NBHC
Valuation Ratios
| Breakdown | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 | 2020-12-31 |
|---|---|---|---|---|---|
| Price to Earnings | 13.89 | 9.94 | 19.12 | 14.45 | 11.41 |
| Price to Sales | 35.63 | 30.07 | 36.16 | 12.77 | 7.21 |
| Book Value Per Common Share | 102.88 | 104.41 | 95.38 | 84.13 | 80.67 |
| Price to Book | 0.42 | 0.36 | 0.44 | 0.52 | 0.41 |
| Price to Operating Cash Flow | 7.35 | 5.89 | 5.20 | 5.71 | 51.24 |
| Price to Free Cash Flow | 5.84 | ||||
| Enterprise Value to EBITDA | 34117.61 | 29669.62 | 83799.05 | 57520.81 | 43174.99 |
| Breakdown | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 | 2023-12-31 | 2023-09-30 | 2023-06-30 | 2023-03-31 | 2022-12-31 | 2022-09-30 | 2022-06-30 | 2022-03-31 | 2021-12-31 | 2021-09-30 | 2021-06-30 | 2021-03-31 | 2020-12-31 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Price to Earnings | 15.84 | 24.74 | 60.75 | 17.76 | 25.86 | 43.99 | 10.37 | 15.13 | 31.57 | 20.78 | 29.90 | 66.03 | 17.69 | 22.87 | 45.61 | |||||
| Price to Sales | 44.23 | 65.27 | 134.61 | 46.23 | 65.60 | 124.64 | 30.94 | 46.83 | 125.51 | 21.24 | 32.24 | 63.67 | 14.35 | 19.88 | 36.67 | |||||
| Book Value Per Common Share | 36.36 | 35.55 | 34.90 | 102.88 | 34.01 | 32.92 | 73.27 | 104.41 | 69.80 | 68.99 | 68.47 | 95.38 | 27.70 | 27.12 | 27.33 | 84.13 | 27.89 | 27.66 | 27.09 | 80.67 |
| Price to Book | 1.06 | 1.06 | 1.10 | 0.42 | 1.24 | 1.19 | 0.49 | 0.36 | 0.43 | 0.42 | 0.49 | 0.44 | 1.34 | 1.41 | 1.47 | 0.52 | 1.45 | 1.36 | 1.46 | 0.41 |
| Price to Operating Cash Flow | 11.81 | 19.90 | 36.77 | 14.77 | 24.06 | 45.79 | 9.22 | 14.82 | -67.27 | 6.24 | 9.08 | 24.88 | 8.63 | 8.96 | 192.25 | |||||
| Price to Free Cash Flow | 25.10 | 9.17 | 9.63 | 456.09 | ||||||||||||||||
| Enterprise Value to EBITDA | 54621.53 | 83239.00 | 182378.70 | 57834.06 | 82179.60 | 146915.99 | 46198.78 | 71558.24 | 169635.09 | 144096.12 | 198020.03 | 439166.71 |
Earnings Data
| Breakdown | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 | 2020-12-31 |
|---|---|---|---|---|---|
| Earning YoY | -17.11 | 70.00 | -27.63 | 5.92 | |
| Revenue YoY | -1.60 | 24.62 | -64.39 | -24.61 | |
| EBITDA YoY | 1.41 | 150.85 | -17.48 | -1.54 | |
| Net Profit YoY | -16.36 | 99.30 | -23.86 | 5.66 |
| Breakdown | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 | 2023-12-31 | 2023-09-30 | 2023-06-30 | 2023-03-31 | 2022-12-31 | 2022-09-30 | 2022-06-30 | 2022-03-31 | 2021-12-31 | 2021-09-30 | 2021-06-30 | 2021-03-31 | 2020-12-31 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Earning YoY | 60.53 | 141.27 | 56.95 | 84.15 | 49.48 | 81.13 | 39.06 | 109.84 | 38.79 | 89.66 | ||||||||||
| Revenue YoY | 51.40 | 102.72 | 53.16 | 106.17 | 55.27 | 133.16 | 48.46 | 87.97 | 48.65 | 75.74 | ||||||||||
| EBITDA YoY | 55.61 | 115.05 | 53.55 | 94.03 | 2788.73 | 58.82 | 106.17 | 312.99 | 46.59 | 111.20 | 208.28 | 41.46 | 90.91 | |||||||
| Net Profit YoY | 60.57 | 140.41 | 57.55 | 83.26 | 49.54 | 80.82 | 40.91 | 110.95 | 38.86 | 90.26 |
Financial Strength
| Breakdown | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 | 2020-12-31 |
|---|---|---|---|---|---|
| Cash Per Common Share | 12.79 | 17.14 | 25.60 | 113.58 | 81.46 |
| Quick Ratio | |||||
| Current Ratio | |||||
| Debt to Equity | 3.28 | 3.63 | 3.91 | 3.82 | 3.56 |
| Long-Term Debt to Equity |
| Breakdown | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 | 2023-12-31 | 2023-09-30 | 2023-06-30 | 2023-03-31 | 2022-12-31 | 2022-09-30 | 2022-06-30 | 2022-03-31 | 2021-12-31 | 2021-09-30 | 2021-06-30 | 2021-03-31 | 2020-12-31 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Cash Per Common Share | 43.84 | 23.36 | 19.41 | 12.85 | 14.21 | 11.41 | 23.11 | 17.21 | 23.05 | 25.65 | 39.14 | 22.02 | 33.56 | 59.44 | 104.43 | 116.49 | 104.65 | 130.08 | 106.72 | 82.05 |
| Quick Ratio | ||||||||||||||||||||
| Current Ratio | ||||||||||||||||||||
| Debt to Equity | 6.38 | 6.39 | 6.60 | 3.28 | 6.73 | 6.99 | 7.09 | 3.63 | 7.48 | 7.60 | 7.75 | 3.91 | 7.54 | 7.79 | 7.95 | 3.82 | 7.41 | 7.38 | 7.35 | 3.56 |
| Long-Term Debt to Equity |
Profitability
| Breakdown | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 | 2020-12-31 |
|---|---|---|---|---|---|
| ROA | 1.06 | 1.26 | 0.66 | 1.16 | 1.18 |
| ROE | 4.55 | 5.86 | 3.26 | 5.57 | 5.40 |
| Gross Margin | 85.37 | 82.32 | -14.01 | 91.21 | 87.36 |
| Operating Margin | 984.84 | 956.71 | 460.68 | 207.64 | 157.79 |
| EBITDA Margin | 1040.15 | 1009.31 | 501.41 | 216.39 | 165.69 |
| Net Profit Margin | 257.32 | 302.72 | 189.29 | 88.53 | 63.16 |
| Breakdown | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 | 2023-12-31 | 2023-09-30 | 2023-06-30 | 2023-03-31 | 2022-12-31 | 2022-09-30 | 2022-06-30 | 2022-03-31 | 2021-12-31 | 2021-09-30 | 2021-06-30 | 2021-03-31 | 2020-12-31 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ROA | 0.92 | 0.58 | 0.24 | 0.91 | 0.58 | 0.31 | 1.10 | 0.74 | 0.41 | 0.69 | 0.54 | 0.25 | 1.00 | 0.71 | 0.39 | |||||
| ROE | 6.80 | 4.31 | 1.82 | 7.01 | 4.61 | 2.55 | 9.36 | 6.35 | 3.55 | 5.87 | 4.75 | 2.24 | 8.39 | 5.99 | 3.22 | |||||
| Gross Margin | 73.81 | 53.51 | 5.75 | 86.26 | 87.77 | 89.78 | 88.93 | 91.06 | 72.05 | 93.63 | 98.31 | 89.19 | 83.92 | 92.28 | ||||||
| Operating Margin | 739.61 | 722.39 | 675.68 | 740.66 | 736.80 | 786.63 | 616.97 | 601.33 | 685.13 | 141.93 | 146.19 | 130.26 | 112.12 | 118.89 | 109.35 | |||||
| EBITDA Margin | 805.32 | 783.54 | 738.62 | 795.56 | 793.51 | 843.16 | 666.69 | 651.77 | 737.08 | 160.21 | 162.26 | 144.42 | 121.46 | 127.63 | 117.48 | |||||
| Net Profit Margin | 281.61 | 265.53 | 223.91 | 260.74 | 253.47 | 285.17 | 298.73 | 310.17 | 399.95 | 102.59 | 108.09 | 96.32 | 81.28 | 87.01 | 80.37 |
Dividends
| Breakdown | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 | 2020-12-31 |
|---|---|---|---|---|---|
| Dividend Yield | |||||
| Dividend Payout Ratio |
| Breakdown | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 | 2023-12-31 | 2023-09-30 | 2023-06-30 | 2023-03-31 | 2022-12-31 | 2022-09-30 | 2022-06-30 | 2022-03-31 | 2021-12-31 | 2021-09-30 | 2021-06-30 | 2021-03-31 | 2020-12-31 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Dividend Yield | ||||||||||||||||||||
| Dividend Payout Ratio |
Financial Statements
| Breakdown | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 | 2020-12-31 |
|---|---|---|---|---|---|
| Assets | 11,177,303.00 | 11,231,879.00 | 10,723,470.00 | 8,098,844.00 | 7,491,163.00 |
| Deposits | 18,517,585.00 | 18,335,545.00 | 17,464,340.00 | 14,123,425.00 | 13,331,666.00 |
| Cash and Short-Term Investments | 488,822.00 | 650,331.00 | 828,270.00 | 3,489,934.00 | 2,513,662.00 |
| Cash and Cash Equivalents | 488,822.00 | 650,331.00 | 828,270.00 | 3,489,934.00 | 2,513,662.00 |
| Short-Term Investments | 0 | 0 | 0 | 0 | 0 |
| Net Receivables | 73,485.00 | 56,562.00 | 9,199,217.00 | 4,886,415.00 | 5,210,988.00 |
| Inventory | 0 | 0 | 0 | 0 | 0 |
| Other Current Assets | 0 | 0 | 0 | 0 | 0 |
| Property, Plant, Equipment Net | 222,673.00 | 191,833.00 | 169,711.00 | 116,447.00 | 132,382.00 |
| Real Estate | 662.00 | 4,088.00 | 3,731.00 | 7,005.00 | 4,730.00 |
| Goodwill | 306,043.00 | 306,043.00 | 279,132.00 | 115,027.00 | 115,027.00 |
| Intangible Assets | 58,432.00 | 66,025.00 | 59,887.00 | 12,322.00 | 17,928.00 |
| Long-Term Investments | 26,200.00 | 24,587.00 | 21,700.00 | 16,200.00 | 0 |
| Non-Current Deferred Assets | 0 | 0 | 0 | 0 | 0 |
| Other Non-Current Assets | 0 | 0 | 0 | 0 | 0 |
| Liabilities | 8,567,153.00 | 8,806,265.00 | 8,539,066.00 | 6,418,632.00 | 5,849,781.00 |
| Payables and Expenses | 0 | 0 | 0 | 0 | 0 |
| Account Payables | 0 | 0 | 0 | 0 | 0 |
| Current Accrued Liabilities | 0 | 0 | 0 | 0 | 0 |
| Short-Term Debt | 0 | 0 | 0 | 0 | 0 |
| Other Current Liabilities | 0 | 0 | 0 | 0 | 0 |
| Long-Term Debt | 0 | 0 | 0 | 0 | 0 |
| Other Non-Current Liabilities | 0 | 0 | 0 | 0 | 0 |
| Equity | 2,610,150.00 | 2,425,614.00 | 2,184,404.00 | 1,680,212.00 | 1,641,382.00 |
| Shareholders Equity | 3,915,225.00 | 3,945,123.00 | 3,586,944.00 | 2,520,318.00 | 2,471,319.00 |
| Capital Stock | 515.00 | 515.00 | 515.00 | 515.00 | 515.00 |
| Share Premium | 1,167,431.00 | 1,162,269.00 | 1,159,508.00 | 1,014,294.00 | 1,011,362.00 |
| Retained Earnings | 508,864.00 | 433,126.00 | 330,721.00 | 289,876.00 | 223,175.00 |
| Treasury Shares | 301,694.00 | 306,702.00 | 310,338.00 | 457,616.00 | 424,127.00 |
| Accumulated Other Comprehensive Income | -70,041.00 | -76,401.00 | -88,204.00 | -6,963.00 | 9,766.00 |
| Minority Interest | 0 | 0 | 0 | 0 | 0 |
| Investments | 49,639.00 | 24,587.00 | 5,759,581.00 | 5,195,510.00 | 4,199,051.00 |
| Debt | 267,690.00 | 261,360.00 | 269,110.00 | 198,456.00 | 26,000.00 |
| Common Shares Outstanding | 38,054.48 | 37,784.85 | 37,608.52 | 29,958.76 | 30,634.29 |
| Breakdown | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 | 2020-12-31 |
|---|---|---|---|---|---|
| Revenues | 46,174.00 | 46,924.00 | 37,654.00 | 105,734.00 | 140,258.00 |
| Cost Of Revenue | 6,755.00 | 8,295.00 | 42,929.00 | 9,293.00 | 17,730.00 |
| Interest Income | 566,964.00 | 521,746.00 | 308,888.00 | 218,290.00 | 234,507.00 |
| Interest Expense | 194,953.00 | 135,537.00 | 19,372.00 | 14,018.00 | 25,056.00 |
| Net Interest | 345,388.00 | 361,951.00 | 266,835.00 | 187,144.00 | 192,946.00 |
| Non-Interest Income | 61,231.00 | 63,917.00 | 67,312.00 | 110,364.00 | 140,258.00 |
| Non-Interest Expense | 254,617.00 | 241,971.00 | 211,234.00 | 191,830.00 | 206,177.00 |
| Provisions for Credit Losses | 0 | 0 | 14,195.00 | -9,293.00 | 17,730.00 |
| Gross Profit | 39,419.00 | 38,629.00 | -5,275.00 | 96,441.00 | 122,528.00 |
| Selling, General and Administrative Expenses | 68,483.00 | 65,128.00 | 62,392.00 | 42,525.00 | 42,263.00 |
| EBT | 259,787.00 | 313,388.00 | 154,092.00 | 205,529.00 | 196,256.00 |
| Income Tax | 22,157.00 | 29,292.00 | 11,544.00 | 18,317.00 | 19,074.00 |
| Net Income | 118,815.00 | 142,048.00 | 71,274.00 | 93,606.00 | 88,591.00 |
| EBIT | 454,740.00 | 448,925.00 | 173,464.00 | 219,547.00 | 221,312.00 |
| Deprecation and Amortization | 25,541.00 | 24,684.00 | 15,337.00 | 9,250.00 | 11,075.00 |
| EBITDA | 480,281.00 | 473,609.00 | 188,801.00 | 228,797.00 | 232,387.00 |
| EPS | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Diluted EPS | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Average Shares Outstanding Basic | 38,212.30 | 37,937.58 | 32,360.01 | 30,727.57 | 30,857.09 |
| Average Shares Outstanding Diluted | 38,419.12 | 38,111.21 | 32,680.93 | 31,068.16 | 31,075.86 |
| Breakdown | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 | 2020-12-31 |
|---|---|---|---|---|---|
| Operating Cash Flow | 223,998.00 | 239,358.00 | 261,644.00 | 236,405.00 | 19,731.00 |
| Operating Net Income | 356,445.00 | 426,144.00 | 213,822.00 | 280,818.00 | 265,773.00 |
| Deprecation and Amortization | 25,541.00 | 24,684.00 | 15,337.00 | 9,250.00 | 11,075.00 |
| Deferred Income Tax | 6,357.00 | 55.00 | -17,280.00 | -226.00 | 3,477.00 |
| Share Based Compensation | 8,048.00 | 7,222.00 | 6,059.00 | 5,541.00 | 5,299.00 |
| Change in Working Capital | 29,677.00 | -13,856.00 | 28,358.00 | -75,187.00 | 55,368.00 |
| Other Operating Activities | -202,070.00 | -204,891.00 | 15,348.00 | 16,209.00 | -321,261.00 |
| Investing Cash Flow | 62,762.00 | -405,804.00 | -830,736.00 | -496,861.00 | -148,935.00 |
| Capital Expenditure | 0.00 | 0.00 | 0.00 | -5,146.00 | 0.00 |
| Net Purchase/Sale of PPE | 34,592.00 | 36,834.00 | 12,430.00 | -5,146.00 | 4,352.00 |
| Net Purchase/Sale of Investments Net | 552,343.00 | 166,245.00 | 769,727.00 | 1,086,038.00 | 933,550.00 |
| Net Purchase/Sale of Business | 1,500.00 | 0 | 0 | 0 | 0 |
| Net Loan & Lease Activity | 73,338.00 | 477,109.00 | 987,511.00 | 166,662.00 | -49,209.00 |
| Other Investing Activities | -599,011.00 | -1,085,992.00 | -2,600,404.00 | -1,739,269.00 | -1,037,628.00 |
| Financing Cash Flow | -325,313.00 | 190,342.00 | -145,024.00 | 505,388.00 | 610,969.00 |
| Net Issuance/Repayment of Debt | -732.00 | 8,557,393.00 | 753,446.00 | 79,871.00 | 2,068,499.00 |
| Net Issuance/Repurchase of Equity | 3,555.00 | 617.00 | 1,102.00 | 77,778.00 | 42,616.00 |
| Dividends Paid | 42,945.00 | 79,287.00 | 30,447.00 | 26,888.00 | 24,816.00 |
| Other Financing Activities | -371,081.00 | -8,446,955.00 | -930,019.00 | 320,851.00 | -1,524,962.00 |
| Net Change in Cash | -38,553.00 | 23,896.00 | -714,116.00 | 244,932.00 | 481,765.00 |
| Cash at Beginning of Period | 166,401.00 | 168,430.00 | 912,635.00 | 605,288.00 | 133,800.00 |
| Cash at End of Period | 127,848.00 | 192,326.00 | 198,519.00 | 850,220.00 | 615,565.00 |
| Free Cash Flow | 0 | 0 | 0 | 231,259.00 | 0 |
| Breakdown | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 | 2023-12-31 | 2023-09-30 | 2023-06-30 | 2023-03-31 | 2022-12-31 | 2022-09-30 | 2022-06-30 | 2022-03-31 | 2021-12-31 | 2021-09-30 | 2021-06-30 | 2021-03-31 | 2020-12-31 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Assets | 10,152,686.00 | 9,998,729.00 | 10,098,870.00 | 11,177,303.00 | 9,993,283.00 | 9,970,851.00 | 9,967,476.00 | 11,231,879.00 | 9,866,283.00 | 9,871,957.00 | 9,917,223.00 | 10,723,470.00 | 7,932,321.00 | 7,167,999.00 | 7,341,512.00 | 8,098,844.00 | 7,100,991.00 | 7,136,128.00 | 6,949,501.00 | 7,491,163.00 |
| Deposits | 19,266,013.00 | 18,687,631.00 | 18,967,481.00 | 18,517,585.00 | 19,095,159.00 | 18,800,034.00 | 19,024,149.00 | 18,335,545.00 | 18,270,660.00 | 18,193,438.00 | 17,095,639.00 | 17,464,340.00 | 15,268,600.00 | 13,928,109.00 | 14,324,717.00 | 14,123,425.00 | 14,025,537.00 | 14,168,828.00 | 13,905,664.00 | 13,331,666.00 |
| Cash and Short-Term Investments | 1,666,680.00 | 889,449.00 | 738,894.00 | 488,822.00 | 542,388.00 | 434,979.00 | 878,793.00 | 650,331.00 | 873,873.00 | 971,496.00 | 1,478,820.00 | 828,270.00 | 1,024,828.00 | 1,793,500.00 | 3,145,540.00 | 3,489,934.00 | 3,229,480.00 | 4,017,972.00 | 3,290,072.00 | 2,513,662.00 |
| Cash and Cash Equivalents | 1,666,680.00 | 889,449.00 | 738,894.00 | 488,822.00 | 542,388.00 | 434,979.00 | 878,793.00 | 650,331.00 | 873,873.00 | 971,496.00 | 1,478,820.00 | 828,270.00 | 1,024,828.00 | 1,793,500.00 | 3,145,540.00 | 3,489,934.00 | 3,229,480.00 | 4,017,972.00 | 3,290,072.00 | 2,513,662.00 |
| Short-Term Investments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Net Receivables | 66,756.00 | 62,352.00 | 35,655.00 | 73,485.00 | 50,295.00 | 56,361.00 | 42,195.00 | 56,562.00 | 57,144.00 | 75,516.00 | 9,828,737.00 | 9,199,217.00 | 16,918,481.00 | 14,471,013.00 | 4,895,884.00 | 4,886,415.00 | 13,768,064.00 | 13,449,570.00 | 5,078,953.00 | 5,210,988.00 |
| Inventory | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Current Assets | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Property, Plant, Equipment Net | 211,436.00 | 209,414.00 | 204,567.00 | 222,673.00 | 191,889.00 | 177,456.00 | 168,956.00 | 191,833.00 | 153,553.00 | 147,853.00 | 140,417.00 | 169,711.00 | 105,801.00 | 103,690.00 | 95,133.00 | 116,447.00 | 94,114.00 | 95,019.00 | 101,830.00 | 132,382.00 |
| Real Estate | 658.00 | 291.00 | 615.00 | 662.00 | 1,432.00 | 1,526.00 | 4,064.00 | 4,088.00 | 3,416.00 | 3,458.00 | 3,458.00 | 3,731.00 | 3,695.00 | 4,992.00 | 5,063.00 | 7,005.00 | 4,325.00 | 5,124.00 | 5,669.00 | 4,730.00 |
| Goodwill | 306,043.00 | 306,043.00 | 306,043.00 | 306,043.00 | 306,043.00 | 306,043.00 | 306,043.00 | 306,043.00 | 306,043.00 | 306,043.00 | 279,132.00 | 279,132.00 | 167,882.00 | 115,027.00 | 115,027.00 | 115,027.00 | 115,027.00 | 115,027.00 | 115,027.00 | 115,027.00 |
| Intangible Assets | 50,331.00 | 52,496.00 | 54,489.00 | 58,432.00 | 60,390.00 | 62,356.00 | 64,212.00 | 66,025.00 | 68,283.00 | 74,914.00 | 58,619.00 | 59,887.00 | 30,843.00 | 14,568.00 | 13,505.00 | 12,322.00 | 11,621.00 | 22,360.00 | 20,205.00 | 17,928.00 |
| Long-Term Investments | 33,300.00 | 26,800.00 | 26,200.00 | 26,200.00 | 25,400.00 | 25,003.00 | 24,183.00 | 24,587.00 | 23,968.00 | 22,415.00 | 22,400.00 | 21,700.00 | 21,500.00 | 19,200.00 | 18,000.00 | 16,200.00 | 0 | 0 | 0 | 0 |
| Non-Current Deferred Assets | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Non-Current Assets | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Liabilities | 8,777,757.00 | 8,646,233.00 | 8,769,562.00 | 8,567,153.00 | 8,701,286.00 | 8,723,207.00 | 8,735,646.00 | 8,806,265.00 | 8,702,698.00 | 8,724,623.00 | 8,783,496.00 | 8,539,066.00 | 7,003,495.00 | 6,352,448.00 | 6,521,297.00 | 6,418,632.00 | 6,256,275.00 | 6,284,262.00 | 6,117,511.00 | 5,849,781.00 |
| Payables and Expenses | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Account Payables | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Current Accrued Liabilities | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Short-Term Debt | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Current Liabilities | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Long-Term Debt | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Non-Current Liabilities | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Equity | 1,374,929.00 | 1,352,496.00 | 1,329,308.00 | 2,610,150.00 | 1,291,997.00 | 1,247,644.00 | 1,231,830.00 | 2,425,614.00 | 1,163,585.00 | 1,147,334.00 | 1,133,727.00 | 2,184,404.00 | 928,826.00 | 815,551.00 | 820,215.00 | 1,680,212.00 | 844,716.00 | 851,866.00 | 831,990.00 | 1,641,382.00 |
| Shareholders Equity | 1,374,929.00 | 1,352,496.00 | 1,329,308.00 | 3,915,225.00 | 1,291,997.00 | 1,247,644.00 | 2,770,120.00 | 3,945,123.00 | 2,634,196.00 | 2,602,056.00 | 2,577,491.00 | 3,586,944.00 | 919,426.00 | 815,551.00 | 820,215.00 | 2,520,318.00 | 844,716.00 | 851,866.00 | 831,990.00 | 2,471,319.00 |
| Capital Stock | 515.00 | 515.00 | 515.00 | 515.00 | 515.00 | 515.00 | 515.00 | 515.00 | 515.00 | 515.00 | 515.00 | 515.00 | 515.00 | 515.00 | 515.00 | 515.00 | 515.00 | 515.00 | 515.00 | 515.00 |
| Share Premium | 1,169,982.00 | 1,167,719.00 | 1,168,433.00 | 1,167,431.00 | 1,164,395.00 | 1,161,804.00 | 1,163,773.00 | 1,162,269.00 | 1,160,706.00 | 1,158,727.00 | 1,160,436.00 | 1,159,508.00 | 1,079,560.00 | 1,014,330.00 | 1,014,332.00 | 1,014,294.00 | 1,013,064.00 | 1,011,200.00 | 1,010,798.00 | 1,011,362.00 |
| Retained Earnings | 568,276.00 | 544,428.00 | 521,939.00 | 508,864.00 | 491,849.00 | 469,630.00 | 454,211.00 | 433,126.00 | 410,243.00 | 384,094.00 | 361,440.00 | 330,721.00 | 323,448.00 | 314,616.00 | 301,220.00 | 289,876.00 | 273,900.00 | 260,821.00 | 243,446.00 | 223,175.00 |
| Treasury Shares | 312,873.00 | 304,254.00 | 301,531.00 | 301,694.00 | 302,277.00 | 303,880.00 | 306,460.00 | 306,702.00 | 307,026.00 | 307,388.00 | 310,037.00 | 310,338.00 | 394,758.00 | 455,909.00 | 457,219.00 | 457,616.00 | 441,366.00 | 422,365.00 | 423,254.00 | 424,127.00 |
| Accumulated Other Comprehensive Income | -50,971.00 | -55,912.00 | -60,048.00 | -70,041.00 | -62,485.00 | -80,425.00 | -80,209.00 | -76,401.00 | -100,853.00 | -88,614.00 | -78,627.00 | -88,204.00 | -89,339.00 | -58,001.00 | -38,633.00 | -6,963.00 | -1,397.00 | 1,695.00 | 485.00 | 9,766.00 |
| Minority Interest | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Investments | 33,300.00 | 26,800.00 | 49,715.00 | 49,639.00 | 51,232.00 | 75,156.00 | 74,600.00 | 24,587.00 | 23,968.00 | 22,415.00 | 8,120,505.00 | 5,759,581.00 | 5,154,047.00 | 5,513,236.00 | 5,437,907.00 | 5,195,510.00 | 5,198,941.00 | 5,172,700.00 | 4,749,733.00 | 4,199,051.00 |
| Debt | 217,339.00 | 215,444.00 | 201,529.00 | 267,690.00 | 176,725.00 | 175,370.00 | 208,705.00 | 261,360.00 | 209,712.00 | 214,017.00 | 212,389.00 | 269,110.00 | 156,887.00 | 156,181.00 | 159,005.00 | 198,456.00 | 0 | 0 | 0 | 26,000.00 |
| Common Shares Outstanding | 37,815.59 | 38,045.62 | 38,094.11 | 38,054.48 | 37,988.36 | 37,899.45 | 37,806.15 | 37,784.85 | 37,739.78 | 37,719.03 | 37,641.38 | 37,608.52 | 33,189.25 | 30,075.17 | 30,008.78 | 29,958.76 | 30,288.13 | 30,800.99 | 30,715.79 | 30,634.29 |
| Breakdown | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 | 2023-12-31 | 2023-09-30 | 2023-06-30 | 2023-03-31 | 2022-12-31 | 2022-09-30 | 2022-06-30 | 2022-03-31 | 2021-12-31 | 2021-09-30 | 2021-06-30 | 2021-03-31 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenues | 33,215.00 | 21,938.00 | 10,822.00 | -22,288.00 | 34,759.00 | 22,695.00 | 11,008.00 | -23,095.00 | 36,463.00 | 23,484.00 | 10,072.00 | -70,390.00 | 53,174.00 | 35,816.00 | 19,054.00 | -73,403.00 | 87,149.00 | 58,627.00 | 33,361.00 |
| Cost Of Revenue | 8,700.00 | 10,200.00 | 10,200.00 | -797.00 | 4,776.00 | 2,776.00 | 0 | 1,070.00 | 3,725.00 | 2,600.00 | 900.00 | 25,465.00 | 14,860.00 | 2,282.00 | 322.00 | -12,132.00 | 9,425.00 | 9,425.00 | 2,575.00 |
| Interest Income | 421,984.00 | 279,754.00 | 138,700.00 | -273,496.00 | 423,795.00 | 278,316.00 | 138,349.00 | -227,532.00 | 380,731.00 | 248,153.00 | 120,394.00 | -62,520.00 | 197,925.00 | 119,096.00 | 54,387.00 | -101,742.00 | 161,235.00 | 105,684.00 | 53,113.00 |
| Interest Expense | 131,121.00 | 87,083.00 | 43,272.00 | -96,249.00 | 146,925.00 | 96,575.00 | 47,702.00 | -21,298.00 | 88,262.00 | 49,929.00 | 18,644.00 | 1,864.00 | 8,961.00 | 5,683.00 | 2,864.00 | -8,354.00 | 10,806.00 | 7,574.00 | 3,992.00 |
| Net Interest | 262,300.00 | 174,100.00 | 86,691.00 | -161,503.00 | 255,257.00 | 167,604.00 | 84,030.00 | -190,061.00 | 272,450.00 | 184,673.00 | 94,889.00 | -54,273.00 | 171,769.00 | 102,678.00 | 46,661.00 | -85,824.00 | 137,658.00 | 90,089.00 | 45,221.00 |
| Non-Interest Income | 53,133.00 | 32,442.00 | 15,376.00 | -38,298.00 | 50,112.00 | 31,723.00 | 17,694.00 | -27,089.00 | 47,853.00 | 28,488.00 | 14,665.00 | -40,732.00 | 53,174.00 | 35,816.00 | 19,054.00 | -68,773.00 | 87,149.00 | 58,627.00 | 33,361.00 |
| Non-Interest Expense | 192,194.00 | 124,948.00 | 62,017.00 | -124,197.00 | 190,071.00 | 125,909.00 | 62,834.00 | -115,470.00 | 179,876.00 | 119,273.00 | 58,292.00 | -66,054.00 | 143,572.00 | 89,634.00 | 44,082.00 | -101,174.00 | 147,325.00 | 96,011.00 | 49,668.00 |
| Provisions for Credit Losses | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 1,050.00 | 2,899.00 | 9,336.00 | 2,282.00 | -322.00 | 12,132.00 | -9,425.00 | -9,425.00 | -2,575.00 |
| Gross Profit | 24,515.00 | 11,738.00 | 622.00 | -10,483.00 | 29,983.00 | 19,919.00 | 0 | -24,165.00 | 32,738.00 | 20,884.00 | 9,172.00 | -95,855.00 | 38,314.00 | 33,534.00 | 18,732.00 | -61,271.00 | 77,724.00 | 49,202.00 | 30,786.00 |
| Selling, General and Administrative Expenses | 55,474.00 | 34,143.00 | 17,607.00 | -32,111.00 | 50,638.00 | 33,341.00 | 16,615.00 | -32,334.00 | 48,571.00 | 32,606.00 | 16,285.00 | -8,670.00 | 39,256.00 | 21,542.00 | 10,264.00 | -19,632.00 | 32,330.00 | 19,746.00 | 10,081.00 |
| EBT | 114,539.00 | 71,394.00 | 29,850.00 | 39,733.00 | 110,522.00 | 70,642.00 | 38,890.00 | 35,036.00 | 136,702.00 | 91,288.00 | 50,362.00 | 18,948.00 | 66,511.00 | 46,678.00 | 21,955.00 | 24,003.00 | 86,907.00 | 62,130.00 | 32,489.00 |
| Income Tax | 21,001.00 | 13,141.00 | 5,619.00 | -18,349.00 | 19,891.00 | 13,116.00 | 7,499.00 | -27,010.00 | 27,775.00 | 18,448.00 | 10,079.00 | -11,981.00 | 11,958.00 | 7,964.00 | 3,603.00 | -14,548.00 | 16,070.00 | 11,118.00 | 5,677.00 |
| Net Income | 93,538.00 | 58,253.00 | 24,231.00 | -60,733.00 | 90,631.00 | 57,526.00 | 31,391.00 | -80,002.00 | 108,927.00 | 72,840.00 | 40,283.00 | -40,345.00 | 54,553.00 | 38,714.00 | 18,352.00 | -55,055.00 | 70,837.00 | 51,012.00 | 26,812.00 |
| EBIT | 245,660.00 | 158,477.00 | 73,122.00 | -56,516.00 | 257,447.00 | 167,217.00 | 86,592.00 | 13,738.00 | 224,964.00 | 141,217.00 | 69,006.00 | 20,812.00 | 75,472.00 | 52,361.00 | 24,819.00 | 15,649.00 | 97,713.00 | 69,704.00 | 36,481.00 |
| Deprecation and Amortization | 21,826.00 | 13,417.00 | 6,811.00 | -12,633.00 | 19,081.00 | 12,870.00 | 6,223.00 | -10,525.00 | 18,131.00 | 11,845.00 | 5,233.00 | -2,836.00 | 9,720.00 | 5,755.00 | 2,698.00 | -6,723.00 | 8,138.00 | 5,122.00 | 2,713.00 |
| EBITDA | 267,486.00 | 171,894.00 | 79,933.00 | -69,149.00 | 276,528.00 | 180,087.00 | 92,815.00 | 3,213.00 | 243,095.00 | 153,062.00 | 74,239.00 | 17,976.00 | 85,192.00 | 58,116.00 | 27,517.00 | 8,926.00 | 105,851.00 | 74,826.00 | 39,194.00 |
| EPS | 0.00 | 0.00 | 0.00 | -0.00 | 0.00 | 0.00 | 0.00 | -0.00 | 0.00 | 0.00 | 0.00 | -0.00 | 0.00 | 0.00 | 0.00 | -0.00 | 0.00 | 0.00 | 0.00 |
| Diluted EPS | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Average Shares Outstanding Basic | 38,018.09 | 38,072.20 | 38,068.46 | 38,523.28 | 38,173.47 | 38,121.11 | 38,031.36 | 38,181.07 | 37,911.90 | 37,871.86 | 37,785.49 | 38,607.22 | 30,539.27 | 30,173.34 | 30,120.19 | 30,335.18 | 30,858.76 | 30,888.06 | 30,828.26 |
| Average Shares Outstanding Diluted | 38,142.30 | 38,186.66 | 38,229.87 | 38,820.57 | 38,368.01 | 38,299.43 | 38,188.48 | 38,183.24 | 38,093.91 | 38,092.71 | 38,074.97 | 38,917.22 | 30,834.63 | 30,492.61 | 30,479.26 | 30,784.60 | 31,162.13 | 31,182.58 | 31,143.32 |
| Breakdown | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 | 2023-12-31 | 2023-09-30 | 2023-06-30 | 2023-03-31 | 2022-12-31 | 2022-09-30 | 2022-06-30 | 2022-03-31 | 2021-12-31 | 2021-09-30 | 2021-06-30 | 2021-03-31 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Operating Cash Flow | 124,362.00 | 71,968.00 | 39,625.00 | 23,325.00 | 108,841.00 | 61,875.00 | 29,957.00 | 61,645.00 | 122,312.00 | 74,196.00 | -18,795.00 | -95,417.00 | 181,097.00 | 127,203.00 | 48,761.00 | -44,987.00 | 144,866.00 | 130,162.00 | 6,364.00 |
| Operating Net Income | 93,538.00 | 58,253.00 | 24,231.00 | 176,897.00 | 90,631.00 | 57,526.00 | 31,391.00 | 204,094.00 | 108,927.00 | 72,840.00 | 40,283.00 | 102,203.00 | 54,553.00 | 38,714.00 | 18,352.00 | 132,157.00 | 70,837.00 | 51,012.00 | 26,812.00 |
| Deprecation and Amortization | 21,826.00 | 13,417.00 | 6,811.00 | -12,633.00 | 19,081.00 | 12,870.00 | 6,223.00 | -10,525.00 | 18,131.00 | 11,845.00 | 5,233.00 | -2,836.00 | 9,720.00 | 5,755.00 | 2,698.00 | -6,723.00 | 8,138.00 | 5,122.00 | 2,713.00 |
| Deferred Income Tax | 19,451.00 | 8,456.00 | 4,560.00 | 631.00 | 7,641.00 | -638.00 | -1,277.00 | 1,389.00 | -4,108.00 | -618.00 | 3,392.00 | 25,074.00 | -21,295.00 | -13,309.00 | -7,750.00 | -1,407.00 | -207.00 | 2,710.00 | -1,322.00 |
| Share Based Compensation | 5,840.00 | 3,695.00 | 1,704.00 | -2,859.00 | 5,666.00 | 3,665.00 | 1,576.00 | -3,217.00 | 5,366.00 | 3,646.00 | 1,427.00 | -2,282.00 | 4,342.00 | 2,848.00 | 1,151.00 | -2,288.00 | 4,216.00 | 2,483.00 | 1,130.00 |
| Change in Working Capital | 1,358.00 | -17,555.00 | -605.00 | -41,390.00 | 15,046.00 | 24,071.00 | 31,950.00 | -66,529.00 | 36,476.00 | -9,214.00 | 25,411.00 | -54,664.00 | 78,775.00 | 13,995.00 | -9,748.00 | 67,071.00 | -47,171.00 | -48,027.00 | -47,060.00 |
| Other Operating Activities | -17,651.00 | 5,702.00 | 2,924.00 | -97,321.00 | -29,224.00 | -35,619.00 | -39,906.00 | -63,567.00 | -42,480.00 | -4,303.00 | -94,541.00 | -162,912.00 | 55,002.00 | 79,200.00 | 44,058.00 | -233,797.00 | 109,053.00 | 116,862.00 | 24,091.00 |
| Investing Cash Flow | 165,921.00 | -40,744.00 | -127,484.00 | -7,237.00 | -55,698.00 | 32,078.00 | 93,619.00 | 98,894.00 | -205,373.00 | -175,435.00 | -123,890.00 | 477,014.00 | -588,696.00 | -478,703.00 | -240,351.00 | 181,942.00 | -366,191.00 | -203,759.00 | -108,853.00 |
| Capital Expenditure | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 420.00 | 0.00 | 0.00 | -420.00 | 16,209.00 | -8,572.00 | -9,102.00 | -3,681.00 |
| Net Purchase/Sale of PPE | 21,907.00 | 16,008.00 | 10,166.00 | -16,041.00 | 26,375.00 | 18,776.00 | 5,482.00 | -10,990.00 | 24,687.00 | 16,436.00 | 6,701.00 | -7,069.00 | 9,912.00 | 10,007.00 | -420.00 | 16,209.00 | -8,572.00 | -9,102.00 | -3,681.00 |
| Net Purchase/Sale of Investments Net | 659,101.00 | 584,329.00 | 410,273.00 | -244,428.00 | 386,558.00 | 243,609.00 | 166,604.00 | -88,287.00 | 127,987.00 | 85,142.00 | 41,403.00 | -514,254.00 | 565,555.00 | 456,459.00 | 261,967.00 | -1,557,526.00 | 1,246,598.00 | 1,038,397.00 | 358,569.00 |
| Net Purchase/Sale of Business | 0 | 0 | 500.00 | 1,500.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Net Loan & Lease Activity | 73,338.00 | 477,109.00 | 987,511.00 | 166,662.00 | -49,209.00 | ||||||||||||||
| Other Investing Activities | -134,614.00 | -403,966.00 | -410,072.00 | 13,358.00 | -502,675.00 | -160,020.00 | 50,326.00 | 288,711.00 | -612,957.00 | -467,301.00 | -294,445.00 | 1,131,106.00 | -1,838,102.00 | -1,251,897.00 | -641,511.00 | 1,511,286.00 | -1,667,558.00 | -1,171,490.00 | -411,507.00 |
| Financing Cash Flow | 137,429.00 | 137,411.00 | 206,309.00 | -96,383.00 | -64,673.00 | -141,286.00 | -22,971.00 | -530,414.00 | 177,333.00 | 228,052.00 | 315,371.00 | -45,062.00 | -183,400.00 | -47,331.00 | 130,769.00 | -694,234.00 | 417,655.00 | 467,525.00 | 314,442.00 |
| Net Issuance/Repayment of Debt | 52,408.00 | -382.00 | 1,854.00 | -3,153,850.00 | 339,890.00 | 1,634,058.00 | 1,179,170.00 | -5,058,382.00 | 7,658,289.00 | 4,591,208.00 | 1,366,278.00 | 752,566.00 | -2,724.00 | 1,628.00 | 1,976.00 | 84,833.00 | -1,470.00 | 0 | -3,492.00 |
| Net Issuance/Repurchase of Equity | 13,051.00 | 4,290.00 | 10.00 | 1,343.00 | 2,008.00 | 204.00 | 0 | 496.00 | 106.00 | 15.00 | 0 | -27.00 | 639.00 | 482.00 | 8.00 | 54,922.00 | 20,927.00 | 1,506.00 | 423.00 |
| Dividends Paid | 34,252.00 | 22,808.00 | 11,284.00 | -20,303.00 | 31,830.00 | 21,106.00 | 10,312.00 | 20,872.00 | 29,382.00 | 19,501.00 | 9,532.00 | -11,692.00 | 21,004.00 | 14,043.00 | 7,092.00 | -13,386.00 | 20,208.00 | 13,438.00 | 6,628.00 |
| Other Financing Activities | 37,718.00 | 110,695.00 | 193,161.00 | 3,076,427.00 | -438,401.00 | -1,796,654.00 | -1,212,453.00 | 4,506,600.00 | -7,510,444.00 | -4,382,672.00 | -1,060,439.00 | -785,909.00 | -202,319.00 | -63,484.00 | 121,693.00 | -820,603.00 | 377,990.00 | 452,581.00 | 310,883.00 |
| Net Change in Cash | 427,712.00 | 168,635.00 | 118,450.00 | -80,295.00 | -11,530.00 | -47,333.00 | 100,605.00 | -369,875.00 | 94,272.00 | 126,813.00 | 172,686.00 | 336,535.00 | -590,999.00 | -398,831.00 | -60,821.00 | -557,279.00 | 196,330.00 | 393,928.00 | 211,953.00 |
| Cash at Beginning of Period | 127,848.00 | 127,848.00 | 127,848.00 | 208,143.00 | 192,326.00 | 192,326.00 | 192,326.00 | 562,201.00 | 198,519.00 | 198,519.00 | 198,519.00 | -138,016.00 | 850,220.00 | 850,220.00 | 850,220.00 | 1,407,499.00 | 615,565.00 | 615,565.00 | 615,565.00 |
| Cash at End of Period | 555,560.00 | 296,483.00 | 246,298.00 | 127,848.00 | 180,796.00 | 144,993.00 | 292,931.00 | 192,326.00 | 292,791.00 | 325,332.00 | 371,205.00 | 198,519.00 | 259,221.00 | 451,389.00 | 789,399.00 | 850,220.00 | 811,895.00 | 1,009,493.00 | 827,518.00 |
| Free Cash Flow | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 48,341.00 | -28,778.00 | 136,294.00 | 121,060.00 | 2,683.00 |