WRB

Valuation Ratios

Breakdown 2024-12-31 2023-12-31 2022-12-31 2021-12-31 2020-12-31
Price to Earnings 13.33 9.24 9.70 6.62 10.39
Price to Sales 0.00 0.00 0.00 0.00 0.00
Book Value Per Common Share 22.09 29.06 25.51 37.63 35.49
Price to Book 2.65 1.62 1.90 0.97 0.83
Price to Operating Cash Flow 0.00 0.00 0.01 0.00 0.00
Price to Free Cash Flow
Enterprise Value to EBITDA 37751.29 26258.36 39610.80 21635.73 26420.20
Breakdown 2025-09-30 2025-06-30 2025-03-31 2024-12-31 2024-09-30 2024-06-30 2024-03-31 2023-12-31 2023-09-30 2023-06-30 2023-03-31 2022-12-31 2022-09-30 2022-06-30 2022-03-31 2021-12-31 2021-09-30 2021-06-30 2021-03-31 2020-12-31
Price to Earnings 22.87 35.67 67.77 19.23 25.81 35.73 11.69 16.68 38.79 11.93 16.37 20.84 8.28 13.13 27.01
Price to Sales 2.77 4.04 7.96 2.28 3.20 4.86 1.29 1.84 3.94 1.46 2.32 4.21 0.88 1.38 2.88
Book Value Per Common Share 25.79 24.50 23.50 22.09 22.11 20.42 30.34 29.06 26.80 26.74 26.45 25.51 23.88 24.56 25.89 37.63 37.64 37.08 36.16 35.49
Price to Book 2.97 3.00 3.03 2.65 2.57 2.57 1.94 1.62 1.58 1.48 1.57 1.90 1.80 1.85 1.71 0.97 0.86 0.89 0.93 0.83
Price to Operating Cash Flow 11.76 20.15 37.97 7.92 12.92 21.19 5.15 9.39 25.63 6.73 12.53 25.72 3.95 8.80 19.94
Price to Free Cash Flow
Enterprise Value to EBITDA 81257.46 124373.92 240131.00 114478.45 146390.74 208315.43 77005.98 118349.58 242114.39 78387.48 108903.13 146378.19 49410.51 76509.90 157358.90

Earnings Data

Breakdown 2024-12-31 2023-12-31 2022-12-31 2021-12-31 2020-12-31
Earning YoY -13.92 2.20 -9.76 94.72
Revenue YoY 12.32 8.74 18.10 16.75
EBITDA YoY 27.90 42.56 8.00 50.59
Net Profit YoY 27.13 0.02 35.07 92.68
Breakdown 2025-09-30 2025-06-30 2025-03-31 2024-12-31 2024-09-30 2024-06-30 2024-03-31 2023-12-31 2023-09-30 2023-06-30 2023-03-31 2022-12-31 2022-09-30 2022-06-30 2022-03-31 2021-12-31 2021-09-30 2021-06-30 2021-03-31 2020-12-31
Earning YoY 62.62 96.19 1049900.00 45.32 23.03 1649900.00 52.10 122.43 1069900.00 29.86 30.52 2129900.00 55.95 103.23
Revenue YoY 52.20 103.48 51.75 101.76 51.45 103.49 50.19 86.19 54.44 106.45
EBITDA YoY 59.83 99.38 -41.29 38.68 87.60 -61.26 64.17 91.96 31.70 37.83 17.43 51.56 103.21
Net Profit YoY 62.41 96.10 44.90 84.05 51.29 121.14 29.73 30.36 55.98 103.36

Financial Strength

Breakdown 2024-12-31 2023-12-31 2022-12-31 2021-12-31 2020-12-31
Cash Per Common Share 5222.67 5504.17 5609.02 12180.82 14280.27
Quick Ratio
Current Ratio
Debt to Equity 0.62 0.63 0.64 0.64 0.61
Long-Term Debt to Equity
Breakdown 2025-09-30 2025-06-30 2025-03-31 2024-12-31 2024-09-30 2024-06-30 2024-03-31 2023-12-31 2023-09-30 2023-06-30 2023-03-31 2022-12-31 2022-09-30 2022-06-30 2022-03-31 2021-12-31 2021-09-30 2021-06-30 2021-03-31 2020-12-31
Cash Per Common Share 37.37 33.61 30.30 5.49 27.50 28.12 43.89 5.81 45.22 47.57 46.41 5.87 42.18 42.32 44.27 12.74 50.98 9.67 10.88 15.01
Quick Ratio
Current Ratio
Debt to Equity 3.46 3.58 3.63 0.62 3.78 4.00 3.85 0.63 4.21 4.11 3.92 0.64 4.19 4.00 3.68 0.64 3.73 3.60 3.63 0.61
Long-Term Debt to Equity

Profitability

Breakdown 2024-12-31 2023-12-31 2022-12-31 2021-12-31 2020-12-31
ROA 1.89 1.62 1.78 1.37 0.80
ROE 3.06 2.65 2.92 2.25 1.29
Gross Margin 47.71 47.52 47.51 47.61 44.82
Operating Margin 41.91 37.71 28.40 30.07 22.68
EBITDA Margin 43.20 37.93 28.94 31.64 24.53
Net Profit Margin 12.88 11.38 12.37 10.81 6.55
