STWD

Valuation Ratios

Breakdown 2024-12-31 2023-12-31 2022-12-31 2021-12-31 2020-12-31
Price to Earnings 17.23 19.64 6.55 15.78
Price to Sales 3.03 2.97 3.52 5.65
Book Value Per Common Share 57.23 59.84 62.40 59.77 47.31
Price to Book 0.33 0.35 0.29 0.41
Price to Operating Cash Flow 9.89 12.46 26.64 -7.48
Price to Free Cash Flow
Enterprise Value to EBITDA 12141.31 11802.04 10508.43 25686.95
Breakdown 2025-09-30 2025-06-30 2025-03-31 2024-12-31 2024-09-30 2024-06-30 2024-03-31 2023-12-31 2023-09-30 2023-06-30 2023-03-31 2022-12-31 2022-09-30 2022-06-30 2022-03-31 2021-12-31 2021-09-30 2021-06-30 2021-03-31 2020-12-31
Price to Earnings 21.76 28.27 59.91 21.23 25.95 41.49 22.76 27.71 110.56 7.75 12.15 23.24 19.85 33.13 63.44
Price to Sales 4.87 7.26 14.50 4.26 5.49 11.45 3.67 5.58 10.40 5.02 9.34 22.26 7.14 11.61 22.20
Book Value Per Common Share 55.61 56.39 56.62 57.23 58.18 58.91 59.56 59.84 60.54 61.53 61.32 62.40 62.47 62.04 61.38 59.77 46.65 46.67 46.82 47.31
Price to Book 0.35 0.36 0.35 0.33 0.35 0.32 0.34 0.35 0.32 0.32 0.29 0.29 0.29 0.34 0.39 0.41 0.52 0.56 0.53
Price to Operating Cash Flow 14.67 45.25 28.09 19.58 54.93 114.79 11.73 37.84 -193.33 6.68 9.43 48.05 -15.26 26.15 26.21
Price to Free Cash Flow
Enterprise Value to EBITDA 18504.40 26455.93 54229.22 33485.10 40923.25 41223.33 14552.49 20717.91 47409.33 13908.64 22621.61 48306.23 31925.05 53587.97 102020.27

Earnings Data

Breakdown 2024-12-31 2023-12-31 2022-12-31 2021-12-31 2020-12-31
Earning YoY 2.80 -61.79 81.82 32.76
Revenue YoY -4.79 36.75 23.43 3.36
EBITDA YoY -5.65 2.97 88.01 17.09
Net Profit YoY 30.11 -50.45 48.46 15.60
Breakdown 2025-09-30 2025-06-30 2025-03-31 2024-12-31 2024-09-30 2024-06-30 2024-03-31 2023-12-31 2023-09-30 2023-06-30 2023-03-31 2022-12-31 2022-09-30 2022-06-30 2022-03-31 2021-12-31 2021-09-30 2021-06-30 2021-03-31 2020-12-31
Earning YoY 25.35 115.15 31.51 48.98 21.43 337.50 36.63 65.38 55.70 102.56
Revenue YoY 55.97 104.17 47.65 94.66 52.05 104.58 62.54 107.52 52.15 102.99
EBITDA YoY 49.56 109.49 552.05 40.01 -5.93 42.20 151.36 42.05 85.99 57.03 102.04
Net Profit YoY 42.00 93.17 40.44 99.35 50.98 52.52 36.24 65.40 52.45 91.65

Financial Strength

Breakdown 2024-12-31 2023-12-31 2022-12-31 2021-12-31 2020-12-31
Cash Per Common Share 3.59 1.97 2.62 2.19 6.27
Quick Ratio
Current Ratio
Debt to Equity 6.46 7.43 8.46 10.30 4.89
Long-Term Debt to Equity
Breakdown 2025-09-30 2025-06-30 2025-03-31 2024-12-31 2024-09-30 2024-06-30 2024-03-31 2023-12-31 2023-09-30 2023-06-30 2023-03-31 2022-12-31 2022-09-30 2022-06-30 2022-03-31 2021-12-31 2021-09-30 2021-06-30 2021-03-31 2020-12-31
Cash Per Common Share 2.80 2.53 4.36 3.59 3.58 2.83 3.54 1.97 1.98 3.57 3.90 2.62 3.41 2.73 2.71 2.19 2.92 2.77 3.67 6.27
Quick Ratio
Current Ratio
Debt to Equity 5.90 6.45 6.46 6.46 6.57 6.82 7.04 7.43 7.45 7.71 8.32 8.46 8.79 9.40 9.39 10.30 13.94 17.93 0.42 4.89
Long-Term Debt to Equity

Profitability

Breakdown 2024-12-31 2023-12-31 2022-12-31 2021-12-31 2020-12-31
ROA 0.23 0.16 0.28 0.18 0.10
ROE 1.73 1.36 2.69 2.04 0.59
Gross Margin 93.14 93.93 91.83 74.47 72.19
Operating Margin 249.67 251.86 333.20 217.32 191.46
EBITDA Margin 249.94 252.24 335.01 219.95 194.16
Net Profit Margin 26.64 19.50 53.81 44.74 40.00
Breakdown 2025-09-30 2025-06-30 2025-03-31 2024-12-31 2024-09-30 2024-06-30 2024-03-31 2023-12-31 2023-09-30 2023-06-30 2023-03-31 2022-12-31 2022-09-30 2022-06-30 2022-03-31 2021-12-31 2021-09-30 2021-06-30 2021-03-31 2020-12-31
ROA 0.21 0.15 0.08 0.18 0.13 0.06 0.12 0.08 0.05 0.24 0.17 0.10 0.14 0.07 0.01
ROE 1.42 1.09 0.56 1.39 1.03 0.51 1.04 0.68 0.45 2.31 1.73 1.06 2.10 1.26 0.02
Gross Margin 90.77 90.68 90.39 93.57 93.84 94.47 93.66 93.61 93.41 91.43 91.37 91.64 72.35 72.50 73.03
Operating Margin 263.08 274.32 267.24 127.13 134.08 277.74 251.46 268.98 218.75 359.15 410.84 458.61 221.08 214.07 215.03
EBITDA Margin 263.39 274.67 267.69 127.38 134.34 277.99 252.33 269.82 219.60 361.26 413.36 461.21 223.69 216.73 217.75
Net Profit Margin 33.71 37.03 39.14 28.37 29.82 29.12 20.18 20.32 27.26 65.08 77.65 97.42 45.50 45.41 48.10

Dividends

Breakdown 2024-12-31 2023-12-31 2022-12-31 2021-12-31 2020-12-31
Dividend Yield
Dividend Payout Ratio
Breakdown 2025-09-30 2025-06-30 2025-03-31 2024-12-31 2024-09-30 2024-06-30 2024-03-31 2023-12-31 2023-09-30 2023-06-30 2023-03-31 2022-12-31 2022-09-30 2022-06-30 2022-03-31 2021-12-31 2021-09-30 2021-06-30 2021-03-31 2020-12-31
Dividend Yield
Dividend Payout Ratio

Financial Statements

Breakdown 2024-12-31 2023-12-31 2022-12-31 2021-12-31 2020-12-31
Assets 242,360,498.00 268,580,138.00 306,197,211.00 325,535,142.00 505,764,316.00
      Cash and Short-Term Investments 1,209,813.00 617,155.00 814,794.00 666,793.00 1,785,877.00
            Cash and Cash Equivalents 1,209,813.00 617,155.00 814,794.00 666,793.00 1,785,877.00
            Short-Term Investments 0 0 0 0 0
      Net Receivables 81,794,085.00 92,619,107.00 92,346,754.00 46,968,400.00 293,528.00
      Inventory 0 0 0 0 0
      Other Current Assets 0 0 0 0 0
      Property, Plant, Equipment Net 0 0 0 0 0
      Real Estate 4,180,434.00 3,199,952.00 4,349,958.00 3,499,161.00 6,813,459.00
      Goodwill 1,039,338.00 1,039,338.00 1,039,338.00 1,039,338.00 1,039,338.00
      Intangible Assets 278,561.00 297,733.00 314,150.00 296,375.00 321,844.00
      Long-Term Investments 319,826.00 286,528.00 291,618.00 317,347.00 365,374.00
      Non-Current Deferred Assets 0 0 0 0 0
      Other Non-Current Assets 0 0 0 0 0
Liabilities 209,880,817.00 236,731,499.00 273,826,348.00 296,726,047.00 419,917,830.00
      Payables and Expenses 162,553.00 0 0 0 0
            Account Payables 162,553.00 0 0 0 0
            Current Accrued Liabilities 0 0 0 0 0
      Short-Term Debt 0 0 0 0 0
      Other Current Liabilities 0 0 0 0 0
      Long-Term Debt 0 0 0 0 0
      Other Non-Current Liabilities 0 0 0 0 0
Equity 32,479,681.00 31,848,639.00 32,370,863.00 28,809,095.00 85,846,486.00
   Shareholders Equity 19,311,321.00 18,753,267.00 19,387,314.00 18,217,608.00 13,466,694.00
      Capital Stock 10,347.00 9,624.00 9,543.00 9,369.00 8,763.00
      Share Premium 18,968,289.00 17,594,010.00 17,421,261.00 17,020,128.00 15,629,217.00
      Retained Earnings 705,969.00 1,517,643.00 2,307,711.00 1,479,318.00 -1,889,199.00
      Treasury Shares 414,066.00 414,066.00 414,066.00 414,066.00 414,066.00
      Accumulated Other Comprehensive Income 40,782.00 46,056.00 62,865.00 122,859.00 175,972.00
   Minority Interest 989,010.00 1,072,580.00 1,120,381.00 1,083,807.00 1,119,579.00
Investments 1,372,946.00 667,150.00 943,344.00 606,643.00 7,206,183.00
Debt 56,576,705.00 65,383,305.00 68,635,427.00 58,432,430.00 47,516,520.00
Net Debt 55,366,892.00 64,766,150.00 67,820,633.00 57,765,637.00 45,730,643.00
Common Shares Outstanding 337,409.69 313,366.07 310,675.17 304,820.25 284,642.91
Breakdown 2024-12-31 2023-12-31 2022-12-31 2021-12-31 2020-12-31
Revenues 2,108,798.00 2,214,793.00 1,619,554.00 1,312,084.00 1,269,419.00
Cost Of Revenue 144,711.00 134,526.00 132,345.00 335,001.00 353,028.00
Interest Expense 4,046,913.00 4,325,767.00 2,403,826.00 1,347,713.00 1,271,875.00
Provisions for Credit Losses 165,489.00 232,712.00 49,049.00 0 0
Gross Profit 1,964,087.00 2,080,267.00 1,487,209.00 977,083.00 916,391.00
   Selling, General and Administrative Expenses 597,708.00 540,636.00 526,212.00 513,579.00 473,286.00
Net Non-Operating Income 1,162,593.00 1,233,616.00 2,263,009.00 819,138.00 510,101.00
EBT 1,218,027.00 1,252,425.00 2,992,567.00 1,503,726.00 1,158,614.00
Income Tax 76,296.00 2,046.00 184,569.00 26,007.00 60,591.00
Equity Method Investments Income 40,678.00 52,405.00 -17,035.00 26,463.00 113,491.00
Net Income Including Non-Controlling Interests 504,282.00 177,776.00 283,764.00 410,422.00 375,164.00
Net Income Non-Controlling Interests 57,532.00 254,032.00 587,711.00 176,602.00 132,656.00
Net Income 561,814.00 431,808.00 871,475.00 587,024.00 507,820.00
EBIT 5,264,940.00 5,578,192.00 5,396,393.00 2,851,439.00 2,430,489.00
Deprecation and Amortization 5,868.00 8,498.00 29,209.00 34,427.00 34,242.00
EBITDA 5,270,808.00 5,586,690.00 5,425,602.00 2,885,866.00 2,464,731.00
EPS 0.00 0.00 0.00 0.00 0.00
Diluted EPS 0.00 0.00 0.00 0.00 0.00
Average Shares Outstanding Basic 0 0 0 0 0
Average Shares Outstanding Diluted 320,569.00 310,507.00 315,728.00 296,826.00 282,483.00
Breakdown 2024-12-31 2023-12-31 2022-12-31 2021-12-31 2020-12-31
Operating Cash Flow 646,586.00 528,597.00 213,741.00 -989,975.00 1,045,548.00
   Operating Net Income 1,141,731.00 1,254,381.00 3,177,136.00 1,477,658.00 1,795,793.00
   Deprecation and Amortization 5,868.00 8,498.00 29,209.00 34,427.00 34,242.00
   Deferred Income Tax 21,732.00 -1,205.00 -63,674.00 8,999.00 11,111.00
   Share Based Compensation 0 0 0 0 0
   Change in Working Capital 146,670.00 221,611.00 157,382.00 165,209.00 175,005.00
   Other Operating Activities -669,415.00 -954,688.00 -3,086,312.00 -2,676,268.00 -970,603.00
Investing Cash Flow 2,083,954.00 855,074.00 -2,950,306.00 -4,281,654.00 -911,805.00
   Capital Expenditure 0.00 0.00 0.00 0.00 0.00
   Net Purchase/Sale of PPE 27,939.00 25,085.00 25,225.00 26,272.00 25,164.00
   Net Purchase/Sale of Investments Net 88,706.00 85,147.00 290,214.00 296,568.00 46,949.00
   Net Purchase/Sale of Business 6,569.00 2,603.00 461.00 1,312.00 3,133.00
   Net Loan & Lease Activity 7,761,957.00 6,150,393.00 7,742,472.00 13,006,392.00 5,333,671.00
   Other Investing Activities -5,801,217.00 -5,408,154.00 -11,008,678.00 -17,612,198.00 -6,320,722.00
Financing Cash Flow -2,485,900.00 -1,454,563.00 2,797,879.00 4,873,103.00 13,283.00
   Net Issuance/Repayment of Debt 16,447,129.00 14,033,859.00 23,409,236.00 29,588,045.00 13,238,341.00
   Net Issuance/Repurchase of Equity 395,487.00 2,997.00 51,517.00 394,086.00 34,926.00
   Dividends Paid 619,996.00 601,192.00 591,457.00 553,930.00 546,885.00
   Other Financing Activities -19,948,512.00 -16,092,611.00 -21,254,331.00 -25,662,958.00 -13,806,869.00
Net Change in Cash 244,640.00 -70,892.00 61,314.00 -398,526.00 147,026.00
   Cash at Beginning of Period 309,355.00 382,864.00 320,819.00 720,440.00 575,136.00
   Cash at End of Period 553,995.00 311,972.00 382,133.00 321,914.00 722,162.00
Free Cash Flow 0 0 0 0 0
Breakdown 2025-09-30 2025-06-30 2025-03-31 2024-12-31 2024-09-30 2024-06-30 2024-03-31 2023-12-31 2023-09-30 2023-06-30 2023-03-31 2022-12-31 2022-09-30 2022-06-30 2022-03-31 2021-12-31 2021-09-30 2021-06-30 2021-03-31 2020-12-31
Assets 240,626,442.00 238,146,303.00 239,496,701.00 242,360,498.00 248,781,619.00 248,399,027.00 255,806,873.00 268,580,138.00 271,961,862.00 283,153,666.00 299,189,490.00 306,197,211.00 310,266,744.00 323,028,404.00 317,307,487.00 325,535,142.00 319,573,170.00 444,329,901.00 1,390,622,609.00 505,764,316.00
      Cash and Short-Term Investments 1,037,124.00 866,014.00 1,480,612.00 1,209,813.00 1,206,082.00 896,307.00 1,118,947.00 617,155.00 620,782.00 1,116,660.00 1,218,070.00 814,794.00 1,056,504.00 842,635.00 831,237.00 666,793.00 841,357.00 796,249.00 1,052,786.00 1,785,877.00
            Cash and Cash Equivalents 1,037,124.00 866,014.00 1,480,612.00 1,209,813.00 1,206,082.00 896,307.00 1,118,947.00 617,155.00 620,782.00 1,116,660.00 1,218,070.00 814,794.00 1,056,504.00 842,635.00 831,237.00 666,793.00 841,357.00 796,249.00 1,052,786.00 1,785,877.00
            Short-Term Investments 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
      Net Receivables 96,888,710.00 93,195,733.00 87,026,509.00 81,794,085.00 85,382,546.00 86,363,460.00 87,615,457.00 92,619,107.00 90,891,297.00 93,302,650.00 97,009,596.00 92,346,754.00 54,789,963.00 54,094,929.00 49,143,502.00 46,968,400.00 40,212,287.00 38,640,256.00 305,271.00 293,528.00
      Inventory 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
      Other Current Assets 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
      Property, Plant, Equipment Net 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
      Real Estate 11,244,081.00 4,549,933.00 4,239,702.00 4,180,434.00 3,583,770.00 3,640,213.00 3,133,695.00 3,199,952.00 4,217,373.00 4,328,289.00 4,331,937.00 4,349,958.00 3,652,278.00 3,677,937.00 3,367,071.00 3,499,161.00 6,686,586.00 6,730,707.00 6,734,244.00 6,813,459.00
      Goodwill 1,039,338.00 1,039,338.00 1,039,338.00 1,039,338.00 1,039,338.00 1,039,338.00 1,039,338.00 1,039,338.00 1,039,338.00 1,039,338.00 1,039,338.00 1,039,338.00 1,039,338.00 1,039,338.00 1,039,338.00 1,039,338.00 1,039,338.00 1,039,338.00 1,039,338.00 1,039,338.00
      Intangible Assets 1,995,011.00 253,811.00 274,066.00 278,561.00 276,197.00 283,302.00 287,323.00 297,733.00 299,930.00 309,819.00 305,888.00 314,150.00 333,951.00 341,581.00 289,410.00 296,375.00 299,920.00 302,850.00 310,006.00 321,844.00
      Long-Term Investments 264,214.00 265,428.00 316,684.00 319,826.00 288,492.00 307,885.00 306,197.00 286,528.00 291,229.00 296,316.00 293,990.00 291,618.00 277,388.00 289,232.00 305,288.00 317,347.00 330,438.00 338,019.00 351,603.00 365,374.00
      Non-Current Deferred Assets 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
      Other Non-Current Assets 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Liabilities 205,753,953.00 206,183,764.00 207,395,077.00 209,880,817.00 215,903,584.00 216,622,645.00 223,995,604.00 236,731,499.00 239,776,017.00 250,637,861.00 267,086,954.00 273,826,348.00 278,562,473.00 291,978,981.00 286,756,463.00 296,726,047.00 298,187,764.00 420,861,379.00 409,739,611.00 419,917,830.00
      Payables and Expenses 178,498.00 164,898.00 163,979.00 162,553.00 162,571.00 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
            Account Payables 178,498.00 164,898.00 163,979.00 162,553.00 162,571.00 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
            Current Accrued Liabilities 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
      Short-Term Debt 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
      Other Current Liabilities 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
      Long-Term Debt 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
      Other Non-Current Liabilities 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Equity 34,872,489.00 31,962,539.00 32,101,624.00 32,479,681.00 32,878,035.00 31,776,382.00 31,811,269.00 31,848,639.00 32,185,845.00 32,515,805.00 32,102,536.00 32,370,863.00 31,704,271.00 31,049,423.00 30,551,024.00 28,809,095.00 21,385,406.00 23,468,522.00 980,882,998.00 85,846,486.00
   Shareholders Equity 20,592,942.00 19,266,630.00 19,216,995.00 19,311,321.00 19,619,169.00 18,655,422.00 18,818,241.00 18,753,267.00 18,963,045.00 19,243,482.00 19,146,675.00 19,387,314.00 19,340,397.00 19,181,988.00 18,839,085.00 18,217,608.00 13,463,130.00 13,432,065.00 13,430,586.00 13,466,694.00
      Capital Stock 11,334.00 10,473.00 10,404.00 10,347.00 10,341.00 9,723.00 9,702.00 9,624.00 9,615.00 9,606.00 9,591.00 9,543.00 9,510.00 9,501.00 9,432.00 9,369.00 8,883.00 8,856.00 8,829.00 8,763.00
      Share Premium 20,832,138.00 19,186,323.00 19,031,679.00 18,968,289.00 18,935,589.00 17,719,959.00 17,657,556.00 17,594,010.00 17,567,886.00 17,528,439.00 17,479,527.00 17,421,261.00 17,339,061.00 17,299,599.00 17,127,081.00 17,020,128.00 15,810,795.00 15,745,470.00 15,675,111.00 15,629,217.00
      Retained Earnings 127,731.00 445,545.00 550,797.00 705,969.00 1,038,537.00 1,298,046.00 1,522,866.00 1,517,643.00 1,757,268.00 2,067,438.00 2,012,070.00 2,307,711.00 2,337,564.00 2,200,044.00 2,009,631.00 1,479,318.00 -2,063,940.00 -2,032,125.00 -1,964,250.00 -1,889,199.00
      Treasury Shares 414,066.00 414,066.00 414,066.00 414,066.00 414,066.00 414,066.00 414,066.00 414,066.00 414,066.00 414,066.00 414,066.00 414,066.00 414,066.00 414,066.00 414,066.00 414,066.00 414,066.00 414,066.00 414,066.00 414,066.00
      Accumulated Other Comprehensive Income 35,805.00 38,355.00 38,181.00 40,782.00 48,768.00 41,760.00 42,183.00 46,056.00 42,342.00 52,065.00 59,553.00 62,865.00 68,328.00 86,910.00 107,007.00 122,859.00 121,458.00 123,930.00 166,616.00 175,972.00
   Minority Interest 965,619.00 963,201.00 972,753.00 989,010.00 996,273.00 1,023,553.00 1,055,792.00 1,072,580.00 1,088,291.00 1,111,292.00 1,110,689.00 1,120,381.00 1,122,849.00 1,140,858.00 1,104,586.00 1,083,807.00 1,077,439.00 1,122,351.00 1,132,412.00 1,119,579.00
Investments 488,098.00 697,152.00 826,516.00 1,372,946.00 736,326.00 731,065.00 803,693.00 667,150.00 1,089,325.00 770,370.00 873,704.00 943,344.00 1,784,414.00 1,061,594.00 670,502.00 606,643.00 645,834.00 551,709.00 7,076,715.00 7,206,183.00
Debt 68,408,238.00 67,550,019.00 61,260,561.00 56,576,705.00 58,853,850.00 59,802,092.00 61,611,496.00 65,383,305.00 64,929,631.00 67,805,499.00 69,921,349.00 68,635,427.00 64,318,639.00 63,083,768.00 55,740,234.00 58,432,430.00 53,666,717.00 47,194,547.00 51,204,845.00 47,516,520.00
Net Debt 67,371,114.00 66,684,005.00 59,779,949.00 55,366,892.00 57,647,768.00 58,905,785.00 60,492,549.00 64,766,150.00 64,308,849.00 66,688,839.00 68,703,279.00 67,820,633.00 63,262,135.00 62,241,133.00 54,908,997.00 57,765,637.00 52,825,360.00 46,398,298.00 50,152,059.00 45,730,643.00
Common Shares Outstanding 370,316.45 341,639.15 339,376.32 337,409.69 337,215.93 316,685.11 315,956.77 313,366.07 313,215.42 312,768.50 312,220.85 310,675.17 309,583.62 309,211.84 306,912.30 304,820.25 288,623.40 287,809.21 286,851.56 284,642.91
Breakdown 2025-09-30 2025-06-30 2025-03-31 2024-12-31 2024-09-30 2024-06-30 2024-03-31 2023-12-31 2023-09-30 2023-06-30 2023-03-31 2022-12-31 2022-09-30 2022-06-30 2022-03-31 2021-12-31 2021-09-30 2021-06-30 2021-03-31
Revenues 1,473,120.00 944,499.00 462,610.00 -1,156,947.00 1,612,569.00 1,092,129.00 561,047.00 -1,055,274.00 1,652,267.00 1,086,642.00 531,158.00 -528,955.00 1,123,863.00 691,444.00 333,202.00 -643,848.00 987,315.00 648,930.00 319,687.00
Cost Of Revenue 135,957.00 87,996.00 44,460.00 -57,204.00 103,641.00 67,242.00 31,032.00 -74,601.00 104,730.00 69,399.00 34,998.00 -51,471.00 96,282.00 59,664.00 27,870.00 -202,638.00 272,976.00 178,428.00 86,235.00
Interest Expense 2,830,029.00 1,825,275.00 876,669.00 1,233,286.00 1,038,204.00 700,345.00 1,075,078.00 -1,993,769.00 3,211,303.00 2,099,220.00 1,009,013.00 -335,901.00 1,513,823.00 843,437.00 382,467.00 -605,798.00 995,006.00 645,292.00 313,213.00
Provisions for Credit Losses 2,981.00 -13,750.00 -20,228.00 -22,289.00 107,242.00 56,383.00 24,153.00 -152,033.00 197,675.00 152,053.00 35,017.00 13,529.00 25,341.00 10,179.00 0 0 0 0 0
Gross Profit 1,337,163.00 856,503.00 418,150.00 -1,099,743.00 1,508,928.00 1,024,887.00 530,015.00 -980,673.00 1,547,537.00 1,017,243.00 496,160.00 -477,484.00 1,027,581.00 631,780.00 305,332.00 -441,210.00 714,339.00 470,502.00 233,452.00
   Selling, General and Administrative Expenses 452,226.00 297,657.00 144,441.00 -308,913.00 449,397.00 305,235.00 151,989.00 -237,345.00 395,865.00 255,792.00 126,324.00 -278,667.00 404,198.00 267,799.00 132,882.00 -221,824.00 368,051.00 251,531.00 115,821.00
Net Non-Operating Income 782,772.00 540,791.00 213,498.00 -813,626.00 924,190.00 647,920.00 404,109.00 -797,001.00 1,001,848.00 931,621.00 97,148.00 -2,185,422.00 1,907,111.00 1,585,285.00 956,035.00 -185,685.00 510,582.00 315,450.00 178,791.00
EBT 1,045,521.00 765,702.00 359,601.00 -1,041,042.00 1,011,864.00 764,007.00 483,198.00 -667,659.00 943,560.00 823,626.00 152,898.00 -2,672,849.00 2,522,526.00 1,997,271.00 1,145,619.00 -802,167.00 1,187,783.00 743,902.00 374,208.00
Income Tax 53,340.00 13,311.00 11,298.00 -61,173.00 82,599.00 51,252.00 3,618.00 -104,124.00 56,991.00 22,794.00 26,385.00 29,490.00 146,997.00 732.00 7,350.00 -3,186.00 19,134.00 3,369.00 6,690.00
Equity Method Investments Income 33,392.00 25,963.00 1,993.00 -41,528.00 30,033.00 28,838.00 23,335.00 -32,010.00 36,036.00 39,571.00 8,808.00 -28,721.00 4,356.00 9,994.00 -2,664.00 -8,249.00 17,729.00 11,427.00 5,556.00
Net Income Including Non-Controlling Interests 434,815.00 316,545.00 165,509.00 -404,157.00 457,417.00 307,918.00 143,104.00 -87,874.00 125,086.00 24,548.00 116,016.00 -226,273.00 237,669.00 135,241.00 137,127.00 -227,954.00 318,092.00 210,398.00 109,886.00
Net Income Non-Controlling Interests 61,794.00 33,184.00 15,538.00 19,464.00 -5.00 17,789.00 20,284.00 -179,293.00 208,295.00 196,269.00 28,761.00 -495,185.00 493,779.00 401,645.00 187,472.00 -82,768.00 131,179.00 84,307.00 43,884.00
Net Income 496,609.00 349,729.00 181,047.00 -384,693.00 457,412.00 325,707.00 163,388.00 -267,167.00 333,381.00 220,817.00 144,777.00 -721,458.00 731,448.00 536,886.00 324,599.00 -310,722.00 449,271.00 294,705.00 153,770.00
EBIT 3,875,550.00 2,590,977.00 1,236,270.00 192,244.00 2,050,068.00 1,464,352.00 1,558,276.00 -2,661,428.00 4,154,863.00 2,922,846.00 1,161,911.00 -3,008,750.00 4,036,349.00 2,840,708.00 1,528,086.00 -1,407,965.00 2,182,789.00 1,389,194.00 687,421.00
Deprecation and Amortization 4,482.00 3,287.00 2,075.00 -2,328.00 4,047.00 2,762.00 1,387.00 -19,424.00 14,285.00 9,099.00 4,538.00 -20,619.00 23,673.00 17,470.00 8,685.00 -17,156.00 25,690.00 17,205.00 8,688.00
EBITDA 3,880,032.00 2,594,264.00 1,238,345.00 189,916.00 2,054,115.00 1,467,114.00 1,559,663.00 -2,680,852.00 4,169,148.00 2,931,945.00 1,166,449.00 -3,029,369.00 4,060,022.00 2,858,178.00 1,536,771.00 -1,425,121.00 2,208,479.00 1,406,399.00 696,109.00
EPS 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Diluted EPS 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Average Shares Outstanding Basic 0 0 0 0.00 0 0 0 0.00 0 0 0 0.00 0 0 0 0.00 0 0 0
Average Shares Outstanding Diluted 360,394.00 337,145.00 335,456.00 318,043.00 319,779.00 313,614.00 330,840.00 312,411.00 310,566.00 310,055.00 308,996.00 318,046.00 316,575.00 314,962.00 313,329.00 304,054.00 295,448.00 294,571.00 293,231.00
Breakdown 2025-09-30 2025-06-30 2025-03-31 2024-12-31 2024-09-30 2024-06-30 2024-03-31 2023-12-31 2023-09-30 2023-06-30 2023-03-31 2022-12-31 2022-09-30 2022-06-30 2022-03-31 2021-12-31 2021-09-30 2021-06-30 2021-03-31
Operating Cash Flow 489,102.00 151,511.00 238,865.00 130,424.00 351,006.00 109,207.00 55,949.00 -119,944.00 516,743.00 160,356.00 -28,558.00 -1,470,610.00 844,734.00 685,243.00 154,374.00 -1,086,975.00 -461,753.00 287,987.00 270,766.00
   Operating Net Income 992,181.00 752,391.00 348,303.00 -979,869.00 929,265.00 712,755.00 479,580.00 -771,873.00 1,000,551.00 846,420.00 179,283.00 -2,643,359.00 2,669,523.00 1,998,003.00 1,152,969.00 -2,261,969.00 1,914,336.00 1,223,869.00 601,422.00
   Deprecation and Amortization 4,482.00 3,287.00 2,075.00 -2,328.00 4,047.00 2,762.00 1,387.00 -19,424.00 14,285.00 9,099.00 4,538.00 -20,619.00 23,673.00 17,470.00 8,685.00 -17,156.00 25,690.00 17,205.00 8,688.00
   Deferred Income Tax 0 0 0 21,732.00 0 0 0 -1,205.00 0 0 0 -63,674.00 0 0 0 8,999.00 0 0 0
   Share Based Compensation 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
   Change in Working Capital 42,555.00 79,213.00 8,008.00 50,658.00 49,913.00 20,749.00 25,350.00 -100,490.00 94,931.00 95,962.00 131,208.00 -407,488.00 332,174.00 133,125.00 99,571.00 -141,890.00 132,275.00 113,524.00 61,300.00
   Other Operating Activities -550,116.00 -683,380.00 -119,521.00 1,040,231.00 -632,219.00 -627,059.00 -450,368.00 773,048.00 -593,024.00 -791,125.00 -343,587.00 1,664,530.00 -2,180,636.00 -1,463,355.00 -1,106,851.00 1,325,041.00 -2,534,054.00 -1,066,611.00 -400,644.00
Investing Cash Flow -3,078,101.00 -1,858,825.00 -906,449.00 -2,264,295.00 1,746,413.00 1,436,175.00 1,165,661.00 -653,183.00 943,158.00 552,082.00 13,017.00 2,937,348.00 -2,856,398.00 -2,476,494.00 -554,762.00 220,716.00 -2,017,431.00 -1,365,734.00 -1,119,205.00
   Capital Expenditure 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
   Net Purchase/Sale of PPE 878,493.00 14,756.00 5,739.00 -12,762.00 20,941.00 14,184.00 5,576.00 -14,730.00 19,662.00 14,314.00 5,839.00 -9,950.00 17,295.00 11,276.00 6,604.00 -6,522.00 17,259.00 12,023.00 3,512.00
   Net Purchase/Sale of Investments Net 29,933.00 21,573.00 13,826.00 -3,708.00 64,486.00 18,708.00 9,220.00 -4,419.00 67,943.00 20,489.00 1,134.00 -361,133.00 252,482.00 233,392.00 165,473.00 144,064.00 60,969.00 60,969.00 30,566.00
   Net Purchase/Sale of Business 0 0 0 6,231.00 338.00 0 0 89.00 2,514.00 0 0 -922.00 461.00 461.00 461.00 1,312.00 0 0 0
   Net Loan & Lease Activity 7,761,957.00 6,150,393.00 7,742,472.00 13,006,392.00 5,333,671.00
   Other Investing Activities -13,556,376.00 -7,506,676.00 -3,376,736.00 103,832.00 -3,984,979.00 -1,584,755.00 -335,315.00 768,890.00 -3,292,221.00 -2,052,053.00 -832,770.00 9,945,587.00 -10,045,359.00 -7,824,816.00 -3,084,090.00 5,979,083.00 -11,172,479.00 -7,917,700.00 -4,501,102.00
Financing Cash Flow 2,573,873.00 1,627,352.00 805,506.00 1,911,012.00 -1,897,736.00 -1,419,343.00 -1,079,833.00 432,862.00 -1,411,147.00 -640,528.00 164,250.00 -1,614,516.00 2,152,667.00 1,807,218.00 452,510.00 1,415,436.00 2,142,593.00 717,841.00 597,233.00
   Net Issuance/Repayment of Debt 17,413,735.00 11,375,787.00 4,547,120.00 -4,361,382.00 10,510,788.00 6,897,316.00 3,400,407.00 -3,946,298.00 10,842,837.00 5,043,005.00 2,094,315.00 -25,661,950.00 20,355,306.00 17,719,075.00 10,996,805.00 -7,720,239.00 20,221,704.00 12,332,027.00 4,754,553.00
   Net Issuance/Repurchase of Equity 567,265.00 33,155.00 1,434.00 -2,778.00 394,869.00 1,996.00 1,400.00 -2,691.00 2,522.00 1,897.00 1,269.00 -17,306.00 34,716.00 33,856.00 251.00 392,639.00 697.00 488.00 262.00
   Dividends Paid 490,645.00 326,033.00 162,323.00 -294,406.00 457,210.00 304,887.00 152,305.00 -299,081.00 450,507.00 300,001.00 149,765.00 -292,323.00 442,794.00 294,277.00 146,709.00 -274,765.00 414,977.00 276,051.00 137,667.00
   Other Financing Activities -15,897,772.00 -10,107,623.00 -3,905,371.00 6,569,578.00 -13,260,603.00 -8,623,542.00 -4,633,945.00 4,680,932.00 -12,707,013.00 -5,985,431.00 -2,081,099.00 24,357,063.00 -18,680,149.00 -16,239,990.00 -10,691,255.00 9,017,801.00 -18,494,785.00 -11,890,725.00 -4,295,249.00
Net Change in Cash -15,126.00 -79,962.00 137,922.00 -222,859.00 199,683.00 126,039.00 141,777.00 -340,265.00 48,754.00 71,910.00 148,709.00 -147,778.00 141,003.00 15,967.00 52,122.00 549,177.00 -336,591.00 -359,906.00 -251,206.00
   Cash at Beginning of Period 554,233.00 554,827.00 554,429.00 776,854.00 310,453.00 309,663.00 310,927.00 652,237.00 382,516.00 382,302.00 382,727.00 529,911.00 320,277.00 320,839.00 321,652.00 -227,263.00 720,379.00 720,482.00 721,120.00
   Cash at End of Period 539,107.00 474,865.00 692,351.00 553,995.00 510,136.00 435,702.00 452,704.00 311,972.00 431,270.00 454,212.00 531,436.00 382,133.00 461,280.00 336,806.00 373,774.00 321,914.00 383,788.00 360,576.00 469,914.00
Free Cash Flow 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0