RITM

Valuation Ratios

Breakdown 2024-12-31 2023-12-31 2022-12-31 2021-12-31 2020-12-31
Price to Earnings 6.41 9.62 4.44
Price to Sales 1.03 1.36 0.81
Book Value Per Common Share 14.97 14.50 41.44 39.18 34.87
Price to Book 0.72 0.74 0.20
Price to Operating Cash Flow -2.46 4.67 0.56
Price to Free Cash Flow
Enterprise Value to EBITDA 42594.96 22135.68 7411.86
Breakdown 2025-09-30 2025-06-30 2025-03-31 2024-12-31 2024-09-30 2024-06-30 2024-03-31 2023-12-31 2023-09-30 2023-06-30 2023-03-31 2022-12-31 2022-09-30 2022-06-30 2022-03-31 2021-12-31 2021-09-30 2021-06-30 2021-03-31 2020-12-31
Price to Earnings 11.74 18.51 163.57 9.70 11.13 20.67 7.20 10.51 57.14 4.36
Price to Sales 1.84 2.71 7.81 1.78 2.13 4.19 1.54 2.47 4.88 0.86
Book Value Per Common Share 15.33 14.99 14.67 14.97 14.73 14.96 14.79 14.50 41.88 41.52 40.18 41.44 42.02 42.43 42.46 39.18 40.14 34.92 36.78 34.87
Price to Book 0.74 0.75 0.78 0.72 0.77 0.73 0.75 0.74 0.22 0.23 0.20 0.20 0.17
Price to Operating Cash Flow -5.15 6.89 4.22 -12.80 -4.41 -4.71 2.68 3.65 3.24 0.51
Price to Free Cash Flow
Enterprise Value to EBITDA 98177.43 148176.10 812832.97 73778.13 73007.54 65319.36 12373.97 20233.69 64121.70 7498.09

Earnings Data

Breakdown 2024-12-31 2023-12-31 2022-12-31 2021-12-31 2020-12-31
Earning YoY 52.25 -39.67 17.95
Revenue YoY 37.06 -19.65 30.51 86.07
EBITDA YoY -43.22 -55.35 28.41
Net Profit YoY 31.91 -52.79 101.25 23.75
Breakdown 2025-09-30 2025-06-30 2025-03-31 2024-12-31 2024-09-30 2024-06-30 2024-03-31 2023-12-31 2023-09-30 2023-06-30 2023-03-31 2022-12-31 2022-09-30 2022-06-30 2022-03-31 2021-12-31 2021-09-30 2021-06-30 2021-03-31 2020-12-31
Earning YoY 59.02 771.43 19.39 81.48 44.94 535.71 19.15 -0.70 32.61 37.31
Revenue YoY 50.39 185.53 24.88 93.58 59.80 132.52 29.91 76.48 59.87 38.78
EBITDA YoY 59.13 441.06 9.25 -11.41 62.44 270.59 20.03 33.88 38.31 25.85
Net Profit YoY 48.79 215.68 10.04 66.61 76.47 148.79 13.47 59.64 36.64 -14.59

Financial Strength

Breakdown 2024-12-31 2023-12-31 2022-12-31 2021-12-31 2020-12-31
Cash Per Common Share 6.04 2.77 3.22 3.28 2.72
Quick Ratio
Current Ratio
Debt to Equity 4.81 4.02 3.22 4.52 4.42
Long-Term Debt to Equity
Breakdown 2025-09-30 2025-06-30 2025-03-31 2024-12-31 2024-09-30 2024-06-30 2024-03-31 2023-12-31 2023-09-30 2023-06-30 2023-03-31 2022-12-31 2022-09-30 2022-06-30 2022-03-31 2021-12-31 2021-09-30 2021-06-30 2021-03-31 2020-12-31
Cash Per Common Share 6.19 6.20 5.81 5.75 6.84 5.21 2.45 2.76 2.66 3.05 3.24 3.18 3.51 3.65 3.91 3.17 3.41 2.53 0.00 2.72
Quick Ratio
Current Ratio
Debt to Equity 4.21 4.23 4.43 4.81 4.44 4.65 4.78 4.02 3.29 3.26 3.22 3.22 3.56 3.52 3.90 4.52 4.75 4.45 4.46 4.42
Long-Term Debt to Equity

Profitability

Breakdown 2024-12-31 2023-12-31 2022-12-31 2021-12-31 2020-12-31
ROA 0.85 0.89 1.63 0.65 0.67
ROE 4.95 4.48 6.89 3.60 3.61
Gross Margin 97.65 97.43 98.02 98.83 94.34
Operating Margin 23.22 57.24 108.29 110.27 -76.06
EBITDA Margin 25.44 61.41 110.53 112.33 -67.04
Net Profit Margin 17.12 17.79 30.27 19.63 29.52
Breakdown 2025-09-30 2025-06-30 2025-03-31 2024-12-31 2024-09-30 2024-06-30 2024-03-31 2023-12-31 2023-09-30 2023-06-30 2023-03-31 2022-12-31 2022-09-30 2022-06-30 2022-03-31 2021-12-31 2021-09-30 2021-06-30 2021-03-31 2020-12-31
ROA 0.63 0.46 0.14 0.60 0.55 0.35 0.93 0.54 0.23 1.37 1.22 0.71 0.47 0.42 0.52
ROE 3.30 2.39 0.77 3.26 3.12 2.02 3.99 2.30 0.96 6.23 5.50 3.47 2.69 2.28 2.82
