NEWT
Valuation Ratios
| Breakdown | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|
| Price to Earnings | 6.48 | 7.30 | 12.13 | 7.49 |
| Price to Sales | 1.81 | 3.74 | 4.26 | |
| Book Value Per Common Share | 11.27 | 10.09 | 15.25 | 16.72 |
| Price to Book | 1.13 | 1.37 | 1.07 | 1.65 |
| Price to Operating Cash Flow | -2.08 | -1.98 | -6.30 | 4.47 |
| Price to Free Cash Flow | -2.08 | -1.97 | -6.30 | 4.47 |
| Enterprise Value to EBITDA |
| Breakdown | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2023-03-31 |
|---|---|---|---|---|---|---|
| Price to Earnings | 16.84 | 21.28 | 33.22 | 27.69 | 27.83 | |
| Price to Sales | 4.16 | 4.32 | 5.43 | |||
| Book Value Per Common Share | 13.39 | 11.86 | 11.48 | 11.27 | 10.83 | 8.88 |
| Price to Book | 0.85 | 0.95 | 1.04 | 1.13 | 1.15 | 1.44 |
| Price to Operating Cash Flow | -1.75 | -1.42 | -4.96 | -12.34 | -2.71 | |
| Price to Free Cash Flow | -1.75 | -1.42 | -4.95 | -12.22 | -2.70 | |
| Enterprise Value to EBITDA |
Earnings Data
| Breakdown | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|
| Earning YoY | 4.23 | 41.04 | -63.69 | |
| Revenue YoY | 75.98 | -28.82 | ||
| EBITDA YoY | ||||
| Net Profit YoY | 10.85 | 41.98 | -61.60 |
| Breakdown | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2023-03-31 |
|---|---|---|---|---|---|---|
| Earning YoY | 28.30 | 47.22 | -20.00 | 4.65 | ||
| Revenue YoY | 7.20 | |||||
| EBITDA YoY | ||||||
| Net Profit YoY | 31.02 | 42.02 | -18.79 |
Financial Strength
| Breakdown | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|
| Cash Per Common Share | 29.45 | |||
| Quick Ratio | ||||
| Current Ratio | ||||
| Debt to Equity | 5.95 | 4.74 | 1.66 | 1.62 |
| Long-Term Debt to Equity |
| Breakdown | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2023-03-31 |
|---|---|---|---|---|---|---|
| Cash Per Common Share | 22.42 | 27.94 | 13.07 | |||
| Quick Ratio | ||||||
| Current Ratio | ||||||
| Debt to Equity | 5.20 | 5.81 | 6.07 | 5.95 | 4.94 | 4.73 |
| Long-Term Debt to Equity |
Profitability
| Breakdown | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|
| ROA | 2.47 | 3.21 | 3.23 | 7.96 |
| ROE | 17.16 | 18.42 | 8.61 | 20.83 |
| Gross Margin | ||||
| Operating Margin | ||||
| EBITDA Margin | ||||
| Net Profit Margin | 24.79 | 30.72 | 56.94 |
| Breakdown | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2023-03-31 |
|---|---|---|---|---|---|---|
| ROA | 0.73 | 0.63 | 0.44 | 0.69 | 1.08 | |
| ROE | 4.51 | 4.26 | 3.10 | 4.09 | 6.21 | |
| Gross Margin | ||||||
| Operating Margin | ||||||
| EBITDA Margin | ||||||
| Net Profit Margin | 24.72 | 20.23 | 19.75 |
Dividends
| Breakdown | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|
| Dividend Yield | 0.00 | 0.00 | 0.00 | |
| Dividend Payout Ratio | 30.84 | 199.76 | 83.36 |
| Breakdown | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2023-03-31 |
|---|---|---|---|---|---|---|
| Dividend Yield | 0.00 | 0.00 | 0.00 | |||
| Dividend Payout Ratio | 32.75 | 39.35 | 45.32 |
Financial Statements
| Breakdown | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|
| Assets | 2,059,912.00 | 1,429,513.00 | 998,902.00 | 1,056,561.00 |
| Deposits | 973,052.00 | 0 | 0 | 0 |
| Cash and Short-Term Investments | 734,522.00 | 0 | 0 | 0 |
| Cash and Cash Equivalents | 734,522.00 | 153,087.00 | 53,692.00 | 2,397.00 |
| Short-Term Investments | 0 | 1,441.00 | 0 | 0 |
| Net Receivables | 424,751.00 | 136,826.00 | 0 | 48,932.00 |
| Inventory | 0 | 0 | 0 | 0 |
| Other Current Assets | 0 | 0 | 0 | 0 |
| Property, Plant, Equipment Net | 5,688.00 | 5,701.00 | 6,484.00 | 7,310.00 |
| Goodwill | 14,085.00 | 25,885.00 | 0 | 0 |
| Intangible Assets | 1,040.00 | 4,235.00 | 0 | 0 |
| Long-Term Investments | 0 | 43,028.00 | 283,599.00 | 758,785.00 |
| Non-Current Deferred Assets | 0 | 0 | 0 | 0 |
| Other Non-Current Assets | 0 | 0 | 0 | 0 |
| Liabilities | 1,763,630.00 | 1,180,467.00 | 623,544.00 | 652,674.00 |
| Payables and Expenses | 0 | 46,481.00 | 35,627.00 | 0 |
| Account Payables | 0 | 7,907.00 | 21,424.00 | 0 |
| Current Accrued Liabilities | 0 | 1,349.00 | 0 | 0 |
| Short-Term Debt | 0 | 61,260.00 | 93,788.00 | 0 |
| Other Current Liabilities | 0 | 0 | 0 | 0 |
| Long-Term Debt | 0 | 589,814.00 | 453,511.00 | 481,108.00 |
| Other Non-Current Liabilities | 0 | 0 | 0 | 0 |
| Equity | 296,282.00 | 249,046.00 | 375,358.00 | 403,887.00 |
| Shareholders Equity | 296,282.00 | 249,046.00 | 375,358.00 | 403,887.00 |
| Capital Stock | 20,264.00 | 20,230.00 | 492.00 | 483.00 |
| Share Premium | 218,266.00 | 200,913.00 | 354,243.00 | 367,663.00 |
| Retained Earnings | 57,773.00 | 28,051.00 | 20,623.00 | 35,741.00 |
| Treasury Shares | 0 | 0 | 0 | 0 |
| Accumulated Other Comprehensive Income | -21.00 | -148.00 | 0 | 0 |
| Minority Interest | 0 | 0 | 0 | 0 |
| Investments | 23,916.00 | 0 | 0 | 0 |
| Debt | 714,539.00 | 651,074.00 | 547,299.00 | 481,108.00 |
| Net Debt | 0 | 491,035.00 | 485,634.00 | 469,655.00 |
| Common Shares Outstanding | 26,291.00 | 24,680.00 | 24,609.00 | 24,159.00 |
| Preferred Shares Outstanding | 20.00 | 0 | 0 | 0 |
| Breakdown | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|
| Revenues | 0 | 185,079.00 | 105,170.00 | 147,761.00 |
| Cost Of Revenue | 26,216.00 | 0 | 0 | 0 |
| Interest Income | 121,418.00 | 94,373.00 | 38,617.00 | 78,966.00 |
| Interest Expense | 77,613.00 | 67,739.00 | 26,325.00 | 20,515.00 |
| Net Interest | 40,305.00 | 0 | 0 | 0 |
| Non-Interest Income | 217,312.00 | 0 | 0 | 0 |
| Non-Interest Expense | -162,709.00 | 123,547.00 | 65,739.00 | 60,436.00 |
| Provisions for Credit Losses | -26,216.00 | 0 | 0 | 0 |
| Operating Expenses | 0 | 0 | 66,395.00 | 62,292.00 |
| Selling, General and Administrative Expenses | 49,346.00 | 88,065.00 | 27,859.00 | 25,320.00 |
| Other Operating Expenses | 0 | 0 | 31,163.00 | 31,058.00 |
| EBT | 0 | 45,373.00 | 38,775.00 | 85,469.00 |
| Income Tax | 17,839.00 | -1,956.00 | 6,464.00 | 1,327.00 |
| Net Income Including Non-Controlling Interests | 50,853.00 | 47,329.00 | 32,311.00 | 84,142.00 |
| Net Income Non-Controlling Interests | 0.00 | 0 | 0 | 0 |
| Net Income | 50,853.00 | 45,875.00 | 32,311.00 | 84,142.00 |
| Deprecation and Amortization | 948.00 | 2,884.00 | 239.00 | 304.00 |
| EPS | 0.00 | 0.00 | 0.00 | 0.00 |
| Diluted EPS | 0.00 | 0.00 | 0.00 | 0.00 |
| Average Shares Outstanding Basic | 24,945.00 | 24,263.00 | 24,198.00 | 22,795.00 |
| Average Shares Outstanding Diluted | 25,186.00 | 24,348.00 | 24,198.00 | 22,795.00 |
| Breakdown | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|
| Operating Cash Flow | -153,014.00 | -169,219.00 | -62,418.00 | 140,923.00 |
| Operating Net Income | 50,853.00 | 47,329.00 | 32,311.00 | 84,142.00 |
| Deprecation and Amortization | 948.00 | 2,884.00 | 239.00 | 304.00 |
| Deferred Income Tax | 10,403.00 | -4,800.00 | 6,464.00 | 1,327.00 |
| Share Based Compensation | 4,062.00 | 2,828.00 | 0 | 0 |
| Change in Working Capital | -8,980.00 | -88,118.00 | -52,440.00 | 139,227.00 |
| Other Operating Activities | -210,300.00 | -129,342.00 | -48,992.00 | -84,077.00 |
| Investing Cash Flow | -209,051.00 | -172,235.00 | -11.00 | 0 |
| Capital Expenditure | -439.00 | 0 | 0 | 0 |
| Net Purchase/Sale of PPE | -439.00 | -458.00 | -11.00 | 0 |
| Net Purchase/Sale of Investments Net | 8,439.00 | -41,153.00 | 0 | 0 |
| Net Purchase/Sale of Business | 0 | 11,142.00 | 0 | 0 |
| Other Investing Activities | -216,612.00 | -141,766.00 | 0.00 | 0 |
| Financing Cash Flow | 560,897.00 | 344,974.00 | 1,175.00 | -5,488.00 |
| Net Issuance/Repayment of Debt | -38,250.00 | 19,522.00 | 67,078.00 | 21,519.00 |
| Net Issuance/Repurchase of Equity | 14,427.00 | 19,493.00 | 2,019.00 | 50,007.00 |
| Dividends Paid | 20,252.00 | -14,147.00 | -64,544.00 | -70,144.00 |
| Other Financing Activities | 564,468.00 | 320,106.00 | -3,378.00 | -6,870.00 |
| Net Change in Cash | 198,832.00 | 3,520.00 | -61,254.00 | 135,435.00 |
| Cash at Beginning of Period | 182,542.00 | 125,606.00 | 186,860.00 | 51,425.00 |
| Cash at End of Period | 381,374.00 | 184,006.00 | 125,606.00 | 186,860.00 |
| Free Cash Flow | -153,453.00 | -169,677.00 | -62,429.00 | 140,923.00 |
| Breakdown | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2023-03-31 |
|---|---|---|---|---|---|---|
| Assets | 2,399,099.00 | 2,126,217.00 | 2,136,737.00 | 2,059,912.00 | 1,674,170.00 | 1,249,739.00 |
| Deposits | 0 | 0 | 966,321.00 | 973,052.00 | 0 | 247,574.00 |
| Cash and Short-Term Investments | 0 | 0 | 564,117.00 | 734,522.00 | 0 | 321,689.00 |
| Cash and Cash Equivalents | 192,194.00 | 190,137.00 | 564,117.00 | 734,522.00 | 162,493.00 | 321,689.00 |
| Short-Term Investments | 18,009.00 | 0 | 0 | 0 | 15,723.00 | 0 |
| Net Receivables | 43,662.00 | 61,430.00 | 554,047.00 | 424,751.00 | 62,117.00 | 496,355.00 |
| Inventory | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Current Assets | 0 | 0 | 0 | 0 | 0 | 0 |
| Property, Plant, Equipment Net | 2,292.00 | 2,384.00 | 5,268.00 | 5,688.00 | 3,992.00 | 7,492.00 |
| Goodwill | 14,085.00 | 14,085.00 | 14,085.00 | 14,085.00 | 14,085.00 | 21,189.00 |
| Intangible Assets | 548.00 | 587.00 | 626.00 | 1,040.00 | 709.00 | 18,425.00 |
| Long-Term Investments | 146,100.00 | 145,822.00 | 0 | 0 | 80,280.00 | 0 |
| Non-Current Deferred Assets | 0 | 0 | 0 | 0 | 0 | 8,225.00 |
| Other Non-Current Assets | 0 | 0 | 0 | 0 | 0 | 0 |
| Liabilities | 2,012,392.00 | 1,814,037.00 | 1,834,457.00 | 1,763,630.00 | 1,392,385.00 | 1,031,701.00 |
| Payables and Expenses | 40,434.00 | 31,122.00 | 0 | 0 | 27,454.00 | 0 |
| Account Payables | 0 | 0 | 0 | 0 | 0 | 0 |
| Current Accrued Liabilities | 0 | 0 | 0 | 0 | 0 | 0 |
| Short-Term Debt | 135,387.00 | 75,192.00 | 0 | 0 | 7,785.00 | 0 |
| Other Current Liabilities | 0 | 0 | 0 | 0 | 0 | 0 |
| Long-Term Debt | 615,484.00 | 584,544.00 | 0 | 0 | 652,932.00 | 0 |
| Other Non-Current Liabilities | 0 | 0 | 0 | 0 | 0 | 0 |
| Equity | 386,707.00 | 312,180.00 | 302,280.00 | 296,282.00 | 281,785.00 | 218,038.00 |
| Shareholders Equity | 386,707.00 | 312,180.00 | 302,280.00 | 296,282.00 | 281,785.00 | 218,510.00 |
| Capital Stock | 48,758.00 | 20,263.00 | 20,265.00 | 20,264.00 | 20,258.00 | 20,229.00 |
| Share Premium | 255,963.00 | 221,914.00 | 220,468.00 | 218,266.00 | 216,662.00 | 191,316.00 |
| Retained Earnings | 81,981.00 | 69,995.00 | 61,538.00 | 57,773.00 | 44,834.00 | 7,047.00 |
| Treasury Shares | 0 | 0 | 0 | 0 | 0 | 0 |
| Accumulated Other Comprehensive Income | 5.00 | 8.00 | 9.00 | -21.00 | 31.00 | -82.00 |
| Minority Interest | 0 | 0 | 0 | 0 | 0 | -472.00 |
| Investments | 0 | 0 | 14,127.00 | 23,916.00 | 0 | 199,733.00 |
| Debt | 750,871.00 | 659,736.00 | 780,003.00 | 714,539.00 | 660,717.00 | 706,539.00 |
| Net Debt | 556,355.00 | 467,190.00 | 215,886.00 | 0 | 493,341.00 | 384,850.00 |
| Common Shares Outstanding | 28,876.00 | 26,317.00 | 26,342.00 | 26,291.00 | 26,018.00 | 24,609.00 |
| Preferred Shares Outstanding | 0 | 0 | 20.00 | 20.00 | 0 | 0 |
| Breakdown | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-09-30 | 2024-06-30 | 2023-03-31 |
|---|---|---|---|---|---|---|
| Revenues | 70,508.00 | 65,770.00 | 0 | 58,394.00 | 0 | 0 |
| Cost Of Revenue | 0 | 0 | 13,505.00 | 0 | 0 | 1,318.00 |
| Interest Income | 39,094.00 | 36,518.00 | 37,890.00 | 31,271.00 | 0 | 40,354.00 |
| Interest Expense | 24,545.00 | 22,595.00 | 12,983.00 | 20,290.00 | 0 | 7,429.00 |
| Net Interest | 0 | 0 | 13,933.00 | 0 | 0 | 9,168.00 |
| Non-Interest Income | 0 | 0 | 52,398.00 | 0 | 0 | 108,058.00 |
| Non-Interest Expense | 37,422.00 | 37,607.00 | -41,177.00 | 33,892.00 | 0 | -99,939.00 |
| Provisions for Credit Losses | 0 | 0 | -13,505.00 | 0 | 0 | -1,318.00 |
| Selling, General and Administrative Expenses | 26,865.00 | 30,016.00 | 10,851.00 | 24,035.00 | 0 | 11,874.00 |
| EBT | 25,066.00 | 18,772.00 | 0 | 17,057.00 | 0 | 0 |
| Income Tax | 7,165.00 | 5,069.00 | 2,282.00 | 5,123.00 | 0 | 9,724.00 |
| Net Income Including Non-Controlling Interests | 17,901.00 | 13,703.00 | 0 | 11,934.00 | 0 | 0 |
| Net Income | 17,429.00 | 13,303.00 | 9,367.00 | 11,534.00 | 0 | 13,547.00 |
| Deprecation and Amortization | 129.00 | 274.00 | 759.00 | 517.00 | 0 | 0.00 |
| EPS | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Diluted EPS | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Average Shares Outstanding Basic | 25,600.00 | 25,167.00 | 25,156.00 | 25,425.00 | 24,599.00 | 24,609.00 |
| Average Shares Outstanding Diluted | 26,043.00 | 25,648.00 | 25,550.00 | 26,589.00 | 24,706.00 | 25,237.00 |
| Breakdown | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-09-30 | 2023-03-31 |
|---|---|---|---|---|---|
| Operating Cash Flow | -167,318.00 | -199,814.00 | -60,704.00 | -25,668.00 | -116,359.00 |
| Operating Net Income | 17,901.00 | 13,703.00 | 9,367.00 | 11,934.00 | 0 |
| Deprecation and Amortization | 129.00 | 274.00 | -759.00 | 517.00 | 0 |
| Deferred Income Tax | 5,536.00 | -5,230.00 | 2,791.00 | 8,185.00 | -4,863.00 |
| Share Based Compensation | 618.00 | 1,556.00 | 1,834.00 | 918.00 | 0 |
| Change in Working Capital | 7,799.00 | -5,208.00 | -20,612.00 | 11,311.00 | -13,987.00 |
| Other Operating Activities | -199,301.00 | -204,909.00 | -53,325.00 | -58,533.00 | -97,509.00 |
| Investing Cash Flow | -69,800.00 | -44,831.00 | -79,245.00 | -25,070.00 | -23,898.00 |
| Capital Expenditure | 0 | 0 | -37.00 | 0 | -165.00 |
| Net Purchase/Sale of PPE | -5.00 | -54.00 | -37.00 | -247.00 | -165.00 |
| Net Purchase/Sale of Investments Net | -13,748.00 | -54.00 | 12,000.00 | 25,070.00 | -27,901.00 |
| Net Purchase/Sale of Business | 0 | 0 | 4,000.00 | 0 | 11,252.00 |
| Other Investing Activities | -56,047.00 | -44,723.00 | -95,171.00 | -49,893.00 | -6,919.00 |
| Financing Cash Flow | 240,760.00 | 163,800.00 | 52,709.00 | 36,286.00 | 186,899.00 |
| Net Issuance/Repayment of Debt | 92,305.00 | 51,882.00 | -30,000.00 | 5,317.00 | 50,000.00 |
| Net Issuance/Repurchase of Equity | 0 | 0 | 48.00 | -1.00 | 19,493.00 |
| Dividends Paid | -5,708.00 | -5,235.00 | 5,233.00 | -5,227.00 | 0 |
| Other Financing Activities | 0 | 0 | 77,428.00 | 36,197.00 | 117,406.00 |
| Net Change in Cash | 3,642.00 | -80,845.00 | -87,240.00 | -14,452.00 | 46,642.00 |
| Cash at Beginning of Period | 213,289.00 | 294,134.00 | 381,374.00 | 206,338.00 | 150,502.00 |
| Cash at End of Period | 216,931.00 | 213,289.00 | 294,134.00 | 190,422.00 | 197,144.00 |
| Free Cash Flow | -167,323.00 | -199,868.00 | -60,741.00 | -25,915.00 | -116,524.00 |