GS
Valuation Ratios
| Breakdown | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 | 2020-12-31 |
|---|---|---|---|---|---|
| Price to Earnings | 13.94 | 16.74 | 11.29 | 6.35 | 10.57 |
| Price to Sales | 3.51 | 2.84 | 2.55 | 2.26 | 2.11 |
| Book Value Per Common Share | 1169.42 | 1075.52 | 1040.72 | 982.42 | 832.23 |
| Price to Book | 0.49 | 0.36 | 0.33 | 0.39 | 0.32 |
| Price to Operating Cash Flow | -968.41 | 10.74 | 2.00 | 7.73 | -25.36 |
| Price to Free Cash Flow | |||||
| Enterprise Value to EBITDA | 13008.63 | 8791.73 | 14978.29 | 10146.60 | 14376.08 |
| Breakdown | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 | 2023-12-31 | 2023-09-30 | 2023-06-30 | 2023-03-31 | 2022-12-31 | 2022-09-30 | 2022-06-30 | 2022-03-31 | 2021-12-31 | 2021-09-30 | 2021-06-30 | 2021-03-31 | 2020-12-31 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Price to Earnings | 21.10 | 27.95 | 38.34 | 17.08 | 22.13 | 35.79 | 18.47 | 26.88 | 36.88 | 10.84 | 15.91 | 30.37 | 7.68 | 11.14 | 17.39 | |||||
| Price to Sales | 5.59 | 7.57 | 11.64 | 4.12 | 5.58 | 9.86 | 3.17 | 4.80 | 9.27 | 2.81 | 4.23 | 8.96 | 2.85 | 4.06 | 6.59 | |||||
| Book Value Per Common Share | 820.75 | 812.96 | 801.39 | 1169.42 | 763.54 | 746.53 | 721.50 | 1075.52 | 710.20 | 694.50 | 698.19 | 1040.72 | 698.04 | 683.66 | 663.36 | 982.42 | 629.16 | 598.59 | 568.36 | 832.23 |
| Price to Book | 0.97 | 0.87 | 0.68 | 0.49 | 0.65 | 0.61 | 0.58 | 0.36 | 0.46 | 0.46 | 0.47 | 0.33 | 0.42 | 0.43 | 0.50 | 0.39 | 0.60 | 0.63 | 0.58 | 0.32 |
| Price to Operating Cash Flow | -8.68 | -7.11 | -4.71 | -2.72 | -6.86 | -5.00 | 7.03 | 2.69 | 12.06 | 4.36 | 6.76 | -5.05 | -5.55 | 8.78 | -22.50 | |||||
| Price to Free Cash Flow | ||||||||||||||||||||
| Enterprise Value to EBITDA | 23959.29 | 32434.02 | 49543.36 | 16163.09 | 22050.38 | 39487.48 | 14178.70 | 22205.74 | 41721.20 | 20450.11 | 33679.44 | 71553.95 | 17577.33 | 25902.09 | 41067.90 |
Earnings Data
| Breakdown | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 | 2020-12-31 |
|---|---|---|---|---|---|
| Earning YoY | 78.18 | -24.23 | -49.51 | 141.58 | |
| Revenue YoY | 15.69 | -2.35 | -20.18 | 33.17 | |
| EBITDA YoY | -3.61 | 84.78 | -38.95 | 99.20 | |
| Net Profit YoY | 55.80 | -22.54 | -45.32 | 128.72 |
| Breakdown | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 | 2023-12-31 | 2023-09-30 | 2023-06-30 | 2023-03-31 | 2022-12-31 | 2022-09-30 | 2022-06-30 | 2022-03-31 | 2021-12-31 | 2021-09-30 | 2021-06-30 | 2021-03-31 | 2020-12-31 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Earning YoY | 49.09 | 77.68 | 41.78 | 75.15 | 46.00 | 35.29 | 44.78 | 71.76 | 44.54 | 81.17 | ||||||||||
| Revenue YoY | 51.22 | 96.82 | 47.13 | 89.57 | 51.11 | 89.13 | 48.29 | 91.73 | 41.12 | 86.92 | ||||||||||
| EBITDA YoY | 50.94 | 94.82 | 48.41 | 89.23 | 55.12 | 84.10 | 61.14 | 90.37 | 45.70 | 82.53 | ||||||||||
| Net Profit YoY | 48.43 | 78.58 | 41.67 | 73.64 | 46.94 | 56.99 | 44.70 | 74.31 | 43.65 | 80.25 |
Financial Strength
| Breakdown | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 | 2020-12-31 |
|---|---|---|---|---|---|
| Cash Per Common Share | 1609.85 | 2013.26 | 1370.66 | 1388.66 | 797.79 |
| Quick Ratio | |||||
| Current Ratio | |||||
| Debt to Equity | 1.01 | 1.01 | 0.99 | 0.99 | 0.98 |
| Long-Term Debt to Equity |
| Breakdown | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 | 2023-12-31 | 2023-09-30 | 2023-06-30 | 2023-03-31 | 2022-12-31 | 2022-09-30 | 2022-06-30 | 2022-03-31 | 2021-12-31 | 2021-09-30 | 2021-06-30 | 2021-03-31 | 2020-12-31 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Cash Per Common Share | 1421.40 | 1390.64 | 1578.03 | 1700.26 | 1521.70 | 1783.86 | 1888.90 | 2121.74 | 1299.50 | 1408.88 | 1288.94 | 1440.98 | 1370.96 | 1538.81 | 1578.23 | 1459.13 | 1264.98 | 1176.15 | 1001.96 | 826.34 |
| Quick Ratio | ||||||||||||||||||||
| Current Ratio | ||||||||||||||||||||
| Debt to Equity | 0.86 | 0.86 | 0.86 | 1.01 | 0.86 | 0.86 | 0.86 | 1.01 | 0.85 | 0.85 | 0.85 | 0.99 | 0.85 | 0.85 | 0.86 | 0.99 | 0.86 | 0.86 | 0.85 | 0.98 |
| Long-Term Debt to Equity |
Profitability
| Breakdown | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 | 2020-12-31 |
|---|---|---|---|---|---|
| ROA | 0.37 | 0.24 | 0.35 | 0.64 | 0.35 |
| ROE | 0.73 | 0.48 | 0.70 | 1.27 | 0.69 |
| Gross Margin | 97.48 | 97.78 | 94.27 | 98.49 | 93.05 |
| Operating Margin | 246.74 | 285.91 | 151.83 | 205.27 | 133.22 |
| EBITDA Margin | 255.73 | 306.94 | 162.21 | 212.07 | 141.77 |
| Net Profit Margin | 26.68 | 19.81 | 24.98 | 36.46 | 21.23 |
| Breakdown | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 | 2023-12-31 | 2023-09-30 | 2023-06-30 | 2023-03-31 | 2022-12-31 | 2022-09-30 | 2022-06-30 | 2022-03-31 | 2021-12-31 | 2021-09-30 | 2021-06-30 | 2021-03-31 | 2020-12-31 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ROA | 0.34 | 0.23 | 0.13 | 0.29 | 0.21 | 0.12 | 0.23 | 0.16 | 0.10 | 0.32 | 0.21 | 0.12 | 0.61 | 0.44 | 0.26 | |||||
| ROE | 0.64 | 0.44 | 0.25 | 0.54 | 0.40 | 0.22 | 0.43 | 0.30 | 0.19 | 0.58 | 0.39 | 0.23 | 1.13 | 0.82 | 0.48 | |||||
| Gross Margin | 97.75 | 97.74 | 98.09 | 97.49 | 97.77 | 97.76 | 98.71 | 98.08 | 97.20 | 95.26 | 95.05 | 95.66 | 99.55 | 99.58 | 99.77 | |||||
| Operating Margin | 218.91 | 219.22 | 221.94 | 238.10 | 236.06 | 236.81 | 201.72 | 196.79 | 205.63 | 127.48 | 117.36 | 118.71 | 150.95 | 146.30 | 150.15 | |||||
| EBITDA Margin | 222.60 | 223.01 | 225.30 | 242.88 | 240.78 | 241.22 | 213.39 | 207.88 | 213.56 | 132.18 | 121.64 | 122.52 | 154.22 | 149.37 | 152.97 | |||||
| Net Profit Margin | 28.02 | 28.54 | 31.46 | 25.64 | 26.63 | 29.07 | 21.35 | 21.96 | 26.46 | 27.02 | 27.69 | 30.46 | 37.90 | 37.24 | 38.61 |
Dividends
| Breakdown | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 | 2020-12-31 |
|---|---|---|---|---|---|
| Dividend Yield | |||||
| Dividend Payout Ratio |
| Breakdown | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 | 2023-12-31 | 2023-09-30 | 2023-06-30 | 2023-03-31 | 2022-12-31 | 2022-09-30 | 2022-06-30 | 2022-03-31 | 2021-12-31 | 2021-09-30 | 2021-06-30 | 2021-03-31 | 2020-12-31 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Dividend Yield | ||||||||||||||||||||
| Dividend Payout Ratio |
Financial Statements
| Breakdown | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 | 2020-12-31 |
|---|---|---|---|---|---|
| Assets | 3,905,616,000.00 | 3,829,319,000.00 | 3,391,501,000.00 | 3,383,528,000.00 | 2,721,693,000.00 |
| Deposits | 433,013,000.00 | 428,417,000.00 | 386,665,000.00 | 364,227,000.00 | 259,962,000.00 |
| Cash and Short-Term Investments | 528,191,000.00 | 686,119,000.00 | 482,611,000.00 | 486,727,000.00 | 284,333,000.00 |
| Cash and Cash Equivalents | 514,359,000.00 | 672,372,000.00 | 467,719,000.00 | 467,790,000.00 | 264,552,000.00 |
| Short-Term Investments | 13,832,000.00 | 13,747,000.00 | 14,892,000.00 | 18,937,000.00 | 19,781,000.00 |
| Net Receivables | 970,358,000.00 | 895,486,000.00 | 367,526,000.00 | 103,820,000.00 | 82,390,000.00 |
| Inventory | 0 | 0 | 0 | 0 | 0 |
| Other Current Assets | 0 | 0 | 0 | 0 | 0 |
| Property, Plant, Equipment Net | 15,607,000.00 | 15,811,000.00 | 14,362,000.00 | 13,102,000.00 | 12,400,000.00 |
| Real Estate | 52,000.00 | 124,000.00 | 89,000.00 | 194,000.00 | 318,000.00 |
| Goodwill | 5,853,000.00 | 5,916,000.00 | 6,374,000.00 | 4,285,000.00 | 4,332,000.00 |
| Intangible Assets | 1,422,000.00 | 2,028,000.00 | 2,009,000.00 | 1,542,000.00 | 1,558,000.00 |
| Long-Term Investments | 140,790,000.00 | 133,750,000.00 | 134,590,000.00 | 118,900,000.00 | 103,800,000.00 |
| Non-Current Deferred Assets | 0 | 0 | 0 | 0 | 0 |
| Other Non-Current Assets | 0 | 0 | 0 | 0 | 0 |
| Liabilities | 1,957,757,000.00 | 1,927,455,000.00 | 1,690,244,000.00 | 1,679,372,000.00 | 1,349,441,000.00 |
| Payables and Expenses | 0 | 0 | 0 | 0 | 0 |
| Account Payables | 0 | 0 | 0 | 0 | 0 |
| Current Accrued Liabilities | 0 | 0 | 0 | 0 | 0 |
| Short-Term Debt | 69,709,000.00 | 75,945,000.00 | 38,635,000.00 | 18,118,000.00 | 25,914,000.00 |
| Other Current Liabilities | 0 | 0 | 0 | 0 | 0 |
| Long-Term Debt | 1,854,778,000.00 | 1,367,169,000.00 | 1,235,722,000.00 | 1,270,622,000.00 | 1,067,857,000.00 |
| Other Non-Current Liabilities | 0 | 0 | 0 | 0 | 0 |
| Equity | 1,947,859,000.00 | 1,901,864,000.00 | 1,701,257,000.00 | 1,704,156,000.00 | 1,372,252,000.00 |
| Shareholders Equity | 363,286,000.00 | 347,797,000.00 | 348,557,000.00 | 327,710,000.00 | 286,362,000.00 |
| Capital Stock | 26,524,000.00 | 22,424,000.00 | 32,127,000.00 | 32,127,000.00 | 33,627,000.00 |
| Share Premium | 61,376,000.00 | 60,247,000.00 | 59,050,000.00 | 56,396,000.00 | 55,679,000.00 |
| Retained Earnings | 153,412,000.00 | 143,688,000.00 | 139,372,000.00 | 131,811,000.00 | 112,947,000.00 |
| Treasury Shares | 108,500,000.00 | 100,445,000.00 | 94,631,000.00 | 91,136,000.00 | 85,940,000.00 |
| Accumulated Other Comprehensive Income | -2,702,000.00 | -2,918,000.00 | -3,010,000.00 | -2,068,000.00 | -1,434,000.00 |
| Minority Interest | 0 | 0 | 0 | 0 | 0 |
| Investments | 2,000,549,000.00 | 1,406,608,000.00 | 189,041,000.00 | 178,771,000.00 | 142,160,000.00 |
| Debt | 1,854,778,000.00 | 1,367,169,000.00 | 1,235,722,000.00 | 1,270,622,000.00 | 1,067,857,000.00 |
| Net Debt | 1,326,587,000.00 | 681,050,000.00 | 753,111,000.00 | 783,895,000.00 | 783,524,000.00 |
| Common Shares Outstanding | 310,653.71 | 323,376.35 | 334,918.64 | 333,573.25 | 344,088.72 |
| Preferred Shares Outstanding | 502.28 | 420.28 | 0 | 0 | 0 |
| Breakdown | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 | 2020-12-31 |
|---|---|---|---|---|---|
| Revenues | 53,512,000.00 | 46,254,000.00 | 47,365,000.00 | 59,339,000.00 | 44,560,000.00 |
| Cost Of Revenue | 1,348,000.00 | 1,028,000.00 | 2,715,000.00 | 899,000.00 | 3,098,000.00 |
| Interest Income | 119,580,000.00 | 104,174,000.00 | 37,391,000.00 | 15,815,000.00 | 17,709,000.00 |
| Interest Expense | 73,341,000.00 | 93,583,000.00 | 30,774,000.00 | 10,220,000.00 | 14,799,000.00 |
| Net Interest | 13,118,000.00 | 10,062,000.00 | 14,295,000.00 | 12,065,000.00 | 7,661,000.00 |
| Non-Interest Income | 98,781,000.00 | 89,398,000.00 | 82,128,000.00 | 138,819,000.00 | 92,292,000.00 |
| Non-Interest Expense | 68,903,000.00 | 69,480,000.00 | 63,341,000.00 | 65,631,000.00 | 61,672,000.00 |
| Provisions for Credit Losses | 1,348,000.00 | 1,028,000.00 | 2,715,000.00 | 899,000.00 | 3,098,000.00 |
| Gross Profit | 52,164,000.00 | 45,226,000.00 | 44,650,000.00 | 58,440,000.00 | 41,462,000.00 |
| Selling, General and Administrative Expenses | 5,262,000.00 | 5,224,000.00 | 5,533,000.00 | 4,755,000.00 | 4,014,000.00 |
| EBT | 58,697,000.00 | 38,663,000.00 | 41,138,000.00 | 111,583,000.00 | 44,564,000.00 |
| Income Tax | 2,504,000.00 | 1,153,000.00 | 827,000.00 | 4,858,000.00 | 2,324,000.00 |
| Net Income | 14,276,000.00 | 9,163,000.00 | 11,830,000.00 | 21,635,000.00 | 9,459,000.00 |
| EBIT | 132,038,000.00 | 132,246,000.00 | 71,912,000.00 | 121,803,000.00 | 59,363,000.00 |
| Deprecation and Amortization | 4,809,000.00 | 9,725,000.00 | 4,919,000.00 | 4,039,000.00 | 3,810,000.00 |
| EBITDA | 136,847,000.00 | 141,971,000.00 | 76,831,000.00 | 125,842,000.00 | 63,173,000.00 |
| EPS | 0.04 | 0.02 | 0.03 | 0.06 | 0.02 |
| Diluted EPS | 0.04 | 0.02 | 0.03 | 0.06 | 0.02 |
| Average Shares Outstanding Basic | 328,100.00 | 340,800.00 | 352,100.00 | 350,500.00 | 356,400.00 |
| Average Shares Outstanding Diluted | 333,600.00 | 345,800.00 | 358,100.00 | 355,800.00 | 360,300.00 |
| Breakdown | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 | 2020-12-31 |
|---|---|---|---|---|---|
| Operating Cash Flow | -194,000.00 | 12,241,000.00 | 60,399,000.00 | 17,336,000.00 | -3,706,000.00 |
| Operating Net Income | 71,380,000.00 | 42,580,000.00 | 56,305,000.00 | 21,635,000.00 | 9,459,000.00 |
| Deprecation and Amortization | 4,809,000.00 | 9,725,000.00 | 4,919,000.00 | 4,039,000.00 | 3,810,000.00 |
| Deferred Income Tax | -1,644,000.00 | -1,740,000.00 | -3,935,000.00 | -236,000.00 | -993,000.00 |
| Share Based Compensation | 3,024,000.00 | 2,074,000.00 | 4,461,000.00 | 2,683,000.00 | 2,047,000.00 |
| Change in Working Capital | 84,856,000.00 | 159,707,000.00 | -6,020,000.00 | 18,857,000.00 | 170,000.00 |
| Other Operating Activities | -162,619,000.00 | -200,105,000.00 | 4,669,000.00 | -29,642,000.00 | -18,199,000.00 |
| Investing Cash Flow | -49,857,000.00 | -45,665,000.00 | -123,112,000.00 | -97,676,000.00 | -35,514,000.00 |
| Capital Expenditure | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Net Purchase/Sale of PPE | 3,759,000.00 | 5,642,000.00 | 6,518,000.00 | 8,613,000.00 | 9,305,000.00 |
| Net Purchase/Sale of Investments Net | 148,469,000.00 | 66,160,000.00 | 107,783,000.00 | 56,876,000.00 | 52,437,000.00 |
| Net Purchase/Sale of Business | -3,622,000.00 | -487,000.00 | 2,115,000.00 | 0 | 231,000.00 |
| Net Loan & Lease Activity | 17,045,000.00 | 5,353,000.00 | 25,228,000.00 | 35,520,000.00 | 11,173,000.00 |
| Other Investing Activities | -215,508,000.00 | -122,333,000.00 | -264,756,000.00 | -198,685,000.00 | -108,660,000.00 |
| Financing Cash Flow | -5,483,000.00 | 31,286,000.00 | 55,095,000.00 | 185,557,000.00 | 61,502,000.00 |
| Net Issuance/Repayment of Debt | 0 | 0 | 0 | 0 | 0 |
| Net Issuance/Repurchase of Equity | 26,678,000.00 | 15,584,000.00 | 3,500,000.00 | 17,419,000.00 | 4,915,000.00 |
| Dividends Paid | 4,497,000.00 | 4,189,000.00 | 3,682,000.00 | 2,725,000.00 | 2,336,000.00 |
| Other Financing Activities | -36,658,000.00 | 11,513,000.00 | 47,913,000.00 | 165,413,000.00 | 54,251,000.00 |
| Net Change in Cash | -59,485,000.00 | -248,000.00 | -19,211,000.00 | 105,217,000.00 | 22,282,000.00 |
| Cash at Beginning of Period | 241,577,000.00 | 241,825,000.00 | 261,036,000.00 | 0 | 0 |
| Cash at End of Period | 182,092,000.00 | 241,577,000.00 | 241,825,000.00 | 0 | 0 |
| Free Cash Flow | 0 | 0 | 0 | 0 | 0 |
| Breakdown | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 | 2023-12-31 | 2023-09-30 | 2023-06-30 | 2023-03-31 | 2022-12-31 | 2022-09-30 | 2022-06-30 | 2022-03-31 | 2021-12-31 | 2021-09-30 | 2021-06-30 | 2021-03-31 | 2020-12-31 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Assets | 3,651,966,000.00 | 3,606,168,000.00 | 3,569,722,000.00 | 3,905,616,000.00 | 3,491,070,000.00 | 3,341,216,000.00 | 3,432,262,000.00 | 3,829,319,000.00 | 3,185,398,000.00 | 3,175,490,000.00 | 3,107,302,000.00 | 3,391,501,000.00 | 3,141,584,000.00 | 3,229,682,000.00 | 3,205,816,000.00 | 3,383,528,000.00 | 2,914,476,000.00 | 2,802,636,000.00 | 2,630,922,000.00 | 2,721,693,000.00 |
| Deposits | 490,249,000.00 | 466,143,000.00 | 471,134,000.00 | 433,013,000.00 | 445,311,000.00 | 433,105,000.00 | 440,662,000.00 | 428,417,000.00 | 402,962,000.00 | 398,853,000.00 | 375,531,000.00 | 386,665,000.00 | 394,733,000.00 | 391,326,000.00 | 386,808,000.00 | 364,227,000.00 | 333,038,000.00 | 306,142,000.00 | 286,018,000.00 | 259,962,000.00 |
| Cash and Short-Term Investments | 447,173,000.00 | 441,112,000.00 | 506,231,000.00 | 528,191,000.00 | 502,162,000.00 | 593,311,000.00 | 633,916,000.00 | 686,119,000.00 | 445,080,000.00 | 485,217,000.00 | 446,747,000.00 | 482,611,000.00 | 483,948,000.00 | 543,354,000.00 | 554,273,000.00 | 486,727,000.00 | 445,019,000.00 | 415,887,000.00 | 357,299,000.00 | 284,333,000.00 |
| Cash and Cash Equivalents | 433,059,000.00 | 427,052,000.00 | 492,205,000.00 | 514,359,000.00 | 488,163,000.00 | 579,254,000.00 | 620,233,000.00 | 672,372,000.00 | 431,338,000.00 | 471,459,000.00 | 432,148,000.00 | 467,719,000.00 | 468,589,000.00 | 528,205,000.00 | 536,988,000.00 | 467,790,000.00 | 425,680,000.00 | 394,842,000.00 | 337,857,000.00 | 264,552,000.00 |
| Short-Term Investments | 14,114,000.00 | 14,060,000.00 | 14,026,000.00 | 13,832,000.00 | 13,999,000.00 | 14,057,000.00 | 13,683,000.00 | 13,747,000.00 | 13,742,000.00 | 13,758,000.00 | 14,599,000.00 | 14,892,000.00 | 15,359,000.00 | 15,149,000.00 | 17,285,000.00 | 18,937,000.00 | 19,339,000.00 | 21,045,000.00 | 19,442,000.00 | 19,781,000.00 |
| Net Receivables | 1,104,121,000.00 | 1,069,971,000.00 | 1,038,432,000.00 | 970,358,000.00 | 948,001,000.00 | 908,076,000.00 | 899,565,000.00 | 895,486,000.00 | 365,233,000.00 | 366,285,000.00 | 366,989,000.00 | 367,526,000.00 | 363,231,000.00 | 94,440,000.00 | 99,760,000.00 | 103,820,000.00 | 109,600,000.00 | 104,230,000.00 | 102,460,000.00 | 82,390,000.00 |
| Inventory | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Current Assets | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Property, Plant, Equipment Net | 17,064,000.00 | 16,626,000.00 | 16,035,000.00 | 15,607,000.00 | 16,402,000.00 | 16,051,000.00 | 15,971,000.00 | 15,811,000.00 | 15,985,000.00 | 15,782,000.00 | 15,028,000.00 | 14,362,000.00 | 13,937,000.00 | 13,718,000.00 | 13,472,000.00 | 13,102,000.00 | 13,018,000.00 | 12,880,000.00 | 12,630,000.00 | 12,400,000.00 |
| Real Estate | 0 | 0 | 0 | 52,000.00 | 29,000.00 | 62,000.00 | 126,000.00 | 124,000.00 | 52,000.00 | 64,000.00 | 77,000.00 | 89,000.00 | 142,000.00 | 161,000.00 | 181,000.00 | 194,000.00 | 218,000.00 | 219,000.00 | 272,000.00 | 318,000.00 |
| Goodwill | 5,950,000.00 | 5,952,000.00 | 5,886,000.00 | 5,853,000.00 | 5,909,000.00 | 5,893,000.00 | 5,897,000.00 | 5,916,000.00 | 5,913,000.00 | 5,942,000.00 | 6,439,000.00 | 6,374,000.00 | 6,288,000.00 | 6,196,000.00 | 5,272,000.00 | 4,285,000.00 | 4,326,000.00 | 4,332,000.00 | 4,332,000.00 | 4,332,000.00 |
| Intangible Assets | 1,459,000.00 | 1,482,000.00 | 1,447,000.00 | 1,422,000.00 | 1,422,000.00 | 1,461,000.00 | 1,434,000.00 | 2,028,000.00 | 2,347,000.00 | 1,921,000.00 | 1,965,000.00 | 2,009,000.00 | 1,963,000.00 | 2,014,000.00 | 1,555,000.00 | 1,542,000.00 | 1,551,000.00 | 1,549,000.00 | 1,541,000.00 | 1,558,000.00 |
| Long-Term Investments | 144,770,000.00 | 144,730,000.00 | 145,390,000.00 | 140,790,000.00 | 139,740,000.00 | 136,440,000.00 | 136,890,000.00 | 133,750,000.00 | 133,600,000.00 | 133,310,000.00 | 135,330,000.00 | 134,590,000.00 | 131,990,000.00 | 127,880,000.00 | 123,940,000.00 | 118,900,000.00 | 114,930,000.00 | 111,100,000.00 | 106,060,000.00 | 103,800,000.00 |
