SMBK

Valuation Ratios

Breakdown 2024-12-31 2023-12-31 2022-12-31 2021-12-31 2020-12-31
Price to Earnings 14.34 14.41 10.70 12.27 11.13
Price to Sales
Book Value Per Common Share 55.26 79.68 74.28 76.76 71.07
Price to Book 0.56 0.31 0.37 0.36 0.26
Price to Operating Cash Flow 7.50 9.18 9.01 9.93 11.43
Price to Free Cash Flow
Enterprise Value to EBITDA 17883.98 28724.80 50265.34 69673.55 48225.56
Breakdown 2025-09-30 2025-06-30 2025-03-31 2024-12-31 2024-09-30 2024-06-30 2024-03-31 2023-12-31 2023-09-30 2023-06-30 2023-03-31 2022-12-31 2022-09-30 2022-06-30 2022-03-31 2021-12-31 2021-09-30 2021-06-30 2021-03-31 2020-12-31
Price to Earnings 16.39 24.66 46.39 18.44 22.98 37.63 16.07 17.78 33.54 13.80 21.77 52.20 13.95 19.36 33.31
Price to Sales
Book Value Per Common Share 30.35 28.47 27.41 55.26 56.76 54.30 53.13 79.68 50.55 50.26 50.47 74.28 46.70 48.30 48.81 76.76 50.71 49.58 48.28 71.07
Price to Book 1.18 1.19 1.13 0.56 0.51 0.44 0.40 0.31 0.42 0.43 0.46 0.37 0.53 0.50 0.52 0.36 0.51 0.48 0.45 0.26
Price to Operating Cash Flow 13.26 20.02 36.47 13.58 16.85 50.18 12.82 16.94 34.22 9.94 14.23 39.99 8.61 11.56 20.20
Price to Free Cash Flow
Enterprise Value to EBITDA 42322.48 62715.72 117515.73 38759.32 47272.09 83084.89 35082.84 50495.64 108747.89 72117.56 117100.32 272644.62 86822.12 109824.76 191568.86

Earnings Data

Breakdown 2024-12-31 2023-12-31 2022-12-31 2021-12-31 2020-12-31
Earning YoY 27.06 -33.85 15.25 36.81
Revenue YoY
EBITDA YoY 102.43 56.65 40.17 16.10
Net Profit YoY 26.40 -33.54 23.66 42.98
Breakdown 2025-09-30 2025-06-30 2025-03-31 2024-12-31 2024-09-30 2024-06-30 2024-03-31 2023-12-31 2023-09-30 2023-06-30 2023-03-31 2022-12-31 2022-09-30 2022-06-30 2022-03-31 2021-12-31 2021-09-30 2021-06-30 2021-03-31 2020-12-31
Earning YoY 59.12 104.48 53.40 83.93 9.92 75.36 61.26 126.53 49.19 90.77
Revenue YoY
EBITDA YoY 56.83 103.66 18.70 50.16 95.94 42.91 100.19 65.97 119.97 51.13 93.51
Net Profit YoY 59.61 104.01 52.65 85.51 10.16 76.83 62.48 123.70 51.80 89.98

Financial Strength

Breakdown 2024-12-31 2023-12-31 2022-12-31 2021-12-31 2020-12-31
Cash Per Common Share 46.41 42.01 49.28 139.90 64.96
Quick Ratio
Current Ratio
Debt to Equity 4.91 4.81 4.93 4.93 4.18
Long-Term Debt to Equity
Breakdown 2025-09-30 2025-06-30 2025-03-31 2024-12-31 2024-09-30 2024-06-30 2024-03-31 2023-12-31 2023-09-30 2023-06-30 2023-03-31 2022-12-31 2022-09-30 2022-06-30 2022-03-31 2021-12-31 2021-09-30 2021-06-30 2021-03-31 2020-12-31
Cash Per Common Share 33.21 21.77 25.23 45.98 11.50 20.39 28.36 41.56 23.82 14.22 18.28 48.81 49.61 56.40 63.01 129.65 71.82 44.88 37.08 64.31
Quick Ratio
Current Ratio
Debt to Equity 9.74 9.58 9.70 4.91 9.04 9.35 9.61 4.81 9.74 9.67 9.76 4.93 10.57 10.39 10.23 4.93 9.32 8.79 8.77 4.18
Long-Term Debt to Equity

Profitability

Breakdown 2024-12-31 2023-12-31 2022-12-31 2021-12-31 2020-12-31
ROA 0.62 0.54 0.84 0.68 0.66
ROE 3.68 3.11 4.97 4.05 3.41
Gross Margin
Operating Margin
EBITDA Margin
Net Profit Margin
Breakdown 2025-09-30 2025-06-30 2025-03-31 2024-12-31 2024-09-30 2024-06-30 2024-03-31 2023-12-31 2023-09-30 2023-06-30 2023-03-31 2022-12-31 2022-09-30 2022-06-30 2022-03-31 2021-12-31 2021-09-30 2021-06-30 2021-03-31 2020-12-31
ROA 0.63 0.42 0.21 0.54 0.35 0.19 0.47 0.43 0.24 0.63 0.39 0.18 0.64 0.51 0.27
ROE 6.81 4.42 2.22 5.42 3.67 2.00 5.02 4.57 2.59 7.24 4.39 1.97 6.62 4.96 2.68
Gross Margin
Operating Margin
EBITDA Margin
Net Profit Margin

Dividends

Breakdown 2024-12-31 2023-12-31 2022-12-31 2021-12-31 2020-12-31
Dividend Yield
Dividend Payout Ratio
Breakdown 2025-09-30 2025-06-30 2025-03-31 2024-12-31 2024-09-30 2024-06-30 2024-03-31 2023-12-31 2023-09-30 2023-06-30 2023-03-31 2022-12-31 2022-09-30 2022-06-30 2022-03-31 2021-12-31 2021-09-30 2021-06-30 2021-03-31 2020-12-31
Dividend Yield
Dividend Payout Ratio

Financial Statements

Breakdown 2024-12-31 2023-12-31 2022-12-31 2021-12-31 2020-12-31
Assets 5,811,341.00 5,340,449.00 5,125,287.00 5,091,192.00 3,702,167.00
   Deposits 17,313,843.00 15,897,847.00 15,628,337.00 15,634,569.00 11,274,426.00
      Cash and Short-Term Investments 778,204.00 706,064.00 824,999.00 2,178,568.00 971,500.00
            Cash and Cash Equivalents 778,204.00 706,064.00 539,050.00 2,101,599.00 971,500.00
            Short-Term Investments 0 0 285,949.00 76,969.00 0
      Net Receivables 0 0 23,334.00 19,352.00 5,144,498.00
      Inventory 0 0 0 0 0
      Other Current Assets 0 0 0 0 0
      Property, Plant, Equipment Net 103,044.00 102,857.00 101,825.00 95,770.00 77,479.00
      Goodwill 96,100.00 96,145.00 96,145.00 91,565.00 74,135.00
      Intangible Assets 14,625.00 12,200.00 23,203.00 21,255.00 17,047.00
      Long-Term Investments 0 0 0 0 0
      Non-Current Deferred Assets 0 0 0 0 0
      Other Non-Current Assets 0 0 0 0 0
Liabilities 4,828,532.00 4,420,677.00 4,260,383.00 4,232,332.00 2,987,831.00
      Payables and Expenses 0 0 0 0 0
            Account Payables 0 0 0 0 0
            Current Accrued Liabilities 0 0 0 0 0
      Short-Term Debt 0 0 0 0 0
      Other Current Liabilities 0 0 0 0 0
      Long-Term Debt 0 0 0 0 0
      Other Non-Current Liabilities 0 0 0 0 0
Equity 982,809.00 919,772.00 864,904.00 858,860.00 714,336.00
   Shareholders Equity 935,354.00 1,353,751.00 1,255,432.00 1,289,733.00 1,073,687.00
      Capital Stock 16,926.00 16,989.00 16,901.00 16,803.00 15,107.00
      Share Premium 294,269.00 295,699.00 294,330.00 292,937.00 252,693.00
      Retained Earnings 203,824.00 173,105.00 156,545.00 118,247.00 87,185.00
      Treasury Shares 0 0 0 0 0
      Accumulated Other Comprehensive Income -23,671.00 -25,907.00 -35,324.00 1,443.00 2,183.00
   Minority Interest 113.00 0 0 0 0
Investments 172,539.00 252,082.00 4,945,786.00 4,419,046.00 4,611,849.00
Debt 91,503.00 55,177.00 83,875.00 129,515.00 120,545.00
Common Shares Outstanding 16,925.67 16,988.88 16,900.81 16,802.99 15,107.21
Breakdown 2024-12-31 2023-12-31 2022-12-31 2021-12-31 2020-12-31
Cost Of Revenue 5,100.00 3,800.00 4,018.00 1,633.00 8,700.00
Interest Income 753,366.00 446,086.00 158,834.00 125,232.00 117,613.00
Interest Expense 231,462.00 92,496.00 24,897.00 14,890.00 19,897.00
Net Interest 388,469.00 218,043.00 137,501.00 113,394.00 100,866.00
Non-Interest Income 34,152.00 22,325.00 27,715.00 23,949.00 15,426.00
Non-Interest Expense 120,890.00 113,150.00 106,290.00 91,391.00 76,719.00
Provisions for Credit Losses 5,100.00 3,800.00 4,018.00 1,633.00 8,700.00
   Selling, General and Administrative Expenses 30,916.00 14,020.00 12,366.00 10,341.00 6,073.00
EBT 45,459.00 36,226.00 54,908.00 44,319.00 30,890.00
Income Tax 17,429.00 6,574.00 11,158.00 8,641.00 5,650.00
Net Income 36,141.00 28,593.00 43,022.00 34,790.00 24,332.00
EBIT 276,921.00 128,722.00 79,805.00 59,209.00 50,787.00
Deprecation and Amortization 16,240.00 16,098.00 12,644.00 6,745.00 6,021.00
EBITDA 293,161.00 144,820.00 92,449.00 65,954.00 56,808.00
EPS 0.00 0.00 0.00 0.00 0.00
Diluted EPS 0.00 0.00 0.00 0.00 0.00
Average Shares Outstanding Basic 16,768.96 16,805.07 16,740.45 15,572.54 14,955.42
Average Shares Outstanding Diluted 16,875.46 16,911.19 16,871.37 15,699.22 15,019.17
Breakdown 2024-12-31 2023-12-31 2022-12-31 2021-12-31 2020-12-31
Operating Cash Flow 69,286.00 44,855.00 51,083.00 42,926.00 23,744.00
   Operating Net Income 36,141.00 28,593.00 43,022.00 34,790.00 24,332.00
   Deprecation and Amortization 16,240.00 16,098.00 12,644.00 6,745.00 6,021.00
   Deferred Income Tax 120.00 1,309.00 -555.00 643.00 -1,219.00
   Share Based Compensation 1,629.00 1,349.00 1,300.00 693.00 482.00
   Change in Working Capital -1,755.00 1,178.00 55,289.00 13,731.00 33.00
   Other Operating Activities 16,911.00 -3,672.00 -60,617.00 -13,676.00 -5,905.00
Investing Cash Flow -420,222.00 -135,240.00 -840,818.00 -261,123.00 -252,151.00
   Capital Expenditure 0.00 0.00 0.00 0.00 0.00
   Net Purchase/Sale of PPE 11,103.00 6,952.00 13,947.00 2,377.00 5,439.00
   Net Purchase/Sale of Investments Net 355,214.00 345,882.00 427,995.00 587,716.00 156,795.00
   Net Purchase/Sale of Business 0 0 0 15,364.00 46,132.00
   Net Loan & Lease Activity 0 0 0 83,745.00 0
   Other Investing Activities -786,539.00 -488,074.00 -1,282,760.00 -950,325.00 -460,517.00
Financing Cash Flow 387,777.00 171,552.00 5,839.00 784,938.00 521,062.00
   Net Issuance/Repayment of Debt 334,256.00 61,853.00 106,875.00 7,784.00 629,012.00
   Net Issuance/Repurchase of Equity 6,070.00 108.00 191.00 2,821.00 9,294.00
   Dividends Paid 5,422.00 5,427.00 4,724.00 3,728.00 2,986.00
   Other Financing Activities 42,029.00 104,164.00 -105,951.00 770,605.00 -120,230.00
Net Change in Cash 36,841.00 81,167.00 -783,896.00 566,741.00 292,655.00
   Cash at Beginning of Period 350,729.00 271,104.00 1,050,320.00 478,336.00 189,064.00
   Cash at End of Period 387,570.00 352,271.00 266,424.00 1,045,077.00 481,719.00
Free Cash Flow 0 0 0 0 0
Breakdown 2025-09-30 2025-06-30 2025-03-31 2024-12-31 2024-09-30 2024-06-30 2024-03-31 2023-12-31 2023-09-30 2023-06-30 2023-03-31 2022-12-31 2022-09-30 2022-06-30 2022-03-31 2021-12-31 2021-09-30 2021-06-30 2021-03-31 2020-12-31
Assets 5,784,983.00 5,490,863.00 5,411,217.00 5,811,341.00 4,908,934.00 4,891,009.00 4,954,690.00 5,340,449.00 4,797,171.00 4,745,800.00 4,769,805.00 5,125,287.00 4,796,911.00 4,788,113.00 4,718,579.00 5,091,192.00 4,384,031.00 3,654,356.00 3,557,203.00 3,702,167.00
   Deposits 18,604,208.00 17,987,197.00 17,649,843.00 17,313,843.00 16,048,250.00 15,871,777.00 16,106,153.00 15,897,847.00 15,925,566.00 15,835,834.00 15,858,835.00 15,628,337.00 16,408,834.00 16,584,836.00 16,238,722.00 15,634,569.00 14,832,705.00 12,282,933.00 12,025,288.00 11,274,426.00
      Cash and Short-Term Investments 557,127.00 365,096.00 422,984.00 778,204.00 192,914.00 342,835.00 477,941.00 706,064.00 400,258.00 238,898.00 306,934.00 824,999.00 830,133.00 943,308.00 1,053,500.00 2,178,568.00 1,091,160.00 673,515.00 556,701.00 971,500.00
            Cash and Cash Equivalents 557,127.00 365,096.00 422,984.00 778,204.00 192,914.00 342,835.00 477,941.00 706,064.00 400,258.00 238,898.00 306,934.00 539,050.00 543,029.00 654,945.00 763,968.00 2,101,599.00 1,091,160.00 673,515.00 556,701.00 971,500.00
            Short-Term Investments 0 0 0 0 0 0 0 0 0 0 0 285,949.00 287,104.00 288,363.00 289,532.00 76,969.00 0 0 0 0
      Net Receivables 0 0 0 0 0 0 0 0 0 0 0 23,334.00 22,769.00 21,938.00 20,078.00 19,352.00 19,295.00 18,310.00 5,065,356.00 5,144,498.00
      Inventory 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
      Other Current Assets 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
      Property, Plant, Equipment Net 100,797.00 102,024.00 102,335.00 103,044.00 102,796.00 103,400.00 102,375.00 102,857.00 102,117.00 102,719.00 101,153.00 101,825.00 100,833.00 99,095.00 94,292.00 95,770.00 91,450.00 76,850.00 77,285.00 77,479.00
      Goodwill 90,400.00 96,100.00 96,100.00 96,100.00 96,100.00 96,100.00 96,100.00 96,145.00 96,145.00 96,145.00 96,145.00 96,145.00 96,145.00 91,565.00 91,565.00 91,565.00 89,984.00 76,858.00 74,458.00 74,135.00
      Intangible Assets 16,233.00 15,697.00 15,131.00 14,625.00 14,024.00 13,419.00 12,811.00 12,200.00 11,647.00 12,294.00 12,969.00 23,203.00 23,203.00 13,017.00 13,650.00 21,255.00 21,255.00 19,705.00 11,892.00 17,047.00
      Long-Term Investments 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
      Non-Current Deferred Assets 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
      Other Non-Current Assets 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Liabilities 5,246,501.00 4,971,736.00 4,905,276.00 4,828,532.00 4,419,911.00 4,418,544.00 4,487,894.00 4,420,677.00 4,350,519.00 4,300,953.00 4,326,406.00 4,260,383.00 4,382,200.00 4,367,686.00 4,298,537.00 4,232,332.00 3,959,311.00 3,280,963.00 3,193,145.00 2,987,831.00
      Payables and Expenses 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
            Account Payables 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
            Current Accrued Liabilities 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
      Short-Term Debt 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
      Other Current Liabilities 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
      Long-Term Debt 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
      Other Non-Current Liabilities 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Equity 538,482.00 519,127.00 505,941.00 982,809.00 489,023.00 472,465.00 466,796.00 919,772.00 446,652.00 444,847.00 443,399.00 864,904.00 414,711.00 420,427.00 420,042.00 858,860.00 424,720.00 373,393.00 364,058.00 714,336.00
   Shareholders Equity 516,807.00 484,466.00 466,534.00 935,354.00 960,697.00 919,132.00 906,167.00 1,353,751.00 859,148.00 854,677.00 858,178.00 1,255,432.00 788,615.00 816,206.00 824,528.00 1,289,733.00 851,999.00 749,124.00 729,199.00 1,073,687.00
      Capital Stock 17,028.00 17,018.00 17,018.00 16,926.00 16,926.00 16,926.00 17,057.00 16,989.00 16,995.00 17,004.00 17,004.00 16,901.00 16,888.00 16,898.00 16,893.00 16,803.00 16,801.00 15,110.00 15,105.00 15,107.00
      Share Premium 295,742.00 295,209.00 294,736.00 294,269.00 293,909.00 293,586.00 296,061.00 295,699.00 295,542.00 295,296.00 294,930.00 294,330.00 293,907.00 293,815.00 293,376.00 292,937.00 292,760.00 252,039.00 251,836.00 252,693.00
      Retained Earnings 236,380.00 224,061.00 213,721.00 203,824.00 195,537.00 187,751.00 181,103.00 173,105.00 168,271.00 167,564.00 160,085.00 156,545.00 144,723.00 134,362.00 125,329.00 118,247.00 112,600.00 103,906.00 96,034.00 87,185.00
      Treasury Shares 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
      Accumulated Other Comprehensive Income -10,781.00 -17,274.00 -19,647.00 -23,671.00 -17,349.00 -25,798.00 -27,425.00 -25,907.00 -34,156.00 -35,017.00 -28,620.00 -35,324.00 -40,807.00 -24,648.00 -15,556.00 1,443.00 2,559.00 2,338.00 1,083.00 2,183.00
   Minority Interest 113.00 113.00 113.00 113.00 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Investments 402,938.00 329,725.00 322,772.00 172,539.00 322,530.00 322,536.00 296,166.00 252,082.00 252,715.00 333,473.00 341,244.00 4,945,786.00 5,273,211.00 5,278,639.00 5,153,879.00 4,419,046.00 3,054,087.00 2,257,353.00 4,745,562.00 4,611,849.00
Debt 139,905.00 46,692.00 47,315.00 91,503.00 48,660.00 54,874.00 51,969.00 55,177.00 56,195.00 57,553.00 58,582.00 83,875.00 60,417.00 54,522.00 78,665.00 129,515.00 130,657.00 118,222.00 122,009.00 120,545.00
Common Shares Outstanding 17,028.00 17,017.55 17,017.55 16,925.67 16,926.37 16,925.90 17,056.70 16,988.88 16,994.54 17,004.09 17,004.09 16,900.81 16,887.56 16,898.40 16,893.28 16,802.99 16,801.45 15,109.74 15,104.54 15,107.21
Breakdown 2025-09-30 2025-06-30 2025-03-31 2024-12-31 2024-09-30 2024-06-30 2024-03-31 2023-12-31 2023-09-30 2023-06-30 2023-03-31 2022-12-31 2022-09-30 2022-06-30 2022-03-31 2021-12-31 2021-09-30 2021-06-30 2021-03-31
Cost Of Revenue 3,618.00 3,391.00 843.00 1,199.00 3,018.00 443.00 440.00 -20.00 2,300.00 970.00 550.00 -2,518.00 3,230.00 2,300.00 1,006.00 293.00 1,211.00 62.00 67.00
Interest Income 631,044.00 407,490.00 199,128.00 387,493.00 185,023.00 121,067.00 59,783.00 127,087.00 160,548.00 105,273.00 53,178.00 -54,826.00 111,521.00 69,224.00 32,915.00 -55,659.00 92,455.00 59,144.00 29,292.00
Interest Expense 89,337.00 57,248.00 28,138.00 61,284.00 85,456.00 56,532.00 28,190.00 -25,964.00 62,760.00 38,280.00 17,420.00 3,622.00 12,003.00 6,318.00 2,954.00 -3,763.00 9,276.00 6,228.00 3,149.00
Net Interest 331,359.00 214,412.00 104,614.00 22,596.00 185,023.00 121,067.00 59,783.00 -83,760.00 160,548.00 105,273.00 35,982.00 -55,686.00 99,889.00 63,180.00 30,118.00 -49,562.00 83,539.00 53,157.00 26,260.00
Non-Interest Income 26,133.00 17,495.00 8,597.00 -15,334.00 25,122.00 15,984.00 8,380.00 -13,401.00 14,746.00 14,055.00 6,925.00 -14,326.00 20,590.00 14,340.00 7,111.00 -9,720.00 17,143.00 10,835.00 5,691.00
Non-Interest Expense 98,736.00 64,866.00 32,296.00 -54,016.00 88,599.00 57,754.00 28,553.00 -52,773.00 83,455.00 54,939.00 27,529.00 -49,945.00 78,874.00 51,643.00 25,718.00 -31,905.00 63,570.00 40,262.00 19,464.00
Provisions for Credit Losses 3,618.00 3,391.00 843.00 2,079.00 3,018.00 443.00 -440.00 -20.00 2,300.00 970.00 550.00 -2,518.00 3,230.00 2,300.00 1,006.00 293.00 1,211.00 62.00 67.00
   Selling, General and Administrative Expenses 25,544.00 17,204.00 8,814.00 8,174.00 11,549.00 7,502.00 3,691.00 -6,025.00 10,090.00 6,630.00 3,325.00 -5,808.00 8,979.00 5,998.00 3,197.00 -4,263.00 7,596.00 4,798.00 2,210.00
EBT 44,790.00 27,820.00 13,560.00 -21,923.00 33,072.00 22,322.00 11,988.00 -33,008.00 28,396.00 26,010.00 14,828.00 -17,593.00 38,375.00 23,621.00 10,505.00 -27,670.00 35,901.00 23,668.00 12,420.00
Income Tax 8,146.00 4,861.00 2,306.00 3,265.00 6,572.00 4,962.00 2,630.00 -8,421.00 5,993.00 5,674.00 3,328.00 -4,591.00 8,357.00 5,146.00 2,246.00 -6,924.00 7,767.00 5,134.00 2,664.00
Net Income Including Non-Controlling Interests 109,932.00 68,877.00 33,762.00 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Net Income Non-Controlling Interests -73,288.00 -45,918.00 -22,508.00 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Net Income 36,644.00 22,959.00 11,254.00 -17,077.00 26,500.00 17,360.00 9,358.00 -25,646.00 22,403.00 20,336.00 11,500.00 -13,730.00 30,018.00 18,475.00 8,259.00 -21,634.00 28,134.00 18,534.00 9,756.00
EBIT 134,127.00 85,068.00 41,698.00 39,361.00 118,528.00 78,854.00 40,178.00 -58,972.00 91,156.00 64,290.00 32,248.00 -13,971.00 50,378.00 29,939.00 13,459.00 -31,433.00 45,177.00 29,896.00 15,569.00
Deprecation and Amortization 9,619.00 6,587.00 3,306.00 -1,447.00 8,724.00 5,891.00 3,072.00 -8,327.00 12,353.00 8,140.00 3,932.00 -2,135.00 7,474.00 4,918.00 2,387.00 -2,625.00 4,739.00 3,132.00 1,499.00
EBITDA 143,746.00 91,655.00 45,004.00 37,914.00 127,252.00 84,745.00 43,250.00 -67,299.00 103,509.00 72,430.00 36,180.00 -16,106.00 57,852.00 34,857.00 15,846.00 -34,058.00 49,916.00 33,028.00 17,068.00
EPS 0.00 0.00 0.00 -0.00 0.00 0.00 0.00 -0.00 0.00 0.00 0.00 -0.00 0.00 0.00 0.00 -0.00 0.00 0.00 0.00
Diluted EPS 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Average Shares Outstanding Basic 16,775.97 16,773.29 16,767.53 16,633.61 16,782.20 16,810.28 16,849.74 16,828.09 16,801.84 16,798.94 16,791.41 16,782.44 16,734.30 16,726.70 16,718.37 17,078.06 15,192.92 15,007.59 15,011.57
Average Shares Outstanding Diluted 16,886.15 16,875.61 16,872.10 16,814.73 16,874.32 16,887.37 16,925.41 16,943.48 16,907.33 16,897.44 16,896.49 16,895.92 16,867.97 16,863.30 16,858.29 17,253.23 15,312.75 15,118.92 15,111.95
Breakdown 2025-09-30 2025-06-30 2025-03-31 2024-12-31 2024-09-30 2024-06-30 2024-03-31 2023-12-31 2023-09-30 2023-06-30 2023-03-31 2022-12-31 2022-09-30 2022-06-30 2022-03-31 2021-12-31 2021-09-30 2021-06-30 2021-03-31
Operating Cash Flow 45,194.00 28,309.00 14,287.00 2,575.00 36,016.00 23,619.00 7,076.00 -15,837.00 28,009.00 21,329.00 11,354.00 -29,599.00 41,581.00 28,407.00 10,694.00 -49,896.00 45,551.00 31,181.00 16,090.00
   Operating Net Income 109,932.00 68,877.00 33,762.00 -17,077.00 26,500.00 17,360.00 9,358.00 -25,646.00 22,403.00 20,336.00 11,500.00 -13,730.00 30,018.00 18,475.00 8,259.00 -21,634.00 28,134.00 18,534.00 9,756.00
   Deprecation and Amortization 9,619.00 6,587.00 3,306.00 -1,447.00 8,724.00 5,891.00 3,072.00 -8,327.00 12,353.00 8,140.00 3,932.00 -2,135.00 7,474.00 4,918.00 2,387.00 -2,625.00 4,739.00 3,132.00 1,499.00
   Deferred Income Tax -146.00 66.00 988.00 -3,240.00 628.00 1,293.00 1,439.00 -5,706.00 1,801.00 1,739.00 3,475.00 -1,331.00 -500.00 328.00 948.00 -681.00 731.00 147.00 446.00
   Share Based Compensation 1,712.00 1,234.00 761.00 -1,049.00 1,266.00 894.00 518.00 -1,269.00 1,176.00 904.00 538.00 -713.00 991.00 710.00 312.00 -392.00 521.00 363.00 201.00
   Change in Working Capital 804.00 3,482.00 -202.00 6,341.00 -6,391.00 -533.00 -1,172.00 -6,726.00 11,984.00 4,783.00 -8,863.00 -37,750.00 54,628.00 27,344.00 11,067.00 1,051.00 3,924.00 3,991.00 4,765.00
   Other Operating Activities -76,727.00 -51,937.00 -24,328.00 19,047.00 5,289.00 -1,286.00 -6,139.00 31,837.00 -21,708.00 -14,573.00 772.00 26,060.00 -51,030.00 -23,368.00 -12,279.00 -25,615.00 7,502.00 5,014.00 -577.00
Investing Cash Flow -327,601.00 -232,349.00 -98,978.00 -105,144.00 -236,297.00 -75,765.00 -3,016.00 160,702.00 -56,597.00 -142,511.00 -96,834.00 900,011.00 -729,861.00 -601,406.00 -409,562.00 88,688.00 2,460.00 -168,603.00 -183,668.00
   Capital Expenditure 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
   Net Purchase/Sale of PPE 2,158.00 1,774.00 946.00 -13,544.00 9,770.00 8,715.00 6,162.00 -3,563.00 4,649.00 3,682.00 2,184.00 -8,942.00 12,150.00 8,636.00 2,103.00 -84,613.00 84,348.00 1,633.00 1,009.00
   Net Purchase/Sale of Investments Net 334,433.00 68,842.00 37,191.00 -446,414.00 316,387.00 292,106.00 193,135.00 -128,449.00 285,202.00 102,852.00 86,277.00 -609,858.00 380,552.00 339,403.00 317,898.00 239,656.00 206,154.00 76,825.00 65,081.00
   Net Purchase/Sale of Business 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 15,364.00 0 0 0
   Net Loan & Lease Activity 0 0 0 83,745.00 0
   Other Investing Activities -664,192.00 -302,965.00 -137,115.00 354,814.00 -562,454.00 -376,586.00 -202,313.00 292,714.00 -346,448.00 -249,045.00 -185,295.00 1,518,811.00 -1,122,563.00 -949,445.00 -729,563.00 -165,464.00 -288,042.00 -247,061.00 -249,758.00
Financing Cash Flow 451,964.00 181,566.00 120,105.00 182,533.00 40,924.00 42,710.00 121,610.00 -210,516.00 162,422.00 93,656.00 125,990.00 -481,019.00 186,232.00 182,867.00 117,759.00 -348,270.00 561,430.00 329,218.00 242,560.00
   Net Issuance/Repayment of Debt 3,167.00 831.00 -524.00 11,413.00 314,418.00 7,654.00 771.00 -98,651.00 57,842.00 78,806.00 23,856.00 -298,055.00 155,838.00 149,964.00 99,128.00 361.00 7,545.00 -1,573.00 1,451.00
   Net Issuance/Repurchase of Equity 154.00 63.00 63.00 -19.00 3,035.00 3,011.00 43.00 -352.00 130.00 165.00 165.00 -353.00 64.00 263.00 217.00 -1,337.00 1,402.00 1,402.00 1,354.00
   Dividends Paid 4,088.00 2,722.00 1,357.00 -2,720.00 4,068.00 2,714.00 1,360.00 -2,709.00 4,071.00 2,711.00 1,354.00 -2,355.00 3,542.00 2,360.00 1,177.00 -1,711.00 2,719.00 1,813.00 907.00
   Other Financing Activities 444,555.00 177,950.00 119,209.00 173,859.00 -280,597.00 29,331.00 119,436.00 -108,804.00 100,379.00 11,974.00 100,615.00 -180,256.00 26,788.00 30,280.00 17,237.00 -345,583.00 549,764.00 327,576.00 238,848.00
Net Change in Cash 169,557.00 -22,474.00 35,414.00 79,964.00 -159,357.00 -9,436.00 125,670.00 -65,651.00 133,834.00 -27,526.00 40,510.00 389,393.00 -502,048.00 -390,132.00 -281,109.00 -309,478.00 609,441.00 191,796.00 74,982.00
   Cash at Beginning of Period 387,570.00 387,570.00 387,570.00 307,606.00 352,271.00 352,271.00 352,271.00 417,922.00 266,424.00 266,424.00 266,424.00 -122,969.00 1,045,077.00 1,045,077.00 1,045,077.00 1,354,555.00 481,719.00 481,719.00 481,719.00
   Cash at End of Period 557,127.00 365,096.00 422,984.00 387,570.00 192,914.00 342,835.00 477,941.00 352,271.00 400,258.00 238,898.00 306,934.00 266,424.00 543,029.00 654,945.00 763,968.00 1,045,077.00 1,091,160.00 673,515.00 556,701.00
Free Cash Flow 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0