LNKB
Valuation Ratios
| Breakdown | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|
| Price to Earnings | 10.54 | -11.90 | 19.08 | 305.00 |
| Price to Sales | 1.65 | |||
| Book Value Per Common Share | 7.26 | 7.11 | 9.27 | 11.16 |
| Price to Book | 1.03 | 1.12 | 1.01 | 1.09 |
| Price to Operating Cash Flow | 13.62 | -21.41 | -154.04 | 18.25 |
| Price to Free Cash Flow | ||||
| Enterprise Value to EBITDA | 25601.16 | 366096.18 | 83082.83 | 359239.78 |
| Breakdown | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 | 2023-12-31 | 2023-09-30 | 2023-06-30 | 2023-03-31 | 2022-12-31 | 2022-09-30 | 2022-06-30 | 2022-03-31 | 2021-12-31 | 2021-09-30 | 2021-06-30 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Price to Earnings | 8.70 | 11.98 | 16.54 | 12.82 | 19.74 | 46.27 | 114.17 | -600.00 | -65.60 | 15.31 | 29.09 | 70.06 | ||||||
| Price to Sales | 1.89 | 2.84 | 4.71 | |||||||||||||||
| Book Value Per Common Share | 7.26 | 7.42 | 7.27 | 7.18 | 7.11 | 8.71 | 8.78 | 8.73 | 9.27 | 9.17 | 10.65 | 10.82 | 11.16 | 11.20 | 8.75 | |||
| Price to Book | 1.03 | 0.86 | 0.84 | 0.97 | 1.12 | 0.79 | 0.68 | 0.75 | 1.01 | 0.82 | 0.87 | 1.04 | 1.09 | |||||
| Price to Operating Cash Flow | 8.17 | 30.69 | 97.55 | 12.10 | 40.24 | -332.06 | 32.81 | 280.37 | -170.83 | 15.92 | 113.95 | -41.41 | ||||||
| Price to Free Cash Flow | ||||||||||||||||||
| Enterprise Value to EBITDA | 27923.52 | 41549.73 | 66285.89 | 29255.38 | 43055.44 | 98960.49 | 54472.95 | 81430.51 | 289304.16 | 96268.46 | 129569.43 | 317424.07 |
Earnings Data
| Breakdown | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|
| Earning YoY | 1125.00 | |||
| Revenue YoY | ||||
| EBITDA YoY | 1243.02 | -51.65 | 403.84 | |
| Net Profit YoY | 1837.02 |
| Breakdown | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 | 2023-12-31 | 2023-09-30 | 2023-06-30 | 2023-03-31 | 2022-12-31 | 2022-09-30 | 2022-06-30 | 2022-03-31 | 2021-12-31 | 2021-09-30 | 2021-06-30 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Earning YoY | 34.43 | 48.78 | 61.29 | 106.67 | 53.13 | 100.00 | ||||||||||||
| Revenue YoY | 46.86 | 79.14 | -68.14 | |||||||||||||||
| EBITDA YoY | 45.15 | 72.32 | 54.17 | 102.72 | 70.79 | 224.99 | 64.64 | 103.75 | 158.88 | -21.18 | ||||||||
| Net Profit YoY | 34.49 | 48.15 | 61.54 | 101.36 | 56.61 | 105.38 |
Financial Strength
| Breakdown | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|
| Cash Per Common Share | 17.97 | 18.77 | 13.47 | 18.81 |
| Quick Ratio | ||||
| Current Ratio | ||||
| Debt to Equity | 4.17 | 4.04 | 0.54 | 3.43 |
| Long-Term Debt to Equity |
| Breakdown | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 | 2023-12-31 | 2023-09-30 | 2023-06-30 | 2023-03-31 | 2022-12-31 | 2022-09-30 | 2022-06-30 | 2022-03-31 | 2021-12-31 | 2021-09-30 | 2021-06-30 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Cash Per Common Share | 20.91 | 16.71 | 23.74 | 17.79 | 20.69 | 19.66 | 18.64 | 8.93 | 17.06 | 31.17 | 13.51 | 10.20 | 32.14 | 29.01 | 48.34 | 13.17 | 77.01 | 25.32 |
| Quick Ratio | ||||||||||||||||||
| Current Ratio | ||||||||||||||||||
