PCB - PCB Bancorp

PCB

Valuation Ratios

Breakdown	2024-12-31	2023-12-31	2022-12-31	2021-12-31	2020-12-31
Price to Earnings	11.57	8.61	7.53	8.26	9.63
Price to Sales	103.90	99.46	99.27	139.25	69.72
Book Value Per Common Share	25.30	24.46	22.94	17.24	15.20
Price to Book	0.80	0.75	0.77	1.27	0.67
Price to Operating Cash Flow	7.39	4.16	4.58	-203.90	9.10
Price to Free Cash Flow	8.26	4.25	5.06	-161.12	10.16
Enterprise Value to EBITDA	16284.86	21043.51	39403.36	37460.43	28753.89

Breakdown	2025-09-30	2025-06-30	2025-03-31	2024-12-31	2024-09-30	2024-06-30	2024-03-31	2023-12-31	2023-09-30	2023-06-30	2023-03-31	2022-12-31	2022-03-31	2021-12-31	2021-03-31	2020-12-31
Price to Earnings	26.58	33.30	35.30		36.13	37.86	49.48		31.53	28.29	20.41		33.26		27.27
Price to Sales	9.86	10.18	400.64		347.32	383.06	346.71		319.88	316.34	343.36		576.63		375.94
Book Value Per Common Share	26.93	26.26	28.26	25.30	25.39	24.80	24.54	24.46	23.87	23.77	23.56	22.94	17.47	17.24	15.53	15.20
Price to Book	0.78	0.80	0.66	0.80	0.74	0.66	0.67	0.75	0.65	0.62	0.62	0.77	1.31	1.27	0.97	0.67
Price to Operating Cash Flow	18.16	60.90	113.74				28.19				11.47		11.69		26.25
Price to Free Cash Flow	18.44	77.96	167.05				38.58				11.55		11.81		26.55
Enterprise Value to EBITDA			79226.64				79181.91				77102.02		200982.02		152734.20

Earnings Data

Breakdown	2024-12-31	2023-12-31	2022-12-31	2021-12-31
Earning YoY	-18.22	-8.94	-11.65	153.33
Revenue YoY	4.68	0.30	11.52	6.19
EBITDA YoY	43.11	90.21	-24.65	61.10
Net Profit YoY	-15.94	-12.24	-12.76	147.93

Breakdown	2025-09-30	2025-06-30	2025-03-31	2024-09-30	2024-06-30	2024-03-31	2023-09-30	2023-06-30	2023-03-31	2022-03-31
Earning YoY	25.40	18.87		20.93	30.30		-5.77	-26.76	2.90	25.45
Revenue YoY	3.30	4297.45	-8.52	27.27	-9.84	-2.47	4.07	8.87	3.05	-3.75
EBITDA YoY			-77.25			-69.99			57.45	12.34
Net Profit YoY	26.07	15.22	10.03	24.41	34.07	-20.70	-6.07	-27.39	0.56	19.63

Financial Strength

Breakdown	2024-12-31	2023-12-31	2022-12-31	2021-12-31	2020-12-31
Cash Per Common Share	13.96	16.95	9.92	13.54	12.62
Quick Ratio
Current Ratio
Debt to Equity	7.42	7.00	6.21	7.39	7.22
Long-Term Debt to Equity

Breakdown	2025-09-30	2025-06-30	2025-03-31	2024-12-31	2024-09-30	2024-06-30	2024-03-31	2023-12-31	2023-09-30	2023-06-30	2023-03-31	2022-12-31	2022-03-31	2021-12-31	2021-03-31	2020-12-31
Cash Per Common Share			15.02	13.82	13.56	12.48	16.84	16.99	13.46	15.57	13.21	10.05	16.85	13.67	13.77	12.62
Quick Ratio
Current Ratio
Debt to Equity	7.75	7.78	6.92	7.42	6.98	7.07	7.16	7.00	6.51	6.51	6.42	6.21	7.43	7.39	7.54	7.22
Long-Term Debt to Equity

Profitability

Breakdown	2024-12-31	2023-12-31	2022-12-31	2021-12-31	2020-12-31
ROA	0.84	1.10	1.45	1.87	0.84
ROE	7.09	8.80	10.43	15.65	6.92
Gross Margin				-94.01	-492.51
Operating Margin	6379.92	4670.68	2328.61	3331.19	2213.58
EBITDA Margin	6442.79	4712.57	2485.12	3678.39	2424.52
Net Profit Margin	930.43	1158.68	1324.26	1692.82	725.01

Breakdown	2025-09-30	2025-06-30	2025-03-31	2024-09-30	2024-06-30	2024-03-31	2023-09-30	2023-06-30	2023-03-31	2022-03-31	2021-03-31
ROA	0.33	0.27	0.24	0.27	0.22	0.16	0.27	0.29	0.41	0.47	0.42
ROE	2.92	2.37	1.90	2.16	1.78	1.34	2.05	2.20	3.06	3.92	3.56
Gross Margin										-101.52	-86.81
Operating Margin			5015.02	4411.17	5288.60	4330.55	3825.51	3871.95	4364.70	2588.83	2213.84
EBITDA Margin			5101.20			4383.61			4411.82	2887.31	2473.94
Net Profit Margin	37.14	30.43	1161.41	1014.81	1038.18	698.21	1017.83	1127.75	1690.80	1732.66	1394.14

Dividends

Breakdown	2024-12-31	2023-12-31	2022-12-31	2021-12-31	2020-12-31
Dividend Yield
Dividend Payout Ratio

Breakdown	2025-09-30	2025-06-30	2025-03-31	2024-12-31	2024-09-30	2024-06-30	2024-03-31	2023-12-31	2023-09-30	2023-06-30	2023-03-31	2022-12-31	2022-03-31	2021-12-31	2021-03-31	2020-12-31
Dividend Yield	0.00	0.00
Dividend Payout Ratio	26.33	33.07

Financial Statements

Breakdown	2024-12-31	2023-12-31	2022-12-31	2021-12-31	2020-12-31
Assets	3,063,971.00	2,789,506.00	2,420,036.00	2,149,735.00	1,922,853.00
Deposits	3,163,644.00	2,946,285.00	2,780,972.00	2,697,517.00	2,132,860.00
Cash and Short-Term Investments	198,792.00	242,342.00	147,031.00	203,285.00	194,098.00
Cash and Cash Equivalents	198,792.00	242,342.00	147,031.00	203,285.00	194,098.00
Short-Term Investments	0	0	0	0	0
Net Receivables	10,466.00	9,468.00	7,472.00	5,368.00	9,334.00
Inventory	0	0	0	0	0
Other Current Assets	0	0	0	0	0
Property, Plant, Equipment Net	25,534.00	24,912.00	13,274.00	9,884.00	11,664.00
Goodwill	0	0	0	0	0
Intangible Assets	0	0	0	0	0
Long-Term Investments	0	0	0	0	0
Non-Current Deferred Assets	7,249.00	0	3,115.00	10,824.00	8,120.00
Other Non-Current Assets	0	0	0	0	0
Liabilities	2,700,157.00	2,440,634.00	2,084,594.00	1,893,449.00	1,689,065.00
Payables and Expenses	0	0	0	0	0
Account Payables	0	0	0	0	0
Current Accrued Liabilities	0	0	0	0	0
Short-Term Debt	15,000.00	0	0	0	0
Other Current Liabilities	0	0	0	0	0
Long-Term Debt	0	0	0	0	0
Other Non-Current Liabilities	0	0	0	0	0
Equity	363,814.00	348,872.00	335,442.00	256,286.00	233,788.00
Shareholders Equity	363,814.00	348,872.00	335,442.00	256,286.00	233,788.00
Capital Stock	212,336.00	211,704.00	218,772.00	154,992.00	164,140.00
Share Premium	0	0	0	0	0
Retained Earnings	160,797.00	146,092.00	127,181.00	101,140.00	67,692.00
Treasury Shares	0	0	0	0	0
Accumulated Other Comprehensive Income	-9,319.00	-8,924.00	-10,511.00	154.00	1,956.00
Minority Interest	0	0	0	0	0
Investments	139,684.00	135,714.00	133,154.00	112,441.00	120,527.00
Debt	33,671.00	20,137.00	6,809.00	7,444.00	8,455.00
Common Shares Outstanding	14,380.65	14,260.44	14,625.47	14,865.83	15,385.88
Preferred Shares Outstanding	69.14	0	69.14	0	0

Breakdown	2024-12-31	2023-12-31	2022-12-31	2021-12-31	2020-12-31
Revenues	2,774.00	2,650.00	2,642.00	2,369.00	2,231.00
Cost Of Revenue	0	0	0	4,596.00	13,219.00
Interest Income	192,005.00	161,646.00	105,541.00	82,176.00	80,849.00
Interest Expense	92,200.00	62,673.00	12,119.00	4,335.00	13,572.00
Net Interest	88,617.00	88,504.00	89,632.00	77,137.00	66,189.00
Non-Interest Income	11,093.00	10,683.00	14,499.00	18,434.00	11,740.00
Non-Interest Expense	-61,091.00	-57,071.00	-52,038.00	-43,961.00	-42,497.00
Provisions for Credit Losses	0	0	0	4,596.00	-13,219.00
Gross Profit	0	0	0	-2,227.00	-10,988.00
Selling, General and Administrative Expenses	15,910.00	14,890.00	12,576.00	10,962.00	10,708.00
EBT	84,779.00	61,100.00	49,403.00	74,581.00	35,813.00
Income Tax	20,681.00	12,264.00	14,151.00	16,633.00	6,602.00
Net Income	25,810.00	30,705.00	34,987.00	40,103.00	16,175.00
EBIT	176,979.00	123,773.00	61,522.00	78,916.00	49,385.00
Deprecation and Amortization	1,744.00	1,110.00	4,135.00	8,225.00	4,706.00
EBITDA	178,723.00	124,883.00	65,657.00	87,141.00	54,091.00
EPS	0.00	0.00	0.00	0.00	0.00
Diluted EPS	0.00	0.00	0.00	0.00	0.00
Average Shares Outstanding Basic	14,242.06	14,301.69	14,822.02	15,017.64	15,384.23
Average Shares Outstanding Diluted	14,342.36	14,417.94	15,065.17	15,253.82	15,448.89

Breakdown	2024-12-31	2023-12-31	2022-12-31	2021-12-31	2020-12-31
Operating Cash Flow	38,985.00	63,343.00	57,267.00	-1,617.00	17,091.00
Operating Net Income	25,810.00	30,705.00	34,987.00	40,103.00	16,175.00
Deprecation and Amortization	-1,744.00	-1,110.00	-4,135.00	-8,225.00	-4,706.00
Deferred Income Tax	-7,979.00	4,103.00	12,172.00	-1,953.00	-3,670.00
Share Based Compensation	504.00	488.00	539.00	453.00	715.00
Change in Working Capital	17,868.00	13,138.00	-11,015.00	4,603.00	-9,174.00
Other Operating Activities	4,526.00	16,019.00	24,719.00	-36,598.00	17,751.00
Investing Cash Flow	-311,737.00	-275,273.00	-356,665.00	-175,223.00	-132,818.00
Capital Expenditure	-4,075.00	-1,315.00	-5,453.00	-430.00	-1,784.00
Net Purchase/Sale of PPE	-4,075.00	-1,315.00	-5,453.00	-430.00	-1,784.00
Net Purchase/Sale of Investments Net	-1,687.00	594.00	-32,969.00	-2,794.00	3,030.00
Net Purchase/Sale of Business	0	0	0	0	0
Net Loan & Lease Activity	676.00	-10,667.00	458.00	6,618.00	664.00
Other Investing Activities	-302,576.00	-262,570.00	-313,248.00	-178,187.00	-132,944.00
Financing Cash Flow	229,202.00	307,241.00	243,144.00	186,027.00	163,597.00
Net Issuance/Repayment of Debt	-24,000.00	19,000.00	-10,000.00	-70,000.00	60,000.00
Net Issuance/Repurchase of Equity	575.00	10,178.00	76,713.00	12,155.00	7,180.00
Dividends Paid	11,043.00	9,908.00	8,946.00	6,655.00	6,153.00
Other Financing Activities	241,584.00	268,155.00	167,485.00	237,217.00	90,264.00
Net Change in Cash	-43,550.00	95,311.00	-56,254.00	9,187.00	47,870.00
Cash at Beginning of Period	242,342.00	147,031.00	203,285.00	194,098.00	146,228.00
Cash at End of Period	198,792.00	242,342.00	147,031.00	203,285.00	194,098.00
Free Cash Flow	34,910.00	62,028.00	51,814.00	-2,047.00	15,307.00

Breakdown	2025-09-30	2025-06-30	2025-03-31	2024-12-31	2024-09-30	2024-06-30	2024-03-31	2023-12-31	2023-09-30	2023-06-30	2023-03-31	2022-12-31	2022-03-31	2021-12-31	2021-03-31	2020-12-31
Assets	3,363,506.00	3,305,589.00	3,219,536.00	3,063,971.00	2,889,833.00	2,852,964.00	2,854,292.00	2,789,506.00	2,567,974.00	2,556,345.00	2,500,524.00	2,420,036.00	2,199,742.00	2,149,735.00	2,050,672.00	1,922,853.00
Deposits	0	0	3,278,806.00	3,163,644.00	2,999,750.00	2,949,792.00	2,941,220.00	2,946,285.00	2,803,150.00	2,823,561.00	2,795,659.00	2,780,972.00	2,802,176.00	2,697,517.00	2,469,490.00	2,132,860.00
Cash and Short-Term Investments	0	0	214,348.00	198,792.00	193,064.00	177,630.00	239,791.00	242,342.00	192,350.00	222,146.00	190,519.00	147,031.00	250,212.00	203,285.00	211,780.00	194,098.00
Cash and Cash Equivalents	369,498.00	263,567.00	214,348.00	198,792.00	193,064.00	177,630.00	239,791.00	242,342.00	192,350.00	222,146.00	190,519.00	147,031.00	250,212.00	203,285.00	211,780.00	194,098.00
Short-Term Investments	150,279.00	154,620.00	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Net Receivables	10,829.00	10,879.00	10,967.00	10,466.00	9,896.00	10,464.00	10,394.00	9,468.00	8,731.00	8,040.00	7,998.00	7,472.00	5,050.00	5,368.00	3,382,924.00	9,334.00
Inventory	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Other Current Assets	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Property, Plant, Equipment Net	25,740.00	26,803.00	26,199.00	25,534.00	26,346.00	26,532.00	27,147.00	24,912.00	11,855.00	11,576.00	12,327.00	13,274.00	9,617.00	9,884.00	10,919.00	11,664.00
Real Estate	0	0	0	0	0	0	0	0	0	0	0	0	0	0	2,336.00	0
Goodwill	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Intangible Assets	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Long-Term Investments	150,279.00	154,620.00	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Non-Current Deferred Assets	0	0	6,736.00	7,249.00	0	0	0	0	4,486.00	4,348.00	3,753.00	3,115.00	11,895.00	10,824.00	8,170.00	8,120.00
Other Non-Current Assets	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Liabilities	2,979,005.00	2,929,089.00	2,812,894.00	2,700,157.00	2,527,533.00	2,499,495.00	2,504,287.00	2,440,634.00	2,226,122.00	2,215,934.00	2,163,694.00	2,084,594.00	1,938,684.00	1,893,449.00	1,810,409.00	1,689,065.00
Payables and Expenses	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Account Payables	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Current Accrued Liabilities	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Short-Term Debt	0	0	0	15,000.00	0	4,000.00	0	0	0	0	0	0	0	0	0	0
Other Current Liabilities	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Long-Term Debt	18,961.00	64,652.00	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Other Non-Current Liabilities	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Equity	384,501.00	376,500.00	406,642.00	363,814.00	362,300.00	353,469.00	350,005.00	348,872.00	341,852.00	340,411.00	336,830.00	335,442.00	261,058.00	256,286.00	240,263.00	233,788.00
Shareholders Equity	384,501.00	376,500.00	406,642.00	363,814.00	362,300.00	353,469.00	350,005.00	348,872.00	341,852.00	340,411.00	336,830.00	335,442.00	261,058.00	256,286.00	240,263.00	233,788.00
Capital Stock	209,721.00	211,293.00	248,075.00	212,336.00	212,067.00	211,839.00	211,875.00	211,704.00	212,542.00	212,827.00	212,497.00	218,772.00	155,614.00	154,992.00	164,698.00	164,140.00
Share Premium	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Retained Earnings	180,189.00	171,735.00	165,611.00	160,797.00	156,680.00	151,781.00	148,209.00	146,092.00	142,750.00	138,315.00	133,415.00	127,181.00	109,142.00	101,140.00	74,707.00	67,692.00
Treasury Shares	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Accumulated Other Comprehensive Income	-5,409.00	-6,528.00	-7,044.00	-9,319.00	-6,447.00	-10,151.00	-10,079.00	-8,924.00	-13,440.00	-10,731.00	-9,082.00	-10,511.00	-3,698.00	154.00	858.00	1,956.00
Minority Interest	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Investments	0	0	141,082.00	139,684.00	140,970.00	140,347.00	130,740.00	135,714.00	132,045.00	130,418.00	136,036.00	133,154.00	120,956.00	112,441.00	1,813,030.00	120,527.00
Debt	18,961.00	64,652.00	19,465.00	33,671.00	19,301.00	22,939.00	19,555.00	20,137.00	5,852.00	5,495.00	6,238.00	6,809.00	7,176.00	7,444.00	7,935.00	8,455.00
Common Shares Outstanding	14,277.16	14,336.60	14,387.18	14,380.65	14,266.73	14,254.02	14,263.79	14,260.44	14,319.01	14,318.89	14,297.87	14,625.47	14,944.66	14,865.83	15,468.24	15,385.88
Preferred Shares Outstanding	0	0	69.14	69.14	69.14	69.14	69.14	0	0	0	0	69.14	0	0	0	0

Breakdown	2025-09-30	2025-06-30	2025-03-31	2024-12-31	2024-09-30	2024-06-30	2024-03-31	2023-12-31	2023-09-30	2023-06-30	2023-03-31	2022-03-31	2021-03-31
Revenues	30,252.00	29,287.00	666.00	728.00	770.00	605.00	671.00	688.00	690.00	663.00	609.00	591.00	614.00
Cost Of Revenue	0	0	0	0	0	0	0	0	0	0	0	1,191.00	1,147.00
Interest Income	51,471.00	49,308.00	49,350.00	48,941.00	48,497.00	47,954.00	46,613.00	43,442.00	41,883.00	39,580.00	36,741.00	21,122.00	19,412.00
Interest Expense	24,493.00	23,318.00	22,609.00	23,155.00	23,279.00	23,210.00	22,556.00	19,027.00	16,403.00	15,121.00	12,122.00	901.00	1,439.00
Net Interest	0	0	24,283.00	23,164.00	22,719.00	21,735.00	20,999.00	21,924.00	22,449.00	21,717.00	22,414.00	19,993.00	17,819.00
Non-Interest Income	0	0	2,580.00	3,043.00	2,620.00	2,485.00	2,945.00	2,503.00	2,502.00	2,657.00	3,021.00	5,286.00	2,857.00
Non-Interest Expense	14,719.00	14,829.00	-14,474.00	-14,962.00	-14,602.00	-15,175.00	-16,352.00	-15,483.00	-14,207.00	-13,627.00	-13,754.00	-12,071.00	-9,669.00
Provisions for Credit Losses	0	0	0	0	0	0	0	0	0	0	0	1,191.00	1,147.00
Gross Profit	0	0	0	0	0	0	0	0	0	0	0	-600.00	-533.00
Selling, General and Administrative Expenses	10,185.00	9,666.00	3,493.00	3,737.00	3,924.00	4,086.00	4,163.00	4,208.00	3,996.00	3,274.00	3,412.00	2,411.00	2,380.00
EBT	15,904.00	12,671.00	10,791.00	58,804.00	10,687.00	8,786.00	6,502.00	26,098.00	9,993.00	10,550.00	14,459.00	14,399.00	12,154.00
Income Tax	4,492.00	3,600.00	3,056.00	13,486.00	2,873.00	2,505.00	1,817.00	2,059.00	2,970.00	3,073.00	4,162.00	4,159.00	3,594.00
Net Income Including Non-Controlling Interests	11,412.00	9,071.00	0	0	0	0	0	0	0	0	0	0	0
Net Income	11,235.00	8,912.00	7,735.00	7,030.00	7,814.00	6,281.00	4,685.00	5,908.00	7,023.00	7,477.00	10,297.00	10,240.00	8,560.00
EBIT	0	0	33,400.00	81,959.00	33,966.00	31,996.00	29,058.00	45,125.00	26,396.00	25,671.00	26,581.00	15,300.00	13,593.00
Deprecation and Amortization	1,093.00	1,038.00	574.00	1,388.00	0.00	0.00	356.00	823.00	0.00	0.00	287.00	1,764.00	1,597.00
EBITDA	0	0	33,974.00	149,309.00	0	0	29,414.00	98,015.00	0	0	26,868.00	17,064.00	15,190.00
EPS	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Diluted EPS	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Average Shares Outstanding Basic	14,201.05	14,213.03	14,272.27	14,254.71	14,241.01	14,237.08	14,235.42	14,221.61	14,294.80	14,271.20	14,419.16	14,848.01	15,384.34
Average Shares Outstanding Diluted	14,325.96	14,326.01	14,403.77	14,369.91	14,356.38	14,312.95	14,330.20	14,343.83	14,396.22	14,356.78	14,574.93	15,141.69	15,533.61

Breakdown	2025-09-30	2025-06-30	2025-03-31	2024-12-31	2024-09-30	2024-06-30	2024-03-31	2023-12-31	2023-09-30	2023-06-30	2023-03-31	2022-03-31	2021-03-31
Operating Cash Flow	16,419.00	4,896.00	2,348.00	30,739.00	0	0	8,246.00	45,125.00	0	0	18,218.00	29,162.00	8,790.00
Operating Net Income	11,412.00	9,071.00	7,735.00	7,030.00	7,814.00	6,281.00	4,685.00	5,908.00	7,023.00	7,477.00	10,297.00	10,240.00	8,560.00
Deprecation and Amortization	1,093.00	1,038.00	-574.00	-1,388.00	0	0	-356.00	-823.00	0	0	-287.00	-1,764.00	-1,597.00
Deferred Income Tax	-586.00	-577.00	-431.00	-7,841.00	0	0	-138.00	4,552.00	0	0	-449.00	544.00	408.00
Share Based Compensation	227.00	232.00	230.00	126.00	113.00	129.00	136.00	142.00	113.00	113.00	120.00	141.00	90.00
Change in Working Capital	7,455.00	-9,317.00	-791.00	17,473.00	0	0	395.00	7,002.00	0	0	6,136.00	1,821.00	3,372.00
Other Operating Activities	-3,182.00	4,449.00	-3,821.00	1,002.00	0	0	3,524.00	13,618.00	0	0	2,401.00	18,180.00	-2,043.00
Investing Cash Flow	48,682.00	-75,010.00	-97,164.00	-241,245.00	0	0	-70,492.00	-233,409.00	0	0	-41,864.00	-23,723.00	-108,951.00
Capital Expenditure	0	0	-749.00	-1,855.00	0.00	0.00	-2,220.00	-1,193.00	0.00	0.00	-122.00	-319.00	-98.00
Net Purchase/Sale of PPE	-247.00	-1,071.00	-749.00	-1,855.00	0	0	-2,220.00	-1,193.00	0	0	-122.00	-319.00	-98.00
Net Purchase/Sale of Investments Net	5,871.00	-5,667.00	1,347.00	-7,743.00	0	0	6,056.00	1,425.00	0	0	-831.00	-13,749.00	-7,353.00
Net Purchase/Sale of Business	0	0	0	0	0	0	0	0	0	0	0	0	0
Net Loan & Lease Activity	676.00	-10,667.00	458.00	6,618.00	664.00
Other Investing Activities	43,058.00	-68,272.00	-97,013.00	-230,468.00	0	0	-72,108.00	-232,448.00	0	0	-30,122.00	-9,336.00	-101,402.00
Financing Cash Flow	40,830.00	119,333.00	110,372.00	169,507.00	0	0	59,695.00	240,107.00	0	0	67,134.00	41,488.00	117,843.00
Net Issuance/Repayment of Debt	-45,000.00	15,000.00	15,000.00	-35,000.00	0	0	11,000.00	39,000.00	0	0	-20,000.00	0	-40,000.00
Net Issuance/Repurchase of Equity	-2,242.00	-1,770.00	1,637.00	540.00	0	0	35.00	2,883.00	0	0	7,295.00	481.00	468.00
Dividends Paid	-2,958.00	-2,947.00	2,967.00	8,475.00	0	0	2,568.00	7,731.00	0	0	2,177.00	2,238.00	1,545.00
Other Financing Activities	91,030.00	109,050.00	90,768.00	195,492.00	0	0	46,092.00	190,493.00	0	0	77,662.00	38,769.00	155,830.00
Net Change in Cash	105,931.00	49,219.00	15,556.00	-40,999.00	0	0	-2,551.00	51,823.00	0	0	43,488.00	46,927.00	17,682.00
Cash at Beginning of Period	263,567.00	214,348.00	198,792.00	239,791.00	0	0	242,342.00	190,519.00	0	0	147,031.00	203,285.00	194,098.00
Cash at End of Period	369,498.00	263,567.00	214,348.00	198,792.00	193,064.00	177,630.00	239,791.00	242,342.00	192,350.00	222,146.00	190,519.00	250,212.00	211,780.00
Free Cash Flow	16,172.00	3,825.00	1,599.00	28,884.00	0	0	6,026.00	43,932.00	0	0	18,096.00	28,843.00	8,692.00