Breakdown 2025-09-30 2025-06-30 2025-03-31 2024-12-31 2024-09-30 2024-06-30 2024-03-31 2023-12-31 2023-09-30 2023-06-30 2023-03-31 2022-12-31 2022-09-30 2022-06-30 2022-03-31 2021-12-31 2021-09-30 2021-06-30 2021-03-31 2020-12-31
ROA 3.04 1.92 1.01 2.92 2.09 1.17 2.73 1.84 0.86 3.02 2.36 1.83 2.31 1.54 0.77
ROE 13.56 8.80 4.68 13.98 10.46 5.67 14.20 9.42 4.22 15.68 11.78 8.58 10.93 7.09 3.57
Gross Margin 46.98 46.58 46.42 47.14 47.58 48.91 46.82 47.23 46.85 46.77 48.88 54.06 47.31 47.78 48.00
Operating Margin 32.30 30.72 31.41 17.37 18.52 19.81 15.86 14.55 15.21 17.34 19.73 26.74 15.43 15.64 15.95
EBITDA Margin 32.60 31.05 31.69 18.94 20.73 22.29 15.90 14.66 15.55 17.91 20.42 27.58 16.90 17.23 17.50
Net Profit Margin 12.10 11.34 11.77 11.83 12.39 13.59 11.03 11.04 10.16 12.25 14.18 20.26 10.59 10.48 10.64

Dividends

Breakdown 2024-12-31 2023-12-31 2022-12-31 2021-12-31 2020-12-31
Dividend Yield
Dividend Payout Ratio
Breakdown 2025-09-30 2025-06-30 2025-03-31 2024-12-31 2024-09-30 2024-06-30 2024-03-31 2023-12-31 2023-09-30 2023-06-30 2023-03-31 2022-12-31 2022-09-30 2022-06-30 2022-03-31 2021-12-31 2021-09-30 2021-06-30 2021-03-31 2020-12-31
Dividend Yield
Dividend Payout Ratio

Financial Statements

Breakdown 2024-12-31 2023-12-31 2022-12-31 2021-12-31 2020-12-31
Assets 92,701,955.00 85,037,018.00 77,492,649.00 74,367,611.00 66,370,412.00
   Deposits 29,000.00 31,000.00 33,000.00 35,000.00 38,000.00
      Cash and Short-Term Investments 2,087,678.00 1,491,629.00 1,552,868.00 2,252,880.00 2,669,326.00
            Cash and Cash Equivalents 2,087,678.00 1,491,629.00 1,552,868.00 2,252,880.00 2,669,326.00
            Short-Term Investments 0 0 0 0 0
      Net Receivables 3,570,944.00 3,626,356.00 3,179,891.00 2,645,910.00 2,812,990.00
      Inventory 0 0 0 0 0
      Other Current Assets 0 0 0 0 0
      Property, Plant, Equipment Net 667,866.00 613,681.00 603,859.00 603,979.00 581,818.00
      Real Estate 1,291,455.00 1,249,874.00 1,340,622.00 1,852,508.00 1,960,914.00
      Goodwill 184,332.00 174,597.00 201,366.00 169,652.00 169,652.00
      Intangible Assets 0 0 0 0 0
      Long-Term Investments 1,468,246.00 1,621,655.00 1,608,548.00 1,480,612.00 1,309,430.00
      Non-Current Deferred Assets 448,546.00 588,569.00 644,838.00 69,221.00 29,055.00
      Other Non-Current Assets 0 0 0 0 0
Liabilities 35,332,137.00 32,910,335.00 30,115,057.00 28,960,456.00 25,126,900.00
      Payables and Expenses 0 0 0 0 0
            Account Payables 0 0 0 0 0
            Current Accrued Liabilities 0 0 0 0 0
      Short-Term Debt 0 0 0 0 0
      Other Current Liabilities 0 0 0 0 0
      Long-Term Debt 0 0 0 0 0
      Other Non-Current Liabilities 0 0 0 0 0
Equity 57,369,818.00 52,126,683.00 47,377,592.00 45,407,155.00 41,243,512.00
   Shareholders Equity 8,395,111.00 7,455,431.00 6,748,332.00 6,653,011.00 6,310,802.00
      Capital Stock 158,705.00 105,803.00 105,803.00 70,535.00 70,535.00
      Share Premium 984,825.00 1,017,691.00 997,534.00 1,016,372.00 1,012,483.00
      Retained Earnings 12,265,070.00 11,040,908.00 10,161,005.00 9,015,135.00 8,348,381.00
      Treasury Shares 4,079,220.00 3,783,133.00 3,251,429.00 3,167,076.00 3,058,425.00
      Accumulated Other Comprehensive Income -934,269.00 -925,838.00 -1,264,581.00 -281,955.00 -62,172.00
   Minority Interest 12,328.00 13,806.00 19,829.00 14,719.00 14,995.00
Investments 37,689,881.00 34,475,624.00 32,415,072.00 31,312,622.00 24,938,731.00
Debt 1,009,808.00 1,009,090.00 1,008,371.00 1,007,652.00 1,102,309.00
Common Shares Outstanding 380,066.07 256,544.76 264,546.10 176,780.59 177,825.15
Breakdown 2024-12-31 2023-12-31 2022-12-31 2021-12-31 2020-12-31
Revenues 13,638,752.00 12,142,938.00 11,166,499.00 9,455,466.00 8,098,925.00
   Net Premiums 46,193,940.00 41,602,748.00 38,245,716.00 31,035,056.00 26,475,464.00
Cost Of Revenue 7,131,595.00 6,372,142.00 5,861,750.00 4,953,960.00 4,468,706.00
Interest Expense 126,907.00 127,459.00 130,374.00 147,180.00 150,537.00
Provisions for Credit Losses -1,890.00 1,782.00 73.00 -3,719.00 3,648.00
Gross Profit 6,507,157.00 5,770,796.00 5,304,749.00 4,501,506.00 3,630,219.00
EBT 5,588,884.00 4,451,152.00 3,040,583.00 2,696,276.00 1,686,094.00
Income Tax 493,075.00 430,610.00 216,609.00 196,577.00 136,936.00
Equity Method Investments Income -11,491.00 16,743.00 145,099.00 220,014.00 54,253.00
Net Income Including Non-Controlling Interests 1,757,653.00 1,378,872.00 1,377,170.00 1,013,965.00 528,355.00
Net Income Non-Controlling Interests -1,538.00 2,487.00 3,892.00 8,525.00 2,315.00
Net Income 1,756,115.00 1,381,359.00 1,381,062.00 1,022,490.00 530,670.00
EBIT 5,715,791.00 4,578,611.00 3,170,957.00 2,843,456.00 1,836,631.00
Deprecation and Amortization 175,758.00 27,614.00 60,153.00 148,443.00 150,198.00
EBITDA 5,891,549.00 4,606,225.00 3,231,110.00 2,991,899.00 1,986,829.00
EPS 0.00 0.01 0.00 0.01 0.00
Diluted EPS 0.00 0.01 0.00 0.01 0.00
Average Shares Outstanding Basic 399.73 271.00 276.85 184.95 186.92
Average Shares Outstanding Diluted 403.22 273.30 279.46 186.50 188.76
Breakdown 2024-12-31 2023-12-31 2022-12-31 2021-12-31 2020-12-31
Operating Cash Flow 4,735,056.00 3,880,256.00 2,448,302.00 2,476,618.00 2,088,068.00
   Operating Net Income 5,268,345.00 4,107,285.00 3,983,459.00 2,994,548.00 1,498,829.00
   Deprecation and Amortization -175,758.00 -27,614.00 60,153.00 148,443.00 150,198.00
   Deferred Income Tax 96,394.00 -26,706.00 -4,012.00 12,800.00 -13,863.00
   Share Based Compensation 54,381.00 51,000.00 49,411.00 95,120.00 99,257.00
   Change in Working Capital -32,780.00 6,412.00 224,981.00 338,728.00 149,003.00
   Other Operating Activities -475,526.00 -230,121.00 -1,865,690.00 -1,113,021.00 204,644.00
Investing Cash Flow -2,394,295.00 -1,824,067.00 -1,571,625.00 -3,015,341.00 -75,752.00
   Capital Expenditure 0.00 0.00 0.00 0.00 0.00
   Net Purchase/Sale of PPE 0 0 0 0 0
   Net Purchase/Sale of Investments Net 18,254,411.00 12,746,446.00 14,461,779.00 20,754,120.00 16,669,401.00
   Net Purchase/Sale of Business 0 108,125.00 956,361.00 0 0
   Other Investing Activities -20,648,706.00 -14,678,638.00 -16,989,765.00 -23,769,461.00 -16,745,153.00
Financing Cash Flow -1,714,872.00 -2,126,498.00 -1,551,935.00 126,472.00 -766,618.00
   Net Issuance/Repayment of Debt 3,105.00 974.00 429,812.00 1,539,059.00 1,394,388.00
   Net Issuance/Repurchase of Equity 303,655.00 537,163.00 94,140.00 122,426.00 346,357.00
   Dividends Paid 531,953.00 501,456.00 235,192.00 355,736.00 84,147.00
   Other Financing Activities -2,553,585.00 -3,166,091.00 -2,311,079.00 -1,890,749.00 -2,591,510.00
Net Change in Cash 596,049.00 -61,239.00 -700,012.00 -416,446.00 1,255,815.00
   Cash at Beginning of Period 1,378,698.00 1,424,434.00 2,149,358.00 1,985,289.00 1,116,551.00
   Cash at End of Period 1,974,747.00 1,363,195.00 1,449,346.00 1,568,843.00 2,372,366.00
Free Cash Flow 0 0 0 0 0
Breakdown 2025-09-30 2025-06-30 2025-03-31 2024-12-31 2024-09-30 2024-06-30 2024-03-31 2023-12-31 2023-09-30 2023-06-30 2023-03-31 2022-12-31 2022-09-30 2022-06-30 2022-03-31 2021-12-31 2021-09-30 2021-06-30 2021-03-31 2020-12-31
Assets 43,715,217.00 42,658,057.00 41,345,792.00 92,701,955.00 40,359,298.00 38,909,919.00 37,851,072.00 85,037,018.00 36,111,348.00 35,308,694.00 34,296,064.00 77,492,649.00 33,076,819.00 32,692,447.00 32,250,954.00 74,367,611.00 31,544,288.00 30,297,917.00 29,791,274.00 66,370,412.00
   Deposits 0 0 0 29,000.00 0 0 0 31,000.00 0 0 0 33,000.00 0 0 0 35,000.00 0 0 0 38,000.00
      Cash and Short-Term Investments 14,845,907.00 13,344,257.00 12,025,569.00 2,087,678.00 11,006,372.00 11,283,098.00 11,771,485.00 1,491,629.00 12,284,623.00 12,980,966.00 12,761,952.00 1,552,868.00 11,693,051.00 11,714,537.00 12,253,260.00 2,252,880.00 9,437,671.00 1,790,199.00 2,014,911.00 2,669,326.00
            Cash and Cash Equivalents 2,404,019.00 1,984,529.00 1,720,209.00 2,087,678.00 1,573,238.00 1,580,270.00 1,169,053.00 1,491,629.00 1,646,074.00 1,823,558.00 1,242,357.00 1,552,868.00 1,130,750.00 1,316,603.00 2,114,841.00 2,252,880.00 2,069,029.00 1,790,199.00 2,014,911.00 2,669,326.00
            Short-Term Investments 12,441,888.00 11,359,728.00 10,305,360.00 0 9,433,134.00 9,702,828.00 10,602,432.00 0 10,638,549.00 11,157,408.00 11,519,595.00 0 10,562,301.00 10,397,934.00 10,138,419.00 0 7,368,642.00 0 0 0
      Net Receivables 3,897,562.00 4,046,059.00 3,897,183.00 3,570,944.00 4,059,225.00 3,696,910.00 3,530,186.00 3,626,356.00 3,707,797.00 3,712,050.00 3,579,816.00 3,179,891.00 2,903,479.00 2,942,756.00 2,728,551.00 2,645,910.00 2,871,519.00 2,971,759.00 2,641,537.00 2,812,990.00
      Inventory 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
      Other Current Assets 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
      Property, Plant, Equipment Net 701,134.00 701,005.00 667,110.00 667,866.00 662,527.00 667,241.00 658,575.00 613,681.00 578,941.00 579,040.00 585,649.00 603,859.00 578,168.00 587,317.00 598,312.00 603,979.00 590,670.00 577,178.00 561,223.00 581,818.00
      Real Estate 1,305,299.00 1,294,505.00 1,304,443.00 1,291,455.00 1,297,314.00 1,279,306.00 1,273,063.00 1,249,874.00 1,270,545.00 1,292,200.00 1,338,504.00 1,340,622.00 1,320,550.00 1,304,094.00 1,276,157.00 1,852,508.00 1,842,400.00 1,811,263.00 1,961,212.00 1,960,914.00
      Goodwill 184,332.00 184,332.00 184,332.00 184,332.00 184,089.00 184,089.00 174,597.00 174,597.00 174,597.00 174,597.00 185,509.00 201,366.00 169,652.00 169,652.00 169,652.00 169,652.00 169,652.00 169,652.00 169,652.00 169,652.00
      Intangible Assets 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
      Long-Term Investments 1,430,991.00 1,492,258.00 1,480,322.00 1,468,246.00 1,607,381.00 1,589,119.00 1,555,818.00 1,621,655.00 1,600,495.00 1,594,225.00 1,601,567.00 1,608,548.00 1,662,029.00 1,702,270.00 1,545,648.00 1,480,612.00 1,400,932.00 1,369,453.00 1,358,997.00 1,309,430.00
      Non-Current Deferred Assets 0 0 0 448,546.00 0 0 0 588,569.00 0 0 205,291.00 644,838.00 407,595.00 296,943.00 43,527.00 69,221.00 63,654.00 44,659.00 0 29,055.00
      Other Non-Current Assets 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Liabilities 33,910,214.00 33,353,249.00 32,419,420.00 35,332,137.00 31,919,896.00 31,122,868.00 30,052,560.00 32,910,335.00 29,181,439.00 28,400,342.00 27,330,441.00 30,115,057.00 26,706,843.00 26,155,574.00 25,363,155.00 28,960,456.00 24,880,577.00 23,709,963.00 23,360,990.00 25,126,900.00
      Payables and Expenses 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
            Account Payables 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
            Current Accrued Liabilities 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
      Short-Term Debt 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
      Other Current Liabilities 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
      Long-Term Debt 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
      Other Non-Current Liabilities 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Equity 9,805,003.00 9,304,808.00 8,926,372.00 57,369,818.00 8,439,402.00 7,787,051.00 7,798,512.00 52,126,683.00 6,929,909.00 6,908,352.00 6,965,623.00 47,377,592.00 6,369,976.00 6,536,873.00 6,887,799.00 45,407,155.00 6,663,711.00 6,587,954.00 6,430,284.00 41,243,512.00
   Shareholders Equity 9,798,892.00 9,294,537.00 8,914,039.00 8,395,111.00 8,426,264.00 7,773,782.00 7,784,832.00 7,455,431.00 6,915,579.00 6,887,185.00 6,944,015.00 6,748,332.00 6,346,066.00 6,514,485.00 6,864,503.00 6,653,011.00 6,648,441.00 6,578,276.00 6,414,600.00 6,310,802.00
      Capital Stock 158,705.00 158,705.00 158,705.00 158,705.00 158,705.00 158,705.00 105,803.00 105,803.00 105,803.00 105,803.00 105,803.00 105,803.00 105,803.00 105,803.00 105,803.00 70,535.00 70,535.00 70,535.00 70,535.00 70,535.00
      Share Premium 981,817.00 1,005,428.00 992,901.00 984,825.00 973,032.00 986,892.00 1,030,475.00 1,017,691.00 1,008,301.00 1,020,818.00 1,008,128.00 997,534.00 984,803.00 1,001,093.00 992,012.00 1,016,372.00 1,018,300.00 1,035,166.00 1,023,556.00 1,012,483.00
      Retained Earnings 13,306,597.00 12,829,755.00 12,652,303.00 12,265,070.00 11,909,408.00 11,669,567.00 11,455,158.00 11,040,908.00 10,800,697.00 10,624,518.00 10,296,539.00 10,161,005.00 9,805,237.00 9,602,948.00 9,582,790.00 9,015,135.00 8,920,334.00 8,682,088.00 8,556,621.00 8,348,381.00
      Treasury Shares 4,142,071.00 4,126,967.00 4,127,803.00 4,079,220.00 4,011,737.00 4,007,742.00 3,783,074.00 3,783,133.00 3,676,403.00 3,682,281.00 3,387,538.00 3,251,429.00 3,163,967.00 3,165,729.00 3,166,873.00 3,167,076.00 3,169,866.00 3,087,069.00 3,087,860.00 3,058,425.00
      Accumulated Other Comprehensive Income -506,156.00 -572,384.00 -762,067.00 -934,269.00 -603,144.00 -1,033,640.00 -1,023,530.00 -925,838.00 -1,322,819.00 -1,181,673.00 -1,078,917.00 -1,264,581.00 -1,385,810.00 -1,029,630.00 -649,229.00 -281,955.00 -190,862.00 -122,444.00 -148,252.00 -62,172.00
   Minority Interest 6,111.00 10,271.00 12,333.00 12,328.00 13,138.00 13,269.00 13,680.00 13,806.00 14,330.00 21,167.00 21,608.00 19,829.00 23,910.00 22,388.00 23,296.00 14,719.00 15,270.00 9,678.00 15,684.00 14,995.00