| Debt to Equity | 9.22 | 8.69 | 8.73 | 4.17 | 9.38 | 9.53 | 9.38 | 4.04 | 7.88 | 8.19 | 7.57 | 0.54 | 7.36 | 9.12 | 8.74 | 3.43 | 7.90 | 9.68 |
| Long-Term Debt to Equity |
Profitability
| Breakdown | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|
| ROA | 0.81 | -0.40 | 0.19 | 0.03 |
| ROE | 4.21 | -2.01 | 0.30 | 0.12 |
| Gross Margin | 99.85 | |||
| Operating Margin | 54.48 | |||
| EBITDA Margin | 65.15 | |||
| Net Profit Margin | 15.64 |
| Breakdown | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 | 2023-12-31 | 2023-09-30 | 2023-06-30 | 2023-03-31 | 2022-12-31 | 2022-09-30 | 2022-06-30 | 2022-03-31 | 2021-12-31 | 2021-09-30 | 2021-06-30 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ROA | 0.98 | 0.79 | 0.54 | 0.65 | 0.40 | 0.21 | 0.08 | -0.02 | -0.13 | 0.43 | 0.30 | 0.15 | -0.05 | 0.68 | ||||
| ROE | 10.01 | 7.63 | 5.22 | 6.72 | 4.25 | 2.13 | 0.73 | -0.15 | -1.10 | 3.58 | 2.99 | 1.43 | -0.45 | 7.28 | ||||
| Gross Margin | 98.88 | 99.40 | 99.57 | |||||||||||||||
| Operating Margin | 59.09 | 59.97 | 62.76 | |||||||||||||||
| EBITDA Margin | 68.05 | 68.85 | 71.58 | |||||||||||||||
| Net Profit Margin | 21.76 | 23.76 | 28.73 |
Dividends
| Breakdown | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|
| Dividend Yield | 0.00 | |||
| Dividend Payout Ratio | 505.88 |
| Breakdown | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 | 2023-12-31 | 2023-09-30 | 2023-06-30 | 2023-03-31 | 2022-12-31 | 2022-09-30 | 2022-06-30 | 2022-03-31 | 2021-12-31 | 2021-09-30 | 2021-06-30 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Dividend Yield | ||||||||||||||||||
| Dividend Payout Ratio |
Financial Statements
| Breakdown | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|
| Assets | 3,221,732.00 | 2,997,962.00 | 2,912,881.00 | 1,063,102.00 |
| Deposits | 4,785,564.00 | 4,672,956.00 | 3,233,544.00 | 771,665.00 |
| Cash and Short-Term Investments | 664,776.00 | 333,307.00 | 152,366.00 | 129,396.00 |
| Cash and Cash Equivalents | 664,776.00 | 333,307.00 | 152,366.00 | 129,396.00 |
| Short-Term Investments | 0 | 0 | 0 | 0 |
| Net Receivables | 6,884,192.00 | 1,751,423.00 | 0 | 0 |
| Inventory | 0 | 0 | 0 | 0 |
| Other Current Assets | 0 | 0 | 0 | 0 |
| Property, Plant, Equipment Net | 32,068.00 | 36,907.00 | 16,962.00 | 9,969.00 |
| Goodwill | 58,806.00 | 56,968.00 | 35,842.00 | 35,842.00 |
| Intangible Assets | 27,258.00 | 27,258.00 | 1,914.00 | 1,914.00 |
| Long-Term Investments | 0 | 0 | 0 | 0 |
| Non-Current Deferred Assets | 18,866.00 | 24,153.00 | 5,619.00 | 4,038.00 |
| Other Non-Current Assets | 0 | 0 | 0 | 0 |
| Liabilities | 2,598,557.00 | 2,403,529.00 | 1,025,101.00 | 823,140.00 |
| Payables and Expenses | 0 | 0 | 0 | 0 |
| Account Payables | 0 | 0 | 0 | 0 |
| Current Accrued Liabilities | 0 | 0 | 0 | 0 |
| Short-Term Debt | 30,000.00 | 10,000.00 | 20,938.00 | 0 |
| Other Current Liabilities | 0 | 0 | 0 | 0 |
| Long-Term Debt | 0 | 0 | 0 | 0 |
| Other Non-Current Liabilities | 0 | 0 | 0 | 0 |
| Equity | 623,175.00 | 594,433.00 | 1,887,780.00 | 239,962.00 |
| Shareholders Equity | 271,131.00 | 265,313.00 | 138,553.00 | 109,623.00 |
| Capital Stock | 370.00 | 369.00 | 149.00 | 99.00 |
| Share Premium | 264,449.00 | 263,310.00 | 117,709.00 | 82,910.00 |
| Retained Earnings | 19,947.00 | 4,843.00 | 27,100.00 | 24,836.00 |
| Treasury Shares | 0 | 0 | 0 | 0 |
| Accumulated Other Comprehensive Income | -4,545.00 | -3,209.00 | -6,405.00 | 1,778.00 |
| Minority Interest | 0 | 483.00 | 0 | 0 |
| Investments | 459,750.00 | 420,598.00 | 292,926.00 | 213,453.00 |
| Debt | 301,013.00 | 275,364.00 | 167,637.00 | 87,464.00 |
| Net Debt | 0 | 0 | 15,271.00 | 0 |
| Common Shares Outstanding | 37,370.92 | 37,340.70 | 14,939.64 | 9,826.43 |
| Breakdown | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|
| Revenues | 167,586.00 | 0 | 0 | 0 |
| Cost Of Revenue | 257.00 | 9,295.00 | 1,290.00 | 648.00 |
| Interest Income | 163,614.00 | 67,164.00 | 40,797.00 | 18,943.00 |
| Interest Expense | 58,830.00 | 28,413.00 | 8,780.00 | 2,639.00 |
| Net Interest | 99,894.00 | 38,711.00 | 32,985.00 | 16,106.00 |
| Non-Interest Income | 8,862.00 | 1,087.00 | 2,957.00 | 2,139.00 |
| Non-Interest Expense | 74,904.00 | 45,832.00 | 27,832.00 | 17,497.00 |
| Provisions for Credit Losses | 257.00 | 9,295.00 | 1,290.00 | 648.00 |
| Gross Profit | 167,329.00 | 0 | 0 | 0 |
| Selling, General and Administrative Expenses | 12,204.00 | 5,871.00 | 4,141.00 | 2,032.00 |
| EBT | 32,467.00 | -22,390.00 | 4,766.00 | -201.00 |
| Income Tax | 6,032.00 | 4,489.00 | 815.00 | 388.00 |
| Net Income | 26,209.00 | -11,968.00 | 5,598.00 | 289.00 |
| EBIT | 91,297.00 | 6,023.00 | 13,546.00 | 2,438.00 |
| Deprecation and Amortization | 17,877.00 | 2,106.00 | 3,267.00 | 899.00 |
| EBITDA | 109,174.00 | 8,129.00 | 16,813.00 | 3,337.00 |
| EPS | 0.00 | -0.00 | 0.00 | 0.00 |
| Diluted EPS | 0.00 | -0.00 | 0.00 | 0.00 |
| Average Shares Outstanding Basic | 36,990.67 | 17,753.91 | 11,310.39 | 6,879.66 |
| Average Shares Outstanding Diluted | 37,105.61 | 17,753.91 | 11,310.39 | 7,250.46 |
| Breakdown | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|
| Operating Cash Flow | 20,309.00 | -6,610.00 | -686.00 | 4,600.00 |
| Operating Net Income | 104,836.00 | -47,872.00 | 16,794.00 | 867.00 |
| Deprecation and Amortization | 17,877.00 | 2,106.00 | 3,267.00 | -899.00 |
| Deferred Income Tax | 6,530.00 | -3,446.00 | 1,184.00 | 76.00 |
| Share Based Compensation | 0 | 0 | 0 | 0 |
| Change in Working Capital | 0 | 0 | 0 | 0 |
| Other Operating Activities | -108,934.00 | 42,602.00 | -21,931.00 | 4,556.00 |
| Investing Cash Flow | -118,118.00 | 56,832.00 | -255,786.00 | -3,265.00 |
| Capital Expenditure | 0.00 | 0.00 | 0.00 | 0.00 |
| Net Purchase/Sale of PPE | 5,852.00 | 1,153.00 | 2,304.00 | 391.00 |
| Net Purchase/Sale of Investments Net | 106,364.00 | 153,268.00 | 54,536.00 | 30,121.00 |
| Net Purchase/Sale of Business | 0 | -49,759.00 | 0 | -36,805.00 |
| Net Loan & Lease Activity | 13,255.00 | 8,285.00 | 11,903.00 | 21,592.00 |
| Other Investing Activities | -243,589.00 | -56,115.00 | -324,529.00 | -18,564.00 |
| Financing Cash Flow | 171,548.00 | -2,982.00 | 279,103.00 | -11,643.00 |
| Net Issuance/Repayment of Debt | 40,000.00 | -65,640.00 | 41,124.00 | 14,340.00 |
| Net Issuance/Repurchase of Equity | 333.00 | 20,564.00 | 69,540.00 | 120.00 |
| Dividends Paid | 11,105.00 | 4,870.00 | 3,334.00 | -1,462.00 |
| Other Financing Activities | 120,110.00 | 37,224.00 | 165,105.00 | -24,641.00 |
| Net Change in Cash | 73,739.00 | 47,240.00 | 22,631.00 | 0 |
| Cash at Beginning of Period | 92,361.00 | 32,950.00 | 7,380.00 | 0 |
| Cash at End of Period | 166,100.00 | 80,190.00 | 30,011.00 | 0 |
| Free Cash Flow | 0 | 0 | 0 | 0 |
| Breakdown | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 | 2023-12-31 | 2023-09-30 | 2023-06-30 | 2023-03-31 | 2022-12-31 | 2022-09-30 | 2022-06-30 | 2022-03-31 | 2021-12-31 | 2021-09-30 | 2021-06-30 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Assets | 3,122,371.00 | 2,886,554.00 | 2,861,489.00 | 3,221,732.00 | 2,879,941.00 | 2,858,593.00 | 2,785,669.00 | 2,997,962.00 | 1,255,695.00 | 1,308,472.00 | 1,213,958.00 | 2,912,881.00 | 1,144,873.00 | 1,059,885.00 | 1,035,676.00 | 1,063,102.00 | 979,169.00 | 464,430.00 |
| Deposits | 2,668,099.00 | 2,456,409.00 | 2,433,694.00 | 4,785,564.00 | 2,372,652.00 | 2,360,512.00 | 2,386,029.00 | 4,672,956.00 | 1,041,772.00 | 1,034,842.00 | 984,498.00 | 3,233,544.00 | 951,710.00 | 902,373.00 | 862,170.00 | 771,665.00 | 802,595.00 | 372,053.00 |
| Cash and Short-Term Investments | 776,612.00 | 620,332.00 | 880,728.00 | 664,776.00 | 764,928.00 | 726,628.00 | 689,132.00 | 333,307.00 | 272,663.00 | 494,186.00 | 209,170.00 | 152,366.00 | 324,218.00 | 285,248.00 | 475,000.00 | 129,396.00 | 453,407.00 | 125,796.00 |
| Cash and Cash Equivalents | 776,612.00 | 620,332.00 | 880,728.00 | 664,776.00 | 764,928.00 | 726,628.00 | 689,132.00 | 333,307.00 | 272,663.00 | 494,186.00 | 209,170.00 | 152,366.00 | 324,218.00 | 285,248.00 | 475,000.00 | 129,396.00 | 453,407.00 | 125,796.00 |
| Short-Term Investments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Net Receivables | 7,395,189.00 | 7,092,998.00 | 6,848,313.00 | 6,884,192.00 | 6,775,178.00 | 6,604,923.00 | 1,754,291.00 | 1,751,423.00 | 766,255.00 | 757,443.00 | 737,389.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Inventory | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Current Assets | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Property, Plant, Equipment Net | 15,822.00 | 15,861.00 | 17,920.00 | 32,068.00 | 17,623.00 | 18,364.00 | 22,233.00 | 36,907.00 | 16,141.00 | 16,188.00 | 16,555.00 | 16,962.00 | 18,007.00 | 12,428.00 | 9,858.00 | 9,969.00 | 9,998.00 | 9,999.00 |
| Goodwill | 58,806.00 | 58,806.00 | 58,806.00 | 58,806.00 | 58,806.00 | 60,644.00 | 56,968.00 | 56,968.00 | 0 | 0 | 0 | 35,842.00 | 0 | 0 | 0 | 35,842.00 | 0 | 0 |
| Intangible Assets | 0 | 0 | 0 | 27,258.00 | 0 | 0 | 0 | 27,258.00 | 0 | 0 | 0 | 1,914.00 | 0 | 0 | 0 | 1,914.00 | 0 | 0 |
| Long-Term Investments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Non-Current Deferred Assets | 15,003.00 | 16,474.00 | 16,729.00 | 18,866.00 | 21,662.00 | 22,024.00 | 22,717.00 | 24,153.00 | 6,880.00 | 6,571.00 | 6,749.00 | 5,619.00 | 6,378.00 | 5,777.00 | 5,092.00 | 4,038.00 | 4,382.00 | 3,033.00 |
| Other Non-Current Assets | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Liabilities | 2,816,914.00 | 2,588,556.00 | 2,567,423.00 | 2,598,557.00 | 2,602,588.00 | 2,587,184.00 | 2,517,426.00 | 2,403,529.00 | 1,114,344.00 | 1,166,020.00 | 1,072,377.00 | 1,025,101.00 | 1,007,931.00 | 955,114.00 | 929,336.00 | 823,140.00 | 869,208.00 | 420,953.00 |
| Payables and Expenses | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Account Payables | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Current Accrued Liabilities | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Short-Term Debt | 0 | 0 | 0 | 30,000.00 | 0 | 0 | 0 | 10,000.00 | 15,000.00 | 74,899.00 | 31,250.00 | 20,938.00 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Current Liabilities | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Long-Term Debt | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Non-Current Liabilities | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Equity | 305,457.00 | 297,998.00 | 294,066.00 | 623,175.00 | 277,353.00 | 271,409.00 | 268,243.00 | 594,433.00 | 141,351.00 | 142,452.00 | 141,581.00 | 1,887,780.00 | 136,942.00 | 104,771.00 | 106,340.00 | 239,962.00 | 109,961.00 | 43,477.00 |
| Shareholders Equity | 0 | 0 | 0 | 271,131.00 | 277,353.00 | 271,409.00 | 268,243.00 | 265,313.00 | 141,351.00 | 142,452.00 | 141,581.00 | 138,553.00 | 136,942.00 | 104,771.00 | 106,340.00 | 109,623.00 | 109,961.00 | 43,477.00 |
| Capital Stock | 370.00 | 370.00 | 370.00 | 370.00 | 370.00 | 370.00 | 369.00 | 369.00 | 162.00 | 162.00 | 250.00 | 149.00 | 149.00 | 99.00 | 99.00 | 99.00 | 98.00 | 50.00 |
| Share Premium | 265,637.00 | 265,293.00 | 264,871.00 | 264,449.00 | 264,059.00 | 263,795.00 | 263,577.00 | 263,310.00 | 127,856.00 | 127,818.00 | 127,659.00 | 117,709.00 | 117,698.00 | 83,070.00 | 82,930.00 | 82,910.00 | 82,771.00 | 50,567.00 |
| Retained Earnings | 42,157.00 | 37,107.00 | 32,507.00 | 19,947.00 | 15,147.00 | 10,826.00 | 7,724.00 | 4,843.00 | 19,062.00 | 19,039.00 | 18,911.00 | 27,100.00 | 27,525.00 | 26,491.00 | 25,623.00 | 24,836.00 | 24,785.00 | -7,207.00 |
| Treasury Shares | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Accumulated Other Comprehensive Income | -2,707.00 | -4,772.00 | -3,682.00 | -4,545.00 | -2,223.00 | -3,582.00 | -3,427.00 | -3,209.00 | -5,729.00 | -4,567.00 | -5,239.00 | -6,405.00 | -8,430.00 | -4,889.00 | -2,312.00 | 1,778.00 | 2,307.00 | 67.00 |
| Minority Interest | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 483.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Investments | 674,603.00 | 479,199.00 | 462,663.00 | 459,750.00 | 475,332.00 | 462,260.00 | 453,424.00 | 420,598.00 | 346,877.00 | 364,652.00 | 374,202.00 | 292,926.00 | 289,351.00 | 288,817.00 | 205,016.00 | 213,453.00 | 252,668.00 | 1,046,835.00 |
| Debt | 208,533.00 | 208,532.00 | 209,794.00 | 301,013.00 | 207,771.00 | 206,678.00 | 205,901.00 | 275,364.00 | 126,232.00 | 126,661.00 | 126,889.00 | 167,637.00 | 127,258.00 | 123,709.00 | 65,912.00 | 87,464.00 | 66,968.00 | 68,680.00 |
| Net Debt | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 15,271.00 | 0 | 0 | 0 | 0 | 0 | 0 |
| Common Shares Outstanding | 37,447.03 | 37,441.88 | 37,377.34 | 37,370.92 | 37,361.56 | 37,356.28 | 37,348.15 | 37,340.70 | 16,235.87 | 16,228.44 | 16,221.69 | 14,939.64 | 14,939.64 | 9,838.43 | 9,826.43 | 9,826.43 | 9,814.45 | 4,968.09 |
| Breakdown | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 | 2023-12-31 | 2023-09-30 | 2023-06-30 | 2023-03-31 | 2022-12-31 | 2022-09-30 | 2022-06-30 | 2022-03-31 | 2021-09-30 | 2021-06-30 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenues | 140,487.00 | 95,658.00 | 53,399.00 | 167,586.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Cost Of Revenue | 1,575.00 | 572.00 | 228.00 | 52.00 | 125.00 | 40.00 | 40.00 | 8,253.00 | 549.00 | 200.00 | 293.00 | -855.00 | 1,190.00 | 675.00 | 280.00 | 548.00 | 617.00 |
| Interest Income | 125,454.00 | 81,537.00 | 41,114.00 | -78,584.00 | 122,008.00 | 80,517.00 | 39,673.00 | -18,056.00 | 43,656.00 | 28,299.00 | 13,265.00 | -13,629.00 | 28,364.00 | 17,627.00 | 8,435.00 | 12,480.00 | 8,229.00 |
| Interest Expense | 44,326.00 | 28,688.00 | 14,311.00 | -27,986.00 | 44,069.00 | 28,856.00 | 13,891.00 | -5,596.00 | 17,700.00 | 11,273.00 | 5,036.00 | 1,669.00 | 4,058.00 | 2,148.00 | 905.00 | 1,532.00 | 1,372.00 |
| Net Interest | 77,166.00 | 50,780.00 | 25,831.00 | -48,707.00 | 74,349.00 | 49,368.00 | 24,884.00 | -9,681.00 | 24,395.00 | 16,043.00 | 7,954.00 | -13,822.00 | 24,000.00 | 15,330.00 | 7,477.00 | 9,027.00 | 6,791.00 |
| Non-Interest Income | 18,995.00 | 16,190.00 | 13,257.00 | -2,721.00 | 6,267.00 | 3,587.00 | 1,729.00 | 3,995.00 | -88.00 | -967.00 | -1,853.00 | -1,611.00 | 2,449.00 | 1,408.00 | 711.00 | 1,558.00 | 269.00 |
| Non-Interest Expense | 55,894.00 | 37,723.00 | 19,658.00 | -39,097.00 | 56,601.00 | 38,150.00 | 19,250.00 | -1,005.00 | 23,547.00 | 15,553.00 | 7,737.00 | -9,995.00 | 19,387.00 | 12,342.00 | 6,098.00 | 10,703.00 | 6,229.00 |
| Provisions for Credit Losses | 1,575.00 | 572.00 | 228.00 | 52.00 | 125.00 | 40.00 | 40.00 | 9,751.00 | -549.00 | -200.00 | 293.00 | -855.00 | 1,190.00 | 675.00 | 280.00 | 548.00 | 617.00 |
| Gross Profit | 138,912.00 | 95,086.00 | 53,171.00 | 167,329.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Selling, General and Administrative Expenses | 6,384.00 | 4,307.00 | 2,709.00 | -6,696.00 | 9,484.00 | 6,499.00 | 2,917.00 | -2,353.00 | 4,100.00 | 2,758.00 | 1,366.00 | -1,522.00 | 2,953.00 | 1,826.00 | 884.00 | 1,088.00 | 961.00 |
| EBT | 38,692.00 | 28,675.00 | 19,202.00 | -13,511.00 | 23,890.00 | 14,765.00 | 7,323.00 | -21,493.00 | 1,309.00 | -277.00 | -1,929.00 | -6,637.00 | 5,872.00 | 3,721.00 | 1,810.00 | -666.00 | 214.00 |
| Income Tax | 8,123.00 | 5,945.00 | 3,859.00 | -4,065.00 | 5,265.00 | 3,235.00 | 1,597.00 | 3,767.00 | 276.00 | 70.00 | 376.00 | -1,032.00 | 970.00 | 591.00 | 286.00 | 167.00 | 2,953.00 |
| Net Income | 30,569.00 | 22,730.00 | 15,343.00 | -9,672.00 | 18,625.00 | 11,530.00 | 5,726.00 | -11,241.00 | 1,033.00 | -207.00 | -1,553.00 | -3,958.00 | 4,902.00 | 3,130.00 | 1,524.00 | -499.00 | 3,167.00 |
| EBIT | 83,018.00 | 57,363.00 | 33,513.00 | -41,497.00 | 67,959.00 | 43,621.00 | 21,214.00 | -27,089.00 | 19,009.00 | 10,996.00 | 3,107.00 | -4,968.00 | 9,930.00 | 5,869.00 | 2,715.00 | 866.00 | 1,586.00 |
| Deprecation and Amortization | 12,579.00 | 8,500.00 | 4,708.00 | -10,445.00 | 13,883.00 | 9,466.00 | 4,973.00 | -827.00 | 1,405.00 | 957.00 | 571.00 | -393.00 | 1,707.00 | 1,199.00 | 754.00 | 474.00 | 114.00 |
| EBITDA | 95,597.00 | 65,863.00 | 38,221.00 | -51,942.00 | 81,842.00 | 53,087.00 | 26,187.00 | -27,916.00 | 20,414.00 | 11,953.00 | 3,678.00 | -5,361.00 | 11,637.00 | 7,068.00 | 3,469.00 | 1,340.00 | 1,700.00 |
| EPS | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | -0.00 | -0.00 | 0.00 | 0.00 | 0.00 | 0.00 | -0.00 | 0.00 |
| Diluted EPS | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | -0.00 | -0.00 | 0.00 | 0.00 | 0.00 | 0.00 | -0.00 | 0.00 |
| Average Shares Outstanding Basic | 37,146.28 | 37,122.88 | 37,105.48 | 37,062.18 | 36,972.13 | 36,966.37 | 36,962.00 | 23,693.98 | 15,984.15 | 15,856.57 | 15,480.95 | 15,496.03 | 10,087.34 | 9,831.74 | 9,826.43 | 5,888.01 | 4,967.78 |
| Average Shares Outstanding Diluted | 37,257.83 | 37,231.84 | 37,221.94 | 37,272.82 | 37,061.51 | 37,042.90 | 37,045.23 | 23,693.98 | 15,984.15 | 15,856.57 | 15,480.95 | 15,067.66 | 10,136.46 | 9,983.74 | 10,053.68 | 5,888.01 | 5,257.22 |
| Breakdown | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 | 2023-12-31 | 2023-09-30 | 2023-06-30 | 2023-03-31 | 2022-12-31 | 2022-09-30 | 2022-06-30 | 2022-03-31 | 2021-09-30 | 2021-06-30 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Operating Cash Flow | 32,416.00 | 8,842.00 | 2,579.00 | -4,124.00 | 19,583.00 | 5,621.00 | -771.00 | -9,693.00 | 3,337.00 | 340.00 | -594.00 | -3,580.00 | 4,751.00 | 803.00 | -2,660.00 | 5,417.00 | -604.00 |
| Operating Net Income | 30,569.00 | 22,730.00 | 15,343.00 | -2,807.00 | 55,875.00 | 34,590.00 | 17,178.00 | -47,145.00 | 1,033.00 | -207.00 | -1,553.00 | 7,238.00 | 4,902.00 | 3,130.00 | 1,524.00 | -499.00 | 3,167.00 |
| Deprecation and Amortization | 12,579.00 | 8,500.00 | 4,708.00 | -10,445.00 | 13,883.00 | 9,466.00 | 4,973.00 | -827.00 | 1,405.00 | 957.00 | 571.00 | -393.00 | 1,707.00 | 1,199.00 | 754.00 | -474.00 | 114.00 |
| Deferred Income Tax | 0 | 0 | 0 | 6,530.00 | 0 | 0 | 0 | -3,446.00 | 0 | 0 | 0 | 1,184.00 | 0 | 0 | 0 | 0 | -3,044.00 |
| Share Based Compensation | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 41.00 |
| Change in Working Capital | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | -208.00 | 0 | 0 |
| Other Operating Activities | -10,732.00 | -22,388.00 | -17,472.00 | 2,598.00 | -50,175.00 | -38,435.00 | -22,922.00 | 41,725.00 | 899.00 | -410.00 | 388.00 | -11,817.00 | -1,858.00 | -3,526.00 | -4,730.00 | 6,390.00 | -882.00 |
| Investing Cash Flow | -286,577.00 | -93,238.00 | -1,954.00 | 85,082.00 | -96,494.00 | -85,826.00 | -20,880.00 | 208,827.00 | -60,759.00 | -56,753.00 | -34,483.00 | 18,003.00 | -165,342.00 | -91,575.00 | -16,872.00 | 30,499.00 | -10,063.00 |
| Capital Expenditure | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Net Purchase/Sale of PPE | 2,203.00 | 1,834.00 | 357.00 | 59.00 | 3,699.00 | 1,642.00 | 452.00 | 424.00 | 664.00 | 65.00 | 0 | -5,267.00 | 4,405.00 | 3,010.00 | 156.00 | 111.00 | 508.00 |
| Net Purchase/Sale of Investments Net | 160,265.00 | 49,518.00 | 25,437.00 | -75,266.00 | 87,905.00 | 58,116.00 | 35,609.00 | 52,959.00 | 39,265.00 | 33,768.00 | 27,276.00 | -32,880.00 | 46,286.00 | 33,796.00 | 7,334.00 | 2,101.00 | 79,258.00 |
| Net Purchase/Sale of Business | 0 | 0 | 0 | 0 | 0 | 0 | 0 | -49,759.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | -39,885.00 | 0 |
| Net Loan & Lease Activity | 13,255.00 | 8,285.00 | 11,903.00 | 21,592.00 | |||||||||||||
| Other Investing Activities | -462,964.00 | -153,525.00 | -31,414.00 | 163,859.00 | -197,018.00 | -151,132.00 | -59,298.00 | 208,130.00 | -106,333.00 | -94,345.00 | -63,567.00 | 64,968.00 | -225,781.00 | -135,652.00 | -28,064.00 | 51,840.00 | -90,555.00 |
| Financing Cash Flow | 282,214.00 | 73,379.00 | 53,457.00 | -311,821.00 | 187,953.00 | 181,672.00 | 113,744.00 | -304,749.00 | 95,390.00 | 149,576.00 | 56,801.00 | -170,943.00 | 212,797.00 | 131,178.00 | 106,071.00 | 34,466.00 | 33,114.00 |
| Net Issuance/Repayment of Debt | -10,000.00 | -10,000.00 | -10,000.00 | -50,000.00 | 30,000.00 | 30,000.00 | 30,000.00 | -123,975.00 | -5,938.00 | 53,961.00 | 10,312.00 | -8,522.00 | 186.00 | 1,825.00 | 47,635.00 | 1,120.00 | -27,439.00 |
| Net Issuance/Repurchase of Equity | 226.00 | 174.00 | 45.00 | 92.00 | 110.00 | 66.00 | 65.00 | -9,376.00 | 9,980.00 | 9,980.00 | 9,980.00 | -18.00 | 69,438.00 | 120.00 | 0 | 0 | 10.00 |
| Dividends Paid | 8,359.00 | 5,570.00 | 2,783.00 | -5,608.00 | 8,321.00 | 5,547.00 | 2,845.00 | -2,434.00 | 3,652.00 | 2,435.00 | 1,217.00 | -1,091.00 | 2,213.00 | 1,475.00 | 737.00 | 725.00 | 0 |
| Other Financing Activities | 283,629.00 | 77,635.00 | 60,629.00 | -256,305.00 | 149,522.00 | 146,059.00 | 80,834.00 | -168,964.00 | 87,696.00 | 83,200.00 | 35,292.00 | -161,312.00 | 140,960.00 | 127,758.00 | 57,699.00 | 32,621.00 | 60,543.00 |
| Net Change in Cash | 28,053.00 | -11,017.00 | 54,082.00 | -230,863.00 | 111,042.00 | 101,467.00 | 92,093.00 | -105,615.00 | 37,968.00 | 93,163.00 | 21,724.00 | -156,520.00 | 52,206.00 | 40,406.00 | 86,539.00 | 0 | 0 |
| Cash at Beginning of Period | 166,100.00 | 166,100.00 | 166,100.00 | 396,963.00 | 80,190.00 | 80,190.00 | 80,190.00 | 185,805.00 | 30,011.00 | 30,011.00 | 30,011.00 | 186,531.00 | 22,590.00 | 22,590.00 | 22,590.00 | 0 | 0 |
| Cash at End of Period | 194,153.00 | 155,083.00 | 220,182.00 | 166,100.00 | 191,232.00 | 181,657.00 | 172,283.00 | 80,190.00 | 67,979.00 | 123,174.00 | 51,735.00 | 30,011.00 | 74,796.00 | 62,996.00 | 109,129.00 | 0 | 0 |
| Free Cash Flow | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |