ZBAI
Valuation Ratios
| Breakdown | 2025-07-31 | 2024-07-31 | 2023-07-31 | 2022-07-31 | 2021-07-31 |
|---|---|---|---|---|---|
| Price to Earnings | |||||
| Price to Sales | 6.91 | ||||
| Book Value Per Common Share | 7.36 | 2.65 | 2.88 | 8.83 | |
| Price to Book | 0.86 | ||||
| Price to Operating Cash Flow | -3.38 | ||||
| Price to Free Cash Flow | -3.38 | ||||
| Enterprise Value to EBITDA |
| Breakdown | 2025-07-31 | 2025-04-30 | 2025-01-31 | 2024-10-31 | 2024-07-31 |
|---|---|---|---|---|---|
| Price to Earnings | -9.67 | -7.09 | |||
| Price to Sales | 11.06 | 60.02 | 68.93 | ||
| Book Value Per Common Share | 7.36 | 8.74 | 9.00 | 7.55 | 2.65 |
| Price to Book | 0.86 | 1.79 | 2.27 | ||
| Price to Operating Cash Flow | -25.72 | -15.98 | -34.89 | ||
| Price to Free Cash Flow | -25.72 | -15.98 | -34.89 | ||
| Enterprise Value to EBITDA |
Earnings Data
| Breakdown | 2025-07-31 | 2024-07-31 | 2023-07-31 | 2022-07-31 | 2021-07-31 |
|---|---|---|---|---|---|
| Earning YoY | |||||
| Revenue YoY | 93.55 | -74.69 | 46.94 | ||
| EBITDA YoY | |||||
| Net Profit YoY |
| Breakdown | 2025-07-31 | 2025-04-30 | 2025-01-31 | 2024-10-31 | 2024-07-31 |
|---|---|---|---|---|---|
| Earning YoY | |||||
| Revenue YoY | 200.00 | 25.00 | |||
| EBITDA YoY | |||||
| Net Profit YoY |
Financial Strength
| Breakdown | 2025-07-31 | 2024-07-31 | 2023-07-31 | 2022-07-31 | 2021-07-31 |
|---|---|---|---|---|---|
| Cash Per Common Share | 6.90 | 2.94 | 1.38 | 3.38 | |
| Quick Ratio | 12.65 | 2.81 | 1.32 | 1.86 | |
| Current Ratio | 13.45 | 2.93 | 1.65 | 2.14 | |
| Debt to Equity | 0.08 | 0.72 | 1.45 | 0.87 | |
| Long-Term Debt to Equity | 0.15 | 0.45 | 0.23 |
| Breakdown | 2025-07-31 | 2025-04-30 | 2025-01-31 | 2024-10-31 | 2024-07-31 |
|---|---|---|---|---|---|
| Cash Per Common Share | 6.90 | 8.16 | 11.89 | 7.00 | 2.53 |
| Quick Ratio | 12.65 | 31.16 | 11.19 | 9.17 | 2.81 |
| Current Ratio | 13.45 | 31.24 | 11.21 | 9.26 | 2.93 |
| Debt to Equity | 0.08 | 0.03 | 0.10 | 0.18 | 0.72 |
| Long-Term Debt to Equity | 0.05 | 0.15 |
Profitability
| Breakdown | 2025-07-31 | 2024-07-31 | 2023-07-31 | 2022-07-31 | 2021-07-31 |
|---|---|---|---|---|---|
| ROA | -44.04 | -105.94 | -76.48 | -35.77 | |
| ROE | -47.58 | -181.98 | -187.24 | -66.87 | |
| Gross Margin | 100.00 | 60.42 | |||
| Operating Margin | -70.20 | -316.13 | -31.06 | -132.76 | |
| EBITDA Margin | -68.92 | -253.97 | -7.67 | -97.80 | |
| Net Profit Margin | -383.17 | -514.76 | -117.64 | -174.56 |
| Breakdown | 2025-07-31 | 2025-04-30 | 2025-01-31 | 2024-10-31 | 2024-07-31 |
|---|---|---|---|---|---|
| ROA | -7.07 | -18.29 | -22.03 | -6.24 | -44.84 |
| ROE | -7.64 | -18.89 | -24.19 | -7.34 | -77.03 |
| Gross Margin | |||||
| Operating Margin | 402.29 | -75.60 | -175.40 | -86.83 | |
| EBITDA Margin | 402.29 | -75.60 | -174.86 | -75.22 | |
| Net Profit Margin | -98.46 | -635.62 | -951.73 | -500.31 |
Dividends
| Breakdown | 2025-07-31 | 2024-07-31 | 2023-07-31 | 2022-07-31 | 2021-07-31 |
|---|---|---|---|---|---|
| Dividend Yield | |||||
| Dividend Payout Ratio |
| Breakdown | 2025-07-31 | 2025-04-30 | 2025-01-31 | 2024-10-31 | 2024-07-31 |
|---|---|---|---|---|---|
| Dividend Yield | |||||
| Dividend Payout Ratio |
Financial Statements
| Breakdown | 2025-07-31 | 2024-07-31 | 2023-07-31 | 2022-07-31 | 2021-07-31 |
|---|---|---|---|---|---|
| Assets | 10,439.42 | 3,012.59 | 3,768.57 | 8,136.95 | 0 |
| Current Assets | 10,439.42 | 2,898.75 | 2,542.78 | 5,992.46 | 0 |
| Cash and Short-Term Investments | 9,067.33 | 1,673.52 | 736.67 | 1,783.48 | 0 |
| Cash and Cash Equivalents | 8,950.77 | 1,249.38 | 606.02 | 1,750.14 | 0 |
| Short-Term Investments | 116.56 | 424.15 | 130.65 | 33.35 | 0 |
| Net Receivables | 750.00 | 1,100.00 | 1,290.54 | 3,416.77 | 0 |
| Inventory | 0 | 0 | 0 | 0 | 0 |
| Other Current Assets | 622.09 | 125.22 | 515.57 | 792.21 | 0 |
| Non-Current Assets | 0 | 113.84 | 1,225.79 | 2,144.49 | 0 |
| Property, Plant, Equipment Net | 0 | 113.84 | 1,152.46 | 1,656.16 | 0 |
| Goodwill | 0 | 0 | 0 | 0 | 0 |
| Intangible Assets | 0 | 0 | 73.33 | 153.33 | 233.33 |
| Long-Term Investments | 0 | 0 | 0 | 335.00 | 0 |
| Non-Current Deferred Assets | 0 | 0 | 0 | 0 | 0 |
| Other Non-Current Assets | 0 | 0 | 0.00 | 0.00 | 0 |
| Liabilities | 775.94 | 1,258.83 | 2,229.22 | 3,784.35 | 0 |
| Current Liabilities | 775.94 | 988.42 | 1,539.72 | 2,799.10 | 0 |
| Payables and Expenses | 768.32 | 839.61 | 1,054.31 | 2,275.25 | 0 |
| Account Payables | 0 | 0 | 293.14 | 2,275.25 | 0.48 |
| Current Accrued Liabilities | 419.58 | 750.00 | 293.14 | 177.30 | 0 |
| Short-Term Debt | 0 | 11.38 | 415.41 | 433.06 | 382.30 |
| Other Current Liabilities | 0 | 137.44 | 70.00 | 90.78 | 0 |
| Non-Current Liabilities | 0 | 270.42 | 689.50 | 985.25 | 0 |
| Long-Term Debt | 0 | 20.42 | 689.50 | 985.25 | 0 |
| Other Non-Current Liabilities | 0 | 250.00 | 0.00 | 0.00 | 0 |
| Equity | 9,663.48 | 1,753.75 | 1,539.35 | 4,352.61 | 0 |
| Shareholders Equity | 9,663.48 | 1,753.75 | 1,539.35 | 4,721.65 | 0 |
| Capital Stock | 23.64 | 11.92 | 9.63 | 9.63 | 0 |
| Share Premium | 45,095.98 | 32,599.99 | 29,196.35 | 29,496.35 | 0 |
| Retained Earnings | -35,456.15 | -30,858.15 | -27,666.62 | -24,784.33 | 0 |
| Treasury Shares | 0 | 0 | 0 | 0 | 0 |
| Accumulated Other Comprehensive Income | 0 | 0 | 0 | 181.50 | 180.69 |
| Minority Interest | 0 | 0 | 0 | -369.05 | 120.81 |
| Debt | 0 | 31.79 | 1,104.91 | 1,418.31 | 0 |
| Common Shares Outstanding | 1,313.37 | 662.08 | 534.86 | 534.86 | 0 |
| Breakdown | 2025-07-31 | 2024-07-31 | 2023-07-31 | 2022-07-31 | 2021-07-31 |
|---|---|---|---|---|---|
| Revenues | 1,200.00 | 620.00 | 2,450.00 | 1,667.31 | 0 |
| Cost Of Revenue | 0 | 0 | 0 | 660.00 | 0 |
| Interest Income | 60.92 | 0.03 | 1.87 | 0 | 0.31 |
| Non-Interest Expense | 2,042.35 | 2,599.11 | 2,448.86 | 3,220.89 | 0 |
| Gross Profit | 0 | 0 | 2,450.00 | 1,007.31 | 936.93 |
| Operating Expenses | 2,042.35 | 2,580.01 | 3,210.86 | 3,220.89 | 0 |
| Selling, General and Administrative Expenses | 2,042.35 | 2,599.11 | 2,448.86 | 3,220.89 | 0 |
| Other Operating Expenses | 0 | -19.10 | 3,416.77 | 0 | 0 |
| Operating Income | -842.35 | -1,960.01 | -760.86 | -2,213.58 | 0 |
| Net Non-Operating Income | -260.05 | -846.87 | 314.52 | -123.30 | 0 |
| EBT | -4,598.00 | -3,188.22 | -2,851.10 | -3,371.10 | 0 |
| Income Tax | 0 | 3.30 | 31.20 | 0 | 0 |
| Net Income Including Non-Controlling Interests | -4,598.00 | -3,191.52 | -2,882.30 | -3,371.10 | 0 |
| Net Income Non-Controlling Interests | 0 | 0 | 0 | 460.70 | 436.47 |
| Net Income | -4,598.00 | -3,191.52 | -2,882.30 | -2,910.39 | 0 |
| EBIT | -842.35 | -1,960.01 | -760.86 | -2,213.58 | 0 |
| Deprecation and Amortization | 15.28 | 385.38 | 572.94 | 583.00 | 0 |
| EBITDA | -827.07 | -1,574.63 | -187.92 | -1,630.58 | 0 |
| EPS | 0 | -0.01 | -0.01 | -0.01 | -0.02 |
| Diluted EPS | 0 | -0.01 | -0.01 | -0.01 | -0.02 |
| Average Shares Outstanding Basic | 0 | 569.30 | 534.86 | 528.39 | 526.83 |
| Average Shares Outstanding Diluted | 0 | 569.30 | 534.86 | 528.39 | 526.83 |
| Breakdown | 2025-07-31 | 2024-07-31 | 2023-07-31 | 2022-07-31 |
|---|---|---|---|---|
| Operating Cash Flow | -2,457.40 | -120.48 | -2,333.90 | -146.94 |
| Operating Net Income | -4,598.00 | -3,191.52 | -2,882.30 | -3,371.10 |
| Deprecation and Amortization | 15.28 | 385.38 | 572.94 | 583.00 |
| Deferred Income Tax | 0 | 0 | 0 | 0 |
| Share Based Compensation | 0 | 0 | 0 | 0 |
| Change in Working Capital | -1,497.96 | 2,315.71 | -3,367.95 | 169.73 |
| Other Operating Activities | 3,623.28 | 369.96 | 3,343.41 | 2,471.42 |
| Investing Cash Flow | 1,262.07 | -1,579.95 | 459.82 | -1,591.54 |
| Capital Expenditure | 0 | 0 | 0 | 0 |
| Net Purchase/Sale of PPE | 0 | -5.09 | 70.56 | 181.41 |
| Net Purchase/Sale of Investments Net | 362.07 | -674.87 | 429.80 | -1,437.94 |
| Net Purchase/Sale of Business | 0 | 0 | 335.00 | -335.00 |
| Other Investing Activities | 0 | -900.00 | -375.54 | 0.00 |
| Financing Cash Flow | 8,896.72 | 2,343.79 | 729.97 | -1,960.95 |
| Net Issuance/Repayment of Debt | 0 | 0 | 729.97 | 0 |
| Net Issuance/Repurchase of Equity | 8,896.72 | 2,343.79 | 0 | 0 |
| Dividends Paid | 0 | 0 | 0 | 0 |
| Other Financing Activities | 0.00 | 0.00 | 0.00 | -1,960.95 |
| Net Change in Cash | 7,701.40 | 643.35 | -1,144.12 | -3,699.43 |
| Cash at Beginning of Period | 1,249.38 | 606.02 | 1,750.14 | 5,596.74 |
| Cash at End of Period | 8,950.77 | 1,249.38 | 606.02 | 1,750.14 |
| Free Cash Flow | -2,457.40 | -125.57 | -2,335.34 | -248.89 |
| Breakdown | 2025-07-31 | 2025-04-30 | 2025-01-31 | 2024-10-31 | 2024-07-31 |
|---|---|---|---|---|---|
| Assets | 10,439.42 | 8,687.98 | 8,640.05 | 5,884.52 | 3,012.59 |
| Current Assets | 10,439.42 | 8,687.98 | 8,640.05 | 5,785.28 | 2,898.75 |
| Cash and Short-Term Investments | 9,067.33 | 7,815.88 | 8,025.10 | 4,632.05 | 1,673.52 |
| Cash and Cash Equivalents | 8,950.77 | 6,681.40 | 5,269.69 | 457.76 | 1,249.38 |
| Short-Term Investments | 116.56 | 1,134.48 | 2,755.41 | 4,174.29 | 424.15 |
| Net Receivables | 750.00 | 850.00 | 600.00 | 1,100.00 | 1,100.00 |
| Inventory | 0 | 0 | 0 | 0 | 0 |
| Other Current Assets | 622.09 | 22.09 | 14.94 | 53.22 | 125.22 |
| Non-Current Assets | 0 | 0 | 0 | 99.24 | 113.84 |
| Property, Plant, Equipment Net | 0 | 0 | 0 | 99.24 | 113.84 |
| Goodwill | 0 | 0 | 0 | 0 | 0 |
| Intangible Assets | 0 | 0 | 0 | 0 | 0 |
| Long-Term Investments | 0 | 0 | 0 | 0 | 0 |
| Non-Current Deferred Assets | 0 | 0 | 0 | 0 | 0 |
| Other Non-Current Assets | 0 | 0 | 0 | 0 | 0 |
| Liabilities | 775.94 | 278.07 | 770.93 | 886.84 | 1,258.83 |
| Current Liabilities | 775.94 | 278.07 | 770.93 | 625.05 | 988.42 |
| Payables and Expenses | 768.32 | 269.99 | 769.99 | 519.99 | 839.61 |
| Account Payables | 0 | 0 | 0 | 0 | 0 |
| Current Accrued Liabilities | 419.58 | 250.00 | 750.00 | 500.00 | 750.00 |
| Short-Term Debt | 0 | 0 | 0 | 20.68 | 11.38 |
| Other Current Liabilities | 0 | 0 | 0 | 84.38 | 137.44 |
| Non-Current Liabilities | 0 | 0 | 0 | 261.79 | 270.42 |
| Long-Term Debt | 0 | 0 | 0 | 11.79 | 20.42 |
| Other Non-Current Liabilities | 0 | 0 | 0 | 250.00 | 250.00 |
| Equity | 9,663.48 | 8,409.90 | 7,869.12 | 4,997.68 | 1,753.75 |
| Shareholders Equity | 9,663.48 | 8,409.90 | 7,869.12 | 4,997.68 | 1,753.75 |
| Capital Stock | 23.64 | 17.32 | 15.74 | 11.92 | 11.92 |
| Share Premium | 45,095.98 | 43,110.30 | 40,982.06 | 36,210.99 | 32,599.99 |
| Retained Earnings | -35,456.15 | -34,717.72 | -33,128.68 | -31,225.22 | -30,858.15 |
| Treasury Shares | 0 | 0 | 0 | 0 | 0 |
| Accumulated Other Comprehensive Income | 0 | 0 | 0 | 0 | 0 |
| Minority Interest | 0 | 0 | 0 | 0 | 0 |
| Debt | 0 | 0 | 0 | 32.47 | 31.79 |
| Common Shares Outstanding | 1,313.37 | 962.08 | 874.30 | 662.08 | 662.08 |
| Breakdown | 2025-07-31 | 2025-04-30 | 2025-01-31 | 2024-10-31 | 2024-07-31 | 2024-04-30 |
|---|---|---|---|---|---|---|
| Revenues | 750.00 | 250.00 | 200.00 | 0 | 270.00 | 0 |
| Interest Income | 0 | 0 | 0 | 0 | 0.00 | 0 |
| Interest Expense | 0 | 0 | 0 | 0.02 | 0 | 0 |
| Non-Interest Expense | 531.43 | 439.01 | 550.80 | 521.11 | 523.53 | 0 |
| Operating Expenses | 531.43 | 439.01 | 550.80 | 521.11 | 504.43 | 0 |
| Selling, General and Administrative Expenses | 531.43 | 439.01 | 550.80 | 521.11 | 523.53 | 0 |
| Operating Income | 218.57 | -189.01 | -350.80 | -521.11 | -234.43 | 0 |
| Net Non-Operating Income | 0 | 0 | -265.94 | 5.89 | -1,069.99 | 23.21 |
| EBT | -738.43 | -1,589.04 | -1,903.46 | -367.07 | -1,347.54 | 0 |
| Income Tax | 0 | 0 | 0 | 0 | 3.30 | 0 |
| Net Income Including Non-Controlling Interests | -738.43 | -1,589.04 | -1,903.46 | -367.07 | -1,350.84 | 0 |
| Net Income | -738.43 | -1,589.04 | -1,903.46 | -367.07 | -1,350.84 | 0 |
| EBIT | 3,017.21 | -189.01 | -350.80 | -367.06 | -234.43 | 0 |
| Deprecation and Amortization | 0 | 0 | 1.07 | 14.21 | 31.33 | 0 |
| EBITDA | 3,017.21 | -189.01 | -349.72 | -352.85 | -203.11 | 0 |
| EPS | 0 | -0.00 | -0.00 | -0.00 | 0 | -0.00 |
| Diluted EPS | 0 | -0.00 | -0.00 | -0.00 | 0 | -0.00 |
| Average Shares Outstanding Basic | 0 | 958.13 | 674.77 | 662.08 | 0 | 544.40 |
| Average Shares Outstanding Diluted | 0 | 958.13 | 674.77 | 662.08 | 0 | 544.40 |
| Breakdown | 2025-07-31 | 2025-04-30 | 2025-01-31 | 2024-10-31 | 2024-07-31 |
|---|---|---|---|---|---|
| Operating Cash Flow | -322.63 | -939.01 | -395.12 | -800.63 | -36.30 |
| Operating Net Income | -738.43 | -1,589.04 | -1,903.46 | -367.07 | -1,350.84 |
| Deprecation and Amortization | 0 | 0 | 1.07 | 14.21 | 31.33 |
| Deferred Income Tax | 0 | 0 | 0 | 0 | 0 |
| Share Based Compensation | 0 | 0 | 0 | 0 | 0 |
| Change in Working Capital | -602.13 | -750.00 | 153.77 | -299.60 | 1,259.11 |
| Other Operating Activities | 1,017.93 | 1,400.03 | 1,353.49 | -148.16 | 24.10 |
| Investing Cash Flow | 600.00 | 220.90 | 432.16 | 9.02 | -830.49 |
| Capital Expenditure | 0 | 0 | 0 | 0 | 0 |
| Net Purchase/Sale of PPE | 0 | 0 | 0 | 0 | 0 |
| Net Purchase/Sale of Investments Net | -0.00 | 220.90 | 132.16 | 9.02 | -228.19 |
| Net Purchase/Sale of Business | 0 | 0 | 0 | 0 | 0 |
| Other Investing Activities | 600.00 | 0.00 | 300.00 | 0.00 | -602.29 |
| Financing Cash Flow | 1,992.00 | 2,129.82 | 0 | 0 | 0 |
| Net Issuance/Repayment of Debt | 0 | 0 | 0 | 0 | 0 |
| Net Issuance/Repurchase of Equity | 1,992.00 | 2,129.82 | 0 | 0 | 0 |
| Dividends Paid | 0 | 0 | 0 | 0 | 0 |
| Other Financing Activities | 0.00 | 0.00 | 0 | 0 | 0 |
| Net Change in Cash | 2,269.37 | 1,411.71 | 4,811.93 | -791.61 | -866.78 |
| Cash at Beginning of Period | 6,681.40 | 5,269.69 | 457.76 | 1,249.38 | 2,116.16 |
| Cash at End of Period | 8,950.77 | 6,681.40 | 5,269.69 | 457.76 | 1,249.38 |
| Free Cash Flow | -322.63 | -939.01 | -395.12 | -800.63 | -36.30 |