TRST
Valuation Ratios
| Breakdown | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 | 2020-12-31 |
|---|---|---|---|---|---|
| Price to Earnings | 12.96 | 10.08 | 9.56 | 10.43 | |
| Price to Sales | |||||
| Book Value Per Common Share | 106.48 | 101.06 | 93.18 | 94.46 | 17.79 |
| Price to Book | 0.31 | 0.31 | 0.40 | 0.35 | |
| Price to Operating Cash Flow | 6.97 | 6.22 | 6.51 | 7.41 | |
| Price to Free Cash Flow | |||||
| Enterprise Value to EBITDA | 31873.90 | 34151.91 | 48979.17 | 50699.46 |
| Breakdown | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 | 2023-12-31 | 2023-09-30 | 2023-06-30 | 2023-03-31 | 2022-12-31 | 2022-09-30 | 2022-06-30 | 2022-03-31 | 2021-12-31 | 2021-09-30 | 2021-06-30 | 2021-03-31 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Price to Earnings | 15.06 | 21.70 | 40.64 | 16.79 | 22.13 | 44.00 | 10.62 | 15.98 | 34.34 | 11.08 | 16.93 | 35.88 | 13.61 | 23.25 | 252.40 | ||||
| Price to Sales | |||||||||||||||||||
| Book Value Per Common Share | 74.76 | 73.59 | 72.32 | 106.48 | 70.04 | 68.18 | 67.47 | 101.06 | 63.94 | 63.95 | 63.39 | 93.18 | 60.51 | 61.69 | 61.63 | 94.46 | 61.44 | 60.47 | 11.92 |
| Price to Book | 0.49 | 0.45 | 0.42 | 0.31 | 0.47 | 0.42 | 0.42 | 0.31 | 0.43 | 0.45 | 0.50 | 0.40 | 0.52 | 0.50 | 0.52 | 0.35 | 0.52 | 0.57 | 3.09 |
| Price to Operating Cash Flow | 16.69 | 22.40 | 452.90 | 13.94 | 19.13 | 54.13 | 11.21 | 15.80 | 32.35 | 10.79 | 17.93 | 55.87 | 13.97 | 23.92 | 407.18 | ||||
| Price to Free Cash Flow | |||||||||||||||||||
| Enterprise Value to EBITDA | 49612.04 | 70924.06 | 132547.54 | 50306.10 | 65720.51 | 129079.19 | 49115.96 | 79006.69 | 185161.50 | 73310.60 | 112289.37 | 237061.10 | 85958.46 | 144699.52 | 1558900.43 |
Earnings Data
| Breakdown | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 | 2020-12-31 |
|---|---|---|---|---|---|
| Earning YoY | -16.56 | -21.63 | 23.04 | 487.13 | |
| Revenue YoY | |||||
| EBITDA YoY | 14.92 | 18.46 | 15.67 | -2.34 | |
| Net Profit YoY | -16.73 | -22.05 | 22.29 | 17.29 |
| Breakdown | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 | 2023-12-31 | 2023-09-30 | 2023-06-30 | 2023-03-31 | 2022-12-31 | 2022-09-30 | 2022-06-30 | 2022-03-31 | 2021-12-31 | 2021-09-30 | 2021-06-30 | 2021-03-31 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Earning YoY | 56.49 | 105.33 | 51.54 | 103.13 | 43.58 | 92.47 | 55.60 | 104.72 | 58.82 | 913.01 | |||||||||
| Revenue YoY | |||||||||||||||||||
| EBITDA YoY | 52.83 | 103.11 | 50.18 | 100.53 | 53.44 | 109.92 | 55.46 | 103.13 | 56.13 | 100.68 | |||||||||
| Net Profit YoY | 55.46 | 105.35 | 52.17 | 103.50 | 43.03 | 92.26 | 55.39 | 104.58 | 58.78 | 102.49 |
Financial Strength
| Breakdown | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 | 2020-12-31 |
|---|---|---|---|---|---|
| Cash Per Common Share | 136.68 | 123.03 | 137.34 | 254.67 | 46.14 |
| Quick Ratio | |||||
| Current Ratio | |||||
| Debt to Equity | 4.12 | 4.29 | 4.51 | 4.66 | 4.70 |
| Long-Term Debt to Equity |
| Breakdown | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 | 2023-12-31 | 2023-09-30 | 2023-06-30 | 2023-03-31 | 2022-12-31 | 2022-09-30 | 2022-06-30 | 2022-03-31 | 2021-12-31 | 2021-09-30 | 2021-06-30 | 2021-03-31 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Cash Per Common Share | 147.11 | 150.29 | 159.02 | 136.66 | 109.99 | 112.73 | 128.19 | 123.03 | 106.66 | 126.86 | 133.93 | 138.11 | 175.64 | 218.13 | 264.99 | 255.18 | 247.68 | 245.26 | 47.30 |
| Quick Ratio | |||||||||||||||||||
| Current Ratio | |||||||||||||||||||
