HTBK

Valuation Ratios

Breakdown 2024-12-31 2023-12-31 2022-12-31 2021-12-31 2020-12-31
Price to Earnings 14.21 9.36 11.82 15.11 15.03
Price to Sales 161.72 139.72 170.60 289.81 185.95
Book Value Per Common Share 33.60 33.01 31.18 29.73 28.94
Price to Book 0.28 0.30 0.42 0.40 0.31
Price to Operating Cash Flow 8.39 6.00 7.79 8.40 6.07
Price to Free Cash Flow
Enterprise Value to EBITDA 25948.48 30033.39 67021.23 86669.46 36883.18
Breakdown 2025-09-30 2025-06-30 2025-03-31 2024-12-31 2024-09-30 2024-06-30 2024-03-31 2023-12-31 2023-09-30 2023-06-30 2023-03-31 2022-12-31 2022-09-30 2022-06-30 2022-03-31 2021-12-31 2021-09-30 2021-06-30 2021-03-31 2020-12-31
Price to Earnings 18.74 34.24 50.11 20.16 27.19 50.47 10.08 14.28 26.87 14.92 23.24 53.57 20.77 33.73 64.32
Price to Sales 224.15 335.47 656.55 226.09 301.04 600.00 147.82 191.22 291.26 242.31 438.11 1113.86 380.07 530.00 1222.00
Book Value Per Common Share 22.76 22.53 22.49 33.60 11.18 11.08 11.04 33.01 10.83 10.70 10.62 31.18 10.04 10.01 9.95 29.73 9.79 9.69 9.71 28.94
Price to Book 0.44 0.44 0.42 0.28 0.88 0.79 0.78 0.30 0.78 0.77 0.78 0.42 1.13 1.07 1.13 0.40 1.19 1.15 1.26 0.31
Price to Operating Cash Flow 14.63 26.74 39.45 26.16 29.88 71.56 6.67 8.32 16.93 16.11 24.40 40.48 17.77 31.66 71.42
Price to Free Cash Flow
Enterprise Value to EBITDA 59097.32 95825.80 164014.32 58034.22 79181.85 157497.02 46206.65 69750.36 143140.46 95539.88 151746.86 344967.49 133756.67 213826.56 414446.96

Earnings Data

Breakdown 2024-12-31 2023-12-31 2022-12-31 2021-12-31 2020-12-31
Earning YoY -37.74 -3.64 39.24 33.90
Revenue YoY -17.97 -6.44 86.50 -12.98
EBITDA YoY 9.78 71.10 42.03 -42.31
Net Profit YoY -37.11 -3.17 39.53 35.13
Breakdown 2025-09-30 2025-06-30 2025-03-31 2024-12-31 2024-09-30 2024-06-30 2024-03-31 2023-12-31 2023-09-30 2023-06-30 2023-03-31 2022-12-31 2022-09-30 2022-06-30 2022-03-31 2021-12-31 2021-09-30 2021-06-30 2021-03-31 2020-12-31
Earning YoY 82.76 52.63 53.13 88.24 44.83 87.10 65.22 119.05 69.70 73.68
Revenue YoY 49.31 104.15 51.36 101.60 32.49 51.69 91.95 141.67 46.35 109.65
EBITDA YoY 61.70 78.06 114.75 54.95 101.81 54.43 104.46 68.63 116.95 67.21 77.33
Net Profit YoY 81.59 54.95 54.16 90.83 44.72 86.71 65.26 115.20 68.53 78.66

Financial Strength

Breakdown 2024-12-31 2023-12-31 2022-12-31 2021-12-31 2020-12-31
Cash Per Common Share 31.84 13.65 10.42 43.62 38.09
Quick Ratio
Current Ratio
Debt to Equity 0.70 0.69 0.70 0.73 0.70
Long-Term Debt to Equity
Breakdown 2025-09-30 2025-06-30 2025-03-31 2024-12-31 2024-09-30 2024-06-30 2024-03-31 2023-12-31 2023-09-30 2023-06-30 2023-03-31 2022-12-31 2022-09-30 2022-06-30 2022-03-31 2021-12-31 2021-09-30 2021-06-30 2021-03-31 2020-12-31
Cash Per Common Share 12.17 11.73 12.12 31.84 15.60 10.58 8.85 13.65 10.57 8.38 12.15 10.42 11.23 14.48 20.15 43.62 26.92 22.11 24.08 38.09
Quick Ratio
Current Ratio
Debt to Equity 7.03 6.87 6.92 0.70 7.10 6.75 6.77 0.69 7.16 7.13 7.55 0.70 7.91 7.82 8.03 0.73 8.26 7.69 7.60 0.70
Long-Term Debt to Equity

Profitability

Breakdown 2024-12-31 2023-12-31 2022-12-31 2021-12-31 2020-12-31
ROA 0.34 0.58 0.61 0.41 0.36
ROE 0.57 0.98 1.03 0.71 0.61
Gross Margin 39.93 82.75 50.47
Operating Margin 6091.77 4485.58 2466.40 3313.75 5037.95
EBITDA Margin 6225.72 4652.08 2543.73 3339.99 5038.09
Net Profit Margin 1138.11 1484.52 1434.38 1917.20 1234.66
Breakdown 2025-09-30 2025-06-30 2025-03-31 2024-12-31 2024-09-30 2024-06-30 2024-03-31 2023-12-31 2023-09-30 2023-06-30 2023-03-31 2022-12-31 2022-09-30 2022-06-30 2022-03-31 2021-12-31 2021-09-30 2021-06-30 2021-03-31 2020-12-31
ROA 0.58 0.33 0.21 0.54 0.37 0.19 0.95 0.66 0.34 0.84 0.52 0.24 0.62 0.39 0.22
ROE 4.67 2.59 1.67 4.36 2.86 1.50 7.72 5.40 2.92 7.51 4.56 2.14 5.72 3.43 1.93
Gross Margin 55.65 56.62 69.28 69.81 62.95 79.02 86.87 88.96 94.49 72.74 -51.72
Operating Margin 3707.91 3401.92 3901.12 3757.17 3652.26 3634.89 3038.51 2601.02 1928.11 2478.90 2861.80 3215.85 2811.66 2448.33 2883.53
EBITDA Margin 3786.47 3496.38 4008.74 3899.18 3808.71 3804.68 3196.95 2742.66 2034.83 2538.29 2889.32 3218.46 2841.11 2486.59 2939.77
Net Profit Margin 1203.13 989.29 1303.36 1117.60 1097.29 1159.18 1459.18 1335.85 1085.31 1611.69 1872.01 2102.29 1829.45 1588.65 1864.23

Dividends

Breakdown 2024-12-31 2023-12-31 2022-12-31 2021-12-31 2020-12-31
Dividend Yield
Dividend Payout Ratio
Breakdown 2025-09-30 2025-06-30 2025-03-31 2024-12-31 2024-09-30 2024-06-30 2024-03-31 2023-12-31 2023-09-30 2023-06-30 2023-03-31 2022-12-31 2022-09-30 2022-06-30 2022-03-31 2021-12-31 2021-09-30 2021-06-30 2021-03-31 2020-12-31
Dividend Yield
Dividend Payout Ratio

Financial Statements

Breakdown 2024-12-31 2023-12-31 2022-12-31 2021-12-31 2020-12-31
Assets 12,019,654.00 11,100,853.00 10,987,228.00 11,637,098.00 9,886,168.00
   Deposits 6,145,954.00 5,465,976.00 5,675,048.00 6,135,237.00 5,034,454.00
      Cash and Short-Term Investments 1,953,149.00 834,737.00 634,180.00 2,631,919.00 2,282,524.00
            Cash and Cash Equivalents 1,953,149.00 834,737.00 634,180.00 2,631,919.00 2,282,524.00
            Short-Term Investments 0 0 0 0 0
      Net Receivables 0 0 17,909,141.00 0 0
      Inventory 0 0 0 0 0
      Other Current Assets 0 0 0 0 0
      Property, Plant, Equipment Net 40,706.00 41,531.00 42,332.00 44,518.00 46,332.00
      Goodwill 167,631.00 167,631.00 167,631.00 419,140.00 457,230.00
      Intangible Assets 6,439.00 8,627.00 11,033.00 27,424.00 50,013.00
      Long-Term Investments 0 0 0 0 0
      Non-Current Deferred Assets 0 0 0 0 0
      Other Non-Current Assets 0 0 0 0 0
Liabilities 4,955,279.00 4,521,194.00 4,525,124.00 4,901,381.00 4,056,225.00
      Payables and Expenses 0 0 0 0 0
            Account Payables 0 0 0 0 0
            Current Accrued Liabilities 0 0 0 0 0
      Short-Term Debt 0 0 0 0 0
      Other Current Liabilities 0 0 0 0 0
      Long-Term Debt 0 0 0 0 0
      Other Non-Current Liabilities 0 0 0 0 0
Equity 7,064,375.00 6,579,659.00 6,462,104.00 6,735,717.00 5,829,943.00
   Shareholders Equity 2,061,076.00 2,018,703.00 1,897,368.00 1,794,084.00 1,733,725.00
      Capital Stock 510,070.00 506,539.00 502,923.00 497,695.00 493,707.00
      Share Premium 0 0 0 0 0
      Retained Earnings 187,762.00 179,092.00 146,389.00 111,329.00 94,899.00
      Treasury Shares 0 0 0 0 0
      Accumulated Other Comprehensive Income -8,105.00 -38,190.00 -50,568.00 -32,988.00 -32,151.00
   Minority Interest 0 0 0 0 0
Investments 32,556.00 32,540.00 17,486,436.00 678,520.00 1,481,688.00
Debt 228,318.00 221,812.00 229,450.00 200,625.00 219,900.00
Common Shares Outstanding 61,348.10 61,146.83 60,852.72 60,339.84 59,917.46
Breakdown 2024-12-31 2023-12-31 2022-12-31 2021-12-31 2020-12-31
Revenues 3,561.00 4,341.00 4,640.00 2,488.00 2,859.00
Cost Of Revenue 2,139.00 749.00 2,298.00 0 0
Interest Income 242,699.00 234,298.00 188,828.00 153,256.00 150,471.00
Interest Expense 160,254.00 104,300.00 20,075.00 16,576.00 19,483.00
Net Interest 163,648.00 183,224.00 179,880.00 146,125.00 141,890.00
Non-Interest Income 8,748.00 8,998.00 10,111.00 9,688.00 9,922.00
Non-Interest Expense 113,583.00 101,054.00 94,859.00 93,077.00 89,511.00
Provisions for Credit Losses 2,139.00 749.00 2,298.00 0 0
Gross Profit 1,422.00 3,592.00 2,342.00 0 0
   Selling, General and Administrative Expenses 15,642.00 13,840.00 14,654.00 14,939.00 13,356.00
EBT 56,674.00 90,419.00 94,366.00 65,870.00 124,552.00
Income Tax 30,324.00 50,234.00 53,915.00 34,634.00 26,007.00
Net Income 40,528.00 64,443.00 66,555.00 47,700.00 35,299.00
EBIT 216,928.00 194,719.00 114,441.00 82,446.00 144,035.00
Deprecation and Amortization 4,770.00 7,228.00 3,588.00 653.00 4.00
EBITDA 221,698.00 201,947.00 118,029.00 83,099.00 144,039.00
EPS 0.00 0.00 0.00 0.00 0.00
Diluted EPS 0.00 0.00 0.00 0.00 0.00
Average Shares Outstanding Basic 0 0 0 0 0
Average Shares Outstanding Diluted 61,527.37 61,311.32 61,090.29 60,689.06 60,169.14
Breakdown 2024-12-31 2023-12-31 2022-12-31 2021-12-31 2020-12-31
Operating Cash Flow 68,563.00 101,035.00 101,511.00 85,759.00 87,569.00
   Operating Net Income 40,528.00 64,443.00 66,555.00 47,700.00 35,299.00
   Deprecation and Amortization 4,770.00 7,228.00 3,588.00 -653.00 4.00
   Deferred Income Tax 478.00 847.00 19.00 -25.00 -1,689.00
   Share Based Compensation 1,925.00 992.00 595.00 579.00 559.00
   Change in Working Capital 0 0 0 0 0
   Other Operating Activities 20,862.00 27,525.00 30,754.00 38,158.00 53,396.00
Investing Cash Flow 110,618.00 70,182.00 -669,487.00 -696,831.00 145,592.00
   Capital Expenditure 0.00 0.00 0.00 0.00 0.00
   Net Purchase/Sale of PPE 1,624.00 1,671.00 783.00 252.00 3,160.00
   Net Purchase/Sale of Investments Net 314,893.00 122,390.00 682,544.00 714,031.00 299,541.00
   Net Purchase/Sale of Business 0 0 0 0 0
   Net Loan & Lease Activity 142,703.00 52,131.00 21,862.00 60,289.00 85,646.00
   Other Investing Activities -348,602.00 -106,010.00 -1,374,676.00 -1,471,403.00 -242,755.00
Financing Cash Flow 379,237.00 -72,186.00 -430,150.00 785,324.00 440,660.00
   Net Issuance/Repayment of Debt 0 0 39,274.00 0 -328.00
   Net Issuance/Repurchase of Equity 2,070.68 3,659.29 6,149.59 4,407.26 5,141.74
   Dividends Paid 31,858.00 31,740.00 31,495.00 31,270.00 31,079.00
   Other Financing Activities 345,308.32 -107,585.29 -507,068.59 749,646.74 404,767.26
Net Change in Cash 558,418.00 99,031.00 -998,126.00 174,252.00 673,821.00
   Cash at Beginning of Period 409,705.00 309,098.00 1,304,729.00 1,131,964.00 457,252.00
   Cash at End of Period 968,123.00 408,129.00 306,603.00 1,306,216.00 1,131,073.00
Free Cash Flow 0 0 0 0 0
Breakdown 2025-09-30 2025-06-30 2025-03-31 2024-12-31 2024-09-30 2024-06-30 2024-03-31 2023-12-31 2023-09-30 2023-06-30 2023-03-31 2022-12-31 2022-09-30 2022-06-30 2022-03-31 2021-12-31 2021-09-30 2021-06-30 2021-03-31 2020-12-31
Assets 5,623,720.00 5,467,237.00 5,514,255.00 12,019,654.00 5,551,596.00 5,263,024.00 5,256,074.00 11,100,853.00 5,403,307.00 5,311,837.00 5,536,540.00 10,987,228.00 5,431,262.00 5,356,841.00 5,427,398.00 11,637,098.00 5,463,002.00 5,072,875.00 5,001,390.00 9,886,168.00
   Deposits 6,143,451.00 5,947,476.00 6,036,561.00 6,145,954.00 6,039,209.00 5,571,130.00 5,569,560.00 5,465,976.00 5,686,097.00 5,576,607.00 5,709,105.00 5,675,048.00 6,170,665.00 6,000,647.00 6,137,339.00 6,135,237.00 6,327,135.00 5,519,059.00 5,468,668.00 5,034,454.00
      Cash and Short-Term Investments 747,742.00 721,792.00 745,050.00 1,953,149.00 956,310.00 648,260.00 541,359.00 834,737.00 645,552.00 511,502.00 740,008.00 634,180.00 681,751.00 876,585.00 1,217,165.00 2,631,919.00 1,621,347.00 1,328,322.00 1,443,054.00 2,282,524.00
            Cash and Cash Equivalents 747,742.00 721,792.00 745,050.00 1,953,149.00 956,310.00 648,260.00 541,359.00 834,737.00 645,552.00 511,502.00 740,008.00 634,180.00 681,751.00 876,585.00 1,217,165.00 2,631,919.00 1,621,347.00 1,328,322.00 1,443,054.00 2,282,524.00
            Short-Term Investments 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
      Net Receivables 0 0 0 0 0 0 0 0 0 0 17,122,429.00 17,909,141.00 16,152,810.00 15,489,135.00 0 0 0 0 0 0
      Inventory 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
      Other Current Assets 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
      Property, Plant, Equipment Net 38,081.00 39,205.00 38,977.00 40,706.00 42,310.00 42,778.00 40,712.00 41,531.00 41,686.00 42,464.00 41,265.00 42,332.00 42,371.00 42,027.00 43,249.00 44,518.00 45,528.00 46,641.00 47,625.00 46,332.00
      Goodwill 167,631.00 167,631.00 167,631.00 167,631.00 167,631.00 167,631.00 167,631.00 167,631.00 167,631.00 167,631.00 167,631.00 167,631.00 167,631.00 167,631.00 167,631.00 419,140.00 167,631.00 167,631.00 167,631.00 457,230.00
      Intangible Assets 5,078.00 5,532.00 5,986.00 6,439.00 6,966.00 7,521.00 8,074.00 8,627.00 9,229.00 9,830.00 10,431.00 11,033.00 11,692.00 12,351.00 13,009.00 27,424.00 28,933.00 30,441.00 31,948.00 50,013.00
      Long-Term Investments 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
      Non-Current Deferred Assets 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
      Other Non-Current Assets 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Liabilities 4,923,710.00 4,772,533.00 4,818,065.00 4,955,279.00 4,866,244.00 4,583,825.00 4,579,778.00 4,521,194.00 4,741,377.00 4,658,167.00 4,889,332.00 4,525,124.00 4,821,745.00 4,749,617.00 4,826,342.00 4,901,381.00 4,872,884.00 4,489,431.00 4,419,727.00 4,056,225.00
      Payables and Expenses 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
            Account Payables 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
            Current Accrued Liabilities 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
      Short-Term Debt 0 0 0 0 0 0 0 0 0 0 300,000.00 0 0 0 0 0 0 0 0 0
      Other Current Liabilities 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
      Long-Term Debt 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
      Other Non-Current Liabilities 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Equity 700,010.00 694,704.00 696,190.00 7,064,375.00 685,352.00 679,199.00 676,296.00 6,579,659.00 661,930.00 653,670.00 647,208.00 6,462,104.00 609,517.00 607,224.00 601,056.00 6,735,717.00 590,118.00 583,444.00 581,663.00 5,829,943.00
   Shareholders Equity 1,394,840.00 1,384,430.00 1,385,573.00 2,061,076.00 685,352.00 679,199.00 676,296.00 2,018,703.00 661,930.00 653,670.00 647,208.00 1,897,368.00 609,517.00 607,224.00 601,056.00 1,794,084.00 590,118.00 583,444.00 581,663.00 1,733,725.00
      Capital Stock 508,664.00 509,888.00 511,596.00 510,070.00 509,134.00 508,343.00 507,578.00 506,539.00 505,692.00 505,075.00 504,135.00 502,923.00 501,240.00 499,832.00 498,763.00 497,695.00 496,622.00 495,665.00 494,617.00 493,707.00
      Share Premium 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
      Retained Earnings 196,526.00 189,794.00 191,401.00 187,762.00 185,110.00 182,571.00 181,306.00 179,092.00 173,707.00 165,853.00 157,390.00 146,389.00 133,489.00 123,310.00 116,347.00 111,329.00 105,202.00 99,311.00 98,314.00 94,899.00
      Treasury Shares 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
      Accumulated Other Comprehensive Income -5,180.00 -4,978.00 -6,807.00 -8,105.00 -26,676.00 -35,145.00 -37,764.00 -38,190.00 -52,407.00 -51,774.00 -42,951.00 -50,568.00 -75,636.00 -47,754.00 -42,162.00 -32,988.00 -35,118.00 -34,596.00 -33,804.00 -32,151.00
   Minority Interest 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Investments 32,566.00 32,563.00 32,560.00 32,556.00 32,553.00 32,549.00 32,544.00 32,540.00 32,535.00 32,531.00 17,251,126.00 17,486,436.00 16,302,574.00 14,742,969.00 843,537.00 678,520.00 790,998.00 940,720.00 1,247,360.00 1,481,688.00
Debt 193,235.00 190,840.00 190,255.00 228,318.00 185,275.00 183,485.00 183,295.00 221,812.00 183,715.00 181,125.00 483,735.00 229,450.00 191,826.00 194,670.00 159,148.00 200,625.00 160,712.00 160,528.00 160,744.00 219,900.00
Common Shares Outstanding 61,277.54 61,446.76 61,611.12 61,348.10 61,297.34 61,292.09 61,253.62 61,146.83 61,099.15 61,091.15 60,948.61 60,852.72 60,716.79 60,666.79 60,407.85 60,339.84 60,266.32 60,202.77 59,932.33 59,917.46
Breakdown 2025-09-30 2025-06-30 2025-03-31 2024-12-31 2024-09-30 2024-06-30 2024-03-31 2023-12-31 2023-09-30 2023-06-30 2023-03-31 2022-12-31 2022-09-30 2022-06-30 2022-03-31 2021-12-31 2021-09-30 2021-06-30 2021-03-31
Revenues 2,719.00 1,821.00 892.00 -1,760.00 2,676.00 1,768.00 877.00 -3,549.00 3,503.00 2,644.00 1,743.00 -290.00 2,839.00 1,479.00 612.00 -1,217.00 1,844.00 1,260.00 601.00
Cost Of Revenue 1,206.00 790.00 274.00 492.00 808.00 655.00 184.00 -99.00 460.00 292.00 96.00 -720.00 774.00 2,244.00 0 0 0 0 0
Interest Income 189,951.00 124,857.00 61,832.00 -109,546.00 178,066.00 116,628.00 57,551.00 -111,997.00 175,406.00 114,615.00 56,274.00 -68,176.00 133,636.00 83,462.00 39,906.00 -70,198.00 113,300.00 73,393.00 36,761.00
Interest Expense 54,998.00 36,692.00 18,472.00 47,113.00 58,603.00 37,080.00 17,458.00 43,737.00 34,483.00 19,064.00 7,016.00 9,533.00 5,495.00 3,362.00 1,685.00 5,930.00 5,284.00 3,559.00 1,803.00
Net Interest 134,953.00 88,165.00 43,360.00 -75,456.00 119,463.00 79,548.00 40,093.00 -102,508.00 140,923.00 95,551.00 49,258.00 -66,582.00 128,141.00 80,100.00 38,221.00 -66,683.00 108,016.00 69,834.00 34,958.00
Non-Interest Income 8,890.00 5,673.00 2,696.00 -4,185.00 6,563.00 4,323.00 2,047.00 -5,664.00 7,056.00 4,840.00 2,766.00 -4,246.00 7,339.00 4,558.00 2,460.00 -3,961.00 6,878.00 4,470.00 2,301.00
Non-Interest Expense 96,817.00 67,791.00 29,456.00 -52,956.00 83,279.00 55,724.00 27,536.00 -50,302.00 75,563.00 50,392.00 25,401.00 -45,176.00 70,341.00 46,442.00 23,252.00 -50,036.00 70,850.00 49,019.00 23,244.00
Provisions for Credit Losses 1,206.00 790.00 274.00 492.00 808.00 655.00 184.00 -99.00 460.00 292.00 96.00 3,768.00 774.00 -2,244.00 0 0 0 0 0
Gross Profit 1,513.00 1,031.00 618.00 -2,252.00 1,868.00 1,113.00 693.00 -3,450.00 3,043.00 2,352.00 1,647.00 1,042.00 2,065.00 -765.00 0 0 0 0 0
   Selling, General and Administrative Expenses 12,161.00 8,458.00 4,114.00 -7,095.00 11,436.00 7,531.00 3,770.00 -7,717.00 10,388.00 7,370.00 3,799.00 -6,678.00 10,730.00 7,085.00 3,517.00 -8,438.00 11,373.00 8,011.00 3,993.00
EBT 45,820.00 25,257.00 16,326.00 -27,177.00 41,939.00 27,492.00 14,420.00 -57,835.00 71,956.00 49,707.00 26,591.00 -27,475.00 64,881.00 38,964.00 17,996.00 -23,510.00 46,563.00 27,290.00 15,527.00
Income Tax 26,260.00 14,515.00 4,700.00 5,946.00 12,032.00 8,092.00 4,254.00 7,332.00 20,841.00 14,387.00 7,674.00 18,383.00 19,125.00 11,277.00 5,130.00 -14,238.00 25,668.00 14,554.00 8,650.00
Net Income 32,713.00 18,015.00 11,626.00 -18,945.00 29,907.00 19,400.00 10,166.00 -40,909.00 51,115.00 35,320.00 18,917.00 -19,754.00 45,756.00 27,687.00 12,866.00 -17,256.00 33,735.00 20,017.00 11,204.00
EBIT 100,818.00 61,949.00 34,798.00 19,936.00 100,542.00 64,572.00 31,878.00 -14,098.00 106,439.00 68,771.00 33,607.00 -17,942.00 70,376.00 42,326.00 19,681.00 -17,580.00 51,847.00 30,849.00 17,330.00
Deprecation and Amortization 2,136.00 1,720.00 960.00 -3,285.00 3,800.00 2,766.00 1,489.00 -3,927.00 5,550.00 3,745.00 1,860.00 1,479.00 1,686.00 407.00 16.00 -710.00 543.00 482.00 338.00
EBITDA 102,954.00 63,669.00 35,758.00 16,651.00 104,342.00 67,338.00 33,367.00 -18,025.00 111,989.00 72,516.00 35,467.00 -16,463.00 72,062.00 42,733.00 19,697.00 -18,290.00 52,390.00 31,331.00 17,668.00
EPS 0.00 0.00 0.00 0.00 0.00 0.00 0.00 -0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Diluted EPS 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Average Shares Outstanding Basic 61,440.57 61,508.18 61,479.58 61,254.14 61,295.88 61,279.91 61,186.62 61,012.32 61,093.29 61,035.43 60,908.22 60,541.01 60,686.99 60,542.17 60,393.88 60,078.95 60,220.72 60,089.33 59,926.82
Average Shares Outstanding Diluted 61,687.62 61,664.94 61,708.36 61,646.29 61,546.16 61,446.48 61,470.55 61,274.90 61,436.24 61,266.06 61,268.07 61,346.37 61,123.80 60,969.15 60,921.83 60,861.71 60,760.19 60,730.14 60,404.21
Breakdown 2025-09-30 2025-06-30 2025-03-31 2024-12-31 2024-09-30 2024-06-30 2024-03-31 2023-12-31 2023-09-30 2023-06-30 2023-03-31 2022-12-31 2022-09-30 2022-06-30 2022-03-31 2021-12-31 2021-09-30 2021-06-30 2021-03-31
Operating Cash Flow 41,703.00 22,836.00 14,832.00 20,226.00 23,152.00 17,847.00 7,338.00 -67,260.00 77,591.00 60,746.00 29,958.00 15,484.00 42,712.00 26,532.00 16,783.00 14,980.00 39,404.00 21,119.00 10,256.00
   Operating Net Income 32,713.00 18,015.00 11,626.00 -18,945.00 29,907.00 19,400.00 10,166.00 -40,909.00 51,115.00 35,320.00 18,917.00 -19,754.00 45,756.00 27,687.00 12,866.00 -17,256.00 33,735.00 20,017.00 11,204.00
   Deprecation and Amortization 2,136.00 1,720.00 960.00 -3,285.00 3,800.00 2,766.00 1,489.00 -3,927.00 5,550.00 3,745.00 1,860.00 1,511.00 1,686.00 407.00 -16.00 710.00 -543.00 -482.00 -338.00
   Deferred Income Tax 0 0 0 478.00 0 0 0 847.00 0 0 0 19.00 0 0 0 -25.00 0 0 0
   Share Based Compensation 985.00 406.00 395.00 -705.00 1,402.00 885.00 343.00 -245.00 693.00 397.00 147.00 -293.00 446.00 293.00 149.00 -259.00 428.00 278.00 132.00
   Change in Working Capital 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
   Other Operating Activities 5,869.00 2,695.00 1,851.00 42,683.00 -11,957.00 -5,204.00 -4,660.00 -23,026.00 20,233.00 21,284.00 9,034.00 34,001.00 -5,176.00 -1,855.00 3,784.00 31,810.00 5,784.00 1,306.00 -742.00
Investing Cash Flow -191,791.00 -59,589.00 -94,141.00 -325,614.00 197,365.00 171,610.00 67,257.00 -131,713.00 98,305.00 47,844.00 55,746.00 221,783.00 -567,578.00 -294,812.00 -28,880.00 -63,712.00 -338,662.00 -239,035.00 -55,422.00
   Capital Expenditure 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
   Net Purchase/Sale of PPE 258.00 286.00 0 -1,405.00 1,518.00 1,082.00 429.00 -118.00 1,234.00 442.00 113.00 -602.00 639.00 522.00 224.00 5.00 154.00 89.00 4.00
   Net Purchase/Sale of Investments Net 595,797.00 407,024.00 204,632.00 -200,062.00 259,106.00 202,181.00 53,668.00 -21,422.00 85,783.00 38,530.00 19,499.00 -549,939.00 624,708.00 437,701.00 170,074.00 -235,801.00 514,995.00 326,105.00 108,732.00
   Net Purchase/Sale of Business 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
   Net Loan & Lease Activity 142,703.00 52,131.00 21,862.00 60,289.00 85,646.00
   Other Investing Activities -877,580.00 -509,667.00 -293,961.00 -189,993.00 -124,064.00 -61,727.00 27,182.00 -221,252.00 24,107.00 18,637.00 72,498.00 581,089.00 -1,170,205.00 -650,189.00 -135,371.00 289,608.00 -883,642.00 -629,173.00 -248,196.00
Financing Cash Flow -70,293.00 -209,578.00 -143,764.00 -57,736.00 327,664.00 50,674.00 58,635.00 -679,249.00 163,053.00 96,309.00 347,701.00 -92,246.00 -99,599.00 -161,351.00 -76,954.00 -776,520.00 789,532.00 415,165.00 357,147.00
   Net Issuance/Repayment of Debt 0 0 0 0 0 0 0 0 0 0 300,000.00 -39,274.00 39,274.00 39,274.00 0 0 0 0 0
   Net Issuance/Repurchase of Equity 6,431.30 2,926.00 1,971.62 -1,306,364.32 478,836.00 443,995.00 385,604.00 -2,674,748.71 997,450.00 997,450.00 683,508.00 -2,115,795.41 870,820.00 849,588.00 401,537.00 -2,171,282.75 1,070,460.00 785,048.00 320,182.00
   Dividends Paid 23,950.00 15,983.00 7,987.00 -15,904.00 23,889.00 15,921.00 7,952.00 -15,829.00 23,797.00 15,856.00 7,916.00 -15,655.00 23,596.00 15,706.00 7,848.00 -15,556.00 23,432.00 15,605.00 7,789.00
   Other Financing Activities -100,674.30 -228,487.00 -153,722.62 1,264,532.32 -175,061.00 -409,242.00 -334,921.00 2,311,328.71 -858,194.00 -916,997.00 -643,723.00 2,078,478.41 -1,033,289.00 -1,065,919.00 -486,339.00 1,410,318.75 -304,360.00 -385,488.00 29,176.00
Net Change in Cash -220,381.00 -246,331.00 -223,073.00 -363,124.00 548,181.00 240,131.00 133,230.00 -878,222.00 338,949.00 204,899.00 433,405.00 145,021.00 -624,465.00 -429,631.00 -89,051.00 -825,252.00 490,274.00 197,249.00 311,981.00
   Cash at Beginning of Period 968,123.00 968,123.00 968,123.00 1,331,247.00 408,129.00 408,129.00 408,129.00 1,286,351.00 306,603.00 306,603.00 306,603.00 161,582.00 1,306,216.00 1,306,216.00 1,306,216.00 2,131,468.00 1,131,073.00 1,131,073.00 1,131,073.00
   Cash at End of Period 747,742.00 721,792.00 745,050.00 968,123.00 956,310.00 648,260.00 541,359.00 408,129.00 645,552.00 511,502.00 740,008.00 306,603.00 681,751.00 876,585.00 1,217,165.00 1,306,216.00 1,621,347.00 1,328,322.00 1,443,054.00
Free Cash Flow 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0