| Non-Current Deferred Assets | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Non-Current Assets | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Liabilities | 1,690,060,000.00 | 1,667,603,000.00 | 1,648,423,000.00 | 1,957,757,000.00 | 1,613,702,000.00 | 1,540,504,000.00 | 1,586,818,000.00 | 1,927,455,000.00 | 1,463,510,000.00 | 1,459,043,000.00 | 1,425,242,000.00 | 1,690,244,000.00 | 1,441,388,000.00 | 1,487,667,000.00 | 1,478,644,000.00 | 1,679,372,000.00 | 1,343,393,000.00 | 1,292,742,000.00 | 1,212,120,000.00 | 1,349,441,000.00 |
| Payables and Expenses | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Account Payables | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Current Accrued Liabilities | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Short-Term Debt | 72,385,000.00 | 69,004,000.00 | 70,974,000.00 | 69,709,000.00 | 75,371,000.00 | 76,769,000.00 | 78,603,000.00 | 75,945,000.00 | 47,376,000.00 | 45,763,000.00 | 37,069,000.00 | 38,635,000.00 | 28,306,000.00 | 26,292,000.00 | 24,008,000.00 | 18,118,000.00 | 20,631,000.00 | 26,077,000.00 | 26,756,000.00 | 25,914,000.00 |
| Other Current Liabilities | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Long-Term Debt | 1,276,476,000.00 | 1,292,700,000.00 | 1,215,894,000.00 | 1,854,778,000.00 | 1,158,404,000.00 | 1,087,998,000.00 | 1,086,118,000.00 | 1,367,169,000.00 | 672,102,000.00 | 692,471,000.00 | 722,416,000.00 | 1,235,722,000.00 | 719,941,000.00 | 751,470,000.00 | 775,330,000.00 | 1,270,622,000.00 | 728,508,000.00 | 717,204,000.00 | 657,524,000.00 | 1,067,857,000.00 |
| Other Non-Current Liabilities | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Equity | 1,961,906,000.00 | 1,938,565,000.00 | 1,921,299,000.00 | 1,947,859,000.00 | 1,877,368,000.00 | 1,800,712,000.00 | 1,845,444,000.00 | 1,901,864,000.00 | 1,721,888,000.00 | 1,716,447,000.00 | 1,682,060,000.00 | 1,701,257,000.00 | 1,700,196,000.00 | 1,742,015,000.00 | 1,727,172,000.00 | 1,704,156,000.00 | 1,571,083,000.00 | 1,509,894,000.00 | 1,418,802,000.00 | 1,372,252,000.00 |
| Shareholders Equity | 246,328,000.00 | 246,207,000.00 | 246,531,000.00 | 363,286,000.00 | 239,897,000.00 | 236,026,000.00 | 233,775,000.00 | 347,797,000.00 | 231,955,000.00 | 229,749,000.00 | 232,417,000.00 | 348,557,000.00 | 236,708,000.00 | 233,788,000.00 | 227,794,000.00 | 327,710,000.00 | 210,638,000.00 | 201,891,000.00 | 193,254,000.00 | 286,362,000.00 |
| Capital Stock | 15,162,000.00 | 15,162,000.00 | 15,162,000.00 | 26,524,000.00 | 13,262,000.00 | 12,762,000.00 | 11,212,000.00 | 22,424,000.00 | 22,415,000.00 | 21,415,000.00 | 21,415,000.00 | 32,127,000.00 | 21,415,000.00 | 21,415,000.00 | 21,415,000.00 | 32,127,000.00 | 19,915,000.00 | 18,415,000.00 | 18,415,000.00 | 33,627,000.00 |
| Share Premium | 61,907,000.00 | 61,888,000.00 | 61,832,000.00 | 61,376,000.00 | 61,372,000.00 | 61,350,000.00 | 61,314,000.00 | 60,247,000.00 | 60,233,000.00 | 60,206,000.00 | 60,143,000.00 | 59,050,000.00 | 59,031,000.00 | 58,993,000.00 | 58,938,000.00 | 56,396,000.00 | 56,398,000.00 | 56,390,000.00 | 56,340,000.00 | 55,679,000.00 |
| Retained Earnings | 162,143,000.00 | 159,535,000.00 | 157,019,000.00 | 153,412,000.00 | 150,454,000.00 | 148,652,000.00 | 146,690,000.00 | 143,688,000.00 | 142,743,000.00 | 141,798,000.00 | 141,591,000.00 | 139,372,000.00 | 139,067,000.00 | 136,998,000.00 | 134,931,000.00 | 131,811,000.00 | 128,631,000.00 | 124,051,000.00 | 119,210,000.00 | 112,947,000.00 |
| Treasury Shares | 117,889,000.00 | 115,869,000.00 | 112,843,000.00 | 108,500,000.00 | 106,475,000.00 | 105,459,000.00 | 101,917,000.00 | 100,445,000.00 | 99,429,000.00 | 97,917,000.00 | 97,159,000.00 | 94,631,000.00 | 93,127,000.00 | 92,123,000.00 | 91,623,000.00 | 91,136,000.00 | 90,634,000.00 | 89,633,000.00 | 88,632,000.00 | 85,940,000.00 |
| Accumulated Other Comprehensive Income | -2,476,000.00 | -1,985,000.00 | -2,069,000.00 | -2,702,000.00 | -2,503,000.00 | -2,900,000.00 | -3,317,000.00 | -2,918,000.00 | -2,599,000.00 | -3,237,000.00 | -2,601,000.00 | -3,010,000.00 | -1,872,000.00 | -1,954,000.00 | -2,684,000.00 | -2,068,000.00 | -1,956,000.00 | -1,889,000.00 | -2,074,000.00 | -1,434,000.00 |
| Minority Interest | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Investments | 2,240,068,000.00 | 2,202,299,000.00 | 2,084,160,000.00 | 2,000,549,000.00 | 1,731,294,000.00 | 1,531,383,000.00 | 1,496,202,000.00 | 1,406,608,000.00 | 196,925,000.00 | 188,439,000.00 | 203,177,000.00 | 189,041,000.00 | 196,968,000.00 | 208,667,000.00 | 191,356,000.00 | 178,771,000.00 | 186,671,000.00 | 196,254,000.00 | 178,245,000.00 | 142,160,000.00 |
| Debt | 1,276,476,000.00 | 1,292,700,000.00 | 1,215,894,000.00 | 1,854,778,000.00 | 1,158,404,000.00 | 1,087,998,000.00 | 1,086,118,000.00 | 1,367,169,000.00 | 672,102,000.00 | 692,471,000.00 | 722,416,000.00 | 1,235,722,000.00 | 719,941,000.00 | 751,470,000.00 | 775,330,000.00 | 1,270,622,000.00 | 728,508,000.00 | 717,204,000.00 | 657,524,000.00 | 1,067,857,000.00 |
| Net Debt | 829,303,000.00 | 851,588,000.00 | 709,663,000.00 | 1,326,587,000.00 | 656,242,000.00 | 494,687,000.00 | 452,202,000.00 | 681,050,000.00 | 227,022,000.00 | 207,254,000.00 | 275,669,000.00 | 753,111,000.00 | 235,993,000.00 | 208,116,000.00 | 221,057,000.00 | 783,895,000.00 | 283,489,000.00 | 301,317,000.00 | 300,225,000.00 | 783,524,000.00 |
| Common Shares Outstanding | 300,124.88 | 302,850.81 | 307,628.58 | 310,653.71 | 314,190.85 | 316,162.88 | 324,014.48 | 323,376.35 | 326,604.72 | 330,811.81 | 332,884.32 | 334,918.64 | 339,103.01 | 341,963.01 | 343,396.31 | 333,573.25 | 334,792.98 | 337,276.28 | 340,018.22 | 344,088.72 |
| Preferred Shares Outstanding | 578.28 | 578.28 | 578.28 | 502.28 | 502.28 | 482.28 | 420.28 | 420.28 | 420.28 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Breakdown | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 | 2023-12-31 | 2023-09-30 | 2023-06-30 | 2023-03-31 | 2022-12-31 | 2022-09-30 | 2022-06-30 | 2022-03-31 | 2021-12-31 | 2021-09-30 | 2021-06-30 | 2021-03-31 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenues | 44,829,000.00 | 29,645,000.00 | 15,062,000.00 | -27,288,000.00 | 39,643,000.00 | 26,944,000.00 | 14,213,000.00 | -24,025,000.00 | 34,936,000.00 | 23,119,000.00 | 12,224,000.00 | -27,137,000.00 | 36,772,000.00 | 24,797,000.00 | 12,933,000.00 | -38,157,000.00 | 46,700,000.00 | 33,092,000.00 | 17,704,000.00 |
| Cost Of Revenue | 1,010,000.00 | 671,000.00 | 287,000.00 | -567,000.00 | 997,000.00 | 600,000.00 | 318,000.00 | -209,000.00 | 451,000.00 | 444,000.00 | 342,000.00 | -817,000.00 | 1,743,000.00 | 1,228,000.00 | 561,000.00 | 509,000.00 | 211,000.00 | 139,000.00 | 40,000.00 |
| Interest Income | 59,994,000.00 | 39,172,000.00 | 19,383,000.00 | -1,413,000.00 | 61,443,000.00 | 39,995,000.00 | 19,555,000.00 | 7,431,000.00 | 50,031,000.00 | 31,774,000.00 | 14,938,000.00 | 9,503,000.00 | 16,613,000.00 | 8,063,000.00 | 3,212,000.00 | -2,342,000.00 | 9,110,000.00 | 5,993,000.00 | 3,054,000.00 |
| Interest Expense | 50,143,000.00 | 33,173,000.00 | 16,488,000.00 | -35,721,000.00 | 54,970,000.00 | 36,145,000.00 | 17,947,000.00 | 7,098,000.00 | 45,019,000.00 | 28,309,000.00 | 13,157,000.00 | 13,878,000.00 | 11,009,000.00 | 4,502,000.00 | 1,385,000.00 | 1,331,000.00 | 4,435,000.00 | 2,882,000.00 | 1,572,000.00 |
| Net Interest | 9,851,000.00 | 5,999,000.00 | 2,895,000.00 | 1,187,000.00 | 6,473,000.00 | 3,850,000.00 | 1,608,000.00 | -196,000.00 | 5,012,000.00 | 3,465,000.00 | 1,781,000.00 | 3,303,000.00 | 5,604,000.00 | 3,561,000.00 | 1,827,000.00 | 2,797,000.00 | 4,675,000.00 | 3,111,000.00 | 1,482,000.00 |
| Non-Interest Income | 34,978,000.00 | 23,646,000.00 | 12,167,000.00 | 29,912,000.00 | 33,170,000.00 | 23,094,000.00 | 12,605,000.00 | 29,377,000.00 | 29,924,000.00 | 19,654,000.00 | 10,443,000.00 | 18,618,000.00 | 31,168,000.00 | 21,236,000.00 | 11,106,000.00 | 50,591,000.00 | 42,025,000.00 | 29,981,000.00 | 16,222,000.00 |
| Non-Interest Expense | 27,822,000.00 | 18,369,000.00 | 9,128,000.00 | 17,548,000.00 | 25,506,000.00 | 17,191,000.00 | 8,658,000.00 | 18,132,000.00 | 26,000,000.00 | 16,946,000.00 | 8,402,000.00 | 17,183,000.00 | 23,073,000.00 | 15,369,000.00 | 7,716,000.00 | 13,449,000.00 | 24,668,000.00 | 18,077,000.00 | 9,437,000.00 |
| Provisions for Credit Losses | 1,010,000.00 | 671,000.00 | 287,000.00 | -567,000.00 | 997,000.00 | 600,000.00 | 318,000.00 | 475,000.00 | 451,000.00 | 444,000.00 | -342,000.00 | -817,000.00 | 1,743,000.00 | 1,228,000.00 | 561,000.00 | 787,000.00 | 211,000.00 | -139,000.00 | 40,000.00 |
| Gross Profit | 43,819,000.00 | 28,974,000.00 | 14,775,000.00 | -26,721,000.00 | 38,646,000.00 | 26,344,000.00 | 13,895,000.00 | -23,816,000.00 | 34,485,000.00 | 22,675,000.00 | 11,882,000.00 | -26,320,000.00 | 35,029,000.00 | 23,569,000.00 | 12,372,000.00 | -38,666,000.00 | 46,489,000.00 | 32,953,000.00 | 17,664,000.00 |
| Selling, General and Administrative Expenses | 4,080,000.00 | 2,690,000.00 | 1,319,000.00 | -2,379,000.00 | 3,843,000.00 | 2,544,000.00 | 1,254,000.00 | -2,428,000.00 | 3,807,000.00 | 2,559,000.00 | 1,286,000.00 | -2,523,000.00 | 4,080,000.00 | 2,702,000.00 | 1,274,000.00 | -1,807,000.00 | 3,367,000.00 | 2,133,000.00 | 1,062,000.00 |
| EBT | 47,991,000.00 | 31,815,000.00 | 16,941,000.00 | -23,893,000.00 | 39,420,000.00 | 27,459,000.00 | 15,711,000.00 | -15,958,000.00 | 25,455,000.00 | 17,187,000.00 | 11,979,000.00 | -33,298,000.00 | 35,868,000.00 | 24,600,000.00 | 13,968,000.00 | -25,016,000.00 | 66,057,000.00 | 45,531,000.00 | 25,011,000.00 |
| Income Tax | 3,438,000.00 | 2,144,000.00 | 909,000.00 | -3,554,000.00 | 2,975,000.00 | 1,978,000.00 | 1,105,000.00 | -2,862,000.00 | 1,977,000.00 | 1,279,000.00 | 759,000.00 | -3,245,000.00 | 2,021,000.00 | 1,334,000.00 | 717,000.00 | -3,817,000.00 | 4,319,000.00 | 2,855,000.00 | 1,501,000.00 |
| Net Income | 12,559,000.00 | 8,461,000.00 | 4,738,000.00 | -7,196,000.00 | 10,165,000.00 | 7,175,000.00 | 4,132,000.00 | -6,608,000.00 | 7,460,000.00 | 5,077,000.00 | 3,234,000.00 | -8,910,000.00 | 9,935,000.00 | 6,866,000.00 | 3,939,000.00 | -15,223,000.00 | 17,700,000.00 | 12,322,000.00 | 6,836,000.00 |
| EBIT | 98,134,000.00 | 64,988,000.00 | 33,429,000.00 | -59,614,000.00 | 94,390,000.00 | 63,604,000.00 | 33,658,000.00 | -8,860,000.00 | 70,474,000.00 | 45,496,000.00 | 25,136,000.00 | -19,420,000.00 | 46,877,000.00 | 29,102,000.00 | 15,353,000.00 | -23,685,000.00 | 70,492,000.00 | 48,413,000.00 | 26,583,000.00 |
| Deprecation and Amortization | 1,655,000.00 | 1,124,000.00 | 506,000.00 | 1,015,000.00 | 1,894,000.00 | 1,273,000.00 | 627,000.00 | 2,115,000.00 | 4,076,000.00 | 2,564,000.00 | 970,000.00 | 1,637,000.00 | 1,728,000.00 | 1,062,000.00 | 492,000.00 | 996,000.00 | 1,527,000.00 | 1,018,000.00 | 498,000.00 |
| EBITDA | 99,789,000.00 | 66,112,000.00 | 33,935,000.00 | -58,599,000.00 | 96,284,000.00 | 64,877,000.00 | 34,285,000.00 | -6,745,000.00 | 74,550,000.00 | 48,060,000.00 | 26,106,000.00 | -17,783,000.00 | 48,605,000.00 | 30,164,000.00 | 15,845,000.00 | -22,689,000.00 | 72,019,000.00 | 49,431,000.00 | 27,081,000.00 |
| EPS | 0.04 | 0.03 | 0.01 | -0.00 | 0.03 | 0.02 | 0.01 | -0.00 | 0.02 | 0.01 | 0.01 | -0.00 | 0.03 | 0.02 | 0.01 | -0.00 | 0.05 | 0.03 | 0.02 |
| Diluted EPS | 0.04 | 0.03 | 0.01 | 0.00 | 0.03 | 0.02 | 0.01 | 0.00 | 0.02 | 0.01 | 0.01 | 0.00 | 0.03 | 0.02 | 0.01 | 0.00 | 0.05 | 0.03 | 0.02 |
| Average Shares Outstanding Basic | 314,600.00 | 317,200.00 | 320,800.00 | 314,200.00 | 330,000.00 | 332,600.00 | 335,600.00 | 329,700.00 | 342,500.00 | 344,400.00 | 346,600.00 | 351,100.00 | 353,000.00 | 353,100.00 | 351,200.00 | 340,000.00 | 351,800.00 | 353,600.00 | 356,600.00 |
| Average Shares Outstanding Diluted | 319,200.00 | 321,400.00 | 324,500.00 | 322,100.00 | 335,300.00 | 337,500.00 | 339,500.00 | 335,300.00 | 347,400.00 | 349,200.00 | 351,300.00 | 359,700.00 | 358,600.00 | 358,200.00 | 355,900.00 | 347,000.00 | 356,900.00 | 358,400.00 | 360,900.00 |
| Breakdown | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 | 2023-12-31 | 2023-09-30 | 2023-06-30 | 2023-03-31 | 2022-12-31 | 2022-09-30 | 2022-06-30 | 2022-03-31 | 2021-12-31 | 2021-09-30 | 2021-06-30 | 2021-03-31 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Operating Cash Flow | -28,878,000.00 | -31,558,000.00 | -37,230,000.00 | 109,740,000.00 | -59,978,000.00 | -21,918,000.00 | -28,038,000.00 | -54,239,000.00 | 15,771,000.00 | 41,305,000.00 | 9,404,000.00 | 44,124,000.00 | 23,705,000.00 | 15,522,000.00 | -22,952,000.00 | 31,211,000.00 | -23,976,000.00 | 15,284,000.00 | -5,183,000.00 |
| Operating Net Income | 37,677,000.00 | 25,383,000.00 | 14,214,000.00 | 6,964,000.00 | 30,495,000.00 | 21,525,000.00 | 12,396,000.00 | 4,000.00 | 19,524,000.00 | 13,350,000.00 | 9,702,000.00 | 15,695,000.00 | 29,805,000.00 | 6,866,000.00 | 3,939,000.00 | 44,821,000.00 | -17,700,000.00 | -12,322,000.00 | 6,836,000.00 |
| Deprecation and Amortization | 1,655,000.00 | 1,124,000.00 | 506,000.00 | 1,015,000.00 | 1,894,000.00 | 1,273,000.00 | 627,000.00 | 2,115,000.00 | 4,076,000.00 | 2,564,000.00 | 970,000.00 | 1,637,000.00 | 1,728,000.00 | 1,062,000.00 | 492,000.00 | 996,000.00 | 1,527,000.00 | 1,018,000.00 | 498,000.00 |
| Deferred Income Tax | -153,000.00 | -202,000.00 | 154,000.00 | -600,000.00 | -653,000.00 | -451,000.00 | 60,000.00 | -1,740,000.00 | 0 | 0 | 0 | -3,935,000.00 | 0 | 0 | 0 | -236,000.00 | 0 | 0 | 0 |
| Share Based Compensation | 3,187,000.00 | 2,950,000.00 | 2,417,000.00 | -3,818,000.00 | 2,559,000.00 | 2,439,000.00 | 1,844,000.00 | -3,255,000.00 | 2,008,000.00 | 1,780,000.00 | 1,541,000.00 | -5,989,000.00 | 3,811,000.00 | 3,511,000.00 | 3,128,000.00 | -3,178,000.00 | 2,141,000.00 | 1,961,000.00 | 1,759,000.00 |
| Change in Working Capital | 66,239,000.00 | 47,314,000.00 | 24,879,000.00 | -109,944,000.00 | 115,677,000.00 | 45,648,000.00 | 33,475,000.00 | -2,839,000.00 | 150,999,000.00 | 5,505,000.00 | 6,042,000.00 | -52,656,000.00 | 21,781,000.00 | 14,681,000.00 | 10,174,000.00 | -15,290,000.00 | 14,005,000.00 | 11,513,000.00 | 8,629,000.00 |
| Other Operating Activities | -137,483,000.00 | -108,127,000.00 | -79,400,000.00 | 216,123,000.00 | -209,950,000.00 | -92,352,000.00 | -76,440,000.00 | -48,524,000.00 | -160,836,000.00 | 18,106,000.00 | -8,851,000.00 | 89,372,000.00 | -33,420,000.00 | -10,598,000.00 | -40,685,000.00 | 4,098,000.00 | -23,949,000.00 | 13,114,000.00 | -22,905,000.00 |
| Investing Cash Flow | -39,194,000.00 | -34,081,000.00 | -22,747,000.00 | 13,855,000.00 | -42,509,000.00 | -13,223,000.00 | -7,980,000.00 | -23,780,000.00 | -13,970,000.00 | -5,937,000.00 | -1,978,000.00 | 19,086,000.00 | -69,668,000.00 | -55,509,000.00 | -17,021,000.00 | -66,954,000.00 | -16,527,000.00 | -11,708,000.00 | -2,487,000.00 |
| Capital Expenditure | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Net Purchase/Sale of PPE | 2,037,000.00 | 1,367,000.00 | 644,000.00 | -1,680,000.00 | 2,657,000.00 | 1,886,000.00 | 896,000.00 | -218,000.00 | 2,921,000.00 | 1,925,000.00 | 1,014,000.00 | -2,072,000.00 | 4,266,000.00 | 2,943,000.00 | 1,381,000.00 | -2,950,000.00 | 6,659,000.00 | 3,400,000.00 | 1,504,000.00 |
| Net Purchase/Sale of Investments Net | 142,787,000.00 | 112,332,000.00 | 69,391,000.00 | -174,000.00 | 78,737,000.00 | 44,667,000.00 | 25,239,000.00 | 10,887,000.00 | 27,776,000.00 | 17,036,000.00 | 10,461,000.00 | 9,512,000.00 | 52,989,000.00 | 36,502,000.00 | 8,780,000.00 | -7,686,000.00 | 31,998,000.00 | 19,716,000.00 | 12,848,000.00 |
| Net Purchase/Sale of Business | -1,536,000.00 | 0 | 0 | 0.00 | -3,622,000.00 | -3,622,000.00 | 3,622,000.00 | -503,000.00 | 8,000.00 | 8,000.00 | 0 | -1,841,000.00 | 2,113,000.00 | 1,830,000.00 | 13,000.00 | 0 | 0 | 0 | 0 |
| Net Loan & Lease Activity | 17,045,000.00 | 5,353,000.00 | 25,228,000.00 | 35,520,000.00 | 11,173,000.00 | ||||||||||||||
| Other Investing Activities | -208,492,000.00 | -166,932,000.00 | -105,752,000.00 | 19,205,000.00 | -132,352,000.00 | -60,695,000.00 | -41,666,000.00 | -41,289,000.00 | -44,076,000.00 | -24,012,000.00 | -12,956,000.00 | 40,331,000.00 | -149,960,000.00 | -117,860,000.00 | -37,267,000.00 | -50,150,000.00 | -79,403,000.00 | -48,455,000.00 | -20,677,000.00 |
| Financing Cash Flow | 49,345,000.00 | 29,564,000.00 | 42,826,000.00 | -32,594,000.00 | 15,140,000.00 | 4,800,000.00 | 7,171,000.00 | 58,704,000.00 | -216,000.00 | -6,658,000.00 | -20,544,000.00 | -134,741,000.00 | 69,178,000.00 | 67,557,000.00 | 53,101,000.00 | -34,788,000.00 | 96,491,000.00 | 80,871,000.00 | 42,983,000.00 |
| Net Issuance/Repayment of Debt | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Net Issuance/Repurchase of Equity | 11,255,000.00 | 9,255,000.00 | 6,255,000.00 | 6,295,000.00 | 10,939,000.00 | 7,944,000.00 | 1,500,000.00 | 2,450,000.00 | 7,292,000.00 | 3,296,000.00 | 2,546,000.00 | 0.00 | 2,000,000.00 | 1,000,000.00 | 500,000.00 | -3,129,000.00 | 8,798,000.00 | 7,050,000.00 | 4,700,000.00 |
| Dividends Paid | 3,814,000.00 | 2,338,000.00 | 1,115,000.00 | -2,145,000.00 | 3,344,000.00 | 2,175,000.00 | 1,123,000.00 | -1,973,000.00 | 3,124,000.00 | 2,025,000.00 | 1,013,000.00 | -1,474,000.00 | 2,669,000.00 | 1,672,000.00 | 815,000.00 | -840,000.00 | 1,903,000.00 | 1,111,000.00 | 551,000.00 |
| Other Financing Activities | 34,276,000.00 | 17,971,000.00 | 35,456,000.00 | -36,744,000.00 | 857,000.00 | -5,319,000.00 | 4,548,000.00 | 58,227,000.00 | -10,632,000.00 | -11,979,000.00 | -24,103,000.00 | -133,267,000.00 | 64,509,000.00 | 64,885,000.00 | 51,786,000.00 | -30,819,000.00 | 85,790,000.00 | 72,710,000.00 | 37,732,000.00 |
| Net Change in Cash | -12,515,000.00 | -29,125,000.00 | -14,684,000.00 | 94,846,000.00 | -86,888,000.00 | -35,251,000.00 | -32,192,000.00 | -14,910,000.00 | -1,946,000.00 | 29,106,000.00 | -12,498,000.00 | -83,124,000.00 | 23,215,000.00 | 27,570,000.00 | 13,128,000.00 | -70,531,000.00 | 55,988,000.00 | 84,447,000.00 | 35,313,000.00 |
| Cash at Beginning of Period | 182,092,000.00 | 182,092,000.00 | 182,092,000.00 | 87,246,000.00 | 241,577,000.00 | 241,577,000.00 | 241,577,000.00 | 256,487,000.00 | 241,825,000.00 | 241,825,000.00 | 241,825,000.00 | 324,949,000.00 | 261,036,000.00 | 261,036,000.00 | 0 | 0.00 | 0 | 0 | 0 |
| Cash at End of Period | 169,577,000.00 | 152,967,000.00 | 167,408,000.00 | 182,092,000.00 | 154,689,000.00 | 206,326,000.00 | 209,385,000.00 | 241,577,000.00 | 239,879,000.00 | 270,931,000.00 | 229,327,000.00 | 241,825,000.00 | 284,251,000.00 | 288,606,000.00 | 0 | 0 | 0 | 0 | 0 |
| Free Cash Flow | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |