FSBW

Valuation Ratios

Breakdown 2024-12-31 2023-12-31 2022-12-31 2021-12-31 2020-12-31
Price to Earnings 9.17 7.98 8.92 7.61
Price to Sales 61.35 30.42 64.39
Book Value Per Common Share 111.09 98.73 86.54 90.92 163.42
Price to Book 0.37 0.37 0.39 0.37
Price to Operating Cash Flow 5.05 3.25 1.34 2.32
Price to Free Cash Flow
Enterprise Value to EBITDA 8459.87 28321.28 39551.15 37985.75
Breakdown 2025-09-30 2025-06-30 2025-03-31 2024-12-31 2024-09-30 2024-06-30 2024-03-31 2023-12-31 2023-09-30 2023-06-30 2023-03-31 2022-12-31 2022-09-30 2022-06-30 2022-03-31 2021-12-31 2021-09-30 2021-06-30 2021-03-31 2020-12-31
Price to Earnings 12.36 19.50 37.26 12.57 16.35 32.44 8.73 13.48 28.31 9.84 17.09 37.35 10.24 14.91 12.09
Price to Sales 121.82 237.25 66.07 41.99 87.72 49.61 81.73 249.20 95.61 153.60 185.12
Book Value Per Common Share 39.88 39.01 38.60 111.09 36.96 36.68 35.61 98.73 32.15 32.23 31.23 86.54 28.63 28.82 29.25 90.92 29.29 29.01 56.77 163.42
Price to Book 1.00 1.01 0.98 0.37 1.20 0.99 0.97 0.37 0.92 0.93 0.96 0.39 0.95 1.00 1.06 0.37 1.18 1.23 0.59
Price to Operating Cash Flow 5.05 19.63 35.77 35.11 27.02 964.17 3.48 5.45 12.39 1.30 1.76 2.58 2.91 4.09 7.78
Price to Free Cash Flow
Enterprise Value to EBITDA 10057.95 15586.80 31493.06 40659.09 48912.18 97131.36 31681.62 51577.70 107790.34 45864.03 77630.42 170339.70 50639.38 74517.88 61472.25

Earnings Data

Breakdown 2024-12-31 2023-12-31 2022-12-31 2021-12-31 2020-12-31
Earning YoY -3.24 23.47 -15.16 -51.64
Revenue YoY -45.90 96.02 83.27
EBITDA YoY 273.53 55.66 -9.57 -7.49
Net Profit YoY -2.85 16.13 -17.02 -4.72
Breakdown 2025-09-30 2025-06-30 2025-03-31 2024-12-31 2024-09-30 2024-06-30 2024-03-31 2023-12-31 2023-09-30 2023-06-30 2023-03-31 2022-12-31 2022-09-30 2022-06-30 2022-03-31 2021-12-31 2021-09-30 2021-06-30 2021-03-31 2020-12-31
Earning YoY 59.90 98.04 58.74 108.41 51.57 110.38 64.88 102.41 41.42 -14.03
Revenue YoY 104.08 -37.40 109.74 478.27 54.45 173.94 54.94 155.29
EBITDA YoY 55.36 106.01 -55.31 48.24 106.86 60.63 109.67 60.24 94.63 40.77 72.25
Net Profit YoY 58.27 96.35 59.26 106.69 51.67 111.01 67.58 97.51 40.77 71.94

Financial Strength

Breakdown 2024-12-31 2023-12-31 2022-12-31 2021-12-31 2020-12-31
Cash Per Common Share 10.08 27.82 13.44 12.55 54.88
Quick Ratio
Current Ratio
Debt to Equity 0.42 5.21 5.29 4.22 0.74
Long-Term Debt to Equity
Breakdown 2025-09-30 2025-06-30 2025-03-31 2024-12-31 2024-09-30 2024-06-30 2024-03-31 2023-12-31 2023-09-30 2023-06-30 2023-03-31 2022-12-31 2022-09-30 2022-06-30 2022-03-31 2021-12-31 2021-09-30 2021-06-30 2021-03-31 2020-12-31
Cash Per Common Share 8.08 8.79 16.79 9.91 15.17 13.55 20.83 27.30 27.94 40.39 17.12 13.47 42.88 9.14 10.28 12.79 11.01 24.76 49.28 55.34
Quick Ratio
Current Ratio
Debt to Equity 0.43 0.43 0.43 0.42 9.28 9.36 9.69 5.21 10.65 10.63 10.51 5.29 11.03 9.78 8.64 4.22 8.27 8.19 8.05 0.74
Long-Term Debt to Equity

Profitability

Breakdown 2024-12-31 2023-12-31 2022-12-31 2021-12-31 2020-12-31
ROA 0.37 1.10 1.07 1.45 0.88
ROE 0.53 6.82 6.70 7.56 1.53
Gross Margin -3.51 22.31 88.50 -449.35
Operating Margin 1933.24 602.96 1313.98 2720.90
EBITDA Margin 2207.50 767.23 1663.10 3294.77
Net Profit Margin 781.72 364.16 860.24 1654.61
Breakdown 2025-09-30 2025-06-30 2025-03-31 2024-12-31 2024-09-30 2024-06-30 2024-03-31 2023-12-31 2023-09-30 2023-06-30 2023-03-31 2022-12-31 2022-09-30 2022-06-30 2022-03-31 2021-12-31 2021-09-30 2021-06-30 2021-03-31 2020-12-31
ROA 0.26 0.17 0.09 0.93 0.59 0.28 0.90 0.60 0.30 0.86 0.57 0.30 1.29 0.92 0.55
ROE 0.37 0.24 0.12 9.57 6.11 3.02 10.48 6.93 3.40 10.31 6.09 2.91 11.96 8.45 4.94
Gross Margin -7.65 -24.13 1.52 -4.83 10.96 15.89 50.43 23.20 -96.08
Operating Margin 2258.13 2223.87 1842.79 712.60 697.81 824.10 752.86 1025.86 1468.04 1589.04 2348.89
EBITDA Margin 2509.17 2475.42 2120.39 826.29 826.57 1068.25 1029.66 1449.26 1853.83 2040.40 3024.05
Net Profit Margin 754.61 745.08 767.55 316.78 314.88 530.54 488.97 678.18 950.53 1046.19 1553.33

Dividends

Breakdown 2024-12-31 2023-12-31 2022-12-31 2021-12-31 2020-12-31
Dividend Yield
Dividend Payout Ratio
Breakdown 2025-09-30 2025-06-30 2025-03-31 2024-12-31 2024-09-30 2024-06-30 2024-03-31 2023-12-31 2023-09-30 2023-06-30 2023-03-31 2022-12-31 2022-09-30 2022-06-30 2022-03-31 2021-12-31 2021-09-30 2021-06-30 2021-03-31 2020-12-31
Dividend Yield
Dividend Payout Ratio

Financial Statements

Breakdown 2024-12-31 2023-12-31 2022-12-31 2021-12-31 2020-12-31
Assets 9,433,757.00 3,287,536.00 2,914,889.00 2,584,071.00 4,466,699.00
   Deposits 2,339,418.00 2,522,323.00 2,127,741.00 1,915,744.00 1,674,071.00
      Cash and Short-Term Investments 77,611.00 212,977.00 104,205.00 104,491.00 234,517.00
            Cash and Cash Equivalents 77,611.00 212,977.00 104,205.00 104,491.00 234,517.00
            Short-Term Investments 0 0 0 0 0
      Net Receivables 13,881.00 2,443,496.00 2,202,004.00 1,736,134.00 1,552,011.00
      Inventory 0 0 0 0 0
      Other Current Assets 0 0 0 0 0
      Property, Plant, Equipment Net 35,134.00 37,205.00 31,345.00 31,148.00 32,292.00
      Goodwill 3,592.00 3,592.00 4,612.00 4,612.00 4,612.00
      Intangible Assets 41,130.00 17,343.00 3,369.00 4,060.00 4,751.00
      Long-Term Investments 0 0 0 0 0
      Non-Current Deferred Assets 7,059.00 6,725.00 6,670.00 0 0
      Other Non-Current Assets 0 0 0 0 0
Liabilities 2,783,869.00 2,758,560.00 2,451,495.00 2,089,057.00 1,893,444.00
      Payables and Expenses 0 0 0 0 0
            Account Payables 0 0 0 0 0
            Current Accrued Liabilities 0 0 0 0 0
      Short-Term Debt 939,020.00 370,758.00 0 0 0
      Other Current Liabilities 0 0 0 0 0
      Long-Term Debt 0 0 0 0 0
      Other Non-Current Liabilities 0 0 0 0 0
Equity 6,649,888.00 528,976.00 463,394.00 495,014.00 2,573,255.00
   Shareholders Equity 870,161.00 770,158.00 669,459.00 742,773.00 692,554.00
      Capital Stock 78.00 78.00 77.00 82.00 42.00
      Share Premium 55,716.00 57,362.00 55,187.00 67,958.00 81,318.00