Gross Margin 97.38 97.42 96.41 96.98 97.50 97.49 86.81 86.54 86.51 98.22 98.50 99.82 98.36 96.84 98.40
Operating Margin 18.19 16.55 7.39 23.03 26.95 61.83 120.30 119.75 74.31 115.31 124.95 165.19 111.93 129.17 142.67
EBITDA Margin 19.49 18.42 9.72 25.72 29.40 64.25 124.69 122.67 76.97 116.73 126.34 166.53 114.02 131.80 145.34
Net Profit Margin 20.84 21.06 19.05 18.39 20.87 24.25 28.97 26.24 24.52 33.57 38.44 42.50 20.98 24.55 39.89

Dividends

Breakdown 2024-12-31 2023-12-31 2022-12-31 2021-12-31 2020-12-31
Dividend Yield
Dividend Payout Ratio
Breakdown 2025-09-30 2025-06-30 2025-03-31 2024-12-31 2024-09-30 2024-06-30 2024-03-31 2023-12-31 2023-09-30 2023-06-30 2023-03-31 2022-12-31 2022-09-30 2022-06-30 2022-03-31 2021-12-31 2021-09-30 2021-06-30 2021-03-31 2020-12-31
Dividend Yield
Dividend Payout Ratio

Financial Statements

Breakdown 2024-12-31 2023-12-31 2022-12-31 2021-12-31 2020-12-31
Assets 104,719,248.00 75,644,977.00 87,549,393.00 109,023,645.00 86,357,299.00
      Cash and Short-Term Investments 2,993,450.00 1,334,279.00 1,508,430.00 1,480,631.00 1,128,940.00
            Cash and Cash Equivalents 2,993,450.00 1,334,279.00 1,508,430.00 1,480,631.00 1,128,940.00
            Short-Term Investments 0 0 0 0 0
      Net Receivables 425,366.00 0 473,126.00 0 4,180.00
      Inventory 0 0 0 0 0
      Other Current Assets 0 0 0 0 0
      Property, Plant, Equipment Net 169,719.00 144,245.00 115,212.00 173,748.00 54,406.00
      Real Estate 0 0 0 579,607.00 41,271.00
      Goodwill 133,832.00 131,857.00 85,199.00 85,199.00 29,468.00
      Intangible Assets 331,949.00 387,920.00 141,413.00 143,133.00 34,125.00
      Long-Term Investments 0 0 0 0 0
      Non-Current Deferred Assets 0 0 0 0 0
      Other Non-Current Assets 0 0 0 0 0
Liabilities 86,707,773.00 60,579,538.00 66,781,602.00 89,263,117.00 70,437,396.00
      Payables and Expenses 0 0 0 0 0
            Account Payables 0 0 0 0 0
            Current Accrued Liabilities 0 0 0 0 0
      Short-Term Debt 0 0 0 0 0
      Other Current Liabilities 0 0 0 0 0
      Long-Term Debt 0 0 0 0 0
      Other Non-Current Liabilities 0 0 0 0 0
Equity 18,011,475.00 15,065,439.00 20,767,791.00 19,760,528.00 15,919,903.00
   Shareholders Equity 7,794,974.00 7,006,942.00 19,630,837.00 18,287,911.00 14,463,313.00
      Capital Stock 1,262,460.00 1,262,087.00 1,261,993.00 1,267,150.00 817,140.00
      Share Premium 6,528,613.00 6,074,322.00 6,062,019.00 6,059,671.00 5,547,108.00
      Retained Earnings -46,985.00 -373,141.00 -418,662.00 -813,042.00 -1,108,929.00
      Treasury Shares 0 0 0 0 0
      Accumulated Other Comprehensive Income 50,886.00 43,674.00 37,651.00 90,253.00 65,697.00
   Minority Interest 274,008.00 241,317.00 225,831.00 221,978.00 389,288.00
Investments 0 0 75,296,851.00 85,129,957.00 141,850,411.00
Debt 30,219,058.00 24,309,473.00 22,004,385.00 9,188,103.00 8,185,711.00
Net Debt 27,225,608.00 22,975,194.00 20,495,955.00 7,707,472.00 7,056,771.00
Common Shares Outstanding 520,656.26 483,226.24 473,715.10 466,758.27 414,744.52
Preferred Shares Outstanding 51,964.12 51,964.12 51,964.12 52,210.00 0
Breakdown 2024-12-31 2023-12-31 2022-12-31 2021-12-31 2020-12-31
Revenues 5,205,836.00 3,798,177.00 4,726,927.00 3,622,006.00 1,946,588.00
Cost Of Revenue 122,581.00 97,582.00 93,689.00 42,543.00 110,208.00
Interest Income 0 0 791,001.00 1,352,942.00 1,484,169.00
Interest Expense 0.00 1,421,254.00 791,001.00 1,352,942.00 1,484,169.00
Net Interest 0 0 791,001.00 1,352,942.00 1,484,169.00
Provisions for Credit Losses -319.00 -478.00 0 -42,543.00 110,208.00
Gross Profit 5,083,255.00 3,700,595.00 4,633,238.00 3,579,463.00 1,836,380.00
Operating Expenses 3,838,577.00 2,939,098.00 9,039,123.00 7,450,493.00 4,885,658.00
   Selling, General and Administrative Expenses 868,484.00 730,752.00 875,428.00 864,028.00 1,120,087.00
   Other Operating Expenses 2,970,093.00 2,208,346.00 8,163,695.00 6,586,465.00 3,765,571.00
Operating Income 1,244,678.00 761,497.00 -4,405,885.00 -3,871,030.00 -3,049,278.00
Net Non-Operating Income 0 0 131,312.00 0 0
EBT 1,208,809.00 752,833.00 4,327,685.00 2,641,159.00 -2,964,752.00
Income Tax 267,317.00 122,159.00 927,028.00 423,016.00 115,184.00
Net Income Including Non-Controlling Interests 861,180.00 609,698.00 1,339,162.00 601,497.00 400,062.00
Net Income Non-Controlling Interests 29,967.00 65,886.00 91,864.00 109,566.00 174,538.00
Net Income 891,147.00 675,584.00 1,431,026.00 711,063.00 574,600.00
EBIT 1,208,809.00 2,174,087.00 5,118,686.00 3,994,101.00 -1,480,583.00
Deprecation and Amortization 115,627.00 158,416.00 105,782.00 74,379.00 175,660.00
EBITDA 1,324,436.00 2,332,503.00 5,224,468.00 4,068,480.00 -1,304,923.00
EPS 0.00 0.00 0.00 0.00 -0.00
Diluted EPS 0.00 0.00 0.00 0.00 -0.00
Average Shares Outstanding Basic 495,479.96 481,934.95 468,836.72 451,276.74 415,513.19
Average Shares Outstanding Diluted 499,597.67 483,716.72 481,636.12 467,665.01 415,513.19
Breakdown 2024-12-31 2023-12-31 2022-12-31 2021-12-31 2020-12-31
Operating Cash Flow -2,185,201.00 1,101,554.00 6,874,063.00 2,883,872.00 1,855,943.00
   Operating Net Income 3,820,313.00 2,542,696.00 5,423,577.00 3,856,160.00 -6,476,013.00
   Deprecation and Amortization 115,627.00 158,416.00 105,782.00 74,379.00 175,660.00
   Deferred Income Tax 254,402.00 116,336.00 271,167.00 151,200.00 15,029.00
   Share Based Compensation 0 0 0 0 0
   Change in Working Capital 63,179.00 428,763.00 -405,469.00 -939,930.00 -73,139.00
   Other Operating Activities -6,438,722.00 -2,144,657.00 1,479,006.00 -257,937.00 8,214,406.00
Investing Cash Flow -2,425,156.00 252,518.00 198,253.00 2,306,253.00 8,645,441.00
   Capital Expenditure 0.00 0.00 0.00 0.00 0.00
   Net Purchase/Sale of PPE 0 0 0 0 0
   Net Purchase/Sale of Investments Net 30,327.00 23,153.00 14,201.00 54,232.00 79,108.00
   Net Purchase/Sale of Business 603,778.00 324,783.00 0 1,173,171.00 0
   Net Loan & Lease Activity 605,677.00 493,859.00 236,137.00 325,919.00 368,779.00
   Other Investing Activities -3,664,938.00 -589,277.00 -52,085.00 752,931.00 8,197,554.00
Financing Cash Flow 4,831,071.00 -1,298,887.00 -6,983,124.00 -4,742,156.00 -10,111,845.00
   Net Issuance/Repayment of Debt 141,078,136.00 89,798,474.00 164,558,905.00 753,988,049.00 652,944,195.00
   Net Issuance/Repurchase of Equity 409,957.00 0 5,227.00 963,029.00 398,745.00
   Dividends Paid 29,334.00 17,261.00 27,047.00 494,144.00 425,367.00
   Other Financing Activities -136,686,356.00 -91,114,622.00 -171,574,303.00 -760,187,378.00 -663,880,152.00
Net Change in Cash 220,714.00 55,185.00 89,192.00 447,969.00 389,539.00
   Cash at Beginning of Period 0 0 1,528,442.00 1,080,473.00 690,934.00
   Cash at End of Period 0 0 1,617,634.00 1,528,442.00 1,080,473.00
Free Cash Flow 0 0 0 0 0
Breakdown 2025-09-30 2025-06-30 2025-03-31 2024-12-31 2024-09-30 2024-06-30 2024-03-31 2023-12-31 2023-09-30 2023-06-30 2023-03-31 2022-12-31 2022-09-30 2022-06-30 2022-03-31 2021-12-31 2021-09-30 2021-06-30 2021-03-31 2020-12-31
Assets 108,518,839.00 101,077,373.00 103,495,634.00 104,719,248.00 95,390,003.00 94,220,915.00 89,412,187.00 75,644,977.00 90,722,910.00 88,473,273.00 84,416,756.00 87,549,393.00 97,321,999.00 96,480,334.00 103,671,219.00 109,023,645.00 116,516,834.00 95,382,599.00 90,295,141.00 86,357,299.00
      Cash and Short-Term Investments 3,292,938.00 3,268,922.00 3,046,478.00 2,993,450.00 3,333,900.00 2,526,264.00 1,185,613.00 1,334,279.00 1,278,939.00 1,464,129.00 1,551,195.00 1,508,430.00 1,638,034.00 1,705,902.00 1,822,775.00 1,480,631.00 1,519,836.00 1,102,686.00 1,189,792.00 1,128,940.00
            Cash and Cash Equivalents 3,292,938.00 3,268,922.00 3,046,478.00 2,993,450.00 3,333,900.00 2,526,264.00 1,185,613.00 1,334,279.00 1,278,939.00 1,464,129.00 1,551,195.00 1,508,430.00 1,638,034.00 1,705,902.00 1,822,775.00 1,480,631.00 1,519,836.00 1,102,686.00 1,189,792.00 1,128,940.00
            Short-Term Investments 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
      Net Receivables 457,545.00 450,931.00 451,841.00 425,366.00 413,240.00 394,091.00 392,974.00 0 219,963.00 0 0 473,126.00 497,384.00 256,186.00 660,327.00 0 0 1,109,959.00 4,180.00 4,180.00
      Inventory 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
      Other Current Assets 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
      Property, Plant, Equipment Net 183,026.00 179,448.00 179,953.00 169,719.00 172,004.00 142,411.00 135,716.00 144,245.00 104,362.00 110,870.00 115,437.00 115,212.00 123,643.00 143,307.00 160,781.00 173,748.00 175,209.00 53,375.00 56,345.00 54,406.00
      Real Estate 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 579,607.00 403,651.00 227,649.00 113,152.00 41,271.00
      Goodwill 133,832.00 133,832.00 133,832.00 133,832.00 131,857.00 131,857.00 131,857.00 131,857.00 85,199.00 85,199.00 85,199.00 85,199.00 85,199.00 85,199.00 85,199.00 85,199.00 29,468.00 29,468.00 29,468.00 29,468.00
      Intangible Assets 296,581.00 306,682.00 318,893.00 331,949.00 342,052.00 364,942.00 368,967.00 387,920.00 123,245.00 131,049.00 139,013.00 141,413.00 146,755.00 145,700.00 142,690.00 143,133.00 73,723.00 32,161.00 33,358.00 34,125.00
      Long-Term Investments 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
      Non-Current Deferred Assets 0 0 0 0 0 283,071.00 0 0 0 0 0 0 0 0 0 0 0 0 0 0
      Other Non-Current Assets 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Liabilities 87,689,713.00 81,759,047.00 84,425,036.00 86,707,773.00 77,847,874.00 77,550,073.00 73,955,786.00 60,579,538.00 69,574,359.00 67,694,704.00 64,393,383.00 66,781,602.00 75,963,555.00 75,135,716.00 82,500,280.00 89,263,117.00 96,249,612.00 77,875,068.00 73,751,344.00 70,437,396.00
      Payables and Expenses 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
            Account Payables 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
            Current Accrued Liabilities 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
      Short-Term Debt 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
      Other Current Liabilities 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
      Long-Term Debt 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
      Other Non-Current Liabilities 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Equity 20,829,126.00 19,318,326.00 19,070,598.00 18,011,475.00 17,542,129.00 16,670,842.00 15,456,401.00 15,065,439.00 21,148,551.00 20,778,569.00 20,023,373.00 20,767,791.00 21,358,444.00 21,344,618.00 21,170,939.00 19,760,528.00 20,267,222.00 17,507,531.00 16,543,797.00 15,919,903.00
   Shareholders Equity 8,498,517.00 7,948,383.00 7,776,124.00 7,794,974.00 7,656,542.00 7,326,593.00 7,149,552.00 7,006,942.00 20,239,179.00 20,068,297.00 19,406,215.00 19,630,837.00 19,903,203.00 19,809,135.00 19,819,219.00 18,287,911.00 18,726,663.00 16,294,360.00 15,258,110.00 14,463,313.00
      Capital Stock 1,396,332.00 1,212,557.00 1,212,555.00 1,262,460.00 1,262,451.00 1,262,151.00 1,262,090.00 1,262,087.00 1,262,087.00 1,262,088.00 1,262,086.00 1,261,993.00 1,263,406.00 1,263,337.00 1,263,336.00 1,267,150.00 1,267,165.00 817,659.00 817,141.00 817,140.00
      Share Premium 6,961,639.00 6,652,587.00 6,635,226.00 6,528,613.00 6,513,768.00 6,162,872.00 6,075,080.00 6,074,322.00 6,070,970.00 6,068,613.00 6,062,051.00 6,062,019.00 6,060,671.00 6,060,740.00 6,059,981.00 6,059,671.00 6,057,739.00 6,059,186.00 5,547,607.00 5,547,108.00
      Retained Earnings 70,772.00 18,399.00 -129,934.00 -46,985.00 -177,658.00 -143,185.00 -232,119.00 -373,141.00 -164,010.00 -236,222.00 -470,562.00 -418,662.00 -381,843.00 -387,870.00 -267,878.00 -813,042.00 -856,803.00 -886,305.00 -914,304.00 -1,108,929.00
      Treasury Shares 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
      Accumulated Other Comprehensive Income 69,774.00 64,840.00 58,277.00 50,886.00 57,981.00 44,755.00 44,501.00 43,674.00 39,009.00 39,954.00 40,631.00 37,651.00 48,337.00 57,620.00 67,195.00 90,253.00 87,989.00 81,511.00 72,385.00 65,697.00
   Minority Interest 342,504.00 332,478.00 326,148.00 274,008.00 284,601.00 282,063.00 239,117.00 241,317.00 201,394.00 202,343.00 204,301.00 225,831.00 235,732.00 230,471.00 209,567.00 221,978.00 242,486.00 333,959.00 353,973.00 389,288.00
Investments 29,406,199.00 27,724,832.00 28,593,467.00 0 0 0 32,648,150.00 0 219,963.00 0 81,107,865.00 75,296,851.00 85,586,884.00 72,438,845.00 86,157,620.00 85,129,957.00 90,374,918.00 136,330,060.00 145,514,311.00 141,850,411.00
Debt 29,391,605.00 28,877,040.00 29,961,008.00 30,219,058.00 26,910,774.00 27,306,159.00 31,977,370.00 24,309,473.00 24,116,609.00 23,618,364.00 23,333,353.00 22,004,385.00 24,331,013.00 24,736,619.00 27,526,160.00 9,188,103.00 31,817,380.00 29,137,273.00 27,172,301.00 8,185,711.00
Net Debt 26,098,667.00 25,608,118.00 26,914,530.00 27,225,608.00 23,576,874.00 24,779,895.00 30,791,757.00 22,975,194.00 22,837,670.00 22,154,235.00 21,782,158.00 20,495,955.00 22,692,979.00 23,030,717.00 25,703,385.00 7,707,472.00 30,297,544.00 28,034,587.00 25,982,509.00 7,056,771.00
Common Shares Outstanding 554,196.67 530,292.17 530,122.48 520,656.26 519,732.42 489,732.42 483,477.71 483,226.24 483,214.06 483,320.61 483,017.75 473,715.10 473,715.10 466,856.75 466,786.53 466,758.27 466,579.92 466,579.92 414,797.26 414,744.52
Preferred Shares Outstanding 57,564.12 49,964.12 49,964.12 51,964.12 51,964.12 51,964.12 51,964.12 51,964.12 51,964.12 51,964.12 51,964.12 51,964.12 52,038.00 52,038.00 52,038.00 52,210.00 52,210.00 33,610.00 0 0
Breakdown 2025-09-30 2025-06-30 2025-03-31 2024-12-31 2024-09-30 2024-06-30 2024-03-31 2023-12-31 2023-09-30 2023-06-30 2023-03-31 2022-12-31 2022-09-30 2022-06-30 2022-03-31 2021-12-31 2021-09-30 2021-06-30 2021-03-31
Revenues 3,299,479.00 2,193,956.00 768,379.00 -1,680,038.00 3,109,539.00 2,490,025.00 1,286,310.00 -1,717,893.00 2,911,034.00 1,821,619.00 783,417.00 -4,018,482.00 3,964,525.00 3,051,682.00 1,729,202.00 -1,771,014.00 2,597,535.00 1,624,768.00 1,170,717.00
Cost Of Revenue 86,325.00 56,557.00 27,583.00 -65,972.00 94,003.00 62,286.00 32,264.00 -637,304.00 384,094.00 245,101.00 105,691.00 -25,460.00 70,409.00 45,711.00 3,029.00 -70,152.00 42,617.00 51,365.00 18,713.00
Interest Income 0 0 0 0 0 0 0 0 1,020,780.00 638,226.00 309,068.00 -145,245.00 507,751.00 289,662.00 138,833.00 -523,196.00 958,446.00 601,417.00 316,275.00
Interest Expense 0.00 0.00 0.00 -414,365.00 0.00 0.00 414,365.00 -546,820.00 1,020,780.00 638,226.00 309,068.00 -145,245.00 507,751.00 289,662.00 138,833.00 -523,196.00 958,446.00 601,417.00 316,275.00
Net Interest 0 0 0 0 0 0 0 0 1,020,780.00 638,226.00 309,068.00 -145,245.00 507,751.00 289,662.00 138,833.00 -523,196.00 958,446.00 601,417.00 316,275.00
Provisions for Credit Losses -4,026.00 -2,932.00 -2,042.00 -319.00 0 0 0 -478.00 0 0 0 0 0 0 3,029.00 70,152.00 -42,617.00 -51,365.00 -18,713.00
Gross Profit 3,213,154.00 2,137,399.00 740,796.00 -1,614,066.00 3,015,536.00 2,427,739.00 1,254,046.00 -1,080,589.00 2,526,940.00 1,576,518.00 677,726.00 -3,993,022.00 3,894,116.00 3,005,971.00 1,726,173.00 -1,700,862.00 2,554,918.00 1,573,403.00 1,152,004.00
Operating Expenses 2,818,772.00 1,879,917.00 928,067.00 -1,563,199.00 2,770,201.00 1,786,314.00 845,261.00 -8,093,389.00 5,611,795.00 3,637,128.00 1,783,564.00 -5,622,433.00 7,198,756.00 5,177,988.00 2,284,812.00 -1,848,810.00 5,076,718.00 2,809,822.00 1,412,763.00
   Selling, General and Administrative Expenses 714,213.00 477,121.00 237,546.00 -343,314.00 612,363.00 404,317.00 195,118.00 -324,204.00 539,138.00 348,663.00 167,155.00 -528,452.00 686,133.00 471,509.00 246,238.00 -875,942.00 647,244.00 730,221.00 362,505.00
   Other Operating Expenses 2,104,559.00 1,402,796.00 690,521.00 -1,219,885.00 2,157,838.00 1,381,997.00 650,143.00 -7,769,185.00 5,072,657.00 3,288,465.00 1,616,409.00 -5,093,981.00 6,512,623.00 4,706,479.00 2,038,574.00 -972,868.00 4,429,474.00 2,079,601.00 1,050,258.00
Operating Income 394,382.00 257,482.00 -187,271.00 -50,867.00 245,335.00 641,425.00 408,785.00 7,012,800.00 -3,084,855.00 -2,060,610.00 -1,105,838.00 1,629,411.00 -3,304,640.00 -2,172,017.00 -558,639.00 147,948.00 -2,521,800.00 -1,236,419.00 -260,759.00
Net Non-Operating Income 0 0 0 0 0 0 0 0 117,385.00 46,338.00 30,478.00 -171,442.00 134,962.00 111,720.00 56,072.00 0 79,696.00 30,043.00 -23,320.00
EBT 600,058.00 363,188.00 56,780.00 -559,366.00 716,212.00 671,064.00 380,899.00 -3,544,612.00 2,481,264.00 1,543,099.00 273,082.00 -5,976,911.00 4,063,724.00 3,523,272.00 2,717,600.00 -2,159,205.00 1,949,067.00 1,497,323.00 1,353,974.00
Income Tax 54,912.00 71,056.00 47,860.00 -37,782.00 66,627.00 145,060.00 93,412.00 -327,801.00 284,385.00 120,920.00 44,655.00 -1,559,871.00 977,993.00 904,233.00 604,673.00 -458,092.00 342,818.00 258,875.00 279,415.00
Net Income Including Non-Controlling Interests 679,892.00 457,782.00 145,276.00 -446,901.00 547,069.00 500,415.00 260,597.00 -856,048.00 809,413.00 460,139.00 196,194.00 -1,737,374.00 1,247,448.00 1,111,721.00 717,367.00 -617,584.00 450,717.00 334,325.00 434,039.00
Net Income Non-Controlling Interests 7,586.00 4,255.00 1,086.00 -65,324.00 24,756.00 19,239.00 51,296.00 18,127.00 34,037.00 17,810.00 -4,088.00 -70,523.00 83,589.00 61,336.00 17,462.00 -82,352.00 94,329.00 64,574.00 33,015.00
Net Income 687,478.00 462,037.00 146,362.00 -512,225.00 571,825.00 519,654.00 311,893.00 -837,921.00 843,450.00 477,949.00 192,106.00 -1,807,897.00 1,331,037.00 1,173,057.00 734,829.00 -699,936.00 545,046.00 398,899.00 467,054.00
EBIT 600,058.00 363,188.00 56,780.00 -973,731.00 716,212.00 671,064.00 795,264.00 -4,091,432.00 3,502,044.00 2,181,325.00 582,150.00 -6,122,156.00 4,571,475.00 3,812,934.00 2,856,433.00 -2,682,401.00 2,907,513.00 2,098,740.00 1,670,249.00
Deprecation and Amortization 43,156.00 41,031.00 17,929.00 -60,393.00 83,662.00 61,115.00 31,243.00 -43,222.00 127,625.00 53,197.00 20,816.00 -16,018.00 56,190.00 42,426.00 23,184.00 -53,773.00 54,226.00 42,672.00 31,254.00
EBITDA 643,214.00 404,219.00 74,709.00 -1,034,124.00 799,874.00 732,179.00 826,507.00 -4,134,654.00 3,629,669.00 2,234,522.00 602,966.00 -6,138,174.00 4,627,665.00 3,855,360.00 2,879,617.00 -2,736,174.00 2,961,739.00 2,141,412.00 1,701,503.00
EPS 0.00 0.00 0.00 -0.00 0.00 0.00 0.00 -0.00 0.00 0.00 0.00 -0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Diluted EPS 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 1.28 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Average Shares Outstanding Basic 532,102.21 527,154.95 524,104.84 526,397.84 487,155.90 485,029.31 483,336.78 487,426.18 481,503.76 480,642.68 478,167.18 474,573.45 467,192.72 466,795.12 466,785.58 -413,872,152.37 446,085.66 435,668.68 414,795,505.00
Average Shares Outstanding Diluted 539,857.37 534,011.12 530,599.56 532,744.66 491,258.13 488,456.39 485,931.50 485,376.32 483,530.23 483,113.40 482,846.91 475,725.20 481,900.13 484,494.11 484,425.07 -428,533,643.12 461,694.48 451,229.66 429,491,379.00
Breakdown 2025-09-30 2025-06-30 2025-03-31 2024-12-31 2024-09-30 2024-06-30 2024-03-31 2023-12-31 2023-09-30 2023-06-30 2023-03-31 2022-12-31 2022-09-30 2022-06-30 2022-03-31 2021-12-31 2021-09-30 2021-06-30 2021-03-31
Operating Cash Flow -1,177,470.00 864,187.00 1,421,267.00 590,783.00 -431,843.00 -1,199,940.00 -1,144,201.00 -2,979,446.00 1,667,487.00 1,232,246.00 1,181,267.00 -9,103,298.00 6,731,911.00 5,355,298.00 3,890,152.00 5,072,309.00 -686,495.00 -1,006,585.00 -495,357.00
   Operating Net Income 1,216,612.00 744,564.00 101,185.00 -2,075,135.00 2,610,818.00 2,126,190.00 1,158,440.00 -3,961,363.00 3,623,804.00 2,387,994.00 492,261.00 -7,042,973.00 4,868,543.00 4,093,764.00 3,504,243.00 -2,871,524.00 2,873,200.00 2,158,443.00 1,696,041.00
   Deprecation and Amortization 43,156.00 41,031.00 17,929.00 -60,393.00 83,662.00 61,115.00 31,243.00 -43,222.00 127,625.00 53,197.00 20,816.00 -16,018.00 56,190.00 42,426.00 23,184.00 -53,773.00 54,226.00 42,672.00 31,254.00
   Deferred Income Tax -51,265.00 -55,148.00 -41,295.00 106,733.00 -80,038.00 137,079.00 90,628.00 -10,223.00 86,973.00 56,431.00 -16,845.00 -503,105.00 297,515.00 275,434.00 201,323.00 -145,751.00 119,526.00 92,195.00 85,230.00
   Share Based Compensation 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
   Change in Working Capital -57,545.00 -165,319.00 291.00 180,150.00 42,354.00 -129,409.00 -29,916.00 510,738.00 -15,312.00 -16,191.00 -50,472.00 -660,621.00 54,485.00 -72,498.00 273,165.00 -917,440.00 112,966.00 -177,662.00 42,206.00
   Other Operating Activities -2,328,428.00 299,059.00 1,343,157.00 2,439,428.00 -3,088,639.00 -3,394,915.00 -2,394,596.00 524,624.00 -2,155,603.00 -1,249,185.00 735,507.00 -880,581.00 1,455,178.00 1,016,172.00 -111,763.00 9,060,797.00 -3,846,413.00 -3,122,233.00 -2,350,088.00
Investing Cash Flow 1,222,360.00 596,742.00 -1,304,457.00 5,126,896.00 -2,087,529.00 -1,411,305.00 -4,053,218.00 3,123,718.00 -1,453,938.00 -826,689.00 -590,573.00 1,323,816.00 -854,575.00 465,332.00 -736,320.00 2,671,816.00 2,807,043.00 -2,374,125.00 -798,481.00
   Capital Expenditure 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
   Net Purchase/Sale of PPE 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
   Net Purchase/Sale of Investments Net 24,268.00 19,032.00 9,711.00 -12,715.00 24,214.00 13,612.00 5,216.00 -15,506.00 19,806.00 13,175.00 5,678.00 -6,493.00 9,652.00 7,210.00 3,832.00 -40,818.00 47,638.00 28,996.00 18,416.00
   Net Purchase/Sale of Business 0 0 0 -603,778.00 603,778.00 603,778.00 0 324,783.00 0 0 0 0 0 0 0 348,567.00 824,604.00 0 0
   Net Loan & Lease Activity 605,677.00 493,859.00 236,137.00 325,919.00 368,779.00
   Other Investing Activities 850,846.00 356,578.00 -1,435,557.00 6,101,342.00 -3,186,263.00 -2,355,042.00 -4,224,975.00 3,137,377.00 -2,054,718.00 -1,040,796.00 -631,140.00 1,484,376.00 -1,053,195.00 323,679.00 -806,945.00 2,530,404.00 1,687,308.00 -2,571,274.00 -893,507.00
Financing Cash Flow 283,075.00 -1,227,854.00 55,953.00 -5,526,066.00 2,825,689.00 2,475,865.00 5,055,583.00 -311,051.00 -245,453.00 -334,401.00 -407,982.00 6,593,403.00 -5,456,203.00 -5,404,264.00 -2,716,060.00 -7,985,421.00 -1,639,598.00 3,494,980.00 1,387,883.00
   Net Issuance/Repayment of Debt 120,404,337.00 74,634,727.00 34,149,138.00 -41,965,015.00 99,076,874.00 59,735,480.00 24,230,797.00 -36,366,059.00 66,725,995.00 41,225,435.00 18,213,103.00 -151,445,440.00 142,499,478.00 109,455,854.00 64,049,013.00 -311,298,503.00 547,074,999.00 340,485,694.00 177,725,859.00
   Net Issuance/Repurchase of Equity 632,092.00 157,412.00 167,412.00 -68,743.00 409,450.00 69,250.00 0 0 0 0 0 -6,215.00 3,814.00 3,814.00 3,814.00 -510,501.00 961,518.00 512,012.00 0
   Dividends Paid 10,366.00 7,058.00 3,908.00 -6,925.00 19,650.00 12,881.00 3,728.00 -870,984.00 445,180.00 296,667.00 146,398.00 -854,114.00 438,836.00 294,261.00 148,064.00 -198,194.00 347,314.00 228,639.00 116,385.00
   Other Financing Activities -120,763,720.00 -76,027,051.00 -34,264,505.00 36,514,617.00 -96,680,285.00 -57,341,746.00 -19,178,942.00 36,925,992.00 -67,416,628.00 -41,856,503.00 -18,767,483.00 158,899,172.00 -148,398,331.00 -115,158,193.00 -66,916,951.00 304,021,777.00 -550,023,429.00 -337,731,365.00 -176,454,361.00
Net Change in Cash 327,965.00 233,075.00 172,763.00 191,613.00 306,317.00 -135,380.00 -141,836.00 -166,779.00 -31,904.00 71,156.00 182,712.00 -1,186,079.00 421,133.00 416,366.00 437,772.00 -241,296.00 480,950.00 114,270.00 94,045.00
   Cash at Beginning of Period 0 0 0 0.00 1,697,095.00 1,697,095.00 1,672,819.00 0.00 1,617,634.00 1,617,634.00 1,617,634.00 2,803,713.00 1,528,442.00 1,528,442.00 1,528,442.00 1,769,738.00 1,080,473.00 1,080,473.00 1,080,473.00
   Cash at End of Period 0 0 0 0 2,003,412.00 1,561,715.00 1,530,983.00 0 1,585,730.00 1,688,790.00 1,800,346.00 1,617,634.00 1,949,575.00 1,944,808.00 1,966,214.00 1,528,442.00 1,561,423.00 1,194,743.00 1,174,518.00
Free Cash Flow 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0