WTBA

Valuation Ratios

Breakdown 2024-12-31 2023-12-31 2022-12-31 2021-12-31 2020-12-31
Price to Earnings 15.14 14.72 9.16 10.36 9.70
Price to Sales 105.51 115.41 156.75 192.38 134.49
Book Value Per Common Share 40.61 40.37 38.06 47.18 40.75
Price to Book 0.53 0.53 0.67 0.66 0.47
Price to Operating Cash Flow 9.14 14.02 5.51 6.58 5.50
Price to Free Cash Flow
Enterprise Value to EBITDA 24312.79 28848.50 45965.80 67113.29 52704.64
Breakdown 2025-09-30 2025-06-30 2025-03-31 2024-12-31 2024-09-30 2024-06-30 2024-03-31 2023-12-31 2023-09-30 2023-06-30 2023-03-31 2022-12-31 2022-09-30 2022-06-30 2022-03-31 2021-12-31 2021-09-30 2021-06-30 2021-03-31 2020-12-31
Price to Earnings 13.64 20.88 42.43 18.82 27.12 50.94 13.94 22.45 38.87 9.25 15.60 34.01 13.17 18.38 33.93
Price to Sales 139.27 210.62 432.54 133.40 191.85 384.27 119.31 211.61 430.90 170.43 323.67 716.05 243.95 342.17 608.33
Book Value Per Common Share 25.67 23.50 23.24 40.61 13.98 13.30 13.31 40.37 12.19 12.98 12.98 38.06 11.94 12.99 14.22 47.18 15.24 14.89 14.18 40.75
Price to Book 0.79 0.84 0.86 0.53 1.36 1.35 1.34 0.53 1.34 1.42 1.41 0.67 1.74 1.87 1.91 0.66 1.97 1.86 1.70 0.47
Price to Operating Cash Flow 9.92 14.28 34.44 11.01 18.68 48.74 15.12 29.99 121.96 7.08 12.04 29.04 11.72 16.11 26.37
Price to Free Cash Flow
Enterprise Value to EBITDA 30342.81 44676.94 92641.82 28475.38 41137.11 84380.43 30202.36 52965.04 107257.69 52208.14 96597.91 227393.46 85519.40 119071.04 216755.58

Earnings Data

Breakdown 2024-12-31 2023-12-31 2022-12-31 2021-12-31 2020-12-31
Earning YoY -0.69 -48.39 -7.00 50.75
Revenue YoY 12.42 13.25 1.42 13.18
EBITDA YoY 21.93 32.88 20.71 27.13
Net Profit YoY -0.36 -47.98 -6.47 51.65
Breakdown 2025-09-30 2025-06-30 2025-03-31 2024-12-31 2024-09-30 2024-06-30 2024-03-31 2023-12-31 2023-09-30 2023-06-30 2023-03-31 2022-12-31 2022-09-30 2022-06-30 2022-03-31 2021-12-31 2021-09-30 2021-06-30 2021-03-31 2020-12-31
Earning YoY 58.51 100.00 53.03 88.57 42.68 74.47 44.23 95.00 50.99 112.68
Revenue YoY 56.65 103.09 52.74 102.32 57.11 106.09 62.35 98.89 51.75 105.98
EBITDA YoY 52.42 104.38 53.42 106.15 55.37 104.22 58.19 110.72 50.70 109.90
Net Profit YoY 58.87 101.75 54.10 89.38 43.09 74.73 44.88 96.08 50.84 112.65

Financial Strength

Breakdown 2024-12-31 2023-12-31 2022-12-31 2021-12-31 2020-12-31
Cash Per Common Share 57.95 15.65 6.39 46.65 96.42
Quick Ratio
Current Ratio
Debt to Equity 8.56 8.26 8.34 6.34 6.69
Long-Term Debt to Equity
Breakdown 2025-09-30 2025-06-30 2025-03-31 2024-12-31 2024-09-30 2024-06-30 2024-03-31 2023-12-31 2023-09-30 2023-06-30 2023-03-31 2022-12-31 2022-09-30 2022-06-30 2022-03-31 2021-12-31 2021-09-30 2021-06-30 2021-03-31 2020-12-31
Cash Per Common Share 13.75 20.38 50.03 57.86 37.50 35.61 35.39 15.63 4.93 7.59 5.40 6.38 14.28 6.48 34.84 46.59 7.85 65.45 79.03 96.28
Quick Ratio
Current Ratio
Debt to Equity 14.62 15.84 15.76 8.56 15.95 16.71 16.71 8.26 17.15 15.94 15.71 8.34 16.70 15.07 14.00 6.34 11.88 12.26 12.53 6.69
Long-Term Debt to Equity

Profitability

Breakdown 2024-12-31 2023-12-31 2022-12-31 2021-12-31 2020-12-31
ROA 0.55 0.58 1.18 1.30 0.95
ROE 5.28 5.36 10.99 9.53 7.31
Gross Margin 71.01 77.18
Operating Margin 4237.37 3945.89 3359.39 2812.77 2490.72
EBITDA Margin 4345.32 4006.39 3414.69 2869.08 2554.24
Net Profit Margin 697.30 786.73 1712.77 1857.24 1386.10
Breakdown 2025-09-30 2025-06-30 2025-03-31 2024-12-31 2024-09-30 2024-06-30 2024-03-31 2023-12-31 2023-09-30 2023-06-30 2023-03-31 2022-12-31 2022-09-30 2022-06-30 2022-03-31 2021-12-31 2021-09-30 2021-06-30 2021-03-31 2020-12-31
ROA 0.63 0.39 0.20 0.43 0.28 0.15 0.53 0.37 0.22 1.06 0.74 0.37 1.16 0.76 0.37
ROE 9.85 6.57 3.30 7.20 4.91 2.60 9.62 6.31 3.61 18.84 11.96 5.58 14.94 10.14 5.01
Gross Margin
Operating Margin 4453.11 4575.60 4545.17 4578.82 4568.22 4510.44 3899.39 3940.27 3975.21 3212.11 3297.44 3114.79 2796.27 2815.64 2761.35
EBITDA Margin 4589.52 4716.98 4687.26 4685.74 4664.84 4578.09 3951.40 3995.81 4032.44 3265.83 3351.80 3163.59 2852.36 2872.15 2818.56
Net Profit Margin 1016.79 1002.60 1009.27 706.96 700.70 748.58 857.92 941.99 1111.05 1844.07 2066.43 2096.03 1849.71 1860.83 1802.45

Dividends

Breakdown 2024-12-31 2023-12-31 2022-12-31 2021-12-31 2020-12-31
Dividend Yield
Dividend Payout Ratio
Breakdown 2025-09-30 2025-06-30 2025-03-31 2024-12-31 2024-09-30 2024-06-30 2024-03-31 2023-12-31 2023-09-30 2023-06-30 2023-03-31 2022-12-31 2022-09-30 2022-06-30 2022-03-31 2021-12-31 2021-09-30 2021-06-30 2021-03-31 2020-12-31
Dividend Yield
Dividend Payout Ratio

Financial Statements

Breakdown 2024-12-31 2023-12-31 2022-12-31 2021-12-31 2020-12-31
Assets 4,355,020.00 4,168,104.00 3,944,893.00 3,821,644.00 3,441,435.00
   Deposits 12,886,152.00 11,411,692.00 10,572,828.00 11,319,087.00 10,074,806.00
      Cash and Short-Term Investments 973,912.00 261,428.00 106,156.00 771,300.00 1,585,740.00
            Cash and Cash Equivalents 973,912.00 261,428.00 106,156.00 771,300.00 1,585,740.00
            Short-Term Investments 0 0 0 0 0
      Net Receivables 38,475.00 40,743.00 35,964.00 26,670.00 33,693.00
      Inventory 0 0 0 0 0
      Other Current Assets 0 0 0 0 0
      Property, Plant, Equipment Net 109,985.00 86,399.00 53,124.00 34,568.00 29,077.00
      Goodwill 0 0 0 0 0
      Intangible Assets 0 0 0 0 0
      Long-Term Investments 0 0 0 0 0
      Non-Current Deferred Assets 33,202.00 34,303.00 36,609.00 10,819.00 11,289.00
      Other Non-Current Assets 0 0 0 0 0
Liabilities 3,899,270.00 3,718,018.00 3,522,669.00 3,300,988.00 2,994,045.00
      Payables and Expenses 0 0 0 0 0
            Account Payables 0 0 0 0 0
            Current Accrued Liabilities 0 0 0 0 0
      Short-Term Debt 0 150,270.00 200,000.00 0 0
      Other Current Liabilities 0 0 0 0 0
      Long-Term Debt 0 0 0 0 0
      Other Non-Current Liabilities 0 0 0 0 0
Equity 455,750.00 450,086.00 422,224.00 520,656.00 447,390.00
   Shareholders Equity 683,625.00 675,129.00 633,336.00 780,984.00 671,085.00
      Capital Stock 3,000.00 3,000.00 3,000.00 3,000.00 3,000.00
      Share Premium 35,619.00 34,197.00 32,021.00 30,183.00 28,823.00
      Retained Earnings 278,613.00 271,369.00 267,562.00 237,782.00 203,718.00
      Treasury Shares 0 0 0 0 0
      Accumulated Other Comprehensive Income -357,428.00 -334,092.00 -365,884.00 -42,548.00 -47,384.00
   Minority Interest 0 0 0 0 0
Investments 3,267,390.00 3,743,514.00 3,984,690.00 4,552,932.00 224,485.00
Debt 467,659.00 483,390.00 500,612.00 273,080.00 52,010.00
Net Debt 0 221,962.00 394,456.00 0 0
Common Shares Outstanding 16,832.63 16,725.09 16,640.41 16,554.85 16,469.27
Breakdown 2024-12-31 2023-12-31 2022-12-31 2021-12-31 2020-12-31
Revenues 3,449.00 3,068.00 2,709.00 2,671.00 2,360.00
Cost Of Revenue 1,000.00 700.00 0 0 0
Interest Income 190,066.00 160,305.00 123,349.00 107,280.00 100,233.00
Interest Expense 118,704.00 91,274.00 31,609.00 12,221.00 17,400.00
Net Interest 71,362.00 69,031.00 91,740.00 95,059.00 82,833.00
Non-Interest Income 8,434.00 10,066.00 10,208.00 9,729.00 9,602.00
Non-Interest Expense 51,353.00 48,611.00 45,051.00 43,380.00 39,054.00
Provisions for Credit Losses 1,000.00 700.00 0 0 0
Gross Profit 2,449.00 2,368.00 0 0 0
   Selling, General and Administrative Expenses 11,352.00 9,323.00 8,384.00 8,573.00 8,902.00
EBT 27,443.00 29,786.00 59,397.00 62,908.00 41,381.00
Income Tax 5,133.00 7,473.00 11,806.00 12,844.00 8,205.00
Net Income 24,050.00 24,137.00 46,399.00 49,607.00 32,712.00
EBIT 146,147.00 121,060.00 91,006.00 75,129.00 58,781.00
Deprecation and Amortization 3,723.00 1,856.00 1,498.00 1,504.00 1,499.00
EBITDA 149,870.00 122,916.00 92,504.00 76,633.00 60,280.00
EPS 0.00 0.00 0.00 0.00 0.00
Diluted EPS 0.00 0.00 0.00 0.00 0.00
Average Shares Outstanding Basic 16,806.00 16,704.00 16,620.00 16,534.00 16,447.00
Average Shares Outstanding Diluted 16,895.00 16,750.00 16,798.00 16,789.00 16,515.00
Breakdown 2024-12-31 2023-12-31 2022-12-31 2021-12-31 2020-12-31
Operating Cash Flow 39,808.00 25,249.00 77,117.00 78,104.00 57,691.00
   Operating Net Income 72,150.00 72,411.00 139,197.00 148,821.00 98,136.00
   Deprecation and Amortization 3,723.00 1,856.00 1,498.00 1,504.00 1,499.00
   Deferred Income Tax 2,982.00 448.00 1,575.00 83.00 -3,023.00
   Share Based Compensation 2,509.00 3,111.00 3,357.00 2,573.00 2,312.00
   Change in Working Capital 4,388.00 1,598.00 11,843.00 -4,418.00 4,693.00
   Other Operating Activities -45,944.00 -54,175.00 -80,353.00 -70,459.00 -45,926.00
Investing Cash Flow -27,341.00 -168,683.00 -416,481.00 -571,711.00 -367,163.00
   Capital Expenditure 0.00 0.00 0.00 0.00 0.00
   Net Purchase/Sale of PPE 26,136.00 36,387.00 21,311.00 8,743.00 2,319.00
   Net Purchase/Sale of Investments Net 68,202.00 53,655.00 200,036.00 607,247.00 76,065.00
   Net Purchase/Sale of Business 0 0 0 0 0
   Net Loan & Lease Activity 77,235.00 184,788.00 287,031.00 175,193.00 341,887.00
   Other Investing Activities -198,914.00 -443,513.00 -924,859.00 -1,362,894.00 -787,434.00
Financing Cash Flow 165,654.00 182,252.00 174,243.00 290,180.00 652,958.00
   Net Issuance/Repayment of Debt 155,270.00 53,480.00 -79,573.00 76,032.00 -1,349.00
   Net Issuance/Repurchase of Equity 0 0 0 0 0
   Dividends Paid 16,806.00 16,704.00 16,619.00 15,543.00 13,815.00
   Other Financing Activities -6,422.00 112,068.00 237,197.00 198,605.00 640,492.00
Net Change in Cash 178,121.00 38,818.00 -166,286.00 -203,610.00 343,145.00
   Cash at Beginning of Period 65,357.00 26,539.00 192,825.00 0 0
   Cash at End of Period 243,478.00 65,357.00 26,539.00 0 0
Free Cash Flow 0 0 0 0 0
Breakdown 2025-09-30 2025-06-30 2025-03-31 2024-12-31 2024-09-30 2024-06-30 2024-03-31 2023-12-31 2023-09-30 2023-06-30 2023-03-31 2022-12-31 2022-09-30 2022-06-30 2022-03-31 2021-12-31 2021-09-30 2021-06-30 2021-03-31 2020-12-31
Assets 3,985,480.00 4,056,669.00 3,986,669.00 4,355,020.00 3,988,566.00 3,965,115.00 3,962,692.00 4,168,104.00 3,701,900.00 3,678,555.00 3,624,943.00 3,944,893.00 3,517,517.00 3,474,791.00 3,547,069.00 3,821,644.00 3,249,700.00 3,268,760.00 3,172,906.00 3,441,435.00
   Deposits 12,776,191.00 13,106,036.00 12,780,075.00 12,886,152.00 12,675,030.00 12,277,775.00 11,807,344.00 11,411,692.00 10,604,702.00 10,886,293.00 10,706,893.00 10,572,828.00 10,821,383.00 10,578,481.00 11,617,370.00 11,319,087.00 10,303,550.00 10,571,303.00 10,056,769.00 10,074,806.00
      Cash and Short-Term Investments 232,932.00 345,201.00 842,440.00 973,912.00 631,212.00 599,276.00 592,068.00 261,428.00 82,484.00 126,976.00 89,920.00 106,156.00 237,564.00 107,760.00 577,020.00 771,300.00 129,876.00 1,083,292.00 1,301,956.00 1,585,740.00
            Cash and Cash Equivalents 698,796.00 1,035,603.00 842,440.00 973,912.00 631,212.00 599,276.00 592,068.00 261,428.00 82,484.00 126,976.00 89,920.00 106,156.00 237,564.00 107,760.00 577,020.00 771,300.00 129,876.00 1,083,292.00 1,301,956.00 1,585,740.00
            Short-Term Investments 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
      Net Receivables 40,098.00 37,887.00 39,423.00 38,475.00 41,526.00 42,417.00 45,810.00 40,743.00 40,794.00 35,355.00 36,852.00 35,964.00 32,358.00 28,089.00 30,249.00 26,670.00 35,316.00 34,245.00 38,124.00 33,693.00
      Inventory 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
      Other Current Assets 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
      Property, Plant, Equipment Net 109,212.00 109,806.00 110,270.00 109,985.00 106,771.00 101,965.00 95,880.00 86,399.00 75,675.00 66,683.00 59,565.00 53,124.00 44,592.00 41,807.00 40,898.00 34,568.00 33,287.00 30,753.00 29,308.00 29,077.00
      Goodwill 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
      Intangible Assets 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
      Long-Term Investments 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
      Non-Current Deferred Assets 27,722.00 30,375.00 29,833.00 33,202.00 30,679.00 33,477.00 34,552.00 34,303.00 41,592.00 36,106.00 35,122.00 36,609.00 38,327.00 29,861.00 20,877.00 10,819.00 10,288.00 8,733.00 9,737.00 11,289.00
      Other Non-Current Assets 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Liabilities 3,730,347.00 3,815,739.00 3,748,796.00 3,899,270.00 3,753,213.00 3,741,232.00 3,738,936.00 3,718,018.00 3,497,967.00 3,461,429.00 3,407,951.00 3,522,669.00 3,318,753.00 3,258,602.00 3,310,589.00 3,300,988.00 2,997,324.00 3,022,234.00 2,938,377.00 2,994,045.00
      Payables and Expenses 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
            Account Payables 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
            Current Accrued Liabilities 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
      Short-Term Debt 0 0 0 0 0 0 0 150,270.00 0 0 0 200,000.00 0 0 0 0 0 0 0 0
      Other Current Liabilities 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
      Long-Term Debt 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
      Other Non-Current Liabilities 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Equity 255,133.00 240,930.00 237,873.00 455,750.00 235,353.00 223,883.00 223,756.00 450,086.00 203,933.00 217,126.00 216,992.00 422,224.00 198,764.00 216,189.00 236,480.00 520,656.00 252,376.00 246,526.00 234,529.00 447,390.00
   Shareholders Equity 434,857.00 398,027.00 393,300.00 683,625.00 235,353.00 223,883.00 223,756.00 675,129.00 203,933.00 217,126.00 216,992.00 633,336.00 198,764.00 216,189.00 236,480.00 780,984.00 252,376.00 246,526.00 234,529.00 671,085.00
      Capital Stock 3,000.00 3,000.00 3,000.00 3,000.00 3,000.00 3,000.00 3,000.00 3,000.00 3,000.00 3,000.00 3,000.00 3,000.00 3,000.00 3,000.00 3,000.00 3,000.00 3,000.00 3,000.00 3,000.00 3,000.00
      Share Premium 36,473.00 35,773.00 35,072.00 35,619.00 34,960.00 34,322.00 33,685.00 34,197.00 33,487.00 32,642.00 31,797.00 32,021.00 31,152.00 30,283.00 29,421.00 30,183.00 29,536.00 28,888.00 28,243.00 28,823.00
      Retained Earnings 291,069.00 285,990.00 282,247.00 278,613.00 275,724.00 273,981.00 272,997.00 271,369.00 271,025.00 269,301.00 267,620.00 267,562.00 262,776.00 255,334.00 246,827.00 237,782.00 229,845.00 221,113.00 211,847.00 203,718.00
      Treasury Shares 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
      Accumulated Other Comprehensive Income -75,409.00 -83,833.00 -82,446.00 -357,428.00 -234,993.00 -262,260.00 -257,778.00 -334,092.00 -310,737.00 -263,451.00 -256,275.00 -365,884.00 -294,492.00 -217,284.00 -128,304.00 -42,548.00 -30,015.00 -19,425.00 -25,683.00 -47,384.00
   Minority Interest 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Investments 3,517,512.00 3,511,119.00 3,279,714.00 3,267,390.00 3,586,470.00 3,530,712.00 3,634,410.00 3,743,514.00 3,656,190.00 3,870,546.00 3,992,148.00 3,984,690.00 4,030,512.00 4,391,820.00 4,787,472.00 4,552,932.00 4,580,382.00 346,753.00 242,051.00 224,485.00
Debt 347,786.00 352,718.00 355,377.00 467,659.00 355,743.00 357,653.00 363,688.00 483,390.00 368,918.00 371,748.00 279,631.00 500,612.00 281,105.00 278,245.00 71,954.00 273,080.00 38,116.00 40,744.00 41,374.00 52,010.00
Net Debt 114,854.00 7,517.00 0 0 0 0 0 221,962.00 286,434.00 244,772.00 189,711.00 394,456.00 43,541.00 170,485.00 0 0 0 0 0 0
Common Shares Outstanding 16,940.78 16,940.78 16,923.28 16,832.63 16,832.63 16,832.63 16,813.95 16,725.09 16,725.09 16,725.09 16,712.26 16,640.41 16,640.41 16,640.41 16,631.41 16,554.85 16,554.85 16,554.85 16,540.38 16,469.27
Breakdown 2025-09-30 2025-06-30 2025-03-31 2024-12-31 2024-09-30 2024-06-30 2024-03-31 2023-12-31 2023-09-30 2023-06-30 2023-03-31 2022-12-31 2022-09-30 2022-06-30 2022-03-31 2021-12-31 2021-09-30 2021-06-30 2021-03-31
Revenues 2,472.00 1,578.00 777.00 -1,295.00 2,398.00 1,570.00 776.00 -1,379.00 2,286.00 1,455.00 706.00 -1,202.00 2,031.00 1,251.00 629.00 -1,362.00 2,038.00 1,343.00 652.00
Cost Of Revenue 0 0 0 1,000.00 0 0 0 700.00 0 0 0 0 0 0 0 0 0 0 0
Interest Income 143,023.00 94,098.00 46,136.00 -87,392.00 140,750.00 92,138.00 44,570.00 -71,026.00 117,622.00 76,530.00 37,179.00 -47,959.00 88,181.00 56,012.00 27,115.00 -50,777.00 79,616.00 52,131.00 26,310.00
Interest Expense 78,248.00 51,824.00 25,281.00 -56,084.00 88,810.00 58,158.00 27,820.00 -32,656.00 64,952.00 40,494.00 18,484.00 3,267.00 17,110.00 7,945.00 3,287.00 -6,287.00 9,159.00 6,160.00 3,189.00
Net Interest 64,775.00 42,274.00 20,855.00 -31,308.00 51,940.00 33,980.00 16,750.00 -38,370.00 52,670.00 36,036.00 18,695.00 -51,226.00 71,071.00 48,067.00 23,828.00 -44,490.00 70,457.00 45,971.00 23,121.00
Non-Interest Income 7,156.00 4,653.00 2,243.00 -5,514.00 7,004.00 4,645.00 2,299.00 -6,405.00 8,168.00 5,346.00 2,957.00 -4,791.00 7,943.00 4,667.00 2,389.00 -5,097.00 7,381.00 4,980.00 2,465.00
Non-Interest Expense 40,098.00 26,548.00 13,063.00 -23,531.00 37,954.00 25,062.00 11,868.00 -24,455.00 36,450.00 24,545.00 12,071.00 -20,925.00 33,386.00 21,928.00 10,662.00 -19,197.00 31,509.00 20,797.00 10,271.00
Provisions for Credit Losses 0 0 0 1,000.00 0 0 0 700.00 0 0 0 0 0 0 0 0 0 0 0
Gross Profit 0 0 0 2,449.00 0 0 0 2,368.00 0 0 0 0 0 0 0 0 0 0 0
   Selling, General and Administrative Expenses 8,924.00 5,868.00 2,888.00 -4,538.00 8,204.00 5,268.00 2,418.00 -4,305.00 6,866.00 4,550.00 2,212.00 -3,806.00 6,236.00 4,027.00 1,927.00 -3,965.00 6,228.00 4,197.00 2,113.00
EBT 31,833.00 20,379.00 10,035.00 -14,291.00 20,990.00 13,563.00 7,181.00 -20,820.00 24,188.00 16,837.00 9,581.00 -38,342.00 48,128.00 33,306.00 16,305.00 -31,390.00 47,829.00 31,654.00 14,815.00
Income Tax 6,698.00 4,558.00 2,193.00 -2,838.00 4,037.00 2,562.00 1,372.00 -1,971.00 4,576.00 3,131.00 1,737.00 -9,445.00 10,675.00 7,455.00 3,121.00 -7,014.00 10,132.00 6,663.00 3,063.00
Net Income 25,135.00 15,821.00 7,842.00 -9,713.00 16,953.00 11,001.00 5,809.00 -17,025.00 19,612.00 13,706.00 7,844.00 -30,089.00 37,453.00 25,851.00 13,184.00 -24,833.00 37,697.00 24,991.00 11,752.00
EBIT 110,081.00 72,203.00 35,316.00 -70,375.00 109,800.00 71,721.00 35,001.00 -53,476.00 89,140.00 57,331.00 28,065.00 -35,075.00 65,238.00 41,251.00 19,592.00 -37,677.00 56,988.00 37,814.00 18,004.00
Deprecation and Amortization 3,372.00 2,231.00 1,104.00 -883.00 2,564.00 1,517.00 525.00 -545.00 1,189.00 808.00 404.00 -580.00 1,091.00 680.00 307.00 -771.00 1,143.00 759.00 373.00
EBITDA 113,453.00 74,434.00 36,420.00 -71,258.00 112,364.00 73,238.00 35,526.00 -54,021.00 90,329.00 58,139.00 28,469.00 -35,655.00 66,329.00 41,931.00 19,899.00 -38,448.00 58,131.00 38,573.00 18,377.00
EPS 0.00 0.00 0.00 -0.00 0.00 0.00 0.00 -0.00 0.00 0.00 0.00 -0.00 0.00 0.00 0.00 -0.00 0.00 0.00 0.00
Diluted EPS 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Average Shares Outstanding Basic 16,941.00 16,936.00 16,840.00 16,831.00 16,833.00 16,828.00 16,732.00 16,724.00 16,725.00 16,722.00 16,645.00 16,641.00 16,640.00 16,638.00 16,561.00 16,555.00 16,555.00 16,551.00 16,475.00
Average Shares Outstanding Diluted 17,015.00 17,007.00 17,068.00 17,025.00 16,921.00 16,848.00 16,786.00 16,671.00 16,768.00 16,756.00 16,805.00 16,722.00 16,813.00 16,817.00 16,840.00 16,892.00 16,803.00 16,760.00 16,701.00
Breakdown 2025-09-30 2025-06-30 2025-03-31 2024-12-31 2024-09-30 2024-06-30 2024-03-31 2023-12-31 2023-09-30 2023-06-30 2023-03-31 2022-12-31 2022-09-30 2022-06-30 2022-03-31 2021-12-31 2021-09-30 2021-06-30 2021-03-31
Operating Cash Flow 34,686.00 23,276.00 9,749.00 -11,492.00 29,056.00 16,123.00 6,121.00 -5,553.00 18,044.00 10,264.00 2,494.00 -20,968.00 48,921.00 33,645.00 15,519.00 -7,887.00 42,434.00 28,508.00 15,049.00
   Operating Net Income 25,135.00 15,821.00 7,842.00 38,387.00 16,953.00 11,001.00 5,809.00 31,249.00 19,612.00 13,706.00 7,844.00 62,709.00 37,453.00 25,851.00 13,184.00 74,381.00 37,697.00 24,991.00 11,752.00
   Deprecation and Amortization 3,372.00 2,231.00 1,104.00 -883.00 2,564.00 1,517.00 525.00 -545.00 1,189.00 808.00 404.00 -580.00 1,091.00 680.00 307.00 -771.00 1,143.00 759.00 373.00
   Deferred Income Tax 875.00 994.00 1,092.00 -1,537.00 1,904.00 2,083.00 532.00 -856.00 207.00 462.00 635.00 -3,062.00 1,928.00 1,885.00 824.00 -1,489.00 380.00 746.00 446.00
   Share Based Compensation 1,986.00 1,286.00 585.00 -1,128.00 1,850.00 1,212.00 575.00 -1,557.00 2,401.00 1,556.00 711.00 -1,507.00 2,488.00 1,619.00 757.00 -1,264.00 1,926.00 1,278.00 633.00
   Change in Working Capital 863.00 -3,283.00 -3,121.00 -2,639.00 4,056.00 1,960.00 1,011.00 10,766.00 488.00 -5,220.00 -4,436.00 -2,872.00 8,855.00 3,214.00 2,646.00 -8,712.00 -1,446.00 -4,167.00 9,907.00
   Other Operating Activities 2,455.00 6,227.00 2,247.00 -43,692.00 1,729.00 -1,650.00 -2,331.00 -44,610.00 -5,853.00 -1,048.00 -2,664.00 -75,656.00 -2,894.00 396.00 -2,199.00 -70,032.00 2,734.00 4,901.00 -8,062.00
Investing Cash Flow 23,408.00 56,126.00 -2,949.00 164,820.00 -73,679.00 -62,058.00 -56,424.00 9,285.00 -104,635.00 -59,600.00 -13,733.00 154,868.00 -235,560.00 -205,026.00 -130,763.00 114,804.00 -409,647.00 -216,564.00 -60,304.00
   Capital Expenditure 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
   Net Purchase/Sale of PPE 2,905.00 2,256.00 1,492.00 -25,353.00 23,568.00 17,593.00 10,328.00 -10,476.00 24,699.00 15,000.00 7,164.00 -6,244.00 12,056.00 8,548.00 6,951.00 -1,780.00 6,410.00 3,150.00 963.00
   Net Purchase/Sale of Investments Net 30,319.00 19,954.00 10,147.00 -4,031.00 37,736.00 24,802.00 9,695.00 -8,218.00 31,886.00 20,326.00 9,661.00 -295,807.00 183,430.00 166,606.00 145,807.00 28,615.00 516,902.00 43,153.00 18,577.00
   Net Purchase/Sale of Business 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
   Net Loan & Lease Activity 77,235.00 184,788.00 287,031.00 175,193.00 341,887.00
   Other Investing Activities -13,761.00 72,526.00 -26,105.00 334,304.00 -228,592.00 -175,612.00 -129,014.00 27,688.00 -268,145.00 -159,158.00 -43,898.00 474,807.00 -589,441.00 -497,543.00 -312,682.00 43,804.00 -1,011,789.00 -291,713.00 -103,196.00
Financing Cash Flow -68,640.00 22,321.00 -39,668.00 -234,775.00 137,069.00 130,397.00 132,963.00 39,858.00 80,673.00 54,541.00 7,180.00 48,868.00 53,205.00 5,496.00 66,674.00 250,180.00 3,247.00 62,444.00 -25,691.00
   Net Issuance/Repayment of Debt 3,750.00 2,500.00 1,250.00 -19,040.00 154,020.00 67,270.00 -46,980.00 124,680.00 -59,010.00 17,100.00 -29,290.00 131,643.00 -142,829.00 -71,302.00 2,915.00 1,137.00 19,899.00 53,042.00 1,954.00
   Net Issuance/Repurchase of Equity 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
   Dividends Paid 12,679.00 8,444.00 4,208.00 -8,362.00 12,598.00 8,389.00 4,181.00 -8,320.00 12,523.00 8,341.00 4,160.00 -8,278.00 12,459.00 8,299.00 4,139.00 -7,246.00 11,570.00 7,596.00 3,623.00
   Other Financing Activities -85,069.00 11,377.00 -45,126.00 -207,373.00 -29,549.00 54,738.00 175,762.00 -76,502.00 127,160.00 29,100.00 32,310.00 -74,497.00 183,575.00 68,499.00 59,620.00 256,289.00 -28,222.00 1,806.00 -31,268.00
Net Change in Cash -10,546.00 101,723.00 -32,868.00 -81,447.00 92,446.00 84,462.00 82,660.00 43,590.00 -5,918.00 5,205.00 -4,059.00 181,603.00 -133,434.00 -165,885.00 -48,570.00 356,914.00 -363,966.00 -125,612.00 -70,946.00
   Cash at Beginning of Period 243,478.00 243,478.00 243,478.00 324,925.00 65,357.00 65,357.00 65,357.00 21,767.00 26,539.00 26,539.00 26,539.00 -155,064.00 192,825.00 192,825.00 192,825.00 0.00 0 0 0
   Cash at End of Period 232,932.00 345,201.00 210,610.00 243,478.00 157,803.00 149,819.00 148,017.00 65,357.00 20,621.00 31,744.00 22,480.00 26,539.00 59,391.00 26,940.00 144,255.00 0 0 0 0
Free Cash Flow 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0