HTB
Valuation Ratios
| Breakdown | 2024-12-31 | 2023-06-30 | 2022-06-30 |
|---|---|---|---|
| Price to Earnings | |||
| Price to Sales | |||
| Book Value Per Common Share | 31.48 | 27.13 | 24.94 |
| Price to Book | |||
| Price to Operating Cash Flow | |||
| Price to Free Cash Flow | |||
| Enterprise Value to EBITDA |
| Breakdown | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 |
|---|---|---|---|---|---|
| Price to Earnings | 37.04 | 40.81 | |||
| Price to Sales | 12.02 | 11.45 | |||
| Book Value Per Common Share | 33.12 | 32.21 | 31.48 | 30.83 | 30.03 |
| Price to Book | 1.13 | 1.06 | |||
| Price to Operating Cash Flow | -72.07 | 8.13 | |||
| Price to Free Cash Flow | -59.85 | 8.50 | |||
| Enterprise Value to EBITDA |
Earnings Data
| Breakdown | 2024-12-31 | 2023-06-30 | 2022-06-30 |
|---|---|---|---|
| Earning YoY | 13.83 | 24.23 | 136.46 |
| Revenue YoY | 8.46 | 24.27 | 3.82 |
| EBITDA YoY | |||
| Net Profit YoY | 22.79 | 25.04 | 127.58 |
| Breakdown | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 |
|---|---|---|---|---|---|
| Earning YoY | 20.24 | 1.20 | 7.79 | 5.48 | |
| Revenue YoY | 3.88 | -1.00 | 1.60 | 0.16 | |
| EBITDA YoY | |||||
| Net Profit YoY | 18.41 | 2.11 | 8.45 | 5.66 |
Financial Strength
| Breakdown | 2024-12-31 | 2023-06-30 | 2022-06-30 |
|---|---|---|---|
| Cash Per Common Share | |||
| Quick Ratio | |||
| Current Ratio | |||
| Debt to Equity | 7.33 | 8.78 | 8.13 |
| Long-Term Debt to Equity |
| Breakdown | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 |
|---|---|---|---|---|---|
| Cash Per Common Share | |||||
| Quick Ratio | |||||
| Current Ratio | |||||
| Debt to Equity | 6.90 | 7.06 | 7.33 | 7.59 | 7.92 |
| Long-Term Debt to Equity |
Profitability
| Breakdown | 2024-12-31 | 2023-06-30 | 2022-06-30 |
|---|---|---|---|
| ROA | 1.18 | 0.96 | 1.00 |
| ROE | 9.83 | 9.38 | 9.09 |
| Gross Margin | |||
| Operating Margin | |||
| EBITDA Margin | |||
| Net Profit Margin | 26.85 | 23.71 | 23.57 |
| Breakdown | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 |
|---|---|---|---|---|---|
| ROA | 0.37 | 0.32 | 0.31 | 0.28 | 0.26 |
| ROE | 2.94 | 2.54 | 2.55 | 2.40 | 2.35 |
| Gross Margin | |||||
| Operating Margin | |||||
| EBITDA Margin | |||||
| Net Profit Margin | 32.17 | 28.22 | 27.36 | 25.63 | 24.30 |
Dividends
| Breakdown | 2024-12-31 | 2023-06-30 | 2022-06-30 |
|---|---|---|---|
| Dividend Yield | |||
| Dividend Payout Ratio | 14.13 | 14.10 | 15.43 |
| Breakdown | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 |
|---|---|---|---|---|---|
| Dividend Yield | 0.00 | 0.00 | |||
| Dividend Payout Ratio | 12.09 | 14.29 | 14.56 | 14.45 | 15.21 |
Financial Statements
| Breakdown | 2024-12-31 | 2023-06-30 | 2022-06-30 |
|---|---|---|---|
| Assets | 4,595,430.00 | 4,607,487.00 | 3,549,204.00 |
| Cash and Short-Term Investments | 0 | 0 | 0 |
| Cash and Cash Equivalents | 307,757.00 | 336,649.00 | 323,097.00 |
| Short-Term Investments | 152,011.00 | 151,926.00 | 126,978.00 |
| Net Receivables | 184,320.00 | 157,041.00 | 138,339.00 |
| Inventory | 0 | 0 | 0 |
| Other Current Assets | 0 | 0 | 0 |
| Property, Plant, Equipment Net | 69,872.00 | 73,171.00 | 69,094.00 |
| Goodwill | 34,111.00 | 34,111.00 | 25,638.00 |
| Intangible Assets | 6,595.00 | 10,778.00 | 93.00 |
| Long-Term Investments | 167,128.00 | 166,853.00 | 139,736.00 |
| Non-Current Deferred Assets | 0 | 0 | 0 |
| Other Non-Current Assets | 0 | 0 | 0 |
| Liabilities | 4,043,672.00 | 4,136,301.00 | 3,160,359.00 |
| Payables and Expenses | 0 | 0 | 0 |
| Account Payables | 0 | 0 | 0 |
| Current Accrued Liabilities | 0 | 0 | 0 |
| Short-Term Debt | 0 | 200,263.00 | 0 |
| Other Current Liabilities | 0 | 0 | 0 |
| Long-Term Debt | 10,120.00 | 9,971.00 | 0 |
| Other Non-Current Liabilities | 0 | 0 | 0 |
| Equity | 551,758.00 | 471,186.00 | 388,845.00 |
| Shareholders Equity | 551,758.00 | 471,186.00 | 388,845.00 |
| Capital Stock | 175.00 | 174.00 | 156.00 |
| Share Premium | 176,693.00 | 171,222.00 | 126,106.00 |
| Retained Earnings | 380,541.00 | 308,651.00 | 270,276.00 |
| Treasury Shares | 0 | 0 | 0 |
| Accumulated Other Comprehensive Income | -1,685.00 | -4,100.00 | -2,403.00 |
| Minority Interest | 0 | 0 | 0 |
| Debt | 10,120.00 | 210,234.00 | 0 |
| Common Shares Outstanding | 17,527.71 | 17,366.67 | 15,591.47 |
| Breakdown | 2024-12-31 | 2023-06-30 | 2022-06-30 | 2021-06-30 |
|---|---|---|---|---|
| Revenues | 202,133.00 | 186,368.00 | 149,970.00 | 144,454.00 |
| Interest Income | 261,616.00 | 187,126.00 | 116,114.00 | 118,733.00 |
| Interest Expense | 92,941.00 | 29,711.00 | 5,340.00 | 15,411.00 |
| Non-Interest Expense | 114,471.00 | 0 | 0 | 0 |
| Selling, General and Administrative Expenses | 72,023.00 | 66,609.00 | 63,886.00 | 66,381.00 |
| EBT | 69,911.00 | 57,164.00 | 45,378.00 | 19,096.00 |
| Income Tax | 15,106.00 | 12,560.00 | 9,725.00 | 3,421.00 |
| Net Income Including Non-Controlling Interests | 54,805.00 | 44,604.00 | 35,653.00 | 15,675.00 |
| Net Income | 54,264.00 | 44,193.00 | 35,343.00 | 15,530.00 |
| Deprecation and Amortization | 17,035.00 | 13,409.00 | 11,798.00 | 12,216.00 |
| EPS | 0.00 | 0.00 | 0.00 | 0.00 |
| Diluted EPS | 0.00 | 0.00 | 0.00 | 0.00 |
| Average Shares Outstanding Basic | 16,914.74 | 15,698.62 | 15,516.17 | 16,078.07 |
| Average Shares Outstanding Diluted | 16,977.33 | 15,781.51 | 15,810.41 | 16,495.12 |
| Breakdown | 2024-12-31 | 2023-06-30 | 2022-06-30 | 2021-06-30 |
|---|---|---|---|---|
| Operating Cash Flow | 44,969.00 | -42,396.00 | 33,128.00 | 9,559.00 |
| Operating Net Income | 54,805.00 | 44,604.00 | 35,653.00 | 15,675.00 |
| Deprecation and Amortization | 17,035.00 | 13,409.00 | 11,798.00 | 12,216.00 |
| Deferred Income Tax | 1,101.00 | -433.00 | 6,584.00 | 3,573.00 |
| Share Based Compensation | 3,432.00 | 3,133.00 | 3,654.00 | 3,227.00 |
| Change in Working Capital | -2,551.00 | -5,242.00 | -2,027.00 | 751.00 |
| Other Operating Activities | -28,853.00 | -97,867.00 | -22,534.00 | -25,883.00 |
| Investing Cash Flow | 21,281.00 | -121,133.00 | 34,845.00 | 149,499.00 |
| Capital Expenditure | 0 | 0 | 0 | 0 |
| Net Purchase/Sale of PPE | -16,739.00 | 1,866.00 | -1,206.00 | -25,313.00 |
| Net Purchase/Sale of Investments Net | -23,691.00 | 179,446.00 | 21,721.00 | 84,127.00 |
| Net Purchase/Sale of Business | 0 | 30,601.00 | 0 | 0 |
| Other Investing Activities | 61,711.00 | -333,046.00 | 14,330.00 | 90,685.00 |
| Financing Cash Flow | -134,171.00 | 361,907.00 | -13,844.00 | -229,690.00 |
| Net Issuance/Repayment of Debt | -245,763.00 | 432,535.00 | -115,000.00 | -382,690.00 |
| Net Issuance/Repurchase of Equity | -1,010.00 | -344.00 | -43,693.00 | -16,359.00 |
| Dividends Paid | -7,665.00 | -6,229.00 | -5,452.00 | -5,018.00 |
| Other Financing Activities | 120,267.00 | -64,055.00 | 150,301.00 | 174,377.00 |
| Net Change in Cash | -67,921.00 | 198,378.00 | 54,129.00 | -70,632.00 |
| Cash at Beginning of Period | 347,140.00 | 105,119.00 | 50,990.00 | 121,622.00 |
| Cash at End of Period | 279,219.00 | 303,497.00 | 105,119.00 | 50,990.00 |
| Free Cash Flow | 28,230.00 | -57,149.00 | 23,619.00 | -18,401.00 |
| Breakdown | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 |
|---|---|---|---|---|---|
| Assets | 4,578,053.00 | 4,558,060.00 | 4,595,430.00 | 4,637,293.00 | 4,670,864.00 |
| Cash and Short-Term Investments | 0 | 0 | 0 | 0 | 0 |
| Cash and Cash Equivalents | 320,528.00 | 325,631.00 | 307,757.00 | 322,767.00 | 326,321.00 |
| Short-Term Investments | 143,942.00 | 150,577.00 | 152,011.00 | 140,552.00 | 0 |
| Net Receivables | 185,177.00 | 181,823.00 | 184,320.00 | 176,083.00 | 170,921.00 |
| Inventory | 0 | 0 | 0 | 0 | 0 |
| Other Current Assets | 0 | 0 | 0 | 0 | 0 |
| Property, Plant, Equipment Net | 63,322.00 | 70,587.00 | 69,872.00 | 69,603.00 | 69,880.00 |
| Goodwill | 34,111.00 | 34,111.00 | 34,111.00 | 34,111.00 | 34,111.00 |
| Intangible Assets | 5,670.00 | 6,080.00 | 6,595.00 | 7,162.00 | 7,730.00 |
| Long-Term Investments | 161,662.00 | 168,323.00 | 167,128.00 | 156,041.00 | 149,597.00 |
| Non-Current Deferred Assets | 0 | 0 | 0 | 0 | 0 |
| Other Non-Current Assets | 0 | 0 | 0 | 0 | 0 |
| Liabilities | 3,998,779.00 | 3,992,611.00 | 4,043,672.00 | 4,097,289.00 | 4,147,236.00 |
| Payables and Expenses | 0 | 0 | 0 | 0 | 0 |
| Account Payables | 0 | 0 | 0 | 0 | 0 |
| Current Accrued Liabilities | 0 | 0 | 0 | 0 | 0 |
| Short-Term Debt | 35,000.00 | 0 | 0 | 106,013.00 | 137,513.00 |
| Other Current Liabilities | 0 | 0 | 0 | 0 | 0 |
| Long-Term Debt | 10,170.00 | 10,145.00 | 10,120.00 | 10,096.00 | 10,070.00 |
| Other Non-Current Liabilities | 0 | 0 | 0 | 0 | 0 |
| Equity | 579,274.00 | 565,449.00 | 551,758.00 | 540,004.00 | 523,628.00 |
| Shareholders Equity | 579,274.00 | 565,449.00 | 551,758.00 | 540,004.00 | 523,628.00 |
| Capital Stock | 175.00 | 176.00 | 175.00 | 175.00 | 175.00 |
| Share Premium | 174,900.00 | 176,682.00 | 176,693.00 | 175,495.00 | 172,907.00 |
| Retained Earnings | 408,178.00 | 393,026.00 | 380,541.00 | 368,383.00 | 357,147.00 |
| Treasury Shares | 0 | 0 | 0 | 0 | 0 |
| Accumulated Other Comprehensive Income | -276.00 | -600.00 | -1,685.00 | 50.00 | -2,369.00 |
| Minority Interest | 0 | 0 | 0 | 0 | 0 |
| Debt | 45,170.00 | 10,145.00 | 10,120.00 | 116,109.00 | 147,583.00 |
| Common Shares Outstanding | 17,492.14 | 17,552.63 | 17,527.71 | 17,514.92 | 17,437.33 |
| Breakdown | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 |
|---|---|---|---|---|---|
| Revenues | 52,910.00 | 50,934.00 | 51,448.00 | 50,640.00 | 50,559.00 |
| Interest Income | 63,641.00 | 63,635.00 | 66,198.00 | 66,649.00 | 65,414.00 |
| Interest Expense | 19,412.00 | 20,728.00 | 22,993.00 | 24,291.00 | 22,968.00 |
| Non-Interest Expense | 29,055.00 | 28,578.00 | 22,743.00 | 28,201.00 | 28,001.00 |
| Selling, General and Administrative Expenses | 19,123.00 | 18,662.00 | 18,024.00 | 18,079.00 | 17,745.00 |
| EBT | 21,828.00 | 18,433.00 | 18,294.00 | 16,796.00 | 15,809.00 |
| Income Tax | 4,618.00 | 3,894.00 | 4,086.00 | 3,684.00 | 3,391.00 |
| Net Income Including Non-Controlling Interests | 17,210.00 | 14,539.00 | 14,208.00 | 13,112.00 | 12,418.00 |
| Net Income | 17,020.00 | 14,374.00 | 14,077.00 | 12,980.00 | 12,285.00 |
| Deprecation and Amortization | 4,074.00 | 4,148.00 | 3,440.00 | 4,826.00 | 4,350.00 |
| EPS | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Diluted EPS | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Average Shares Outstanding Basic | 17,006.14 | 17,011.36 | 16,983.75 | 16,931.79 | 16,883.03 |
| Average Shares Outstanding Diluted | 17,106.45 | 17,113.42 | 17,084.94 | 17,027.82 | 16,904.10 |
| Breakdown | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 |
|---|---|---|---|---|---|
| Operating Cash Flow | -8,828.00 | 71,689.00 | 4,302.00 | 43,779.00 | 5,922.00 |
| Operating Net Income | 17,210.00 | 14,539.00 | 14,208.00 | 13,112.00 | 12,418.00 |
| Deprecation and Amortization | 4,074.00 | 4,148.00 | 3,440.00 | 4,826.00 | 4,350.00 |
| Deferred Income Tax | -775.00 | 1,122.00 | -116.00 | -311.00 | 773.00 |
| Share Based Compensation | 960.00 | 955.00 | 918.00 | 988.00 | 765.00 |
| Change in Working Capital | -7,438.00 | 2,253.00 | 7,622.00 | -2,988.00 | -5,762.00 |
| Other Operating Activities | -22,859.00 | 48,672.00 | -21,770.00 | 28,152.00 | -6,622.00 |
| Investing Cash Flow | -6,937.00 | 5,648.00 | 37,475.00 | 6,342.00 | -70,683.00 |
| Capital Expenditure | 0 | 0 | 0 | 0 | 0 |
| Net Purchase/Sale of PPE | 6,348.00 | -2,878.00 | -10,201.00 | -198.00 | -7,572.00 |
| Net Purchase/Sale of Investments Net | 7,633.00 | 1,879.00 | -12,226.00 | -2,699.00 | -13,873.00 |
| Net Purchase/Sale of Business | 0 | 0 | 0 | 0 | 0 |
| Other Investing Activities | 0 | 0 | 59,902.00 | 9,239.00 | -49,238.00 |
| Financing Cash Flow | 13,149.00 | -56,731.00 | -56,035.00 | -50,834.00 | -21,542.00 |
| Net Issuance/Repayment of Debt | 88,000.00 | -11,000.00 | -72,013.00 | -104,500.00 | 73,000.00 |
| Net Issuance/Repurchase of Equity | -2,846.00 | -930.00 | 0 | -132.00 | -645.00 |
| Dividends Paid | -2,058.00 | -2,054.00 | -2,050.00 | -1,876.00 | -1,869.00 |
| Other Financing Activities | -69,947.00 | -42,747.00 | 18,028.00 | 55,674.00 | -92,028.00 |
| Net Change in Cash | -2,616.00 | 20,606.00 | -14,258.00 | -713.00 | -86,303.00 |
| Cash at Beginning of Period | 299,825.00 | 279,219.00 | 293,477.00 | 294,190.00 | 380,493.00 |
| Cash at End of Period | 297,209.00 | 299,825.00 | 279,219.00 | 293,477.00 | 294,190.00 |
| Free Cash Flow | -10,630.00 | 68,578.00 | 2,758.00 | 39,836.00 | -1,358.00 |