Investments 48,797,013.00 46,823,069.00 45,044,106.00 37,689,881.00 42,983,503.00 42,331,937.00 42,708,684.00 34,475,624.00 40,204,088.00 39,630,876.00 39,980,262.00 32,415,072.00 39,149,645.00 38,630,744.00 37,488,378.00 31,312,622.00 34,099,779.00 28,065,060.00 27,863,280.00 24,938,731.00
Debt 1,719,078.00 1,521,396.00 1,428,680.00 1,009,808.00 1,009,629.00 1,009,449.00 1,009,269.00 1,009,090.00 1,008,910.00 1,008,730.00 1,008,551.00 1,008,371.00 1,008,191.00 1,008,011.00 1,007,832.00 1,007,652.00 1,007,472.00 1,007,293.00 1,289,272.00 1,102,309.00
Common Shares Outstanding 379,877.18 379,385.33 379,312.87 380,066.07 381,189.91 380,646.64 256,548.67 256,544.76 258,043.53 257,516.57 262,536.53 264,546.10 265,801.72 265,272.98 265,186.25 176,780.59 176,638.88 177,413.97 177,372.94 177,825.15
Breakdown 2025-09-30 2025-06-30 2025-03-31 2024-12-31 2024-09-30 2024-06-30 2024-03-31 2023-12-31 2023-09-30 2023-06-30 2023-03-31 2022-12-31 2022-09-30 2022-06-30 2022-03-31 2021-12-31 2021-09-30 2021-06-30 2021-03-31
Revenues 10,986,443.00 7,218,207.00 3,547,399.00 -6,160,010.00 9,971,184.00 6,570,805.00 3,256,773.00 -5,564,540.00 8,921,556.00 5,890,918.00 2,895,004.00 -5,329,904.00 8,152,697.00 5,428,297.00 2,915,409.00 -4,031,596.00 6,877,238.00 4,452,955.00 2,156,869.00
   Net Premiums 27,800,844.00 18,331,698.00 9,037,143.00 -4,544,142.00 25,612,755.00 16,832,286.00 8,293,041.00 -4,062,244.00 23,058,219.00 15,132,477.00 7,474,296.00 -3,464,892.00 21,144,615.00 13,818,732.00 6,747,261.00 -3,687,347.00 17,707,794.00 11,464,740.00 5,549,869.00
Cost Of Revenue 5,825,073.00 3,856,216.00 1,900,792.00 -3,246,891.00 5,270,334.00 3,444,374.00 1,663,778.00 -3,019,624.00 4,744,602.00 3,108,409.00 1,538,755.00 -2,592,217.00 4,339,646.00 2,775,069.00 1,339,252.00 -2,116,500.00 3,623,630.00 2,325,238.00 1,121,592.00
Interest Expense 95,265.00 63,504.00 31,727.00 -63,413.00 95,156.00 63,436.00 31,728.00 -63,649.00 95,580.00 63,692.00 31,836.00 -69,762.00 98,473.00 66,693.00 34,970.00 -74,064.00 109,846.00 74,747.00 36,651.00
Provisions for Credit Losses -856.00 -745.00 -326.00 1,275.00 -1,579.00 -1,191.00 -395.00 -3,195.00 2,218.00 2,941.00 -182.00 -658.00 274.00 746.00 -289.00 4,687.00 -3,700.00 -3,467.00 -1,239.00
Gross Profit 5,161,370.00 3,361,991.00 1,646,607.00 -2,913,119.00 4,700,850.00 3,126,431.00 1,592,995.00 -2,544,916.00 4,176,954.00 2,782,509.00 1,356,249.00 -2,737,687.00 3,813,051.00 2,653,228.00 1,576,157.00 -1,915,096.00 3,253,608.00 2,127,717.00 1,035,277.00
EBT 3,453,721.00 2,153,746.00 1,082,492.00 2,184,979.00 1,636,757.00 1,153,596.00 613,552.00 1,930,084.00 1,319,328.00 793,284.00 408,456.00 -23,677.00 1,315,235.00 1,004,451.00 744,574.00 815,895.00 951,380.00 621,717.00 307,284.00
Income Tax 393,907.00 256,191.00 123,475.00 -341,141.00 399,196.00 286,402.00 148,618.00 -124,443.00 296,094.00 165,015.00 93,944.00 -400,525.00 269,360.00 203,271.00 144,503.00 -211,174.00 201,277.00 137,412.00 69,062.00
Equity Method Investments Income 59,713.00 54,291.00 27,023.00 20,863.00 868.00 -3,873.00 -29,349.00 8,126.00 5,444.00 993.00 2,180.00 -114,708.00 121,919.00 85,874.00 52,014.00 -88,705.00 169,538.00 100,246.00 38,935.00
Net Income Including Non-Controlling Interests 1,329,756.00 819,662.00 417,793.00 -680,888.00 1,180,794.00 814,840.00 442,907.00 -546,223.00 983,157.00 649,415.00 292,523.00 -973,208.00 994,708.00 767,424.00 588,246.00 -396,909.00 719,408.00 464,132.00 227,334.00
Net Income Non-Controlling Interests 136.00 -802.00 -222.00 138.00 -780.00 -460.00 -436.00 -998.00 863.00 1,019.00 1,603.00 -5,167.00 4,131.00 2,536.00 2,392.00 -4,949.00 8,652.00 2,631.00 2,191.00
Net Income 1,329,892.00 818,860.00 417,571.00 -680,750.00 1,180,014.00 814,380.00 442,471.00 -547,221.00 984,020.00 650,434.00 294,126.00 -978,375.00 998,839.00 769,960.00 590,638.00 -401,858.00 728,060.00 466,763.00 229,525.00
EBIT 3,548,986.00 2,217,250.00 1,114,219.00 2,121,566.00 1,731,913.00 1,217,032.00 645,280.00 1,866,435.00 1,414,908.00 856,976.00 440,292.00 -93,439.00 1,413,708.00 1,071,144.00 779,544.00 741,831.00 1,061,226.00 696,464.00 343,935.00
Deprecation and Amortization 32,824.00 23,755.00 9,786.00 -207,081.00 156,993.00 145,062.00 80,784.00 7,683.00 3,294.00 6,900.00 9,737.00 -47,753.00 46,037.00 37,238.00 24,631.00 -57,027.00 101,330.00 70,597.00 33,543.00
EBITDA 3,581,810.00 2,241,005.00 1,124,005.00 1,914,485.00 1,888,906.00 1,362,094.00 726,064.00 1,874,118.00 1,418,202.00 863,876.00 450,029.00 -141,192.00 1,459,745.00 1,108,382.00 804,175.00 684,804.00 1,162,556.00 767,061.00 377,478.00
EPS 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Diluted EPS 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Average Shares Outstanding Basic 397,220.00 397,016.00 396,929.00 -1,068,209.06 400,302.00 401,295.00 268,211.00 -818,458.00 271,656.00 272,909.00 274,977.00 -829,671.59 277,192.00 276,815.00 276,772.00 -554,757.19 185,127.00 185,175.00 185,195.00
Average Shares Outstanding Diluted 400,306.00 400,368.00 399,825.00 -1,077,624.10 404,053.00 404,679.00 270,505.00 -825,604.81 274,146.00 275,213.00 277,339.00 -837,208.16 279,644.00 279,525.00 279,157.00 -560,250.00 187,060.00 187,106.00 186,830.00
Breakdown 2025-09-30 2025-06-30 2025-03-31 2024-12-31 2024-09-30 2024-06-30 2024-03-31 2023-12-31 2023-09-30 2023-06-30 2023-03-31 2022-12-31 2022-09-30 2022-06-30 2022-03-31 2021-12-31 2021-09-30 2021-06-30 2021-03-31
Operating Cash Flow 2,587,484.00 1,447,624.00 743,817.00 -507,079.00 2,868,335.00 1,627,565.00 746,235.00 49,702.00 2,231,162.00 1,154,069.00 445,323.00 -808,336.00 1,773,303.00 1,005,653.00 477,682.00 -54,575.00 1,524,394.00 695,809.00 310,990.00
   Operating Net Income 2,560,682.00 1,600,605.00 822,315.00 351,790.00 2,395,036.00 1,655,724.00 865,795.00 363,718.00 1,936,834.00 1,236,641.00 570,092.00 -192,972.00 1,896,845.00 1,386,133.00 893,453.00 285,543.00 1,393,133.00 885,774.00 430,098.00
   Deprecation and Amortization -32,824.00 -23,755.00 -9,786.00 207,081.00 -156,993.00 -145,062.00 -80,784.00 -47,545.00 3,294.00 6,900.00 9,737.00 -47,753.00 46,037.00 37,238.00 24,631.00 -57,027.00 101,330.00 70,597.00 33,543.00
   Deferred Income Tax 0 0 0 96,394.00 0 0 0 -26,706.00 0 0 0 -4,012.00 0 0 0 12,800.00 0 0 0
   Share Based Compensation 40,622.00 27,487.00 12,423.00 -25,773.00 40,319.00 26,856.00 12,979.00 -23,674.00 37,796.00 25,085.00 11,793.00 -22,432.00 36,247.00 24,158.00 11,438.00 23,695.00 36,486.00 23,122.00 11,817.00
   Change in Working Capital -98,196.00 -192,081.00 -419,307.00 473,450.00 7,702.00 -208,454.00 -305,478.00 487,323.00 -36,113.00 -103,737.00 -341,061.00 679,065.00 -11,107.00 -104,721.00 -338,256.00 103,327.00 366,279.00 106,731.00 -237,609.00
   Other Operating Activities 117,200.00 35,368.00 338,172.00 -1,610,021.00 582,271.00 298,501.00 253,723.00 -703,414.00 289,351.00 -10,820.00 194,762.00 -1,220,232.00 -194,719.00 -337,155.00 -113,584.00 -422,913.00 -372,834.00 -390,415.00 73,141.00
Investing Cash Flow -1,786,255.00 -1,158,631.00 -924,418.00 1,600,544.00 -2,097,425.00 -992,305.00 -905,109.00 93,090.00 -1,396,536.00 -161,191.00 -359,430.00 250,136.00 -1,550,415.00 -789,909.00 518,563.00 1,622,105.00 -2,040,573.00 -1,401,642.00 -1,195,231.00
   Capital Expenditure 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
   Net Purchase/Sale of PPE 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
   Net Purchase/Sale of Investments Net 11,739,875.00 7,235,850.00 3,975,483.00 -5,181,916.00 12,349,328.00 7,426,498.00 3,660,501.00 -4,230,026.00 8,622,705.00 5,282,045.00 3,071,722.00 -11,262,083.00 13,248,949.00 8,426,038.00 4,048,875.00 -11,747,016.00 14,746,657.00 10,897,847.00 6,856,632.00
   Net Purchase/Sale of Business 0 0 0 0 0 0 0 -80,027.00 94,076.00 94,076.00 0 -1,912,722.00 956,361.00 956,361.00 956,361.00 0 0 0 0
   Other Investing Activities -13,526,130.00 -8,394,481.00 -4,899,901.00 6,782,460.00 -14,446,753.00 -8,418,803.00 -4,565,610.00 4,403,143.00 -10,113,317.00 -5,537,312.00 -3,431,152.00 13,424,941.00 -15,755,725.00 -10,172,308.00 -4,486,673.00 13,369,121.00 -16,787,230.00 -12,299,489.00 -8,051,863.00
Financing Cash Flow -408,386.00 -313,124.00 -81,410.00 -715,105.00 -561,941.00 -408,121.00 -29,705.00 -575,906.00 -638,856.00 -616,010.00 -295,726.00 -15,064.00 -634,847.00 -450,694.00 -451,330.00 -747,731.00 222,016.00 123,970.00 528,217.00
   Net Issuance/Repayment of Debt 1,724.00 0 0 2,865.00 240.00 0 0 -5,062.00 3,054.00 2,114.00 868.00 -250.00 428,684.00 426,695.00 -425,317.00 247,693.00 528,490.00 181,663.00 581,213.00
   Net Issuance/Repurchase of Equity 73,829.00 49,202.00 49,202.00 -156,351.00 236,243.00 223,763.00 0 -456,144.00 430,536.00 427,619.00 135,152.00 87,570.00 6,570.00 0 0 -59,366.00 122,426.00 29,683.00 29,683.00
   Dividends Paid 288,365.00 254,175.00 30,338.00 6,498.00 311,514.00 185,721.00 28,220.00 -30,978.00 186,921.00 186,921.00 158,592.00 7,079.00 182,147.00 22,983.00 22,983.00 157,059.00 156,107.00 21,285.00 21,285.00
   Other Financing Activities -772,304.00 -616,501.00 -160,950.00 -568,117.00 -1,109,938.00 -817,605.00 -57,925.00 -83,722.00 -1,259,367.00 -1,232,664.00 -590,338.00 -109,463.00 -1,252,248.00 -900,372.00 -48,996.00 -1,093,117.00 -585,007.00 -108,661.00 -103,964.00
Net Change in Cash 429,272.00 9,782.00 -254,538.00 363,073.00 210,043.00 217,075.00 -194,142.00 -425,190.00 196,728.00 374,212.00 -206,989.00 -555,677.00 -438,093.00 -252,240.00 545,998.00 826,513.00 -303,337.00 -582,167.00 -357,455.00
   Cash at Beginning of Period 1,974,747.00 1,974,747.00 1,974,747.00 1,611,674.00 1,363,195.00 1,363,195.00 1,363,195.00 1,788,385.00 1,449,346.00 1,449,346.00 1,449,346.00 2,005,023.00 1,568,843.00 1,568,843.00 1,568,843.00 742,330.00 2,372,366.00 2,372,366.00 2,372,366.00
   Cash at End of Period 2,404,019.00 1,984,529.00 1,720,209.00 1,974,747.00 1,573,238.00 1,580,270.00 1,169,053.00 1,363,195.00 1,646,074.00 1,823,558.00 1,242,357.00 1,449,346.00 1,130,750.00 1,316,603.00 2,114,841.00 1,568,843.00 2,069,029.00 1,790,199.00 2,014,911.00
Free Cash Flow 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0