TMP
Valuation Ratios
| Breakdown | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|
| Price to Earnings | 13.62 | 91.26 | 13.10 | 13.75 |
| Price to Sales | 3.27 | 3.98 | 3.66 | 4.07 |
| Book Value Per Common Share | 49.76 | 46.72 | 42.70 | 49.92 |
| Price to Book | 1.36 | 1.29 | 1.82 | 1.67 |
| Price to Operating Cash Flow | 10.16 | 9.65 | 10.76 | 10.05 |
| Price to Free Cash Flow | 10.87 | 10.44 | 11.68 | 10.46 |
| Enterprise Value to EBITDA |
| Breakdown | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2022-06-30 |
|---|---|---|---|---|---|---|
| Price to Earnings | 39.89 | 41.54 | 45.64 | 49.15 | 44.11 | 49.72 |
| Price to Sales | 10.79 | 10.81 | 10.98 | 12.67 | 10.87 | 57.19 |
| Book Value Per Common Share | 54.93 | 53.04 | 51.60 | 49.76 | 50.35 | 43.50 |
| Price to Book | 1.21 | 1.18 | 1.22 | 1.36 | 1.15 | 1.66 |
| Price to Operating Cash Flow | 27.03 | 47.17 | 40.37 | 41.52 | 38.76 | |
| Price to Free Cash Flow | 27.83 | 48.89 | 42.99 | 44.55 | 43.38 | |
| Enterprise Value to EBITDA |
Earnings Data
| Breakdown | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|
| Earning YoY | 654.55 | -88.85 | -2.63 | |
| Revenue YoY | 36.96 | -29.03 | 1.53 | |
| EBITDA YoY | ||||
| Net Profit YoY | 648.71 | -88.84 | -4.36 |
| Breakdown | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2022-06-30 |
|---|---|---|---|---|---|---|
| Earning YoY | 9.93 | 9.42 | 0.00 | 5.34 | -9.66 | |
| Revenue YoY | 5.81 | 1.16 | 7.26 | 0.78 | 318.72 | |
| EBITDA YoY | ||||||
| Net Profit YoY | 10.26 | 9.11 | 0.11 | 5.47 | -10.69 |
Financial Strength
| Breakdown | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|
| Cash Per Common Share | ||||
| Quick Ratio | ||||
| Current Ratio | ||||
| Debt to Equity | 10.37 | 10.67 | 11.42 | 9.73 |
| Long-Term Debt to Equity |
| Breakdown | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2022-06-30 |
|---|---|---|---|---|---|---|
| Cash Per Common Share | 5.67 | |||||
| Quick Ratio | ||||||
| Current Ratio | ||||||
| Debt to Equity | 9.74 | 9.99 | 10.06 | 10.37 | 10.10 | 11.56 |
| Long-Term Debt to Equity |
Profitability
| Breakdown | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|
| ROA | 0.87 | 0.12 | 1.11 | 1.13 |
| ROE | 9.93 | 1.41 | 13.73 | 12.16 |
| Gross Margin | ||||
| Operating Margin | ||||
| EBITDA Margin | ||||
| Net Profit Margin | 24.00 | 4.39 | 27.92 | 29.64 |
| Breakdown | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2022-06-30 |
|---|---|---|---|---|---|---|
| ROA | 0.28 | 0.26 | 0.24 | 0.24 | 0.23 | 0.27 |
| ROE | 3.00 | 2.82 | 2.65 | 2.76 | 2.58 | 3.34 |
| Gross Margin | 90.51 | |||||
| Operating Margin | 328.43 | |||||
| EBITDA Margin | 344.02 | |||||
| Net Profit Margin | 27.07 | 25.98 | 24.09 | 25.81 | 24.66 | 115.63 |
Dividends
| Breakdown | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|
| Dividend Yield | 0.00 | 0.00 | 0.00 | 0.00 |
| Dividend Payout Ratio | 49.47 | 364.70 | 39.59 | 36.57 |
| Breakdown | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2022-06-30 |
|---|---|---|---|---|---|---|
| Dividend Yield | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Dividend Payout Ratio | 37.31 | 41.25 | 44.89 | 46.51 | 46.58 |
Financial Statements
| Breakdown | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|
| Assets | 8,109,080.00 | 7,819,749.00 | 7,670,686.00 | 7,819,982.00 |
| Cash and Short-Term Investments | 0 | 0 | 0 | 0 |
| Cash and Cash Equivalents | 134,398.00 | 79,542.00 | 77,837.00 | 63,107.00 |
| Short-Term Investments | 1,231,532.00 | 1,416,650.00 | 1,594,967.00 | 2,044,513.00 |
| Net Receivables | 12,422.00 | 15,304.00 | 16,038.00 | 13,884.00 |
| Inventory | 0 | 0 | 0 | 0 |
| Other Current Assets | 0 | 0 | 0 | 0 |
| Property, Plant, Equipment Net | 76,627.00 | 79,687.00 | 82,140.00 | 85,416.00 |
| Goodwill | 92,602.00 | 92,602.00 | 92,602.00 | 92,447.00 |
| Intangible Assets | 2,203.00 | 2,327.00 | 2,708.00 | 3,643.00 |
| Long-Term Investments | 1,544,762.00 | 1,729,838.00 | 1,908,088.00 | 2,329,424.00 |
| Non-Current Deferred Assets | 0 | 0 | 0 | 0 |
| Other Non-Current Assets | 0 | 0 | 0 | 0 |
| Liabilities | 7,395,636.00 | 7,149,815.00 | 7,053,296.00 | 7,091,041.00 |
| Payables and Expenses | 0 | 0 | 0 | 0 |
| Account Payables | 0 | 0 | 0 | 0 |
| Current Accrued Liabilities | 0 | 0 | 0 | 0 |
| Short-Term Debt | 247,000.00 | 477,100.00 | 241,300.00 | 14,000.00 |
| Other Current Liabilities | 0 | 0 | 0 | 0 |
| Long-Term Debt | 543,247.00 | 125,000.00 | 50,000.00 | 110,000.00 |
| Other Non-Current Liabilities | 0 | 0 | 0 | 0 |
| Equity | 713,444.00 | 669,934.00 | 617,390.00 | 728,941.00 |
| Shareholders Equity | 713,444.00 | 668,522.00 | 615,978.00 | 727,529.00 |
| Capital Stock | 1,447.00 | 1,444.00 | 1,456.00 | 1,470.00 |
| Share Premium | 300,073.00 | 297,183.00 | 302,763.00 | 312,538.00 |
| Retained Earnings | 537,157.00 | 501,510.00 | 526,727.00 | 475,262.00 |
| Treasury Shares | 6,741.00 | 6,610.00 | 6,279.00 | 5,791.00 |
| Accumulated Other Comprehensive Income | -118,492.00 | -125,005.00 | -208,689.00 | -55,950.00 |
| Minority Interest | 0 | 1,412.00 | 1,412.00 | 1,412.00 |
| Debt | 790,247.00 | 602,100.00 | 291,300.00 | 124,000.00 |
| Net Debt | 655,849.00 | 522,558.00 | 213,463.00 | 60,893.00 |
| Common Shares Outstanding | 14,336.52 | 14,309.73 | 14,426.99 | 14,574.09 |
| Breakdown | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|
| Revenues | 295,176.00 | 215,517.00 | 303,693.00 | 299,109.00 |
| Interest Income | 347,574.00 | 297,358.00 | 251,324.00 | 241,318.00 |
| Interest Expense | 136,472.00 | 87,844.00 | 21,043.00 | 17,526.00 |
| Non-Interest Expense | 195,257.00 | 198,720.00 | 190,318.00 | 182,509.00 |
| Selling, General and Administrative Expenses | 137,582.00 | 134,265.00 | 131,736.00 | 127,287.00 |
| EBT | 92,976.00 | 12,124.00 | 109,713.00 | 114,573.00 |
| Income Tax | 22,003.00 | 2,495.00 | 24,557.00 | 25,182.00 |
| Net Income Including Non-Controlling Interests | 70,973.00 | 9,629.00 | 85,156.00 | 89,391.00 |
| Net Income Non-Controlling Interests | -123.00 | -124.00 | -126.00 | -127.00 |
| Net Income | 70,850.00 | 9,463.00 | 84,780.00 | 88,649.00 |
| Deprecation and Amortization | 10,475.00 | 11,733.00 | 11,557.00 | 11,567.00 |
| EPS | 0.00 | 0.00 | 0.01 | 0.01 |
| Diluted EPS | 0.00 | 0.00 | 0.01 | 0.01 |
| Average Shares Outstanding Basic | 14,218.11 | 14,254.66 | 14,328.28 | 14,568.76 |
| Average Shares Outstanding Diluted | 14,268.44 | 14,301.22 | 14,404.29 | 14,648.17 |
| Breakdown | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|
| Operating Cash Flow | 94,966.00 | 89,003.00 | 103,340.00 | 121,177.00 |
| Operating Net Income | 70,850.00 | 9,505.00 | 85,030.00 | 89,264.00 |
| Deprecation and Amortization | 10,475.00 | 11,733.00 | 11,557.00 | 11,567.00 |
| Deferred Income Tax | -3,082.00 | -434.00 | 910.00 | 1,798.00 |
| Share Based Compensation | 4,631.00 | 4,100.00 | 4,343.00 | 5,145.00 |
| Change in Working Capital | -1,336.00 | 812.00 | -1,749.00 | 8,602.00 |
| Other Operating Activities | 13,428.00 | 63,287.00 | 3,249.00 | 4,801.00 |
| Investing Cash Flow | -250,441.00 | -146,301.00 | -8,444.00 | -583,294.00 |
| Capital Expenditure | 0 | 0 | 0 | 0 |
| Net Purchase/Sale of PPE | -5,915.00 | -6,616.00 | -7,945.00 | -4,646.00 |
| Net Purchase/Sale of Investments Net | 182,471.00 | 210,835.00 | 197,560.00 | -759,388.00 |
| Net Purchase/Sale of Business | 0 | 0 | 0 | 0 |
| Other Investing Activities | 0 | 0 | 0 | 180,740.00 |
| Financing Cash Flow | 210,331.00 | 59,003.00 | -80,166.00 | 136,762.00 |
| Net Issuance/Repayment of Debt | 188,147.00 | 310,800.00 | 167,300.00 | -159,079.00 |
| Net Issuance/Repurchase of Equity | 170.00 | -8,726.00 | -15,430.00 | -23,771.00 |
| Dividends Paid | -35,049.00 | -34,512.00 | -33,565.00 | -32,415.00 |
| Other Financing Activities | 57,063.00 | -208,559.00 | -198,471.00 | 352,027.00 |
| Net Change in Cash | 54,856.00 | 1,705.00 | 14,730.00 | -325,355.00 |
| Cash at Beginning of Period | 79,542.00 | 77,837.00 | 63,107.00 | 388,462.00 |
| Cash at End of Period | 134,398.00 | 79,542.00 | 77,837.00 | 63,107.00 |
| Free Cash Flow | 88,757.00 | 82,241.00 | 95,172.00 | 116,436.00 |
| Breakdown | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2022-06-30 |
|---|---|---|---|---|---|---|
| Assets | 8,468,731.00 | 8,373,818.00 | 8,199,653.00 | 8,109,080.00 | 8,006,427.00 | 7,842,461.00 |
| Deposits | 0 | 0 | 0 | 0 | 0 | 9,572,077.00 |
| Cash and Short-Term Investments | 0 | 0 | 0 | 0 | 0 | 81,210.00 |
| Cash and Cash Equivalents | 193,492.00 | 212,551.00 | 193,065.00 | 134,398.00 | 132,320.00 | 80,392.00 |
| Short-Term Investments | 855,613.00 | 839,930.00 | 839,989.00 | 1,231,532.00 | 1,309,279.00 | 818.00 |
| Net Receivables | 10,881.00 | 10,945.00 | 11,724.00 | 12,422.00 | 13,031.00 | 5,118,710.00 |
| Inventory | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Current Assets | 0 | 0 | 0 | 0 | 0 | 0 |
| Property, Plant, Equipment Net | 73,842.00 | 74,408.00 | 75,819.00 | 76,627.00 | 77,603.00 | 83,661.00 |
| Goodwill | 92,602.00 | 92,602.00 | 92,602.00 | 92,602.00 | 92,602.00 | 92,447.00 |
| Intangible Assets | 2,325.00 | 2,237.00 | 2,176.00 | 2,203.00 | 2,238.00 | 3,124.00 |
| Long-Term Investments | 1,604,357.00 | 1,588,647.00 | 1,572,602.00 | 1,544,762.00 | 1,622,526.00 | 0 |
| Non-Current Deferred Assets | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Non-Current Assets | 0 | 0 | 0 | 0 | 0 | 0 |
| Liabilities | 7,679,926.00 | 7,612,025.00 | 7,458,276.00 | 7,395,636.00 | 7,285,079.00 | 7,218,143.00 |
| Payables and Expenses | 0 | 0 | 0 | 0 | 0 | 0 |
| Account Payables | 0 | 0 | 0 | 0 | 0 | 0 |
| Current Accrued Liabilities | 0 | 0 | 0 | 0 | 0 | 0 |
| Short-Term Debt | 0 | 0 | 0 | 247,000.00 | 0 | 0 |
| Other Current Liabilities | 0 | 0 | 0 | 0 | 0 | 0 |
| Long-Term Debt | 444,866.00 | 672,696.00 | 493,247.00 | 543,247.00 | 539,327.00 | 0 |
| Other Non-Current Liabilities | 0 | 0 | 0 | 0 | 0 | 0 |
| Equity | 788,805.00 | 761,793.00 | 741,377.00 | 713,444.00 | 721,348.00 | 624,318.00 |
| Shareholders Equity | 788,805.00 | 761,793.00 | 741,377.00 | 713,444.00 | 719,855.00 | 622,843.00 |
| Capital Stock | 1,447.00 | 1,447.00 | 1,447.00 | 1,447.00 | 1,443.00 | 1,454.00 |
| Share Premium | 301,184.00 | 300,001.00 | 299,013.00 | 300,073.00 | 299,741.00 | 303,335.00 |
| Retained Earnings | 575,112.00 | 560,385.00 | 547,887.00 | 537,157.00 | 526,423.00 | 502,770.00 |
| Treasury Shares | 5,165.00 | 4,925.00 | 4,760.00 | 6,741.00 | 6,552.00 | -5,847.00 |
| Accumulated Other Comprehensive Income | -83,773.00 | -95,115.00 | -102,210.00 | -118,492.00 | -101,200.00 | -178,869.00 |
| Minority Interest | 0 | 0 | 0 | 0 | 1,493.00 | 1,475.00 |
| Investments | 0 | 0 | 0 | 0 | 0 | 313,133.00 |
| Debt | 444,866.00 | 672,696.00 | 493,247.00 | 790,247.00 | 539,327.00 | 0 |
| Net Debt | 251,374.00 | 460,145.00 | 300,182.00 | 655,849.00 | 407,007.00 | 0 |
| Common Shares Outstanding | 14,359.57 | 14,363.02 | 14,368.61 | 14,336.52 | 14,297.60 | 0 |
| Breakdown | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2022-06-30 |
|---|---|---|---|---|---|---|
| Revenues | 87,442.00 | 82,642.00 | 81,694.00 | 76,162.00 | 75,571.00 | 18,048.00 |
| Cost Of Revenue | 0 | 0 | 0 | 0 | 0 | 1,712.00 |
| Interest Income | 98,056.00 | 93,646.00 | 89,462.00 | 90,022.00 | 89,129.00 | 60,953.00 |
| Interest Expense | 34,178.00 | 33,516.00 | 32,800.00 | 33,741.00 | 35,936.00 | 5,382.00 |
| Net Interest | 0 | 0 | 0 | 0 | 0 | 58,262.00 |
| Non-Interest Income | 0 | 0 | 0 | 0 | 0 | 18,944.00 |
| Non-Interest Expense | 0 | 0 | 0 | 48,928.00 | 48,784.00 | -98,240.00 |
| Provisions for Credit Losses | 0 | 0 | 0 | 0 | 0 | -1,712.00 |
| Gross Profit | 0 | 0 | 0 | 0 | 0 | 16,336.00 |
| Selling, General and Administrative Expenses | 33,654.00 | 33,530.00 | 32,077.00 | 35,716.00 | 34,322.00 | 27,527.00 |
| EBT | 31,105.00 | 28,239.00 | 25,800.00 | 25,733.00 | 24,527.00 | 53,893.00 |
| Income Tax | 7,432.00 | 6,768.00 | 6,121.00 | 6,045.00 | 5,858.00 | 12,520.00 |
| Net Income Including Non-Controlling Interests | 23,673.00 | 21,471.00 | 19,679.00 | 19,688.00 | 18,669.00 | 20,933.00 |
| Net Income Non-Controlling Interests | 0 | 0 | 0 | -30.00 | -31.00 | -64.00 |
| Net Income | 23,673.00 | 21,471.00 | 19,679.00 | 19,658.00 | 18,638.00 | 20,869.00 |
| EBIT | 0 | 0 | 0 | 0 | 0 | 59,275.00 |
| Deprecation and Amortization | 2,085.00 | 2,142.00 | 2,279.00 | 2,399.00 | 2,310.00 | 2,814.00 |
| EBITDA | 0 | 0 | 0 | 0 | 0 | 62,089.00 |
| EPS | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Diluted EPS | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Average Shares Outstanding Basic | 14,248.53 | 14,246.40 | 14,246.14 | 14,230.30 | 14,215.61 | 14,317.42 |
| Average Shares Outstanding Diluted | 14,345.22 | 14,320.12 | 14,319.44 | 14,312.50 | 14,283.25 | 14,387.60 |
| Breakdown | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2022-06-30 |
|---|---|---|---|---|---|---|
| Operating Cash Flow | 34,901.00 | 18,947.00 | 22,225.00 | 23,249.00 | 21,194.00 | 0 |
| Operating Net Income | 23,673.00 | 21,471.00 | 19,679.00 | 19,658.00 | 18,638.00 | 20,869.00 |
| Deprecation and Amortization | 2,085.00 | 2,142.00 | 2,279.00 | 2,399.00 | 2,310.00 | 2,814.00 |
| Deferred Income Tax | 0 | 0 | 0 | 0 | 0 | 0 |
| Share Based Compensation | 1,050.00 | 972.00 | 943.00 | 1,938.00 | 978.00 | 0 |
| Change in Working Capital | 670.00 | -814.00 | -580.00 | 268.00 | 884.00 | 0 |
| Other Operating Activities | 7,423.00 | -4,824.00 | -96.00 | -1,014.00 | -1,616.00 | 0 |
| Investing Cash Flow | -108,348.00 | -136,465.00 | -25,435.00 | -125,393.00 | -40,303.00 | 0 |
| Capital Expenditure | 0 | 0 | 0 | 0 | 0 | 0.00 |
| Net Purchase/Sale of PPE | -984.00 | -638.00 | -1,353.00 | -1,585.00 | -2,227.00 | 0 |
| Net Purchase/Sale of Investments Net | 228.00 | -5,973.00 | -5,943.00 | 43,539.00 | 53,840.00 | 0 |
| Net Purchase/Sale of Business | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Investing Activities | -107,592.00 | -129,854.00 | -18,139.00 | -167,347.00 | -91,916.00 | 0 |
| Financing Cash Flow | 54,388.00 | 137,004.00 | 61,877.00 | 104,222.00 | 80,514.00 | 0 |
| Net Issuance/Repayment of Debt | -227,830.00 | 179,449.00 | -297,000.00 | 250,920.00 | -234,300.00 | 0 |
| Net Issuance/Repurchase of Equity | 31.00 | 30.00 | 28.00 | 48.00 | 41.00 | 0 |
| Dividends Paid | -8,833.00 | -8,857.00 | -8,833.00 | -9,142.00 | -8,681.00 | 0 |
| Other Financing Activities | 291,020.00 | -33,618.00 | 367,682.00 | -137,604.00 | 323,454.00 | 0 |
| Net Change in Cash | -19,059.00 | 19,486.00 | 58,667.00 | 2,078.00 | 61,405.00 | 0 |
| Cash at Beginning of Period | 212,551.00 | 193,065.00 | 134,398.00 | 132,320.00 | 70,915.00 | 0 |
| Cash at End of Period | 193,492.00 | 212,551.00 | 193,065.00 | 134,398.00 | 132,320.00 | 80,392.00 |
| Free Cash Flow | 33,901.00 | 18,278.00 | 20,872.00 | 21,664.00 | 18,938.00 | 0 |