KB
Valuation Ratios
| Breakdown | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|
| Price to Earnings | 0.00 | 0.00 | 0.00 | 0.00 |
| Price to Sales | 0.00 | 0.00 | 0.00 | 0.00 |
| Book Value Per Common Share | 154948.72 | 149717.72 | 134801.15 | 124559.61 |
| Price to Book | 0.00 | 0.00 | 0.00 | 0.00 |
| Price to Operating Cash Flow | 0.01 | 0.00 | 0.00 | -0.01 |
| Price to Free Cash Flow | 0.01 | 0.00 | 0.00 | -0.01 |
| Enterprise Value to EBITDA |
| Breakdown | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 |
|---|---|---|---|---|---|
| Price to Earnings | 0.02 | 0.02 | 0.01 | 0.01 | |
| Price to Sales | 0.01 | 0.01 | 0.00 | 0.00 | 0.00 |
| Book Value Per Common Share | 163619.30 | 162210.94 | 158287.92 | 154948.72 | 153621.66 |
| Price to Book | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Price to Operating Cash Flow | 0.00 | 0.04 | 0.01 | -0.02 | -0.01 |
| Price to Free Cash Flow | 0.00 | 0.04 | 0.01 | -0.02 | -0.01 |
| Enterprise Value to EBITDA |
Earnings Data
| Breakdown | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|
| Earning YoY | 11.23 | 5.71 | -1.61 | |
| Revenue YoY | 3.36 | 18.54 | -3.45 | |
| EBITDA YoY | ||||
| Net Profit YoY | 10.62 | 10.63 | -9.60 |
| Breakdown | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 |
|---|---|---|---|---|---|
| Earning YoY | -2.28 | 3.93 | -6.18 | ||
| Revenue YoY | -6.95 | 1.72 | 11.45 | -6.74 | |
| EBITDA YoY | |||||
| Net Profit YoY | -2.95 | 2.25 | 241.03 | -69.23 |
Financial Strength
| Breakdown | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|
| Cash Per Common Share | ||||
| Quick Ratio | ||||
| Current Ratio | ||||
| Debt to Equity | 11.67 | 11.21 | 11.80 | 12.28 |
| Long-Term Debt to Equity |
| Breakdown | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 |
|---|---|---|---|---|---|
| Cash Per Common Share | |||||
| Quick Ratio | |||||
| Current Ratio | |||||
| Debt to Equity | 11.97 | 11.81 | 11.81 | 11.67 | 11.44 |
| Long-Term Debt to Equity |
Profitability
| Breakdown | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|
| ROA | 0.64 | 0.62 | 0.58 | 0.67 |
| ROE | 8.16 | 7.52 | 7.41 | 8.93 |
| Gross Margin | ||||
| Operating Margin | ||||
| EBITDA Margin | ||||
| Net Profit Margin | 24.27 | 22.67 | 24.29 | 25.95 |
| Breakdown | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 |
|---|---|---|---|---|---|
| ROA | 0.21 | 0.22 | 0.21 | 0.06 | 0.21 |
| ROE | 2.66 | 2.76 | 2.74 | 0.81 | 2.62 |
| Gross Margin | |||||
| Operating Margin | |||||
| EBITDA Margin | |||||
| Net Profit Margin | 32.47 | 31.13 | 30.97 | 10.12 | 30.67 |
Dividends
| Breakdown | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|
| Dividend Yield | 0.70 | 0.74 | 0.95 | 0.55 |
| Dividend Payout Ratio | 30.48 | 26.12 | 36.07 | 22.27 |
| Breakdown | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 |
|---|---|---|---|---|---|
| Dividend Yield | 0.11 | 0.14 | 0.13 | ||
| Dividend Payout Ratio | 20.47 | 62.07 | 19.11 |
Financial Statements
| Breakdown | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|
| Assets | 757,845,532,000.00 | 715,725,416,000.00 | 688,653,482,000.00 | 655,714,947,000.00 |
| Cash and Short-Term Investments | 0 | 0 | 0 | 0 |
| Cash and Cash Equivalents | 30,792,747,000.00 | 30,787,443,000.00 | 32,474,750,000.00 | 31,677,868,000.00 |
| Short-Term Investments | 93,895,912,000.00 | 82,498,140,000.00 | 79,533,418,000.00 | 60,376,243,000.00 |
| Net Receivables | 12,571,958,000.00 | 14,444,214,000.00 | 204,690,000.00 | 98,798,000.00 |
| Inventory | 0 | 0 | 0 | 0 |
| Other Current Assets | 0 | 0 | 0 | 0 |
| Property, Plant, Equipment Net | 5,390,015,000.00 | 4,945,699,000.00 | 4,991,467,000.00 | 5,239,898,000.00 |
| Goodwill | 874,048,000.00 | 866,974,000.00 | 845,155,000.00 | 806,407,000.00 |
| Intangible Assets | 1,092,635,000.00 | 1,083,884,000.00 | 1,013,315,000.00 | 2,459,950,000.00 |
| Long-Term Investments | 210,741,881,000.00 | 199,162,111,000.00 | 186,227,825,000.00 | 179,796,831,000.00 |
| Non-Current Deferred Assets | 0 | 0 | 0 | 0 |
| Other Non-Current Assets | 0 | 0 | 0 | 0 |
| Liabilities | 698,030,351,000.00 | 657,089,226,000.00 | 634,850,225,000.00 | 606,348,908,000.00 |
| Payables and Expenses | 31,729,453,000.00 | 33,498,027,000.00 | 998,681,000.00 | 663,506,000.00 |
| Account Payables | 36,125,000.00 | 36,005,000.00 | 35,259,000.00 | 33,972,000.00 |
| Current Accrued Liabilities | 7,016,830,000.00 | 6,554,317,000.00 | 4,776,080,000.00 | 3,577,280,000.00 |
| Short-Term Debt | 0 | 0 | 0 | 0 |
| Other Current Liabilities | 0 | 0 | 0 | 0 |
| Long-Term Debt | 127,967,864,000.00 | 121,388,997,000.00 | 140,415,569,000.00 | 124,342,562,000.00 |
| Other Non-Current Liabilities | 0 | 0 | 0 | 0 |
| Equity | 59,815,181,000.00 | 58,636,190,000.00 | 53,803,257,000.00 | 49,366,039,000.00 |
| Shareholders Equity | 57,888,952,000.00 | 56,692,684,000.00 | 52,523,155,000.00 | 48,532,701,000.00 |
| Capital Stock | 2,090,558,000.00 | 2,090,558,000.00 | 2,090,558,000.00 | 2,090,558,000.00 |
| Share Premium | 16,646,734,000.00 | 16,647,916,000.00 | 16,940,731,000.00 | 16,940,231,000.00 |
| Retained Earnings | 34,808,220,000.00 | 31,934,600,000.00 | 28,890,922,000.00 | 26,416,564,000.00 |
| Treasury Shares | 1,236,060,000.00 | 1,165,837,000.00 | 836,188,000.00 | 1,136,188,000.00 |
| Accumulated Other Comprehensive Income | 496,922,000.00 | 2,152,644,000.00 | 1,002,881,000.00 | 1,383,315,000.00 |
| Minority Interest | 1,926,229,000.00 | 1,943,506,000.00 | 1,280,102,000.00 | 833,338,000.00 |
| Debt | 127,967,864,000.00 | 121,388,997,000.00 | 140,415,569,000.00 | 124,342,562,000.00 |
| Net Debt | 96,210,718,000.00 | 90,012,751,000.00 | 107,940,819,000.00 | 92,664,694,000.00 |
| Common Shares Outstanding | 373,600.72 | 378,663.83 | 389,634.34 | 389,634.34 |
| Breakdown | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|
| Revenues | 20,104,320,000.00 | 19,450,646,000.00 | 16,407,836,000.00 | 16,993,299,000.00 |
| Interest Income | 30,491,385,000.00 | 29,142,024,000.00 | 20,787,417,000.00 | 15,210,878,000.00 |
| Interest Expense | 17,664,671,000.00 | 16,961,164,000.00 | 9,236,529,000.00 | 3,981,306,000.00 |
| Non-Interest Expense | 8,066,843,000.00 | 8,044,561,000.00 | 7,489,744,000.00 | 7,902,702,000.00 |
| Selling, General and Administrative Expenses | 6,075,386,000.00 | 5,848,671,000.00 | 5,819,942,000.00 | 6,295,661,000.00 |
| Net Non-Operating Income | -1,030,393,000.00 | -311,703,000.00 | 12,992,000.00 | -143,673,000.00 |
| EBT | 6,985,247,000.00 | 6,120,151,000.00 | 5,394,963,000.00 | 6,081,606,000.00 |
| Income Tax | 1,956,641,000.00 | 1,593,817,000.00 | 1,504,061,000.00 | 1,697,225,000.00 |
| Net Income Including Non-Controlling Interests | 5,028,606,000.00 | 4,526,334,000.00 | 3,890,902,000.00 | 4,384,381,000.00 |
| Net Income Non-Controlling Interests | 49,615,000.00 | 68,501,000.00 | 221,591,000.00 | 25,162,000.00 |
| Net Income | 4,878,421,743.51 | 4,409,919,787.39 | 3,986,090,899.22 | 4,409,543,000.00 |
| Deprecation and Amortization | 916,295,000.00 | 865,927,000.00 | 878,841,000.00 | 1,006,688,000.00 |
| EPS | 12.88 | 11.58 | 10.96 | 11.13 |
| Diluted EPS | 12.73 | 11.31 | 10.71 | 10.89 |
| Average Shares Outstanding Basic | 378,765.03 | 384,029.39 | 389,634.34 | 389,634.34 |
| Average Shares Outstanding Diluted | 383,367.92 | 393,330.17 | 410,539.93 | 398,579.54 |
| Breakdown | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|
| Operating Cash Flow | 4,020,186,000.00 | 4,108,816,000.00 | 4,760,492,000.00 | -2,025,390,000.00 |
| Operating Net Income | 5,028,606,000.00 | 4,526,334,000.00 | 3,890,902,000.00 | 4,384,381,000.00 |
| Deprecation and Amortization | 916,295,000.00 | 865,927,000.00 | 878,841,000.00 | 1,006,688,000.00 |
| Deferred Income Tax | 0 | 0 | 0 | 0 |
| Share Based Compensation | 140,453,000.00 | 69,703,000.00 | 58,275,000.00 | 101,935,000.00 |
| Change in Working Capital | 3,091,952,000.00 | 1,804,838,000.00 | 2,897,155,000.00 | -11,960,344,000.00 |
| Other Operating Activities | -5,157,120,000.00 | -3,157,986,000.00 | -2,964,681,000.00 | 4,441,950,000.00 |
| Investing Cash Flow | -3,825,055,000.00 | -3,519,492,000.00 | -19,635,879,000.00 | -3,856,014,000.00 |
| Capital Expenditure | 0 | 0 | 0 | 0 |
| Net Purchase/Sale of PPE | -318,562,000.00 | -341,961,000.00 | -265,756,000.00 | -279,597,000.00 |
| Net Purchase/Sale of Investments Net | -3,105,329,000.00 | -2,638,283,000.00 | -20,730,657,000.00 | -3,901,093,000.00 |
| Net Purchase/Sale of Business | 88,528,000.00 | 1,297,001,000.00 | 932,428,000.00 | 374,992,000.00 |
| Other Investing Activities | -489,692,000.00 | -1,836,249,000.00 | 428,106,000.00 | -50,316,000.00 |
| Financing Cash Flow | -1,983,837,000.00 | -1,239,069,000.00 | 15,179,824,000.00 | 10,821,398,000.00 |
| Net Issuance/Repayment of Debt | 513,724,000.00 | -2,363,903,000.00 | 15,388,180,000.00 | 11,325,788,000.00 |
| Net Issuance/Repurchase of Equity | -820,000,000.00 | -571,745,000.00 | 0 | 0 |
| Dividends Paid | -1,486,978,000.00 | -1,151,900,000.00 | -1,437,750,000.00 | -981,879,000.00 |
| Other Financing Activities | -190,583,000.00 | 2,848,479,000.00 | 1,229,394,000.00 | 477,489,000.00 |
| Net Change in Cash | -1,788,706,000.00 | -649,745,000.00 | 304,437,000.00 | 4,939,994,000.00 |
| Cash at Beginning of Period | 25,826,588,000.00 | 26,534,798,000.00 | 26,033,162,000.00 | 20,091,735,000.00 |
| Cash at End of Period | 24,608,867,000.00 | 25,826,588,000.00 | 26,534,798,000.00 | 25,273,273,000.00 |
| Free Cash Flow | 3,393,277,000.00 | 3,428,251,000.00 | 4,263,020,000.00 | -2,503,699,000.00 |
| Breakdown | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 |
|---|---|---|---|---|---|
| Assets | 796,063,202,000.00 | 780,622,664,000.00 | 770,327,137,000.00 | 757,845,532,000.00 | 745,334,299,000.00 |
| Cash and Short-Term Investments | 0 | 0 | 0 | 0 | 0 |
| Cash and Cash Equivalents | 25,270,758,000.00 | 34,118,314,000.00 | 30,657,613,000.00 | 30,792,747,000.00 | 26,228,938,000.00 |
| Short-Term Investments | 96,280,371,000.00 | 95,091,827,000.00 | 95,754,172,000.00 | 93,895,912,000.00 | 89,451,645,000.00 |
| Net Receivables | 367,390,000.00 | 344,131,000.00 | 328,985,000.00 | 12,571,958,000.00 | 315,156,000.00 |
| Inventory | 0 | 0 | 0 | 0 | 0 |
| Other Current Assets | 0 | 0 | 0 | 0 | 0 |
| Property, Plant, Equipment Net | 5,136,837,000.00 | 5,179,524,000.00 | 5,424,795,000.00 | 5,390,015,000.00 | 5,277,479,000.00 |
| Goodwill | 0 | 0 | 0 | 874,048,000.00 | 0 |
| Intangible Assets | 0 | 0 | 0 | 1,092,635,000.00 | 0 |
| Long-Term Investments | 221,441,969,000.00 | 214,633,461,000.00 | 212,356,011,000.00 | 210,741,881,000.00 | 202,646,666,000.00 |
| Non-Current Deferred Assets | 0 | 0 | 0 | 0 | 0 |
| Other Non-Current Assets | 0 | 0 | 0 | 0 | 0 |
| Liabilities | 734,692,109,000.00 | 719,668,715,000.00 | 710,192,373,000.00 | 698,030,351,000.00 | 685,424,283,000.00 |
| Payables and Expenses | 748,196,000.00 | 477,380,000.00 | 608,452,000.00 | 31,729,453,000.00 | 408,170,000.00 |
| Account Payables | 0 | 0 | 0 | 36,125,000.00 | 0 |
| Current Accrued Liabilities | 0 | 0 | 0 | 7,016,830,000.00 | 0 |
| Short-Term Debt | 0 | 0 | 0 | 0 | 0 |
| Other Current Liabilities | 0 | 0 | 0 | 0 | 0 |
| Long-Term Debt | 127,092,086,000.00 | 122,786,563,000.00 | 126,046,905,000.00 | 127,967,864,000.00 | 122,192,497,000.00 |
| Other Non-Current Liabilities | 0 | 0 | 0 | 0 | 0 |
| Equity | 61,371,093,000.00 | 60,953,949,000.00 | 60,134,764,000.00 | 59,815,181,000.00 | 59,910,016,000.00 |
| Shareholders Equity | 59,582,290,000.00 | 59,069,434,000.00 | 58,234,952,000.00 | 57,888,952,000.00 | 57,948,499,000.00 |
| Capital Stock | 2,090,558,000.00 | 2,090,558,000.00 | 2,090,558,000.00 | 2,090,558,000.00 | 2,090,558,000.00 |
| Share Premium | 16,623,244,000.00 | 16,645,909,000.00 | 16,603,176,000.00 | 16,646,734,000.00 | 16,617,900,000.00 |
| Retained Earnings | 37,992,091,000.00 | 36,688,909,000.00 | 36,156,396,000.00 | 34,808,220,000.00 | 34,569,260,000.00 |
| Treasury Shares | 1,466,389,000.00 | 1,241,538,000.00 | 1,700,174,000.00 | 1,236,060,000.00 | 906,739,000.00 |
| Accumulated Other Comprehensive Income | -450,598,000.00 | -276,887,000.00 | -401,586,000.00 | 496,922,000.00 | 494,967,000.00 |
| Minority Interest | 1,788,803,000.00 | 1,884,515,000.00 | 1,899,812,000.00 | 1,926,229,000.00 | 1,961,517,000.00 |
| Debt | 127,092,086,000.00 | 122,786,563,000.00 | 126,046,905,000.00 | 127,967,864,000.00 | 122,192,497,000.00 |
| Net Debt | 101,821,328,000.00 | 88,668,249,000.00 | 95,389,292,000.00 | 96,210,718,000.00 | 95,963,559,000.00 |
| Common Shares Outstanding | 364,151.97 | 364,151.97 | 367,905.21 | 373,600.72 | 377,215.69 |
| Breakdown | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 |
|---|---|---|---|---|---|---|
| Revenues | 5,036,164,000.00 | 5,412,457,000.00 | 5,320,913,000.00 | 4,774,115,000.00 | 5,119,268,000.00 | 0 |
| Interest Income | 7,194,969,000.00 | 7,284,633,000.00 | 7,454,941,000.00 | 7,628,050,000.00 | 7,637,675,000.00 | 0 |
| Interest Expense | 3,858,787,000.00 | 4,178,107,000.00 | 4,192,776,000.00 | 4,324,025,000.00 | 4,450,130,000.00 | 0 |
| Non-Interest Expense | 1,943,654,000.00 | 2,234,340,000.00 | 1,979,012,000.00 | 2,440,400,000.00 | 1,847,820,000.00 | 0 |
| Selling, General and Administrative Expenses | 1,430,967,000.00 | 1,618,127,000.00 | 1,485,094,000.00 | 1,875,107,000.00 | 1,421,577,000.00 | 0 |
| Net Non-Operating Income | -78,970,000.00 | 205,357,000.00 | 8,130,000.00 | -75,355,000.00 | -76,170,000.00 | 0 |
| EBT | 2,261,433,000.00 | 2,343,141,000.00 | 2,306,606,000.00 | 924,380,000.00 | 2,291,992,000.00 | 0 |
| Income Tax | 606,205,000.00 | 595,561,000.00 | 607,484,000.00 | 265,692,000.00 | 690,181,000.00 | 0 |
| Net Income Including Non-Controlling Interests | 1,655,228,000.00 | 1,747,580,000.00 | 1,699,122,000.00 | 658,688,000.00 | 1,601,811,000.00 | 0 |
| Net Income Non-Controlling Interests | 30,812,000.00 | -9,158,000.00 | -1,851,000.00 | 24,244,000.00 | 17,907,000.00 | 0 |
| Net Income | 1,635,037,323.51 | 1,684,737,486.59 | 1,647,637,329.31 | 483,132,743.51 | 1,570,083,420.18 | 0 |
| Deprecation and Amortization | 228,045,000.00 | 223,218,000.00 | 223,912,000.00 | 240,345,000.00 | 232,219,000.00 | 0 |
| EPS | 4.50 | 4.60 | 4.43 | 0 | 4.14 | 4.42 |
| Diluted EPS | 4.46 | 4.57 | 4.38 | 0 | 4.11 | 4.38 |
| Average Shares Outstanding Basic | 363,482.63 | 365,983.13 | 372,004.10 | 0 | 378,880.36 | 380,328.99 |
| Average Shares Outstanding Diluted | 366,764.82 | 369,038.46 | 375,839.36 | 0 | 382,513.57 | 383,801.69 |
| Breakdown | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 |
|---|---|---|---|---|---|
| Operating Cash Flow | -7,023,446,000.00 | 823,291,000.00 | 2,999,527,000.00 | -986,616,000.00 | -3,212,649,000.00 |
| Operating Net Income | 1,655,228,000.00 | 1,747,580,000.00 | 1,699,122,000.00 | 658,688,000.00 | 1,601,811,000.00 |
| Deprecation and Amortization | 228,045,000.00 | 223,218,000.00 | 223,912,000.00 | 240,345,000.00 | 232,219,000.00 |
| Deferred Income Tax | 0 | 0 | 0 | 0 | 0 |
| Share Based Compensation | 29,399,000.00 | 87,612,000.00 | -5,909,000.00 | 27,083,000.00 | 21,699,000.00 |
| Change in Working Capital | -7,127,006,000.00 | 1,459,655,000.00 | 2,436,242,000.00 | -1,578,854,000.00 | -3,123,439,000.00 |
| Other Operating Activities | -1,809,112,000.00 | -2,694,774,000.00 | -1,353,840,000.00 | -333,878,000.00 | -1,944,939,000.00 |
| Investing Cash Flow | -1,119,948,000.00 | 658,019,000.00 | -841,274,000.00 | -392,018,000.00 | 2,935,884,000.00 |
| Capital Expenditure | 0 | 0 | 0 | 0 | 0 |
| Net Purchase/Sale of PPE | -13,331,000.00 | -49,662,000.00 | -94,042,000.00 | -148,271,000.00 | -80,398,000.00 |
| Net Purchase/Sale of Investments Net | -1,178,031,000.00 | -1,138,707,000.00 | -443,504,000.00 | -202,928,000.00 | 3,281,875,000.00 |
| Net Purchase/Sale of Business | 69,311,000.00 | 1,132,297,000.00 | -36,439,000.00 | 65,641,000.00 | -199,498,000.00 |
| Other Investing Activities | 2,103,000.00 | 714,091,000.00 | -267,289,000.00 | -106,460,000.00 | -66,095,000.00 |
| Financing Cash Flow | -946,056,000.00 | 2,158,353,000.00 | -299,407,000.00 | 3,475,049,000.00 | -4,546,579,000.00 |
| Net Issuance/Repayment of Debt | 1,071,360,000.00 | 1,760,782,000.00 | -128,077,000.00 | 4,562,460,000.00 | -2,212,177,000.00 |
| Net Issuance/Repurchase of Equity | -224,851,000.00 | -355,886,000.00 | -464,114,000.00 | -329,321,000.00 | -170,679,000.00 |
| Dividends Paid | -334,652,000.00 | 0 | 0 | -299,886,000.00 | -300,000,000.00 |
| Other Financing Activities | -1,457,913,000.00 | 0 | 0 | -458,204,000.00 | -1,863,723,000.00 |
| Net Change in Cash | -9,089,450,000.00 | 3,639,663,000.00 | 1,858,846,000.00 | 2,096,415,000.00 | -4,823,344,000.00 |
| Cash at Beginning of Period | 29,869,161,000.00 | 26,564,184,000.00 | 24,608,867,000.00 | 22,116,446,000.00 | 27,080,178,000.00 |
| Cash at End of Period | 20,885,184,000.00 | 29,869,161,000.00 | 26,564,184,000.00 | 24,608,867,000.00 | 22,116,446,000.00 |
| Free Cash Flow | -7,092,426,000.00 | 724,738,000.00 | 2,830,864,000.00 | -1,253,495,000.00 | -3,317,570,000.00 |