UVE
Valuation Ratios
| Breakdown | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 | 2020-12-31 |
|---|---|---|---|---|---|
| Price to Earnings | 10.17 | 7.13 | -14.71 | 26.15 | 25.18 |
| Price to Sales | 0.39 | 0.34 | 0.27 | 0.47 | 0.45 |
| Book Value Per Common Share | 13.28 | 11.78 | 9.47 | 13.76 | 14.43 |
| Price to Book | 1.59 | 1.36 | 1.12 | 1.24 | 1.05 |
| Price to Operating Cash Flow | 4.37 | 6.72 | 1.00 | 2.26 | 16.41 |
| Price to Free Cash Flow | 4.62 | 7.12 | 1.02 | 2.34 | 39.71 |
| Enterprise Value to EBITDA | 60869.73 | 45290.69 | 147574.68 |
| Breakdown | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-03-31 | 2023-12-31 | 2023-03-31 | 2022-12-31 | 2022-03-31 | 2021-12-31 | 2021-03-31 | 2020-12-31 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Price to Earnings | 18.39 | 22.18 | 16.01 | -38.88 | 17.37 | 22.78 | 24.09 | 16.87 | |||||
| Price to Sales | 1.83 | 1.94 | 1.69 | 1.62 | 1.59 | 1.75 | 1.46 | 1.70 | |||||
| Book Value Per Common Share | 17.65 | 16.39 | 14.98 | 13.28 | 14.15 | 12.68 | 11.78 | 10.57 | 9.47 | 12.81 | 13.76 | 14.57 | 14.43 |
| Price to Book | 1.49 | 1.69 | 1.58 | 1.59 | 1.57 | 1.60 | 1.36 | 1.72 | 1.12 | 1.05 | 1.24 | 0.98 | 1.05 |
| Price to Operating Cash Flow | 11.73 | 7.30 | 3.56 | 7.60 | 7.07 | -11.01 | -15.51 | 7.30 | |||||
| Price to Free Cash Flow | 11.96 | 7.37 | 3.59 | 7.76 | 7.37 | -10.87 | -14.36 | 7.45 | |||||
| Enterprise Value to EBITDA | 57332.85 | 56559.80 | 64350.42 | 53193.10 |
Earnings Data
| Breakdown | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 | 2020-12-31 |
|---|---|---|---|---|---|
| Earning YoY | -7.59 | 8.33 | |||
| Revenue YoY | 9.27 | 13.82 | 8.99 | 4.58 | |
| EBITDA YoY | -4.88 | 22.17 | |||
| Net Profit YoY | -11.81 | 6.82 |
| Breakdown | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-03-31 | 2023-12-31 | 2023-03-31 | 2022-12-31 | 2022-03-31 | 2021-12-31 | 2021-03-31 | 2020-12-31 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Earning YoY | 14.40 | -15.54 | 46.25 | 42.86 | -34.12 | ||||||||
| Revenue YoY | 0.21 | 1.34 | 1.89 | 5.33 | 16.26 | 10.10 | 9.41 | ||||||
| EBITDA YoY | 19.88 | 9.82 | -13.28 | ||||||||||
| Net Profit YoY | 13.50 | -15.32 | 39.23 | 37.84 | -33.59 |
Financial Strength
| Breakdown | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 | 2020-12-31 |
|---|---|---|---|---|---|
| Cash Per Common Share | 11.83 | 16.02 | 15.42 | 9.54 | 7.91 |
| Quick Ratio | |||||
| Current Ratio | |||||
| Debt to Equity | 6.61 | 5.79 | 9.04 | 3.79 | 2.91 |
| Long-Term Debt to Equity |
| Breakdown | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-03-31 | 2023-12-31 | 2023-03-31 | 2022-12-31 | 2022-03-31 | 2021-12-31 | 2021-03-31 | 2020-12-31 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Cash Per Common Share | 20.52 | 20.14 | 17.02 | 12.00 | 16.42 | 16.56 | 16.50 | 13.92 | 15.60 | 7.40 | 9.54 | 5.84 | 8.09 |
| Quick Ratio | |||||||||||||
| Current Ratio | |||||||||||||
