Valuation Ratios

Breakdown 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Price to Earnings 18.89 353.25 -65.69 7.43
Price to Sales 5.99
Book Value Per Common Share 11.87 12.46 13.66 11.51
Price to Book 0.72 0.57 0.63 0.97
Price to Operating Cash Flow 5.12 2.96 13.11 12.03
Price to Free Cash Flow 12.03
Enterprise Value to EBITDA
Breakdown 2025-09-30 2025-06-30 2025-03-31 2024-12-31 2024-09-30 2024-06-30 2024-03-31 2023-12-31 2023-09-30 2023-06-30 2023-03-31 2022-12-31 2022-09-30
Price to Earnings -63.82 -106.00 260.00 15.25 25.37 48.00 -124.17 -163.60 47.81 -21.94
Price to Sales
Book Value Per Common Share 10.59 11.07 11.57 11.87 12.22 12.26 12.35 12.46 12.65 13.03 13.59 13.66 13.80
Price to Book 0.66 0.57 0.67 0.72 0.66 0.62 0.58 0.57 0.59 0.63 0.56 0.63 0.52
Price to Operating Cash Flow 1.64 1.56 6.48 8.55 27.25 -12.70 8.14 7.07 19.00 3.74
Price to Free Cash Flow
Enterprise Value to EBITDA

Earnings Data

Breakdown 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Earning YoY 2150.00
Revenue YoY
EBITDA YoY
Net Profit YoY 300.50
Breakdown 2025-09-30 2025-06-30 2025-03-31 2024-12-31 2024-09-30 2024-06-30 2024-03-31 2023-12-31 2023-09-30 2023-06-30 2023-03-31 2022-12-31 2022-09-30
Earning YoY 76.67 100.00
Revenue YoY
EBITDA YoY
Net Profit YoY 76.96 101.97 -44.94 -50.25

Financial Strength

Breakdown 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Cash Per Common Share 0.49 0.32 0.62
Quick Ratio
Current Ratio
Debt to Equity 1.31 1.45 1.56 1.37
Long-Term Debt to Equity
Breakdown 2025-09-30 2025-06-30 2025-03-31 2024-12-31 2024-09-30 2024-06-30 2024-03-31 2023-12-31 2023-09-30 2023-06-30 2023-03-31 2022-12-31 2022-09-30
Cash Per Common Share 0.85 0.16 0.36 0.49 0.25 0.29 0.33 0.32 0.34 0.63 0.36 0.62 0.70
Quick Ratio
Current Ratio
Debt to Equity 0.94 0.96 1.18 1.31 1.30 1.37 1.44 1.45 1.56 1.56 1.53 1.56 1.46
Long-Term Debt to Equity

Profitability

Breakdown 2024-12-31 2023-12-31 2022-12-31 2021-12-31
ROA 1.63 0.37 -0.37 5.50
ROE 3.77 0.90 -0.94 13.01
Gross Margin
Operating Margin
EBITDA Margin
Net Profit Margin 80.83
Breakdown 2025-09-30 2025-06-30 2025-03-31 2024-12-31 2024-09-30 2024-06-30 2024-03-31 2023-12-31 2023-09-30 2023-06-30 2023-03-31 2022-12-31 2022-09-30
ROA -0.56 -0.28 0.10 1.87 1.03 0.49 0.13 0.23 0.45 -0.65
ROE -1.08 -0.56 0.21 4.31 2.43 1.19 0.34 0.59 1.14 -1.59
Gross Margin
Operating Margin
EBITDA Margin
Net Profit Margin

Dividends

Breakdown 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Dividend Yield 0.00
Dividend Payout Ratio 66.28
Breakdown 2025-09-30 2025-06-30 2025-03-31 2024-12-31 2024-09-30 2024-06-30 2024-03-31 2023-12-31 2023-09-30 2023-06-30 2023-03-31 2022-12-31 2022-09-30
Dividend Yield
Dividend Payout Ratio

Financial Statements

Breakdown 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Assets 594,830.00 661,635.00 757,825.00 590,458.00
      Cash and Short-Term Investments 10,532.00 6,842.00 13,512.00 0
            Cash and Cash Equivalents 10,532.00 6,842.00 13,512.00 2,622.00
            Short-Term Investments 0 0 0 0
      Net Receivables 0 0 18,070.00 9,476.00
      Inventory 0 0 0 0
      Other Current Assets 0 0 0 0
      Property, Plant, Equipment Net 0 0 0 0
      Goodwill 0 0 0 0
      Intangible Assets 0 0 0 0
      Long-Term Investments 0 0 4,758.00 562,474.00
      Non-Current Deferred Assets 0 0 0 0
      Other Non-Current Assets 0 0 0 0
Liabilities 337,607.00 391,669.00 461,788.00 340,987.00
      Payables and Expenses 0 0 0 0
            Account Payables 0 0 0 5,947.00
            Current Accrued Liabilities 0 0 0 0
      Short-Term Debt 0 0 0 0
      Other Current Liabilities 0 0 0 0
      Long-Term Debt 0 0 0 332,151.00
      Other Non-Current Liabilities 0 0 0 0
Equity 257,223.00 269,966.00 296,037.00 249,471.00
   Shareholders Equity 257,223.00 269,966.00 296,037.00 249,471.00
      Capital Stock 22.00 22.00 22.00 22.00
      Share Premium 297,712.00 298,127.00 298,700.00 298,687.00
      Retained Earnings -105,972.00 -94,425.00 -73,703.00 -49,238.00
      Treasury Shares 0 0 0 0
      Accumulated Other Comprehensive Income 0 0 0 0
   Minority Interest 0 0 0 0
Investments 0 0 1,507.00 0
Debt 622,164.00 382,162.00 450,811.00 332,151.00
Net Debt 611,632.00 375,320.00 437,299.00 329,529.00
Common Shares Outstanding 21,666.00 21,666.00 21,666.00 21,666.00
Breakdown 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Revenues 0 0 0 40,158.00
Cost Of Revenue 456.00 485.00 94.00 0
Interest Income 27,090.00 31,694.00 64,538.00 46,851.00
Interest Expense 27,090.00 31,694.00 23,089.00 13,869.00
Net Interest 27,090.00 31,694.00 41,449.00 0
Non-Interest Expense 0 0 0 3,586.00
Operating Expenses 0 0 0 7,417.00
   Selling, General and Administrative Expenses 2,506.00 2,650.00 2,790.00 3,586.00
   Other Operating Expenses 0 0 0 3,831.00
EBT 0 0 0 32,741.00
Income Tax 4.00 321.00 1,311.00 282.00
Net Income Including Non-Controlling Interests 0 0 0 32,459.00
Net Income 9,704.00 2,423.00 -2,786.00 32,459.00
Deprecation and Amortization 936.00 1,049.00 1,084.00 0
EPS 0.00 0.00 -0.00 0.00
Diluted EPS 0.00 0.00 -0.00 0.00
Average Shares Outstanding Basic 21,666.00 21,666.00 21,666.00 21,453.00
Average Shares Outstanding Diluted 21,666.00 21,666.00 21,666.00 21,453.00
Breakdown 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Operating Cash Flow 35,959.00 51,731.00 14,109.00 20,008.00
   Operating Net Income 16,123.00 2,794.00 -7,818.00 32,459.00
   Deprecation and Amortization 936.00 1,049.00 1,084.00 0
   Deferred Income Tax 0 0 0 0
   Share Based Compensation 0 0 0 0
   Change in Working Capital -1,088.00 -1,278.00 7,409.00 -2,478.00
   Other Operating Activities 19,988.00 49,166.00 13,434.00 -9,973.00
Investing Cash Flow 0 0 0 0
   Capital Expenditure 0.00 0.00 0.00 0
   Net Purchase/Sale of PPE 0 0 0 0
   Net Purchase/Sale of Investments Net 0 0 0 0
   Net Purchase/Sale of Business 0 0 0 0
   Other Investing Activities 0 0 0 0
Financing Cash Flow -31,873.00 -52,223.00 -26,722.00 -34,299.00
   Net Issuance/Repayment of Debt 212,000.00 219,500.00 373,799.00 -12,820.00
   Net Issuance/Repurchase of Equity 0 0 0 4,092.00
   Dividends Paid 0 0 0 -21,514.00
   Other Financing Activities -243,873.00 -271,723.00 -400,521.00 -4,057.00
Net Change in Cash 4,086.00 -492.00 -12,613.00 -14,291.00
   Cash at Beginning of Period 4,958.00 5,450.00 18,063.00 32,426.00
   Cash at End of Period 9,044.00 4,958.00 5,450.00 18,081.00
Free Cash Flow 0 0 0 20,008.00
Breakdown 2025-09-30 2025-06-30 2025-03-31 2024-12-31 2024-09-30 2024-06-30 2024-03-31 2023-12-31 2023-09-30 2023-06-30 2023-03-31 2022-12-31 2022-09-30
Assets 445,662.00 470,516.00 547,528.00 594,830.00 609,680.00 629,440.00 652,352.00 661,635.00 701,203.00 722,825.00 746,487.00 757,825.00 734,164.00
      Cash and Short-Term Investments 18,366.00 3,527.00 7,786.00 10,532.00 5,464.00 6,325.00 7,191.00 6,842.00 7,428.00 13,685.00 7,895.00 13,512.00 15,246.00
            Cash and Cash Equivalents 18,366.00 3,527.00 7,786.00 10,532.00 5,464.00 6,325.00 7,191.00 6,842.00 7,428.00 13,685.00 7,895.00 13,512.00 15,246.00
            Short-Term Investments 0 0 0 0 0 0 0 0 0 0 0 0 0
      Net Receivables 0 0 0 0 0 0 0 0 0 0 0 18,070.00 16,007.00
      Inventory 0 0 0 0 0 0 0 0 0 0 0 0 0
      Other Current Assets 0 0 0 0 0 0 0 0 0 0 0 0 0
      Property, Plant, Equipment Net 0 0 0 0 0 0 0 0 0 0 0 0 0
      Goodwill 0 0 0 0 0 0 0 0 0 0 0 0 0
      Intangible Assets 0 0 0 0 0 0 0 0 0 0 0 0 0
      Long-Term Investments 0 0 0 0 0 0 0 0 0 0 0 4,758.00 0
      Non-Current Deferred Assets 0 0 0 0 0 0 0 0 0 0 0 0 0
      Other Non-Current Assets 0 0 0 0 0 0 0 0 0 0 0 0 0
Liabilities 216,141.00 230,609.00 296,816.00 337,607.00 344,993.00 363,900.00 384,869.00 391,669.00 427,110.00 440,528.00 451,999.00 461,788.00 435,119.00
      Payables and Expenses 0 0 0 0 0 0 0 0 0 0 0 0 0
            Account Payables 0 0 0 0 0 0 0 0 0 0 0 0 0
            Current Accrued Liabilities 0 0 0 0 0 0 0 0 0 0 0 0 0
      Short-Term Debt 0 0 0 0 0 0 0 0 0 0 0 0 0
      Other Current Liabilities 0 0 0 0 0 0 0 0 0 0 0 0 0
      Long-Term Debt 0 0 0 0 0 0 0 0 0 0 0 0 0
      Other Non-Current Liabilities 0 0 0 0 0 0 0 0 0 0 0 0 0
Equity 229,521.00 239,907.00 250,712.00 257,223.00 264,687.00 265,540.00 267,483.00 269,966.00 274,093.00 282,297.00 294,488.00 296,037.00 299,045.00
   Shareholders Equity 229,521.00 239,907.00 250,712.00 257,223.00 264,687.00 265,540.00 267,483.00 269,966.00 274,093.00 282,297.00 294,488.00 296,037.00 299,045.00
      Capital Stock 22.00 22.00 22.00 22.00 22.00 22.00 22.00 22.00 22.00 22.00 22.00 22.00 22.00
      Share Premium 297,712.00 297,712.00 297,712.00 297,712.00 298,127.00 298,127.00 298,127.00 298,127.00 298,700.00 298,700.00 298,700.00 298,700.00 298,687.00
      Retained Earnings -124,696.00 -118,142.00 -110,857.00 -105,972.00 -99,256.00 -98,805.00 -96,647.00 -94,425.00 -91,167.00 -85,514.00 -75,761.00 -73,703.00 -72,753.00
      Treasury Shares 0 0 0 0 0 0 0 0 0 0 0 0 0
      Accumulated Other Comprehensive Income 0 0 0 0 0 0 0 0 0 0 0 0 0
   Minority Interest 0 0 0 0 0 0 0 0 0 0 0 0 0
Investments 0 0 0 0 0 0 0 0 0 0 1,687.00 1,507.00 2,284.00
Debt 211,198.00 447,640.00 581,712.00 622,164.00 634,990.00 355,715.00 376,288.00 382,162.00 418,679.00 430,297.00 442,953.00 450,811.00 425,522.00
Net Debt 192,832.00 444,113.00 573,926.00 611,632.00 629,526.00 349,390.00 369,097.00 375,320.00 411,251.00 416,612.00 435,058.00 437,299.00 410,276.00
Common Shares Outstanding 21,666.00 21,666.00 21,666.00 21,666.00 21,666.00 21,666.00 21,666.00 21,666.00 21,666.00 21,666.00 21,666.00 21,666.00 21,666.00
Breakdown 2025-09-30 2025-06-30 2025-03-31 2024-12-31 2024-09-30 2024-06-30 2024-03-31 2023-12-31 2023-09-30 2023-06-30 2023-03-31 2022-09-30
Cost Of Revenue 0 0 119.00 -23.00 302.00 166.00 11.00 -265.00 345.00 250.00 155.00 64.00
   Selling, General and Administrative Expenses 1,730.00 1,285.00 647.00 -1,406.00 1,914.00 1,285.00 713.00 -966.00 1,883.00 1,244.00 489.00 2,042.00
Interest Income 13,499.00 9,465.00 5,241.00 -15,447.00 21,008.00 14,332.00 7,197.00 -90,982.00 61,579.00 40,707.00 20,390.00 46,429.00
Interest Expense 13,499.00 9,465.00 5,241.00 -15,447.00 21,008.00 14,332.00 7,197.00 -16,156.00 24,026.00 15,958.00 7,866.00 15,827.00
Net Interest 13,499.00 9,465.00 5,241.00 -15,447.00 21,008.00 14,332.00 7,197.00 -43,132.00 37,553.00 24,749.00 12,524.00 30,602.00
EBT 0 0 0 0 0 0 0 0 0 0 0 0
Income Tax 121.00 7.00 1.00 -36.00 13.00 20.00 7.00 -57.00 150.00 150.00 78.00 1,225.00
Net Income -2,474.00 -1,337.00 532.00 -11,363.00 11,419.00 6,453.00 3,195.00 -3,527.00 920.00 1,671.00 3,359.00 -4,762.00
Deprecation and Amortization 602.00 449.00 270.00 -517.00 700.00 502.00 251.00 -826.00 857.00 658.00 360.00 872.00
EPS -0.00 -0.00 0.00 -0.00 0.00 0.00 0.00 0.00 -0.00 -0.00 0.00 -0.00
Diluted EPS -0.00 -0.00 0.00 0.00 0.00 0.00 0.00 0.00 -0.00 -0.00 0.00 0
Average Shares Outstanding Basic 21,666.00 21,666.00 21,666.00 21,666.00 21,666.00 21,666.00 21,666.00 21,666.00 21,666.00 21,666.00 21,666.00 21,666.00
Average Shares Outstanding Diluted 21,666.00 21,666.00 21,666.00 21,666.00 21,666.00 21,666.00 21,666.00 21,666.00 21,666.00 21,666.00 21,666.00 0
Breakdown 2025-09-30 2025-06-30 2025-03-31 2024-12-31 2024-09-30 2024-06-30 2024-03-31 2023-12-31 2023-09-30 2023-06-30 2023-03-31 2022-09-30
Operating Cash Flow 92,670.00 88,361.00 26,068.00 21,726.00 20,467.00 6,051.00 -12,285.00 -1,884.00 19,817.00 25,074.00 8,724.00 41,997.00
   Operating Net Income -7,152.00 -3,283.00 705.00 -14,989.00 16,371.00 10,007.00 4,734.00 -3,275.00 -293.00 694.00 5,668.00 -12,028.00
   Deprecation and Amortization 602.00 449.00 270.00 -517.00 700.00 502.00 251.00 -826.00 857.00 658.00 360.00 872.00
   Deferred Income Tax 0 0 0 0 0 0 0 0 0 0 0 0
   Share Based Compensation 0 0 0 0 0 0 0 0 0 0 0 0
   Change in Working Capital -2,401.00 -524.00 -1,337.00 3,363.00 -2,270.00 -768.00 -1,413.00 4,117.00 -2,658.00 -597.00 -2,140.00 4,076.00
   Other Operating Activities 101,621.00 91,719.00 26,430.00 33,869.00 5,666.00 -3,690.00 -15,857.00 -1,900.00 21,911.00 24,319.00 4,836.00 49,077.00
Investing Cash Flow 0 0 0 0 0 0 0 0 0 0 0 0
   Capital Expenditure 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
   Net Purchase/Sale of PPE 0 0 0 0 0 0 0 0 0 0 0 0
   Net Purchase/Sale of Investments Net 0 0 0 0 0 0 0 0 0 0 0 0
   Net Purchase/Sale of Business 0 0 0 0 0 0 0 0 0 0 0 0
   Other Investing Activities 0 0 0 0 0 0 0 0 0 0 0 0
Financing Cash Flow -98,188.00 -94,980.00 -28,649.00 -15,568.00 -21,355.00 -7,133.00 12,183.00 -7,082.00 -19,808.00 -18,091.00 -7,242.00 -52,929.00
   Net Issuance/Repayment of Debt 183,100.00 152,600.00 75,500.00 -102,200.00 185,100.00 89,500.00 39,600.00 -133,800.00 163,100.00 121,400.00 68,800.00 324,399.00
   Net Issuance/Repurchase of Equity 0 0 0 0 0 0 0 0 0 0 0 0
   Dividends Paid 0 0 0 0 0 0 0 0 0 0 0 0
   Other Financing Activities -281,288.00 -247,580.00 -104,149.00 86,632.00 -206,455.00 -96,633.00 -27,417.00 126,718.00 -182,908.00 -139,491.00 -76,042.00 -377,328.00
Net Change in Cash -5,518.00 -6,619.00 -2,581.00 6,158.00 -888.00 -1,082.00 -102.00 -8,966.00 9.00 6,983.00 1,482.00 -10,932.00
   Cash at Beginning of Period 9,044.00 9,044.00 9,044.00 2,886.00 4,958.00 4,958.00 4,958.00 13,924.00 5,315.00 5,318.00 5,447.00 18,061.00
   Cash at End of Period 3,526.00 2,425.00 6,463.00 9,044.00 4,070.00 3,876.00 4,856.00 4,958.00 5,324.00 12,301.00 6,929.00 7,129.00
Free Cash Flow 0 0 0 0 0 0 0 0 0 0 0 0