PLBC

Valuation Ratios

Breakdown 2024-12-31 2023-12-31 2022-12-31 2021-12-31 2020-12-31
Price to Earnings 9.74 8.14 8.18 8.85
Price to Sales 93.23 86.92 87.82 79.15
Book Value Per Common Share 84.36 36.80 61.03 69.15 57.98
Price to Book 0.56 1.12 0.61 0.49
Price to Operating Cash Flow 6.96 5.18 3.59 -857.61
Price to Free Cash Flow
Enterprise Value to EBITDA 34538.68 31562.46 35070.76
Breakdown 2025-09-30 2025-06-30 2025-03-31 2024-12-31 2024-09-30 2024-06-30 2024-03-31 2023-12-31 2023-09-30 2023-06-30 2023-03-31 2022-12-31 2022-09-30 2022-06-30 2022-03-31 2021-12-31 2021-09-30 2021-06-30 2021-03-31 2020-12-31
Price to Earnings 14.48 19.50 35.76 11.52 16.28 34.71 8.98 14.63 26.20 8.89 14.64 38.88 11.00 18.62 34.01
Price to Sales 130.14 177.41 362.70 108.11 145.49 302.80 97.65 159.33 323.15 90.38 142.56 391.98 105.09 150.38 280.98
Book Value Per Common Share 65.02 56.65 54.67 84.36 58.17 49.98 49.15 36.80 27.89 34.55 21.98 61.03 18.20 19.87 21.09 69.15 22.29 20.54 19.63 57.98
Price to Book 0.66 0.78 0.79 0.56 0.70 0.72 0.75 1.12 1.22 1.03 1.55 0.61 1.56 1.44 1.81 0.49 1.42 1.56 1.49
Price to Operating Cash Flow 19.75 27.55 34.09 10.82 14.90 23.64 5.30 8.24 13.44 3.29 4.39 9.71 -19.28 53.40 17.66
Price to Free Cash Flow
Enterprise Value to EBITDA 79294.00 107112.39 199504.58 61703.23 86048.20 164234.94 56043.95 90731.29 233700.77 74504.99 124120.31 205826.22

Earnings Data

Breakdown 2024-12-31 2023-12-31 2022-12-31 2021-12-31 2020-12-31
Earning YoY -4.53 12.14 18.59 36.43
Revenue YoY 7.14 13.19 4.90 1.12
EBITDA YoY -0.15 17.81 22.54 128.95
Net Profit YoY -3.89 12.60 25.87 45.14
Breakdown 2025-09-30 2025-06-30 2025-03-31 2024-12-31 2024-09-30 2024-06-30 2024-03-31 2023-12-31 2023-09-30 2023-06-30 2023-03-31 2022-12-31 2022-09-30 2022-06-30 2022-03-31 2021-12-31 2021-09-30 2021-06-30 2021-03-31 2020-12-31
Earning YoY 30.70 88.43 60.18 108.49 55.74 87.69 63.59 98.98 66.86 100.00
Revenue YoY 54.98 110.78 52.54 103.92 56.21 112.80 56.84 106.71 57.45 105.00
EBITDA YoY 53.57 91.75 225.33 58.08 86.67 12.75 58.04 91.53 4.22 61.04 93.20 -10.36 83.57 81.66
Net Profit YoY 38.11 88.04 60.05 108.51 55.79 87.32 63.43 99.32 73.68 101.04

Financial Strength

Breakdown 2024-12-31 2023-12-31 2022-12-31 2021-12-31 2020-12-31
Cash Per Common Share 15.99 15.22 31.57 69.37 35.80
Quick Ratio
Current Ratio
Debt to Equity 4.11 5.00 6.36 5.56 5.10
Long-Term Debt to Equity
Breakdown 2025-09-30 2025-06-30 2025-03-31 2024-12-31 2024-09-30 2024-06-30 2024-03-31 2023-12-31 2023-09-30 2023-06-30 2023-03-31 2022-12-31 2022-09-30 2022-06-30 2022-03-31 2021-12-31 2021-09-30 2021-06-30 2021-03-31 2020-12-31
Cash Per Common Share 12.56 13.37 14.77 15.97 20.01 18.63 21.78 15.20 15.44 15.65 18.05 31.52 57.16 54.37 66.80 65.61 64.31 47.04 45.04 35.76
Quick Ratio
Current Ratio
Debt to Equity 8.06 1.69 7.71 4.11 8.15 8.94 9.16 5.00 12.12 11.24 11.25 6.36 14.53 12.95 12.18 5.56 11.13 3.85 10.84 5.10
Long-Term Debt to Equity

Profitability

Breakdown 2024-12-31 2023-12-31 2022-12-31 2021-12-31 2020-12-31
ROA 1.58 1.68 1.51 1.19 1.18
ROE 8.04 10.11 11.11 7.83 7.23
Gross Margin 59.97 0.50 47.24
Operating Margin 2604.89 2802.19 2600.45 2178.33 1015.54
EBITDA Margin 2703.31 2900.65 2786.85 2385.48 1053.59
Net Profit Margin 957.80 1067.62 1073.21 894.38 623.12
Breakdown 2025-09-30 2025-06-30 2025-03-31 2024-12-31 2024-09-30 2024-06-30 2024-03-31 2023-12-31 2023-09-30 2023-06-30 2023-03-31 2022-12-31 2022-09-30 2022-06-30 2022-03-31 2021-12-31 2021-09-30 2021-06-30 2021-03-31 2020-12-31
ROA 0.84 0.59 0.44 1.25 0.79 0.38 1.41 0.91 0.48 1.13 0.70 0.35 0.99 0.61 0.37
ROE 7.58 1.59 3.83 11.47 7.90 3.87 18.56 11.11 5.92 17.50 9.81 4.65 11.97 2.96 4.35
Gross Margin -181.50 25.30 64.54 39.48 -19.75 -14.83 -30.42 -118.96 -147.16
Operating Margin 1508.77 1561.91 1714.47 1648.61 1576.82 1722.38 1608.68 1590.25 1776.82 1416.95 1362.39 1412.01 1257.43 1165.13 1188.33
EBITDA Margin 1642.29 1657.40 1821.84 1752.20 1690.81 1846.99 1718.33 1698.40 1887.03 1613.13 1571.03 1680.92 1412.74 1211.74 1367.41
Net Profit Margin 809.64 908.55 1018.44 938.40 894.38 874.69 1085.08 1087.97 1235.98 1015.04 974.10 1010.25 889.62 806.50 822.41

Dividends

Breakdown 2024-12-31 2023-12-31 2022-12-31 2021-12-31 2020-12-31
Dividend Yield
Dividend Payout Ratio
Breakdown 2025-09-30 2025-06-30 2025-03-31 2024-12-31 2024-09-30 2024-06-30 2024-03-31 2023-12-31 2023-09-30 2023-06-30 2023-03-31 2022-12-31 2022-09-30 2022-06-30 2022-03-31 2021-12-31 2021-09-30 2021-06-30 2021-03-31 2020-12-31
Dividend Yield
Dividend Payout Ratio

Financial Statements

Breakdown 2024-12-31 2023-12-31 2022-12-31 2021-12-31 2020-12-31
Assets 1,816,700.00 1,767,916.00 1,751,318.00 1,759,078.00 1,222,056.00
   Deposits 1,371,101.00 1,333,655.00 1,457,809.00 1,438,999.00 973,974.00
      Cash and Short-Term Investments 94,279.00 89,263.00 184,390.00 381,646.00 185,324.00
            Cash and Cash Equivalents 94,279.00 89,263.00 184,390.00 381,646.00 185,324.00
            Short-Term Investments 0 0 0 0 0
      Net Receivables 1,005,375.00 948,604.00 903,968.00 0 0
      Inventory 0 0 0 0 0
      Other Current Assets 0 0 0 0 0
      Property, Plant, Equipment Net 36,829.00 18,948.00 18,100.00 16,424.00 14,016.00
      Real Estate 91.00 357.00 0 487.00 403.00
      Goodwill 5,502.00 5,502.00 5,502.00 5,502.00 0
      Intangible Assets 0 0 0 0 1,226.00
      Long-Term Investments 0 0 0 0 0
      Non-Current Deferred Assets 0 0 0 0 0
      Other Non-Current Assets 0 0 0 0 0
Liabilities 1,460,900.00 1,473,282.00 1,513,310.00 1,490,914.00 1,021,748.00
      Payables and Expenses 0 0 0 0 0
            Account Payables 0 0 0 0 0
            Current Accrued Liabilities 0 0 0 0 0
      Short-Term Debt 0 0 0 0 0
      Other Current Liabilities 0 0 0 0 0
      Long-Term Debt 0 0 0 0 0
      Other Non-Current Liabilities 0 0 0 0 0
Equity 355,800.00 294,634.00 238,008.00 268,164.00 200,308.00
   Shareholders Equity 498,002.00 216,082.00 357,012.00 402,246.00 300,462.00
      Capital Stock 29,043.00 28,033.00 27,372.00 26,801.00 7,656.00
      Share Premium 0 0 0 0 0
      Retained Earnings 174,002.00 151,748.00 128,388.00 105,681.00 87,753.00
      Treasury Shares 0 0 0 0 0
      Accumulated Other Comprehensive Income -25,145.00 -32,464.00 -36,756.00 1,600.00 4,745.00
   Minority Interest 0 0 0 0 0
Investments 4,271,676.00 4,402,629.00 4,006,331.00 2,753,226.00 1,077,678.00
Debt 24,759.00 0 10,310.00 10,310.00 10,310.00
Common Shares Outstanding 5,903.37 5,871.52 5,850.22 5,816.99 5,182.23
Breakdown 2024-12-31 2023-12-31 2022-12-31 2021-12-31 2020-12-31
Revenues 2,988.00 2,789.00 2,464.00 2,349.00 2,323.00
Cost Of Revenue 1,196.00 2,775.00 1,300.00 0 0
Interest Income 89,318.00 78,979.00 64,681.00 48,415.00 39,834.00
Interest Expense 10,634.00 8,017.00 2,268.00 1,943.00 2,007.00
Net Interest 73,691.00 69,794.00 58,509.00 46,934.00 38,396.00
Non-Interest Income 8,780.00 10,722.00 11,050.00 8,716.00 8,463.00
Non-Interest Expense 42,274.00 37,530.00 32,590.00 26,038.00 23,732.00
Provisions for Credit Losses 1,196.00 2,775.00 1,300.00 0 0
Gross Profit 1,792.00 14.00 1,164.00 0 0
   Selling, General and Administrative Expenses 1,407.00 1,258.00 1,282.00 1,311.00 688.00
EBT 67,200.00 70,136.00 61,807.00 49,226.00 21,584.00
Income Tax 9,962.00 10,584.00 9,531.00 7,748.00 5,697.00
Net Income 28,619.00 29,776.00 26,444.00 21,009.00 14,475.00
EBIT 77,834.00 78,153.00 64,075.00 51,169.00 23,591.00
Deprecation and Amortization 2,941.00 2,746.00 4,593.00 4,866.00 884.00
EBITDA 80,775.00 80,899.00 68,668.00 56,035.00 24,475.00
EPS 0.00 0.01 0.00 0.00 0.00
Diluted EPS 0.00 0.01 0.00 0.00 0.00
Average Shares Outstanding Basic 5,895.00 5,863.00 5,840.00 5,502.00 5,177.00
Average Shares Outstanding Diluted 5,968.00 5,934.00 5,912.00 5,583.00 5,230.00
Breakdown 2024-12-31 2023-12-31 2022-12-31 2021-12-31 2020-12-31
Operating Cash Flow 40,019.00 46,815.00 60,215.00 -217.00 26,312.00
   Operating Net Income 85,857.00 29,776.00 79,332.00 63,027.00 43,425.00
   Deprecation and Amortization 2,941.00 2,746.00 4,593.00 4,866.00 -884.00
   Deferred Income Tax -54.00 -702.00 1,033.00 -1,303.00 -1,067.00
   Share Based Compensation 676.00 400.00 340.00 275.00 312.00
   Change in Working Capital -3,330.00 -254.00 2,903.00 1,621.00 4,471.00
   Other Operating Activities -46,071.00 14,849.00 -27,986.00 -68,703.00 -19,945.00
Investing Cash Flow 10,246.00 -90,552.00 -270,766.00 -79,810.00 -114,401.00
   Capital Expenditure 0.00 0.00 0.00 0.00 0.00
   Net Purchase/Sale of PPE 26,368.00 2,278.00 3,023.00 931.00 2,954.00
   Net Purchase/Sale of Investments Net 246,409.00 77,798.00 228,387.00 216,779.00 62,032.00
   Net Purchase/Sale of Business 0 0 0 23,631.00 0
   Net Loan & Lease Activity 58,264.00 49,764.00 72,883.00 -30,468.00 139,630.00
   Other Investing Activities -320,795.00 -220,392.00 -575,059.00 -290,683.00 -319,017.00
Financing Cash Flow -45,249.00 -51,390.00 13,295.00 281,087.00 225,961.00
   Net Issuance/Repayment of Debt 299,019.00 104,430.00 1,341.00 8,405.00 12,865.00
   Net Issuance/Repurchase of Equity 508.00 339.00 309.00 265.00 89.00
   Dividends Paid 6,365.00 5,862.00 3,737.00 3,081.00 1,866.00
   Other Financing Activities -351,141.00 -162,021.00 7,908.00 269,336.00 211,141.00
Net Change in Cash 5,016.00 -95,127.00 -197,256.00 196,322.00 137,967.00
   Cash at Beginning of Period 77,002.00 180,782.00 380,682.00 184,262.00 46,942.00
   Cash at End of Period 82,018.00 85,655.00 183,426.00 380,584.00 184,909.00
Free Cash Flow 0 0 0 0 0
Breakdown 2025-09-30 2025-06-30 2025-03-31 2024-12-31 2024-09-30 2024-06-30 2024-03-31 2023-12-31 2023-09-30 2023-06-30 2023-03-31 2022-12-31 2022-09-30 2022-06-30 2022-03-31 2021-12-31 2021-09-30 2021-06-30 2021-03-31 2020-12-31
Assets 2,229,408.00 2,286,517.00 1,633,292.00 1,816,700.00 1,663,974.00 1,642,097.00 1,640,333.00 1,767,916.00 1,572,874.00 1,572,985.00 1,578,482.00 1,751,318.00 1,653,071.00 1,620,626.00 1,622,232.00 1,759,078.00 1,571,480.00 1,462,935.00 1,207,481.00 1,222,056.00
   Deposits 1,819,536.00 3,205,654.00 1,373,061.00 1,371,101.00 1,350,996.00 1,304,587.00 1,299,688.00 1,333,655.00 1,402,486.00 1,395,160.00 1,406,745.00 1,457,809.00 1,511,196.00 1,472,602.00 1,467,658.00 1,438,999.00 1,404,446.00 2,440,514.00 1,069,218.00 973,974.00
      Cash and Short-Term Investments 87,279.00 79,266.00 87,327.00 94,279.00 117,959.00 109,852.00 128,231.00 89,263.00 90,567.00 91,765.00 105,676.00 184,390.00 334,124.00 317,657.00 389,023.00 381,646.00 372,993.00 244,456.00 233,623.00 185,324.00
            Cash and Cash Equivalents 87,279.00 79,266.00 87,327.00 94,279.00 117,959.00 109,852.00 128,231.00 89,263.00 90,567.00 91,765.00 105,676.00 184,390.00 334,124.00 317,657.00 389,023.00 381,646.00 372,993.00 244,456.00 233,623.00 185,324.00
            Short-Term Investments 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
      Net Receivables 0 0 1,000,651.00 1,005,375.00 993,070.00 986,517.00 966,141.00 948,604.00 948,719.00 924,666.00 906,022.00 903,968.00 0 0 0 0 0 0 0 0
      Inventory 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
      Other Current Assets 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
      Property, Plant, Equipment Net 48,920.00 35,977.00 36,352.00 36,829.00 37,360.00 37,843.00 38,255.00 18,948.00 19,064.00 19,377.00 18,730.00 18,100.00 18,133.00 18,212.00 18,220.00 16,424.00 16,005.00 13,594.00 13,803.00 14,016.00
      Real Estate 114.00 91.00 91.00 91.00 141.00 141.00 0 357.00 0 0 0 0 0 0 0 487.00 0 0 0 403.00
      Goodwill 24,215.00 5,502.00 5,502.00 5,502.00 5,502.00 5,502.00 5,502.00 5,502.00 5,502.00 5,502.00 5,502.00 5,502.00 5,502.00 5,502.00 5,502.00 5,502.00 5,502.00 0 0 0
      Intangible Assets 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1,226.00
      Long-Term Investments 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
      Non-Current Deferred Assets 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
      Other Non-Current Assets 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Liabilities 1,983,458.00 1,435,438.00 1,445,689.00 1,460,900.00 1,482,032.00 1,476,942.00 1,478,842.00 1,473,282.00 1,452,949.00 1,444,427.00 1,449,659.00 1,513,310.00 1,546,621.00 1,504,468.00 1,499,159.00 1,490,914.00 1,441,947.00 1,161,145.00 1,105,465.00 1,021,748.00
      Payables and Expenses 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
            Account Payables 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
            Current Accrued Liabilities 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
      Short-Term Debt 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
      Other Current Liabilities 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
      Long-Term Debt 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
      Other Non-Current Liabilities 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Equity 245,950.00 851,079.00 187,603.00 355,800.00 181,942.00 165,155.00 161,491.00 294,634.00 119,925.00 128,558.00 128,823.00 238,008.00 106,450.00 116,158.00 123,073.00 268,164.00 129,533.00 301,790.00 102,016.00 200,308.00
   Shareholders Equity 451,998.00 336,125.00 323,759.00 498,002.00 342,991.00 294,665.00 289,741.00 216,082.00 163,664.00 202,642.00 128,823.00 357,012.00 106,450.00 116,158.00 123,073.00 402,246.00 129,533.00 106,790.00 102,016.00 300,462.00
      Capital Stock 75,426.00 29,803.00 29,454.00 29,043.00 28,813.00 28,656.00 28,492.00 28,033.00 27,896.00 27,739.00 27,608.00 27,372.00 27,240.00 27,133.00 26,990.00 26,801.00 26,705.00 7,937.00 7,858.00 7,656.00
      Share Premium 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
      Retained Earnings 187,015.00 183,954.00 179,411.00 174,002.00 167,846.00 161,608.00 156,414.00 151,748.00 145,694.00 139,191.00 133,997.00 128,388.00 121,505.00 115,212.00 110,467.00 105,681.00 100,992.00 95,228.00 91,468.00 87,753.00
      Treasury Shares 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
      Accumulated Other Comprehensive Income -16,491.00 -20,678.00 -21,262.00 -25,145.00 -14,717.00 -25,109.00 -23,415.00 -32,464.00 -53,665.00 -38,372.00 -32,782.00 -36,756.00 -42,295.00 -26,187.00 -14,384.00 1,600.00 1,836.00 3,625.00 2,690.00 4,745.00
   Minority Interest 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Investments 68,425.00 61,591.00 4,412,804.00 4,271,676.00 4,110,480.00 4,006,188.00 4,027,005.00 4,402,629.00 3,944,385.00 4,220,280.00 4,359,744.00 4,006,331.00 3,452,826.00 3,289,947.00 2,848,218.00 2,753,226.00 1,925,427.00 995,296.00 818,624.00 1,077,678.00
Debt 24,631.00 24,519.00 24,523.00 24,759.00 24,983.00 25,203.00 25,424.00 0 0 0 0 10,310.00 10,310.00 10,310.00 10,310.00 10,310.00 10,310.00 10,310.00 10,310.00 10,310.00
Common Shares Outstanding 6,952.06 5,933.71 5,922.12 5,903.37 5,896.53 5,895.90 5,895.60 5,871.52 5,868.42 5,864.45 5,862.15 5,850.22 5,848.72 5,844.57 5,836.77 5,816.99 5,810.56 5,198.83 5,196.73 5,182.23
Breakdown 2025-09-30 2025-06-30 2025-03-31 2024-12-31 2024-09-30 2024-06-30 2024-03-31 2023-12-31 2023-09-30 2023-06-30 2023-03-31 2022-12-31 2022-09-30 2022-06-30 2022-03-31 2021-12-31 2021-09-30 2021-06-30 2021-03-31
Revenues 2,303.00 1,486.00 705.00 -1,409.00 2,224.00 1,458.00 715.00 -1,192.00 2,051.00 1,313.00 617.00 -1,107.00 1,835.00 1,170.00 566.00 -1,041.00 1,743.00 1,107.00 540.00
Cost Of Revenue 6,483.00 1,110.00 250.00 -2,717.00 1,346.00 1,746.00 821.00 -4,300.00 2,675.00 2,875.00 1,525.00 1,300.00 0 0 0 0 0 0 0
Interest Income 87,397.00 51,438.00 25,784.00 -68,970.00 80,459.00 52,369.00 25,460.00 -59,577.00 69,743.00 45,933.00 22,880.00 -30,324.00 50,656.00 30,335.00 14,014.00 -24,341.00 38,102.00 22,967.00 11,687.00
Interest Expense 9,124.00 4,501.00 2,051.00 -6,944.00 8,317.00 5,325.00 3,936.00 2,832.00 2,925.00 1,622.00 638.00 500.00 878.00 590.00 300.00 355.00 826.00 507.00 255.00
Net Interest 61,896.00 36,722.00 18,539.00 -34,360.00 54,732.00 35,862.00 17,457.00 -33,871.00 52,128.00 34,388.00 17,149.00 -20,108.00 41,159.00 25,443.00 12,015.00 -17,915.00 33,960.00 20,410.00 10,479.00
Non-Interest Income 8,447.00 5,574.00 3,213.00 -4,281.00 6,579.00 4,342.00 2,140.00 -7,651.00 8,380.00 6,068.00 3,925.00 -7,782.00 8,868.00 6,314.00 3,650.00 -4,095.00 6,231.00 4,230.00 2,350.00
Non-Interest Expense 37,612.00 22,477.00 11,466.00 -20,533.00 31,617.00 20,793.00 10,397.00 -17,781.00 27,764.00 18,323.00 9,224.00 -14,694.00 23,904.00 15,707.00 7,673.00 -10,103.00 18,225.00 11,624.00 6,292.00
Provisions for Credit Losses 6,483.00 1,110.00 250.00 -2,717.00 1,346.00 1,746.00 821.00 -4,300.00 2,675.00 2,875.00 1,525.00 1,300.00 0 0 0 0 0 0 0
Gross Profit -4,180.00 376.00 455.00 1,308.00 878.00 -288.00 -106.00 3,108.00 -624.00 -1,562.00 -908.00 1,164.00 0 0 0 0 0 0 0
   Selling, General and Administrative Expenses 256.00 163.00 67.00 750.00 350.00 219.00 88.00 738.00 260.00 173.00 87.00 954.00 153.00 117.00 58.00 957.00 176.00 118.00 60.00
EBT 25,623.00 18,709.00 10,036.00 12,808.00 28,348.00 17,665.00 8,379.00 10,484.00 30,069.00 19,258.00 10,325.00 13,642.00 25,123.00 15,350.00 7,692.00 9,582.00 21,091.00 12,391.00 6,162.00
Income Tax 6,792.00 5,208.00 2,856.00 -4,266.00 7,478.00 4,625.00 2,125.00 -4,902.00 7,814.00 4,973.00 2,699.00 -2,893.00 6,497.00 3,953.00 1,974.00 -3,021.00 5,585.00 3,463.00 1,721.00
Net Income 18,646.00 13,501.00 7,180.00 -11,545.00 20,870.00 13,040.00 6,254.00 -14,390.00 22,255.00 14,285.00 7,626.00 -9,297.00 18,626.00 11,397.00 5,718.00 -7,866.00 15,506.00 8,928.00 4,441.00
EBIT 34,747.00 23,210.00 12,087.00 5,864.00 36,665.00 22,990.00 12,315.00 13,316.00 32,994.00 20,880.00 10,963.00 14,142.00 26,001.00 15,940.00 7,992.00 9,937.00 21,917.00 12,898.00 6,417.00
Deprecation and Amortization 3,075.00 1,419.00 757.00 -1,916.00 2,304.00 1,662.00 891.00 -1,603.00 2,249.00 1,420.00 680.00 -2,970.00 3,600.00 2,441.00 1,522.00 676.00 2,707.00 516.00 967.00
EBITDA 37,822.00 24,629.00 12,844.00 3,948.00 38,969.00 24,652.00 13,206.00 11,713.00 35,243.00 22,300.00 11,643.00 11,172.00 29,601.00 18,381.00 9,514.00 10,613.00 24,624.00 13,414.00 7,384.00
EPS 0.00 0.00 0.00 -0.00 0.00 0.00 0.00 -0.00 0.00 0.00 0.00 -0.00 0.00 0.00 0.00 -0.00 0.00 0.00 0.00
Diluted EPS 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Average Shares Outstanding Basic 6,947.00 5,929.00 5,911.00 5,901.00 5,896.00 5,896.00 5,887.00 5,869.00 5,866.00 5,862.00 5,855.00 5,848.00 5,845.00 5,843.00 5,824.00 5,824.00 5,800.00 5,197.00 5,187.00
Average Shares Outstanding Diluted 7,031.00 6,006.00 6,002.00 6,012.00 5,968.00 5,946.00 5,946.00 5,932.00 5,932.00 5,932.00 5,940.00 5,904.00 5,911.00 5,913.00 5,920.00 5,914.00 5,885.00 5,280.00 5,253.00
Breakdown 2025-09-30 2025-06-30 2025-03-31 2024-12-31 2024-09-30 2024-06-30 2024-03-31 2023-12-31 2023-09-30 2023-06-30 2023-03-31 2022-12-31 2022-09-30 2022-06-30 2022-03-31 2021-12-31 2021-09-30 2021-06-30 2021-03-31
Operating Cash Flow 15,172.00 9,568.00 7,503.00 -5,606.00 22,225.00 14,238.00 9,162.00 -31,244.00 37,816.00 25,405.00 14,838.00 -51,029.00 50,420.00 37,967.00 22,857.00 -2,425.00 -9,501.00 3,117.00 8,592.00
   Operating Net Income 37,732.00 13,501.00 7,180.00 45,693.00 20,870.00 13,040.00 6,254.00 -14,390.00 22,255.00 14,285.00 7,626.00 43,591.00 18,626.00 11,397.00 5,718.00 34,152.00 15,506.00 8,928.00 4,441.00
   Deprecation and Amortization 3,075.00 1,419.00 757.00 -1,916.00 2,304.00 1,662.00 891.00 -1,603.00 2,249.00 1,420.00 680.00 -2,970.00 3,600.00 2,441.00 1,522.00 3,642.00 2,707.00 -516.00 -967.00
   Deferred Income Tax 0 0 0 -54.00 0 0 0 -702.00 0 0 0 1,033.00 0 0 0 -1,303.00 0 0 0
   Share Based Compensation 270.00 177.00 82.00 -93.00 413.00 256.00 100.00 -161.00 263.00 199.00 99.00 3.00 162.00 117.00 58.00 -79.00 176.00 118.00 60.00
   Change in Working Capital 3,754.00 8,729.00 3,937.00 -3,918.00 722.00 93.00 -227.00 -10,641.00 9,543.00 2,119.00 -1,275.00 18,211.00 -4,855.00 -4,863.00 -5,590.00 -4,992.00 3,376.00 3,163.00 74.00
   Other Operating Activities -29,659.00 -14,258.00 -4,453.00 -45,318.00 -2,084.00 -813.00 2,144.00 -3,747.00 3,506.00 7,382.00 7,708.00 -110,897.00 32,887.00 28,875.00 21,149.00 -33,845.00 -31,266.00 -8,576.00 4,984.00
Investing Cash Flow 69,792.00 2,053.00 629.00 -71,316.00 18,205.00 21,024.00 42,333.00 69,242.00 -68,429.00 -53,187.00 -38,178.00 52,289.00 -162,224.00 -125,981.00 -34,850.00 112,369.00 -48,696.00 -91,272.00 -52,211.00
   Capital Expenditure 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
   Net Purchase/Sale of PPE 1,005.00 204.00 173.00 -51,884.00 26,260.00 26,111.00 25,881.00 -2,618.00 2,005.00 1,935.00 956.00 -4,291.00 2,720.00 2,461.00 2,133.00 572.00 190.00 114.00 55.00
   Net Purchase/Sale of Investments Net 156,333.00 18,337.00 14,440.00 -410,760.00 231,608.00 221,068.00 204,493.00 -49,001.00 42,788.00 42,538.00 41,473.00 -96,514.00 165,968.00 116,781.00 42,152.00 -54,092.00 134,303.00 95,542.00 41,026.00
   Net Purchase/Sale of Business -35,777.00 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0.00 23,631.00 0 0
   Net Loan & Lease Activity 58,264.00 49,764.00 72,883.00 -30,468.00 139,630.00
   Other Investing Activities -69,207.00 -19,117.00 -9,400.00 437,163.00 -285,640.00 -266,050.00 -206,268.00 152,396.00 -163,144.00 -123,543.00 -86,101.00 120,423.00 -348,908.00 -268,460.00 -78,114.00 244,264.00 -177,480.00 -229,177.00 -128,290.00
Financing Cash Flow -79,703.00 -14,373.00 -2,823.00 -17,139.00 -8,126.00 -11,065.00 -8,919.00 129,145.00 -62,246.00 -63,879.00 -54,410.00 -97,568.00 65,344.00 25,087.00 20,432.00 -205,229.00 246,281.00 147,702.00 92,333.00
   Net Issuance/Repayment of Debt 86,790.00 -7,133.00 -3,341.00 182,988.00 68,938.00 20,816.00 26,277.00 76,779.00 7,521.00 11,840.00 8,290.00 19,959.00 -4,328.00 -6,865.00 -7,425.00 4,951.00 4,572.00 1,209.00 -2,327.00
   Net Issuance/Repurchase of Equity 936.00 583.00 329.00 -585.00 367.00 367.00 359.00 -227.00 261.00 168.00 137.00 -314.00 277.00 215.00 131.00 -256.00 216.00 163.00 142.00
   Dividends Paid 5,633.00 3,549.00 1,771.00 -3,175.00 4,772.00 3,180.00 1,588.00 -2,924.00 4,395.00 2,928.00 1,463.00 -1,863.00 2,802.00 1,866.00 932.00 -1,365.00 2,267.00 1,453.00 726.00
   Other Financing Activities -173,062.00 -11,372.00 -1,582.00 -196,367.00 -82,203.00 -35,428.00 -37,143.00 55,517.00 -74,423.00 -78,815.00 -64,300.00 -115,350.00 66,593.00 29,871.00 26,794.00 -208,559.00 239,226.00 144,877.00 93,792.00
Net Change in Cash 5,261.00 -2,752.00 5,309.00 -94,061.00 32,304.00 24,197.00 42,576.00 167,143.00 -92,859.00 -91,661.00 -77,750.00 -96,308.00 -46,460.00 -62,927.00 8,439.00 -100,023.00 188,084.00 59,547.00 48,714.00
   Cash at Beginning of Period 82,018.00 82,018.00 82,018.00 176,079.00 85,655.00 85,655.00 85,655.00 -81,488.00 183,426.00 183,426.00 183,426.00 279,734.00 380,584.00 380,584.00 380,584.00 480,607.00 184,909.00 184,909.00 184,909.00
   Cash at End of Period 87,279.00 79,266.00 87,327.00 82,018.00 117,959.00 109,852.00 128,231.00 85,655.00 90,567.00 91,765.00 105,676.00 183,426.00 334,124.00 317,657.00 389,023.00 380,584.00 372,993.00 244,456.00 233,623.00
Free Cash Flow 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0