TFIN

Valuation Ratios

Breakdown 2024-12-31 2023-12-31 2022-12-31 2021-12-31 2020-12-31
Price to Earnings 165.24 49.19 12.04
Price to Sales 59.82 61.53 49.21
Book Value Per Common Share 114.26 111.28 110.87 102.41 87.68
Price to Book 0.80 0.72 0.44
Price to Operating Cash Flow 30.07 24.09 6.62
Price to Free Cash Flow
Enterprise Value to EBITDA 45938.67 89425.40 53290.08
Breakdown 2025-09-30 2025-06-30 2025-03-31 2024-12-31 2024-09-30 2024-06-30 2024-03-31 2023-12-31 2023-09-30 2023-06-30 2023-03-31 2022-12-31 2022-09-30 2022-06-30 2022-03-31 2021-12-31 2021-09-30 2021-06-30 2021-03-31 2020-12-31
Price to Earnings 312.75 459.25 -1926.67 189.38 355.43 566.57 51.83 83.18 131.95
Price to Sales 32.86 59.45 148.17 70.48 110.62 211.97 69.26 103.71 220.51
Book Value Per Common Share 38.69 38.45 38.17 114.26 37.87 37.44 37.38 111.28 36.51 35.82 35.40 110.87 36.41 35.75 70.84 102.41 32.67 31.56 30.70 87.68
Price to Book 1.29 1.43 1.51 0.80 2.10 2.18 2.12 0.72 1.77 1.70 1.64 0.44
Price to Operating Cash Flow 38.86 210.42 -456.56 85.94 5046.30 -115.24 83.79 157.51 1319.55
Price to Free Cash Flow
Enterprise Value to EBITDA 34108.02 55936.80 137479.93 61375.29 334020.76 676524.48 155232.11 249562.89 523091.55

Earnings Data

Breakdown 2024-12-31 2023-12-31 2022-12-31 2021-12-31 2020-12-31
Earning YoY -66.26 -59.85 -8.56 73.44
Revenue YoY 16.97 24.87 37.41 126.55
EBITDA YoY 121.48 -5.28 -1.92 15.51
Net Profit YoY -60.83 -59.85 -9.44 76.46
Breakdown 2025-09-30 2025-06-30 2025-03-31 2024-12-31 2024-09-30 2024-06-30 2024-03-31 2023-12-31 2023-09-30 2023-06-30 2023-03-31 2022-12-31 2022-09-30 2022-06-30 2022-03-31 2021-12-31 2021-09-30 2021-06-30 2021-03-31 2020-12-31
Earning YoY 33.33 82.61 64.29 71.23 65.91 23.53 186.32 39.34 82.09
Revenue YoY 65.41 139.95 53.08 98.09 59.57 121.33 51.10 109.99 77.36 198.76
EBITDA YoY 49.14 137.43 31.01 430.29 108.91 -6.21 71.71 118.26 30.27 165.76 43.73 84.37
Net Profit YoY 38.49 26000.00 77.44 66.07 68.56 69.48 23.68 181.64 39.46 82.49

Financial Strength

Breakdown 2024-12-31 2023-12-31 2022-12-31 2021-12-31 2020-12-31
Cash Per Common Share 43.68 39.53 54.84 34.26 28.60
Quick Ratio
Current Ratio
Debt to Equity 0.35 0.66 0.65 0.68 0.72
Long-Term Debt to Equity
Breakdown 2025-09-30 2025-06-30 2025-03-31 2024-12-31 2024-09-30 2024-06-30 2024-03-31 2023-12-31 2023-09-30 2023-06-30 2023-03-31 2022-12-31 2022-09-30 2022-06-30 2022-03-31 2021-12-31 2021-09-30 2021-06-30 2021-03-31 2020-12-31
Cash Per Common Share 19.17 36.48 65.16 43.48 63.50 65.10 54.50 39.37 44.35 54.62 54.41 55.61 52.48 30.25 17.50 33.68 22.43 18.92 16.38 28.05
Quick Ratio
Current Ratio
Debt to Equity 0.38 0.39 0.38 0.35 0.36 5.62 5.39 0.66 5.59 5.78 5.80 0.65 5.33 5.81 5.85 0.68 6.34 6.59 6.98 0.72
Long-Term Debt to Equity

Profitability

Breakdown 2024-12-31 2023-12-31 2022-12-31 2021-12-31 2020-12-31
ROA 0.08 0.35 0.87 0.87 0.50
ROE 0.11 0.58 1.44 1.47 0.87
Gross Margin -23.92 -1783.04
Operating Margin 1091.70 566.05 752.92 1077.97 2145.75
EBITDA Margin 1308.01 690.79 910.62 1275.77 2502.13
Net Profit Margin 45.48 135.83 422.39 640.88 822.82
Breakdown 2025-09-30 2025-06-30 2025-03-31 2024-12-31 2024-09-30 2024-06-30 2024-03-31 2023-12-31 2023-09-30 2023-06-30 2023-03-31 2022-12-31 2022-09-30 2022-06-30 2022-03-31 2021-12-31 2021-09-30 2021-06-30 2021-03-31 2020-12-31
ROA 0.03 0.02 0.00 0.07 0.12 0.07 0.56 0.33 0.20 1.50 1.15 0.40 1.43 1.03 0.56
ROE 0.04 0.03 0.00 0.09 0.79 0.48 3.70 2.24 1.33 9.51 7.84 2.74 10.52 7.81 4.44
Gross Margin 66.58 71.59 91.22 -81.89 -187.27 -597.64
Operating Margin 808.71 897.29 888.95 1069.81 252.11 238.16 357.42 321.48 321.98 690.80 822.06 622.32 1060.28 1327.41 2205.29
EBITDA Margin 963.75 1068.87 1080.24 1151.10 332.28 315.08 447.56 415.91 421.76 799.52 927.39 732.79 1204.05 1485.85 2407.69
Net Profit Margin 16.99 20.29 0.19 46.53 40.15 47.89 144.82 137.08 179.02 468.34 572.15 426.60 724.46 921.34 1508.36

Dividends

Breakdown 2024-12-31 2023-12-31 2022-12-31 2021-12-31 2020-12-31
Dividend Yield
Dividend Payout Ratio
Breakdown 2025-09-30 2025-06-30 2025-03-31 2024-12-31 2024-09-30 2024-06-30 2024-03-31 2023-12-31 2023-09-30 2023-06-30 2023-03-31 2022-12-31 2022-09-30 2022-06-30 2022-03-31 2021-12-31 2021-09-30 2021-06-30 2021-03-31 2020-12-31
Dividend Yield
Dividend Payout Ratio

Financial Statements

Breakdown 2024-12-31 2023-12-31 2022-12-31 2021-12-31 2020-12-31
Assets 20,133,720.00 11,714,691.00 11,711,827.00 12,921,605.00 12,728,080.00
   Deposits 4,820,820.00 3,977,478.00 4,171,336.00 4,646,679.00 4,716,600.00
      Cash and Short-Term Investments 1,017,098.00 917,398.00 1,337,648.00 847,398.00 697,447.00
            Cash and Cash Equivalents 1,003,763.00 903,934.00 1,316,884.00 830,886.00 679,969.00
            Short-Term Investments 13,335.00 13,464.00 20,764.00 16,512.00 17,478.00
      Net Receivables 0 1,236.00 5,641.00 7,330.00 4,950,129.00
      Inventory 0 0 0 0 0
      Other Current Assets 0 0 0 0 0
      Property, Plant, Equipment Net 187,292.00 142,984.00 134,312.00 138,555.00 121,522.00
      Goodwill 241,949.00 233,709.00 233,709.00 308,711.00 163,209.00
      Intangible Assets 16,259.00 23,646.00 32,058.00 43,129.00 26,713.00
      Long-Term Investments 0 0 0 0 0
      Non-Current Deferred Assets 13,581.00 8,800.00 16,473.00 10,023.00 6,427.00
      Other Non-Current Assets 0 0 0 0 0
Liabilities 5,172,951.00 4,638,557.00 4,600,102.00 5,247,627.00 5,338,727.00
      Payables and Expenses 0 0 0 0 0
            Account Payables 0 0 0 0 0
            Current Accrued Liabilities 0 0 0 0 0
      Short-Term Debt 0 0 0 0 0
      Other Current Liabilities 0 0 0 0 0
      Long-Term Debt 0 0 0 0 0
      Other Non-Current Liabilities 0 0 0 0 0
Equity 14,960,769.00 7,076,134.00 7,111,725.00 7,673,978.00 7,389,353.00
   Shareholders Equity 2,672,757.00 2,593,200.00 2,666,913.00 2,576,592.00 2,180,343.00
      Capital Stock 45,291.00 45,290.00 45,283.00 45,283.00 45,280.00
      Share Premium 567,884.00 550,743.00 534,790.00 510,939.00 489,151.00
      Retained Earnings 549,215.00 536,331.00 498,456.00 399,351.00 289,583.00
      Treasury Shares 268,356.00 265,038.00 182,658.00 104,743.00 103,052.00
      Accumulated Other Comprehensive Income -3,115.00 -2,926.00 -6,900.00 8,034.00 5,819.00
   Minority Interest 0 0 0 0 0
Investments 13,335.00 13,464.00 20,764.00 16,512.00 1,387,014.00
Debt 378,394.00 601,672.00 595,832.00 442,677.00 382,743.00
Common Shares Outstanding 23,391.41 23,302.41 24,053.58 25,158.88 24,868.22
Breakdown 2024-12-31 2023-12-31 2022-12-31 2021-12-31 2020-12-31
Revenues 35,377.00 30,245.00 24,222.00 17,628.00 7,781.00
Cost Of Revenue 0 0 0 21,845.00 146,519.00
Interest Income 1,290,976.00 864,812.00 846,839.00 780,611.00 652,729.00
Interest Expense 216,177.00 118,386.00 45,368.00 45,070.00 82,251.00
Net Interest 1,060,412.00 368,079.00 400,492.00 369,130.00 284,728.00
Non-Interest Income 191,942.00 50,173.00 84,068.00 54,501.00 60,385.00
Non-Interest Expense 1,026,321.00 353,234.00 340,631.00 287,507.00 222,074.00
Provisions for Credit Losses 0 0 0 -21,845.00 146,519.00
Gross Profit 0 0 0 -4,217.00 -138,738.00
   Selling, General and Administrative Expenses 254,414.00 94,481.00 90,278.00 69,101.00 58,986.00
EBT 170,033.00 52,815.00 137,004.00 144,954.00 84,710.00
Income Tax 1,969.00 8,790.00 32,543.00 29,778.00 18,055.00
Net Income 16,090.00 41,081.00 102,311.00 112,974.00 64,024.00
EBIT 386,210.00 171,201.00 182,372.00 190,024.00 166,961.00
Deprecation and Amortization 76,526.00 37,728.00 38,199.00 34,868.00 27,730.00
EBITDA 462,736.00 208,929.00 220,571.00 224,892.00 194,691.00
EPS 0.00 0.00 0.00 0.00 0.00
Diluted EPS 0.00 0.00 0.00 0.00 0.00
Average Shares Outstanding Basic 23,286.67 23,208.09 24,393.95 24,736.71 24,387.93
Average Shares Outstanding Diluted 23,779.39 23,562.38 25,023.57 25,252.05 24,615.82
Breakdown 2024-12-31 2023-12-31 2022-12-31 2021-12-31 2020-12-31
Operating Cash Flow 70,376.00 77,249.00 180,062.00 131,117.00 106,374.00
   Operating Net Income 48,270.00 123,243.00 306,933.00 112,974.00 64,024.00
   Deprecation and Amortization 76,526.00 37,728.00 38,199.00 34,868.00 27,730.00
   Deferred Income Tax -4,784.00 6,539.00 -1,779.00 -5,832.00 -2,080.00
   Share Based Compensation 15,265.00 13,947.00 28,828.00 28,140.00 4,933.00
   Change in Working Capital 11,518.00 39,834.00 33,013.00 20,378.00 -2,550.00
   Other Operating Activities -76,419.00 -144,042.00 -225,132.00 -59,411.00 14,317.00
Investing Cash Flow -589,051.00 -112,199.00 673,061.00 82,042.00 -773,179.00
   Capital Expenditure 0.00 0.00 0.00 0.00 0.00
   Net Purchase/Sale of PPE 24,372.00 3,042.00 0 0 0
   Net Purchase/Sale of Investments Net 331,309.00 118,658.00 209,072.00 161,198.00 304,433.00
   Net Purchase/Sale of Business 10,000.00 0 0 96,926.00 202,210.00
   Net Loan & Lease Activity 380,222.00 92,109.00 -581,599.00 -59,632.00 324,892.00
   Other Investing Activities -1,334,954.00 -326,008.00 1,045,588.00 -116,450.00 -1,604,714.00
Financing Cash Flow 531,540.00 -134,906.00 -800,311.00 -131,027.00 798,587.00
   Net Issuance/Repayment of Debt 39,500.00 -340.00 25,381.00 753,428.00 271,946.00
   Net Issuance/Repurchase of Equity 10,952.00 167,340.00 206,524.00 3,380.00 191,872.00
   Dividends Paid 3,206.00 3,206.00 3,206.00 3,206.00 1,701.00
   Other Financing Activities 477,882.00 -305,112.00 -1,035,422.00 -891,041.00 333,068.00
Net Change in Cash 12,865.00 -169,856.00 52,812.00 82,132.00 131,782.00
   Cash at Beginning of Period 317,252.00 456,491.00 355,370.00 301,046.00 182,611.00
   Cash at End of Period 330,117.00 286,635.00 408,182.00 383,178.00 314,393.00
Free Cash Flow 0 0 0 0 0
Breakdown 2025-09-30 2025-06-30 2025-03-31 2024-12-31 2024-09-30 2024-06-30 2024-03-31 2023-12-31 2023-09-30 2023-06-30 2023-03-31 2022-12-31 2022-09-30 2022-06-30 2022-03-31 2021-12-31 2021-09-30 2021-06-30 2021-03-31 2020-12-31
Assets 19,695,451.00 20,081,476.00 19,395,251.00 20,133,720.00 18,781,881.00 5,783,334.00 5,575,493.00 11,714,691.00 5,599,794.00 5,652,721.00 5,628,185.00 11,711,827.00 5,642,450.00 5,955,507.00 6,076,434.00 12,921,605.00 6,024,535.00 6,015,877.00 6,099,628.00 12,728,080.00
   Deposits 4,955,246.00 5,186,098.00 4,976,750.00 4,820,820.00 4,706,694.00 4,392,018.00 4,450,963.00 3,977,478.00 4,487,051.00 4,293,466.00 4,038,994.00 4,171,336.00 4,441,354.00 4,780,924.00 4,331,786.00 4,646,679.00 4,822,575.00 4,725,450.00 4,789,665.00 4,716,600.00
      Cash and Short-Term Investments 455,373.00 860,616.00 1,522,368.00 1,017,098.00 1,481,589.00 1,515,255.00 1,264,422.00 917,398.00 1,029,905.00 1,269,829.00 1,271,137.00 1,337,648.00 1,284,851.00 744,437.00 434,044.00 847,398.00 555,256.00 467,855.00 404,115.00 697,447.00
            Cash and Cash Equivalents 441,666.00 847,038.00 1,508,832.00 1,003,763.00 1,467,840.00 1,501,989.00 1,251,099.00 903,934.00 1,012,749.00 1,252,125.00 1,253,145.00 1,316,884.00 1,265,187.00 724,237.00 413,704.00 830,886.00 532,764.00 444,439.00 380,811.00 679,969.00
            Short-Term Investments 13,707.00 13,578.00 13,536.00 13,335.00 13,749.00 13,266.00 13,323.00 13,464.00 17,156.00 17,704.00 17,992.00 20,764.00 19,664.00 20,200.00 20,340.00 16,512.00 22,492.00 23,416.00 23,304.00 17,478.00
      Net Receivables 0 0 0 0 0 0 3,712.00 1,236.00 6,416.00 95.00 3,954.00 5,641.00 78.00 6.00 607.00 7,330.00 4,794,587.00 4,883,426.00 5,124,778.00 4,950,129.00
      Inventory 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
      Other Current Assets 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
      Property, Plant, Equipment Net 141,141.00 149,120.00 150,247.00 187,292.00 156,462.00 159,588.00 162,544.00 142,984.00 113,062.00 114,673.00 115,639.00 134,312.00 104,272.00 105,293.00 91,725.00 138,555.00 104,311.00 106,720.00 105,390.00 121,522.00
      Goodwill 353,898.00 353,900.00 241,949.00 241,949.00 233,709.00 233,709.00 233,709.00 233,709.00 233,709.00 233,709.00 233,709.00 233,709.00 233,709.00 233,709.00 305,458.00 308,711.00 308,711.00 315,187.00 167,793.00 163,209.00
      Intangible Assets 52,291.00 55,265.00 13,963.00 16,259.00 17,316.00 20,943.00 23,842.00 23,646.00 26,400.00 29,249.00 32,250.00 32,058.00 34,895.00 36,957.00 38,627.00 43,129.00 46,328.00 49,602.00 24,738.00 26,713.00
      Long-Term Investments 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
      Non-Current Deferred Assets 0 3,023.00 11,868.00 13,581.00 10,667.00 6,641.00 7,946.00 8,800.00 9,594.00 7,306.00 11,562.00 16,473.00 14,663.00 13,117.00 10,174.00 10,023.00 0 0 1,260.00 6,427.00
      Other Non-Current Assets 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Liabilities 5,437,816.00 5,582,366.00 5,374,467.00 5,172,951.00 4,980,282.00 4,909,085.00 4,703,154.00 4,638,557.00 4,749,412.00 4,819,255.00 4,800,969.00 4,600,102.00 4,751,277.00 5,081,226.00 5,189,769.00 5,247,627.00 5,203,861.00 5,223,489.00 5,335,624.00 5,338,727.00
      Payables and Expenses 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
            Account Payables 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
            Current Accrued Liabilities 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
      Short-Term Debt 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
      Other Current Liabilities 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
      Long-Term Debt 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
      Other Non-Current Liabilities 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Equity 14,257,635.00 14,499,110.00 14,020,784.00 14,960,769.00 13,801,599.00 874,249.00 872,339.00 7,076,134.00 850,382.00 833,466.00 827,216.00 7,111,725.00 891,173.00 874,281.00 886,665.00 7,673,978.00 820,674.00 792,388.00 764,004.00 7,389,353.00
   Shareholders Equity 919,333.00 912,382.00 893,927.00 2,672,757.00 885,764.00 874,249.00 872,339.00 2,593,200.00 850,382.00 833,466.00 827,216.00 2,666,913.00 891,173.00 874,281.00 1,782,413.00 2,576,592.00 820,674.00 792,388.00 764,004.00 2,180,343.00
      Capital Stock 45,295.00 45,295.00 45,292.00 45,291.00 45,291.00 45,291.00 45,290.00 45,290.00 45,290.00 45,289.00 45,287.00 45,283.00 45,283.00 45,283.00 45,283.00 45,283.00 45,282.00 45,282.00 45,280.00 45,280.00
      Share Premium 593,624.00 588,302.00 572,143.00 567,884.00 564,464.00 559,072.00 555,613.00 550,743.00 547,212.00 542,565.00 539,241.00 534,790.00 529,804.00 524,636.00 516,551.00 510,939.00 499,282.00 494,224.00 490,699.00 489,151.00
      Retained Earnings 552,956.00 552,049.00 548,431.00 549,215.00 546,179.00 541,633.00 539,688.00 536,331.00 527,506.00 515,513.00 508,665.00 498,456.00 481,697.00 466,269.00 422,879.00 399,351.00 373,512.00 349,885.00 322,705.00 289,583.00
      Treasury Shares 270,619.00 270,619.00 268,520.00 268,356.00 268,352.00 268,352.00 265,119.00 265,038.00 265,016.00 264,916.00 260,453.00 182,658.00 156,949.00 156,924.00 106,105.00 104,743.00 104,600.00 104,486.00 103,059.00 103,052.00
      Accumulated Other Comprehensive Income -1,923.00 -2,645.00 -3,419.00 -3,115.00 -1,818.00 -3,395.00 -3,133.00 -2,926.00 -4,610.00 -4,985.00 -5,524.00 -6,900.00 -8,662.00 -4,983.00 8,057.00 8,034.00 7,198.00 7,483.00 8,379.00 5,819.00
   Minority Interest 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Investments 13,707.00 13,578.00 13,536.00 13,335.00 13,749.00 13,266.00 13,323.00 13,464.00 17,156.00 17,704.00 17,992.00 20,764.00 19,664.00 28,870.00 29,148.00 16,512.00 1,022,364.00 1,185,178.00 1,255,284.00 1,387,014.00
Debt 225,316.00 224,892.00 224,478.00 378,394.00 302,536.00 301,962.00 301,392.00 601,672.00 300,092.00 299,356.00 298,630.00 595,832.00 297,206.00 148,253.00 147,906.00 442,677.00 253,977.00 127,953.00 127,765.00 382,743.00
Common Shares Outstanding 23,763.40 23,727.05 23,419.74 23,391.41 23,387.52 23,353.52 23,335.00 23,302.41 23,291.69 23,269.88 23,370.51 24,053.58 24,478.29 24,457.78 25,161.69 25,158.88 25,123.34 25,109.70 24,882.93 24,868.22
Breakdown 2025-09-30 2025-06-30 2025-03-31 2024-12-31 2024-09-30 2024-06-30 2024-03-31 2023-12-31 2023-09-30 2023-06-30 2023-03-31 2022-12-31 2022-09-30 2022-06-30 2022-03-31 2021-12-31 2021-09-30 2021-06-30 2021-03-31
Revenues 36,174.00 21,869.00 9,114.00 -16,835.00 26,329.00 17,200.00 8,683.00 -11,237.00 21,720.00 13,612.00 6,150.00 -11,553.00 18,096.00 11,976.00 5,703.00 -3,257.00 11,917.00 6,719.00 2,249.00
Cost Of Revenue 0 0 0 0 0 0 0 0 0 0 0 0 6,048.00 3,402.00 501.00 -34,823.00 21,676.00 19,302.00 15,690.00
Interest Income 977,505.00 645,279.00 312,035.00 -315,334.00 968,267.00 428,798.00 209,245.00 -404,254.00 641,938.00 421,667.00 205,461.00 -413,949.00 630,749.00 421,991.00 208,048.00 -330,179.00 563,515.00 368,919.00 178,356.00
Interest Expense 173,469.00 111,858.00 51,985.00 9,284.00 155,969.00 35,012.00 15,912.00 52,234.00 37,533.00 21,327.00 7,292.00 20,587.00 13,190.00 8,235.00 3,356.00 15,295.00 14,703.00 9,739.00 5,333.00
Net Interest 787,518.00 522,392.00 254,742.00 5,503.00 794,924.00 173,950.00 86,035.00 -186,296.00 276,160.00 184,833.00 93,382.00 -200,871.00 299,777.00 201,507.00 100,079.00 -152,265.00 265,073.00 173,302.00 83,020.00
Non-Interest Income 171,689.00 108,044.00 50,028.00 -983.00 145,760.00 32,166.00 14,999.00 -19,325.00 35,943.00 22,533.00 11,022.00 -58,283.00 71,949.00 59,281.00 11,121.00 -28,219.00 40,242.00 28,187.00 14,291.00
Non-Interest Expense 825,444.00 544,230.00 271,891.00 -23,997.00 772,233.00 187,714.00 90,371.00 -181,660.00 265,936.00 179,677.00 89,281.00 -158,964.00 253,860.00 167,171.00 78,564.00 -109,578.00 204,503.00 131,690.00 60,892.00
Provisions for Credit Losses 0 0 0 0 0 0 0 0 0 0 0 0 6,048.00 3,402.00 501.00 34,823.00 -21,676.00 -19,302.00 -15,690.00
Gross Profit 0 0 0 0 0 0 0 0 0 0 0 0 12,048.00 8,574.00 5,202.00 31,566.00 -9,759.00 -12,583.00 -13,441.00
   Selling, General and Administrative Expenses 180,361.00 116,964.00 67,121.00 95,410.00 80,996.00 53,723.00 24,285.00 -43,259.00 70,471.00 45,285.00 21,984.00 -39,340.00 67,081.00 42,128.00 20,409.00 -30,350.00 50,790.00 33,547.00 15,114.00
EBT 119,075.00 84,370.00 29,034.00 31,213.00 125,702.00 8,351.00 4,767.00 -22,227.00 40,099.00 22,433.00 12,510.00 -97,164.00 111,818.00 90,215.00 32,135.00 -90,410.00 111,650.00 79,450.00 44,264.00
Income Tax 3,132.00 3,557.00 53.00 -2,472.00 2,386.00 1,446.00 609.00 -5,128.00 8,645.00 3,773.00 1,500.00 -24,025.00 27,068.00 21,694.00 7,806.00 -23,424.00 25,316.00 17,545.00 10,341.00
Net Income 6,145.00 4,437.00 17.00 -7,225.00 12,252.00 6,905.00 4,158.00 -20,043.00 31,454.00 18,660.00 11,010.00 -75,289.00 84,750.00 68,521.00 24,329.00 -69,188.00 86,334.00 61,905.00 33,923.00
EBIT 292,544.00 196,228.00 81,019.00 40,497.00 281,671.00 43,363.00 20,679.00 30,007.00 77,632.00 43,760.00 19,802.00 -76,577.00 125,008.00 98,450.00 35,491.00 -75,115.00 126,353.00 89,189.00 49,597.00
Deprecation and Amortization 56,083.00 37,524.00 17,434.00 34,654.00 21,403.00 13,790.00 6,679.00 -838.00 19,577.00 12,853.00 6,136.00 -388.00 19,673.00 12,614.00 6,300.00 2,537.00 17,134.00 10,645.00 4,552.00
EBITDA 348,627.00 233,752.00 98,453.00 75,151.00 303,074.00 57,153.00 27,358.00 29,169.00 97,209.00 56,613.00 25,938.00 -76,965.00 144,681.00 111,064.00 41,791.00 -72,578.00 143,487.00 99,834.00 54,149.00
EPS 0.00 0.00 -0.00 0.00 0.00 0.00 0.00 -0.00 0.00 0.00 0.00 -0.00 0.00 0.00 0.00 -0.00 0.00 0.00 0.00
Diluted EPS 0.00 0.00 -0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Average Shares Outstanding Basic 23,752.33 23,590.12 23,362.40 23,340.72 23,330.63 23,274.09 23,201.26 23,000.61 23,220.33 23,249.67 23,361.73 23,679.00 24,483.05 24,612.99 24,800.77 24,788.20 24,759.42 24,724.13 24,675.11
Average Shares Outstanding Diluted 23,924.86 23,772.65 23,362.40 24,076.88 23,725.32 23,665.10 23,650.26 23,226.57 23,572.43 23,634.34 23,816.16 24,526.56 25,072.86 25,122.99 25,371.87 25,400.30 25,227.96 25,209.01 25,170.94
Breakdown 2025-09-30 2025-06-30 2025-03-31 2024-12-31 2024-09-30 2024-06-30 2024-03-31 2023-12-31 2023-09-30 2023-06-30 2023-03-31 2022-12-31 2022-09-30 2022-06-30 2022-03-31 2021-12-31 2021-09-30 2021-06-30 2021-03-31
Operating Cash Flow 30,583.00 6,179.00 -2,957.00 64,376.00 21,592.00 378.00 -15,970.00 49,306.00 17,954.00 8,962.00 1,027.00 51,329.00 63,481.00 14,127.00 51,125.00 -37,316.00 89,273.00 57,504.00 21,656.00
   Operating Net Income 6,145.00 4,437.00 17.00 24,955.00 12,252.00 6,905.00 4,158.00 62,119.00 31,454.00 18,660.00 11,010.00 129,333.00 84,750.00 68,521.00 24,329.00 -69,188.00 86,334.00 61,905.00 33,923.00
   Deprecation and Amortization 56,083.00 37,524.00 17,434.00 34,654.00 21,403.00 13,790.00 6,679.00 -838.00 19,577.00 12,853.00 6,136.00 -388.00 19,673.00 12,614.00 6,300.00 2,537.00 17,134.00 10,645.00 4,552.00
   Deferred Income Tax 7,646.00 4,164.00 1,814.00 -5,605.00 -2,279.00 2,243.00 857.00 -13,041.00 6,313.00 8,727.00 4,540.00 -3,119.00 524.00 943.00 -127.00 -20,024.00 5,432.00 4,464.00 4,296.00
   Share Based Compensation 10,274.00 6,261.00 2,831.00 -6,520.00 11,092.00 7,066.00 3,627.00 -5,050.00 9,915.00 6,201.00 2,881.00 -12,026.00 17,128.00 17,967.00 5,759.00 12,873.00 9,181.00 4,736.00 1,350.00
   Change in Working Capital 12,274.00 46,153.00 -8,347.00 11,882.00 12,479.00 7,759.00 -20,602.00 -26,312.00 29,144.00 42,482.00 -5,480.00 -38,180.00 46,415.00 26,349.00 -1,571.00 -35,495.00 30,346.00 15,567.00 9,960.00
   Other Operating Activities -61,839.00 -92,360.00 -16,706.00 5,010.00 -33,355.00 -37,385.00 -10,689.00 32,428.00 -78,449.00 -79,961.00 -18,060.00 -24,291.00 -105,009.00 -112,267.00 16,435.00 71,981.00 -59,154.00 -39,813.00 -32,425.00
Investing Cash Flow -595,975.00 -566,791.00 -155,610.00 55,739.00 -320,075.00 -222,237.00 -102,478.00 783,757.00 -321,680.00 -289,278.00 -284,998.00 -11,653.00 388,221.00 402,015.00 -105,522.00 -104,508.00 168,315.00 87,433.00 -69,198.00
   Capital Expenditure 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
   Net Purchase/Sale of PPE 35,531.00 28,770.00 5,013.00 15,612.00 2,920.00 2,920.00 2,920.00 -6,084.00 3,042.00 3,042.00 3,042.00 0 0 0 0 0 0 0 0
   Net Purchase/Sale of Investments Net 217,842.00 200,163.00 139,365.00 -76,701.00 235,270.00 126,826.00 45,914.00 -149,870.00 105,776.00 93,530.00 69,222.00 -160,670.00 182,181.00 140,793.00 46,768.00 -10,211.00 96,683.00 52,312.00 22,414.00
   Net Purchase/Sale of Business 137,517.00 137,517.00 0 10,000.00 0 0 0 0 0 0 0 0 0 0 0 -96,926.00 96,926.00 96,926.00 0
   Net Loan & Lease Activity 380,222.00 92,109.00 -581,599.00 -59,632.00 324,892.00
   Other Investing Activities -1,436,106.00 -1,339,586.00 -426,113.00 98,092.00 -749,143.00 -493,620.00 -190,283.00 1,584,527.00 -719,260.00 -620,008.00 -571,267.00 287,816.00 491,894.00 476,898.00 -211,020.00 -253,889.00 202,356.00 102,811.00 -167,728.00
Financing Cash Flow 382,497.00 512,841.00 331,394.00 -654,321.00 501,128.00 435,887.00 248,846.00 -951,046.00 233,127.00 289,509.00 293,504.00 -397,000.00 -413,151.00 -75,083.00 84,923.00 -190,879.00 -39,217.00 -14,891.00 113,960.00
   Net Issuance/Repayment of Debt 0 0 0 39,500.00 0 0 0 -2,528.00 -340.00 -340.00 2,868.00 -77,819.00 38,504.00 36,787.00 27,909.00 -708,143.00 624,681.00 511,591.00 325,299.00
   Net Issuance/Repurchase of Equity 4,711.00 3,595.00 1,496.00 -97.00 5,477.00 4,392.00 1,180.00 -76,916.00 83,454.00 82,620.00 78,182.00 -1,515.00 103,491.00 102,618.00 1,930.00 -426.00 2,082.00 1,533.00 191.00
   Dividends Paid 2,404.00 1,603.00 801.00 -1,602.00 2,404.00 1,603.00 801.00 -1,602.00 2,404.00 1,603.00 801.00 -1,602.00 2,404.00 1,603.00 801.00 -1,603.00 2,405.00 1,603.00 801.00
   Other Financing Activities 375,382.00 507,643.00 329,097.00 -692,122.00 493,247.00 429,892.00 246,865.00 -870,000.00 147,609.00 205,626.00 211,653.00 -316,064.00 -557,550.00 -216,091.00 54,283.00 519,293.00 -668,385.00 -529,618.00 -212,331.00
Net Change in Cash -182,895.00 -47,771.00 172,827.00 -534,206.00 202,645.00 214,028.00 130,398.00 -117,983.00 -70,599.00 9,193.00 9,533.00 -357,324.00 38,551.00 341,059.00 30,526.00 -332,703.00 218,371.00 130,046.00 66,418.00
   Cash at Beginning of Period 330,117.00 330,117.00 330,117.00 864,323.00 286,635.00 286,635.00 286,635.00 404,618.00 408,182.00 408,182.00 408,182.00 765,506.00 383,178.00 383,178.00 383,178.00 715,881.00 314,393.00 314,393.00 314,393.00
   Cash at End of Period 147,222.00 282,346.00 502,944.00 330,117.00 489,280.00 500,663.00 417,033.00 286,635.00 337,583.00 417,375.00 417,715.00 408,182.00 421,729.00 724,237.00 413,704.00 383,178.00 532,764.00 444,439.00 380,811.00
Free Cash Flow 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0