| Debt to Equity | 5.24 | 6.16 | 5.43 | 6.61 | 5.62 | 4.81 | 5.79 | 6.93 | 9.04 | 3.41 | 3.79 | 2.78 | 2.91 |
| Long-Term Debt to Equity |
Profitability
| Breakdown | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 | 2020-12-31 |
|---|---|---|---|---|---|
| ROA | 2.07 | 2.88 | -0.77 | 0.99 | 1.09 |
| ROE | 15.79 | 19.58 | -7.73 | 4.75 | 4.25 |
| Gross Margin | 28.49 | 28.67 | 23.25 | 30.54 | 29.27 |
| Operating Margin | 5.99 | 6.82 | -1.69 | 2.59 | 2.27 |
| EBITDA Margin | 6.39 | 7.34 | -1.09 | 3.21 | 2.74 |
| Net Profit Margin | 3.88 | 4.80 | -1.82 | 1.82 | 1.78 |
| Breakdown | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-03-31 | 2023-12-31 | 2023-03-31 | 2022-12-31 | 2022-03-31 | 2021-12-31 | 2021-03-31 | 2020-12-31 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ROA | 1.29 | 1.07 | 1.53 | -0.61 | 1.59 | 0.95 | 1.00 | 1.54 | |||||
| ROE | 8.05 | 7.67 | 9.81 | -4.04 | 9.23 | 7.51 | 4.42 | 5.81 | |||||
| Gross Margin | 36.55 | 34.72 | 34.87 | 35.61 | 45.21 | ||||||||
| Operating Margin | 13.52 | 11.95 | 14.45 | -4.30 | 13.35 | 10.88 | 8.38 | 13.83 | |||||
| EBITDA Margin | 29.51 | 28.08 | 27.23 | 27.30 | 34.44 | ||||||||
| Net Profit Margin | 9.93 | 8.77 | 10.49 | -4.17 | 9.15 | 7.64 | 6.10 | 10.05 |
Dividends
| Breakdown | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 | 2020-12-31 |
|---|---|---|---|---|---|
| Dividend Yield | |||||
| Dividend Payout Ratio |
| Breakdown | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-03-31 | 2023-12-31 | 2023-03-31 | 2022-12-31 | 2022-03-31 | 2021-12-31 | 2021-03-31 | 2020-12-31 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Dividend Yield | 0.00 | 0.00 | 0.00 | ||||||||||
| Dividend Payout Ratio | 11.20 | 12.87 | -27.94 |
Financial Statements
| Breakdown | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 | 2020-12-31 |
|---|---|---|---|---|---|
| Assets | 2,841,861.00 | 2,316,561.00 | 2,890,154.00 | 2,056,141.00 | 1,758,741.00 |
| Deposits | 46,237.00 | 48,660.00 | 54,964.00 | 53,694.00 | 49,562.00 |
| Cash and Short-Term Investments | 337,193.00 | 477,801.00 | 474,175.00 | 297,842.00 | 252,043.00 |
| Cash and Cash Equivalents | 259,441.00 | 397,306.00 | 388,706.00 | 250,508.00 | 167,156.00 |
| Short-Term Investments | 77,752.00 | 80,495.00 | 85,469.00 | 47,334.00 | 84,887.00 |
| Net Receivables | 77,936.00 | 77,064.00 | 71,102.00 | 81,870.00 | 97,459.00 |
| Inventory | 0 | 0 | 0 | 0 | 0 |
| Other Current Assets | 0 | 0 | 0 | 0 | 0 |
| Property, Plant, Equipment Net | 48,653.00 | 47,628.00 | 51,404.00 | 53,682.00 | 53,572.00 |
| Real Estate | 8,322.00 | 5,525.00 | 5,711.00 | 5,891.00 | 15,176.00 |
| Goodwill | 0 | 0 | 0 | 0 | 0 |
| Intangible Assets | 0 | 0 | 0 | 0 | 0 |
| Long-Term Investments | 0 | 0 | 0 | 0 | 0 |
| Non-Current Deferred Assets | 42,163.00 | 43,175.00 | 57,258.00 | 16,331.00 | 6,284.00 |
| Other Non-Current Assets | 0 | 0 | 0 | 0 | 0 |
| Liabilities | 2,468,611.00 | 1,975,264.00 | 2,602,258.00 | 1,626,439.00 | 1,309,479.00 |
| Payables and Expenses | 25,931.00 | 20,989.00 | 18,541.00 | 22,315.00 | 23,809.00 |
| Account Payables | 0 | 0 | 0 | 0 | 0 |
| Current Accrued Liabilities | 25,931.00 | 20,989.00 | 18,541.00 | 22,315.00 | 23,809.00 |
| Short-Term Debt | 0 | 0 | 0 | 0 | 0 |
| Other Current Liabilities | 0 | 0 | 0 | 0 | 0 |
| Long-Term Debt | 0 | 0 | 0 | 0 | 0 |
| Other Non-Current Liabilities | 0 | 0 | 0 | 0 | 0 |
| Equity | 373,250.00 | 341,297.00 | 287,896.00 | 429,702.00 | 449,262.00 |
| Shareholders Equity | 373,250.00 | 341,297.00 | 287,896.00 | 429,702.00 | 449,262.00 |
| Capital Stock | 475.00 | 472.00 | 472.00 | 470.00 | 468.00 |
| Share Premium | 121,781.00 | 115,086.00 | 112,509.00 | 108,202.00 | 103,445.00 |
| Retained Earnings | 596,853.00 | 560,690.00 | 517,455.00 | 563,713.00 | 567,512.00 |
| Treasury Shares | -282,693.00 | -260,779.00 | -238,758.00 | -227,115.00 | -225,506.00 |
| Accumulated Other Comprehensive Income | -63,166.00 | -74,172.00 | -103,782.00 | -15,568.00 | 3,343.00 |
| Minority Interest | 0 | 0 | 0 | 0 | 0 |
| Investments | 2,718,107.00 | 2,305,609.00 | 2,205,901.00 | 2,181,469.00 | 1,824,672.00 |
| Debt | 101,243.00 | 102,006.00 | 102,769.00 | 103,676.00 | 0 |
| Common Shares Outstanding | 28,096.00 | 28,966.00 | 30,389.00 | 31,221.00 | 31,137.00 |
| Preferred Shares Outstanding | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 |
| Breakdown | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 | 2020-12-31 |
|---|---|---|---|---|---|
| Revenues | 1,520,536.00 | 1,391,582.00 | 1,222,658.00 | 1,121,851.00 | 1,072,770.00 |
| Net Premiums | 1,373,073.00 | 1,251,936.00 | 1,128,626.00 | 1,035,463.00 | 923,563.00 |
| Cost Of Revenue | 1,087,366.00 | 992,636.00 | 938,399.00 | 779,205.00 | 758,810.00 |
| Gross Profit | 433,170.00 | 398,946.00 | 284,259.00 | 342,646.00 | 313,960.00 |
| Selling, General and Administrative Expenses | 342,083.00 | 304,066.00 | 304,897.00 | 314,233.00 | 289,729.00 |
| Interest Expense | 6,476.00 | 6,531.00 | 6,609.00 | 638.00 | 100.00 |
| EBT | 84,611.00 | 88,349.00 | -27,247.00 | 28,413.00 | 24,231.00 |
| Income Tax | 25,683.00 | 21,526.00 | 4,990.00 | 8,006.00 | 5,126.00 |
| Net Income | 58,928.00 | 66,823.00 | -22,257.00 | 20,407.00 | 19,105.00 |
| EBIT | 91,087.00 | 94,880.00 | -20,638.00 | 29,051.00 | 24,331.00 |
| Deprecation and Amortization | 6,117.00 | 7,313.00 | 7,296.00 | 6,913.00 | 5,107.00 |
| EBITDA | 97,204.00 | 102,193.00 | -13,342.00 | 35,964.00 | 29,438.00 |
| EPS | 0.00 | 0.00 | -0.00 | 0.00 | 0.00 |
| Diluted EPS | 0.00 | 0.00 | -0.00 | 0.00 | 0.00 |
| Average Shares Outstanding Basic | 28,498.00 | 29,829.00 | 30,751.00 | 31,218.00 | 31,884.00 |
| Average Shares Outstanding Diluted | 29,274.00 | 30,147.00 | 30,751.00 | 31,307.00 | 31,972.00 |
| Breakdown | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 | 2020-12-31 |
|---|---|---|---|---|---|
| Operating Cash Flow | 137,358.00 | 70,971.00 | 324,515.00 | 234,378.00 | 29,348.00 |
| Operating Net Income | 58,928.00 | 66,823.00 | -22,257.00 | 20,407.00 | 19,105.00 |
| Deprecation and Amortization | 6,117.00 | 7,313.00 | 7,296.00 | 6,913.00 | 5,107.00 |
| Deferred Income Tax | -2,570.00 | 4,409.00 | -12,126.00 | -4,267.00 | 2,789.00 |
| Share Based Compensation | 8,117.00 | 2,916.00 | 4,727.00 | 5,815.00 | 8,695.00 |
| Change in Working Capital | -22,650.00 | 34,004.00 | 34,760.00 | -2,449.00 | 47,580.00 |
| Other Operating Activities | 89,416.00 | -44,494.00 | 312,115.00 | 207,959.00 | -53,928.00 |
| Investing Cash Flow | -228,092.00 | -15,251.00 | -148,861.00 | -229,404.00 | 22,042.00 |
| Capital Expenditure | -7,368.00 | -4,019.00 | -4,899.00 | -7,226.00 | -17,216.00 |
| Net Purchase/Sale of PPE | -7,260.00 | -3,977.00 | -4,802.00 | -7,064.00 | -17,034.00 |
| Net Purchase/Sale of Investments Net | -220,832.00 | -11,274.00 | -144,059.00 | -234,227.00 | 73,782.00 |
| Net Purchase/Sale of Business | 0 | 0 | 0 | 0 | 0 |
| Other Investing Activities | 7,368.00 | 4,019.00 | 4,899.00 | 19,113.00 | -17,490.00 |
| Financing Cash Flow | -47,131.00 | -47,120.00 | -37,456.00 | 68,298.00 | -56,263.00 |
| Net Issuance/Repayment of Debt | -1,471.00 | -1,471.00 | -1,471.00 | 98,529.00 | -1,470.00 |
| Net Issuance/Repurchase of Equity | 21,914.00 | 22,021.00 | 11,643.00 | 1,609.00 | 28,921.00 |
| Dividends Paid | 22,326.00 | 23,289.00 | 23,784.00 | 24,201.00 | 24,557.00 |
| Other Financing Activities | -89,900.00 | -90,959.00 | -71,412.00 | -56,041.00 | -108,271.00 |
| Net Change in Cash | -137,865.00 | 8,600.00 | 138,198.00 | 73,272.00 | -4,873.00 |
| Cash at Beginning of Period | 399,941.00 | 391,341.00 | 253,143.00 | 179,871.00 | 184,744.00 |
| Cash at End of Period | 262,076.00 | 399,941.00 | 391,341.00 | 253,143.00 | 179,871.00 |
| Free Cash Flow | 129,990.00 | 66,952.00 | 319,616.00 | 227,152.00 | 12,132.00 |
| Breakdown | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-03-31 | 2023-12-31 | 2023-03-31 | 2022-12-31 | 2022-03-31 | 2021-12-31 | 2021-03-31 | 2020-12-31 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Assets | 3,089,645.00 | 3,275,818.00 | 2,714,716.00 | 2,841,861.00 | 2,650,518.00 | 2,120,144.00 | 2,316,561.00 | 2,551,020.00 | 2,890,154.00 | 1,748,955.00 | 2,056,141.00 | 1,717,453.00 | 1,758,741.00 |
| Deposits | 0 | 0 | 81,922.00 | 46,237.00 | 0 | 74,370.00 | 48,660.00 | 92,235.00 | 54,964.00 | 85,120.00 | 53,694.00 | 73,738.00 | 49,562.00 |
| Cash and Short-Term Investments | 571,500.00 | 563,406.00 | 478,167.00 | 337,193.00 | 465,615.00 | 477,982.00 | 477,801.00 | 423,061.00 | 474,175.00 | 230,524.00 | 297,842.00 | 182,120.00 | 252,043.00 |
| Cash and Cash Equivalents | 405,114.00 | 367,108.00 | 398,184.00 | 259,441.00 | 333,678.00 | 396,323.00 | 397,306.00 | 330,155.00 | 388,706.00 | 165,398.00 | 250,508.00 | 90,829.00 | 167,156.00 |
| Short-Term Investments | 166,386.00 | 196,298.00 | 79,983.00 | 77,752.00 | 131,937.00 | 81,659.00 | 80,495.00 | 92,906.00 | 85,469.00 | 65,126.00 | 47,334.00 | 91,291.00 | 84,887.00 |
| Net Receivables | 398,362.00 | 474,600.00 | 71,873.00 | 77,936.00 | 230,004.00 | 73,974.00 | 77,064.00 | 64,844.00 | 71,102.00 | 63,932.00 | 81,870.00 | 77,229.00 | 97,459.00 |
| Inventory | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Current Assets | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Property, Plant, Equipment Net | 49,931.00 | 47,679.00 | 48,258.00 | 48,653.00 | 49,358.00 | 49,416.00 | 47,628.00 | 50,193.00 | 51,404.00 | 54,170.00 | 53,682.00 | 53,178.00 | 53,572.00 |
| Real Estate | 0 | 0 | 8,253.00 | 8,322.00 | 0 | 5,479.00 | 5,525.00 | 5,665.00 | 5,711.00 | 5,845.00 | 5,891.00 | 6,027.00 | 15,176.00 |
| Goodwill | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Intangible Assets | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Long-Term Investments | 1,513,516.00 | 1,491,827.00 | 0 | 0 | 1,368,450.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Non-Current Deferred Assets | 0 | 0 | 46,217.00 | 42,163.00 | 0 | 49,277.00 | 43,175.00 | 58,804.00 | 57,258.00 | 40,072.00 | 16,331.00 | 17,488.00 | 6,284.00 |
| Other Non-Current Assets | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Liabilities | 2,594,602.00 | 2,818,010.00 | 2,292,329.00 | 2,468,611.00 | 2,250,273.00 | 1,755,480.00 | 1,975,264.00 | 2,229,214.00 | 2,602,258.00 | 1,352,614.00 | 1,626,439.00 | 1,262,788.00 | 1,309,479.00 |
| Payables and Expenses | 540,268.00 | 738,836.00 | 23,785.00 | 25,931.00 | 446,045.00 | 22,661.00 | 20,989.00 | 19,644.00 | 18,541.00 | 0 | 22,315.00 | 0 | 23,809.00 |
| Account Payables | 501,809.00 | 709,453.00 | 0 | 0 | 420,282.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Current Accrued Liabilities | 0 | 0 | 23,785.00 | 25,931.00 | 0 | 22,661.00 | 20,989.00 | 19,644.00 | 18,541.00 | 0 | 22,315.00 | 0 | 23,809.00 |
| Short-Term Debt | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Current Liabilities | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Long-Term Debt | 100,671.00 | 100,862.00 | 0 | 0 | 101,434.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Non-Current Liabilities | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Equity | 495,043.00 | 457,808.00 | 422,387.00 | 373,250.00 | 400,245.00 | 364,664.00 | 341,297.00 | 321,806.00 | 287,896.00 | 396,341.00 | 429,702.00 | 454,665.00 | 449,262.00 |
| Shareholders Equity | 495,043.00 | 457,808.00 | 422,387.00 | 373,250.00 | 400,245.00 | 364,664.00 | 341,297.00 | 321,806.00 | 287,896.00 | 396,341.00 | 429,702.00 | 454,665.00 | 449,262.00 |
| Capital Stock | 481.00 | 476.00 | 476.00 | 475.00 | 472.00 | 472.00 | 472.00 | 472.00 | 472.00 | 471.00 | 470.00 | 469.00 | 468.00 |
| Share Premium | 124,063.00 | 123,919.00 | 121,875.00 | 121,781.00 | 121,003.00 | 116,239.00 | 115,086.00 | 113,425.00 | 112,509.00 | 109,099.00 | 108,202.00 | 104,624.00 | 103,445.00 |
| Retained Earnings | 699,448.00 | 664,315.00 | 633,801.00 | 596,853.00 | 599,340.00 | 589,585.00 | 560,690.00 | 536,658.00 | 517,455.00 | 576,243.00 | 563,713.00 | 588,890.00 | 567,512.00 |
| Treasury Shares | 298,194.00 | 290,120.00 | -282,693.00 | -282,693.00 | 274,977.00 | -264,918.00 | -260,779.00 | -238,758.00 | -238,758.00 | -230,994.00 | -227,115.00 | -225,751.00 | -225,506.00 |
| Accumulated Other Comprehensive Income | -30,755.00 | -40,782.00 | -51,072.00 | -63,166.00 | -45,593.00 | -76,714.00 | -74,172.00 | -89,991.00 | -103,782.00 | -58,478.00 | -15,568.00 | -13,567.00 | 3,343.00 |
| Minority Interest | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Investments | 0 | 0 | 2,832,577.00 | 2,718,107.00 | 0 | 2,393,347.00 | 2,305,609.00 | 2,244,587.00 | 2,205,901.00 | 2,165,451.00 | 2,181,469.00 | 2,021,726.00 | 1,824,672.00 |
| Debt | 100,671.00 | 100,862.00 | 101,053.00 | 101,243.00 | 101,434.00 | 101,815.00 | 102,006.00 | 102,578.00 | 102,769.00 | 103,384.00 | 103,676.00 | 0 | 0 |
| Common Shares Outstanding | 28,048.00 | 27,927.00 | 28,190.00 | 28,096.00 | 28,286.00 | 28,758.00 | 28,966.00 | 30,440.00 | 30,389.00 | 30,946.00 | 31,221.00 | 31,216.00 | 31,137.00 |
| Preferred Shares Outstanding | 0 | 0 | 10.00 | 10.00 | 0 | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 |
| Breakdown | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-09-30 | 2024-03-31 | 2023-03-31 | 2022-03-31 | 2021-03-31 |
|---|---|---|---|---|---|---|---|---|
| Revenues | 400,981.00 | 400,141.00 | 394,867.00 | 387,554.00 | 367,959.00 | 316,508.00 | 287,482.00 | 262,757.00 |
| Net Premiums | 0 | 0 | 355,721.00 | 0 | 334,025.00 | 282,224.00 | 269,064.00 | 243,305.00 |
| Cost Of Revenue | 0 | 0 | 250,555.00 | 0 | 240,187.00 | 206,154.00 | 185,106.00 | 143,963.00 |
| Interest Expense | 1,426.00 | 1,431.00 | 1,612.00 | 1,442.00 | 1,622.00 | 1,636.00 | 1,608.00 | 0.00 |
| Non-Interest Expense | 0 | 29,964.00 | 0 | 28,438.00 | 0 | 0 | 0 | 0 |
| Gross Profit | 0 | 0 | 144,312.00 | 0 | 127,772.00 | 110,354.00 | 102,376.00 | 118,794.00 |
| Selling, General and Administrative Expenses | 0 | 29,964.00 | 87,244.00 | 28,438.00 | 78,666.00 | 75,927.00 | 78,297.00 | 82,443.00 |
| Other Operating Expenses | 30,728.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| EBT | 52,777.00 | 46,386.00 | 55,456.00 | -18,123.00 | 47,484.00 | 32,791.00 | 22,471.00 | 36,351.00 |
| Income Tax | 12,947.00 | 11,293.00 | 14,017.00 | -1,960.00 | 13,827.00 | 8,618.00 | 4,934.00 | 9,943.00 |
| Net Income Including Non-Controlling Interests | 39,830.00 | 35,093.00 | 0 | -16,163.00 | 0 | 0 | 0 | 0 |
| Net Income | 39,827.00 | 35,091.00 | 41,439.00 | -16,166.00 | 33,657.00 | 24,173.00 | 17,537.00 | 26,408.00 |
| EBIT | 54,203.00 | 47,817.00 | 57,068.00 | -16,681.00 | 49,106.00 | 34,427.00 | 24,079.00 | 36,351.00 |
| Deprecation and Amortization | 0 | 0 | 59,456.00 | 0 | 54,205.00 | 51,755.00 | 54,399.00 | 54,143.00 |
| EBITDA | 0 | 0 | 116,524.00 | 0 | 103,311.00 | 86,182.00 | 78,478.00 | 90,494.00 |
| EPS | 0.00 | 0.00 | 0.00 | -0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Diluted EPS | 0.00 | 0.00 | 0.00 | -0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Average Shares Outstanding Basic | 27,851.00 | 27,972.00 | 28,091.00 | 28,355.00 | 28,869.00 | 30,382.00 | 31,147.00 | 31,208.00 |
| Average Shares Outstanding Diluted | 28,808.00 | 29,072.00 | 28,779.00 | 28,355.00 | 29,404.00 | 30,626.00 | 31,227.00 | 31,277.00 |
| Breakdown | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-09-30 | 2024-03-31 | 2023-03-31 | 2022-03-31 | 2021-03-31 |
|---|---|---|---|---|---|---|---|---|
| Operating Cash Flow | 62,421.00 | 106,223.00 | 186,769.00 | 82,624.00 | 82,916.00 | -50,257.00 | -27,081.00 | 61,265.00 |
| Operating Net Income | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Deprecation and Amortization | 0 | 0 | 59,456.00 | 0 | 54,205.00 | 51,755.00 | 54,399.00 | 54,143.00 |
| Deferred Income Tax | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Share Based Compensation | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Change in Working Capital | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Operating Activities | 62,421.00 | 106,223.00 | 127,313.00 | 82,624.00 | 28,711.00 | -102,012.00 | -81,480.00 | 7,122.00 |
| Investing Cash Flow | -8,689.00 | -58,964.00 | -41,548.00 | -22,890.00 | -74,381.00 | -2,629.00 | -48,442.00 | -131,398.00 |
| Capital Expenditure | 0 | 0 | -1,227.00 | 0 | -3,298.00 | -690.00 | -2,185.00 | -1,211.00 |
| Net Purchase/Sale of PPE | -1,146.00 | -974.00 | -1,218.00 | -1,657.00 | -3,248.00 | -681.00 | -2,184.00 | -1,195.00 |
| Net Purchase/Sale of Investments Net | -7,543.00 | -69,453.00 | -40,330.00 | -21,233.00 | -71,133.00 | -1,948.00 | -46,258.00 | -126,195.00 |
| Net Purchase/Sale of Business | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Investing Activities | 0.00 | 0 | 1,227.00 | 0 | 3,298.00 | 690.00 | 2,185.00 | -2,797.00 |
| Financing Cash Flow | -15,251.00 | -12,335.00 | -6,478.00 | -9,320.00 | -9,518.00 | -5,665.00 | -9,587.00 | -6,194.00 |
| Net Issuance/Repayment of Debt | -368.00 | -368.00 | -367.00 | -368.00 | -368.00 | -368.00 | -367.00 | -368.00 |
| Net Issuance/Repurchase of Equity | -8,074.00 | -7,427.00 | 0 | -4,435.00 | 4,508.00 | 0 | 3,879.00 | 245.00 |
| Dividends Paid | -4,460.00 | -4,517.00 | 4,844.00 | -4,516.00 | 4,642.00 | 4,983.00 | 5,032.00 | 5,086.00 |
| Other Financing Activities | -2,349.00 | -23.00 | -10,955.00 | -1.00 | -18,300.00 | -10,280.00 | -18,131.00 | -11,157.00 |
| Net Change in Cash | 38,481.00 | 34,924.00 | 138,743.00 | 50,414.00 | -983.00 | -58,551.00 | -85,110.00 | -76,327.00 |
| Cash at Beginning of Period | 435,743.00 | 400,819.00 | 262,076.00 | 351,899.00 | 399,941.00 | 391,341.00 | 253,143.00 | 179,871.00 |
| Cash at End of Period | 474,224.00 | 435,743.00 | 400,819.00 | 402,313.00 | 398,958.00 | 332,790.00 | 168,033.00 | 103,544.00 |
| Free Cash Flow | 61,264.00 | 105,246.00 | 185,542.00 | 80,962.00 | 79,618.00 | -50,947.00 | -29,266.00 | 60,054.00 |