JSM
Valuation Ratios
| Breakdown | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 | 2020-12-31 |
|---|---|---|---|---|---|
| Price to Earnings | 14.80 | 11.45 | 3.88 | 6.00 | |
| Price to Sales | 7.14 | 8.14 | 7.54 | 8.50 | |
| Book Value Per Common Share | 20.96 | 15.28 | 12.61 | ||
| Price to Book | 0.84 | 1.66 | |||
| Price to Operating Cash Flow | 4.22 | 3.87 | 8.20 | 6.14 | |
| Price to Free Cash Flow | |||||
| Enterprise Value to EBITDA | 2644.60 | 3208.77 | 2914.89 | 6472.67 |
| Breakdown | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 | 2023-09-30 | 2023-06-30 | 2023-03-31 | 2022-09-30 | 2022-06-30 | 2022-03-31 | 2021-09-30 | 2021-06-30 | 2021-03-31 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Price to Earnings | -26.67 | 165.91 | -928.00 | 20.97 | 19.29 | 32.77 | 8.13 | 13.66 | 22.74 | 5.69 | 6.28 | 14.20 | 6.00 | 8.10 | 12.16 |
| Price to Sales | 50.00 | 68.28 | 82.31 | 9.90 | 13.40 | 31.26 | 8.65 | 15.55 | 35.44 | 11.73 | 15.06 | 38.15 | 11.21 | 17.03 | 34.59 |
| Book Value Per Common Share | 25.01 | 25.79 | 25.55 | 25.09 | 25.12 | 23.39 | 21.92 | 20.63 | 18.99 | 16.90 | 16.09 | 15.17 | |||
| Price to Book | 0.80 | 0.71 | 0.73 | 0.81 | 0.75 | 0.85 | 0.96 | 0.89 | 1.26 | 1.49 | 1.57 | 1.62 | |||
| Price to Operating Cash Flow | 7.49 | 9.36 | 26.66 | 5.01 | 4.59 | 13.22 | 5.67 | 9.88 | 17.60 | 31.25 | 91.41 | -33.25 | 8.21 | 13.50 | 25.12 |
| Price to Free Cash Flow | |||||||||||||||
| Enterprise Value to EBITDA | 3578.71 |
Earnings Data
| Breakdown | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 | 2020-12-31 |
|---|---|---|---|---|---|
| Earning YoY | -35.83 | -58.81 | 7.33 | 97.66 | |
| Revenue YoY | -15.58 | -3.31 | -34.52 | 30.67 | |
| EBITDA YoY | -9.90 | -5.52 | 29.90 | -12.64 | |
| Net Profit YoY | -30.72 | -50.54 | -10.04 | 13.63 |
| Breakdown | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 | 2023-09-30 | 2023-06-30 | 2023-03-31 | 2022-09-30 | 2022-06-30 | 2022-03-31 | 2021-09-30 | 2021-06-30 | 2021-03-31 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Earning YoY | -1.02 | 50.77 | 47.14 | 60.92 | 26.62 | 73.37 | 34.62 | 54.46 | |||||||
| Revenue YoY | 48.15 | 17.39 | 44.30 | 105.19 | 54.84 | 115.28 | 43.41 | 91.58 | 48.11 | 103.08 | |||||
| EBITDA YoY | |||||||||||||||
| Net Profit YoY | 23.61 | 56.52 | 84.96 | 82.19 | 25.79 | 66.17 | 24.14 | 70.59 | 31.17 | 50.00 |
Financial Strength
| Breakdown | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 | 2020-12-31 |
|---|---|---|---|---|---|
| Cash Per Common Share | 6.62 | 6.88 | 10.81 | 5.32 | 6.13 |
| Quick Ratio | |||||
| Current Ratio | |||||
| Debt to Equity | 0.25 | 0.25 | 0.25 | 0.25 | 0.26 |
| Long-Term Debt to Equity |
| Breakdown | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 | 2023-09-30 | 2023-06-30 | 2023-03-31 | 2022-09-30 | 2022-06-30 | 2022-03-31 | 2021-09-30 | 2021-06-30 | 2021-03-31 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Cash Per Common Share | 5.71 | 7.05 | 6.29 | 10.30 | 9.71 | 7.28 | 7.88 | 10.45 | 4.42 | 9.41 | 6.55 | 4.69 | 6.03 | 8.16 | 8.18 |
| Quick Ratio | |||||||||||||||
| Current Ratio | |||||||||||||||
| Debt to Equity | 0.25 | 0.25 | 0.25 | 0.25 | 0.25 | 0.25 | 0.25 | 0.25 | 0.25 | 0.25 | 0.25 | 0.25 | 0.25 | 0.26 | 0.26 |
| Long-Term Debt to Equity |
Profitability
| Breakdown | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 | 2020-12-31 |
|---|---|---|---|---|---|
| ROA | 0.09 | 0.11 | 0.19 | 0.19 | 0.15 |
| ROE | 0.11 | 0.14 | 0.24 | 0.23 | 0.19 |
| Gross Margin | -66.79 | 61.68 | 76.20 | 87.97 | -19.85 |
| Operating Margin | 2761.62 | 2587.23 | 2646.69 | 1332.54 | 1993.30 |
| EBITDA Margin | 2764.58 | 2590.34 | 2650.90 | 1336.29 | 1998.71 |
| Net Profit Margin | 81.55 | 99.38 | 194.28 | 141.42 | 162.63 |
| Breakdown | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 | 2023-09-30 | 2023-06-30 | 2023-03-31 | 2022-09-30 | 2022-06-30 | 2022-03-31 | 2021-09-30 | 2021-06-30 | 2021-03-31 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ROA | 0.04 | 0.03 | 0.02 | 0.10 | 0.05 | 0.03 | 0.09 | 0.07 | 0.04 | 0.15 | 0.12 | 0.07 | 0.19 | 0.14 | 0.09 |
| ROE | 0.05 | 0.04 | 0.02 | 0.12 | 0.06 | 0.03 | 0.11 | 0.09 | 0.05 | 0.19 | 0.15 | 0.09 | 0.23 | 0.18 | 0.12 |
| Gross Margin | -2260.00 | -892.59 | -421.74 | -19.30 | 34.18 | 84.42 | 71.67 | 90.32 | 61.11 | 76.25 | 81.32 | 83.16 | 83.12 | 66.67 | 33.08 |
| Operating Margin | 9542.50 | 10588.89 | 6413.04 | 2714.04 | 2361.39 | 2507.79 | 2637.92 | 3050.32 | 3068.06 | 2314.94 | 2037.36 | 1961.05 | 1488.49 | 1581.82 | 1876.15 |
| EBITDA Margin | 2717.11 | ||||||||||||||
| Net Profit Margin | 222.50 | 266.67 | 200.00 | 107.89 | 84.18 | 94.81 | 115.83 | 142.58 | 184.72 | 206.90 | 239.01 | 268.42 | 186.19 | 210.23 | 284.62 |
Dividends
| Breakdown | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 | 2020-12-31 |
|---|---|---|---|---|---|
| Dividend Yield | |||||
| Dividend Payout Ratio |
| Breakdown | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 | 2023-09-30 | 2023-06-30 | 2023-03-31 | 2022-09-30 | 2022-06-30 | 2022-03-31 | 2021-09-30 | 2021-06-30 | 2021-03-31 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Dividend Yield | |||||||||||||||
| Dividend Payout Ratio |
Financial Statements
| Breakdown | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 | 2020-12-31 |
|---|---|---|---|---|---|
| Assets | 247,415,000.00 | 294,721,000.00 | 337,634,000.00 | 385,883,000.00 | 416,543,000.00 |
| Cash and Short-Term Investments | 722,000.00 | 839,000.00 | 1,535,000.00 | 905,000.00 | 1,183,000.00 |
| Cash and Cash Equivalents | 722,000.00 | 839,000.00 | 1,535,000.00 | 905,000.00 | 1,183,000.00 |
| Short-Term Investments | 0 | 0 | 0 | 0 | 0 |
| Net Receivables | 446,611,000.00 | 528,438,000.00 | 597,785,000.00 | 699,285,000.00 | 762,040,000.00 |
| Inventory | 0 | 0 | 0 | 0 | 0 |
| Other Current Assets | 0 | 0 | 0 | 0 | 0 |
| Property, Plant, Equipment Net | 52,000.00 | 62,000.00 | 74,000.00 | 95,000.00 | 116,000.00 |
| Goodwill | 428,000.00 | 670,000.00 | 670,000.00 | 671,000.00 | 665,000.00 |
| Intangible Assets | 245,000.00 | 377,000.00 | 377,000.00 | 406,000.00 | 428,000.00 |
| Long-Term Investments | 0 | 0 | 0 | 0 | 0 |
| Non-Current Deferred Assets | 0 | 0 | 0 | 0 | 0 |
| Other Non-Current Assets | 0 | 0 | 0 | 0 | 0 |
| Liabilities | 49,148,000.00 | 58,615,000.00 | 67,818,000.00 | 77,997,000.00 | 84,965,000.00 |
| Payables and Expenses | 0 | 0 | 0 | 0 | 0 |
| Account Payables | 0 | 0 | 0 | 0 | 0 |
| Current Accrued Liabilities | 0 | 0 | 0 | 0 | 0 |
| Short-Term Debt | 34,814,000.00 | 28,318,000.00 | 37,675,000.00 | 17,067,000.00 | 44,189,000.00 |
| Other Current Liabilities | 0 | 0 | 0 | 0 | 0 |
| Long-Term Debt | 0 | 0 | 0 | 0 | 0 |
| Other Non-Current Liabilities | 0 | 0 | 0 | 0 | 0 |
| Equity | 198,267,000.00 | 236,106,000.00 | 269,816,000.00 | 307,886,000.00 | 331,578,000.00 |
| Shareholders Equity | 0 | 0 | 2,977,000.00 | 2,597,000.00 | 2,433,000.00 |
| Capital Stock | 4,000.00 | 4,000.00 | 4,000.00 | 4,000.00 | 4,000.00 |
| Share Premium | 3,380,000.00 | 3,353,000.00 | 3,313,000.00 | 3,282,000.00 | 3,226,000.00 |
| Retained Earnings | 4,697,000.00 | 4,638,000.00 | 4,490,000.00 | 3,939,000.00 | 3,331,000.00 |
| Treasury Shares | 5,443,000.00 | 5,254,000.00 | 4,917,000.00 | 4,495,000.00 | 3,854,000.00 |
| Accumulated Other Comprehensive Income | 3,000.00 | 19,000.00 | 87,000.00 | -133,000.00 | -274,000.00 |
| Minority Interest | 0 | 0 | 0 | 11,000.00 | 14,000.00 |
| Investments | 143,000.00 | 146,000.00 | 167,000.00 | 267,000.00 | 285,000.00 |
| Debt | 455,663,000.00 | 549,336,000.00 | 635,112,000.00 | 741,261,000.00 | 718,039,800.00 |
| Net Debt | 454,941,000.00 | 548,497,000.00 | 633,577,000.00 | 740,356,000.00 | 716,856,800.00 |
| Common Shares Outstanding | 0 | 0 | 0 | 0 | 0 |
| Breakdown | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 | 2020-12-31 |
|---|---|---|---|---|---|
| Revenues | 271,000.00 | 321,000.00 | 332,000.00 | 507,000.00 | 388,000.00 |
| Cost Of Revenue | 452,000.00 | 123,000.00 | 79,000.00 | 61,000.00 | 465,000.00 |
| Interest Income | 17,326,000.00 | 20,275,000.00 | 21,118,000.00 | 18,524,000.00 | 23,022,000.00 |
| Interest Expense | 6,510,000.00 | 7,034,000.00 | 6,306,000.00 | 3,948,000.00 | 6,138,000.00 |
| Net Interest | 1,756,000.00 | 2,922,000.00 | 3,363,000.00 | 3,996,000.00 | 3,756,000.00 |
| Non-Interest Income | 1,568,000.00 | 1,183,000.00 | 2,019,000.00 | 2,469,000.00 | 1,034,000.00 |
| Non-Interest Expense | 2,011,000.00 | 2,465,000.00 | 2,493,000.00 | 3,789,000.00 | 2,985,000.00 |
| Provisions for Credit Losses | 452,000.00 | 123,000.00 | 79,000.00 | -61,000.00 | 465,000.00 |
| Gross Profit | -181,000.00 | 198,000.00 | 253,000.00 | 446,000.00 | -77,000.00 |
| Operating Expenses | 2,720,000.00 | 2,400,000.00 | 2,328,000.00 | 3,621,000.00 | 2,892,000.00 |
| Selling, General and Administrative Expenses | 138,000.00 | 0 | 0 | 0 | 0 |
| Other Operating Expenses | 2,582,000.00 | 2,400,000.00 | 2,328,000.00 | 3,621,000.00 | 2,892,000.00 |
| Operating Income | -2,901,000.00 | -2,202,000.00 | -2,075,000.00 | -3,175,000.00 | -2,969,000.00 |
| EBT | 974,000.00 | 1,271,000.00 | 2,481,000.00 | 2,808,000.00 | 1,596,000.00 |
| Income Tax | 221,000.00 | 287,000.00 | 546,000.00 | 657,000.00 | 360,000.00 |
| Net Income Including Non-Controlling Interests | 131,000.00 | 228,000.00 | 645,000.00 | 717,000.00 | 412,000.00 |
| Net Income Non-Controlling Interests | 90,000.00 | 91,000.00 | 0.00 | 0.00 | 219,000.00 |
| Net Income | 221,000.00 | 319,000.00 | 645,000.00 | 717,000.00 | 631,000.00 |
| EBIT | 7,484,000.00 | 8,305,000.00 | 8,787,000.00 | 6,756,000.00 | 7,734,000.00 |
| Deprecation and Amortization | 8,000.00 | 10,000.00 | 14,000.00 | 19,000.00 | 21,000.00 |
| EBITDA | 7,492,000.00 | 8,315,000.00 | 8,801,000.00 | 6,775,000.00 | 7,755,000.00 |
| EPS | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Diluted EPS | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Average Shares Outstanding Basic | 109,000.00 | 122,000.00 | 142,000.00 | 170,000.00 | 193,000.00 |
| Average Shares Outstanding Diluted | 111,000.00 | 123,000.00 | 144,000.00 | 172,000.00 | 195,000.00 |
| Breakdown | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 | 2020-12-31 |
|---|---|---|---|---|---|
| Operating Cash Flow | 459,000.00 | 676,000.00 | 305,000.00 | 702,000.00 | 987,000.00 |
| Operating Net Income | 393,000.00 | 684,000.00 | 1,935,000.00 | 2,151,000.00 | 1,236,000.00 |
| Deprecation and Amortization | 8,000.00 | 10,000.00 | 14,000.00 | 19,000.00 | 21,000.00 |
| Deferred Income Tax | 6,000.00 | -2,000.00 | 208,000.00 | 53,000.00 | 9,000.00 |
| Share Based Compensation | 23,000.00 | 24,000.00 | 19,000.00 | 22,000.00 | 18,000.00 |
| Change in Working Capital | -666,000.00 | 132,000.00 | -347,000.00 | 48,000.00 | -364,000.00 |
| Other Operating Activities | 695,000.00 | -172,000.00 | -1,524,000.00 | -1,591,000.00 | 67,000.00 |
| Investing Cash Flow | 8,466,000.00 | 7,357,000.00 | 10,585,000.00 | 6,673,000.00 | 6,448,000.00 |
| Capital Expenditure | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Net Purchase/Sale of PPE | 0 | 0 | 0 | 0 | 0 |
| Net Purchase/Sale of Investments Net | 6,000.00 | -5,000.00 | -96,000.00 | -68,000.00 | 90,000.00 |
| Net Purchase/Sale of Business | 0 | 0 | 0 | 16,000.00 | 0 |
| Net Loan & Lease Activity | 1,387,000.00 | 970,000.00 | 2,051,000.00 | 7,692,000.00 | 4,641,000.00 |
| Other Investing Activities | 7,073,000.00 | 6,392,000.00 | 8,630,000.00 | -967,000.00 | 1,717,000.00 |
| Financing Cash Flow | -9,615,000.00 | -10,047,000.00 | -9,661,000.00 | -7,334,000.00 | -7,679,000.00 |
| Net Issuance/Repayment of Debt | 10,760,000.00 | 11,118,000.00 | 15,918,000.00 | 16,967,000.00 | 17,902,000.00 |
| Net Issuance/Repurchase of Equity | 179,000.00 | 310,000.00 | 400,000.00 | 600,000.00 | 400,000.00 |
| Dividends Paid | 70,000.00 | 78,000.00 | 91,000.00 | 107,000.00 | 123,000.00 |
| Other Financing Activities | -20,624,000.00 | -21,553,000.00 | -26,070,000.00 | -25,008,000.00 | -26,104,000.00 |
| Net Change in Cash | -690,000.00 | -2,014,000.00 | 1,229,000.00 | 41,000.00 | -244,000.00 |
| Cash at Beginning of Period | 2,793,000.00 | 4,807,000.00 | 3,578,000.00 | 3,537,000.00 | 3,781,000.00 |
| Cash at End of Period | 2,103,000.00 | 2,793,000.00 | 4,807,000.00 | 3,578,000.00 | 3,537,000.00 |
| Free Cash Flow | 0 | 0 | 0 | 0 | 0 |
| Breakdown | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 | 2023-12-31 | 2023-09-30 | 2023-06-30 | 2023-03-31 | 2022-12-31 | 2022-09-30 | 2022-06-30 | 2022-03-31 | 2021-12-31 | 2021-09-30 | 2021-06-30 | 2021-03-31 | 2020-12-31 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Assets | 235,348,000.00 | 240,032,000.00 | 243,753,000.00 | 247,415,000.00 | 254,101,000.00 | 269,518,000.00 | 283,395,000.00 | 294,721,000.00 | 304,393,000.00 | 313,393,000.00 | 321,884,000.00 | 337,634,000.00 | 351,758,000.00 | 365,390,000.00 | 375,493,000.00 | 385,883,000.00 | 391,402,000.00 | 396,066,000.00 | 403,007,000.00 | 416,543,000.00 |
| Cash and Short-Term Investments | 571,000.00 | 712,000.00 | 642,000.00 | 722,000.00 | 1,143,000.00 | 1,088,000.00 | 823,000.00 | 839,000.00 | 977,000.00 | 1,317,000.00 | 570,000.00 | 1,535,000.00 | 1,364,000.00 | 976,000.00 | 708,000.00 | 905,000.00 | 1,050,000.00 | 1,453,000.00 | 1,497,000.00 | 1,183,000.00 |
| Cash and Cash Equivalents | 571,000.00 | 712,000.00 | 642,000.00 | 722,000.00 | 1,143,000.00 | 1,088,000.00 | 823,000.00 | 839,000.00 | 977,000.00 | 1,317,000.00 | 570,000.00 | 1,535,000.00 | 1,364,000.00 | 976,000.00 | 708,000.00 | 905,000.00 | 1,050,000.00 | 1,453,000.00 | 1,497,000.00 | 1,183,000.00 |
| Short-Term Investments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Net Receivables | 334,844,000.00 | 341,206,000.00 | 347,306,000.00 | 446,611,000.00 | 343,934,000.00 | 356,064,000.00 | 380,561,000.00 | 528,438,000.00 | 412,003,000.00 | 423,397,000.00 | 436,276,000.00 | 597,785,000.00 | 454,570,000.00 | 475,270,000.00 | 489,315,000.00 | 699,285,000.00 | 511,100,000.00 | 516,033,000.00 | 524,113,000.00 | 762,040,000.00 |
| Inventory | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Current Assets | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Property, Plant, Equipment Net | 27,000.00 | 28,000.00 | 34,000.00 | 52,000.00 | 54,000.00 | 59,000.00 | 61,000.00 | 62,000.00 | 67,000.00 | 68,000.00 | 69,000.00 | 74,000.00 | 77,000.00 | 91,000.00 | 91,000.00 | 95,000.00 | 114,000.00 | 113,000.00 | 113,000.00 | 116,000.00 |
| Goodwill | 0 | 0 | 0 | 428,000.00 | 428,000.00 | 0 | 0 | 670,000.00 | 0 | 0 | 0 | 670,000.00 | 0 | 0 | 0 | 671,000.00 | 0 | 0 | 0 | 665,000.00 |
| Intangible Assets | 0 | 0 | 0 | 245,000.00 | 245,000.00 | 0 | 0 | 377,000.00 | 0 | 0 | 0 | 377,000.00 | 0 | 0 | 0 | 406,000.00 | 0 | 0 | 0 | 428,000.00 |
| Long-Term Investments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Non-Current Deferred Assets | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Non-Current Assets | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Liabilities | 46,867,000.00 | 47,658,000.00 | 48,361,000.00 | 49,148,000.00 | 50,746,000.00 | 53,874,000.00 | 56,263,000.00 | 58,615,000.00 | 60,516,000.00 | 62,668,000.00 | 63,955,000.00 | 67,818,000.00 | 70,652,000.00 | 73,138,000.00 | 75,328,000.00 | 77,997,000.00 | 79,205,000.00 | 80,636,000.00 | 82,220,000.00 | 84,965,000.00 |
| Payables and Expenses | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Account Payables | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Current Accrued Liabilities | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Short-Term Debt | 33,244,000.00 | 32,152,000.00 | 32,946,000.00 | 34,814,000.00 | 34,566,000.00 | 34,893,000.00 | 29,608,000.00 | 28,318,000.00 | 30,544,000.00 | 30,832,000.00 | 37,330,000.00 | 37,675,000.00 | 36,498,000.00 | 29,133,000.00 | 23,505,000.00 | 17,067,000.00 | 16,392,000.00 | 23,122,000.00 | 882,882,000.00 | 44,189,000.00 |
| Other Current Liabilities | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Long-Term Debt | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Non-Current Liabilities | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Equity | 188,481,000.00 | 192,374,000.00 | 195,392,000.00 | 198,267,000.00 | 203,355,000.00 | 215,644,000.00 | 227,132,000.00 | 236,106,000.00 | 243,877,000.00 | 250,725,000.00 | 257,929,000.00 | 269,816,000.00 | 281,106,000.00 | 292,252,000.00 | 300,165,000.00 | 307,886,000.00 | 312,197,000.00 | 315,430,000.00 | 320,787,000.00 | 331,578,000.00 |
| Shareholders Equity | 2,439,000.00 | 2,564,000.00 | 2,589,000.00 | 0 | 2,694,000.00 | 2,748,000.00 | 0 | 0 | 0 | 0 | 2,958,000.00 | 2,977,000.00 | 2,973,000.00 | 2,927,000.00 | 2,824,000.00 | 2,597,000.00 | 2,723,000.00 | 2,701,000.00 | 2,723,000.00 | 2,433,000.00 |
| Capital Stock | 4,000.00 | 4,000.00 | 4,000.00 | 4,000.00 | 4,000.00 | 4,000.00 | 4,000.00 | 4,000.00 | 4,000.00 | 4,000.00 | 4,000.00 | 4,000.00 | 4,000.00 | 4,000.00 | 4,000.00 | 4,000.00 | 4,000.00 | 4,000.00 | 4,000.00 | 4,000.00 |
| Share Premium | 3,398,000.00 | 3,394,000.00 | 3,390,000.00 | 3,380,000.00 | 3,374,000.00 | 3,367,000.00 | 3,360,000.00 | 3,353,000.00 | 3,349,000.00 | 3,343,000.00 | 3,335,000.00 | 3,313,000.00 | 3,309,000.00 | 3,305,000.00 | 3,302,000.00 | 3,282,000.00 | 3,277,000.00 | 3,268,000.00 | 3,255,000.00 | 3,226,000.00 |
| Retained Earnings | 4,573,000.00 | 4,674,000.00 | 4,677,000.00 | 4,697,000.00 | 4,690,000.00 | 4,710,000.00 | 4,691,000.00 | 4,638,000.00 | 4,685,000.00 | 4,625,000.00 | 4,579,000.00 | 4,490,000.00 | 4,406,000.00 | 4,323,000.00 | 4,167,000.00 | 3,939,000.00 | 3,975,000.00 | 3,828,000.00 | 3,670,000.00 | 3,331,000.00 |
| Treasury Shares | 5,535,000.00 | 5,508,000.00 | 5,484,000.00 | 5,443,000.00 | 5,377,000.00 | 5,343,000.00 | 5,304,000.00 | 5,254,000.00 | 5,183,000.00 | 5,107,000.00 | 5,026,000.00 | 4,917,000.00 | 4,830,000.00 | 4,735,000.00 | 4,630,000.00 | 4,495,000.00 | 4,344,000.00 | 4,190,000.00 | 3,980,000.00 | 3,854,000.00 |
| Accumulated Other Comprehensive Income | -1,000.00 | 0 | 2,000.00 | 3,000.00 | 3,000.00 | 10,000.00 | 15,000.00 | 19,000.00 | 43,000.00 | 65,000.00 | 66,000.00 | 87,000.00 | 84,000.00 | 30,000.00 | -19,000.00 | -133,000.00 | -189,000.00 | -209,000.00 | -226,000.00 | -274,000.00 |
| Minority Interest | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 6,000.00 | 11,000.00 | 11,000.00 | 11,000.00 | 14,000.00 | 14,000.00 |
| Investments | 147,000.00 | 135,000.00 | 125,000.00 | 143,000.00 | 140,000.00 | 132,000.00 | 129,000.00 | 146,000.00 | 149,000.00 | 158,000.00 | 153,000.00 | 167,000.00 | 176,000.00 | 201,000.00 | 210,000.00 | 267,000.00 | 295,000.00 | 313,000.00 | 303,000.00 | 285,000.00 |
| Debt | 308,819,000.00 | 314,333,000.00 | 319,474,000.00 | 455,663,000.00 | 333,516,000.00 | 354,648,000.00 | 371,174,000.00 | 549,336,000.00 | 401,099,000.00 | 415,122,000.00 | 425,932,000.00 | 635,112,000.00 | 469,933,000.00 | 486,638,000.00 | 501,551,000.00 | 741,261,000.00 | 524,402,000.00 | 532,160,000.00 | 1,388,369,000.00 | 718,039,800.00 |
| Net Debt | 308,248,000.00 | 313,621,000.00 | 318,832,000.00 | 454,941,000.00 | 332,373,000.00 | 353,560,000.00 | 370,351,000.00 | 548,497,000.00 | 400,122,000.00 | 413,805,000.00 | 425,362,000.00 | 633,577,000.00 | 468,569,000.00 | 485,662,000.00 | 500,843,000.00 | 740,356,000.00 | 523,352,000.00 | 530,707,000.00 | 1,386,872,000.00 | 716,856,800.00 |
| Common Shares Outstanding | 97,506.71 | 99,431.04 | 101,334.48 | 0 | 107,363.48 | 109,410.09 | 111,824.75 | 0 | 117,571.09 | 121,601.86 | 126,464.85 | 0 | 135,614.17 | 141,878.70 | 148,744.65 | 0 | 161,172.37 | 167,840.19 | 179,513.28 | 0 |
| Breakdown | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 | 2023-12-31 | 2023-09-30 | 2023-06-30 | 2023-03-31 | 2022-12-31 | 2022-09-30 | 2022-06-30 | 2022-03-31 | 2021-12-31 | 2021-09-30 | 2021-06-30 | 2021-03-31 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenues | 40,000.00 | 27,000.00 | 23,000.00 | -192,000.00 | 228,000.00 | 158,000.00 | 77,000.00 | -146,000.00 | 240,000.00 | 155,000.00 | 72,000.00 | -206,000.00 | 261,000.00 | 182,000.00 | 95,000.00 | -278,000.00 | 391,000.00 | 264,000.00 | 130,000.00 |
| Cost Of Revenue | 944,000.00 | 268,000.00 | 120,000.00 | 64,000.00 | 272,000.00 | 104,000.00 | 12,000.00 | 12,000.00 | 68,000.00 | 15,000.00 | 28,000.00 | -33,000.00 | 62,000.00 | 34,000.00 | 16,000.00 | -180,000.00 | 66,000.00 | 88,000.00 | 87,000.00 |
| Interest Income | 10,775,000.00 | 7,209,000.00 | 3,661,000.00 | -9,859,000.00 | 13,395,000.00 | 9,097,000.00 | 4,693,000.00 | -9,885,000.00 | 15,292,000.00 | 9,955,000.00 | 4,913,000.00 | -7,755,000.00 | 15,293,000.00 | 9,202,000.00 | 4,378,000.00 | -9,863,000.00 | 14,083,000.00 | 9,460,000.00 | 4,844,000.00 |
| Interest Expense | 3,901,000.00 | 2,627,000.00 | 1,330,000.00 | -3,704,000.00 | 5,056,000.00 | 3,419,000.00 | 1,739,000.00 | -3,301,000.00 | 5,224,000.00 | 3,454,000.00 | 1,657,000.00 | -444,000.00 | 3,903,000.00 | 1,980,000.00 | 867,000.00 | -2,025,000.00 | 2,985,000.00 | 2,001,000.00 | 987,000.00 |
| Net Interest | 1,284,000.00 | 842,000.00 | 446,000.00 | -1,013,000.00 | 1,355,000.00 | 914,000.00 | 500,000.00 | -1,757,000.00 | 2,310,000.00 | 1,591,000.00 | 778,000.00 | -2,316,000.00 | 2,694,000.00 | 1,974,000.00 | 1,011,000.00 | -2,202,000.00 | 3,054,000.00 | 2,055,000.00 | 1,089,000.00 |
| Non-Interest Income | 355,000.00 | 279,000.00 | 178,000.00 | -821,000.00 | 1,540,000.00 | 572,000.00 | 277,000.00 | -634,000.00 | 865,000.00 | 648,000.00 | 304,000.00 | -1,621,000.00 | 1,682,000.00 | 1,191,000.00 | 767,000.00 | -1,850,000.00 | 1,931,000.00 | 1,453,000.00 | 935,000.00 |
| Non-Interest Expense | 1,015,000.00 | 688,000.00 | 389,000.00 | -1,193,000.00 | 1,559,000.00 | 1,096,000.00 | 549,000.00 | -1,139,000.00 | 1,864,000.00 | 1,176,000.00 | 564,000.00 | -1,248,000.00 | 1,890,000.00 | 1,215,000.00 | 636,000.00 | -945,000.00 | 2,340,000.00 | 1,584,000.00 | 810,000.00 |
| Provisions for Credit Losses | 944,000.00 | 268,000.00 | 120,000.00 | 64,000.00 | 272,000.00 | 104,000.00 | 12,000.00 | 68,000.00 | 68,000.00 | 15,000.00 | -28,000.00 | -33,000.00 | 62,000.00 | 34,000.00 | 16,000.00 | 180,000.00 | -66,000.00 | -88,000.00 | -87,000.00 |
| Gross Profit | -904,000.00 | -241,000.00 | -97,000.00 | -256,000.00 | -44,000.00 | 54,000.00 | 65,000.00 | -158,000.00 | 172,000.00 | 140,000.00 | 44,000.00 | -173,000.00 | 199,000.00 | 148,000.00 | 79,000.00 | -98,000.00 | 325,000.00 | 176,000.00 | 43,000.00 |
| Operating Expenses | 1,332,000.00 | 908,000.00 | 508,000.00 | -478,000.00 | 1,599,000.00 | 1,050,000.00 | 549,000.00 | -1,062,000.00 | 1,803,000.00 | 1,104,000.00 | 555,000.00 | -1,236,000.00 | 1,764,000.00 | 1,185,000.00 | 615,000.00 | -960,000.00 | 2,274,000.00 | 1,530,000.00 | 777,000.00 |
| Selling, General and Administrative Expenses | 86,000.00 | 59,000.00 | 31,000.00 | 138,000.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Operating Expenses | 1,246,000.00 | 849,000.00 | 477,000.00 | -616,000.00 | 1,599,000.00 | 1,050,000.00 | 549,000.00 | -1,062,000.00 | 1,803,000.00 | 1,104,000.00 | 555,000.00 | -1,236,000.00 | 1,764,000.00 | 1,185,000.00 | 615,000.00 | -960,000.00 | 2,274,000.00 | 1,530,000.00 | 777,000.00 |
| Operating Income | -2,236,000.00 | -1,149,000.00 | -605,000.00 | 222,000.00 | -1,643,000.00 | -996,000.00 | -484,000.00 | 904,000.00 | -1,631,000.00 | -964,000.00 | -511,000.00 | 1,063,000.00 | -1,565,000.00 | -1,037,000.00 | -536,000.00 | 862,000.00 | -1,949,000.00 | -1,354,000.00 | -734,000.00 |
| EBT | -84,000.00 | 232,000.00 | 145,000.00 | -662,000.00 | 1,132,000.00 | 312,000.00 | 192,000.00 | -1,662,000.00 | 1,107,000.00 | 1,274,000.00 | 552,000.00 | -2,382,000.00 | 2,139,000.00 | 1,728,000.00 | 996,000.00 | -3,654,000.00 | 2,835,000.00 | 2,175,000.00 | 1,452,000.00 |
| Income Tax | 15,000.00 | 103,000.00 | 39,000.00 | -160,000.00 | 255,000.00 | 77,000.00 | 49,000.00 | -390,000.00 | 251,000.00 | 295,000.00 | 131,000.00 | -627,000.00 | 519,000.00 | 423,000.00 | 231,000.00 | -846,000.00 | 651,000.00 | 510,000.00 | 342,000.00 |
| Net Income Including Non-Controlling Interests | -86,000.00 | 14,000.00 | -2,000.00 | -158,000.00 | 107,000.00 | 109,000.00 | 73,000.00 | -316,000.00 | 256,000.00 | 177,000.00 | 111,000.00 | -585,000.00 | 540,000.00 | 435,000.00 | 255,000.00 | -936,000.00 | 728,000.00 | 555,000.00 | 370,000.00 |
| Net Income Non-Controlling Interests | 175,000.00 | 58,000.00 | 48,000.00 | -73,000.00 | 139,000.00 | 24,000.00 | 0.00 | 3,000.00 | 22,000.00 | 44,000.00 | 22,000.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Net Income | 89,000.00 | 72,000.00 | 46,000.00 | -231,000.00 | 246,000.00 | 133,000.00 | 73,000.00 | -313,000.00 | 278,000.00 | 221,000.00 | 133,000.00 | -585,000.00 | 540,000.00 | 435,000.00 | 255,000.00 | -936,000.00 | 728,000.00 | 555,000.00 | 370,000.00 |
| EBIT | 3,817,000.00 | 2,859,000.00 | 1,475,000.00 | -4,366,000.00 | 6,188,000.00 | 3,731,000.00 | 1,931,000.00 | -4,963,000.00 | 6,331,000.00 | 4,728,000.00 | 2,209,000.00 | -2,826,000.00 | 6,042,000.00 | 3,708,000.00 | 1,863,000.00 | -5,679,000.00 | 5,820,000.00 | 4,176,000.00 | 2,439,000.00 |
| Deprecation and Amortization | 0.00 | 0.00 | 0.00 | 1,000.00 | 7,000.00 | 0.00 | 0.00 | 10,000.00 | 0.00 | 0.00 | 0.00 | 14,000.00 | 0.00 | 0.00 | 0.00 | 19,000.00 | 0.00 | 0.00 | 0.00 |
| EBITDA | 0 | 0 | 0 | 1,297,000.00 | 6,195,000.00 | 0 | 0 | 8,315,000.00 | 0 | 0 | 0 | 8,801,000.00 | 0 | 0 | 0 | 6,775,000.00 | 0 | 0 | 0 |
| EPS | -0.00 | 0.00 | -0.00 | -0.00 | 0.00 | 0.00 | 0.00 | -0.00 | 0.00 | 0.00 | 0.00 | -0.00 | 0.00 | 0.00 | 0.00 | -0.00 | 0.00 | 0.00 | 0.00 |
| Diluted EPS | -0.00 | 0.00 | -0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Average Shares Outstanding Basic | 100,000.00 | 101,000.00 | 102,000.00 | 100,000.00 | 111,000.00 | 112,000.00 | 113,000.00 | 109,000.00 | 124,000.00 | 126,000.00 | 129,000.00 | 123,000.00 | 145,000.00 | 149,000.00 | 151,000.00 | 145,000.00 | 174,000.00 | 178,000.00 | 183,000.00 |
| Average Shares Outstanding Diluted | 100,000.00 | 102,000.00 | 102,000.00 | 105,000.00 | 112,000.00 | 113,000.00 | 114,000.00 | 109,000.00 | 125,000.00 | 128,000.00 | 130,000.00 | 126,000.00 | 147,000.00 | 150,000.00 | 153,000.00 | 147,000.00 | 176,000.00 | 180,000.00 | 185,000.00 |
| Breakdown | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 | 2023-12-31 | 2023-09-30 | 2023-06-30 | 2023-03-31 | 2022-12-31 | 2022-09-30 | 2022-06-30 | 2022-03-31 | 2021-12-31 | 2021-09-30 | 2021-06-30 | 2021-03-31 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Operating Cash Flow | 267,000.00 | 197,000.00 | 71,000.00 | -635,000.00 | 451,000.00 | 461,000.00 | 182,000.00 | -79,000.00 | 366,000.00 | 244,000.00 | 145,000.00 | 286,000.00 | 98,000.00 | 30,000.00 | -109,000.00 | -344,000.00 | 534,000.00 | 333,000.00 | 179,000.00 |
| Operating Net Income | -75,000.00 | 11,000.00 | -2,000.00 | -42,000.00 | 107,000.00 | 109,000.00 | 219,000.00 | -948,000.00 | 768,000.00 | 531,000.00 | 333,000.00 | -1,755,000.00 | 1,620,000.00 | 1,305,000.00 | 765,000.00 | -2,808,000.00 | 2,184,000.00 | 1,665,000.00 | 1,110,000.00 |
| Deprecation and Amortization | 0 | 0 | 0 | 1,000.00 | 7,000.00 | 0 | 0 | 10,000.00 | 0 | 0 | 0 | 14,000.00 | 0 | 0 | 0 | 19,000.00 | 0 | 0 | 0 |
| Deferred Income Tax | 0 | 0 | 0 | 6,000.00 | 0 | 0 | 0 | -2,000.00 | 0 | 0 | 0 | 208,000.00 | 0 | 0 | 0 | 53,000.00 | 0 | 0 | 0 |
| Share Based Compensation | 16,000.00 | 12,000.00 | 8,000.00 | -11,000.00 | 17,000.00 | 12,000.00 | 5,000.00 | -23,000.00 | 21,000.00 | 17,000.00 | 9,000.00 | -18,000.00 | 16,000.00 | 12,000.00 | 9,000.00 | -19,000.00 | 18,000.00 | 13,000.00 | 10,000.00 |
| Change in Working Capital | -147,000.00 | -126,000.00 | -178,000.00 | 550,000.00 | -658,000.00 | -371,000.00 | -187,000.00 | 219,000.00 | 51,000.00 | -17,000.00 | -121,000.00 | 1,201,000.00 | -496,000.00 | -529,000.00 | -523,000.00 | 629,000.00 | -179,000.00 | -175,000.00 | -227,000.00 |
| Other Operating Activities | 473,000.00 | 300,000.00 | 243,000.00 | -1,139,000.00 | 978,000.00 | 711,000.00 | 145,000.00 | 665,000.00 | -474,000.00 | -287,000.00 | -76,000.00 | 636,000.00 | -1,042,000.00 | -758,000.00 | -360,000.00 | 1,782,000.00 | -1,489,000.00 | -1,170,000.00 | -714,000.00 |
| Investing Cash Flow | 1,965,000.00 | 1,406,000.00 | 661,000.00 | -7,021,000.00 | 7,559,000.00 | 5,598,000.00 | 2,330,000.00 | -3,498,000.00 | 5,333,000.00 | 3,674,000.00 | 1,848,000.00 | -1,934,000.00 | 6,812,000.00 | 3,956,000.00 | 1,751,000.00 | -5,544,000.00 | 5,113,000.00 | 4,219,000.00 | 2,885,000.00 |
| Capital Expenditure | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Net Purchase/Sale of PPE | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Net Purchase/Sale of Investments Net | -9,000.00 | -24,000.00 | -27,000.00 | 28,000.00 | 0 | -8,000.00 | -14,000.00 | 6,000.00 | -6,000.00 | -1,000.00 | -4,000.00 | 102,000.00 | -89,000.00 | -56,000.00 | -53,000.00 | 35,000.00 | -43,000.00 | -38,000.00 | -22,000.00 |
| Net Purchase/Sale of Business | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 16,000.00 | 0 | 0 | 0 |
| Net Loan & Lease Activity | 1,387,000.00 | 970,000.00 | 2,051,000.00 | 7,692,000.00 | 4,641,000.00 | ||||||||||||||
| Other Investing Activities | 184,000.00 | 327,000.00 | 58,000.00 | -6,446,000.00 | 6,542,000.00 | 4,996,000.00 | 1,981,000.00 | -3,021,000.00 | 4,598,000.00 | 3,237,000.00 | 1,578,000.00 | 285,000.00 | 5,136,000.00 | 2,496,000.00 | 713,000.00 | 969,000.00 | -1,140,000.00 | -381,000.00 | -415,000.00 |
| Financing Cash Flow | -2,463,000.00 | -1,629,000.00 | -780,000.00 | 5,598,000.00 | -8,010,000.00 | -4,846,000.00 | -2,357,000.00 | 7,137,000.00 | -7,705,000.00 | -5,457,000.00 | -4,022,000.00 | 3,049,000.00 | -6,576,000.00 | -4,128,000.00 | -2,006,000.00 | 5,365,000.00 | -5,873,000.00 | -4,327,000.00 | -2,499,000.00 |
| Net Issuance/Repayment of Debt | 5,624,000.00 | 3,351,000.00 | 1,760,000.00 | -6,315,000.00 | 8,786,000.00 | 5,638,000.00 | 2,651,000.00 | -8,218,000.00 | 9,142,000.00 | 6,958,000.00 | 3,236,000.00 | -9,245,000.00 | 12,203,000.00 | 8,278,000.00 | 4,682,000.00 | -6,232,000.00 | 12,913,000.00 | 7,347,000.00 | 2,939,000.00 |
| Net Issuance/Repurchase of Equity | 85,000.00 | 59,000.00 | 35,000.00 | -59,000.00 | 114,000.00 | 81,000.00 | 43,000.00 | -180,000.00 | 240,000.00 | 165,000.00 | 85,000.00 | -250,000.00 | 315,000.00 | 220,000.00 | 115,000.00 | -250,000.00 | 450,000.00 | 300,000.00 | 100,000.00 |
| Dividends Paid | 48,000.00 | 32,000.00 | 16,000.00 | -36,000.00 | 53,000.00 | 35,000.00 | 18,000.00 | -42,000.00 | 59,000.00 | 40,000.00 | 21,000.00 | -49,000.00 | 69,000.00 | 47,000.00 | 24,000.00 | -60,000.00 | 82,000.00 | 56,000.00 | 29,000.00 |
| Other Financing Activities | -8,220,000.00 | -5,071,000.00 | -2,591,000.00 | 12,008,000.00 | -16,963,000.00 | -10,600,000.00 | -5,069,000.00 | 15,577,000.00 | -17,146,000.00 | -12,620,000.00 | -7,364,000.00 | 12,593,000.00 | -19,163,000.00 | -12,673,000.00 | -6,827,000.00 | 11,907,000.00 | -19,318,000.00 | -12,030,000.00 | -5,567,000.00 |
| Net Change in Cash | -231,000.00 | -26,000.00 | -48,000.00 | -2,058,000.00 | 0.00 | 1,213,000.00 | 155,000.00 | 3,560,000.00 | -2,006,000.00 | -1,539,000.00 | -2,029,000.00 | 1,401,000.00 | 334,000.00 | -142,000.00 | -364,000.00 | -523,000.00 | -226,000.00 | 225,000.00 | 565,000.00 |
| Cash at Beginning of Period | 2,103,000.00 | 2,103,000.00 | 2,103,000.00 | 4,161,000.00 | 2,793,000.00 | 2,793,000.00 | 2,793,000.00 | -767,000.00 | 4,807,000.00 | 4,807,000.00 | 4,807,000.00 | 3,406,000.00 | 3,578,000.00 | 3,578,000.00 | 3,578,000.00 | 4,101,000.00 | 3,537,000.00 | 3,537,000.00 | 3,537,000.00 |
| Cash at End of Period | 1,872,000.00 | 2,077,000.00 | 2,055,000.00 | 2,103,000.00 | 2,793,000.00 | 4,006,000.00 | 2,948,000.00 | 2,793,000.00 | 2,801,000.00 | 3,268,000.00 | 2,778,000.00 | 4,807,000.00 | 3,912,000.00 | 3,436,000.00 | 3,214,000.00 | 3,578,000.00 | 3,311,000.00 | 3,762,000.00 | 4,102,000.00 |
| Free Cash Flow | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |