PB

Valuation Ratios

Breakdown 2024-12-31 2023-12-31 2022-12-31 2021-12-31 2020-12-31
Price to Earnings 14.92 15.02 12.68 12.91
Price to Sales
Book Value Per Common Share 234.22 226.61 220.10 209.20 198.68
Price to Book 0.32 0.30 0.33 0.35
Price to Operating Cash Flow 8.68 6.18 8.69 7.22
Price to Free Cash Flow
Enterprise Value to EBITDA 57675.44
Breakdown 2025-09-30 2025-06-30 2025-03-31 2024-12-31 2024-09-30 2024-06-30 2024-03-31 2023-12-31 2023-09-30 2023-06-30 2023-03-31 2022-12-31 2022-09-30 2022-06-30 2022-03-31 2021-12-31 2021-09-30 2021-06-30 2021-03-31 2020-12-31
Price to Earnings 15.69 25.18 52.09 19.58 26.13 55.75 15.59 24.56 44.91 15.80 25.01 52.17 16.82 25.28 52.01
Price to Sales
Book Value Per Common Share 161.36 159.52 157.81 234.22 77.27 76.46 75.96 226.61 75.04 74.35 74.31 220.10 72.49 71.51 70.58 209.20 68.85 67.90 66.95 198.68
Price to Book 0.41 0.44 0.45 0.32 0.93 0.80 0.87 0.30 0.73 0.76 0.83 0.33 0.92 0.95 0.98 0.35 1.03 1.06 1.12
Price to Operating Cash Flow 13.41 24.22 38.16 10.12 14.50 32.89 8.27 14.01 31.21 12.06 19.92 27.13 10.65 15.32 30.14
Price to Free Cash Flow
Enterprise Value to EBITDA 68718.03 110097.12 107381.54 223722.68 110573.64 177389.54 373172.53 115872.73 174153.22 357749.67

Earnings Data

Breakdown 2024-12-31 2023-12-31 2022-12-31 2021-12-31 2020-12-31
Earning YoY 11.97 -21.29 2.32 -1.41
Revenue YoY
EBITDA YoY 18.13 34.38 5.54 -7.21
Net Profit YoY 14.33 -20.06 1.01 -1.82
Breakdown 2025-09-30 2025-06-30 2025-03-31 2024-12-31 2024-09-30 2024-06-30 2024-03-31 2023-12-31 2023-09-30 2023-06-30 2023-03-31 2022-12-31 2022-09-30 2022-06-30 2022-03-31 2021-12-31 2021-09-30 2021-06-30 2021-03-31 2020-12-31
Earning YoY 51.61 103.65 57.27 98.31 52.17 67.88 54.58 105.26 48.94 97.22
Revenue YoY
EBITDA YoY 50.89 101.11 54.69 104.50 59.16 97.66 56.71 104.86 47.65 96.97
Net Profit YoY 51.83 103.79 57.33 101.07 53.02 69.72 54.15 105.04 48.72 97.98

Financial Strength

Breakdown 2024-12-31 2023-12-31 2022-12-31 2021-12-31 2020-12-31
Cash Per Common Share 103.81 24.67 23.15 137.50 72.19
Quick Ratio
Current Ratio
Debt to Equity 2.16 2.03 1.82 2.44 2.28
Long-Term Debt to Equity
Breakdown 2025-09-30 2025-06-30 2025-03-31 2024-12-31 2024-09-30 2024-06-30 2024-03-31 2023-12-31 2023-09-30 2023-06-30 2023-03-31 2022-12-31 2022-09-30 2022-06-30 2022-03-31 2021-12-31 2021-09-30 2021-06-30 2021-03-31 2020-12-31
Cash Per Common Share 92.76 68.49 88.95 103.51 116.00 78.73 57.98 24.46 27.34 21.36 22.23 23.22 32.84 21.42 84.67 138.22 56.86 57.04 105.34 72.57
Quick Ratio
Current Ratio
Debt to Equity 4.00 4.06 4.16 2.16 4.45 4.46 3.73 2.03 3.89 3.99 3.03 1.82 4.72 4.73 4.88 2.44 4.75 4.72 4.72 2.28
Long-Term Debt to Equity

Profitability

Breakdown 2024-12-31 2023-12-31 2022-12-31 2021-12-31 2020-12-31
ROA 1.02 0.89 1.09 1.17 1.32
ROE 3.22 2.70 3.09 4.04 4.31
Gross Margin
Operating Margin
EBITDA Margin
Net Profit Margin
Breakdown 2025-09-30 2025-06-30 2025-03-31 2024-12-31 2024-09-30 2024-06-30 2024-03-31 2023-12-31 2023-09-30 2023-06-30 2023-03-31 2022-12-31 2022-09-30 2022-06-30 2022-03-31 2021-12-31 2021-09-30 2021-06-30 2021-03-31 2020-12-31
ROA 1.05 0.69 0.34 0.87 0.56 0.28 0.80 0.51 0.30 1.02 0.67 0.32 1.08 0.73 0.37
ROE 5.26 3.49 1.73 4.75 3.05 1.30 3.90 2.57 1.22 5.85 3.85 1.88 6.19 4.18 2.14
Gross Margin
Operating Margin
EBITDA Margin
Net Profit Margin

Dividends

Breakdown 2024-12-31 2023-12-31 2022-12-31 2021-12-31 2020-12-31
Dividend Yield
Dividend Payout Ratio
Breakdown 2025-09-30 2025-06-30 2025-03-31 2024-12-31 2024-09-30 2024-06-30 2024-03-31 2023-12-31 2023-09-30 2023-06-30 2023-03-31 2022-12-31 2022-09-30 2022-06-30 2022-03-31 2021-12-31 2021-09-30 2021-06-30 2021-03-31 2020-12-31
Dividend Yield
Dividend Payout Ratio

Financial Statements

Breakdown 2024-12-31 2023-12-31 2022-12-31 2021-12-31 2020-12-31
Assets 47,006,727.00 46,997,943.00 47,979,203.00 44,261,206.00 40,189,944.00
   Deposits 141,859,344.00 137,045,617.00 145,638,911.00 153,863,172.00 136,839,188.00
      Cash and Short-Term Investments 9,862,335.00 2,292,065.00 2,120,665.00 12,739,900.00 6,717,745.00
            Cash and Cash Equivalents 9,862,335.00 2,292,065.00 2,120,665.00 12,739,900.00 6,717,745.00
            Short-Term Investments 0 0 0 0 0
      Net Receivables 157,817.00 124,997.00 91,208.00 102,400.00 315,953.00
      Inventory 0 0 0 0 0
      Other Current Assets 0 0 0 0 0
      Property, Plant, Equipment Net 371,238.00 406,792.00 381,253.00 369,199.00 380,572.00
      Goodwill 3,778,611.00 3,564,568.00 3,235,618.00 3,235,618.00 4,574,374.00
      Intangible Assets 107,247.00 63,994.00 51,348.00 61,684.00 73,235.00
      Long-Term Investments 0 0 0 0 0
      Non-Current Deferred Assets 0 0 0 0 0
      Other Non-Current Assets 0 0 0 0 0
Liabilities 32,128,243.00 31,469,283.00 30,990,455.00 31,406,734.00 27,928,606.00
      Payables and Expenses 0 0 0 0 0
            Account Payables 0 0 0 0 0
            Current Accrued Liabilities 0 0 0 0 0
      Short-Term Debt 0 0 0 0 0
      Other Current Liabilities 0 0 0 0 0
      Long-Term Debt 0 0 0 0 0
      Other Non-Current Liabilities 0 0 0 0 0
Equity 14,878,484.00 15,528,660.00 16,988,748.00 12,854,472.00 12,261,338.00
   Shareholders Equity 22,315,485.00 21,237,990.00 20,098,122.00 19,281,708.00 18,392,007.00
      Capital Stock 95,276.00 93,723.00 91,314.00 184,341.00 92,571.00
      Share Premium 3,796,622.00 3,703,795.00 3,541,924.00 7,190,047.00 3,634,140.00
      Retained Earnings 3,548,221.00 3,283,210.00 3,069,609.00 2,738,233.00 2,403,189.00
      Treasury Shares 0 0 0 0 0
      Accumulated Other Comprehensive Income -4,872.00 -4,194.00 -10,419.00 5,427.00 2,307.00
   Minority Interest 0 0 0 0 0
Investments 42,867,192.00 50,256,040.00 52,154,023.00 46,476,567.00 34,464,516.00
Debt 3,200,000.00 0 0 0 0
Common Shares Outstanding 95,275.28 93,722.38 91,313.62 92,170.48 92,570.79
Breakdown 2024-12-31 2023-12-31 2022-12-31 2021-12-31 2020-12-31
Interest Income 2,223,203.00 2,101,118.00 1,611,980.00 1,451,484.00 1,661,957.00
Interest Expense 597,218.00 488,186.00 89,604.00 53,615.00 124,173.00
Net Interest 1,026,495.00 956,433.00 1,005,231.00 993,308.00 1,030,733.00
Non-Interest Income 165,809.00 153,265.00 145,128.00 139,966.00 131,534.00
Non-Interest Expense 570,573.00 556,698.00 484,186.00 473,620.00 497,233.00
   Selling, General and Administrative Expenses 49,483.00 49,930.00 45,451.00 44,212.00 47,514.00
   Research and Development Expenses 7,538.00 7,400.00 6,107.00 5,243.00 5,317.00
EBT 612,665.00 534,460.00 666,173.00 659,654.00 645,034.00
Income Tax 131,222.00 113,068.00 139,730.00 138,471.00 108,928.00
Net Income 479,386.00 419,316.00 524,516.00 519,297.00 528,904.00
EBIT 1,209,883.00 1,022,646.00 755,777.00 713,269.00 769,207.00
Deprecation and Amortization 34,724.00 30,959.00 28,296.00 29,646.00 31,401.00
EBITDA 1,244,607.00 1,053,605.00 784,073.00 742,915.00 800,608.00
EPS 0.01 0.00 0.01 0.01 0.01
Diluted EPS 0.01 0.00 0.01 0.01 0.01
Average Shares Outstanding Basic 95,000.00 92,902.00 91,604.00 92,657.00 93,058.00
Average Shares Outstanding Diluted 95,000.00 92,902.00 91,604.00 92,657.00 93,058.00
Breakdown 2024-12-31 2023-12-31 2022-12-31 2021-12-31 2020-12-31
Operating Cash Flow 824,541.00 1,017,803.00 765,729.00 927,372.00 930,111.00
   Operating Net Income 479,386.00 419,316.00 524,516.00 519,297.00 528,904.00
   Deprecation and Amortization 34,724.00 30,959.00 28,296.00 29,646.00 31,401.00
   Deferred Income Tax 2,616.00 7,321.00 6,046.00 22,829.00 24,816.00
   Share Based Compensation 12,843.00 12,181.00 11,765.00 12,572.00 12,607.00
   Change in Working Capital 107,365.00 -99,247.00 82,694.00 -64,975.00 -27,445.00
   Other Operating Activities 187,607.00 647,273.00 112,412.00 408,003.00 359,828.00
Investing Cash Flow 1,918,329.00 1,005,782.00 -1,963,627.00 -2,724,903.00 -1,274,308.00
   Capital Expenditure 0.00 0.00 0.00 0.00 0.00
   Net Purchase/Sale of PPE 34,619.00 49,528.00 52,495.00 43,200.00 36,053.00
   Net Purchase/Sale of Investments Net 48,266,853.00 32,984,419.00 40,698,454.00 42,897,656.00 35,014,489.00
   Net Purchase/Sale of Business -169,855.00 24,365.00 93,400.00 0 0
   Net Loan & Lease Activity -338,834.00 677,363.00 1,265,391.00 -529,672.00 -29,758.00
   Other Investing Activities -45,874,454.00 -32,729,893.00 -44,073,367.00 -45,136,087.00 -36,295,092.00
Financing Cash Flow -1,229,356.00 -1,987,468.00 -925,607.00 2,998,264.00 1,047,444.00
   Net Issuance/Repayment of Debt -87,400.00 -118,900.00 -19,965.00 58,516.00 16,019.00
   Net Issuance/Repurchase of Equity 74,766.00 72,248.00 65,721.00 52,089.00 115,161.00
   Dividends Paid 214,375.00 205,715.00 193,140.00 184,253.00 173,823.00
   Other Financing Activities -1,431,097.00 -2,146,531.00 -1,164,503.00 2,703,406.00 742,441.00
Net Change in Cash 1,513,514.00 36,117.00 -2,123,505.00 1,200,733.00 703,247.00
   Cash at Beginning of Period 458,953.00 422,296.00 2,547,638.00 1,347,247.00 640,302.00
   Cash at End of Period 1,972,467.00 458,413.00 424,133.00 2,547,980.00 1,343,549.00
Free Cash Flow 0 0 0 0 0
Breakdown 2025-09-30 2025-06-30 2025-03-31 2024-12-31 2024-09-30 2024-06-30 2024-03-31 2023-12-31 2023-09-30 2023-06-30 2023-03-31 2022-12-31 2022-09-30 2022-06-30 2022-03-31 2021-12-31 2021-09-30 2021-06-30 2021-03-31 2020-12-31
Assets 38,330,469.00 38,417,352.00 38,764,675.00 47,006,727.00 40,115,320.00 39,762,294.00 40,136,520.00 46,997,943.00 40,565,684.00 41,185,131.00 41,349,232.00 47,979,203.00 37,843,502.00 37,387,256.00 38,271,186.00 44,261,206.00 36,512,119.00 36,099,924.00 35,558,418.00 40,189,944.00
   Deposits 138,876,450.00 137,322,011.00 140,088,617.00 141,859,344.00 140,403,013.00 139,591,964.00 137,042,962.00 137,045,617.00 137,580,548.00 137,919,790.00 137,855,504.00 145,638,911.00 146,215,777.00 149,111,028.00 155,269,698.00 153,863,172.00 147,287,404.00 145,620,339.00 143,839,263.00 136,839,188.00
      Cash and Short-Term Investments 8,831,625.00 6,525,950.00 8,474,290.00 9,862,335.00 11,050,355.00 7,539,190.00 5,433,470.00 2,292,065.00 2,562,365.00 1,985,145.00 2,027,765.00 2,120,665.00 3,011,980.00 1,969,585.00 7,802,975.00 12,739,900.00 5,278,115.00 5,300,800.00 9,781,105.00 6,717,745.00
            Cash and Cash Equivalents 8,831,625.00 6,525,950.00 8,474,290.00 9,862,335.00 11,050,355.00 7,539,190.00 5,433,470.00 2,292,065.00 2,562,365.00 1,985,145.00 2,027,765.00 2,120,665.00 3,011,980.00 1,969,585.00 7,802,975.00 12,739,900.00 5,278,115.00 5,300,800.00 9,781,105.00 6,717,745.00
            Short-Term Investments 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
      Net Receivables 157,866.00 131,626.00 151,541.00 157,817.00 138,099.00 157,094.00 129,571.00 124,997.00 147,941.00 145,545.00 103,025.00 91,208.00 95,713.00 91,835.00 83,594.00 102,400.00 122,636.00 119,610.00 181,589.00 315,953.00
      Inventory 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
      Other Current Assets 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
      Property, Plant, Equipment Net 406,376.00 404,402.00 373,273.00 371,238.00 409,312.00 411,994.00 409,133.00 406,792.00 408,837.00 405,999.00 385,049.00 381,253.00 379,899.00 380,839.00 382,775.00 369,199.00 375,199.00 377,002.00 381,670.00 380,572.00
      Goodwill 3,609,827.00 3,609,827.00 3,609,827.00 3,778,611.00 3,777,188.00 3,776,607.00 3,561,202.00 3,564,568.00 3,561,259.00 3,535,798.00 3,231,636.00 3,235,618.00 3,231,636.00 3,231,636.00 3,231,636.00 3,235,618.00 3,231,636.00 3,231,636.00 3,231,636.00 4,574,374.00
      Intangible Assets 72,894.00 76,496.00 80,106.00 107,247.00 87,878.00 92,024.00 60,757.00 63,994.00 67,553.00 96,428.00 48,974.00 51,348.00 53,906.00 56,483.00 59,064.00 61,684.00 64,539.00 67,417.00 70,304.00 73,235.00
      Long-Term Investments 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
      Non-Current Deferred Assets 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
      Other Non-Current Assets 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Liabilities 30,665,531.00 30,817,616.00 31,247,614.00 32,128,243.00 32,754,071.00 32,478,850.00 31,651,976.00 31,469,283.00 32,263,007.00 32,937,015.00 31,090,115.00 30,990,455.00 31,231,860.00 30,865,429.00 31,766,762.00 31,406,734.00 30,166,678.00 29,789,587.00 29,336,572.00 27,928,606.00
      Payables and Expenses 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
            Account Payables 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
            Current Accrued Liabilities 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
      Short-Term Debt 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
      Other Current Liabilities 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
      Long-Term Debt 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
      Other Non-Current Liabilities 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Equity 7,664,938.00 7,599,736.00 7,517,061.00 14,878,484.00 7,361,249.00 7,283,444.00 8,484,544.00 15,528,660.00 8,302,677.00 8,248,116.00 10,259,117.00 16,988,748.00 6,611,642.00 6,521,827.00 6,504,424.00 12,854,472.00 6,345,441.00 6,310,337.00 6,221,846.00 12,261,338.00
   Shareholders Equity 15,328,306.00 15,198,163.00 15,033,037.00 22,315,485.00 7,361,249.00 7,283,444.00 7,104,544.00 21,237,990.00 7,032,677.00 6,968,116.00 6,739,117.00 20,098,122.00 6,611,642.00 6,521,827.00 6,504,424.00 19,281,708.00 6,345,441.00 6,310,337.00 6,221,846.00 18,392,007.00
      Capital Stock 94,993.00 95,277.00 95,259.00 95,276.00 95,261.00 95,263.00 93,525.00 93,723.00 93,718.00 93,722.00 90,694.00 91,314.00 91,211.00 91,196.00 92,160.00 184,341.00 92,161.00 92,935.00 92,929.00 92,571.00
      Share Premium 3,785,967.00 3,802,680.00 3,799,692.00 3,796,622.00 3,793,435.00 3,790,305.00 3,672,090.00 3,703,795.00 3,700,675.00 3,697,524.00 3,507,670.00 3,541,924.00 3,538,719.00 3,535,877.00 3,597,957.00 7,190,047.00 3,591,949.00 3,640,266.00 3,637,188.00 3,634,140.00
      Retained Earnings 3,785,548.00 3,703,088.00 3,623,195.00 3,548,221.00 3,473,398.00 3,399,462.00 3,341,262.00 3,283,210.00 3,240,214.00 3,179,551.00 3,144,229.00 3,069,609.00 2,981,947.00 2,893,556.00 2,812,636.00 2,738,233.00 2,659,370.00 2,576,035.00 2,490,963.00 2,403,189.00
      Treasury Shares 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
      Accumulated Other Comprehensive Income -1,570.00 -1,309.00 -1,085.00 -4,872.00 -845.00 -1,586.00 -2,333.00 -4,194.00 -1,930.00 -2,681.00 -3,476.00 -10,419.00 -235.00 1,198.00 1,671.00 5,427.00 1,961.00 1,101.00 766.00 2,307.00
   Minority Interest 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Investments 38,142,124.00 39,388,528.00 40,429,883.00 42,867,192.00 43,875,096.00 45,501,005.00 47,764,614.00 50,256,040.00 50,112,886.00 52,180,009.00 54,731,635.00 52,154,023.00 53,194,381.00 53,705,807.00 53,889,949.00 46,476,567.00 46,881,820.00 44,923,633.00 39,837,426.00 34,464,516.00
Debt 27,600.00 29,800.00 0 3,200,000.00 0 0 0 0 0 12,362.00 39,900.00 0 42,800.00 44,900.00 46,700.00 0 52,400.00 52,500.00 54,700.00 0
Common Shares Outstanding 94,993.08 95,276.80 95,258.22 95,275.28 95,260.67 95,262.42 93,525.29 93,722.38 93,717.45 93,721.45 90,693.10 91,313.62 91,210.30 91,195.65 92,159.73 92,170.48 92,160.46 92,934.79 92,928.54 92,570.79
Breakdown 2025-09-30 2025-06-30 2025-03-31 2024-12-31 2024-09-30 2024-06-30 2024-03-31 2023-12-31 2023-09-30 2023-06-30 2023-03-31 2022-12-31 2022-09-30 2022-06-30 2022-03-31 2021-12-31 2021-09-30 2021-06-30 2021-03-31
Interest Income 1,357,605.00 901,291.00 450,691.00 -550,080.00 1,401,234.00 923,714.00 448,335.00 -415,707.00 1,283,336.00 832,995.00 400,494.00 -291,851.00 974,126.00 625,811.00 303,894.00 -396,531.00 921,896.00 615,339.00 310,780.00
Interest Expense 377,137.00 252,465.00 127,423.00 -298,334.00 454,047.00 297,835.00 143,670.00 -152,186.00 348,699.00 207,831.00 83,842.00 25,242.00 37,149.00 18,274.00 8,939.00 -41,625.00 44,746.00 32,973.00 17,521.00
Net Interest 806,539.00 533,104.00 265,382.00 -467,500.00 758,721.00 497,030.00 238,244.00 -486,410.00 719,450.00 479,926.00 243,467.00 -472,222.00 749,094.00 488,415.00 239,944.00 -509,803.00 748,548.00 499,981.00 254,582.00
Non-Interest Income 125,521.00 84,283.00 41,301.00 -83,906.00 125,972.00 84,873.00 38,870.00 -79,652.00 116,697.00 77,954.00 38,266.00 -70,114.00 107,404.00 72,716.00 35,122.00 -67,815.00 104,209.00 69,564.00 34,008.00
Non-Interest Expense 417,501.00 278,866.00 140,301.00 -282,993.00 429,028.00 288,690.00 135,848.00 -239,699.00 404,527.00 268,870.00 123,000.00 -243,334.00 364,942.00 242,728.00 119,850.00 -233,805.00 354,082.00 234,267.00 119,076.00
   Selling, General and Administrative Expenses 38,169.00 25,294.00 12,619.00 -24,043.00 37,076.00 24,425.00 12,025.00 -22,937.00 37,265.00 24,115.00 11,487.00 -21,126.00 33,798.00 22,012.00 10,767.00 -21,218.00 32,938.00 21,760.00 10,732.00
   Research and Development Expenses 0 0 0 7,538.00 0 0 0 7,400.00 0 0 0 6,107.00 0 0 0 5,243.00 0 0 0
EBT 514,559.00 338,521.00 166,382.00 -259,347.00 446,599.00 284,147.00 141,266.00 -307,823.00 413,080.00 270,470.00 158,733.00 -299,002.00 491,556.00 318,403.00 155,216.00 -343,813.00 498,675.00 335,278.00 169,514.00
Income Tax 111,623.00 73,141.00 36,157.00 -59,026.00 97,289.00 62,119.00 30,840.00 -69,049.00 89,240.00 58,838.00 34,039.00 -65,667.00 104,920.00 67,587.00 32,890.00 -75,257.00 106,165.00 71,358.00 36,205.00
Net Income 402,936.00 265,380.00 130,225.00 -202,378.00 349,310.00 222,028.00 110,426.00 -240,850.00 323,840.00 211,632.00 124,694.00 -235,262.00 386,636.00 250,816.00 122,326.00 -270,442.00 392,510.00 263,920.00 133,309.00
EBIT 891,696.00 590,986.00 293,805.00 -557,681.00 900,646.00 581,982.00 284,936.00 -460,009.00 761,779.00 478,301.00 242,575.00 -273,760.00 528,705.00 336,677.00 164,155.00 -385,438.00 543,421.00 368,251.00 187,035.00
Deprecation and Amortization 25,372.00 16,804.00 8,415.00 -15,916.00 25,802.00 16,915.00 7,923.00 -13,273.00 22,793.00 14,632.00 6,807.00 -14,458.00 21,300.00 14,287.00 7,167.00 -14,969.00 22,273.00 14,871.00 7,471.00
EBITDA 917,068.00 607,790.00 302,220.00 -573,597.00 926,448.00 598,897.00 292,859.00 -473,282.00 784,572.00 492,933.00 249,382.00 -288,218.00 550,005.00 350,964.00 171,322.00 -400,407.00 565,694.00 383,122.00 194,506.00
EPS 0.00 0.00 0.00 -0.00 0.00 0.00 0.00 -0.00 0.00 0.00 0.00 -0.00 0.00 0.00 0.00 -0.00 0.00 0.00 0.00
Diluted EPS 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Average Shares Outstanding Basic 95,211.00 95,277.00 95,266.00 95,268.00 95,261.00 95,765.00 93,706.00 93,751.00 93,720.00 92,930.00 91,207.00 90,580.00 91,710.00 91,965.00 92,161.00 92,016.00 92,823.00 92,935.00 92,854.00
Average Shares Outstanding Diluted 95,211.00 95,277.00 95,266.00 95,268.00 95,261.00 95,765.00 93,706.00 93,751.00 93,720.00 92,930.00 91,207.00 90,580.00 91,710.00 91,965.00 92,161.00 92,016.00 92,823.00 92,935.00 92,854.00
Breakdown 2025-09-30 2025-06-30 2025-03-31 2024-12-31 2024-09-30 2024-06-30 2024-03-31 2023-12-31 2023-09-30 2023-06-30 2023-03-31 2022-12-31 2022-09-30 2022-06-30 2022-03-31 2021-12-31 2021-09-30 2021-06-30 2021-03-31
Operating Cash Flow 471,171.00 276,349.00 178,173.00 -445,291.00 678,538.00 403,894.00 187,400.00 -155,049.00 618,407.00 374,672.00 179,773.00 -292,164.00 507,004.00 315,207.00 235,682.00 -358,670.00 619,705.00 435,590.00 230,747.00
   Operating Net Income 402,936.00 265,380.00 130,225.00 -202,378.00 349,310.00 222,028.00 110,426.00 -240,850.00 323,840.00 211,632.00 124,694.00 -235,262.00 386,636.00 250,816.00 122,326.00 -270,442.00 392,510.00 263,920.00 133,309.00
   Deprecation and Amortization 25,372.00 16,804.00 8,415.00 -15,916.00 25,802.00 16,915.00 7,923.00 -13,273.00 22,793.00 14,632.00 6,807.00 -14,458.00 21,300.00 14,287.00 7,167.00 -14,969.00 22,273.00 14,871.00 7,471.00
   Deferred Income Tax 0 0 0 2,616.00 0 0 0 7,321.00 0 0 0 6,046.00 0 0 0 22,829.00 0 0 0
   Share Based Compensation 9,012.00 6,059.00 3,053.00 -6,690.00 9,641.00 6,513.00 3,379.00 -5,950.00 9,056.00 5,909.00 3,166.00 -5,215.00 8,457.00 5,600.00 2,923.00 -6,812.00 9,488.00 6,490.00 3,406.00
   Change in Working Capital -67,405.00 -50,011.00 -56,200.00 152,495.00 -25,151.00 -17,168.00 -2,811.00 -110,248.00 -47,911.00 -7,244.00 66,156.00 47,860.00 57,322.00 2,200.00 -24,688.00 109,072.00 -68,235.00 -55,230.00 -50,582.00
   Other Operating Activities 101,256.00 38,117.00 92,680.00 -375,418.00 318,936.00 175,606.00 68,483.00 207,951.00 310,629.00 149,743.00 -21,050.00 -91,135.00 33,289.00 42,304.00 127,954.00 -198,348.00 263,669.00 205,539.00 137,143.00
Investing Cash Flow 943,594.00 413,144.00 459,826.00 -1,245,539.00 1,544,847.00 1,213,684.00 405,337.00 836,596.00 474,522.00 -203,212.00 -102,124.00 3,180,474.00 -1,943,735.00 -1,735,782.00 -1,464,584.00 3,523,048.00 -2,862,794.00 -2,421,974.00 -963,183.00
   Capital Expenditure 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
   Net Purchase/Sale of PPE 31,955.00 20,291.00 9,890.00 -9,872.00 23,544.00 12,925.00 8,022.00 -20,273.00 36,687.00 22,149.00 10,965.00 -50,582.00 40,949.00 34,945.00 27,183.00 -43,751.00 36,100.00 31,863.00 18,988.00
   Net Purchase/Sale of Investments Net 37,504,442.00 21,043,235.00 7,442,055.00 -25,221,141.00 38,698,321.00 23,239,313.00 11,550,360.00 -10,124,544.00 23,558,896.00 14,091,531.00 5,458,536.00 -24,060,814.00 36,049,254.00 22,435,724.00 6,274,290.00 -7,296,000.00 31,116,180.00 15,497,597.00 3,579,879.00
   Net Purchase/Sale of Business 0 0 0 169,855.00 -169,855.00 -169,855.00 0 -24,365.00 24,365.00 24,365.00 0 93,400.00 0 0 0 0 0 0 0
   Net Loan & Lease Activity -338,834.00 677,363.00 1,265,391.00 -529,672.00 -29,758.00
   Other Investing Activities -36,290,126.00 -20,502,569.00 -6,848,954.00 23,773,661.00 -36,755,606.00 -21,696,727.00 -11,195,782.00 12,373,719.00 -23,963,620.00 -15,134,338.00 -6,005,654.00 26,798,620.00 -38,781,234.00 -24,440,035.00 -7,650,718.00 10,741,356.00 -33,605,729.00 -17,729,789.00 -4,541,925.00
Financing Cash Flow -1,620,907.00 -1,356,770.00 -915,608.00 -225,020.00 -471,727.00 -568,153.00 35,544.00 -688,086.00 -1,004,589.00 -198,564.00 -96,229.00 75,217.00 -508,853.00 -733,488.00 241,517.00 -2,005,002.00 1,955,163.00 1,702,995.00 1,345,108.00
   Net Issuance/Repayment of Debt 0 0 0 -87,400.00 0 0 0 -118,900.00 0 0 0 -52,648.00 6,205.00 33,686.00 -7,208.00 -23,879.00 51,386.00 43,486.00 -12,477.00
   Net Issuance/Repurchase of Equity 19,950.00 0 0 -110,048.00 74,766.00 74,766.00 35,282.00 -110,288.00 72,248.00 72,248.00 38,040.00 -65,721.00 65,721.00 65,721.00 0 0.00 52,089.00 0 0
   Dividends Paid 165,609.00 110,513.00 55,251.00 -102,897.00 159,122.00 105,776.00 52,374.00 -99,284.00 153,235.00 101,690.00 50,074.00 -93,198.00 142,922.00 95,493.00 47,923.00 -88,685.00 136,329.00 91,074.00 45,535.00
   Other Financing Activities -1,806,466.00 -1,467,283.00 -970,859.00 75,325.00 -705,615.00 -748,695.00 -52,112.00 -359,614.00 -1,230,072.00 -372,502.00 -184,343.00 286,784.00 -723,701.00 -928,388.00 200,802.00 -1,892,438.00 1,715,359.00 1,568,435.00 1,312,050.00
Net Change in Cash -206,142.00 -667,277.00 -277,609.00 -1,915,850.00 1,751,658.00 1,049,425.00 628,281.00 -6,539.00 88,340.00 -27,104.00 -18,580.00 2,963,527.00 -1,945,584.00 -2,154,063.00 -987,385.00 1,159,376.00 -287,926.00 -283,389.00 612,672.00
   Cash at Beginning of Period 1,972,467.00 1,972,467.00 1,972,467.00 3,888,317.00 458,413.00 458,413.00 458,413.00 464,952.00 424,133.00 424,133.00 424,133.00 -2,539,394.00 2,547,980.00 2,547,980.00 2,547,980.00 1,388,604.00 1,343,549.00 1,343,549.00 1,343,549.00
   Cash at End of Period 1,766,325.00 1,305,190.00 1,694,858.00 1,972,467.00 2,210,071.00 1,507,838.00 1,086,694.00 458,413.00 512,473.00 397,029.00 405,553.00 424,133.00 602,396.00 393,917.00 1,560,595.00 2,547,980.00 1,055,623.00 1,060,160.00 1,956,221.00
Free Cash Flow 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0