PNC
Valuation Ratios
| Breakdown | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 | 2020-12-31 |
|---|---|---|---|---|---|
| Price to Earnings | 14.02 | 12.10 | 11.40 | 15.78 | 8.77 |
| Price to Sales | 2.92 | 2.89 | 3.08 | 4.45 | 3.76 |
| Book Value Per Common Share | 136.40 | 127.44 | 111.10 | 130.74 | 126.49 |
| Price to Book | 1.41 | 1.22 | 1.42 | 1.53 | 1.18 |
| Price to Operating Cash Flow | 6.42 | 4.50 | 5.04 | 7.76 | 3.37 |
| Price to Free Cash Flow | |||||
| Enterprise Value to EBITDA | 19309.56 | 21015.03 | 26963.64 | 38913.03 | 55670.36 |
| Breakdown | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 | 2023-09-30 | 2023-06-30 | 2023-03-31 | 2022-09-30 | 2022-06-30 | 2022-03-31 | 2021-09-30 | 2021-06-30 | 2021-03-31 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Price to Earnings | 17.13 | 25.29 | 49.93 | 18.50 | 23.96 | 52.13 | 11.21 | 17.14 | 31.93 | 14.38 | 23.83 | 57.11 | 19.88 | 29.17 | 42.68 |
| Price to Sales | 3.88 | 5.52 | 10.66 | 4.62 | 5.89 | 12.56 | 3.05 | 4.64 | 9.10 | 4.03 | 6.71 | 16.51 | 5.92 | 9.14 | 17.71 |
| Book Value Per Common Share | 148.59 | 144.74 | 141.72 | 139.22 | 131.61 | 128.35 | 123.33 | 122.99 | 122.30 | 112.77 | 114.27 | 117.10 | 132.06 | 128.23 | 126.41 |
| Price to Book | 1.35 | 1.29 | 1.24 | 1.33 | 1.18 | 1.26 | 1.00 | 1.02 | 1.04 | 1.32 | 1.38 | 1.58 | 1.48 | 1.49 | 1.39 |
| Price to Operating Cash Flow | 21.99 | 76.41 | -137.44 | 12.16 | 22.27 | 36.77 | 9.38 | 9.84 | 27.17 | 12.28 | 40.04 | -78.33 | 22.40 | 37.02 | 95.80 |
| Price to Free Cash Flow | |||||||||||||||
| Enterprise Value to EBITDA | 31161.20 | 45168.06 | 88036.50 | 48186.08 | 61882.98 | 131136.78 | 37442.05 | 59730.41 | 121747.93 | 86198.34 | 148403.20 | 348466.22 | 120530.68 | 178154.69 | 276010.06 |
Earnings Data
| Breakdown | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 | 2020-12-31 |
|---|---|---|---|---|---|
| Earning YoY | 7.50 | -7.65 | 9.05 | -25.19 | |
| Revenue YoY | 22.59 | 1.75 | 9.94 | 13.67 | |
| EBITDA YoY | 34.88 | 22.44 | 9.94 | 92.09 | |
| Net Profit YoY | 7.22 | -10.20 | 5.53 | 99.15 |
| Breakdown | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 | 2023-09-30 | 2023-06-30 | 2023-03-31 | 2022-09-30 | 2022-06-30 | 2022-03-31 | 2021-09-30 | 2021-06-30 | 2021-03-31 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Earning YoY | 59.16 | 109.38 | 53.93 | 109.35 | 48.98 | 84.67 | 56.95 | 104.95 | 50.46 | 59.12 | |||||
| Revenue YoY | 52.95 | 104.77 | 51.46 | 105.17 | 48.03 | 94.47 | 56.58 | 109.04 | 58.48 | 110.59 | |||||
| EBITDA YoY | 55.84 | 106.72 | -16.58 | 52.68 | 103.92 | 31.16 | 55.51 | 101.98 | -59.36 | 61.88 | 99.42 | -71.38 | 51.59 | 68.49 | |
| Net Profit YoY | 58.79 | 109.51 | 53.80 | 109.27 | 48.88 | 84.24 | 56.22 | 103.47 | 50.52 | 59.26 |
Financial Strength
| Breakdown | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 | 2020-12-31 |
|---|---|---|---|---|---|
| Cash Per Common Share | 115.92 | 126.50 | 83.41 | 193.08 | 215.90 |
| Quick Ratio | |||||
| Current Ratio | |||||
| Debt to Equity | 3.54 | 3.58 | 3.75 | 3.38 | 2.89 |
| Long-Term Debt to Equity |
| Breakdown | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 | 2023-09-30 | 2023-06-30 | 2023-03-31 | 2022-09-30 | 2022-06-30 | 2022-03-31 | 2021-09-30 | 2021-06-30 | 2021-03-31 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Cash Per Common Share | 97.91 | 76.37 | 96.48 | 102.97 | 98.20 | 148.86 | 116.67 | 110.85 | 99.26 | 113.11 | 88.70 | 134.16 | 197.94 | 190.54 | 219.76 |
| Quick Ratio | |||||||||||||||
| Current Ratio | |||||||||||||||
| Debt to Equity | 5.01 | 4.98 | 4.94 | 4.93 | 5.02 | 5.20 | 5.22 | 5.17 | 5.21 | 5.66 | 5.39 | 5.30 | 5.28 | 5.21 | 4.66 |
| Long-Term Debt to Equity |
Profitability
| Breakdown | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 | 2020-12-31 |
|---|---|---|---|---|---|
| ROA | 0.79 | 0.74 | 0.85 | 0.81 | 0.47 |
| ROE | 3.59 | 3.38 | 4.04 | 3.53 | 1.84 |
| Gross Margin | 95.38 | 82.34 | |||
| Operating Margin | 148.22 | 136.48 | 111.18 | 105.03 | 58.75 |
| EBITDA Margin | 151.27 | 137.49 | 114.26 | 114.26 | 67.61 |