| Debt to Equity | 8.17 | 8.16 | 8.22 | 4.12 | 8.13 | 8.32 | 8.52 | 4.29 | 8.70 | 8.78 | 8.84 | 4.51 | 9.32 | 9.47 | 9.60 | 4.66 | 9.46 | 9.58 | 9.59 |
| Long-Term Debt to Equity |
Profitability
| Breakdown | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 | 2020-12-31 |
|---|---|---|---|---|---|
| ROA | 0.71 | 0.86 | 1.14 | 0.90 | 0.81 |
| ROE | 3.61 | 4.54 | 6.27 | 5.12 | 4.62 |
| Gross Margin | |||||
| Operating Margin | |||||
| EBITDA Margin | |||||
| Net Profit Margin |
| Breakdown | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 | 2023-12-31 | 2023-09-30 | 2023-06-30 | 2023-03-31 | 2022-12-31 | 2022-09-30 | 2022-06-30 | 2022-03-31 | 2021-12-31 | 2021-09-30 | 2021-06-30 | 2021-03-31 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ROA | 0.72 | 0.46 | 0.23 | 0.61 | 0.40 | 0.20 | 0.81 | 0.56 | 0.29 | 0.89 | 0.56 | 0.27 | 0.74 | 0.47 | 0.23 | ||||
| ROE | 6.59 | 4.23 | 2.08 | 5.61 | 3.77 | 1.87 | 7.82 | 5.49 | 2.89 | 9.22 | 5.88 | 2.88 | 7.72 | 4.93 | 2.47 | ||||
| Gross Margin | |||||||||||||||||||
| Operating Margin | |||||||||||||||||||
| EBITDA Margin | |||||||||||||||||||
| Net Profit Margin |
Dividends
| Breakdown | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 | 2020-12-31 |
|---|---|---|---|---|---|
| Dividend Yield | |||||
| Dividend Payout Ratio |
| Breakdown | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 | 2023-12-31 | 2023-09-30 | 2023-06-30 | 2023-03-31 | 2022-12-31 | 2022-09-30 | 2022-06-30 | 2022-03-31 | 2021-12-31 | 2021-09-30 | 2021-06-30 | 2021-03-31 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Dividend Yield | |||||||||||||||||||
| Dividend Payout Ratio |
Financial Statements
| Breakdown | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 | 2020-12-31 |
|---|---|---|---|---|---|
| Assets | 6,921,139.00 | 6,821,313.00 | 6,609,346.00 | 6,807,295.00 | 6,478,940.00 |
| Deposits | 5,390,983.00 | 5,350,777.00 | 5,192,810.00 | 5,268,129.00 | 5,037,193.00 |
| Cash and Short-Term Investments | 2,599,331.00 | 2,340,563.00 | 2,627,475.00 | 4,904,605.00 | 4,452,550.00 |
| Cash and Cash Equivalents | 2,599,331.00 | 2,340,563.00 | 2,627,475.00 | 4,904,605.00 | 4,452,550.00 |
| Short-Term Investments | 0 | 0 | 0 | 0 | 0 |
| Net Receivables | 56,296,531.00 | 55,244,761.00 | 52,361,052.00 | 4,438,779.00 | 0 |
| Inventory | 0 | 0 | 0 | 0 | 0 |
| Other Current Assets | 0 | 0 | 0 | 0 | 0 |
| Property, Plant, Equipment Net | 70,409.00 | 74,549.00 | 77,283.00 | 81,117.00 | 82,297.00 |
| Real Estate | 2,200.00 | 194.00 | 2,100.00 | 362.00 | 541.00 |
| Goodwill | 0 | 0 | 0 | 0 | 0 |
| Intangible Assets | 0 | 0 | 0 | 0 | 0 |
| Long-Term Investments | 0 | 0 | 0 | 0 | 0 |
| Non-Current Deferred Assets | 0 | 0 | 0 | 0 | 0 |
| Other Non-Current Assets | 0 | 0 | 0 | 0 | 0 |
| Liabilities | 5,568,453.00 | 5,530,743.00 | 5,409,372.00 | 5,605,039.00 | 5,342,618.00 |
| Payables and Expenses | 0 | 0 | 0 | 0 | 0 |
| Account Payables | 0 | 0 | 0 | 0 | 0 |
| Current Accrued Liabilities | 0 | 0 | 0 | 0 | 0 |
| Short-Term Debt | 84,781.00 | 88,990.00 | 122,700.00 | 244,686.00 | 214,755.00 |
| Other Current Liabilities | 0 | 0 | 0 | 0 | 0 |
| Long-Term Debt | 0 | 0 | 0 | 0 | 0 |
| Other Non-Current Liabilities | 0 | 0 | 0 | 0 | 0 |
| Equity | 1,352,686.00 | 1,290,570.00 | 1,199,974.00 | 1,202,256.00 | 1,136,322.00 |
| Shareholders Equity | 2,025,168.00 | 1,922,618.00 | 1,772,767.00 | 1,815,531.00 | 1,716,419.00 |
| Capital Stock | 20,097.00 | 20,058.00 | 20,058.00 | 20,046.00 | 100,205.00 |
| Share Premium | 258,874.00 | 257,181.00 | 257,078.00 | 256,661.00 | 176,442.00 |
| Retained Earnings | 446,503.00 | 425,069.00 | 393,831.00 | 349,056.00 | 313,974.00 |
| Treasury Shares | 45,270.00 | 43,786.00 | 43,786.00 | 36,782.00 | 34,396.00 |
| Accumulated Other Comprehensive Income | -3,861.00 | -13,237.00 | -27,194.00 | 12,147.00 | 11,936.00 |
| Minority Interest | 0 | 0 | 0 | 0 | 0 |
| Investments | 53,306,352.00 | 52,918,340.00 | 50,385,489.00 | 2,466,160.00 | 2,662,110.00 |
| Debt | 209,721.00 | 222,451.00 | 294,380.00 | 542,092.00 | 482,294.00 |
| Common Shares Outstanding | 19,019.75 | 19,024.43 | 19,024.43 | 19,219.99 | 0 |
| Breakdown | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 | 2020-12-31 |
|---|---|---|---|---|---|
| Cost Of Revenue | 2,000.00 | 1,250.00 | 341.00 | 10,900.00 | 0 |
| Interest Income | 243,316.00 | 226,206.00 | 186,602.00 | 167,982.00 | 178,288.00 |
| Interest Expense | 91,377.00 | 54,361.00 | 6,467.00 | 7,574.00 | 24,708.00 |
| Net Interest | 151,939.00 | 171,845.00 | 180,135.00 | 160,408.00 | 153,580.00 |
| Non-Interest Income | 19,834.00 | 18,315.00 | 19,260.00 | 17,937.00 | 17,170.00 |
| Non-Interest Expense | 107,000.00 | 113,640.00 | 102,656.00 | 105,921.00 | 98,045.00 |
| Provisions for Credit Losses | 2,000.00 | 1,250.00 | -341.00 | -10,900.00 | 0 |
| Selling, General and Administrative Expenses | 27,163.00 | 26,522.00 | 25,735.00 | 26,644.00 | 25,713.00 |
| EBT | 97,017.00 | 109,490.00 | 131,205.00 | 111,970.00 | 98,205.00 |
| Income Tax | 14,774.00 | 18,330.00 | 23,281.00 | 19,572.00 | 15,901.00 |
| Net Income | 48,833.00 | 58,646.00 | 75,234.00 | 61,519.00 | 52,452.00 |
| EBIT | 188,394.00 | 163,851.00 | 137,672.00 | 119,544.00 | 122,913.00 |
| Deprecation and Amortization | 10,298.00 | 9,052.00 | 8,287.00 | 6,647.00 | 6,295.00 |
| EBITDA | 198,692.00 | 172,903.00 | 145,959.00 | 126,191.00 | 129,208.00 |
| EPS | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Diluted EPS | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Average Shares Outstanding Basic | 19,018.00 | 19,024.00 | 19,131.00 | 19,259.00 | 96,506.00 |
| Average Shares Outstanding Diluted | 19,037.00 | 19,025.00 | 19,133.00 | 19,263.00 | 96,517.00 |
| Breakdown | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 | 2020-12-31 |
|---|---|---|---|---|---|
| Operating Cash Flow | 90,845.00 | 94,973.00 | 110,533.00 | 86,528.00 | 92,004.00 |
| Operating Net Income | 147,699.00 | 176,544.00 | 227,658.00 | 184,955.00 | 160,404.00 |
| Deprecation and Amortization | 10,298.00 | 9,052.00 | 8,287.00 | 6,647.00 | 6,295.00 |
| Deferred Income Tax | 1,986.00 | 2,156.00 | 4,114.00 | -238.00 | -1,067.00 |
| Share Based Compensation | 4,839.00 | 2,806.00 | 2,900.00 | 3,000.00 | 1,260.00 |
| Change in Working Capital | -10,819.00 | 2,914.00 | 14,624.00 | -1,145.00 | 318.00 |
| Other Operating Activities | -63,158.00 | -98,499.00 | -147,050.00 | -106,691.00 | -75,206.00 |
| Investing Cash Flow | -3,750.00 | -233,593.00 | -416,626.00 | -175,256.00 | -35,347.00 |
| Capital Expenditure | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Net Purchase/Sale of PPE | 5,597.00 | 5,666.00 | 4,255.00 | 2,846.00 | 3,830.00 |
| Net Purchase/Sale of Investments Net | 116,141.00 | 28,284.00 | 221,303.00 | 153,668.00 | 16,623.00 |
| Net Purchase/Sale of Business | 0 | 0 | 0 | 0 | 0 |
| Net Loan & Lease Activity | 97,989.00 | 269,952.00 | 296,343.00 | 194,677.00 | 183,320.00 |
| Other Investing Activities | -223,477.00 | -537,495.00 | -938,527.00 | -526,447.00 | -239,120.00 |
| Financing Cash Flow | -19,751.00 | 69,493.00 | -264,424.00 | 203,670.00 | 593,632.00 |
| Net Issuance/Repayment of Debt | -4,209.00 | -33,710.00 | -121,986.00 | 29,931.00 | 66,089.00 |
| Net Issuance/Repurchase of Equity | 938.00 | 0 | 14,866.00 | 5,292.00 | 3,493.00 |
| Dividends Paid | 54,804.00 | 54,764.00 | 53,969.00 | 52,545.00 | 52,648.00 |
| Other Financing Activities | -71,284.00 | 48,439.00 | -211,273.00 | 115,902.00 | 471,402.00 |
| Net Change in Cash | 67,344.00 | -69,127.00 | -570,517.00 | 114,942.00 | 650,289.00 |
| Cash at Beginning of Period | 574,468.00 | 647,131.00 | 1,221,116.00 | 1,104,528.00 | 456,810.00 |
| Cash at End of Period | 641,812.00 | 578,004.00 | 650,599.00 | 1,219,470.00 | 1,107,099.00 |
| Free Cash Flow | 0 | 0 | 0 | 0 | 0 |
| Breakdown | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 | 2023-12-31 | 2023-09-30 | 2023-06-30 | 2023-03-31 | 2022-12-31 | 2022-09-30 | 2022-06-30 | 2022-03-31 | 2021-12-31 | 2021-09-30 | 2021-06-30 | 2021-03-31 | 2020-12-31 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Assets | 6,349,024.00 | 6,348,375.00 | 6,338,545.00 | 6,921,139.00 | 6,109,680.00 | 6,106,644.00 | 6,179,570.00 | 6,821,313.00 | 6,054,298.00 | 6,075,625.00 | 6,045,808.00 | 6,609,346.00 | 6,079,494.00 | 6,226,791.00 | 6,281,873.00 | 6,807,295.00 | 6,134,835.00 | 6,122,578.00 | 6,046,457.00 | 6,478,940.00 |
| Deposits | 5,481,273.00 | 5,490,314.00 | 5,496,670.00 | 5,390,983.00 | 5,264,191.00 | 5,276,967.00 | 5,355,169.00 | 5,350,777.00 | 5,234,365.00 | 5,258,447.00 | 5,212,458.00 | 5,192,810.00 | 5,281,854.00 | 5,396,841.00 | 5,350,016.00 | 5,268,129.00 | 5,241,018.00 | 5,230,520.00 | 5,172,922.00 | 5,037,193.00 |
| Cash and Short-Term Investments | 2,782,224.00 | 2,854,364.00 | 3,024,548.00 | 2,599,331.00 | 2,091,860.00 | 2,144,452.00 | 2,438,732.00 | 2,340,563.00 | 2,029,044.00 | 2,413,428.00 | 2,547,936.00 | 2,627,475.00 | 3,365,056.00 | 4,184,736.00 | 5,090,192.00 | 4,904,605.00 | 4,773,356.00 | 4,729,552.00 | 4,561,492.00 | 4,452,550.00 |
| Cash and Cash Equivalents | 2,782,224.00 | 2,854,364.00 | 3,024,548.00 | 2,599,331.00 | 2,091,860.00 | 2,144,452.00 | 2,438,732.00 | 2,340,563.00 | 2,029,044.00 | 2,413,428.00 | 2,547,936.00 | 2,627,475.00 | 3,365,056.00 | 4,184,736.00 | 5,090,192.00 | 4,904,605.00 | 4,773,356.00 | 4,729,552.00 | 4,561,492.00 | 4,452,550.00 |
| Short-Term Investments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Net Receivables | 36,513,183.00 | 56,955,454.00 | 56,510,486.00 | 56,296,531.00 | 55,993,435.00 | 55,630,667.00 | 55,273,864.00 | 55,244,761.00 | 54,768,690.00 | 53,959,107.00 | 53,006,117.00 | 52,361,052.00 | 51,155,617.00 | 50,164,436.00 | 49,317,610.00 | 4,438,779.00 | 45,195,972.00 | 44,773,147.00 | 0 | 0 |
| Inventory | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Current Assets | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Property, Plant, Equipment Net | 75,009.00 | 74,451.00 | 72,146.00 | 70,409.00 | 71,282.00 | 71,842.00 | 73,070.00 | 74,549.00 | 73,610.00 | 75,464.00 | 75,783.00 | 77,283.00 | 77,664.00 | 79,724.00 | 81,213.00 | 81,117.00 | 79,069.00 | 79,516.00 | 80,626.00 | 82,297.00 |
| Real Estate | 0 | 0 | 0 | 2,200.00 | 0 | 0 | 0 | 194.00 | 1,200.00 | 1,400.00 | 1,900.00 | 2,100.00 | 682.00 | 644.00 | 270.00 | 362.00 | 511.00 | 251.00 | 420.00 | 541.00 |
| Goodwill | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Intangible Assets | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Long-Term Investments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Non-Current Deferred Assets | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Non-Current Assets | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Liabilities | 5,657,011.00 | 5,655,570.00 | 5,650,737.00 | 5,568,453.00 | 5,440,659.00 | 5,451,476.00 | 5,530,380.00 | 5,530,743.00 | 5,430,372.00 | 5,454,236.00 | 5,431,105.00 | 5,409,372.00 | 5,490,488.00 | 5,632,159.00 | 5,688,978.00 | 5,605,039.00 | 5,548,152.00 | 5,543,985.00 | 5,475,426.00 | 5,342,618.00 |
| Payables and Expenses | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Account Payables | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Current Accrued Liabilities | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Short-Term Debt | 97,749.00 | 82,370.00 | 82,275.00 | 84,781.00 | 91,450.00 | 89,720.00 | 94,374.00 | 88,990.00 | 103,110.00 | 113,765.00 | 134,293.00 | 122,700.00 | 124,932.00 | 147,282.00 | 248,371.00 | 244,686.00 | 230,770.00 | 237,791.00 | 229,950.00 | 214,755.00 |
| Other Current Liabilities | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Long-Term Debt | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Non-Current Liabilities | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Equity | 692,013.00 | 692,805.00 | 687,808.00 | 1,352,686.00 | 669,021.00 | 655,168.00 | 649,190.00 | 1,290,570.00 | 623,926.00 | 621,389.00 | 614,703.00 | 1,199,974.00 | 589,006.00 | 594,632.00 | 592,895.00 | 1,202,256.00 | 586,683.00 | 578,593.00 | 571,031.00 | 1,136,322.00 |
| Shareholders Equity | 1,386,981.00 | 1,387,273.00 | 1,375,484.00 | 2,025,168.00 | 1,331,442.00 | 1,296,068.00 | 1,283,617.00 | 1,922,618.00 | 1,216,346.00 | 1,216,566.00 | 1,206,031.00 | 1,772,767.00 | 1,152,803.00 | 1,179,842.00 | 1,183,421.00 | 1,815,531.00 | 1,180,670.00 | 1,165,026.00 | 1,149,330.00 | 1,716,419.00 |
| Capital Stock | 20,103.00 | 20,097.00 | 20,097.00 | 20,097.00 | 20,058.00 | 20,058.00 | 20,058.00 | 20,058.00 | 20,058.00 | 20,058.00 | 20,058.00 | 20,058.00 | 20,046.00 | 20,046.00 | 20,046.00 | 20,046.00 | 20,042.00 | 20,041.00 | 100,218.00 | 100,205.00 |
| Share Premium | 259,980.00 | 259,490.00 | 259,182.00 | 258,874.00 | 257,644.00 | 257,490.00 | 257,335.00 | 257,181.00 | 257,078.00 | 257,078.00 | 257,078.00 | 257,078.00 | 256,661.00 | 256,661.00 | 256,661.00 | 256,661.00 | 256,565.00 | 256,536.00 | 176,500.00 | 176,442.00 |
| Retained Earnings | 471,314.00 | 462,158.00 | 453,931.00 | 446,503.00 | 442,079.00 | 436,048.00 | 430,346.00 | 425,069.00 | 422,082.00 | 414,251.00 | 404,728.00 | 393,831.00 | 379,769.00 | 367,100.00 | 355,948.00 | 349,056.00 | 339,554.00 | 329,350.00 | 321,486.00 | 313,974.00 |
| Treasury Shares | 62,339.00 | 50,603.00 | 45,270.00 | 45,270.00 | 44,160.00 | 44,160.00 | 43,786.00 | 43,786.00 | 43,786.00 | 43,786.00 | 43,786.00 | 43,786.00 | 42,261.00 | 39,753.00 | 37,391.00 | 36,782.00 | 36,782.00 | 35,174.00 | 34,441.00 | 34,396.00 |
| Accumulated Other Comprehensive Income | 2,955.00 | 1,663.00 | -132.00 | -3,861.00 | -6,600.00 | -14,268.00 | -14,763.00 | -13,237.00 | -31,506.00 | -26,212.00 | -23,375.00 | -27,194.00 | -25,209.00 | -9,422.00 | -2,369.00 | 12,147.00 | 7,304.00 | 7,840.00 | 7,268.00 | 11,936.00 |
| Minority Interest | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Investments | 33,196,178.00 | 53,774,594.00 | 53,298,679.00 | 53,306,352.00 | 53,184,063.00 | 52,923,825.00 | 52,787,334.00 | 52,918,340.00 | 52,473,529.00 | 51,753,580.00 | 51,031,956.00 | 50,385,489.00 | 49,302,743.00 | 48,607,008.00 | 47,276,737.00 | 2,466,160.00 | 43,380,607.00 | 43,293,845.00 | 3,190,980.00 | 2,662,110.00 |
| Debt | 135,929.00 | 121,720.00 | 120,599.00 | 209,721.00 | 132,919.00 | 131,746.00 | 137,812.00 | 222,451.00 | 148,528.00 | 160,937.00 | 181,936.00 | 294,380.00 | 175,009.00 | 199,059.00 | 301,465.00 | 542,092.00 | 281,285.00 | 288,377.00 | 281,399.00 | 482,294.00 |
| Common Shares Outstanding | 18,553.58 | 18,851.01 | 19,019.75 | 19,019.75 | 19,010.43 | 19,010.43 | 19,024.43 | 19,024.43 | 19,024.43 | 19,024.43 | 19,024.43 | 19,024.43 | 19,051.78 | 19,126.88 | 19,201.88 | 19,219.99 | 19,216.10 | 19,264.94 | 0 | 0 |
| Breakdown | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 | 2023-12-31 | 2023-09-30 | 2023-06-30 | 2023-03-31 | 2022-12-31 | 2022-09-30 | 2022-06-30 | 2022-03-31 | 2021-12-31 | 2021-09-30 | 2021-06-30 | 2021-03-31 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Cost Of Revenue | 1,200.00 | 950.00 | 300.00 | -1,300.00 | 1,600.00 | 1,100.00 | 600.00 | 650.00 | 100.00 | 200.00 | 300.00 | -941.00 | 391.00 | 691.00 | 200.00 | 5,650.00 | 4,900.00 | 350.00 | 0 |
| Interest Income | 193,322.00 | 127,289.00 | 62,817.00 | -118,182.00 | 181,407.00 | 120,338.00 | 59,753.00 | -105,306.00 | 167,566.00 | 110,014.00 | 53,932.00 | -74,683.00 | 134,518.00 | 85,477.00 | 41,290.00 | -85,275.00 | 126,212.00 | 84,550.00 | 42,495.00 |
| Interest Expense | 68,084.00 | 45,170.00 | 22,444.00 | -46,140.00 | 68,370.00 | 45,972.00 | 23,175.00 | -5,931.00 | 34,328.00 | 18,997.00 | 6,967.00 | -617.00 | 3,569.00 | 2,321.00 | 1,194.00 | -5,231.00 | 6,096.00 | 4,321.00 | 2,388.00 |
| Net Interest | 125,238.00 | 82,119.00 | 40,373.00 | -72,042.00 | 113,037.00 | 74,366.00 | 36,578.00 | -99,375.00 | 133,238.00 | 91,017.00 | 46,965.00 | -74,066.00 | 130,949.00 | 83,156.00 | 40,096.00 | -80,044.00 | 120,116.00 | 80,229.00 | 40,107.00 |
| Non-Interest Income | 14,515.00 | 9,826.00 | 4,974.00 | -10,928.00 | 15,425.00 | 10,494.00 | 4,843.00 | -9,462.00 | 13,841.00 | 9,267.00 | 4,669.00 | -10,507.00 | 14,485.00 | 10,099.00 | 5,183.00 | -9,018.00 | 13,411.00 | 9,116.00 | 4,428.00 |
| Non-Interest Expense | 78,794.00 | 52,552.00 | 26,329.00 | -46,827.00 | 77,562.00 | 51,362.00 | 24,903.00 | -51,511.00 | 82,466.00 | 55,006.00 | 27,679.00 | -41,793.00 | 73,914.00 | 47,770.00 | 22,765.00 | -45,661.00 | 75,472.00 | 50,775.00 | 25,335.00 |
| Provisions for Credit Losses | 1,200.00 | 950.00 | 300.00 | -1,300.00 | 1,600.00 | 1,100.00 | 600.00 | 1,250.00 | -100.00 | -200.00 | 300.00 | 941.00 | -391.00 | -691.00 | -200.00 | -6,350.00 | -4,900.00 | 350.00 | 0 |
| Selling, General and Administrative Expenses | 19,680.00 | 13,349.00 | 6,641.00 | -11,569.00 | 19,363.00 | 12,890.00 | 6,479.00 | -12,204.00 | 19,396.00 | 12,735.00 | 6,595.00 | -12,724.00 | 19,106.00 | 12,740.00 | 6,613.00 | -11,506.00 | 18,915.00 | 12,863.00 | 6,372.00 |
| EBT | 59,759.00 | 38,443.00 | 18,718.00 | -599.00 | 49,300.00 | 32,398.00 | 15,918.00 | -24,356.00 | 64,713.00 | 45,478.00 | 23,655.00 | -9,596.00 | 71,911.00 | 46,176.00 | 22,714.00 | -5,605.00 | 60,505.00 | 38,220.00 | 18,850.00 |
| Income Tax | 13,786.00 | 8,862.00 | 4,368.00 | -8,176.00 | 11,593.00 | 7,617.00 | 3,740.00 | -14,680.00 | 15,828.00 | 11,302.00 | 5,880.00 | -10,617.00 | 17,322.00 | 11,044.00 | 5,532.00 | -9,883.00 | 15,147.00 | 9,614.00 | 4,694.00 |
| Net Income | 45,572.00 | 29,314.00 | 14,275.00 | -25,522.00 | 37,552.00 | 24,677.00 | 12,126.00 | -42,016.00 | 48,798.00 | 34,118.00 | 17,746.00 | -31,139.00 | 54,324.00 | 34,960.00 | 17,089.00 | -26,358.00 | 45,278.00 | 28,516.00 | 14,083.00 |
| EBIT | 127,843.00 | 83,613.00 | 41,162.00 | -46,739.00 | 117,670.00 | 78,370.00 | 39,093.00 | -30,287.00 | 99,041.00 | 64,475.00 | 30,622.00 | -10,213.00 | 75,480.00 | 48,497.00 | 23,908.00 | -10,836.00 | 66,601.00 | 42,541.00 | 21,238.00 |
| Deprecation and Amortization | 7,856.00 | 5,176.00 | 2,553.00 | -4,176.00 | 7,261.00 | 4,820.00 | 2,393.00 | -4,143.00 | 6,625.00 | 4,388.00 | 2,182.00 | -3,777.00 | 6,130.00 | 3,999.00 | 1,935.00 | -2,925.00 | 4,816.00 | 3,201.00 | 1,555.00 |
| EBITDA | 135,699.00 | 88,789.00 | 43,715.00 | -50,915.00 | 124,931.00 | 83,190.00 | 41,486.00 | -34,430.00 | 105,666.00 | 68,863.00 | 32,804.00 | -13,990.00 | 81,610.00 | 52,496.00 | 25,843.00 | -13,761.00 | 71,417.00 | 45,742.00 | 22,793.00 |
| EPS | 0.00 | 0.00 | 0.00 | -0.00 | 0.00 | 0.00 | 0.00 | -0.00 | 0.00 | 0.00 | 0.00 | -0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Diluted EPS | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Average Shares Outstanding Basic | 18,912.00 | 18,992.00 | 19,020.00 | 19,006.00 | 19,019.00 | 19,023.00 | 19,024.00 | 19,024.00 | 19,024.00 | 19,024.00 | 19,024.00 | 18,971.00 | 19,159.00 | 19,185.00 | 19,209.00 | -57,955.00 | 19,272.00 | 19,284.00 | 96,435.00 |
| Average Shares Outstanding Diluted | 18,947.00 | 19,019.00 | 19,044.00 | 19,047.00 | 19,036.00 | 19,033.00 | 19,032.00 | 19,024.00 | 19,024.00 | 19,025.00 | 19,027.00 | 18,977.00 | 19,160.00 | 19,185.00 | 19,210.00 | -57,984.00 | 19,278.00 | 19,292.00 | 96,466.00 |
| Breakdown | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 | 2023-12-31 | 2023-09-30 | 2023-06-30 | 2023-03-31 | 2022-12-31 | 2022-09-30 | 2022-06-30 | 2022-03-31 | 2021-12-31 | 2021-09-30 | 2021-06-30 | 2021-03-31 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Operating Cash Flow | 41,133.00 | 28,332.00 | 1,280.00 | 7,231.00 | 45,103.00 | 28,615.00 | 9,896.00 | -4,567.00 | 46,313.00 | 34,447.00 | 18,780.00 | 10,747.00 | 55,816.00 | 32,993.00 | 10,977.00 | 5,977.00 | 44,106.00 | 27,715.00 | 8,730.00 |
| Operating Net Income | 47,854.00 | 30,834.00 | 28,988.00 | 59,446.00 | 38,438.00 | 25,267.00 | 24,548.00 | 57,152.00 | 49,290.00 | 34,446.00 | 35,656.00 | 101,180.00 | 55,832.00 | 35,938.00 | 34,708.00 | 81,613.00 | 45,732.00 | 29,030.00 | 28,580.00 |
| Deprecation and Amortization | 7,856.00 | 5,176.00 | 2,553.00 | -4,176.00 | 7,261.00 | 4,820.00 | 2,393.00 | -4,143.00 | 6,625.00 | 4,388.00 | 2,182.00 | -3,777.00 | 6,130.00 | 3,999.00 | 1,935.00 | -2,925.00 | 4,816.00 | 3,201.00 | 1,555.00 |
| Deferred Income Tax | 2,812.00 | 2,315.00 | 2,194.00 | -1,559.00 | 1,004.00 | 1,094.00 | 1,447.00 | -3,737.00 | 2,112.00 | 1,965.00 | 1,816.00 | 566.00 | 1,523.00 | 1,281.00 | 744.00 | -124.00 | -1,247.00 | -19.00 | 1,152.00 |
| Share Based Compensation | 925.00 | 616.00 | 308.00 | 3,913.00 | 463.00 | 309.00 | 154.00 | 2,806.00 | 0 | 0 | 0 | 2,900.00 | 0 | 0 | 0 | 3,000.00 | 0 | 0 | 0 |
| Change in Working Capital | 8,952.00 | 9,687.00 | 5,886.00 | -12,688.00 | 983.00 | -559.00 | 1,445.00 | -10,127.00 | 9,670.00 | 4,204.00 | -833.00 | 8,659.00 | 2,180.00 | 1,907.00 | 1,878.00 | -6,242.00 | 983.00 | 1,611.00 | 2,503.00 |
| Other Operating Activities | -27,266.00 | -20,296.00 | -38,649.00 | -37,705.00 | -3,046.00 | -2,316.00 | -20,091.00 | -46,518.00 | -21,384.00 | -10,556.00 | -20,041.00 | -98,781.00 | -9,849.00 | -10,132.00 | -28,288.00 | -69,345.00 | -6,178.00 | -6,108.00 | -25,060.00 |
| Investing Cash Flow | -53,258.00 | -34,448.00 | 16,712.00 | -44,158.00 | 4,907.00 | 16,645.00 | 18,856.00 | 139,012.00 | -191,104.00 | -124,726.00 | -56,775.00 | 143,036.00 | -302,365.00 | -221,162.00 | -36,135.00 | 254,952.00 | -155,572.00 | -154,801.00 | -119,835.00 |
| Capital Expenditure | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Net Purchase/Sale of PPE | 9,480.00 | 6,665.00 | 4,545.00 | 852.00 | 2,604.00 | 1,640.00 | 501.00 | 462.00 | 2,631.00 | 1,816.00 | 757.00 | -1,664.00 | 2,619.00 | 2,035.00 | 1,265.00 | -1,259.00 | 2,017.00 | 1,421.00 | 667.00 |
| Net Purchase/Sale of Investments Net | 147,440.00 | 115,863.00 | 45,177.00 | -112,787.00 | 98,035.00 | 75,584.00 | 55,309.00 | -3,259.00 | 14,537.00 | 11,355.00 | 5,651.00 | -204,627.00 | 201,629.00 | 184,322.00 | 39,979.00 | -135,688.00 | 148,381.00 | 139,859.00 | 1,116.00 |
| Net Purchase/Sale of Business | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Net Loan & Lease Activity | 97,989.00 | 269,952.00 | 296,343.00 | 194,677.00 | 183,320.00 | ||||||||||||||
| Other Investing Activities | -303,545.00 | -215,352.00 | -50,831.00 | 82,610.00 | -166,214.00 | -98,126.00 | -41,747.00 | 318,493.00 | -435,252.00 | -291,225.00 | -129,511.00 | 371,542.00 | -697,665.00 | -509,509.00 | -102,895.00 | 478,879.00 | -458,284.00 | -400,768.00 | -146,274.00 |
| Financing Cash Flow | 65,869.00 | 77,895.00 | 96,333.00 | 169,522.00 | -105,049.00 | -87,151.00 | 2,927.00 | 623.00 | 1,453.00 | 43,037.00 | 24,380.00 | -225,886.00 | -131,657.00 | 14,883.00 | 78,236.00 | -340,790.00 | 197,706.00 | 202,375.00 | 144,379.00 |
| Net Issuance/Repayment of Debt | 12,968.00 | -2,411.00 | -2,506.00 | -12,783.00 | 2,460.00 | 730.00 | 5,384.00 | -16,778.00 | -19,590.00 | -8,935.00 | 11,593.00 | 91,487.00 | -119,754.00 | -97,404.00 | 3,685.00 | -24,315.00 | 16,015.00 | 23,036.00 | 15,195.00 |
| Net Issuance/Repurchase of Equity | 16,871.00 | 5,333.00 | 0 | 190.00 | 374.00 | 374.00 | 0 | 0 | 0 | 0 | 0 | 5,807.00 | 5,479.00 | 2,971.00 | 609.00 | 1,722.00 | 2,546.00 | 908.00 | 116.00 |
| Dividends Paid | 20,507.00 | 13,692.00 | 6,848.00 | 13,709.00 | 20,549.00 | 13,697.00 | 6,849.00 | 13,726.00 | 20,512.00 | 13,665.00 | 6,861.00 | 13,639.00 | 20,149.00 | 13,454.00 | 6,727.00 | 13,126.00 | 19,708.00 | 13,140.00 | 6,571.00 |
| Other Financing Activities | 15,523.00 | 61,281.00 | 91,991.00 | 168,406.00 | -128,432.00 | -101,952.00 | -9,306.00 | 3,675.00 | 531.00 | 38,307.00 | 5,926.00 | -336,819.00 | -37,531.00 | 95,862.00 | 67,215.00 | -331,323.00 | 159,437.00 | 165,291.00 | 122,497.00 |
| Net Change in Cash | 53,744.00 | 71,779.00 | 114,325.00 | 132,595.00 | -55,039.00 | -41,891.00 | 31,679.00 | 135,068.00 | -143,338.00 | -47,242.00 | -13,615.00 | -72,103.00 | -378,206.00 | -173,286.00 | 53,078.00 | -79,861.00 | 86,240.00 | 75,289.00 | 33,274.00 |
| Cash at Beginning of Period | 641,812.00 | 641,812.00 | 641,812.00 | 509,217.00 | 578,004.00 | 578,004.00 | 578,004.00 | 442,936.00 | 650,599.00 | 650,599.00 | 650,599.00 | 722,702.00 | 1,219,470.00 | 1,219,470.00 | 1,219,470.00 | 1,299,331.00 | 1,107,099.00 | 1,107,099.00 | 1,107,099.00 |
| Cash at End of Period | 695,556.00 | 713,591.00 | 756,137.00 | 641,812.00 | 522,965.00 | 536,113.00 | 609,683.00 | 578,004.00 | 507,261.00 | 603,357.00 | 636,984.00 | 650,599.00 | 841,264.00 | 1,046,184.00 | 1,272,548.00 | 1,219,470.00 | 1,193,339.00 | 1,182,388.00 | 1,140,373.00 |
| Free Cash Flow | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |