MNSB

Valuation Ratios

Breakdown 2024-12-31 2023-12-31 2022-12-31 2021-12-31 2020-12-31
Price to Earnings -11.31 7.63 8.43 9.28
Price to Sales 68.98 86.84 85.53
Book Value Per Common Share 82.06 88.28 79.92 74.56 67.57
Price to Book 0.22 0.28 0.34 0.33
Price to Operating Cash Flow 6.28 5.00 5.17 2.99
Price to Free Cash Flow
Enterprise Value to EBITDA 35028.04 17113.18 27035.67 29754.08
Breakdown 2025-09-30 2025-06-30 2025-03-31 2024-12-31 2024-09-30 2024-06-30 2024-03-31 2023-12-31 2023-09-30 2023-06-30 2023-03-31 2022-12-31 2022-09-30 2022-06-30 2022-03-31 2021-12-31 2021-09-30 2021-06-30 2021-03-31 2020-12-31
Price to Earnings 16.15 24.23 66.88 30.75 27.70 50.44 7.78 12.18 23.26 9.87 16.87 37.98 11.48 14.76 31.94
Price to Sales 98.77 136.36 240.92 92.57 140.71 294.81 94.31 151.57 299.24 95.28 143.39
Book Value Per Common Share 28.35 27.71 27.21 82.06 29.73 29.57 29.30 88.28 28.40 27.98 27.24 79.92 25.59 25.03 24.68 74.56 24.23 23.79 22.82 67.57
Price to Book 0.73 0.68 0.61 0.22 0.62 0.60 0.62 0.28 0.72 0.81 0.86 0.34 0.89 0.91 0.98 0.33 0.99 0.95 0.91
Price to Operating Cash Flow 19.49 55.05 88.00 15.11 28.01 37.94 5.87 10.22 19.99 7.54 12.40 25.43 3.23 3.47 3.56
Price to Free Cash Flow
Enterprise Value to EBITDA 24614.17 33683.76 61894.75 22277.97 30680.25 62822.79 25510.62 43741.71 96568.48 49705.31 85290.65 198148.43 58370.86 76672.36 154880.28

Earnings Data

Breakdown 2024-12-31 2023-12-31 2022-12-31 2021-12-31 2020-12-31
Earning YoY -0.31 23.02 43.24
Revenue YoY -7.12 -11.20
EBITDA YoY -64.00 44.20 20.58 17.74
Net Profit YoY -0.33 20.31 41.06
Breakdown 2025-09-30 2025-06-30 2025-03-31 2024-12-31 2024-09-30 2024-06-30 2024-03-31 2023-12-31 2023-09-30 2023-06-30 2023-03-31 2022-12-31 2022-09-30 2022-06-30 2022-03-31 2021-12-31 2021-09-30 2021-06-30 2021-03-31 2020-12-31
Earning YoY 65.38 212.00 -6.25 77.78 41.94 84.16 71.11 110.94 36.60 135.38
Revenue YoY 52.15 101.51 58.08 104.48 45.69 90.68 49.71
EBITDA YoY 50.83 107.72 43.37 99.51 55.47 112.93 50.92 69.59 114.17 40.40 119.87
Net Profit YoY 64.13 187.12 27.11 79.21 41.99 85.23 68.21 109.33 38.04 130.73

Financial Strength

Breakdown 2024-12-31 2023-12-31 2022-12-31 2021-12-31 2020-12-31
Cash Per Common Share 27.31 15.22 17.35 61.35 72.23
Quick Ratio
Current Ratio
Debt to Equity 0.74 3.51 3.68 3.58 4.21
Long-Term Debt to Equity
Breakdown 2025-09-30 2025-06-30 2025-03-31 2024-12-31 2024-09-30 2024-06-30 2024-03-31 2023-12-31 2023-09-30 2023-06-30 2023-03-31 2022-12-31 2022-09-30 2022-06-30 2022-03-31 2021-12-31 2021-09-30 2021-06-30 2021-03-31 2020-12-31
Cash Per Common Share 16.52 17.30 26.54 27.32 30.51 12.02 16.39 15.21 16.11 13.03 29.98 17.55 13.85 13.49 66.51 61.35 88.04 116.75 112.66 72.23
Quick Ratio
Current Ratio
Debt to Equity 8.73 8.91 9.60 0.74 8.84 8.32 8.28 3.51 8.46 8.26 9.03 3.68 8.79 8.52 8.33 3.58 8.01 8.51 9.12 4.21
Long-Term Debt to Equity

Profitability

Breakdown 2024-12-31 2023-12-31 2022-12-31 2021-12-31 2020-12-31
ROA 1.14 1.21 1.19 0.86
ROE 5.15 5.69 5.45 4.48
Gross Margin 3297.90 9.59 0.91
Operating Margin 1670.59 4950.30 3020.54
EBITDA Margin 1968.29 5078.04 3127.11
Net Profit Margin 1237.09 1102.23
Breakdown 2025-09-30 2025-06-30 2025-03-31 2024-12-31 2024-09-30 2024-06-30 2024-03-31 2023-12-31 2023-09-30 2023-06-30 2023-03-31 2022-12-31 2022-09-30 2022-06-30 2022-03-31 2021-12-31 2021-09-30 2021-06-30 2021-03-31 2020-12-31
ROA 0.54 0.33 0.11 0.34 0.28 0.16 1.06 0.77 0.40 1.03 0.63 0.31 1.05 0.74 0.31
ROE 5.29 3.30 1.17 3.33 2.64 1.48 10.03 7.17 3.98 10.05 6.03 2.87 9.43 7.00 3.17
Gross Margin 3417.17 3492.98 3292.26 -178.36 -14.18 65.03 43.01 8.27 29.66 29.28 -5.87
Operating Margin 3785.29 3814.42 3695.85 3961.08 4382.79 4506.61 3579.13 3350.13 2993.56 1779.94 1559.06
EBITDA Margin 4011.69 4046.82 3925.85 4152.84 4578.83 4692.75 3696.46 3463.82 3101.86 1882.60 1661.95
Net Profit Margin 711.38 659.46 462.83 496.64 617.62 704.69 1307.99 1342.04 1381.53 1054.97 938.96

Dividends

Breakdown 2024-12-31 2023-12-31 2022-12-31 2021-12-31 2020-12-31
Dividend Yield
Dividend Payout Ratio
Breakdown 2025-09-30 2025-06-30 2025-03-31 2024-12-31 2024-09-30 2024-06-30 2024-03-31 2023-12-31 2023-09-30 2023-06-30 2023-03-31 2022-12-31 2022-09-30 2022-06-30 2022-03-31 2021-12-31 2021-09-30 2021-06-30 2021-03-31 2020-12-31
Dividend Yield
Dividend Payout Ratio

Financial Statements

Breakdown 2024-12-31 2023-12-31 2022-12-31 2021-12-31 2020-12-31
Assets 4,738,055.00 2,330,436.00 2,196,294.00 1,865,774.00 1,826,113.00
   Deposits 3,751,251.00 3,326,376.00 2,974,359.00 2,738,751.00 2,802,393.00
      Cash and Short-Term Investments 207,708.00 114,513.00 130,600.00 465,995.00 537,640.00
            Cash and Cash Equivalents 207,708.00 114,513.00 130,600.00 465,995.00 537,640.00
            Short-Term Investments 0 0 0 0 0
      Net Receivables 1,810,556.00 1,705,137.00 1,579,950.00 11,697.00 12,877.00
      Inventory 0 0 0 0 0
      Other Current Assets 0 0 0 0 0
      Property, Plant, Equipment Net 19,048.00 13,944.00 14,709.00 22,017.00 20,484.00
      Goodwill 0 0 0 0 0
      Intangible Assets 0 14,657.00 9,149.00 2,493.00 0
      Long-Term Investments 0 0 0 0 0
      Non-Current Deferred Assets 0 0 0 0 0
      Other Non-Current Assets 0 0 0 0 0
Liabilities 2,020,107.00 1,813,915.00 1,727,469.00 1,458,614.00 1,475,500.00
      Payables and Expenses 0 0 0 0 0
            Account Payables 0 0 0 0 0
            Current Accrued Liabilities 0 0 0 0 0
      Short-Term Debt 0 0 0 0 0
      Other Current Liabilities 0 0 0 0 0
      Long-Term Debt 0 0 0 0 0
      Other Non-Current Liabilities 0 0 0 0 0
Equity 2,717,948.00 516,521.00 468,825.00 407,160.00 350,613.00
   Shareholders Equity 623,973.00 664,551.00 594,846.00 566,364.00 502,995.00
      Capital Stock 56,729.00 56,461.00 55,999.00 56,729.00 56,393.00
      Share Premium 67,823.00 65,985.00 63,999.00 67,668.00 66,116.00
      Retained Earnings 91,150.00 106,549.00 86,830.00 64,194.00 44,179.00
      Treasury Shares 0 0 0 0 0
      Accumulated Other Comprehensive Income -7,711.00 -7,478.00 -8,546.00 197.00 977.00
   Minority Interest 0 0 0 0 0
Investments 534,161.00 537,318.00 572,431.00 865,162.00 133,180.00
Debt 73,039.00 72,642.00 72,245.00 29,294.00 14,834.00
Common Shares Outstanding 7,603.77 7,527.41 7,442.74 7,595.78 7,443.84
Preferred Shares Outstanding 28.75 28.75 28.75 28.75 28.75
Breakdown 2024-12-31 2023-12-31 2022-12-31 2021-12-31 2020-12-31
Revenues 1,996.00 2,149.00 2,420.00 0 0
Cost Of Revenue -63,830.00 1,943.00 2,398.00 1,175.00 3,610.00
Interest Income 134,615.00 124,123.00 83,845.00 64,199.00 64,079.00
Interest Expense 72,041.00 48,176.00 13,836.00 10,663.00 16,095.00
Net Interest 62,574.00 75,947.00 70,009.00 53,536.00 45,977.00
Non-Interest Income 3,252.00 3,638.00 4,834.00 6,110.00 7,451.00
Non-Interest Expense 73,070.00 45,161.00 39,083.00 32,865.00 30,262.00
Provisions for Credit Losses 7,485.00 1,943.00 2,398.00 -1,175.00 3,610.00
Gross Profit 65,826.00 206.00 22.00 0 0
   Selling, General and Administrative Expenses 8,295.00 6,277.00 5,950.00 4,980.00 4,189.00
EBT -38,696.00 58,206.00 59,261.00 49,732.00 35,073.00
Income Tax 4,832.00 5,036.00 5,913.00 5,390.00 3,639.00
Net Income 0 26,585.00 26,674.00 22,171.00 15,717.00
EBIT 33,345.00 106,382.00 73,097.00 60,395.00 51,168.00
Deprecation and Amortization 5,942.00 2,745.00 2,579.00 2,365.00 2,136.00
EBITDA 39,287.00 109,127.00 75,676.00 62,760.00 53,304.00
EPS -0.00 0.00 0.00 0.00 0.00
Diluted EPS -0.00 0.00 0.00 0.00 0.00
Average Shares Outstanding Basic 7,606.39 7,522.91 7,529.38 0 0
Breakdown 2024-12-31 2023-12-31 2022-12-31 2021-12-31 2020-12-31
Operating Cash Flow 21,918.00 37,326.00 40,008.00 62,429.00 18,953.00
   Operating Net Income -29,940.00 79,755.00 80,022.00 22,171.00 15,717.00
   Deprecation and Amortization 5,942.00 2,745.00 2,579.00 2,365.00 2,136.00
   Deferred Income Tax -4,528.00 -191.00 -894.00 336.00 -1,752.00
   Share Based Compensation 2,838.00 2,491.00 2,519.00 1,888.00 2,907.00
   Change in Working Capital 3,254.00 -3,415.00 46,958.00 -14,771.00 21,112.00
   Other Operating Activities 44,352.00 -44,059.00 -91,176.00 50,440.00 -21,167.00
Investing Cash Flow -121,782.00 -132,692.00 -262,166.00 -78,015.00 -326,286.00
   Capital Expenditure 0.00 0.00 0.00 0.00 0.00
   Net Purchase/Sale of PPE 5,984.00 6,134.00 7,781.00 4,378.00 1,335.00
   Net Purchase/Sale of Investments Net 21,144.00 27,563.00 499,739.00 817,378.00 549,533.00
   Net Purchase/Sale of Business 0 0 0 0 0
   Net Loan & Lease Activity 0 0 0 83,617.00 260,932.00
   Other Investing Activities -148,910.00 -166,389.00 -769,686.00 -983,388.00 -1,138,086.00
Financing Cash Flow 194,799.00 77,818.00 264,260.00 -2,121.00 352,436.00
   Net Issuance/Repayment of Debt 15,000.00 -15,000.00 42,623.00 0 0
   Net Issuance/Repurchase of Equity 732.00 43.00 6,918.00 0 82,120.00
   Dividends Paid 10,404.00 10,334.00 8,076.00 2,156.00 635.00
   Other Financing Activities 168,663.00 82,441.00 206,643.00 -4,277.00 269,681.00
Net Change in Cash 94,935.00 -17,548.00 42,102.00 -17,707.00 45,103.00
   Cash at Beginning of Period 112,773.00 132,061.00 88,498.00 110,906.00 62,425.00
   Cash at End of Period 207,708.00 114,513.00 130,600.00 93,199.00 107,528.00
Free Cash Flow 0 0 0 0 0
Breakdown 2025-09-30 2025-06-30 2025-03-31 2024-12-31 2024-09-30 2024-06-30 2024-03-31 2023-12-31 2023-09-30 2023-06-30 2023-03-31 2022-12-31 2022-09-30 2022-06-30 2022-03-31 2021-12-31 2021-09-30 2021-06-30 2021-03-31 2020-12-31
Assets 2,124,789.00 2,114,781.00 2,222,845.00 4,738,055.00 2,224,599.00 2,093,746.00 2,070,015.00 2,330,436.00 2,021,491.00 1,949,351.00 2,055,008.00 2,196,294.00 1,860,115.00 1,793,379.00 1,761,748.00 1,865,774.00 1,657,199.00 1,707,695.00 1,743,029.00 1,826,113.00
   Deposits 3,496,456.00 3,481,025.00 3,692,601.00 3,751,251.00 3,725,445.00 3,449,859.00 3,419,434.00 3,326,376.00 3,319,830.00 3,135,472.00 3,211,077.00 2,974,359.00 3,053,608.00 2,942,098.00 2,788,071.00 2,738,751.00 2,749,176.00 2,857,511.00 3,004,025.00 2,802,393.00
      Cash and Short-Term Investments 127,294.00 133,284.00 202,640.00 207,708.00 232,114.00 91,459.00 124,741.00 114,513.00 121,183.00 98,041.00 225,334.00 130,600.00 104,734.00 102,649.00 508,710.00 465,995.00 668,585.00 881,425.00 849,985.00 537,640.00
            Cash and Cash Equivalents 127,294.00 133,284.00 202,640.00 207,708.00 232,114.00 91,459.00 124,741.00 114,513.00 121,183.00 98,041.00 225,334.00 130,600.00 104,734.00 102,649.00 508,710.00 465,995.00 668,585.00 881,425.00 849,985.00 537,640.00
            Short-Term Investments 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
      Net Receivables 1,788,243.00 1,767,432.00 1,811,789.00 1,810,556.00 1,775,558.00 1,778,840.00 1,727,110.00 1,705,137.00 1,681,444.00 1,637,484.00 1,617,275.00 1,579,950.00 1,465,964.00 1,434,398.00 12,500.00 11,697.00 11,428.00 11,133.00 13,215.00 12,877.00
      Inventory 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
      Other Current Assets 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
      Property, Plant, Equipment Net 13,212.00 13,344.00 18,652.00 19,048.00 19,461.00 19,804.00 20,224.00 13,944.00 20,607.00 20,878.00 21,091.00 14,709.00 21,329.00 21,678.00 21,871.00 22,017.00 22,063.00 21,276.00 21,460.00 20,484.00
      Goodwill 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
      Intangible Assets 0 0 0 0 18,881.00 17,205.00 15,691.00 14,657.00 13,373.00 12,266.00 10,559.00 9,149.00 7,258.00 4,956.00 3,906.00 2,493.00 1,165.00 0 0 0
      Long-Term Investments 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
      Non-Current Deferred Assets 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
      Other Non-Current Assets 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Liabilities 1,906,426.00 1,901,311.00 2,013,227.00 2,020,107.00 1,998,548.00 1,869,031.00 1,846,894.00 1,813,915.00 1,807,748.00 1,738,843.00 1,850,020.00 1,727,469.00 1,670,115.00 1,604,975.00 1,572,952.00 1,458,614.00 1,473,170.00 1,528,067.00 1,570,851.00 1,475,500.00
      Payables and Expenses 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
            Account Payables 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
            Current Accrued Liabilities 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
      Short-Term Debt 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
      Other Current Liabilities 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
      Long-Term Debt 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
      Other Non-Current Liabilities 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Equity 218,363.00 213,470.00 209,618.00 2,717,948.00 226,051.00 224,715.00 223,121.00 516,521.00 213,743.00 210,508.00 204,988.00 468,825.00 190,000.00 188,404.00 188,796.00 407,160.00 184,029.00 179,628.00 172,178.00 350,613.00
   Shareholders Equity 218,363.00 213,470.00 209,618.00 623,973.00 226,051.00 224,715.00 223,121.00 664,551.00 213,743.00 210,508.00 204,988.00 594,846.00 190,000.00 188,404.00 188,796.00 566,364.00 184,029.00 179,628.00 172,178.00 502,995.00
      Capital Stock 57,096.00 57,088.00 57,073.00 56,729.00 56,726.00 56,715.00 56,777.00 56,461.00 56,451.00 56,440.00 56,448.00 55,999.00 55,991.00 56,441.00 56,905.00 56,729.00 56,725.00 56,709.00 56,700.00 56,393.00
      Share Premium 68,895.00 68,261.00 67,612.00 67,823.00 67,083.00 66,392.00 65,940.00 65,985.00 65,407.00 64,768.00 64,213.00 63,999.00 63,231.00 64,822.00 66,798.00 67,668.00 67,152.00 66,667.00 66,233.00 66,116.00
      Retained Earnings 98,793.00 95,585.00 92,305.00 91,150.00 108,616.00 109,651.00 108,334.00 106,549.00 102,694.00 97,646.00 91,991.00 86,830.00 80,534.00 73,702.00 68,691.00 64,194.00 59,920.00 55,676.00 49,090.00 44,179.00
      Treasury Shares 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
      Accumulated Other Comprehensive Income -6,421.00 -7,464.00 -7,372.00 -7,711.00 -6,374.00 -8,043.00 -7,930.00 -7,478.00 -10,809.00 -8,346.00 -7,664.00 -8,546.00 -9,756.00 -6,561.00 -3,598.00 197.00 232.00 576.00 155.00 977.00
   Minority Interest 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Investments 450,679.00 435,832.00 541,646.00 534,161.00 532,419.00 526,459.00 523,840.00 537,318.00 497,123.00 522,859.00 549,823.00 572,431.00 1,188,009.00 1,054,561.00 1,029,751.00 865,162.00 152,273.00 152,788.00 152,765.00 133,180.00
Debt 69,837.00 71,238.00 72,138.00 73,039.00 72,940.00 72,841.00 72,741.00 72,642.00 72,543.00 72,444.00 72,344.00 72,245.00 72,146.00 72,047.00 71,955.00 29,294.00 40,635.00 40,576.00 14,841.00 14,834.00
Common Shares Outstanding 7,703.58 7,703.04 7,703.20 7,603.77 7,602.78 7,598.53 7,614.09 7,527.41 7,524.88 7,522.30 7,524.28 7,442.74 7,425.43 7,526.46 7,648.97 7,595.78 7,593.75 7,549.40 7,544.36 7,443.84
Preferred Shares Outstanding 28.75 28.75 28.75 28.75 28.75 28.75 28.75 28.75 28.75 28.75 28.75 28.75 28.75 28.75 28.75 28.75 28.75 28.75 28.75 28.75
Breakdown 2025-09-30 2025-06-30 2025-03-31 2024-12-31 2024-09-30 2024-06-30 2024-03-31 2023-12-31 2023-09-30 2023-06-30 2023-03-31 2022-12-31 2022-09-30 2022-06-30 2022-03-31 2021-12-31 2021-09-30 2021-06-30 2021-03-31
Revenues 1,625.00 1,068.00 530.00 -948.00 1,516.00 959.00 469.00 -1,205.00 1,639.00 1,125.00 590.00 -599.00 1,810.00 1,209.00 0 0 0 0 0
Cost Of Revenue -53,904.00 -36,237.00 -16,919.00 -69,309.00 4,220.00 1,095.00 164.00 -438.00 934.00 1,032.00 415.00 -962.00 1,280.00 1,280.00 800.00 -2,375.00 1,470.00 1,760.00 320.00
Interest Income 99,713.00 67,249.00 32,963.00 -62,956.00 99,496.00 65,701.00 32,374.00 -54,919.00 91,045.00 59,352.00 28,645.00 -27,737.00 58,073.00 36,161.00 17,348.00 -35,714.00 49,708.00 33,338.00 16,867.00
Interest Expense 47,310.00 31,949.00 16,453.00 -32,963.00 52,963.00 35,040.00 17,001.00 -10,472.00 32,105.00 18,989.00 7,554.00 -1,818.00 8,660.00 4,843.00 2,151.00 -6,271.00 8,327.00 5,745.00 2,862.00
Net Interest 52,403.00 35,300.00 16,510.00 -29,993.00 46,533.00 30,661.00 15,373.00 -44,447.00 58,940.00 40,363.00 21,091.00 -25,919.00 49,413.00 31,318.00 15,197.00 -26,074.00 39,669.00 26,466.00 13,475.00
Non-Interest Income 3,126.00 2,005.00 939.00 -1,849.00 2,446.00 1,764.00 891.00 -1,955.00 2,777.00 1,813.00 1,003.00 -2,526.00 3,773.00 2,425.00 1,162.00 -2,824.00 4,487.00 3,001.00 1,446.00
Non-Interest Expense 41,726.00 29,059.00 14,314.00 -2,781.00 38,536.00 24,991.00 12,324.00 -23,081.00 33,984.00 22,555.00 11,703.00 -16,686.00 28,349.00 18,457.00 8,963.00 -14,771.00 24,144.00 15,683.00 7,809.00
Provisions for Credit Losses -1,186.00 -1,056.00 0 2,006.00 4,220.00 1,095.00 164.00 -438.00 934.00 1,032.00 415.00 -962.00 1,280.00 1,280.00 800.00 1,735.00 -1,470.00 -1,760.00 320.00
Gross Profit 55,529.00 37,305.00 17,449.00 68,361.00 -2,704.00 -136.00 305.00 -767.00 705.00 93.00 175.00 -437.00 530.00 -71.00 0 0 0 0 0
   Selling, General and Administrative Expenses 6,129.00 3,954.00 1,949.00 -317.00 5,141.00 2,340.00 1,131.00 -2,116.00 4,062.00 2,833.00 1,498.00 -520.00 3,435.00 2,078.00 957.00 -112.00 2,700.00 1,661.00 731.00
EBT 14,201.00 8,789.00 3,135.00 -56,909.00 7,087.00 6,991.00 4,135.00 2,841.00 26,557.00 18,700.00 10,108.00 15,102.00 23,557.00 14,006.00 6,596.00 5,914.00 21,482.00 15,544.00 6,792.00
Income Tax 2,641.00 1,746.00 682.00 2,034.00 900.00 1,068.00 830.00 -5,642.00 5,119.00 3,602.00 1,957.00 -2,376.00 4,462.00 2,654.00 1,173.00 -3,045.00 4,124.00 2,969.00 1,342.00
Net Income 11,560.00 7,043.00 2,453.00 0 7,529.00 5,923.00 3,305.00 -18,102.00 21,438.00 15,098.00 8,151.00 -9,196.00 19,095.00 11,352.00 5,423.00 -13,212.00 17,358.00 12,575.00 5,450.00
EBIT 61,511.00 40,738.00 19,588.00 -89,872.00 60,050.00 42,031.00 21,136.00 -7,631.00 58,662.00 37,689.00 17,662.00 13,284.00 32,217.00 18,849.00 8,747.00 -357.00 29,809.00 21,289.00 9,654.00
Deprecation and Amortization 3,679.00 2,482.00 1,219.00 282.00 2,907.00 1,880.00 873.00 -1,096.00 1,923.00 1,279.00 639.00 -1,158.00 1,858.00 1,244.00 635.00 -411.00 1,390.00 933.00 453.00
EBITDA 65,190.00 43,220.00 20,807.00 -89,590.00 62,957.00 43,911.00 22,009.00 -8,727.00 60,585.00 38,968.00 18,301.00 12,126.00 34,075.00 20,093.00 9,382.00 -768.00 31,199.00 22,222.00 10,107.00
EPS 0.00 0.00 0.00 0.00 0.00 0.00 0.00 -0.00 0.00 0.00 0.00 -0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Diluted EPS 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Average Shares Outstanding Basic 7,704.64 7,704.68 7,636.19 7,595.95 7,607.43 7,610.19 7,611.99 7,527.34 7,524.33 7,522.76 7,517.21 14,944.66 7,561.57 7,611.30 0 0.00 0 0 0
Average Shares Outstanding Diluted 0 0 0 0.00 0 0 0 0.00 0 0 0 0.00 0 0 0 0.00 0 0 0
Breakdown 2025-09-30 2025-06-30 2025-03-31 2024-12-31 2024-09-30 2024-06-30 2024-03-31 2023-12-31 2023-09-30 2023-06-30 2023-03-31 2022-12-31 2022-09-30 2022-06-30 2022-03-31 2021-12-31 2021-09-30 2021-06-30 2021-03-31
Operating Cash Flow 8,234.00 2,645.00 1,451.00 4,171.00 9,287.00 4,817.00 3,643.00 -14,496.00 26,308.00 16,680.00 8,834.00 -4,147.00 22,870.00 13,972.00 7,313.00 -87,024.00 56,370.00 49,090.00 43,993.00
   Operating Net Income 11,560.00 7,043.00 2,453.00 -57,729.00 18,561.00 5,923.00 3,305.00 35,068.00 21,438.00 15,098.00 8,151.00 44,152.00 19,095.00 11,352.00 5,423.00 -13,212.00 17,358.00 12,575.00 5,450.00
   Deprecation and Amortization 3,679.00 2,482.00 1,219.00 282.00 2,907.00 1,880.00 873.00 -1,096.00 1,923.00 1,279.00 639.00 -1,158.00 1,858.00 1,244.00 635.00 -411.00 1,390.00 933.00 453.00
   Deferred Income Tax 198.00 -212.00 -212.00 -5,902.00 -38.00 922.00 490.00 -1,307.00 238.00 289.00 589.00 -1,478.00 -59.00 211.00 432.00 483.00 239.00 -234.00 -152.00
   Share Based Compensation 1,885.00 1,243.00 579.00 -1,314.00 2,082.00 1,380.00 690.00 -1,328.00 1,903.00 1,253.00 663.00 -928.00 1,743.00 1,134.00 570.00 -771.00 1,368.00 867.00 424.00
   Change in Working Capital -19,676.00 -8,637.00 -10,695.00 -1,695.00 -7,689.00 8,036.00 4,602.00 -10,386.00 14,305.00 -988.00 -6,346.00 -36,526.00 54,135.00 31,794.00 -2,445.00 21,987.00 -15,293.00 -5,713.00 -15,752.00
   Other Operating Activities 10,588.00 726.00 8,107.00 70,529.00 -6,536.00 -13,324.00 -6,317.00 -35,447.00 -13,499.00 -251.00 5,138.00 -8,209.00 -53,902.00 -31,763.00 2,698.00 -95,100.00 51,308.00 40,662.00 53,570.00
Investing Cash Flow 15,901.00 37,104.00 -4,366.00 59,909.00 -79,606.00 -78,784.00 -23,301.00 64,428.00 -102,108.00 -57,108.00 -37,904.00 155,461.00 -186,246.00 -129,197.00 -102,184.00 64,765.00 -30,321.00 -31,578.00 -80,881.00
   Capital Expenditure 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
   Net Purchase/Sale of PPE 4,050.00 3,877.00 55.00 -4,357.00 5,239.00 3,378.00 1,724.00 -3,780.00 4,843.00 3,491.00 1,580.00 -2,300.00 5,379.00 2,993.00 1,709.00 1,565.00 2,501.00 303.00 9.00
   Net Purchase/Sale of Investments Net 12,081.00 8,671.00 4,847.00 -3,588.00 11,350.00 9,768.00 3,614.00 -17,322.00 18,210.00 15,206.00 11,469.00 -181,655.00 389,516.00 212,824.00 79,054.00 -549,324.00 677,780.00 463,322.00 225,600.00
   Net Purchase/Sale of Business 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
   Net Loan & Lease Activity 0 0 0 83,617.00 260,932.00
   Other Investing Activities -230.00 24,556.00 -9,268.00 67,854.00 -96,195.00 -91,930.00 -28,639.00 85,530.00 -125,161.00 -75,805.00 -50,953.00 412,022.00 -581,141.00 -345,014.00 -255,553.00 558,398.00 -698,908.00 -493,324.00 -349,554.00
Financing Cash Flow -104,549.00 -114,173.00 -2,153.00 -73,920.00 187,920.00 50,913.00 29,886.00 -120,238.00 66,383.00 7,869.00 123,804.00 -138,740.00 174,911.00 124,675.00 103,414.00 -152,863.00 140.00 51,245.00 99,357.00
   Net Issuance/Repayment of Debt 0 0 0 -30,000.00 15,000.00 15,000.00 15,000.00 75,696.00 0 -30,000.00 -60,696.00 -42,623.00 42,623.00 42,623.00 0 0 0 0 0
   Net Issuance/Repurchase of Equity 446.00 446.00 446.00 -1,125.00 719.00 719.00 419.00 -43.00 43.00 43.00 0 -5,532.00 6,918.00 4,268.00 1,264.00 0 0 0 0
   Dividends Paid 3,917.00 2,608.00 1,298.00 2,594.00 3,903.00 2,604.00 1,303.00 2,585.00 3,875.00 2,583.00 1,291.00 2,551.00 2,755.00 1,844.00 926.00 -1,078.00 1,617.00 1,078.00 539.00
   Other Financing Activities -108,912.00 -117,227.00 -3,897.00 -45,389.00 168,298.00 32,590.00 13,164.00 -198,476.00 62,465.00 35,243.00 183,209.00 -93,136.00 122,615.00 75,940.00 101,224.00 -151,785.00 -1,477.00 50,167.00 98,818.00
Net Change in Cash -80,414.00 -74,424.00 -5,068.00 -9,840.00 117,601.00 -23,054.00 10,228.00 -70,306.00 -9,417.00 -32,559.00 94,734.00 12,574.00 11,535.00 9,450.00 8,543.00 -175,122.00 26,189.00 68,757.00 62,469.00
   Cash at Beginning of Period 207,708.00 207,708.00 207,708.00 217,548.00 114,513.00 114,513.00 114,513.00 184,819.00 130,600.00 130,600.00 130,600.00 118,026.00 93,199.00 93,199.00 93,199.00 268,321.00 107,528.00 107,528.00 107,528.00
   Cash at End of Period 127,294.00 133,284.00 202,640.00 207,708.00 232,114.00 91,459.00 124,741.00 114,513.00 121,183.00 98,041.00 225,334.00 130,600.00 104,734.00 102,649.00 101,742.00 93,199.00 133,717.00 176,285.00 169,997.00
Free Cash Flow 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0