PFG
Valuation Ratios
| Breakdown | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 | 2020-12-31 |
|---|---|---|---|---|---|
| Price to Earnings | 11.43 | 30.49 | 4.38 | 11.37 | 9.77 |
| Price to Sales | 0.79 | 1.39 | 0.47 | 0.89 | 0.91 |
| Book Value Per Common Share | 51.82 | 47.12 | 23.02 | 135.12 | 199.21 |
| Price to Book | 1.49 | 1.67 | 3.65 | 0.54 | 0.25 |
| Price to Operating Cash Flow | 4.04 | 5.21 | 6.79 | 6.20 | 1.83 |
| Price to Free Cash Flow | |||||
| Enterprise Value to EBITDA |
| Breakdown | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 | 2023-12-31 | 2023-09-30 | 2023-06-30 | 2023-03-31 | 2022-12-31 | 2022-09-30 | 2022-06-30 | 2022-03-31 | 2021-12-31 | 2021-09-30 | 2021-06-30 | 2021-03-31 | 2020-12-31 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Price to Earnings | 27.82 | 39.32 | 401.76 | 30.14 | 20.81 | 38.19 | 11.68 | 74.35 | -128.14 | 3.79 | 4.98 | 50.63 | 14.06 | 19.56 | 31.72 | |||||
| Price to Sales | 1.60 | 2.32 | 4.74 | 1.76 | 2.20 | 5.03 | 1.59 | 2.89 | 6.42 | 1.27 | 1.75 | 6.12 | 1.71 | 2.55 | 5.10 | |||||
| Book Value Per Common Share | 13.84 | 8.91 | 7.31 | 51.82 | 9.02 | 0.82 | 2.86 | 47.12 | -12.56 | -8.87 | -8.99 | 23.02 | -70.62 | -0.89 | 31.94 | 135.12 | 72.56 | 73.76 | 120.07 | 199.21 |
| Price to Book | 5.99 | 8.91 | 11.54 | 1.49 | 9.53 | 96.01 | 30.13 | 1.67 | -5.74 | -8.55 | -8.27 | 3.65 | -1.02 | -74.71 | 2.30 | 0.54 | 0.89 | 0.86 | 0.50 | 0.25 |
| Price to Operating Cash Flow | 6.65 | 9.98 | 19.48 | 6.38 | 9.14 | 34.87 | 6.13 | 10.26 | 26.02 | 9.09 | 20.39 | 604.70 | 8.27 | 15.17 | 116.22 | |||||
| Price to Free Cash Flow | ||||||||||||||||||||
| Enterprise Value to EBITDA |
Earnings Data
| Breakdown | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 | 2020-12-31 |
|---|---|---|---|---|---|
| Earning YoY | 162.40 | -86.53 | 201.26 | 25.20 | |
| Revenue YoY | 65.44 | -69.62 | 106.65 | 45.24 | |
| EBITDA YoY | |||||
| Net Profit YoY | 152.09 | -87.05 | 181.28 | 3.71 |
| Breakdown | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 | 2023-12-31 | 2023-09-30 | 2023-06-30 | 2023-03-31 | 2022-12-31 | 2022-09-30 | 2022-06-30 | 2022-03-31 | 2021-12-31 | 2021-09-30 | 2021-06-30 | 2021-03-31 | 2020-12-31 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Earning YoY | 47.52 | 861.90 | -24.40 | 66.81 | 504.90 | 41.80 | 825.52 | 41.80 | 70.90 | |||||||||||
| Revenue YoY | 50.60 | 91.93 | 36.01 | 106.35 | 72.12 | 126.19 | -84.11 | 47.10 | 214.11 | 89.45 | 50.74 | 110.31 | ||||||||
| EBITDA YoY | ||||||||||||||||||||
| Net Profit YoY | 47.06 | 844.49 | -24.84 | 66.31 | 501.09 | 40.33 | 813.24 | 40.95 | 46.61 |
Financial Strength
| Breakdown | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 | 2020-12-31 |
|---|---|---|---|---|---|
| Cash Per Common Share | 32.78 | 31.71 | 30.49 | 15.16 | 62.85 |
| Quick Ratio | |||||
| Current Ratio | |||||
| Debt to Equity | 0.91 | 0.99 | 0.94 | 0.92 | 1.59 |
| Long-Term Debt to Equity |
| Breakdown | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 | 2023-12-31 | 2023-09-30 | 2023-06-30 | 2023-03-31 | 2022-12-31 | 2022-09-30 | 2022-06-30 | 2022-03-31 | 2021-12-31 | 2021-09-30 | 2021-06-30 | 2021-03-31 | 2020-12-31 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Cash Per Common Share | 42.37 | 34.13 | 35.90 | 33.62 | 38.63 | 31.65 | 29.94 | 32.36 | 28.28 | 25.66 | 28.96 | 31.44 | 25.19 | 17.06 | 15.57 | 15.58 | 16.39 | 44.68 | 54.80 | 63.17 |
| Quick Ratio | ||||||||||||||||||||
| Current Ratio | ||||||||||||||||||||
| Debt to Equity | 1.04 | 1.04 | 1.03 | 0.91 | 1.05 | 1.03 | 1.03 | 0.99 | 1.05 | 1.07 | 1.08 | 0.94 | 1.05 | 1.04 | 1.06 | 0.92 | 1.03 | 1.06 | 1.83 | 1.59 |
| Long-Term Debt to Equity |
Profitability
| Breakdown | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 | 2020-12-31 |
|---|---|---|---|---|---|
| ROA | 0.16 | 0.07 | 0.53 | 0.19 | 0.14 |
| ROE | 0.31 | 0.13 | 1.03 | 0.36 | 0.36 |
| Gross Margin | -8.36 | -14.63 | 71.47 | 34.36 | -67.36 |
| Operating Margin | |||||
| EBITDA Margin | |||||
| Net Profit Margin | 6.95 | 4.56 | 10.70 | 7.86 | 11.00 |
| Breakdown | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 | 2023-12-31 | 2023-09-30 | 2023-06-30 | 2023-03-31 | 2022-12-31 | 2022-09-30 | 2022-06-30 | 2022-03-31 | 2021-12-31 | 2021-09-30 | 2021-06-30 | 2021-03-31 | 2020-12-31 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ROA | 0.09 | 0.06 | 0.01 | 0.09 | 0.12 | 0.07 | 0.22 | 0.04 | -0.02 | 0.74 | 0.51 | 0.06 | 0.18 | 0.12 | 0.06 | |||||
| ROE | 0.17 | 0.12 | 0.01 | 0.18 | 0.25 | 0.15 | 0.46 | 0.07 | -0.04 | 1.52 | 1.04 | 0.11 | 0.36 | 0.26 | 0.17 | |||||
| Gross Margin | -3.88 | -5.39 | -10.27 | 47.31 | 49.78 | 48.22 | 50.93 | 42.69 | 36.25 | 68.37 | 71.48 | 52.32 | 50.51 | 52.06 | 13.17 | |||||
| Operating Margin | ||||||||||||||||||||
| EBITDA Margin | ||||||||||||||||||||
| Net Profit Margin | 5.76 | 5.90 | 1.20 | 5.85 | 10.59 | 13.14 | 13.62 | 3.90 | -4.97 | 33.55 | 35.17 | 12.10 | 12.18 | 13.02 | 18.68 |
Dividends
| Breakdown | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 | 2020-12-31 |
|---|---|---|---|---|---|
| Dividend Yield | |||||
| Dividend Payout Ratio |
| Breakdown | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 | 2023-12-31 | 2023-09-30 | 2023-06-30 | 2023-03-31 | 2022-12-31 | 2022-09-30 | 2022-06-30 | 2022-03-31 | 2021-12-31 | 2021-09-30 | 2021-06-30 | 2021-03-31 | 2020-12-31 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Dividend Yield | ||||||||||||||||||||
| Dividend Payout Ratio |
Financial Statements
| Breakdown | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 | 2020-12-31 |
|---|---|---|---|---|---|
| Assets | 965,157,900.00 | 940,328,600.00 | 902,789,000.00 | 903,540,600.00 | 1,174,224,800.00 |
| Deposits | 0 | 0 | 35,339,100.00 | 36,137,300.00 | 35,891,800.00 |
| Cash and Short-Term Investments | 7,605,600.00 | 7,651,800.00 | 7,655,000.00 | 4,077,500.00 | 17,265,300.00 |
| Cash and Cash Equivalents | 4,329,800.00 | 5,062,000.00 | 5,372,900.00 | 2,701,900.00 | 6,002,000.00 |
| Short-Term Investments | 3,275,800.00 | 2,589,800.00 | 2,282,100.00 | 1,375,600.00 | 11,263,300.00 |
| Net Receivables | 4,600,100.00 | 4,785,000.00 | 5,025,400.00 | 2,538,200.00 | 4,868,800.00 |
| Inventory | 0 | 0 | 0 | 0 | 0 |
| Other Current Assets | 0 | 0 | 0 | 0 | 0 |
| Property, Plant, Equipment Net | 920,800.00 | 1,115,100.00 | 1,190,800.00 | 1,248,500.00 | 1,253,900.00 |
| Goodwill | 1,549,700.00 | 1,608,500.00 | 1,598,200.00 | 1,627,600.00 | 5,133,000.00 |
| Intangible Assets | 1,389,900.00 | 1,469,800.00 | 1,533,300.00 | 1,600,600.00 | 1,723,000.00 |
| Long-Term Investments | 0 | 0 | 0 | 0 | 842,700.00 |
| Non-Current Deferred Assets | 207,100.00 | 241,100.00 | 115,500.00 | 85,000.00 | 113,800.00 |
| Other Non-Current Assets | 0 | 0 | 0 | 0 | 0 |
| Liabilities | 459,685,000.00 | 468,572,900.00 | 436,803,900.00 | 433,650,100.00 | 720,976,500.00 |
| Payables and Expenses | 0 | 0 | 0 | 0 | 0 |
| Account Payables | 0 | 0 | 0 | 0 | 0 |
| Current Accrued Liabilities | 0 | 0 | 0 | 0 | 0 |
| Short-Term Debt | 882,500.00 | 305,500.00 | 403,500.00 | 399,000.00 | 508,200.00 |
| Other Current Liabilities | 0 | 0 | 0 | 0 | 0 |
| Long-Term Debt | 0 | 0 | 0 | 0 | 0 |
| Other Non-Current Liabilities | 0 | 0 | 0 | 0 | 0 |
| Equity | 505,472,900.00 | 471,755,700.00 | 465,985,100.00 | 469,890,500.00 | 453,248,300.00 |
| Shareholders Equity | 11,723,200.00 | 11,141,400.00 | 5,605,400.00 | 35,360,600.00 | 54,442,900.00 |
| Capital Stock | 4,900.00 | 4,900.00 | 4,900.00 | 4,800.00 | 14,400.00 |
| Share Premium | 11,100,900.00 | 10,908,600.00 | 10,740,400.00 | 10,495,000.00 | 30,964,800.00 |
| Retained Earnings | 17,583,500.00 | 16,683,500.00 | 17,042,300.00 | 12,884,500.00 | 35,514,000.00 |
| Treasury Shares | 12,378,100.00 | 11,335,700.00 | 10,586,900.00 | 8,925,800.00 | 23,965,800.00 |
| Accumulated Other Comprehensive Income | -5,224,800.00 | -5,345,300.00 | -7,199,000.00 | 1,610,900.00 | 7,149,300.00 |
| Minority Interest | 44,900.00 | 45,700.00 | 41,100.00 | 56,400.00 | 58,400.00 |
| Investments | 214,726,500.00 | 204,602,300.00 | 202,126,400.00 | 212,093,600.00 | 773,266,500.00 |
| Debt | 24,088,600.00 | 23,535,100.00 | 23,684,900.00 | 27,052,000.00 | 31,748,100.00 |
| Net Debt | 16,483,000.00 | 15,883,300.00 | 16,029,900.00 | 22,974,500.00 | 14,482,800.00 |
| Common Shares Outstanding | 226,225.16 | 236,438.29 | 243,500.00 | 261,700.00 | 273,300.00 |
| Breakdown | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 | 2020-12-31 |
|---|---|---|---|---|---|
| Revenues | 22,609,300.00 | 13,665,800.00 | 44,987,000.00 | 21,769,600.00 | 14,989,000.00 |
| Net Premiums | 27,426,500.00 | 25,898,000.00 | 21,359,300.00 | 19,366,000.00 | 30,187,000.00 |
| Cost Of Revenue | 24,499,000.00 | 15,665,600.00 | 12,836,400.00 | 14,288,900.00 | 25,085,000.00 |
| Interest Expense | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Provisions for Credit Losses | 0 | 0 | 0 | -6,600.00 | 17,300.00 |
| Gross Profit | -1,889,700.00 | -1,999,800.00 | 32,150,600.00 | 7,480,700.00 | -10,096,000.00 |
| EBT | 0 | 0 | 0 | 0 | 0 |
| Income Tax | 988,900.00 | 24,000.00 | 1,174,100.00 | 290,600.00 | 483,900.00 |
| Net Income Including Non-Controlling Interests | 1,544,100.00 | 576,300.00 | 4,771,000.00 | 1,663,800.00 | 1,616,700.00 |
| Net Income Non-Controlling Interests | 26,900.00 | 46,900.00 | 40,600.00 | 46,800.00 | 32,700.00 |
| Net Income | 1,571,000.00 | 623,200.00 | 4,811,600.00 | 1,710,600.00 | 1,649,400.00 |
| Deprecation and Amortization | 256,200.00 | 272,700.00 | 295,900.00 | 275,300.00 | 251,900.00 |
| EPS | 0.01 | 0.00 | 0.02 | 0.01 | 0.01 |
| Diluted EPS | 0.01 | 0.00 | 0.02 | 0.01 | 0.01 |
| Average Shares Outstanding Basic | 232,000.00 | 241,300.00 | 251,100.00 | 269,000.00 | 274,700.00 |
| Average Shares Outstanding Diluted | 235,300.00 | 244,600.00 | 255,300.00 | 272,900.00 | 276,600.00 |
| Breakdown | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 | 2020-12-31 |
|---|---|---|---|---|---|
| Operating Cash Flow | 4,450,300.00 | 3,645,800.00 | 3,103,600.00 | 3,140,500.00 | 7,462,000.00 |
| Operating Net Income | 12,934,500.00 | -1,380,900.00 | 43,954,300.00 | 19,106,500.00 | 12,009,800.00 |
| Deprecation and Amortization | 256,200.00 | 272,700.00 | 295,900.00 | 275,300.00 | 251,900.00 |
| Deferred Income Tax | 7,300.00 | -57,200.00 | 1,199,400.00 | 159,400.00 | 192,100.00 |
| Share Based Compensation | 110,300.00 | 101,100.00 | 93,000.00 | 97,700.00 | 89,000.00 |
| Change in Working Capital | -54,800.00 | -178,200.00 | 3,285,000.00 | 90,500.00 | 72,600.00 |
| Other Operating Activities | -8,803,200.00 | 4,888,300.00 | -45,724,000.00 | -16,588,900.00 | -5,153,400.00 |
| Investing Cash Flow | -3,852,200.00 | -105,500.00 | 3,721,600.00 | -4,057,300.00 | -9,845,400.00 |
| Capital Expenditure | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Net Purchase/Sale of PPE | 0 | 0 | 0 | 0 | 0 |
| Net Purchase/Sale of Investments Net | 15,829,900.00 | 12,523,200.00 | 19,651,700.00 | 17,429,500.00 | 32,807,300.00 |
| Net Purchase/Sale of Business | 27,100.00 | 0 | 0 | 27,000.00 | 0 |
| Other Investing Activities | -19,709,200.00 | -12,628,700.00 | -15,930,100.00 | -21,513,800.00 | -42,652,700.00 |
| Financing Cash Flow | -1,332,800.00 | -3,902,400.00 | -4,137,000.00 | 416,900.00 | 2,958,700.00 |
| Net Issuance/Repayment of Debt | 23,331,400.00 | 20,869,800.00 | 15,612,300.00 | 18,172,800.00 | 40,193,600.00 |
| Net Issuance/Repurchase of Equity | 2,220,200.00 | 1,596,400.00 | 3,685,500.00 | 2,047,800.00 | 1,049,400.00 |
| Dividends Paid | 658,400.00 | 625,500.00 | 642,300.00 | 654,100.00 | 1,843,500.00 |
| Other Financing Activities | -27,542,800.00 | -26,994,100.00 | -24,077,100.00 | -20,457,800.00 | -40,127,800.00 |
| Net Change in Cash | -734,700.00 | -362,100.00 | 2,688,200.00 | -499,900.00 | 575,300.00 |
| Cash at Beginning of Period | 4,946,600.00 | 5,069,800.00 | 2,159,800.00 | 2,831,900.00 | 2,274,500.00 |
| Cash at End of Period | 4,211,900.00 | 4,707,700.00 | 4,848,000.00 | 2,332,000.00 | 2,849,800.00 |
| Free Cash Flow | 0 | 0 | 0 | 0 | 0 |
| Breakdown | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 | 2023-12-31 | 2023-09-30 | 2023-06-30 | 2023-03-31 | 2022-12-31 | 2022-09-30 | 2022-06-30 | 2022-03-31 | 2021-12-31 | 2021-09-30 | 2021-06-30 | 2021-03-31 | 2020-12-31 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Assets | 781,447,000.00 | 755,960,600.00 | 729,883,500.00 | 965,157,900.00 | 751,689,300.00 | 714,811,800.00 | 713,698,700.00 | 940,328,600.00 | 669,501,300.00 | 698,869,500.00 | 699,104,800.00 | 902,789,000.00 | 648,970,200.00 | 672,903,100.00 | 679,217,600.00 | 903,540,600.00 | 693,816,600.00 | 705,797,700.00 | 993,865,300.00 | 1,174,224,800.00 |
| Deposits | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 35,339,100.00 | 0 | 0 | 0 | 36,137,300.00 | 0 | 0 | 0 | 35,891,800.00 |
| Cash and Short-Term Investments | 9,494,800.00 | 7,675,200.00 | 8,103,100.00 | 7,605,600.00 | 9,020,900.00 | 7,434,500.00 | 7,064,900.00 | 7,651,800.00 | 6,855,500.00 | 6,238,000.00 | 7,049,100.00 | 7,655,000.00 | 6,381,100.00 | 4,367,100.00 | 4,038,000.00 | 4,077,500.00 | 4,438,000.00 | 12,156,600.00 | 14,953,900.00 | 17,265,300.00 |
| Cash and Cash Equivalents | 5,243,800.00 | 3,774,300.00 | 3,973,500.00 | 4,329,800.00 | 6,269,500.00 | 4,917,100.00 | 4,244,000.00 | 5,062,000.00 | 4,641,800.00 | 4,116,100.00 | 4,685,400.00 | 5,372,900.00 | 4,273,000.00 | 3,193,200.00 | 2,793,600.00 | 2,701,900.00 | 3,197,500.00 | 2,457,300.00 | 2,003,500.00 | 6,002,000.00 |
| Short-Term Investments | 4,251,000.00 | 3,900,900.00 | 4,129,600.00 | 3,275,800.00 | 2,751,400.00 | 2,517,400.00 | 2,820,900.00 | 2,589,800.00 | 2,213,700.00 | 2,121,900.00 | 2,363,700.00 | 2,282,100.00 | 2,108,100.00 | 1,173,900.00 | 1,244,400.00 | 1,375,600.00 | 1,240,500.00 | 9,699,300.00 | 12,950,400.00 | 11,263,300.00 |
| Net Receivables | 4,710,100.00 | 4,704,100.00 | 4,613,400.00 | 4,600,100.00 | 4,570,400.00 | 4,812,600.00 | 4,758,600.00 | 4,785,000.00 | 4,716,100.00 | 4,636,300.00 | 4,635,300.00 | 5,025,400.00 | 5,098,600.00 | 5,396,300.00 | 3,112,800.00 | 2,538,200.00 | 2,440,900.00 | 2,375,900.00 | 4,890,000.00 | 4,868,800.00 |
| Inventory | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Current Assets | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Property, Plant, Equipment Net | 716,200.00 | 724,700.00 | 742,700.00 | 920,800.00 | 798,200.00 | 805,900.00 | 913,500.00 | 1,115,100.00 | 958,100.00 | 957,700.00 | 986,200.00 | 1,190,800.00 | 1,006,100.00 | 993,300.00 | 1,020,200.00 | 1,248,500.00 | 1,065,400.00 | 1,030,700.00 | 1,043,700.00 | 1,253,900.00 |
| Goodwill | 1,577,600.00 | 1,583,200.00 | 1,567,400.00 | 1,549,700.00 | 1,597,100.00 | 1,569,800.00 | 1,569,100.00 | 1,608,500.00 | 1,593,600.00 | 1,638,400.00 | 1,636,100.00 | 1,598,200.00 | 1,548,300.00 | 1,588,500.00 | 1,661,300.00 | 1,627,600.00 | 1,648,400.00 | 1,699,800.00 | 1,701,200.00 | 5,133,000.00 |
| Intangible Assets | 1,268,500.00 | 1,282,900.00 | 1,290,500.00 | 1,389,900.00 | 1,424,400.00 | 1,419,000.00 | 1,435,500.00 | 1,469,800.00 | 1,480,400.00 | 1,518,300.00 | 1,535,500.00 | 1,533,300.00 | 1,524,600.00 | 1,546,000.00 | 1,601,000.00 | 1,600,600.00 | 1,629,400.00 | 1,677,300.00 | 1,698,100.00 | 1,723,000.00 |
| Long-Term Investments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 840,600.00 | 842,700.00 |
| Non-Current Deferred Assets | 0 | 0 | 0 | 207,100.00 | 0 | 0 | 0 | 241,100.00 | 0 | 0 | 0 | 115,500.00 | 0 | 0 | 0 | 85,000.00 | 0 | 0 | 0 | 113,800.00 |
| Other Non-Current Assets | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Liabilities | 399,120,000.00 | 385,312,100.00 | 370,894,300.00 | 459,685,000.00 | 385,252,100.00 | 363,316,500.00 | 362,279,300.00 | 468,572,900.00 | 342,832,200.00 | 361,719,900.00 | 362,288,500.00 | 436,803,900.00 | 332,417,200.00 | 343,782,900.00 | 349,567,200.00 | 433,650,100.00 | 352,132,100.00 | 362,775,400.00 | 642,261,400.00 | 720,976,500.00 |
| Payables and Expenses | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Account Payables | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Current Accrued Liabilities | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Short-Term Debt | 52,000.00 | 96,400.00 | 115,600.00 | 882,500.00 | 149,200.00 | 199,600.00 | 202,800.00 | 305,500.00 | 95,200.00 | 105,200.00 | 96,800.00 | 403,500.00 | 266,000.00 | 267,600.00 | 1,117,600.00 | 399,000.00 | 297,200.00 | 330,800.00 | 420,000.00 | 508,200.00 |
| Other Current Liabilities | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Long-Term Debt | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Non-Current Liabilities | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Equity | 382,327,000.00 | 370,648,500.00 | 358,989,200.00 | 505,472,900.00 | 366,437,200.00 | 351,495,300.00 | 351,419,400.00 | 471,755,700.00 | 326,669,100.00 | 337,149,600.00 | 336,816,300.00 | 465,985,100.00 | 316,553,000.00 | 329,120,200.00 | 329,650,400.00 | 469,890,500.00 | 341,684,500.00 | 343,022,300.00 | 351,603,900.00 | 453,248,300.00 |
| Shareholders Equity | 3,052,300.00 | 1,988,700.00 | 1,645,000.00 | 11,723,200.00 | 2,067,400.00 | 189,800.00 | 673,300.00 | 11,141,400.00 | -3,010,200.00 | -2,145,900.00 | -2,184,700.00 | 5,605,400.00 | -17,295,000.00 | -223,400.00 | 8,056,400.00 | 35,360,600.00 | 19,309,100.00 | 19,840,700.00 | 32,718,600.00 | 54,442,900.00 |
| Capital Stock | 5,000.00 | 5,000.00 | 5,000.00 | 4,900.00 | 4,900.00 | 4,900.00 | 4,900.00 | 4,900.00 | 4,900.00 | 4,900.00 | 4,900.00 | 4,900.00 | 4,900.00 | 4,900.00 | 4,900.00 | 4,800.00 | 4,800.00 | 4,800.00 | 4,800.00 | 14,400.00 |
| Share Premium | 11,238,500.00 | 11,202,600.00 | 11,157,800.00 | 11,100,900.00 | 11,045,200.00 | 11,005,500.00 | 10,954,100.00 | 10,908,600.00 | 10,870,200.00 | 10,831,900.00 | 10,790,900.00 | 10,740,400.00 | 10,637,500.00 | 10,553,500.00 | 10,402,400.00 | 10,495,000.00 | 10,436,500.00 | 10,399,700.00 | 10,351,800.00 | 30,964,800.00 |
| Retained Earnings | 17,730,000.00 | 17,692,600.00 | 17,459,300.00 | 17,583,500.00 | 16,847,000.00 | 17,235,300.00 | 17,050,600.00 | 16,683,500.00 | 17,717,000.00 | 16,629,900.00 | 16,398,800.00 | 17,042,300.00 | 17,210,900.00 | 15,985,600.00 | 13,090,800.00 | 12,884,500.00 | 12,583,900.00 | 12,395,000.00 | 12,199,200.00 | 35,514,000.00 |
| Treasury Shares | 13,001,400.00 | 12,771,600.00 | 12,619,400.00 | 12,378,100.00 | 12,074,700.00 | 11,820,500.00 | 11,568,000.00 | 11,335,700.00 | 11,079,600.00 | 10,877,000.00 | 10,775,400.00 | 10,586,900.00 | 10,336,500.00 | 9,877,100.00 | 9,679,900.00 | 8,925,800.00 | 8,573,700.00 | 8,370,200.00 | 8,104,100.00 | 23,965,800.00 |
| Accumulated Other Comprehensive Income | -4,306,600.00 | -4,713,300.00 | -4,785,900.00 | -5,224,800.00 | -4,585,000.00 | -5,411,800.00 | -5,256,100.00 | -5,345,300.00 | -6,840,900.00 | -6,245,200.00 | -6,201,300.00 | -7,199,000.00 | -8,070,600.00 | -5,630,100.00 | -1,920,600.00 | 1,610,900.00 | 1,619,200.00 | 1,803,800.00 | 953,800.00 | 7,149,300.00 |
| Minority Interest | 52,400.00 | 52,000.00 | 51,500.00 | 44,900.00 | 44,000.00 | 45,600.00 | 44,900.00 | 45,700.00 | 51,300.00 | 45,000.00 | 42,900.00 | 41,100.00 | 42,100.00 | 41,800.00 | 55,100.00 | 56,400.00 | 58,500.00 | 58,400.00 | 56,800.00 | 58,400.00 |
| Investments | 221,929,000.00 | 218,805,300.00 | 218,416,700.00 | 214,726,500.00 | 210,401,500.00 | 206,259,400.00 | 206,402,700.00 | 204,602,300.00 | 199,470,900.00 | 203,947,900.00 | 206,434,000.00 | 202,126,400.00 | 199,242,200.00 | 196,565,700.00 | 207,164,700.00 | 212,093,600.00 | 209,249,400.00 | 662,879,500.00 | 755,234,500.00 | 773,266,500.00 |
| Debt | 19,496,200.00 | 19,415,600.00 | 21,348,700.00 | 24,088,600.00 | 15,730,000.00 | 15,448,200.00 | 15,522,600.00 | 23,535,100.00 | 18,834,000.00 | 19,375,500.00 | 23,004,200.00 | 23,684,900.00 | 15,408,600.00 | 16,991,800.00 | 18,481,200.00 | 27,052,000.00 | 18,512,000.00 | 18,563,600.00 | 22,629,000.00 | 31,748,100.00 |
| Net Debt | 10,001,400.00 | 11,740,400.00 | 13,245,600.00 | 16,483,000.00 | 6,709,100.00 | 8,013,700.00 | 8,457,700.00 | 15,883,300.00 | 11,978,500.00 | 13,137,500.00 | 15,955,100.00 | 16,029,900.00 | 9,027,500.00 | 12,624,700.00 | 14,443,200.00 | 22,974,500.00 | 14,074,000.00 | 6,407,000.00 | 7,675,100.00 | 14,482,800.00 |
| Common Shares Outstanding | 220,516.81 | 223,185.69 | 224,971.71 | 226,225.16 | 229,291.30 | 232,293.39 | 235,032.78 | 236,438.29 | 239,657.86 | 242,000.00 | 243,100.00 | 243,500.00 | 244,900.00 | 249,900.00 | 252,200.00 | 261,700.00 | 266,100.00 | 269,000.00 | 272,500.00 | 273,300.00 |
| Breakdown | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 | 2023-12-31 | 2023-09-30 | 2023-06-30 | 2023-03-31 | 2022-12-31 | 2022-09-30 | 2022-06-30 | 2022-03-31 | 2021-12-31 | 2021-09-30 | 2021-06-30 | 2021-03-31 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenues | 11,600,900.00 | 7,702,900.00 | 4,013,300.00 | -1,183,800.00 | 11,375,700.00 | 8,364,100.00 | 4,053,300.00 | -6,504,500.00 | 10,975,000.00 | 6,376,300.00 | 2,819,000.00 | 17,738,700.00 | 14,369,600.00 | 9,768,700.00 | 3,110,000.00 | 1,641,600.00 | 10,171,600.00 | 6,747,900.00 | 3,208,500.00 |
| Net Premiums | 9,382,800.00 | 6,311,400.00 | 3,509,600.00 | 6,755,400.00 | 10,064,300.00 | 7,234,100.00 | 3,372,700.00 | 8,300,800.00 | 8,807,800.00 | 5,888,600.00 | 2,900,800.00 | 7,596,500.00 | 7,480,500.00 | 4,507,400.00 | 1,774,900.00 | 11,420,600.00 | 3,335,300.00 | 2,104,800.00 | 2,505,300.00 |
| Cost Of Revenue | 12,050,900.00 | 8,118,000.00 | 4,425,600.00 | 12,205,400.00 | 5,993,800.00 | 4,200,800.00 | 2,099,000.00 | 4,828,300.00 | 5,385,900.00 | 3,654,300.00 | 1,797,100.00 | 4,021,900.00 | 4,545,400.00 | 2,786,100.00 | 1,483,000.00 | 3,234,600.00 | 5,033,800.00 | 3,234,700.00 | 2,785,800.00 |
| Interest Expense | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Provisions for Credit Losses | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 18,100.00 | 21,600.00 | 23,800.00 | -14,900.00 | -11,500.00 | -4,000.00 |
| Gross Profit | -450,000.00 | -415,100.00 | -412,300.00 | -13,389,200.00 | 5,381,900.00 | 4,163,300.00 | 1,954,300.00 | -11,332,800.00 | 5,589,100.00 | 2,722,000.00 | 1,021,900.00 | 13,716,800.00 | 9,824,200.00 | 6,982,600.00 | 1,627,000.00 | -1,593,000.00 | 5,137,800.00 | 3,513,200.00 | 422,700.00 |
| EBT | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Income Tax | 50,100.00 | 35,600.00 | 34,000.00 | 629,800.00 | 81,800.00 | 182,200.00 | 95,100.00 | -408,800.00 | 336,700.00 | 18,100.00 | 78,000.00 | -961,500.00 | 1,218,500.00 | 869,800.00 | 47,300.00 | -188,000.00 | 222,400.00 | 158,600.00 | 97,600.00 |
| Net Income Including Non-Controlling Interests | 605,900.00 | 412,200.00 | 33,300.00 | -507,100.00 | 635,800.00 | 882,400.00 | 533,000.00 | -996,700.00 | 1,480,500.00 | 238,200.00 | -145,700.00 | -3,822,100.00 | 4,805,500.00 | 3,415,900.00 | 371,700.00 | -1,031,800.00 | 1,225,400.00 | 869,900.00 | 600,300.00 |
| Net Income Non-Controlling Interests | 62,200.00 | 42,100.00 | 14,800.00 | -5,600.00 | 29,800.00 | 3,200.00 | -500.00 | 16,400.00 | 14,400.00 | 10,500.00 | 5,600.00 | 800.00 | 15,600.00 | 19,700.00 | 4,500.00 | 25,200.00 | 13,400.00 | 9,000.00 | -800.00 |
| Net Income | 668,100.00 | 454,300.00 | 48,100.00 | -512,700.00 | 665,600.00 | 885,600.00 | 532,500.00 | -980,300.00 | 1,494,900.00 | 248,700.00 | -140,100.00 | -3,821,300.00 | 4,821,100.00 | 3,435,600.00 | 376,200.00 | -1,006,600.00 | 1,238,800.00 | 878,900.00 | 599,500.00 |
| Deprecation and Amortization | 0.00 | 0.00 | 0.00 | 256,200.00 | 0.00 | 0.00 | 0.00 | 272,700.00 | 0.00 | 0.00 | 0.00 | -361,100.00 | 326,500.00 | 330,500.00 | 0.00 | 275,300.00 | 0.00 | 0.00 | 0.00 |
| EPS | 0.00 | 0.00 | 0.00 | -0.00 | 0.00 | 0.00 | 0.00 | -0.00 | 0.01 | 0.00 | -0.00 | -0.00 | 0.02 | 0.01 | 0.00 | -0.00 | 0.00 | 0.00 | 0.00 |
| Diluted EPS | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.01 | 0.00 | -0.00 | 0.00 | 0.02 | 0.01 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Average Shares Outstanding Basic | 224,100.00 | 224,900.00 | 225,700.00 | 223,600.00 | 233,500.00 | 234,900.00 | 236,000.00 | 236,300.00 | 242,400.00 | 243,100.00 | 243,400.00 | 235,700.00 | 253,300.00 | 256,000.00 | 259,400.00 | 260,300.00 | 270,700.00 | 272,100.00 | 272,900.00 |
| Average Shares Outstanding Diluted | 226,800.00 | 227,600.00 | 228,800.00 | 227,200.00 | 236,600.00 | 238,000.00 | 239,400.00 | 242,900.00 | 245,700.00 | 246,400.00 | 243,400.00 | 240,100.00 | 257,300.00 | 260,000.00 | 263,800.00 | 265,500.00 | 274,400.00 | 275,700.00 | 276,000.00 |
| Breakdown | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 | 2023-12-31 | 2023-09-30 | 2023-06-30 | 2023-03-31 | 2022-12-31 | 2022-09-30 | 2022-06-30 | 2022-03-31 | 2021-12-31 | 2021-09-30 | 2021-06-30 | 2021-03-31 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Operating Cash Flow | 2,793,000.00 | 1,789,200.00 | 977,300.00 | -1,293,700.00 | 3,143,900.00 | 2,015,900.00 | 584,200.00 | -1,695,700.00 | 2,848,400.00 | 1,797,800.00 | 695,300.00 | 223,700.00 | 2,009,700.00 | 838,700.00 | 31,500.00 | -240,900.00 | 2,107,000.00 | 1,133,600.00 | 140,800.00 |
| Operating Net Income | 0 | 0 | 0 | 12,934,500.00 | 0 | 0 | 0 | -1,380,900.00 | 0 | 0 | 0 | 43,954,300.00 | 0 | 0 | 0 | 19,106,500.00 | 0 | 0 | 0 |
| Deprecation and Amortization | 0 | 0 | 0 | 256,200.00 | 0 | 0 | 0 | 272,700.00 | 0 | 0 | 0 | -361,100.00 | 326,500.00 | 330,500.00 | 0 | 275,300.00 | 0 | 0 | 0 |
| Deferred Income Tax | 0 | 0 | 0 | 7,300.00 | 0 | 0 | 0 | -57,200.00 | 0 | 0 | 0 | 1,199,400.00 | 0 | 0 | 0 | 159,400.00 | 0 | 0 | 0 |
| Share Based Compensation | 0 | 0 | 0 | 110,300.00 | 0 | 0 | 0 | 101,100.00 | 0 | 0 | 0 | 93,000.00 | 0 | 0 | 0 | 97,700.00 | 0 | 0 | 0 |
| Change in Working Capital | 0 | 0 | 0 | -54,800.00 | 0 | 0 | 0 | -178,200.00 | 0 | 0 | 0 | 3,285,000.00 | 0 | 0 | 0 | 90,500.00 | 0 | 0 | 0 |
| Other Operating Activities | 2,793,000.00 | 1,789,200.00 | 977,300.00 | -14,547,200.00 | 3,143,900.00 | 2,015,900.00 | 584,200.00 | -453,200.00 | 2,848,400.00 | 1,797,800.00 | 695,300.00 | -47,946,900.00 | 1,683,200.00 | 508,200.00 | 31,500.00 | -19,970,300.00 | 2,107,000.00 | 1,133,600.00 | 140,800.00 |
| Investing Cash Flow | -1,034,600.00 | -1,202,400.00 | -952,700.00 | 750,600.00 | -1,628,600.00 | -1,631,000.00 | -1,343,200.00 | 3,212,900.00 | -1,131,900.00 | -1,082,400.00 | -1,104,100.00 | 3,202,700.00 | 490,000.00 | -97,900.00 | 126,800.00 | 1,791,200.00 | -2,867,300.00 | -942,800.00 | -2,038,400.00 |
| Capital Expenditure | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Net Purchase/Sale of PPE | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Net Purchase/Sale of Investments Net | 10,749,500.00 | 7,779,200.00 | 4,301,300.00 | -3,182,400.00 | 9,468,400.00 | 6,265,200.00 | 3,278,700.00 | -7,704,400.00 | 9,142,200.00 | 6,858,500.00 | 4,226,900.00 | -13,277,200.00 | 15,491,800.00 | 11,897,300.00 | 5,539,800.00 | -9,341,600.00 | 11,212,900.00 | 7,675,400.00 | 7,882,800.00 |
| Net Purchase/Sale of Business | 0 | 0 | 0 | -500.00 | 27,600.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 27,000.00 | 0 | 0 | 0 |
| Other Investing Activities | -11,784,100.00 | -8,981,600.00 | -5,254,000.00 | 3,933,500.00 | -11,124,600.00 | -7,896,200.00 | -4,621,900.00 | 10,917,300.00 | -10,274,100.00 | -7,940,900.00 | -5,331,000.00 | 16,479,900.00 | -15,001,800.00 | -11,995,200.00 | -5,413,000.00 | 11,105,800.00 | -14,080,200.00 | -8,618,200.00 | -9,921,200.00 |
| Financing Cash Flow | -833,200.00 | -1,139,700.00 | -360,800.00 | -1,228,000.00 | -48,500.00 | -276,000.00 | 219,700.00 | -614,400.00 | -2,000,200.00 | -1,489,500.00 | 201,700.00 | -3,896,100.00 | -592,100.00 | 100,300.00 | 250,900.00 | -47,900.00 | 1,055,900.00 | -623,200.00 | 32,100.00 |
| Net Issuance/Repayment of Debt | 17,405,000.00 | 11,854,500.00 | 6,230,700.00 | -11,071,000.00 | 17,468,600.00 | 11,028,000.00 | 5,905,800.00 | -12,610,400.00 | 15,191,300.00 | 11,346,500.00 | 6,942,400.00 | -8,148,500.00 | 11,653,200.00 | 7,681,300.00 | 4,426,300.00 | -14,634,300.00 | 13,909,800.00 | 9,828,500.00 | 9,068,800.00 |
| Net Issuance/Repurchase of Equity | 660,900.00 | 426,900.00 | 254,300.00 | 675,300.00 | 779,400.00 | 518,400.00 | 247,100.00 | 532,700.00 | 533,100.00 | 322,300.00 | 208,300.00 | 398,800.00 | 1,512,700.00 | 1,000,300.00 | 773,700.00 | 715,300.00 | 642,400.00 | 424,500.00 | 265,600.00 |
| Dividends Paid | 511,600.00 | 338,700.00 | 169,000.00 | -324,300.00 | 492,700.00 | 327,600.00 | 162,400.00 | -306,900.00 | 466,500.00 | 310,400.00 | 155,500.00 | -339,500.00 | 486,100.00 | 328,700.00 | 167,000.00 | -301,100.00 | 485,600.00 | 317,400.00 | 152,200.00 |
| Other Financing Activities | -19,410,700.00 | -13,759,800.00 | -7,014,800.00 | 9,492,000.00 | -18,789,200.00 | -12,150,000.00 | -6,095,600.00 | 11,770,200.00 | -18,191,100.00 | -13,468,700.00 | -7,104,500.00 | 4,193,100.00 | -14,244,100.00 | -8,910,000.00 | -5,116,100.00 | 14,172,200.00 | -13,981,900.00 | -11,193,600.00 | -9,454,500.00 |
| Net Change in Cash | 925,200.00 | -552,900.00 | -336,200.00 | -1,771,100.00 | 1,466,800.00 | 108,900.00 | -539,300.00 | 902,800.00 | -283,700.00 | -774,100.00 | -207,100.00 | -469,700.00 | 1,907,600.00 | 841,100.00 | 409,200.00 | 1,329,500.00 | 295,600.00 | -432,400.00 | -1,692,600.00 |
| Cash at Beginning of Period | 4,211,900.00 | 4,211,900.00 | 4,211,900.00 | 5,983,000.00 | 4,707,700.00 | 4,707,700.00 | 4,707,700.00 | 3,804,900.00 | 4,848,000.00 | 4,848,000.00 | 4,848,000.00 | 5,317,700.00 | 2,332,000.00 | 2,332,000.00 | 2,332,000.00 | 1,002,500.00 | 2,849,800.00 | 2,849,800.00 | 3,696,100.00 |
| Cash at End of Period | 5,137,100.00 | 3,659,000.00 | 3,875,700.00 | 4,211,900.00 | 6,174,500.00 | 4,816,600.00 | 4,168,400.00 | 4,707,700.00 | 4,564,300.00 | 4,073,900.00 | 4,640,900.00 | 4,848,000.00 | 4,239,600.00 | 3,173,100.00 | 2,741,200.00 | 2,332,000.00 | 3,145,400.00 | 2,417,400.00 | 2,003,500.00 |
| Free Cash Flow | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |