SRBK
Valuation Ratios
| Breakdown | 2025-06-30 | 2024-06-30 |
|---|---|---|
| Price to Earnings | 22.13 | -5.82 |
| Price to Sales | ||
| Book Value Per Common Share | 65.50 | 62.94 |
| Price to Book | 0.21 | 0.15 |
| Price to Operating Cash Flow | 19.67 | -25.67 |
| Price to Free Cash Flow | ||
| Enterprise Value to EBITDA | 45954.34 |
| Breakdown | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 | 2023-12-31 | 2023-09-30 |
|---|---|---|---|---|---|---|---|---|---|
| Price to Earnings | 167.67 | 35.09 | 44.11 | 69.69 | -7.43 | -5.28 | -0.86 | ||
| Price to Sales | |||||||||
| Book Value Per Common Share | 22.12 | 65.50 | 21.24 | 21.41 | 21.24 | 62.94 | 32.21 | 40.34 | 185.88 |
| Price to Book | 0.68 | 0.21 | 0.56 | 0.56 | 0.52 | 0.15 | 0.29 | 0.24 | 0.05 |
| Price to Operating Cash Flow | 96.85 | 34.90 | 289.78 | 54.87 | -9.11 | -6.69 | -1.49 | ||
| Price to Free Cash Flow | |||||||||
| Enterprise Value to EBITDA | 218564.99 | 60566.21 | 84882.37 | 160723.39 |
Earnings Data
| Breakdown | 2025-06-30 | 2024-06-30 |
|---|---|---|
| Earning YoY | ||
| Revenue YoY | ||
| EBITDA YoY | ||
| Net Profit YoY |
| Breakdown | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 | 2023-12-31 | 2023-09-30 |
|---|---|---|---|---|---|---|---|---|---|
| Earning YoY | 25.93 | 68.75 | 159900.00 | ||||||
| Revenue YoY | |||||||||
| EBITDA YoY | 39.31 | 98.29 | -53.34 | ||||||
| Net Profit YoY | 22.49 | 74.69 | -91.64 |
Financial Strength
| Breakdown | 2025-06-30 | 2024-06-30 |
|---|---|---|
| Cash Per Common Share | 6.85 | 6.72 |
| Quick Ratio | ||
| Current Ratio | ||
| Debt to Equity | 2.30 | 2.06 |
| Long-Term Debt to Equity |
| Breakdown | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 | 2023-12-31 | 2023-09-30 |
|---|---|---|---|---|---|---|---|---|---|
| Cash Per Common Share | 7.43 | 6.51 | 7.26 | 6.14 | 5.37 | 4.83 | 11.72 | 18.39 | 115.76 |
| Quick Ratio | |||||||||
| Current Ratio | |||||||||
| Debt to Equity | 4.78 | 2.30 | 4.51 | 4.37 | 4.25 | 2.06 | 4.28 | 4.43 | 4.70 |
| Long-Term Debt to Equity |
Profitability
| Breakdown | 2025-06-30 | 2024-06-30 |
|---|---|---|
| ROA | 0.40 | -0.89 |
| ROE | 1.32 | -2.72 |
| Gross Margin | ||
| Operating Margin | ||
| EBITDA Margin | ||
| Net Profit Margin |
| Breakdown | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 | 2023-12-31 | 2023-09-30 |
|---|---|---|---|---|---|---|---|---|---|
| ROA | 0.06 | 0.27 | 0.22 | 0.13 | -0.74 | -0.83 | -0.95 | ||
| ROE | 0.36 | 1.50 | 1.21 | 0.68 | -3.93 | -4.49 | -5.40 | ||
| Gross Margin | |||||||||
| Operating Margin | |||||||||
| EBITDA Margin | |||||||||
| Net Profit Margin |
Dividends
| Breakdown | 2025-06-30 | 2024-06-30 |
|---|---|---|
| Dividend Yield | ||
| Dividend Payout Ratio |
| Breakdown | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 | 2023-12-31 | 2023-09-30 |
|---|---|---|---|---|---|---|---|---|---|
| Dividend Yield | |||||||||
| Dividend Payout Ratio |
Financial Statements
| Breakdown | 2025-06-30 | 2024-06-30 | 2023-06-30 |
|---|---|---|---|
| Assets | 1,278,609.00 | 1,220,327.00 | 651,486.00 |
| Deposits | 1,577,937.00 | 1,506,174.00 | 967,147.00 |
| Cash and Short-Term Investments | 57,779.00 | 45,909.00 | 42,449.00 |
| Cash and Cash Equivalents | 57,779.00 | 45,909.00 | 42,449.00 |
| Short-Term Investments | 0 | 0 | 0 |
| Net Receivables | 807,107.00 | 741,584.00 | 1,189.00 |
| Inventory | 0 | 0 | 0 |
| Other Current Assets | 0 | 0 | 0 |
| Property, Plant, Equipment Net | 8,098.00 | 7,730.00 | 6,185.00 |
| Goodwill | 20,417.00 | 20,417.00 | 0 |
| Intangible Assets | 0 | 0 | 0 |
| Long-Term Investments | 0 | 0 | 0 |
| Non-Current Deferred Assets | 0 | 0 | 0 |
| Other Non-Current Assets | 0 | 0 | 0 |
| Liabilities | 890,625.00 | 821,361.00 | 529,402.00 |
| Payables and Expenses | 0 | 0 | 0 |
| Account Payables | 0 | 0 | 0 |
| Current Accrued Liabilities | 0 | 0 | 0 |
| Short-Term Debt | 120,000.00 | 0 | 20,000.00 |
| Other Current Liabilities | 0 | 0 | 0 |
| Long-Term Debt | 0 | 0 | 0 |
| Other Non-Current Liabilities | 0 | 0 | 0 |
| Equity | 387,984.00 | 398,966.00 | 122,084.00 |
| Shareholders Equity | 581,340.00 | 598,449.00 | 122,084.00 |
| Capital Stock | 89.00 | 95.00 | 0 |
| Share Premium | 80,843.00 | 91,436.00 | 0 |
| Retained Earnings | 120,505.00 | 116,205.00 | 127,099.00 |
| Treasury Shares | 0 | 0 | 0 |
| Accumulated Other Comprehensive Income | -1,002.00 | -1,217.00 | -5,015.00 |
| Minority Interest | 0 | 0 | 0 |
| Investments | 283,727.00 | 316,675.00 | 414,546.00 |
| Debt | 123,211.00 | 2,403.00 | 40,019.00 |
| Net Debt | 65,432.00 | 0 | 0 |
| Common Shares Outstanding | 8,875.17 | 9,507.93 | 0 |
| Breakdown | 2025-06-30 | 2024-06-30 | 2023-06-30 |
|---|---|---|---|
| Cost Of Revenue | 133.00 | 12,332.00 | 0 |
| Interest Income | 46,315.00 | 40,866.00 | 16,119.00 |
| Interest Expense | 16,734.00 | 11,495.00 | 2,466.00 |
| Net Interest | 29,581.00 | 29,371.00 | 13,691.00 |
| Non-Interest Income | 0 | 0 | 1,265.00 |
| Non-Interest Expense | 27,055.00 | 34,583.00 | 13,153.00 |
| Provisions for Credit Losses | 133.00 | 12,332.00 | 0 |
| Selling, General and Administrative Expenses | 6,649.00 | 7,766.00 | 1,955.00 |
| EBT | 6,564.00 | -16,721.00 | 1,803.00 |
| Income Tax | 1,113.00 | 909.00 | 250.00 |
| Net Income | 5,136.00 | -10,860.00 | 1,553.00 |
| EBIT | 23,298.00 | -5,226.00 | 4,269.00 |
| Deprecation and Amortization | 2,776.00 | 2,835.00 | 722.00 |
| EBITDA | 26,074.00 | -2,391.00 | 4,991.00 |
| EPS | 0.00 | -0.00 | 0 |
| Diluted EPS | 0.00 | -0.00 | 0 |
| Average Shares Outstanding Basic | 8,431.94 | 6,833.63 | 0 |
| Average Shares Outstanding Diluted | 8,444.35 | 6,833.63 | 0 |
| Breakdown | 2025-06-30 | 2024-06-30 | 2023-06-30 |
|---|---|---|---|
| Operating Cash Flow | 5,788.00 | -2,462.00 | 2,319.00 |
| Operating Net Income | 5,136.00 | -10,860.00 | 1,553.00 |
| Deprecation and Amortization | 2,776.00 | 2,835.00 | -722.00 |
| Deferred Income Tax | -298.00 | -1,395.00 | -366.00 |
| Share Based Compensation | 1,158.00 | 515.00 | 0 |
| Change in Working Capital | -2,964.00 | -3,422.00 | 2,780.00 |
| Other Operating Activities | -20.00 | 9,865.00 | -926.00 |
| Investing Cash Flow | -36,663.00 | -64,663.00 | 2,696.00 |
| Capital Expenditure | 0.00 | 0.00 | 0.00 |
| Net Purchase/Sale of PPE | 433.00 | 1,115.00 | 516.00 |
| Net Purchase/Sale of Investments Net | 14,001.00 | 64,187.00 | 33,309.00 |
| Net Purchase/Sale of Business | 0 | 124,832.00 | 0 |
| Other Investing Activities | -51,097.00 | -254,797.00 | -31,129.00 |
| Financing Cash Flow | 45,369.00 | 73,372.00 | 2,090.00 |
| Net Issuance/Repayment of Debt | 30,000.00 | 20,000.00 | 20,000.00 |
| Net Issuance/Repurchase of Equity | 11,324.00 | 79,452.00 | 0 |
| Dividends Paid | 444.00 | 0 | 0 |
| Other Financing Activities | 3,601.00 | -26,080.00 | -17,910.00 |
| Net Change in Cash | 14,494.00 | 6,247.00 | 7,105.00 |
| Cash at Beginning of Period | 43,285.00 | 39,662.00 | 35,344.00 |
| Cash at End of Period | 57,779.00 | 45,909.00 | 42,449.00 |
| Free Cash Flow | 0 | 0 | 0 |
| Breakdown | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 | 2023-12-31 | 2023-09-30 | 2023-06-30 |
|---|---|---|---|---|---|---|---|---|---|---|
| Assets | 1,110,096.00 | 1,278,609.00 | 1,073,907.00 | 1,064,505.00 | 1,052,960.00 | 1,220,327.00 | 1,052,825.00 | 1,074,940.00 | 1,108,452.00 | 651,486.00 |
| Deposits | 1,622,306.00 | 1,577,937.00 | 1,565,148.00 | 1,553,185.00 | 1,536,292.00 | 1,506,174.00 | 1,552,607.00 | 1,565,814.00 | 1,610,405.00 | 967,147.00 |
| Cash and Short-Term Investments | 58,305.00 | 57,779.00 | 62,224.00 | 53,426.00 | 47,298.00 | 45,909.00 | 72,493.00 | 90,238.00 | 121,111.00 | 42,449.00 |
| Cash and Cash Equivalents | 58,305.00 | 57,779.00 | 62,224.00 | 53,426.00 | 47,298.00 | 45,909.00 | 72,493.00 | 90,238.00 | 121,111.00 | 42,449.00 |
| Short-Term Investments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Net Receivables | 829,531.00 | 807,107.00 | 783,759.00 | 778,625.00 | 770,517.00 | 741,584.00 | 2,487.00 | 2,548.00 | 2,323.00 | 1,189.00 |
| Inventory | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Current Assets | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Property, Plant, Equipment Net | 7,723.00 | 8,098.00 | 6,898.00 | 7,231.00 | 7,512.00 | 7,730.00 | 7,726.00 | 8,188.00 | 8,721.00 | 6,185.00 |
| Goodwill | 20,417.00 | 20,417.00 | 20,417.00 | 20,417.00 | 0 | 20,417.00 | 0 | 0 | 0 | 0 |
| Intangible Assets | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Long-Term Investments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Non-Current Deferred Assets | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 1,623.00 | 0 |
| Other Non-Current Assets | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Liabilities | 918,163.00 | 890,625.00 | 878,839.00 | 866,360.00 | 852,416.00 | 821,361.00 | 853,552.00 | 876,959.00 | 913,973.00 | 529,402.00 |
| Payables and Expenses | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Account Payables | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Current Accrued Liabilities | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Short-Term Debt | 139,968.00 | 120,000.00 | 150,000.00 | 120,007.00 | 20,000.00 | 0 | 0 | 20,000.00 | 20,000.00 | 20,000.00 |
| Other Current Liabilities | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Long-Term Debt | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Non-Current Liabilities | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Equity | 191,933.00 | 387,984.00 | 195,068.00 | 198,145.00 | 200,544.00 | 398,966.00 | 199,273.00 | 197,981.00 | 194,479.00 | 122,084.00 |
| Shareholders Equity | 191,933.00 | 581,340.00 | 195,068.00 | 198,145.00 | 200,544.00 | 598,449.00 | 199,273.00 | 197,981.00 | 194,479.00 | 122,084.00 |
| Capital Stock | 87.00 | 89.00 | 92.00 | 93.00 | 87.00 | 95.00 | 95.00 | 95.00 | 95.00 | 0 |
| Share Premium | 78,321.00 | 80,843.00 | 84,466.00 | 87,567.00 | 90,706.00 | 91,436.00 | 91,444.00 | 91,449.00 | 91,490.00 | 0 |
| Retained Earnings | 120,798.00 | 120,505.00 | 118,705.00 | 118,593.00 | 117,572.00 | 116,205.00 | 119,237.00 | 118,174.00 | 116,567.00 | 127,099.00 |
| Treasury Shares | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Accumulated Other Comprehensive Income | -713.00 | -1,002.00 | -1,444.00 | -1,262.00 | -880.00 | -1,217.00 | -4,372.00 | -4,511.00 | -6,078.00 | -5,015.00 |
| Minority Interest | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Investments | 276,503.00 | 283,727.00 | 290,858.00 | 297,652.00 | 305,059.00 | 316,675.00 | 388,917.00 | 399,972.00 | 407,881.00 | 414,546.00 |
| Debt | 142,966.00 | 123,211.00 | 152,012.00 | 122,234.00 | 42,405.00 | 2,403.00 | 2,859.00 | 23,137.00 | 23,462.00 | 40,019.00 |
| Net Debt | 84,661.00 | 65,432.00 | 89,788.00 | 68,808.00 | 0 | 0 | 0 | 0 | 0 | 0 |
| Common Shares Outstanding | 8,676.86 | 8,875.17 | 9,184.70 | 9,255.95 | 9,441.64 | 9,507.93 | 0 | 0 | 0 | 0 |
| Breakdown | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 | 2023-12-31 | 2023-09-30 |
|---|---|---|---|---|---|---|---|---|---|
| Cost Of Revenue | 4.00 | -669.00 | 210.00 | 284.00 | 308.00 | 202.00 | 3,913.00 | 4,055.00 | 4,162.00 |
| Interest Income | 11,935.00 | -22,659.00 | 34,495.00 | 23,012.00 | 11,467.00 | -11,983.00 | 29,477.00 | 17,829.00 | 5,543.00 |
| Interest Expense | 4,340.00 | -7,796.00 | 12,478.00 | 8,179.00 | 3,873.00 | -2,613.00 | 8,045.00 | 4,665.00 | 1,398.00 |
| Net Interest | 7,595.00 | -14,863.00 | 22,017.00 | 14,833.00 | 7,594.00 | -9,370.00 | 21,432.00 | 13,164.00 | 4,145.00 |
| Non-Interest Income | 565.00 | 0 | 1,965.00 | 1,279.00 | 801.00 | 0 | 1,394.00 | 878.00 | 513.00 |
| Non-Interest Expense | 7,094.00 | -13,329.00 | 20,386.00 | 13,179.00 | 6,819.00 | -26,751.00 | 27,984.00 | 20,413.00 | 12,937.00 |
| Provisions for Credit Losses | 4.00 | 935.00 | -210.00 | -284.00 | -308.00 | 202.00 | 3,913.00 | 4,055.00 | 4,162.00 |
| Selling, General and Administrative Expenses | 1,643.00 | -3,529.00 | 5,010.00 | 3,336.00 | 1,832.00 | -4,124.00 | 6,045.00 | 3,890.00 | 1,955.00 |
| EBT | 895.00 | -1,942.00 | 3,701.00 | 3,075.00 | 1,730.00 | 15,217.00 | -9,071.00 | -10,426.00 | -12,441.00 |
| Income Tax | 202.00 | -713.00 | 776.00 | 687.00 | 363.00 | -3,812.00 | 1,243.00 | 1,535.00 | 1,943.00 |
| Net Income | 693.00 | -1,544.00 | 2,925.00 | 2,388.00 | 1,367.00 | 16,357.00 | -7,828.00 | -8,891.00 | -10,498.00 |
| EBIT | 5,235.00 | -9,738.00 | 16,179.00 | 11,254.00 | 5,603.00 | 12,604.00 | -1,026.00 | -5,761.00 | -11,043.00 |
| Deprecation and Amortization | 756.00 | -1,819.00 | 1,914.00 | 1,734.00 | 947.00 | 1,434.00 | 954.00 | 410.00 | 37.00 |
| EBITDA | 5,991.00 | -11,557.00 | 18,093.00 | 12,988.00 | 6,550.00 | 14,038.00 | -72.00 | -5,351.00 | -11,006.00 |
| EPS | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | -0.00 | -0.00 | -0.01 |
| Diluted EPS | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | -0.00 | -0.00 | -0.01 |
| Average Shares Outstanding Basic | 7,845.23 | 7,657.57 | 8,567.52 | 8,696.41 | 8,806.26 | 15,193.45 | 6,187.59 | 4,907.23 | 1,046.25 |
| Average Shares Outstanding Diluted | 7,927.52 | 7,701.02 | 8,572.28 | 8,697.85 | 8,806.26 | 15,193.45 | 6,187.59 | 4,907.23 | 1,046.25 |
| Breakdown | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 | 2023-12-31 | 2023-09-30 |
|---|---|---|---|---|---|---|---|---|---|
| Operating Cash Flow | 1,222.00 | 714.00 | 2,928.00 | 357.00 | 1,789.00 | 17,043.00 | -6,410.00 | -7,015.00 | -6,080.00 |
| Operating Net Income | 693.00 | -1,544.00 | 2,925.00 | 2,388.00 | 1,367.00 | 16,357.00 | -7,828.00 | -8,891.00 | -10,498.00 |
| Deprecation and Amortization | 756.00 | -1,819.00 | 1,914.00 | 1,734.00 | 947.00 | 1,508.00 | 954.00 | 410.00 | -37.00 |
| Deferred Income Tax | 72.00 | -303.00 | -107.00 | -18.00 | 130.00 | 1,646.00 | -1,454.00 | -2,030.00 | 443.00 |
| Share Based Compensation | 497.00 | 204.00 | 624.00 | 236.00 | 94.00 | -261.00 | 428.00 | 338.00 | 10.00 |
| Change in Working Capital | -721.00 | 5,447.00 | -2,977.00 | -3,051.00 | -2,383.00 | -10,036.00 | -950.00 | 712.00 | 6,852.00 |
| Other Operating Activities | -75.00 | -1,271.00 | 549.00 | -932.00 | 1,634.00 | 7,829.00 | 2,440.00 | 2,446.00 | -2,850.00 |
| Investing Cash Flow | -25,524.00 | 68,520.00 | -37,919.00 | -35,557.00 | -31,707.00 | -76,415.00 | 8,309.00 | 4,014.00 | -571.00 |
| Capital Expenditure | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Net Purchase/Sale of PPE | 76.00 | -89.00 | 257.00 | 183.00 | 82.00 | 170.00 | 358.00 | 314.00 | 273.00 |
| Net Purchase/Sale of Investments Net | 3,570.00 | -7,276.00 | 10,477.00 | 7,227.00 | 3,573.00 | -5,412.00 | 28,555.00 | 23,326.00 | 17,718.00 |
| Net Purchase/Sale of Business | 0 | 0 | 0 | 0 | 0 | -249,664.00 | 124,832.00 | 124,832.00 | 124,832.00 |
| Other Investing Activities | -29,170.00 | 75,885.00 | -48,653.00 | -42,967.00 | -35,362.00 | 178,491.00 | -145,436.00 | -144,458.00 | -143,394.00 |
| Financing Cash Flow | 24,828.00 | -79,961.00 | 51,306.00 | 42,717.00 | 31,307.00 | -90,876.00 | 28,145.00 | 50,790.00 | 85,313.00 |
| Net Issuance/Repayment of Debt | 5,000.00 | -50,000.00 | 30,000.00 | 30,000.00 | 20,000.00 | 0.00 | 20,000.00 | 0 | 0 |
| Net Issuance/Repurchase of Equity | 2,926.00 | -642.00 | 7,312.00 | 3,917.00 | 737.00 | -172,488.00 | 83,980.00 | 83,980.00 | 83,980.00 |
| Dividends Paid | 429.00 | 444.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Financing Activities | 16,473.00 | -29,763.00 | 13,994.00 | 8,800.00 | 10,570.00 | 81,612.00 | -75,835.00 | -33,190.00 | 1,333.00 |
| Net Change in Cash | 526.00 | -10,727.00 | 16,315.00 | 7,517.00 | 1,389.00 | -150,248.00 | 30,044.00 | 47,789.00 | 78,662.00 |
| Cash at Beginning of Period | 57,779.00 | 68,506.00 | 45,909.00 | 45,909.00 | 45,909.00 | 196,157.00 | 42,449.00 | 42,449.00 | 42,449.00 |
| Cash at End of Period | 58,305.00 | 57,779.00 | 62,224.00 | 53,426.00 | 47,298.00 | 45,909.00 | 72,493.00 | 90,238.00 | 121,111.00 |
| Free Cash Flow | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |