SNFCA
Valuation Ratios
| Breakdown | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|
| Price to Earnings | 10.55 | 13.61 | 5.99 | 4.69 |
| Price to Sales | 0.84 | 0.62 | 0.39 | 0.39 |
| Book Value Per Common Share | 13.13 | 12.33 | 12.04 | 12.15 |
| Price to Book | 0.87 | 0.66 | 0.52 | 0.62 |
| Price to Operating Cash Flow | 4.89 | 3.69 | 1.18 | 1.28 |
| Price to Free Cash Flow | 5.11 | 3.77 | 1.20 | 1.33 |
| Enterprise Value to EBITDA |
| Breakdown | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 | 2023-06-30 | 2023-03-31 | 2022-09-30 | 2022-06-30 | 2022-03-31 | 2021-09-30 | 2021-06-30 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Price to Earnings | 27.09 | 36.08 | 64.02 | 17.18 | 23.38 | 21.10 | 26.42 | 89.70 | -49.87 | 42.99 | 51.42 | 12.54 | 12.24 | |
| Price to Sales | 2.39 | 2.59 | 3.28 | 3.72 | 2.31 | 1.97 | 1.96 | 2.01 | 1.43 | 1.38 | 1.62 | 1.64 | 1.14 | 1.18 |
| Book Value Per Common Share | 14.06 | 14.32 | 14.73 | 13.13 | 14.90 | 13.98 | 14.41 | 13.58 | 14.09 | 12.85 | 13.24 | 14.34 | 14.72 | 14.22 |
| Price to Book | 0.62 | 0.65 | 0.78 | 0.87 | 0.59 | 0.52 | 0.50 | 0.56 | 0.38 | 0.43 | 0.55 | 0.57 | 0.46 | 0.48 |
| Price to Operating Cash Flow | 8.35 | 28.28 | 13.18 | 3.93 | -9.95 | 6.36 | 9.24 | -7.06 | 1.36 | 6.16 | 2.31 | |||
| Price to Free Cash Flow | 8.59 | 29.64 | 14.40 | 6.42 | -6.95 | 2.32 | ||||||||
| Enterprise Value to EBITDA | 397000.86 | 147582.49 | 354473.66 | 179914.05 |
Earnings Data
| Breakdown | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|
| Earning YoY | 80.95 | -42.98 | -34.86 | |
| Revenue YoY | 5.32 | -18.48 | -17.38 | |
| EBITDA YoY | ||||
| Net Profit YoY | 83.07 | -43.58 | -34.99 |
| Breakdown | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 | 2023-06-30 | 2023-03-31 | 2022-09-30 | 2022-06-30 | 2022-03-31 | 2021-09-30 | 2021-06-30 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Earning YoY | 23.08 | 44.44 | 64.52 | -8.82 | 17.24 | 383.33 | 6.25 | -70.37 | -3.57 | |||||
| Revenue YoY | 0.00 | 8.22 | 4.11 | -9.97 | 2.89 | 5.67 | -3.17 | 5.47 | -4.76 | -12.65 | -6.70 | -14.29 | 2.36 | |
| EBITDA YoY | ||||||||||||||
| Net Profit YoY | 20.11 | 49.98 | 62.71 | -2.72 | 17.66 | 412.24 | 10.71 | -70.08 | -4.15 |
Financial Strength
| Breakdown | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|
| Cash Per Common Share | 8.67 | 20.88 | 19.08 | 15.96 |
| Quick Ratio | ||||
| Current Ratio | ||||
| Debt to Equity | 3.40 | 3.57 | 3.99 | 4.16 |
| Long-Term Debt to Equity |
| Breakdown | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 | 2023-06-30 | 2023-03-31 | 2022-09-30 | 2022-06-30 | 2022-03-31 | 2021-09-30 | 2021-06-30 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Cash Per Common Share | 5.20 | 19.64 | 22.11 | 8.22 | 22.96 | 21.81 | 24.39 | 21.72 | 22.27 | 19.88 | 19.50 | 21.06 | 19.20 | 7.42 |
| Quick Ratio | ||||||||||||||
| Current Ratio | ||||||||||||||
| Debt to Equity | 3.28 | 3.35 | 3.40 | 3.40 | 3.32 | 3.48 | 3.52 | 3.70 | 3.86 | 4.43 | 4.25 | 4.20 | 4.25 | 4.25 |
| Long-Term Debt to Equity |
Profitability
| Breakdown | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|
| ROA | 1.78 | 1.01 | 1.76 | 2.55 |
| ROE | 7.83 | 4.63 | 8.77 | 13.18 |
| Gross Margin | ||||
| Operating Margin | 11.43 | 6.64 | 10.80 | 12.46 |
| EBITDA Margin | ||||
| Net Profit Margin | 7.91 | 4.55 | 6.57 | 8.36 |
| Breakdown | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 | 2023-06-30 | 2023-03-31 | 2022-09-30 | 2022-06-30 | 2022-03-31 | 2021-09-30 | 2021-06-30 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ROA | 0.50 | 0.42 | 0.28 | 0.00 | 0.79 | 0.50 | 0.52 | 0.45 | 0.09 | -0.16 | 0.24 | 0.21 | 0.69 | 0.75 |
| ROE | 2.14 | 1.83 | 1.25 | -0.01 | 3.42 | 2.23 | 2.34 | 2.13 | 0.42 | -0.88 | 1.27 | 1.10 | 3.64 | 3.94 |
| Gross Margin | 87.50 | 86.17 | 87.65 | 86.61 | 85.42 | 87.24 | 86.95 | 88.11 | 90.59 | 90.94 | 92.16 | 92.91 | ||
| Operating Margin | 12.53 | 10.75 | 8.09 | 1.22 | 18.44 | 12.20 | 13.11 | 11.41 | 3.82 | -1.40 | 6.94 | 6.02 | 13.35 | 14.02 |
| EBITDA Margin | 8.25 | 13.30 | 4.02 | 9.10 | ||||||||||
| Net Profit Margin | 8.73 | 7.27 | 5.24 | -0.05 | 13.40 | 8.48 | 9.21 | 7.58 | 1.56 | -2.82 | 3.74 | 3.15 | 9.03 | 9.64 |
Dividends
| Breakdown | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|
| Dividend Yield | ||||
| Dividend Payout Ratio |
| Breakdown | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 | 2023-06-30 | 2023-03-31 | 2022-09-30 | 2022-06-30 | 2022-03-31 | 2021-09-30 | 2021-06-30 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Dividend Yield | ||||||||||||||
| Dividend Payout Ratio |
Financial Statements
| Breakdown | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|
| Assets | 1,489,807.21 | 1,430,552.27 | 1,461,112.89 | 1,547,593.31 |
| Cash and Short-Term Investments | 212,141.28 | 508,477.64 | 466,778.30 | 390,642.07 |
| Cash and Cash Equivalents | 140,546.42 | 126,941.66 | 120,919.80 | 131,354.47 |
| Short-Term Investments | 71,594.86 | 381,535.99 | 345,858.49 | 259,287.60 |
| Net Receivables | 29,689.84 | 30,192.37 | 43,607.03 | 33,166.72 |
| Inventory | 0 | 0 | 0 | 0 |
| Other Current Assets | 0 | 0 | 0 | 0 |
| Property, Plant, Equipment Net | 29,642.32 | 28,338.79 | 29,681.12 | 30,495.47 |
| Goodwill | 5,253.78 | 5,253.78 | 5,253.78 | 5,253.78 |
| Intangible Assets | 7,018.55 | 6,463.81 | 6,296.43 | 56,573.12 |
| Long-Term Investments | 382,317.81 | 395,172.06 | 357,541.02 | 270,884.02 |
| Non-Current Deferred Assets | 0 | 0 | 0 | 0 |
| Other Non-Current Assets | 0 | 0 | 0 | 0 |
| Liabilities | 1,151,024.94 | 1,117,657.06 | 1,168,325.97 | 1,247,826.47 |
| Payables and Expenses | 16,016.55 | 16,689.95 | 36,071.98 | 41,202.67 |
| Account Payables | 2,937.29 | 2,936.97 | 5,361.45 | 10,166.57 |
| Current Accrued Liabilities | 0 | 0 | 0 | 0 |
| Short-Term Debt | 10,587.45 | 7,731.97 | 62,878.70 | 161,307.92 |
| Other Current Liabilities | 0 | 0 | 0 | 0 |
| Long-Term Debt | 96,152.65 | 97,823.16 | 98,834.10 | 89,979.01 |
| Other Non-Current Liabilities | 0 | 0 | 0 | 0 |
| Equity | 338,782.28 | 312,895.22 | 292,786.93 | 299,766.83 |
| Shareholders Equity | 338,782.28 | 312,895.22 | 292,786.93 | 299,766.83 |
| Capital Stock | 42,510.01 | 40,096.00 | 37,516.06 | 35,285.44 |
| Share Premium | 79,698.37 | 72,424.43 | 64,767.77 | 57,985.95 |
| Retained Earnings | 225,359.19 | 206,978.37 | 202,160.31 | 184,537.49 |
| Treasury Shares | 8,477.69 | 5,661.74 | 4,366.65 | 1,845.62 |
| Accumulated Other Comprehensive Income | -6,951.27 | -6,885.56 | -13,070.28 | 18,070.45 |
| Minority Interest | 0 | 0 | 0 | 0 |
| Debt | 106,740.10 | 105,555.14 | 161,712.80 | 251,286.93 |
| Net Debt | 0 | 0 | 40,761.92 | 119,869.69 |
| Common Shares Outstanding | 25,805.68 | 25,379.39 | 24,324.97 | 24,665.07 |
| Breakdown | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|
| Revenues | 335,454.82 | 318,524.65 | 390,731.14 | 472,906.77 |
| Interest Income | 8,192.35 | 9,547.74 | 9,666.15 | 9,385.47 |
| Interest Expense | 4,254.10 | 4,865.33 | 7,830.44 | 7,127.52 |
| Non-Interest Expense | 120,974.20 | 125,768.20 | 158,490.29 | 167,674.85 |
| Selling, General and Administrative Expenses | 120,974.20 | 125,768.20 | 158,490.29 | 167,674.85 |
| Other Operating Expenses | 5,735.68 | 4,832.86 | 5,799.91 | 5,915.24 |
| EBT | 34,103.77 | 16,300.41 | 34,376.86 | 51,800.78 |
| Income Tax | 7,568.00 | 1,805.35 | 8,686.56 | 12,281.78 |
| Net Income Including Non-Controlling Interests | 26,535.77 | 14,495.06 | 25,690.30 | 39,518.99 |
| Net Income | 26,535.77 | 14,495.06 | 25,690.30 | 39,518.99 |
| EBIT | 38,357.87 | 21,165.74 | 42,207.31 | 58,928.29 |
| Deprecation and Amortization | 8,784.08 | 9,229.01 | 17,676.78 | 20,392.55 |
| EPS | 0.00 | 0.00 | 0.00 | 0.00 |
| Diluted EPS | 0.00 | 0.00 | 0.00 | 0.00 |
| Average Shares Outstanding Basic | 24,480.38 | 24,348.89 | 24,461.62 | 24,479.96 |
| Average Shares Outstanding Diluted | 25,174.28 | 25,003.99 | 25,397.33 | 25,421.01 |
| Breakdown | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|
| Operating Cash Flow | 57,319.85 | 53,875.12 | 130,450.45 | 144,638.24 |
| Operating Net Income | 26,535.77 | 14,495.06 | 25,690.30 | 39,518.99 |
| Deprecation and Amortization | 0 | 0 | 0 | 0 |
| Deferred Income Tax | 311.97 | -2,495.49 | -9,954.00 | 11,308.44 |
| Share Based Compensation | 800.82 | 601.36 | 929.69 | 118.38 |
| Change in Working Capital | 34,911.85 | 27,657.62 | 26,548.58 | -9,542.56 |
| Other Operating Activities | -5,240.55 | 13,616.57 | 87,235.89 | 103,234.99 |
| Investing Cash Flow | -43,134.06 | 14,608.07 | -37,161.74 | -63,613.61 |
| Capital Expenditure | 0 | 0 | 0 | 0 |
| Net Purchase/Sale of PPE | -2,104.34 | -1,109.94 | -1,530.95 | -5,219.93 |
| Net Purchase/Sale of Investments Net | 15,026.22 | -27,995.26 | -127,807.30 | 31,076.13 |
| Net Purchase/Sale of Business | 0 | 0 | 0 | -12,625.14 |
| Other Investing Activities | 0 | 0 | 92,176.51 | -76,844.66 |
| Financing Cash Flow | -4,006.57 | -62,043.61 | -101,219.18 | -55,075.44 |
| Net Issuance/Repayment of Debt | 926.13 | -56,249.46 | -89,633.85 | -46,619.85 |
| Net Issuance/Repurchase of Equity | -3,053.51 | -2,846.45 | -7,663.90 | -5,769.73 |
| Dividends Paid | 0 | 0 | 0 | 0 |
| Other Financing Activities | -1,879.19 | -2,947.70 | -3,921.43 | -2,685.86 |
| Net Change in Cash | 10,179.22 | 6,439.58 | -7,930.47 | 25,949.20 |
| Cash at Beginning of Period | 139,923.40 | 133,483.82 | 141,414.28 | 115,465.09 |
| Cash at End of Period | 150,102.62 | 139,923.40 | 133,483.82 | 141,414.28 |
| Free Cash Flow | 54,849.82 | 52,765.18 | 128,850.26 | 139,418.31 |
| Breakdown | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 | 2023-06-30 | 2023-03-31 | 2022-09-30 | 2022-06-30 | 2022-03-31 | 2021-09-30 | 2021-06-30 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Assets | 1,562,986.09 | 1,543,978.11 | 1,524,250.33 | 1,489,807.21 | 1,494,824.20 | 1,460,724.52 | 1,446,502.30 | 1,403,606.75 | 1,443,082.43 | 1,460,073.87 | 1,472,167.81 | 1,519,803.79 | 1,558,325.98 | 1,502,056.19 |
| Cash and Short-Term Investments | 128,419.64 | 486,316.02 | 520,131.88 | 212,141.28 | 533,605.45 | 508,010.19 | 541,926.19 | 477,877.68 | 469,479.31 | 416,125.14 | 413,171.22 | 429,354.79 | 387,073.36 | 149,209.29 |
| Cash and Cash Equivalents | 100,396.06 | 79,317.77 | 132,946.07 | 140,546.42 | 170,706.54 | 143,632.98 | 150,930.79 | 110,285.94 | 99,554.78 | 84,947.72 | 131,296.54 | 145,630.10 | 111,498.68 | 149,209.29 |
| Short-Term Investments | 28,023.58 | 406,998.25 | 387,185.81 | 71,594.86 | 362,898.91 | 364,377.21 | 390,995.41 | 367,591.74 | 369,924.53 | 331,177.42 | 281,874.68 | 283,724.69 | 275,574.69 | 0 |
| Net Receivables | 28,819.58 | 191,004.51 | 165,352.79 | 29,689.84 | 167,210.27 | 172,996.74 | 138,515.57 | 183,174.21 | 198,820.03 | 189,859.59 | 238,067.92 | 254,150.11 | 22,545.24 | 21,881.73 |
| Inventory | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Current Assets | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Property, Plant, Equipment Net | 29,907.09 | 18,653.29 | 18,811.49 | 29,642.32 | 17,745.11 | 18,048.12 | 18,806.54 | 19,932.66 | 20,230.90 | 20,569.64 | 20,943.55 | 21,222.60 | 15,200.05 | 14,830.65 |
| Real Estate | 0 | 213,045.02 | 202,629.73 | 0 | 200,490.56 | 188,320.65 | 183,562.32 | 180,962.90 | 187,077.01 | 196,077.54 | 196,555.70 | 201,379.08 | 189,610.36 | 178,437.65 |
| Goodwill | 5,253.78 | 5,253.78 | 5,253.78 | 5,253.78 | 5,253.78 | 5,253.78 | 5,253.78 | 5,253.78 | 5,253.78 | 5,253.78 | 5,253.78 | 5,253.78 | 3,519.59 | 3,519.59 |
| Intangible Assets | 2,616.37 | 0 | 0 | 7,018.55 | 0 | 0 | 0 | 3,442.35 | 3,166.13 | 54,379.25 | 56,289.25 | 55,583.96 | 50,360.81 | 46,724.55 |
| Long-Term Investments | 406,884.61 | 0 | 0 | 382,317.81 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Non-Current Deferred Assets | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Non-Current Assets | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Liabilities | 1,197,604.23 | 1,189,223.39 | 1,177,756.64 | 1,151,024.94 | 1,148,502.13 | 1,134,958.53 | 1,126,398.32 | 1,104,843.99 | 1,146,048.79 | 1,191,211.99 | 1,191,682.76 | 1,227,502.93 | 1,261,609.81 | 1,216,207.47 |
| Payables and Expenses | 21,514.76 | 0 | 0 | 16,016.55 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Account Payables | 5,536.10 | 0 | 0 | 2,937.29 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Current Accrued Liabilities | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Short-Term Debt | 0 | 0 | 0 | 10,587.45 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Current Liabilities | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Long-Term Debt | 123,096.23 | 0 | 0 | 96,152.65 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Non-Current Liabilities | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Equity | 365,381.86 | 354,754.72 | 346,493.69 | 338,782.28 | 346,322.07 | 325,765.99 | 320,103.97 | 298,762.76 | 297,033.64 | 268,861.88 | 280,485.05 | 292,300.87 | 296,716.17 | 285,848.71 |
| Shareholders Equity | 365,381.86 | 354,754.72 | 346,493.69 | 338,782.28 | 346,322.07 | 325,765.99 | 320,103.97 | 298,762.76 | 297,033.64 | 268,861.88 | 280,485.05 | 292,300.87 | 296,716.17 | 285,848.71 |
| Capital Stock | 44,790.49 | 44,783.27 | 42,643.48 | 42,510.01 | 42,235.97 | 42,171.87 | 40,097.16 | 39,787.40 | 37,614.03 | 37,435.08 | 37,357.38 | 35,386.30 | 35,188.10 | 35,123.04 |
| Share Premium | 89,438.41 | 89,068.18 | 80,004.64 | 79,698.37 | 78,977.93 | 78,752.88 | 72,727.29 | 71,685.66 | 64,805.87 | 64,840.60 | 64,657.03 | 58,379.44 | 57,462.98 | 57,394.51 |
| Retained Earnings | 232,857.57 | 225,043.79 | 229,697.48 | 225,359.19 | 225,400.93 | 213,570.62 | 214,452.89 | 200,078.71 | 202,728.97 | 180,919.99 | 183,273.17 | 187,766.21 | 179,195.42 | 168,415.01 |
| Treasury Shares | 9,705.93 | -9,485.61 | -8,732.59 | 8,477.69 | -6,490.56 | -6,671.93 | -5,336.08 | -5,841.35 | -4,950.36 | -5,041.82 | -6,229.57 | -843.92 | -1,127.44 | -2,207.61 |
| Accumulated Other Comprehensive Income | 826.84 | -1,830.14 | -3,953.65 | -6,951.27 | -42.55 | -8,297.78 | -7,780.66 | -12,894.77 | -8,942.72 | -15,071.68 | -4,430.37 | 5,880.12 | 20,473.29 | 21,598.50 |
| Minority Interest | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Investments | 0 | 1,819,224.25 | 1,748,392.33 | 0 | 1,613,247.70 | 1,604,693.99 | 1,633,175.78 | 1,565,925.58 | 1,622,469.90 | 1,609,567.21 | 1,424,579.40 | 1,441,987.19 | 1,475,231.12 | 1,342,211.56 |
| Debt | 123,096.23 | 122,931.94 | 122,823.35 | 106,740.10 | 106,989.93 | 103,540.67 | 104,335.12 | 103,301.72 | 138,391.85 | 201,479.76 | 200,344.91 | 233,626.92 | 263,186.92 | 231,972.77 |
| Net Debt | 22,700.17 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 82,763.48 |
| Common Shares Outstanding | 25,982.48 | 0 | 0 | 25,805.68 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Breakdown | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 | 2023-06-30 | 2023-03-31 | 2022-09-30 | 2022-06-30 | 2022-03-31 | 2021-09-30 | 2021-06-30 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenues | 89,543.75 | 89,541.15 | 82,739.72 | 79,471.87 | 88,273.69 | 85,791.34 | 81,188.20 | 83,846.16 | 79,500.73 | 83,477.22 | 95,566.65 | 102,425.91 | 119,509.13 | 116,750.32 |
| Net Premiums | 0 | 30,185.85 | 29,779.53 | 0 | 30,011.08 | 29,960.56 | 29,852.09 | 28,813.30 | 27,967.29 | 26,237.42 | 25,911.99 | 26,341.95 | 26,445.62 | 24,959.03 |
| Cost Of Revenue | 0 | 11,191.07 | 11,442.88 | 0 | 10,901.56 | 11,491.34 | 11,835.81 | 10,702.10 | 10,373.26 | 9,927.72 | 8,997.05 | 9,279.28 | 9,370.77 | 8,273.50 |
| Interest Income | 2,500.01 | 0 | 0 | 2,088.24 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Interest Expense | 1,066.53 | 1,293.44 | 1,119.53 | 1,092.16 | 1,060.65 | 1,073.82 | 1,027.47 | 1,414.80 | 1,453.33 | 2,136.76 | 1,900.25 | 1,727.32 | 1,807.46 | 1,694.01 |
| Non-Interest Expense | 31,050.53 | 0 | 0 | 33,129.83 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Gross Profit | 0 | 78,350.08 | 71,296.84 | 0 | 77,372.13 | 74,300.00 | 69,352.39 | 73,144.05 | 69,127.47 | 73,549.50 | 86,569.60 | 93,146.62 | 110,138.36 | 108,476.81 |
| Selling, General and Administrative Expenses | 31,050.53 | 36,577.13 | 33,444.73 | 33,129.83 | 35,361.49 | 35,041.63 | 28,524.01 | 32,210.29 | 32,539.23 | 40,769.61 | 45,498.03 | 48,488.76 | 55,582.68 | 55,819.32 |
| Other Operating Expenses | 1,331.01 | 0 | 0 | 1,378.85 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| EBT | 10,152.95 | 8,336.62 | 5,570.89 | -119.82 | 15,214.68 | 9,389.59 | 9,619.31 | 8,149.33 | 1,584.89 | -3,302.34 | 4,729.85 | 4,443.52 | 14,143.39 | 14,677.35 |
| Income Tax | 2,337.93 | 1,830.26 | 1,232.60 | -78.07 | 3,383.24 | 2,118.04 | 2,144.79 | 1,796.63 | 344.72 | 949.16 | 1,155.40 | 1,214.80 | 3,352.66 | 3,419.87 |
| Net Income Including Non-Controlling Interests | 7,815.03 | 0 | 0 | -41.75 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Net Income | 7,815.03 | 6,506.35 | 4,338.29 | -41.75 | 11,831.44 | 7,271.55 | 7,474.52 | 6,352.71 | 1,240.17 | -2,353.18 | 3,574.45 | 3,228.72 | 10,790.73 | 11,257.48 |
| EBIT | 11,219.48 | 9,630.06 | 6,690.42 | 972.34 | 16,275.33 | 10,463.41 | 10,646.78 | 9,564.14 | 3,038.22 | -1,165.58 | 6,630.10 | 6,170.83 | 15,950.85 | 16,371.36 |
| Deprecation and Amortization | 607.30 | 0.00 | 136.18 | 591.80 | 0.00 | 0.00 | 152.07 | 0.00 | 161.34 | 0.00 | 0.00 | 3,151.97 | 0 | 0 |
| EBITDA | 0 | 0 | 6,826.60 | 0 | 0 | 0 | 10,798.85 | 0 | 3,199.56 | 0 | 0 | 9,322.80 | 0 | 0 |
| EPS | 0.00 | 0.00 | 0.00 | 0 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | -0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Diluted EPS | 0.00 | 0.00 | 0.00 | 0 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | -0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Average Shares Outstanding Basic | 24,709.52 | 24,767.60 | 23,521.45 | 0 | 23,240.72 | 23,297.46 | 22,219.49 | 22,005.33 | 21,080.55 | 20,926.82 | 21,184.69 | 20,390.15 | 20,160.91 | 20,106.95 |
| Average Shares Outstanding Diluted | 25,401.44 | 25,529.06 | 24,466.44 | 0 | 24,053.49 | 23,873.96 | 22,945.84 | 22,568.63 | 21,612.03 | 21,612.26 | 22,017.83 | 21,232.52 | 20,980.88 | 20,891.77 |
| Breakdown | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 | 2023-06-30 | 2023-03-31 | 2022-09-30 | 2022-06-30 | 2022-03-31 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Operating Cash Flow | 25,648.11 | 0.00 | 9,585.90 | 22,425.53 | 51,867.43 | -16,973.11 | 25,077.24 | 18,254.84 | -16,073.80 | 84,188.11 | 25,130.12 | 72,508.77 |
| Operating Net Income | 0 | 0.00 | 0 | 0 | 0.00 | 0.00 | 0 | 0.00 | 0 | 0.00 | 0.00 | 0 |
| Deprecation and Amortization | 0 | 0.00 | 136.18 | 0 | 0.00 | 0.00 | 152.07 | 0.00 | 161.34 | 0.00 | 0.00 | 3,151.97 |
| Deferred Income Tax | 0 | 0.00 | 0 | 0 | 0.00 | 0.00 | 0 | 0.00 | 0 | 0.00 | 0.00 | 0 |
| Share Based Compensation | 0 | 0.00 | 0 | 0 | 0.00 | 0.00 | 0 | 0.00 | 0 | 0.00 | 0.00 | 0 |
| Change in Working Capital | 0 | 0.00 | 741.64 | 0 | 0.00 | 0.00 | -424.73 | 0.00 | 356.19 | 0.00 | 0.00 | 762.62 |
| Other Operating Activities | 25,648.11 | 0.00 | 8,708.08 | 22,425.53 | 51,867.43 | -16,973.11 | 25,349.90 | 18,254.84 | -16,591.33 | 84,188.11 | 25,130.12 | 68,594.18 |
| Investing Cash Flow | -2,072.20 | 0.00 | -29,266.53 | -58,938.71 | 4,119.66 | 11,684.98 | 1,699.33 | 31,187.48 | 17,364.40 | -97,497.83 | 1,093.92 | -37,238.50 |
| Capital Expenditure | 0 | 0.00 | -441.53 | 0 | 0.00 | 0.00 | -256.15 | 0.00 | -250.64 | 0.00 | 0.00 | -356.80 |
| Net Purchase/Sale of PPE | -703.91 | 0.00 | -440.33 | -1,894.38 | -349.02 | 139.07 | -184.69 | -276.64 | -239.67 | -554.56 | -349.26 | -292.22 |
| Net Purchase/Sale of Investments Net | 4,588.60 | 0.00 | -10,185.10 | -28,600.85 | -7,264.98 | 31,827.39 | -6,980.08 | 7,226.37 | -815.01 | -93,803.00 | -9,428.72 | -30,219.40 |
| Net Purchase/Sale of Business | 0 | 0.00 | 0 | 0 | 0.00 | 0.00 | 0 | 0.00 | 0 | 0.00 | 0.00 | 0 |
| Net Loan & Lease Activity | 0 | 0 | 0 | 0 | ||||||||
| Other Investing Activities | -5,956.90 | 0.00 | 1,274.68 | -28,443.48 | -169.72 | 65.45 | 264.03 | -177.61 | 164.60 | 697.55 | -1,528.66 | 1,580.62 |
| Financing Cash Flow | -1,340.10 | 0.00 | 14,870.25 | -2,322.60 | 893.12 | -2,577.09 | -2,149.22 | -37,334.10 | -25,242.17 | -19,365.31 | -40,742.08 | -19,760.41 |
| Net Issuance/Repayment of Debt | 147.76 | 0.00 | -1,536.12 | -273.02 | -2,061.44 | -689.86 | -1,338.91 | -33,803.16 | 29,584.54 | 1,463.82 | 6,660.38 | 5,349.94 |
| Net Issuance/Repurchase of Equity | -400.93 | 0.00 | 323.51 | -1,381.27 | 154.58 | 1,634.24 | 41.08 | 1,391.92 | 1,238.38 | 864.20 | 6,540.36 | 864.20 |
| Dividends Paid | 0 | 0.00 | 0 | 0 | 0.00 | 0.00 | 0 | 0.00 | 0 | 0.00 | 0.00 | 0 |
| Other Financing Activities | -1,086.93 | 0.00 | 16,082.85 | -668.30 | 2,799.98 | -3,521.46 | -851.39 | -4,922.87 | -56,065.09 | -21,693.33 | -53,942.81 | -25,974.54 |
| Net Change in Cash | 22,235.81 | 0.00 | -4,810.38 | -38,835.78 | 56,880.21 | -7,865.21 | 24,627.36 | 12,108.21 | -23,951.57 | -32,675.03 | -14,518.04 | 15,509.86 |
| Cash at Beginning of Period | 92,403.46 | 0 | 150,102.62 | 188,938.40 | 132,058.19 | 164,550.76 | 139,923.40 | 109,532.25 | 133,483.82 | 126,896.24 | 156,924.14 | 141,414.28 |
| Cash at End of Period | 114,639.27 | 92,403.46 | 145,292.24 | 150,102.62 | 188,938.40 | 156,685.55 | 164,550.76 | 121,640.46 | 109,532.25 | 94,221.22 | 142,406.11 | 156,924.14 |
| Free Cash Flow | 24,940.70 | 0.00 | 9,144.37 | 20,531.14 | 0.00 | 0.00 | 24,821.09 | 0.00 | -16,324.44 | 0.00 | 0.00 | 72,151.97 |