| Net Profit Margin | 20.86 | 23.85 | 27.03 | 28.16 | 16.07 |
| Breakdown | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 | 2023-09-30 | 2023-06-30 | 2023-03-31 | 2022-09-30 | 2022-06-30 | 2022-03-31 | 2021-09-30 | 2021-06-30 | 2021-03-31 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ROA | 0.75 | 0.48 | 0.23 | 0.65 | 0.43 | 0.20 | 0.72 | 0.48 | 0.26 | 0.71 | 0.47 | 0.23 | 0.70 | 0.46 | 0.34 |
| ROE | 4.52 | 2.88 | 1.37 | 3.83 | 2.57 | 1.24 | 4.45 | 2.97 | 1.61 | 4.72 | 2.99 | 1.45 | 4.42 | 2.89 | 1.92 |
| Gross Margin | 96.16 | 95.91 | 98.43 | 98.14 | 96.33 | 96.27 | 96.67 | 88.10 | |||||||
| Operating Margin | 121.03 | 118.76 | 117.43 | 95.39 | 94.52 | 95.08 | 80.44 | 76.45 | 73.55 | 42.91 | 39.80 | 39.17 | 40.46 | 42.39 | 55.26 |
| EBITDA Margin | 124.51 | 122.20 | 121.05 | 95.98 | 95.22 | 95.80 | 81.52 | 77.60 | 74.71 | 46.73 | 45.20 | 47.38 | 49.09 | 51.32 | 64.15 |
| Net Profit Margin | 22.64 | 21.80 | 21.31 | 24.96 | 24.58 | 24.10 | 27.19 | 27.04 | 28.54 | 28.05 | 28.11 | 28.88 | 29.79 | 31.36 | 41.47 |
Dividends
| Breakdown | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 | 2020-12-31 |
|---|---|---|---|---|---|
| Dividend Yield | |||||
| Dividend Payout Ratio |
| Breakdown | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 | 2023-09-30 | 2023-06-30 | 2023-03-31 | 2022-09-30 | 2022-06-30 | 2022-03-31 | 2021-09-30 | 2021-06-30 | 2021-03-31 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Dividend Yield | |||||||||||||||
| Dividend Payout Ratio |
Financial Statements
| Breakdown | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 | 2020-12-31 |
|---|---|---|---|---|---|
| Assets | 694,462,000.00 | 693,830,000.00 | 671,490,000.00 | 670,402,000.00 | 574,869,000.00 |
| Deposits | 426,738,000.00 | 421,418,000.00 | 436,282,000.00 | 457,278,000.00 | 365,345,000.00 |
| Cash and Short-Term Investments | 46,251,000.00 | 50,725,000.00 | 34,363,000.00 | 82,254,000.00 | 92,190,000.00 |
| Cash and Cash Equivalents | 46,251,000.00 | 50,725,000.00 | 34,363,000.00 | 82,254,000.00 | 92,190,000.00 |
| Short-Term Investments | 0 | 0 | 0 | 0 | 0 |
| Net Receivables | 0 | 0 | 0 | 4,868,000.00 | 241,928,000.00 |
| Inventory | 0 | 0 | 0 | 0 | 0 |
| Other Current Assets | 0 | 0 | 0 | 0 | 0 |
| Property, Plant, Equipment Net | 21,022,000.00 | 20,103,000.00 | 19,626,000.00 | 18,570,000.00 | 16,719,000.00 |
| Goodwill | 10,932,000.00 | 10,932,000.00 | 10,987,000.00 | 10,916,000.00 | 9,233,000.00 |
| Intangible Assets | 0 | 0 | 0 | 0 | 0 |
| Long-Term Investments | 0 | 0 | 0 | 0 | 0 |
| Non-Current Deferred Assets | 0 | 0 | 0 | 0 | 0 |
| Other Non-Current Assets | 0 | 0 | 0 | 0 | 0 |
| Liabilities | 541,458,000.00 | 542,254,000.00 | 530,212,000.00 | 517,377,000.00 | 427,014,000.00 |
| Payables and Expenses | 0 | 0 | 0 | 0 | 0 |
| Account Payables | 0 | 0 | 0 | 0 | 0 |
| Current Accrued Liabilities | 0 | 0 | 0 | 0 | 0 |
| Short-Term Debt | 0 | 0 | 0 | 0 | 0 |
| Other Current Liabilities | 0 | 0 | 0 | 0 | 0 |
| Long-Term Debt | 0 | 0 | 0 | 0 | 0 |
| Other Non-Current Liabilities | 0 | 0 | 0 | 0 | 0 |
| Equity | 153,004,000.00 | 151,576,000.00 | 141,278,000.00 | 153,025,000.00 | 147,855,000.00 |
| Shareholders Equity | 54,425,000.00 | 51,105,000.00 | 45,774,000.00 | 55,695,000.00 | 54,010,000.00 |
| Capital Stock | 2,717,000.00 | 2,716,000.00 | 2,714,000.00 | 2,713,000.00 | 2,713,000.00 |
| Share Premium | 18,710,000.00 | 19,020,000.00 | 18,376,000.00 | 17,457,000.00 | 15,884,000.00 |
| Retained Earnings | 59,282,000.00 | 56,290,000.00 | 53,572,000.00 | 50,228,000.00 | 46,848,000.00 |
| Treasury Shares | 19,719,000.00 | 19,209,000.00 | 18,716,000.00 | 15,112,000.00 | 14,205,000.00 |
| Accumulated Other Comprehensive Income | -6,565,000.00 | -7,712,000.00 | -10,172,000.00 | 409,000.00 | 2,770,000.00 |
| Minority Interest | 44,000.00 | 36,000.00 | 38,000.00 | 31,000.00 | 31,000.00 |
| Investments | 31,808,000.00 | 28,389,000.00 | 29,596,000.00 | 4,278,000.00 | 528,471,000.00 |
| Debt | 99,256,000.00 | 33,460,000.00 | 8,035,000.00 | 7,978,000.00 | 7,413,000.00 |
| Net Debt | 53,005,000.00 | 0 | 0 | 0 | 0 |
| Common Shares Outstanding | 0 | 0 | 0 | 0 | 0 |
| Preferred Shares Outstanding | 58.00 | 63.00 | 58.00 | 51.00 | 36.00 |
| Breakdown | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 | 2020-12-31 |
|---|---|---|---|---|---|
| Revenues | 26,345,000.00 | 21,490,000.00 | 21,120,000.00 | 19,211,000.00 | 16,901,000.00 |
| Cost Of Revenue | 0 | 0 | 0 | 887,000.00 | 2,985,000.00 |
| Interest Income | 33,422,000.00 | 30,317,000.00 | 19,077,000.00 | 13,261,000.00 | 13,687,000.00 |
| Interest Expense | 12,885,000.00 | 10,392,000.00 | 2,422,000.00 | 487,000.00 | 1,361,000.00 |
| Net Interest | 31,386,000.00 | 13,916,000.00 | 13,014,000.00 | 10,647,000.00 | 9,946,000.00 |
| Non-Interest Income | 8,056,000.00 | 22,903,000.00 | 24,900,000.00 | 47,555,000.00 | 38,331,000.00 |
| Non-Interest Expense | 39,184,000.00 | 14,012,000.00 | 13,170,000.00 | 13,002,000.00 | 10,297,000.00 |
| Provisions for Credit Losses | 0 | 0 | 0 | -887,000.00 | 2,985,000.00 |
| Gross Profit | 0 | 0 | 0 | 18,324,000.00 | 13,916,000.00 |
| Selling, General and Administrative Expenses | 1,316,000.00 | 1,332,000.00 | 1,347,000.00 | 1,259,000.00 | 1,062,000.00 |
| EBT | 26,164,000.00 | 18,938,000.00 | 21,059,000.00 | 19,690,000.00 | 8,569,000.00 |
| Income Tax | 4,090,000.00 | 2,066,000.00 | 2,792,000.00 | 2,567,000.00 | 399,000.00 |
| Net Income Including Non-Controlling Interests | 5,374,000.00 | 5,057,000.00 | 6,113,000.00 | 5,725,000.00 | 7,558,000.00 |
| Net Income Non-Controlling Interests | 122,000.00 | 69,000.00 | -405,000.00 | -316,000.00 | -4,842,000.00 |
| Net Income | 5,496,000.00 | 5,126,000.00 | 5,708,000.00 | 5,409,000.00 | 2,716,000.00 |
| EBIT | 39,049,000.00 | 29,330,000.00 | 23,481,000.00 | 20,177,000.00 | 9,930,000.00 |
| Deprecation and Amortization | 803,000.00 | 217,000.00 | 651,000.00 | 1,773,000.00 | 1,497,000.00 |
| EBITDA | 39,852,000.00 | 29,547,000.00 | 24,132,000.00 | 21,950,000.00 | 11,427,000.00 |
| EPS | 0.01 | 0.01 | 0.01 | 0.01 | 0.02 |
| Diluted EPS | 0.01 | 0.01 | 0.01 | 0.01 | 0.02 |
| Average Shares Outstanding Basic | 399,000.00 | 401,000.00 | 412,000.00 | 426,000.00 | 427,000.00 |
| Average Shares Outstanding Diluted | 400,000.00 | 401,000.00 | 412,000.00 | 426,000.00 | 427,000.00 |
| Breakdown | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 | 2020-12-31 |
|---|---|---|---|---|---|
| Operating Cash Flow | 11,988,000.00 | 13,789,000.00 | 12,916,000.00 | 11,011,000.00 | 18,857,000.00 |
| Operating Net Income | 28,323,000.00 | 5,647,000.00 | 6,113,000.00 | 5,725,000.00 | 7,558,000.00 |
| Deprecation and Amortization | 803,000.00 | 217,000.00 | 651,000.00 | 1,773,000.00 | 1,497,000.00 |
| Deferred Income Tax | -30,000.00 | -252,000.00 | 351,000.00 | 178,000.00 | -2,239,000.00 |
| Share Based Compensation | 0 | 0 | 0 | 0 | 0 |
| Change in Working Capital | -2,976,000.00 | -4,018,000.00 | -482,000.00 | 225,000.00 | -951,000.00 |
| Other Operating Activities | -14,132,000.00 | 12,195,000.00 | 6,283,000.00 | 3,110,000.00 | 12,992,000.00 |
| Investing Cash Flow | -8,423,000.00 | -15,859,000.00 | -14,043,000.00 | -15,046,000.00 | -46,906,000.00 |
| Capital Expenditure | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Net Purchase/Sale of PPE | 0 | 0 | 0 | 0 | 0 |
| Net Purchase/Sale of Investments Net | 55,546,000.00 | 21,572,000.00 | 66,660,000.00 | 145,721,000.00 | 91,485,000.00 |
| Net Purchase/Sale of Business | 0 | 0 | 0 | 21,869,000.00 | 14,225,000.00 |
| Net Loan & Lease Activity | 2,551,000.00 | 11,174,000.00 | 7,717,000.00 | 3,734,000.00 | 3,876,000.00 |
| Other Investing Activities | -66,520,000.00 | -48,605,000.00 | -88,420,000.00 | -186,370,000.00 | -156,492,000.00 |
| Financing Cash Flow | -8,821,000.00 | -3,854,000.00 | 3,384,000.00 | -3,432,000.00 | 48,419,000.00 |
| Net Issuance/Repayment of Debt | 1,107,000.00 | 1,310,000.00 | 2,481,000.00 | -2,000.00 | 562,000.00 |
| Net Issuance/Repurchase of Equity | 687,000.00 | 4,270,000.00 | 11,912,000.00 | 5,126,000.00 | 1,624,000.00 |
| Dividends Paid | 5,775,000.00 | 5,754,000.00 | 5,382,000.00 | 4,578,000.00 | 4,417,000.00 |
| Other Financing Activities | -16,390,000.00 | -15,188,000.00 | -16,391,000.00 | -13,134,000.00 | 41,816,000.00 |
| Net Change in Cash | -5,256,000.00 | 1,823,000.00 | -1,674,000.00 | -8,528,000.00 | 16,832,000.00 |
| Cash at Beginning of Period | 51,507,000.00 | 5,098,000.00 | 8,717,000.00 | 16,532,000.00 | -9,815,000.00 |
| Cash at End of Period | 46,251,000.00 | 6,921,000.00 | 7,043,000.00 | 8,004,000.00 | 7,017,000.00 |
| Free Cash Flow | 0 | 0 | 0 | 0 | 0 |
| Breakdown | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 | 2023-12-31 | 2023-09-30 | 2023-06-30 | 2023-03-31 | 2022-12-31 | 2022-09-30 | 2022-06-30 | 2022-03-31 | 2021-12-31 | 2021-09-30 | 2021-06-30 | 2021-03-31 | 2020-12-31 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Assets | 618,126,000.00 | 608,486,000.00 | 605,434,000.00 | 694,462,000.00 | 617,706,000.00 | 609,078,000.00 | 620,572,000.00 | 693,830,000.00 | 612,650,000.00 | 612,203,000.00 | 615,975,000.00 | 671,490,000.00 | 607,989,000.00 | 589,138,000.00 | 589,260,000.00 | 670,402,000.00 | 595,865,000.00 | 599,692,000.00 | 514,334,000.00 | 574,869,000.00 |
| Deposits | 432,749,000.00 | 426,696,000.00 | 422,915,000.00 | 426,738,000.00 | 423,966,000.00 | 416,391,000.00 | 425,624,000.00 | 421,418,000.00 | 423,609,000.00 | 427,489,000.00 | 436,833,000.00 | 436,282,000.00 | 438,194,000.00 | 440,811,000.00 | 450,197,000.00 | 457,278,000.00 | 448,902,000.00 | 452,883,000.00 | 375,067,000.00 | 365,345,000.00 |
| Cash and Short-Term Investments | 38,871,000.00 | 30,394,000.00 | 38,400,000.00 | 46,251,000.00 | 41,186,000.00 | 39,281,000.00 | 59,545,000.00 | 50,725,000.00 | 46,784,000.00 | 44,450,000.00 | 39,805,000.00 | 34,363,000.00 | 46,826,000.00 | 36,986,000.00 | 56,348,000.00 | 82,254,000.00 | 84,321,000.00 | 81,171,000.00 | 93,616,000.00 | 92,190,000.00 |
| Cash and Cash Equivalents | 38,871,000.00 | 30,394,000.00 | 38,400,000.00 | 46,251,000.00 | 41,186,000.00 | 39,281,000.00 | 59,545,000.00 | 50,725,000.00 | 46,784,000.00 | 44,450,000.00 | 39,805,000.00 | 34,363,000.00 | 46,826,000.00 | 36,986,000.00 | 56,348,000.00 | 82,254,000.00 | 84,321,000.00 | 81,171,000.00 | 93,616,000.00 | 92,190,000.00 |
| Short-Term Investments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Net Receivables | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 4,558,000.00 | 4,868,000.00 | 1,691,976,000.00 | 294,704,000.00 | 237,013,000.00 | 241,928,000.00 |
| Inventory | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Current Assets | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Property, Plant, Equipment Net | 0 | 0 | 0 | 21,022,000.00 | 0 | 0 | 0 | 20,103,000.00 | 0 | 0 | 0 | 19,626,000.00 | 0 | 0 | 0 | 18,570,000.00 | 0 | 0 | 0 | 16,719,000.00 |
| Goodwill | 10,962,000.00 | 10,932,000.00 | 10,932,000.00 | 10,932,000.00 | 10,932,000.00 | 10,932,000.00 | 10,932,000.00 | 10,932,000.00 | 10,987,000.00 | 10,987,000.00 | 10,987,000.00 | 10,987,000.00 | 10,987,000.00 | 10,916,000.00 | 10,916,000.00 | 10,916,000.00 | 10,885,000.00 | 10,958,000.00 | 9,317,000.00 | 9,233,000.00 |
| Intangible Assets | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Long-Term Investments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Non-Current Deferred Assets | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Non-Current Assets | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Liabilities | 515,199,000.00 | 506,686,000.00 | 503,491,000.00 | 541,458,000.00 | 513,514,000.00 | 507,982,000.00 | 520,408,000.00 | 542,254,000.00 | 514,181,000.00 | 512,957,000.00 | 516,769,000.00 | 530,212,000.00 | 516,678,000.00 | 496,938,000.00 | 495,752,000.00 | 517,377,000.00 | 500,914,000.00 | 503,103,000.00 | 423,387,000.00 | 427,014,000.00 |
| Payables and Expenses | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Account Payables | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Current Accrued Liabilities | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Short-Term Debt | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Current Liabilities | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Long-Term Debt | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Non-Current Liabilities | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Equity | 102,927,000.00 | 101,800,000.00 | 101,943,000.00 | 153,004,000.00 | 104,192,000.00 | 101,096,000.00 | 100,164,000.00 | 151,576,000.00 | 98,469,000.00 | 99,246,000.00 | 99,206,000.00 | 141,278,000.00 | 91,311,000.00 | 92,200,000.00 | 93,508,000.00 | 153,025,000.00 | 94,951,000.00 | 96,589,000.00 | 90,947,000.00 | 147,855,000.00 |
| Shareholders Equity | 58,990,000.00 | 57,607,000.00 | 56,405,000.00 | 54,425,000.00 | 55,689,000.00 | 52,642,000.00 | 51,340,000.00 | 51,105,000.00 | 49,454,000.00 | 49,320,000.00 | 49,044,000.00 | 45,774,000.00 | 46,688,000.00 | 47,652,000.00 | 49,181,000.00 | 55,695,000.00 | 56,259,000.00 | 54,627,000.00 | 53,849,000.00 | 54,010,000.00 |
| Capital Stock | 2,717,000.00 | 2,717,000.00 | 2,717,000.00 | 2,717,000.00 | 2,716,000.00 | 2,716,000.00 | 2,716,000.00 | 2,716,000.00 | 2,715,000.00 | 2,715,000.00 | 2,714,000.00 | 2,714,000.00 | 2,714,000.00 | 2,714,000.00 | 2,713,000.00 | 2,713,000.00 | 2,713,000.00 | 2,713,000.00 | 2,713,000.00 | 2,713,000.00 |
| Share Premium | 18,859,000.00 | 18,809,000.00 | 18,731,000.00 | 18,710,000.00 | 19,150,000.00 | 19,098,000.00 | 19,032,000.00 | 19,020,000.00 | 19,971,000.00 | 19,934,000.00 | 19,864,000.00 | 18,376,000.00 | 19,810,000.00 | 18,531,000.00 | 17,487,000.00 | 17,457,000.00 | 17,453,000.00 | 15,928,000.00 | 15,879,000.00 | 15,884,000.00 |
| Retained Earnings | 62,008,000.00 | 60,951,000.00 | 60,051,000.00 | 59,282,000.00 | 58,412,000.00 | 57,652,000.00 | 56,913,000.00 | 56,290,000.00 | 56,170,000.00 | 55,346,000.00 | 54,598,000.00 | 53,572,000.00 | 52,777,000.00 | 51,841,000.00 | 51,058,000.00 | 50,228,000.00 | 49,541,000.00 | 48,663,000.00 | 48,113,000.00 | 46,848,000.00 |
| Treasury Shares | 20,517,000.00 | 20,188,000.00 | 19,857,000.00 | 19,719,000.00 | 19,499,000.00 | 19,378,000.00 | 19,279,000.00 | 19,209,000.00 | 19,141,000.00 | 19,150,000.00 | 19,024,000.00 | 18,716,000.00 | 18,127,000.00 | 17,076,000.00 | 16,346,000.00 | 15,112,000.00 | 14,527,000.00 | 14,140,000.00 | 14,146,000.00 | 14,205,000.00 |
| Accumulated Other Comprehensive Income | -4,077,000.00 | -4,682,000.00 | -5,237,000.00 | -6,565,000.00 | -5,090,000.00 | -7,446,000.00 | -8,042,000.00 | -7,712,000.00 | -10,261,000.00 | -9,525,000.00 | -9,108,000.00 | -10,172,000.00 | -10,486,000.00 | -8,358,000.00 | -5,731,000.00 | 409,000.00 | 1,079,000.00 | 1,463,000.00 | 1,290,000.00 | 2,770,000.00 |
| Minority Interest | 48,000.00 | 48,000.00 | 46,000.00 | 44,000.00 | 40,000.00 | 39,000.00 | 34,000.00 | 36,000.00 | 27,000.00 | 26,000.00 | 30,000.00 | 38,000.00 | 35,000.00 | 36,000.00 | 35,000.00 | 31,000.00 | 38,000.00 | 58,000.00 | 30,000.00 | 31,000.00 |
| Investments | 1,037,000.00 | 1,145,000.00 | 1,112,000.00 | 31,808,000.00 | 1,116,000.00 | 28,478,000.00 | 27,921,000.00 | 28,389,000.00 | 27,321,000.00 | 28,392,000.00 | 29,380,000.00 | 29,596,000.00 | 271,959,000.00 | 239,244,000.00 | 60,294,000.00 | 4,278,000.00 | 2,144,590,000.00 | 754,803,000.00 | 585,162,000.00 | 528,471,000.00 |
| Debt | 104,551,000.00 | 99,664,000.00 | 99,872,000.00 | 99,256,000.00 | 104,757,000.00 | 105,070,000.00 | 32,734,000.00 | 33,460,000.00 | 27,135,000.00 | 5,548,000.00 | 5,630,000.00 | 8,035,000.00 | 7,286,000.00 | 7,487,000.00 | 6,766,000.00 | 7,978,000.00 | 7,074,000.00 | 7,120,000.00 | 6,241,000.00 | 7,413,000.00 |
| Net Debt | 65,680,000.00 | 69,270,000.00 | 61,472,000.00 | 53,005,000.00 | 63,571,000.00 | 65,789,000.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Common Shares Outstanding | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Preferred Shares Outstanding | 0 | 0 | 0 | 58.00 | 0 | 0 | 0 | 63.00 | 0 | 0 | 0 | 58.00 | 0 | 0 | 0 | 51.00 | 0 | 0 | 0 | 36.00 |
| Breakdown | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 | 2023-12-31 | 2023-09-30 | 2023-06-30 | 2023-03-31 | 2022-12-31 | 2022-09-30 | 2022-06-30 | 2022-03-31 | 2021-12-31 | 2021-09-30 | 2021-06-30 | 2021-03-31 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenues | 20,561,000.00 | 13,443,000.00 | 6,565,000.00 | -5,344,000.00 | 15,988,000.00 | 10,556,000.00 | 5,145,000.00 | -11,138,000.00 | 16,129,000.00 | 10,896,000.00 | 5,603,000.00 | -8,737,000.00 | 15,357,000.00 | 9,808,000.00 | 4,692,000.00 | -7,980,000.00 | 14,084,000.00 | 8,887,000.00 | 4,220,000.00 |
| Cost Of Revenue | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 418,000.00 | 229,000.00 | 0 | 241,000.00 | 182,000.00 | 172,000.00 | -436,000.00 | 525,000.00 | 296,000.00 | 502,000.00 |
| Interest Income | 24,022,000.00 | 15,719,000.00 | 7,788,000.00 | 8,825,000.00 | 9,914,000.00 | 6,502,000.00 | 8,181,000.00 | -13,356,000.00 | 22,188,000.00 | 14,425,000.00 | 7,060,000.00 | -4,770,000.00 | 12,719,000.00 | 7,593,000.00 | 3,535,000.00 | -5,646,000.00 | 9,725,000.00 | 6,212,000.00 | 2,970,000.00 |
| Interest Expense | 8,248,000.00 | 5,369,000.00 | 2,654,000.00 | -6,767,000.00 | 9,914,000.00 | 6,502,000.00 | 3,236,000.00 | -3,483,000.00 | 7,293,000.00 | 4,508,000.00 | 2,074,000.00 | 975,000.00 | 997,000.00 | 340,000.00 | 110,000.00 | -277,000.00 | 374,000.00 | 255,000.00 | 135,000.00 |
| Net Interest | 25,089,000.00 | 16,499,000.00 | 8,114,000.00 | 11,706,000.00 | 9,914,000.00 | 6,502,000.00 | 3,264,000.00 | -7,277,000.00 | 10,513,000.00 | 7,095,000.00 | 3,585,000.00 | -4,975,000.00 | 9,330,000.00 | 5,855,000.00 | 2,804,000.00 | -4,415,000.00 | 7,785,000.00 | 4,929,000.00 | 2,348,000.00 |
| Non-Interest Income | 6,349,000.00 | 4,082,000.00 | 5,636,000.00 | -15,874,000.00 | 6,012,000.00 | 3,990,000.00 | 13,928,000.00 | -59,685,000.00 | 40,990,000.00 | 27,401,000.00 | 14,197,000.00 | -59,591,000.00 | 42,640,000.00 | 28,311,000.00 | 13,540,000.00 | -10,319,000.00 | 29,267,000.00 | 18,414,000.00 | 10,193,000.00 |
| Non-Interest Expense | 29,897,000.00 | 19,785,000.00 | 9,912,000.00 | 19,141,000.00 | 10,018,000.00 | 6,691,000.00 | 3,334,000.00 | -5,940,000.00 | 9,938,000.00 | 6,693,000.00 | 3,321,000.00 | -6,114,000.00 | 9,696,000.00 | 6,416,000.00 | 3,172,000.00 | -4,407,000.00 | 9,211,000.00 | 5,624,000.00 | 2,574,000.00 |
| Provisions for Credit Losses | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 418,000.00 | 229,000.00 | 0 | 241,000.00 | -182,000.00 | -172,000.00 | 436,000.00 | -525,000.00 | -296,000.00 | -502,000.00 |
| Gross Profit | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 10,478,000.00 | 5,374,000.00 | 0 | 15,116,000.00 | 9,626,000.00 | 4,520,000.00 | -7,544,000.00 | 13,559,000.00 | 8,591,000.00 | 3,718,000.00 |
| Selling, General and Administrative Expenses | 992,000.00 | 664,000.00 | 330,000.00 | -593,000.00 | 964,000.00 | 637,000.00 | 308,000.00 | -686,000.00 | 1,015,000.00 | 678,000.00 | 325,000.00 | -626,000.00 | 994,000.00 | 660,000.00 | 319,000.00 | -454,000.00 | 902,000.00 | 551,000.00 | 260,000.00 |
| EBT | 16,637,000.00 | 10,596,000.00 | 5,055,000.00 | 15,696,000.00 | 5,337,000.00 | 3,475,000.00 | 1,656,000.00 | 7,388,000.00 | 5,681,000.00 | 3,822,000.00 | 2,047,000.00 | 10,175,000.00 | 5,592,000.00 | 3,564,000.00 | 1,728,000.00 | 8,656,000.00 | 5,325,000.00 | 3,512,000.00 | 2,197,000.00 |
| Income Tax | 3,544,000.00 | 2,239,000.00 | 1,074,000.00 | 2,113,000.00 | 1,011,000.00 | 654,000.00 | 312,000.00 | 168,000.00 | 917,000.00 | 628,000.00 | 353,000.00 | 827,000.00 | 1,027,000.00 | 639,000.00 | 299,000.00 | 707,000.00 | 906,000.00 | 583,000.00 | 371,000.00 |
| Net Income Including Non-Controlling Interests | 4,564,000.00 | 2,869,000.00 | 1,368,000.00 | 4,148,000.00 | 0 | 0 | 1,226,000.00 | -3,773,000.00 | 4,336,000.00 | 2,912,000.00 | 1,582,000.00 | -2,197,000.00 | 4,255,000.00 | 2,721,000.00 | 1,334,000.00 | -2,937,000.00 | 4,157,000.00 | 2,765,000.00 | 1,740,000.00 |
| Net Income Non-Controlling Interests | 90,000.00 | 62,000.00 | 31,000.00 | 108,000.00 | 0 | 0 | 14,000.00 | -32,000.00 | 50,000.00 | 34,000.00 | 17,000.00 | -514,000.00 | 52,000.00 | 36,000.00 | 21,000.00 | -386,000.00 | 38,000.00 | 22,000.00 | 10,000.00 |
| Net Income | 4,654,000.00 | 2,931,000.00 | 1,399,000.00 | -2,330,000.00 | 3,991,000.00 | 2,595,000.00 | 1,240,000.00 | -3,805,000.00 | 4,386,000.00 | 2,946,000.00 | 1,599,000.00 | -2,711,000.00 | 4,307,000.00 | 2,757,000.00 | 1,355,000.00 | -3,323,000.00 | 4,195,000.00 | 2,787,000.00 | 1,750,000.00 |
| EBIT | 24,885,000.00 | 15,965,000.00 | 7,709,000.00 | 8,929,000.00 | 15,251,000.00 | 9,977,000.00 | 4,892,000.00 | 3,905,000.00 | 12,974,000.00 | 8,330,000.00 | 4,121,000.00 | 11,150,000.00 | 6,589,000.00 | 3,904,000.00 | 1,838,000.00 | 8,379,000.00 | 5,699,000.00 | 3,767,000.00 | 2,332,000.00 |
| Deprecation and Amortization | 716,000.00 | 463,000.00 | 238,000.00 | 597,000.00 | 95,000.00 | 74,000.00 | 37,000.00 | -147,000.00 | 174,000.00 | 125,000.00 | 65,000.00 | -850,000.00 | 587,000.00 | 529,000.00 | 385,000.00 | -611,000.00 | 1,215,000.00 | 794,000.00 | 375,000.00 |
| EBITDA | 25,601,000.00 | 16,428,000.00 | 7,947,000.00 | 9,526,000.00 | 15,346,000.00 | 10,051,000.00 | 4,929,000.00 | 3,758,000.00 | 13,148,000.00 | 8,455,000.00 | 4,186,000.00 | 10,300,000.00 | 7,176,000.00 | 4,433,000.00 | 2,223,000.00 | 7,768,000.00 | 6,914,000.00 | 4,561,000.00 | 2,707,000.00 |
| EPS | 0.01 | 0.01 | 0.00 | -0.00 | 0.01 | 0.01 | 0.00 | -0.00 | 0.01 | 0.01 | 0.00 | -0.00 | 0.01 | 0.01 | 0.00 | -0.00 | 0.01 | 0.01 | 0.00 |
| Diluted EPS | 0.01 | 0.01 | 0.00 | 0.00 | 0.01 | 0.01 | 0.00 | 0.00 | 0.01 | 0.01 | 0.00 | 0.00 | 0.01 | 0.01 | 0.00 | 0.00 | 0.01 | 0.01 | 0.00 |
| Average Shares Outstanding Basic | 397,000.00 | 398,000.00 | 398,000.00 | 396,000.00 | 400,000.00 | 400,000.00 | 400,000.00 | 401,000.00 | 401,000.00 | 401,000.00 | 401,000.00 | 397,000.00 | 414,000.00 | 417,000.00 | 420,000.00 | 426,000.00 | 426,000.00 | 426,000.00 | 426,000.00 |
| Average Shares Outstanding Diluted | 397,000.00 | 398,000.00 | 398,000.00 | 400,000.00 | 400,000.00 | 400,000.00 | 400,000.00 | 400,000.00 | 401,000.00 | 401,000.00 | 402,000.00 | 396,000.00 | 415,000.00 | 417,000.00 | 420,000.00 | 424,000.00 | 427,000.00 | 427,000.00 | 426,000.00 |
| Breakdown | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 | 2023-12-31 | 2023-09-30 | 2023-06-30 | 2023-03-31 | 2022-12-31 | 2022-09-30 | 2022-06-30 | 2022-03-31 | 2021-12-31 | 2021-09-30 | 2021-06-30 | 2021-03-31 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Operating Cash Flow | 3,627,000.00 | 971,000.00 | -509,000.00 | 1,357,000.00 | 6,080,000.00 | 2,793,000.00 | 1,758,000.00 | 1,534,000.00 | 5,247,000.00 | 5,132,000.00 | 1,876,000.00 | 7,225,000.00 | 5,037,000.00 | 1,643,000.00 | -989,000.00 | 4,316,000.00 | 3,720,000.00 | 2,195,000.00 | 780,000.00 |
| Operating Net Income | 23,021,000.00 | 14,641,000.00 | 6,979,000.00 | 19,832,000.00 | 4,326,000.00 | 2,821,000.00 | 1,344,000.00 | -4,005,000.00 | 4,764,000.00 | 3,194,000.00 | 1,694,000.00 | -2,806,000.00 | 4,565,000.00 | 2,925,000.00 | 1,429,000.00 | -3,449,000.00 | 4,419,000.00 | 2,929,000.00 | 1,826,000.00 |
| Deprecation and Amortization | 716,000.00 | 463,000.00 | 238,000.00 | 597,000.00 | 95,000.00 | 74,000.00 | 37,000.00 | -147,000.00 | 174,000.00 | 125,000.00 | 65,000.00 | -850,000.00 | 587,000.00 | 529,000.00 | 385,000.00 | -611,000.00 | 1,215,000.00 | 794,000.00 | 375,000.00 |
| Deferred Income Tax | -68,000.00 | -58,000.00 | -47,000.00 | 124,000.00 | -89,000.00 | -21,000.00 | -44,000.00 | -28,000.00 | -119,000.00 | -75,000.00 | -30,000.00 | -314,000.00 | 401,000.00 | 203,000.00 | 61,000.00 | 225,000.00 | -74,000.00 | 165,000.00 | -138,000.00 |
| Share Based Compensation | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Change in Working Capital | 269,000.00 | -262,000.00 | 553,000.00 | 173,000.00 | -1,655,000.00 | -933,000.00 | -561,000.00 | -3,151,000.00 | 1,365,000.00 | -1,341,000.00 | -891,000.00 | -11,886,000.00 | 3,502,000.00 | 3,899,000.00 | 4,003,000.00 | -1,509,000.00 | 1,281,000.00 | 141,000.00 | 312,000.00 |
| Other Operating Activities | -20,311,000.00 | -13,813,000.00 | -8,232,000.00 | -19,369,000.00 | 3,403,000.00 | 852,000.00 | 982,000.00 | 8,865,000.00 | -937,000.00 | 3,229,000.00 | 1,038,000.00 | 23,081,000.00 | -4,018,000.00 | -5,913,000.00 | -6,867,000.00 | 9,660,000.00 | -3,121,000.00 | -1,834,000.00 | -1,595,000.00 |
| Investing Cash Flow | -13,508,000.00 | -12,688,000.00 | -980,000.00 | 14,894,000.00 | -10,367,000.00 | -6,585,000.00 | -6,365,000.00 | -5,031,000.00 | -1,714,000.00 | -3,402,000.00 | -5,712,000.00 | -27,094,000.00 | -10,673,000.00 | 11,017,000.00 | 12,707,000.00 | -18,186,000.00 | 6,262,000.00 | 2,950,000.00 | -6,072,000.00 |
| Capital Expenditure | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Net Purchase/Sale of PPE | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Net Purchase/Sale of Investments Net | 34,685,000.00 | 23,929,000.00 | 9,425,000.00 | -16,101,000.00 | 40,798,000.00 | 24,997,000.00 | 5,852,000.00 | -11,490,000.00 | 16,525,000.00 | 10,489,000.00 | 6,048,000.00 | -47,198,000.00 | 51,271,000.00 | 37,954,000.00 | 24,633,000.00 | -57,654,000.00 | 99,102,000.00 | 68,984,000.00 | 35,289,000.00 |
| Net Purchase/Sale of Business | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 847,000.00 | 10,511,000.00 | 10,511,000.00 | 0 |
| Net Loan & Lease Activity | 2,551,000.00 | 11,174,000.00 | 7,717,000.00 | 3,734,000.00 | 3,876,000.00 | ||||||||||||||
| Other Investing Activities | -50,359,000.00 | -37,763,000.00 | -10,951,000.00 | 31,891,000.00 | -53,135,000.00 | -32,684,000.00 | -12,592,000.00 | -1,818,000.00 | -19,639,000.00 | -14,912,000.00 | -12,236,000.00 | 22,319,000.00 | -68,978,000.00 | -28,760,000.00 | -13,001,000.00 | 41,346,000.00 | -106,324,000.00 | -78,847,000.00 | -42,545,000.00 |
| Financing Cash Flow | 2,501,000.00 | -4,140,000.00 | -6,362,000.00 | 464,000.00 | -5,252,000.00 | -7,652,000.00 | 3,619,000.00 | 1,271,000.00 | -5,276,000.00 | -2,582,000.00 | 2,733,000.00 | 23,436,000.00 | 4,180,000.00 | -12,082,000.00 | -12,150,000.00 | 2,432,000.00 | -8,156,000.00 | -3,438,000.00 | 5,730,000.00 |
| Net Issuance/Repayment of Debt | 1,566,000.00 | 813,000.00 | 416,000.00 | -407,000.00 | 1,143,000.00 | 443,000.00 | -72,000.00 | -1,590,000.00 | 1,459,000.00 | 809,000.00 | 632,000.00 | -1,654,000.00 | 1,708,000.00 | 1,940,000.00 | 487,000.00 | -591,000.00 | 255,000.00 | 169,000.00 | 165,000.00 |
| Net Issuance/Repurchase of Equity | 932,000.00 | 598,000.00 | 262,000.00 | -338,000.00 | 466,000.00 | 336,000.00 | 223,000.00 | -1,828,000.00 | 2,083,000.00 | 2,072,000.00 | 1,943,000.00 | 2,264,000.00 | 5,303,000.00 | 3,066,000.00 | 1,279,000.00 | 3,067,000.00 | 1,926,000.00 | 67,000.00 | 66,000.00 |
| Dividends Paid | 2,184,000.00 | 1,435,000.00 | 710,000.00 | 1,496,000.00 | 2,151,000.00 | 1,423,000.00 | 705,000.00 | 1,535,000.00 | 2,136,000.00 | 1,408,000.00 | 675,000.00 | 1,573,000.00 | 1,960,000.00 | 1,273,000.00 | 576,000.00 | 1,253,000.00 | 1,685,000.00 | 1,090,000.00 | 550,000.00 |
| Other Financing Activities | -2,181,000.00 | -6,986,000.00 | -7,750,000.00 | -287,000.00 | -9,012,000.00 | -9,854,000.00 | 2,763,000.00 | 3,154,000.00 | -10,954,000.00 | -6,871,000.00 | -517,000.00 | 21,253,000.00 | -4,791,000.00 | -18,361,000.00 | -14,492,000.00 | -1,297,000.00 | -12,022,000.00 | -4,764,000.00 | 4,949,000.00 |
| Net Change in Cash | -7,380,000.00 | -15,857,000.00 | -7,851,000.00 | 16,715,000.00 | -9,539,000.00 | -11,444,000.00 | -988,000.00 | 5,521,000.00 | -1,743,000.00 | -852,000.00 | -1,103,000.00 | -364,000.00 | -1,456,000.00 | 578,000.00 | -432,000.00 | -12,499,000.00 | 1,826,000.00 | 1,707,000.00 | 438,000.00 |
| Cash at Beginning of Period | 46,251,000.00 | 46,251,000.00 | 46,251,000.00 | 29,536,000.00 | 50,725,000.00 | 50,725,000.00 | 6,921,000.00 | 1,400,000.00 | 7,043,000.00 | 7,043,000.00 | 7,043,000.00 | 7,407,000.00 | 8,004,000.00 | 8,004,000.00 | 8,004,000.00 | 20,503,000.00 | 7,017,000.00 | 7,017,000.00 | 7,017,000.00 |
| Cash at End of Period | 38,871,000.00 | 30,394,000.00 | 38,400,000.00 | 46,251,000.00 | 41,186,000.00 | 39,281,000.00 | 5,933,000.00 | 6,921,000.00 | 5,300,000.00 | 6,191,000.00 | 5,940,000.00 | 7,043,000.00 | 6,548,000.00 | 8,582,000.00 | 7,572,000.00 | 8,004,000.00 | 8,843,000.00 | 8,724,000.00 | 7,455,000.00 |
| Free Cash Flow | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |