,922.00 47,258.00
   Cash at End of Period 70,584.00 86,008.00 31,282.00 33,176.00 19,922.00
Free Cash Flow 0 0 0 0 0
Breakdown 2025-09-30 2025-06-30 2025-03-31 2024-12-31 2024-09-30 2024-06-30 2024-03-31 2023-12-31 2023-09-30 2023-06-30 2023-03-31 2022-12-31 2022-09-30 2022-06-30 2022-03-31 2021-12-31 2021-09-30 2021-06-30 2021-03-31 2020-12-31
Assets 2,052,724.00 2,057,911.00 2,039,713.00 2,215,361.00 2,074,662.00 2,077,067.00 2,071,782.00 2,256,907.00 2,087,470.00 2,161,218.00 2,098,592.00 2,208,101.00 2,052,986.00 2,101,485.00 2,097,845.00 2,326,419.00 1,609,924.00 1,603,513.00 1,556,717.00 1,652,523.00
   Deposits 1,750,646.00 1,754,850.00 1,750,384.00 3,524,932.00 1,748,810.00 1,756,754.00 1,747,478.00 3,660,742.00 1,784,037.00 1,795,147.00 1,806,110.00 3,553,734.00 1,832,964.00 1,917,215.00 1,895,211.00 3,353,202.00 1,406,200.00 1,395,096.00 1,366,694.00 2,609,978.00
      Cash and Short-Term Investments 104,178.00 103,414.00 72,367.00 291,711.00 71,649.00 83,207.00 71,780.00 316,282.00 71,648.00 115,673.00 112,014.00 196,451.00 78,806.00 160,086.00 110,733.00 221,833.00 64,507.00 138,721.00 137,492.00 192,669.00
            Cash and Cash Equivalents 104,178.00 103,414.00 72,367.00 291,711.00 71,649.00 83,207.00 71,780.00 316,282.00 71,648.00 115,673.00 112,014.00 196,451.00 78,806.00 160,086.00 110,733.00 221,833.00 64,507.00 138,721.00 137,492.00 192,669.00
            Short-Term Investments 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
      Net Receivables 2,974,934.00 2,995,531.00 3,009,686.00 3,043,152.00 3,046,083.00 3,041,415.00 3,044,702.00 3,053,815.00 3,079,722.00 3,096,959.00 3,071,597.00 7,421.00 6,849.00 6,892.00 7,427.00 5,444.00 5,259.00 4,803.00 4,997.00 4,713.00
      Inventory 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
      Other Current Assets 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
      Property, Plant, Equipment Net 45,544.00 46,179.00 46,680.00 47,259.00 47,912.00 48,696.00 47,795.00 38,436.00 38,810.00 39,204.00 39,732.00 40,212.00 43,865.00 45,985.00 45,773.00 31,385.00 29,980.00 30,046.00 30,563.00 30,785.00
      Goodwill 22,395.00 22,395.00 22,395.00 22,395.00 22,395.00 22,395.00 22,395.00 22,395.00 22,395.00 22,395.00 22,395.00 22,395.00 34,115.00 34,115.00 34,474.00 11,109.00 11,109.00 11,109.00 22,213.00 22,213.00
      Intangible Assets 1,273.00 1,414.00 1,635.00 1,860.00 2,203.00 2,555.00 2,911.00 3,272.00 3,636.00 4,015.00 4,402.00 4,794.00 5,188.00 5,588.00 5,998.00 3,126.00 3,374.00 3,622.00 3,871.00 4,119.00
      Long-Term Investments 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
      Non-Current Deferred Assets 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
      Other Non-Current Assets 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Liabilities 1,887,229.00 1,903,658.00 1,887,906.00 1,912,533.00 1,915,107.00 1,928,436.00 1,920,201.00 1,962,217.00 1,968,427.00 2,024,468.00 1,958,856.00 1,935,315.00 1,934,963.00 1,964,831.00 1,940,208.00 1,466,089.00 1,457,355.00 1,447,944.00 1,406,578.00 1,346,679.00
      Payables and Expenses 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
            Account Payables 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
            Current Accrued Liabilities 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
      Short-Term Debt 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
      Other Current Liabilities 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
      Long-Term Debt 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
      Other Non-Current Liabilities 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Equity 165,495.00 154,253.00 151,807.00 302,828.00 159,555.00 148,631.00 151,581.00 294,690.00 119,043.00 136,750.00 139,736.00 272,786.00 118,023.00 136,654.00 157,637.00 860,330.00 152,569.00 155,569.00 150,139.00 305,844.00
   Shareholders Equity 165,495.00 154,253.00 151,807.00 454,242.00 159,555.00 148,631.00 151,581.00 442,035.00 119,043.00 136,750.00 139,736.00 409,179.00 118,023.00 136,654.00 157,637.00 469,845.00 152,569.00 155,569.00 150,139.00 458,766.00
      Capital Stock 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
      Share Premium 70,233.00 70,263.00 70,132.00 70,034.00 69,916.00 69,778.00 69,727.00 69,555.00 69,482.00 69,384.00 69,182.00 69,032.00 68,826.00 68,623.00 68,386.00 30,430.00 30,284.00 30,141.00 30,065.00 29,987.00
      Retained Earnings 144,528.00 141,550.00 139,919.00 139,464.00 137,880.00 137,792.00 138,167.00 129,403.00 128,409.00 127,551.00 126,449.00 131,661.00 129,036.00 125,812.00 122,713.00 121,909.00 119,677.00 117,219.00 116,094.00 112,494.00
      Treasury Shares 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
      Accumulated Other Comprehensive Income -49,266.00 -57,560.00 -58,244.00 -58,084.00 -48,241.00 -58,939.00 -56,313.00 -51,613.00 -78,848.00 -60,185.00 -55,895.00 -64,300.00 -79,839.00 -57,781.00 -33,462.00 4,276.00 2,608.00 8,209.00 3,980.00 10,441.00
   Minority Interest 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Investments 3,484,674.00 3,451,348.00 3,472,458.00 3,510,300.00 3,608,404.00 3,543,908.00 3,585,649.00 3,740,839.00 3,561,340.00 3,742,977.00 3,788,495.00 2,226,376.00 2,154,210.00 2,402,796.00 2,785,920.00 3,161,334.00 4,779,090.00 4,265,343.00 3,805,812.00 3,696,021.00
Debt 14,654.00 14,774.00 14,896.00 15,004.00 15,111.00 15,217.00 15,319.00 0 0 0 0 0 0 0 0 0 0 0 0 0
Common Shares Outstanding 4,327.51 4,324.89 4,324.48 4,298.77 4,313.94 4,313.94 4,310.25 4,298.77 4,300.88 4,303.77 4,304.03 4,298.40 4,297.90 4,296.95 3,480.70 3,480.70 3,479.14 3,479.14 3,478.92 3,462.92
Breakdown 2025-09-30 2025-06-30 2025-03-31 2024-12-31 2024-09-30 2024-06-30 2024-03-31 2023-12-31 2023-09-30 2023-06-30 2023-03-31 2022-12-31 2022-09-30 2022-06-30 2022-03-31 2021-12-31 2021-09-30 2021-06-30 2021-03-31
Cost Of Revenue 952.00 891.00 454.00 -375.00 397.00 439.00 42.00 -1,232.00 1,462.00 974.00 488.00 0 0 0 0 -1,516.00 1,293.00 1,154.00 578.00
Interest Income 76,861.00 50,427.00 25,027.00 -49,870.00 75,453.00 50,169.00 25,089.00 -44,593.00 71,573.00 47,178.00 22,646.00 -35,043.00 59,717.00 38,761.00 18,502.00 -28,639.00 44,365.00 29,303.00 14,708.00
Interest Expense 26,650.00 17,753.00 9,028.00 -20,493.00 30,743.00 20,277.00 10,204.00 -8,969.00 21,687.00 13,042.00 5,468.00 1,893.00 1,833.00 801.00 359.00 -1,555.00 1,710.00 1,244.00 681.00
Net Interest 41,701.00 27,258.00 13,313.00 -23,007.00 35,840.00 23,834.00 11,780.00 -30,660.00 41,840.00 28,707.00 14,668.00 -31,559.00 50,340.00 32,833.00 15,535.00 -23,507.00 36,118.00 23,918.00 12,046.00
Non-Interest Income 7,825.00 4,912.00 2,229.00 -25,793.00 18,916.00 16,049.00 13,475.00 -5,487.00 8,011.00 5,614.00 2,608.00 -6,345.00 8,670.00 6,040.00 3,144.00 -8,498.00 12,139.00 7,993.00 4,313.00
Non-Interest Expense 43,355.00 29,258.00 14,472.00 -30,178.00 43,895.00 29,421.00 15,004.00 -28,933.00 41,715.00 28,222.00 14,227.00 -32,069.00 46,455.00 31,445.00 16,269.00 -19,109.00 33,904.00 21,503.00 10,338.00
Provisions for Credit Losses 952.00 891.00 454.00 291.00 -397.00 -439.00 42.00 -1,232.00 1,462.00 974.00 488.00 0 0 0 0 -1,516.00 1,293.00 1,154.00 578.00
   Selling, General and Administrative Expenses 9,927.00 6,721.00 4,496.00 -1,675.00 10,848.00 6,710.00 3,243.00 -4,455.00 9,151.00 6,120.00 2,918.00 -9,285.00 12,168.00 8,565.00 5,205.00 -1,640.00 6,801.00 4,215.00 2,099.00
EBT 6,292.00 2,732.00 616.00 -17,967.00 10,785.00 10,386.00 10,251.00 -6,503.00 6,890.00 5,097.00 2,561.00 -5,835.00 12,555.00 7,428.00 2,410.00 -11,380.00 13,060.00 9,254.00 5,443.00
Income Tax 189.00 126.00 161.00 -1,378.00 756.00 963.00 972.00 -405.00 21.00 419.00 321.00 -1,142.00 1,433.00 862.00 275.00 -1,992.00 1,408.00 1,140.00 764.00
Net Income 6,103.00 2,606.00 455.00 -16,601.00 10,029.00 9,423.00 9,279.00 -5,407.00 6,869.00 4,678.00 2,240.00 -4,743.00 11,122.00 6,566.00 2,135.00 -9,482.00 11,652.00 8,114.00 4,679.00
EBIT 32,942.00 20,485.00 9,644.00 -38,460.00 41,528.00 30,663.00 20,455.00 -15,472.00 28,577.00 18,139.00 8,029.00 -3,942.00 14,388.00 8,229.00 2,769.00 -12,935.00 14,770.00 10,498.00 6,124.00
Deprecation and Amortization 4,684.00 3,231.00 1,600.00 -3,389.00 5,532.00 3,436.00 1,712.00 -2,307.00 5,076.00 3,316.00 1,078.00 -3,039.00 4,695.00 3,121.00 1,191.00 -1,927.00 3,289.00 2,154.00 1,043.00
EBITDA 37,626.00 23,716.00 11,244.00 -41,849.00 47,060.00 34,099.00 22,167.00 -17,779.00 33,653.00 21,455.00 9,107.00 -6,981.00 19,083.00 11,350.00 3,960.00 -14,862.00 18,059.00 12,652.00 7,167.00
EPS 0.00 0.00 0.00 -0.00 0.00 0.00 0.00 -0.00 0.00 0.00 0.00 -0.00 0.00 0.00 0.00 -0.00 0.00 0.00 0.00
Diluted EPS 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Average Shares Outstanding Basic 4,273.02 4,271.95 4,266.98 4,261.11 4,260.81 4,259.69 4,256.67 4,221.40 4,281.20 4,250.30 4,342.39 4,198.56 4,242.57 4,242.56 4,020.82 3,480.10 3,479.14 3,478.39 3,471.60
Average Shares Outstanding Diluted 4,299.01 4,296.42 4,284.50 4,275.64 4,281.15 4,271.05 4,270.69 4,227.42 4,288.87 4,258.97 4,353.87 4,234.01 4,260.60 4,258.50 4,020.82 3,480.10 3,479.14 3,478.39 3,471.60
Breakdown 2025-09-30 2025-06-30 2025-03-31 2024-12-31 2024-09-30 2024-06-30 2024-03-31 2023-12-31 2023-09-30 2023-06-30 2023-03-31 2022-12-31 2022-09-30 2022-06-30 2022-03-31 2021-12-31 2021-09-30 2021-06-30 2021-03-31
Operating Cash Flow 2,160.00 960.00 -3,809.00 10,318.00 -1,000.00 2,725.00 -25.00 -11,943.00 22,372.00 17,147.00 3,951.00 24,312.00 11,636.00 5,890.00 722.00 -23,864.00 16,559.00 13,516.00 16,481.00
   Operating Net Income 6,103.00 2,606.00 455.00 7,659.00 10,029.00 9,423.00 9,279.00 -5,407.00 6,869.00 4,678.00 2,240.00 25,417.00 11,122.00 6,566.00 2,135.00 20,444.00 11,652.00 8,114.00 4,679.00
   Deprecation and Amortization 4,684.00 3,231.00 1,600.00 -3,389.00 5,532.00 3,436.00 1,712.00 -2,307.00 5,076.00 3,316.00 1,078.00 -3,039.00 4,695.00 3,121.00 1,191.00 -1,927.00 3,289.00 2,154.00 1,043.00
   Deferred Income Tax 0 0 0 645.00 0 0 0 -673.00 0 0 0 1,187.00 0 0 0 137.00 0 0 0
   Share Based Compensation 345.00 229.00 98.00 -355.00 443.00 305.00 172.00 -64.00 646.00 548.00 307.00 -295.00 535.00 332.00 169.00 -285.00 428.00 285.00 146.00
   Change in Working Capital -3,233.00 -2,240.00 -2,029.00 9,751.00 -6,031.00 -4,748.00 -5,546.00 -2,295.00 174.00 -1,923.00 -2,416.00 -2,302.00 4,612.00 2,650.00 479.00 4,169.00 -1,045.00 -1,638.00 -2,378.00
   Other Operating Activities -5,739.00 -2,866.00 -3,933.00 -3,993.00 -10,973.00 -5,691.00 -5,642.00 -1,197.00 9,607.00 10,528.00 2,742.00 3,344.00 -9,328.00 -6,779.00 -3,252.00 -46,402.00 2,235.00 4,601.00 12,991.00
Investing Cash Flow 44,229.00 29,891.00 19,698.00 -81,829.00 42,972.00 42,404.00 39,242.00 28,555.00 363.00 -10,922.00 -2,975.00 -81,940.00 10,060.00 24,833.00 27,159.00 70,132.00 -109,204.00 -59,957.00 -27,732.00
   Capital Expenditure 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
   Net Purchase/Sale of PPE 1,280.00 461.00 183.00 -38,240.00 20,529.00 20,021.00 18,441.00 488.00 784.00 458.00 217.00 -2,821.00 4,350.00 2,081.00 1,219.00 1,260.00 1,019.00 470.00 379.00
   Net Purchase/Sale of Investments Net 8,934.00 5,687.00 2,863.00 -35,921.00 24,184.00 21,023.00 18,064.00 -7,913.00 11,549.00 7,620.00 3,675.00 -103,034.00 121,663.00 71,084.00 36,185.00 -13,369.00 263,183.00 43,322.00 27,287.00
   Net Purchase/Sale of Business 0 0 0 0 0 0 0 0 0 0 0 30,148.00 -15,074.00 -15,074.00 -15,074.00 0 0 0 0
   Net Loan & Lease Activity -764.00 6,378.00 94,030.00 -12,345.00 49,196.00
   Other Investing Activities 68,721.00 48,336.00 33,598.00 -20,930.00 2,150.00 7,336.00 6,896.00 68,941.00 -24,582.00 -39,294.00 -13,300.00 56,510.00 -183,380.00 -87,436.00 -15,265.00 77,264.00 -353,258.00 -102,089.00 -59,884.00
Financing Cash Flow -12,795.00 1,979.00 -14,106.00 87,533.00 -56,331.00 -47,930.00 -53,445.00 -108,357.00 17,631.00 78,166.00 22,523.00 -15,959.00 -16,576.00 15,403.00 -6,556.00 -141,269.00 104,488.00 95,144.00 59,338.00
   Net Issuance/Repayment of Debt 70,000.00 40,000.00 11,657.00 -325,000.00 295,000.00 175,000.00 170,000.00 -610,000.00 320,000.00 270,000.00 220,000.00 45,208.00 56,174.00 9,955.00 8,663.00 -33,859.00 15,984.00 16,539.00 8,057.00
   Net Issuance/Repurchase of Equity 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
   Dividends Paid 1,039.00 520.00 518.00 -1,028.00 1,552.00 1,030.00 515.00 -2,665.00 4,000.00 2,667.00 1,333.00 -2,156.00 3,742.00 2,410.00 1,079.00 -2,142.00 3,226.00 2,152.00 1,074.00
   Other Financing Activities -83,834.00 -38,541.00 -26,281.00 413,561.00 -352,883.00 -223,960.00 -223,960.00 504,308.00 -306,369.00 -194,501.00 -198,810.00 -59,011.00 -76,492.00 3,038.00 -16,298.00 -105,268.00 85,278.00 76,453.00 50,207.00
Net Change in Cash 33,594.00 32,830.00 1,783.00 16,022.00 -14,359.00 -2,801.00 -14,228.00 -91,746.00 40,366.00 84,391.00 23,499.00 -73,587.00 5,120.00 46,126.00 21,325.00 -95,379.00 11,843.00 48,703.00 48,087.00
   Cash at Beginning of Period 70,584.00 70,584.00 70,584.00 54,562.00 86,008.00 86,008.00 86,008.00 177,754.00 31,282.00 31,282.00 31,282.00 104,869.00 33,176.00 33,176.00 33,176.00 128,555.00 19,922.00 19,922.00 19,922.00
   Cash at End of Period 104,178.00 103,414.00 72,367.00 70,584.00 71,649.00 83,207.00 71,780.00 86,008.00 71,648.00 115,673.00 54,781.00 31,282.00 38,296.00 79,302.00 54,501.00 33,176.00 31,765.00 68,625.00 68,009.00
Free Cash Flow 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0