      Retained Earnings 257,113.00 230,354.00 202,362.00 179,215.00 146,405.00
      Treasury Shares 0 0 0 0 0
      Accumulated Other Comprehensive Income -17,140.00 -23,306.00 -25,632.00 252.00 2,533.00
   Minority Interest 0 0 0 0 0
Investments 8,500.00 1,766,053.00 925,477.00 1,116,064.00 742,128.00
Debt 1,090,080.00 521,086.00 6,474.00 4,792.00 5,176.00
Net Debt 1,012,469.00 308,109.00 0 0 0
Common Shares Outstanding 7,833.01 7,800.55 7,736.19 8,169.89 4,237.96
Breakdown 2024-12-31 2023-12-31 2022-12-31 2021-12-31 2020-12-31
Revenues 0 4,612.00 8,525.00 4,349.00 2,373.00
Cost Of Revenue 16,533.00 4,774.00 6,623.00 500.00 13,036.00
Interest Income 554,511.00 167,192.00 118,694.00 96,374.00 88,837.00
Interest Expense 244,986.00 43,889.00 14,414.00 9,725.00 14,717.00
Net Interest 123,105.00 123,303.00 104,280.00 86,649.00 74,120.00
Non-Interest Income 64,668.00 20,490.00 18,108.00 37,513.00 55,359.00
Non-Interest Expense 292,707.00 193,594.00 79,183.00 76,242.00 66,593.00
Provisions for Credit Losses 16,533.00 4,774.00 6,623.00 500.00 13,036.00
Gross Profit 0 -162.00 1,902.00 3,849.00 -10,663.00
   Selling, General and Administrative Expenses 34,192.00 30,233.00 26,021.00 24,449.00 22,922.00
EBT 124,743.00 45,272.00 36,988.00 47,420.00 49,850.00
Income Tax 19,183.00 17,980.00 15,143.00 20,435.00 21,376.00
Net Income 35,024.00 36,053.00 31,045.00 37,412.00 39,264.00
EBIT 369,729.00 89,161.00 51,402.00 57,145.00 64,567.00
Deprecation and Amortization 10,566.00 12,649.00 14,004.00 15,183.00 13,618.00
EBITDA 380,295.00 101,810.00 65,406.00 72,328.00 78,185.00
EPS 0.00 0.00 0.00 0.00 0.01
Diluted EPS 0.00 0.00 0.00 0.00 0.01
Average Shares Outstanding Basic 7,697.81 7,656.53 7,754.51 8,326.17 4,273.35
Average Shares Outstanding Diluted 7,893.25 7,775.43 7,873.64 8,526.75 4,354.37
Breakdown 2024-12-31 2023-12-31 2022-12-31 2021-12-31 2020-12-31
Operating Cash Flow 62,606.00 87,166.00 194,053.00 120,587.00 -10,065.00
   Operating Net Income 175,120.00 144,212.00 29,649.00 37,412.00 39,264.00
   Deprecation and Amortization 10,566.00 12,649.00 14,004.00 15,183.00 13,618.00
   Deferred Income Tax -2,023.00 -693.00 -844.00 1,750.00 -2,390.00
   Share Based Compensation 1,806.00 2,010.00 0 0 0
   Change in Working Capital -13,434.00 9,691.00 4,391.00 -238,020.00 -280,049.00
   Other Operating Activities -109,429.00 -80,703.00 146,853.00 304,262.00 219,492.00
Investing Cash Flow -104,197.00 77,669.00 -504,044.00 -335,542.00 -270,408.00
   Capital Expenditure 0.00 0.00 0.00 0.00 0.00
   Net Purchase/Sale of PPE 1,635.00 1,671.00 1,551.00 1,984.00 1,379.00
   Net Purchase/Sale of Investments Net 232,671.00 117,684.00 50,999.00 161,737.00 165,692.00
   Net Purchase/Sale of Business 0 336,157.00 0 0 0
   Net Loan & Lease Activity 63,427.00 2,818.00 5,736.00 1,618.00 32,743.00
   Other Investing Activities -401,930.00 -380,661.00 -562,330.00 -500,881.00 -470,222.00
Financing Cash Flow 7,601.00 -138,682.00 312,249.00 155,222.00 335,234.00
   Net Issuance/Repayment of Debt 1,721,478.00 4,421,458.00 5,863,234.00 470,428.00 1,121,371.00
   Net Issuance/Repurchase of Equity 7,166.00 2,480.00 31,636.00 28,344.00 19,672.00
   Dividends Paid 8,265.00 7,764.00 7,096.00 4,602.00 3,574.00
   Other Financing Activities -1,729,308.00 -4,570,384.00 -5,589,717.00 -348,152.00 -809,383.00
Net Change in Cash -33,990.00 26,153.00 2,258.00 -59,733.00 54,761.00
   Cash at Beginning of Period 65,625.00 39,538.00 39,179.00 86,224.00 36,815.00
   Cash at End of Period 31,635.00 65,691.00 41,437.00 26,491.00 91,576.00
Free Cash Flow 0 0 0 0 0
Breakdown 2025-09-30 2025-06-30 2025-03-31 2024-12-31 2024-09-30 2024-06-30 2024-03-31 2023-12-31 2023-09-30 2023-06-30 2023-03-31 2022-12-31 2022-09-30 2022-06-30 2022-03-31 2021-12-31 2021-09-30 2021-06-30 2021-03-31 2020-12-31
Assets 9,626,475.00 9,528,039.00 9,198,234.00 9,433,757.00 2,970,208.00 2,941,377.00 2,969,705.00 3,287,536.00 2,920,072.00 2,905,621.00 2,782,808.00 2,914,889.00 2,652,138.00 2,399,239.00 2,273,933.00 2,584,071.00 2,228,694.00 2,222,613.00 2,175,586.00 4,466,699.00
   Deposits 2,686,492.00 2,553,375.00 2,615,151.00 2,339,418.00 2,427,331.00 2,382,803.00 2,465,297.00 2,522,323.00 2,454,444.00 2,365,308.00 2,443,273.00 2,127,741.00 2,083,338.00 2,016,100.00 1,919,788.00 1,915,744.00 1,863,650.00 1,858,610.00 1,780,793.00 1,674,071.00
      Cash and Short-Term Investments 61,280.00 67,134.00 129,184.00 77,611.00 116,683.00 104,143.00 160,478.00 212,977.00 214,254.00 308,439.00 130,498.00 104,205.00 334,474.00 72,198.00 83,743.00 104,491.00 92,010.00 208,454.00 207,726.00 234,517.00
            Cash and Cash Equivalents 61,280.00 67,134.00 129,184.00 77,611.00 116,683.00 104,143.00 160,478.00 212,977.00 214,254.00 308,439.00 130,498.00 104,205.00 334,474.00 72,198.00 83,743.00 104,491.00 92,010.00 208,454.00 207,726.00 234,517.00
            Short-Term Investments 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
      Net Receivables 15,122.00 14,270.00 14,406.00 13,881.00 42,042.00 2,498,560.00 2,458,744.00 2,443,496.00 41,775.00 12,244.00 12,336.00 2,202,004.00 2,094,336.00 1,954,625.00 1,806,099.00 1,736,134.00 1,685,840.00 1,652,987.00 1,600,489.00 1,552,011.00
      Inventory 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
      Other Current Assets 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
      Property, Plant, Equipment Net 39,276.00 38,067.00 34,430.00 35,134.00 35,391.00 35,783.00 36,528.00 37,205.00 37,968.00 38,751.00 39,195.00 31,345.00 32,045.00 30,590.00 31,288.00 31,148.00 32,118.00 32,787.00 31,883.00 32,292.00
      Goodwill 3,592.00 3,592.00 3,592.00 3,592.00 3,592.00 3,592.00 3,600.00 3,592.00 3,592.00 4,892.00 8,492.00 4,612.00 4,612.00 2,312.00 4,612.00 4,612.00 4,612.00 4,612.00 4,612.00 4,612.00
      Intangible Assets 33,852.00 36,213.00 38,637.00 41,130.00 14,586.00 15,483.00 16,402.00 17,343.00 18,323.00 19,325.00 20,348.00 3,369.00 3,542.00 3,715.00 3,887.00 4,060.00 4,220.00 4,397.00 4,574.00 4,751.00
      Long-Term Investments 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
      Non-Current Deferred Assets 6,767.00 7,782.00 7,009.00 7,059.00 4,222.00 4,590.00 4,832.00 6,725.00 7,424.00 5,784.00 5,860.00 6,670.00 6,571.00 4,709.00 2,611.00 0 303.00 216.00 164.00 0
      Other Non-Current Assets 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Liabilities 2,908,314.00 2,878,810.00 2,767,238.00 2,783,869.00 2,681,306.00 2,657,351.00 2,691,773.00 2,758,560.00 2,669,407.00 2,655,688.00 2,540,974.00 2,451,495.00 2,431,591.00 2,176,598.00 2,037,983.00 2,089,057.00 1,988,241.00 1,980,853.00 1,935,275.00 1,893,444.00
      Payables and Expenses 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
            Account Payables 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
            Current Accrued Liabilities 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
      Short-Term Debt 386,710.00 701,255.00 206,206.00 939,020.00 491,335.00 544,538.00 389,354.00 370,758.00 365,172.00 0 0 0 0 0 0 0 0 0 0 0
      Other Current Liabilities 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
      Long-Term Debt 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
      Other Non-Current Liabilities 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Equity 6,718,161.00 6,649,229.00 6,430,996.00 6,649,888.00 288,902.00 284,026.00 277,932.00 528,976.00 250,665.00 249,933.00 241,834.00 463,394.00 220,547.00 222,641.00 235,950.00 495,014.00 240,453.00 241,760.00 240,311.00 2,573,255.00
   Shareholders Equity 300,511.00 297,203.00 298,840.00 870,161.00 288,902.00 284,026.00 277,932.00 770,158.00 250,665.00 249,933.00 241,834.00 669,459.00 220,547.00 222,641.00 235,950.00 742,773.00 240,453.00 241,760.00 240,311.00 692,554.00
      Capital Stock 75.00 76.00 77.00 78.00 78.00 77.00 78.00 78.00 78.00 77.00 77.00 77.00 77.00 77.00 81.00 82.00 82.00 83.00 42.00 42.00
      Share Premium 43,907.00 48,418.00 52,806.00 55,716.00 55,264.00 55,834.00 57,552.00 57,362.00 57,464.00 56,781.00 56,138.00 55,187.00 53,769.00 55,129.00 65,035.00 67,958.00 68,481.00 75,797.00 81,580.00 81,318.00
      Retained Earnings 273,882.00 268,509.00 262,945.00 257,113.00 251,843.00 243,651.00 236,720.00 230,354.00 222,532.00 215,519.00 208,342.00 202,362.00 196,283.00 189,372.00 185,045.00 179,215.00 171,786.00 164,606.00 157,193.00 146,405.00
      Treasury Shares 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
      Accumulated Other Comprehensive Income -17,353.00 -19,800.00 -16,988.00 -17,140.00 -18,283.00 -15,536.00 -16,418.00 -23,306.00 -29,409.00 -22,444.00 -22,723.00 -25,632.00 -29,285.00 -21,640.00 -13,914.00 252.00 198.00 1,434.00 1,721.00 2,533.00
   Minority Interest 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Investments 0 0 10,500.00 8,500.00 8,500.00 1,335,547.00 1,686,313.00 1,766,053.00 8,500.00 0 937,961.00 925,477.00 920,237.00 999,797.00 1,060,652.00 1,116,064.00 1,105,821.00 960,780.00 835,617.00 742,128.00
Debt 542,357.00 858,138.00 359,855.00 1,090,080.00 642,397.00 694,668.00 539,576.00 521,086.00 515,184.00 7,690.00 7,651.00 6,474.00 6,836.00 5,081.00 5,406.00 4,792.00 5,097.00 5,401.00 5,285.00 5,176.00
Net Debt 481,077.00 791,004.00 230,671.00 1,012,469.00 525,714.00 590,525.00 379,098.00 308,109.00 300,930.00 0 0 0 0 0 0 0 0 0 0 0
Common Shares Outstanding 7,535.33 7,618.54 7,742.91 7,833.01 7,817.17 7,742.61 7,805.80 7,800.55 7,796.10 7,753.61 7,743.28 7,736.19 7,704.37 7,726.23 8,067.21 8,169.89 8,208.05 8,333.57 4,233.04 4,237.96
Breakdown 2025-09-30 2025-06-30 2025-03-31 2024-12-31 2024-09-30 2024-06-30 2024-03-31 2023-12-31 2023-09-30 2023-06-30 2023-03-31 2022-12-31 2022-09-30 2022-06-30 2022-03-31 2021-12-31 2021-09-30 2021-06-30 2021-03-31
Revenues 0 0 0 0 0 2,300.00 1,127.00 -6,890.00 3,424.00 5,470.00 2,608.00 451.00 4,286.00 2,775.00 1,013.00 -1,395.00 3,026.00 1,953.00 765.00
Cost Of Revenue 17,766.00 10,839.00 4,776.00 8,669.00 3,989.00 2,476.00 1,399.00 1,402.00 3,372.00 0 0 -1,193.00 4,493.00 2,471.00 852.00 -4,000.00 1,500.00 1,500.00 1,500.00
Interest Income 439,389.00 286,470.00 140,364.00 280,948.00 137,863.00 90,820.00 44,880.00 -73,648.00 122,749.00 79,479.00 38,612.00 -40,378.00 82,875.00 51,571.00 24,626.00 -44,579.00 71,588.00 46,581.00 22,784.00
Interest Expense 197,260.00 128,617.00 62,739.00 154,507.00 45,872.00 30,073.00 14,534.00 -11,227.00 29,901.00 17,265.00 7,950.00 493.00 7,897.00 4,120.00 1,904.00 -5,833.00 7,613.00 5,261.00 2,684.00
Net Interest 96,784.00 63,093.00 30,982.00 -59,979.00 91,991.00 60,747.00 30,346.00 -62,421.00 92,848.00 62,214.00 30,662.00 -40,871.00 74,978.00 47,451.00 22,722.00 -38,746.00 63,975.00 41,320.00 20,100.00
Non-Interest Income 47,670.00 30,888.00 15,378.00 31,632.00 16,946.00 10,979.00 5,111.00 -9,815.00 15,034.00 10,052.00 5,219.00 -12,411.00 14,412.00 10,231.00 5,876.00 -26,359.00 29,618.00 21,220.00 13,034.00
Non-Interest Expense 233,335.00 155,368.00 75,165.00 -4,859.00 151,236.00 97,772.00 48,558.00 -24,986.00 147,328.00 47,728.00 23,524.00 -35,214.00 57,334.00 37,996.00 19,067.00 -30,657.00 55,283.00 35,267.00 16,349.00
Provisions for Credit Losses 17,766.00 10,839.00 4,776.00 8,669.00 3,989.00 2,476.00 1,399.00 1,402.00 3,372.00 0 0 -1,193.00 4,493.00 2,471.00 852.00 -4,000.00 1,500.00 1,500.00 1,500.00
Gross Profit 0 0 0 0 0 -176.00 -272.00 -214.00 52.00 0 0 1,644.00 -207.00 304.00 161.00 2,605.00 1,526.00 453.00 -735.00
   Selling, General and Administrative Expenses 26,763.00 17,908.00 8,614.00 -15,538.00 25,577.00 16,332.00 7,821.00 -13,617.00 22,579.00 14,623.00 6,648.00 -11,433.00 18,883.00 12,328.00 6,243.00 -11,215.00 17,965.00 11,867.00 5,832.00
EBT 92,421.00 57,660.00 28,383.00 60,620.00 31,730.00 21,864.00 10,529.00 -19,887.00 33,196.00 21,714.00 10,249.00 -15,696.00 27,424.00 16,772.00 8,488.00 -30,448.00 36,810.00 25,773.00 15,285.00
Income Tax 17,643.00 3,471.00 4,320.00 8,455.00 4,088.00 4,508.00 2,132.00 4,642.00 6,915.00 4,386.00 2,037.00 4,925.00 5,397.00 3,203.00 1,618.00 3,645.00 8,047.00 5,341.00 3,402.00
Net Income 24,926.00 15,749.00 8,021.00 -18,371.00 27,642.00 17,356.00 8,397.00 -15,768.00 26,281.00 17,328.00 8,212.00 -12,133.00 22,739.00 13,569.00 6,870.00 -23,666.00 28,763.00 20,432.00 11,883.00
EBIT 289,681.00 186,277.00 91,122.00 215,127.00 77,602.00 51,937.00 25,063.00 -31,114.00 63,097.00 38,979.00 18,199.00 -15,203.00 35,321.00 20,892.00 10,392.00 -36,281.00 44,423.00 31,034.00 17,969.00
Deprecation and Amortization 9,444.00 6,256.00 2,337.00 -5,991.00 7,948.00 5,774.00 2,835.00 -6,433.00 9,505.00 6,219.00 3,358.00 -8,430.00 10,464.00 7,681.00 4,289.00 -10,471.00 11,674.00 8,815.00 5,165.00
EBITDA 299,125.00 192,533.00 93,459.00 209,136.00 85,550.00 57,711.00 27,898.00 -37,547.00 72,602.00 45,198.00 21,557.00 -23,633.00 45,785.00 28,573.00 14,681.00 -46,752.00 56,097.00 39,849.00 23,134.00
EPS 0.00 0.00 0.00 -0.00 0.00 0.00 0.00 -0.00 0.00 0.00 0.00 -0.00 0.00 0.00 0.00 -0.00 0.00 0.00 0.00
Diluted EPS 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Average Shares Outstanding Basic 7,587.20 7,637.96 7,695.32 7,709.91 7,689.28 7,688.25 7,703.79 7,697.33 7,667.98 7,637.21 7,623.58 7,172.98 7,800.39 7,899.52 8,145.14 12,310.74 8,360.25 8,418.30 4,215.38
Average Shares Outstanding Diluted 7,697.96 7,751.89 7,805.73 8,074.43 7,877.85 7,796.25 7,824.46 7,773.37 7,780.43 7,769.52 7,778.42 7,246.01 7,922.85 8,030.74 8,294.97 12,522.55 8,574.20 8,671.15 4,339.08
Breakdown 2025-09-30 2025-06-30 2025-03-31 2024-12-31 2024-09-30 2024-06-30 2024-03-31 2023-12-31 2023-09-30 2023-06-30 2023-03-31 2022-12-31 2022-09-30 2022-06-30 2022-03-31 2021-12-31 2021-09-30 2021-06-30 2021-03-31
Operating Cash Flow 59,958.00 15,322.00 8,176.00 42,216.00 9,742.00 10,371.00 277.00 -38,495.00 65,034.00 42,156.00 18,471.00 -196,805.00 163,946.00 128,970.00 97,942.00 -70,552.00 99,525.00 73,415.00 18,199.00
   Operating Net Income 99,704.00 62,996.00 32,084.00 14,935.00 82,926.00 52,068.00 25,191.00 39,829.00 78,843.00 17,328.00 8,212.00 -12,817.00 22,027.00 13,569.00 6,870.00 -23,666.00 28,763.00 20,432.00 11,883.00
   Deprecation and Amortization 9,444.00 6,256.00 2,337.00 -5,991.00 7,948.00 5,774.00 2,835.00 -6,433.00 9,505.00 6,219.00 3,358.00 -8,430.00 10,464.00 7,681.00 4,289.00 -10,471.00 11,674.00 8,815.00 5,165.00
   Deferred Income Tax 0 0 0 -2,023.00 0 0 0 -693.00 0 0 0 -844.00 0 0 0 1,750.00 0 0 0
   Share Based Compensation 1,621.00 1,038.00 512.00 -621.00 1,248.00 784.00 395.00 402.00 1,608.00 0 0 0 0 0 0 0 0 0 0
   Change in Working Capital -5,611.00 -5,371.00 -4,971.00 -15,735.00 -6,530.00 2,806.00 6,025.00 -11,027.00 11,123.00 6,763.00 2,832.00 276,877.00 -167,018.00 -102,469.00 -2,999.00 232,355.00 -185,116.00 -182,591.00 -102,668.00
   Other Operating Activities -45,200.00 -49,597.00 -21,786.00 51,651.00 -75,850.00 -51,061.00 -34,169.00 -60,573.00 -36,045.00 11,846.00 4,069.00 -451,591.00 298,473.00 210,189.00 89,782.00 -270,520.00 244,204.00 226,759.00 103,819.00
Investing Cash Flow -177,269.00 -141,507.00 -8,179.00 -120,981.00 -557.00 14,778.00 2,563.00 -579,080.00 142,479.00 225,920.00 288,350.00 222,941.00 -395,301.00 -244,845.00 -86,839.00 159,915.00 -249,979.00 -169,881.00 -75,597.00
   Capital Expenditure 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
   Net Purchase/Sale of PPE 4,665.00 1,642.00 350.00 -607.00 1,253.00 632.00 357.00 -1,791.00 1,395.00 1,113.00 954.00 295.00 695.00 401.00 160.00 -1,660.00 1,921.00 1,595.00 128.00
   Net Purchase/Sale of Investments Net 126,325.00 95,949.00 21,327.00 -167,128.00 165,747.00 146,734.00 87,318.00 29,174.00 73,322.00 12,691.00 2,497.00 -57,440.00 47,379.00 38,600.00 22,460.00 -97,938.00 138,571.00 81,456.00 39,648.00
   Net Purchase/Sale of Business 0 0 0 0 0 0 0 -672,314.00 336,157.00 336,157.00 336,157.00 0 0 0 0 0 0 0 0
   Net Loan & Lease Activity 63,427.00 2,818.00 5,736.00 1,618.00 32,743.00
   Other Investing Activities -314,524.00 -243,054.00 -29,856.00 77,126.00 -217,656.00 -160,796.00 -100,604.00 68,568.00 -270,870.00 -126,272.00 -52,087.00 285,306.00 -448,719.00 -286,652.00 -112,265.00 258,965.00 -391,541.00 -252,932.00 -115,373.00
Financing Cash Flow 146,956.00 127,745.00 31,109.00 123,091.00 -34,536.00 -57,829.00 -23,125.00 497,086.00 -168,277.00 -177,414.00 -290,077.00 -162,467.00 364,661.00 118,043.00 -7,988.00 -74,700.00 87,210.00 91,444.00 51,268.00
   Net Issuance/Repayment of Debt 1,431,373.00 1,301,501.00 544,999.00 -965,263.00 1,345,476.00 1,027,459.00 313,806.00 -2,111,481.00 3,515,307.00 2,073,632.00 944,000.00 3,075,020.00 2,091,714.00 613,500.00 83,000.00 -53,414.00 198,614.00 182,614.00 142,614.00
   Net Issuance/Repurchase of Equity 14,823.00 9,638.00 4,095.00 583.00 3,340.00 2,941.00 302.00 2,448.00 0 16.00 16.00 -1,523.00 15,818.00 13,896.00 3,445.00 9,402.00 12,854.00 5,815.00 273.00
   Dividends Paid 8,157.00 4,353.00 2,189.00 -3,978.00 6,153.00 4,059.00 2,031.00 -3,859.00 5,814.00 3,874.00 1,935.00 -4,097.00 5,553.00 4,006.00 1,634.00 -2,106.00 3,382.00 2,231.00 1,095.00
   Other Financing Activities -1,307,397.00 -1,187,747.00 -520,174.00 1,091,749.00 -1,389,505.00 -1,092,288.00 -339,264.00 2,609,978.00 -3,689,398.00 -2,254,936.00 -1,236,028.00 -3,231,867.00 -1,748,424.00 -513,359.00 -96,067.00 -28,582.00 -127,640.00 -99,216.00 -92,714.00
Net Change in Cash 29,645.00 1,560.00 31,106.00 44,326.00 -25,351.00 -32,680.00 -20,285.00 -120,489.00 39,236.00 90,662.00 16,744.00 -136,331.00 133,306.00 2,168.00 3,115.00 14,663.00 -63,244.00 -5,022.00 -6,130.00
   Cash at Beginning of Period 31,635.00 31,635.00 31,635.00 -12,691.00 65,691.00 65,691.00 65,691.00 186,180.00 41,437.00 41,437.00 41,437.00 177,768.00 26,491.00 26,491.00 26,491.00 11,828.00 91,576.00 91,576.00 91,576.00
   Cash at End of Period 61,280.00 33,195.00 62,741.00 31,635.00 40,340.00 33,011.00 45,406.00 65,691.00 80,673.00 132,099.00 58,181.00 41,437.00 159,797.00 28,659.00 29,606.00 26,491.00 28,332.00 86,554.00 85,446.00
Free Cash Flow 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0